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Digital Science's 2026 Catalyst Grant seeks agentic AI workflows you can trust
Digital Science today launches its Catalyst Grant round for 2026 to support innovative technology ideas. This year's theme is: Agentic Workflows You Can Trust.
James Harrison calls out Steelers over shocking fan-favorite release
Pittsburgh Steelers legend James Harrison called out the team over its recent release of fan-favorite linebacker Elandon Roberts.
Cowboys to add Super Bowl-winning OT to practice squad
The Cowboys are adding Wanya Morris to the practice squad. The veteran tackle has 43 games of experience and a Super Bowl ring.
CBS Sports analyst predicts 'Giants will make the Super Bowl' in 2026
A CBS Sports analyst boldly predicts the New York Giants will make the Super Bowl in 2026.
810 Entertainment to Bring Food-Forward Dining, Bowling and Interactive Games to DOCO
— Northern California’s First 810 Entertainment Location Expected to Open Later this Year — Downtown Commons (DOCO) presented by Sutter Health today announced that 810 Entertainment plans to open a food-forward dining and social entertainment destination at the plaza later this year. With 16 locations nationwide, the new venue will mark 810 Entertainment’s Northern California […]
Ernst Names Small Business of the Week, The Bread Board
Read the release on Sen. Ernst's website HERE. Throughout this Congress, Chair Ernst plans to recognize a small business in every one of Iowa’s 99 counties. RED OAK, Iowa – U.S. Senator Joni Ernst (R-Iowa), Chair of the Senate Small Business Committee, today announced her Small Business of the Week: The Bread Board of Marion County. Throughout the 119th Congress, Chair Ernst plans to recognize a small business in each of Iowa's 99 counties. “The Bread Board has risen to the occasion, growing from Heidi’s passion for baking into a thriving Pella bakery that brings people together,” said Chair Ernst. “From serving fresh sourdough and homemade meals to supporting local businesses, schools, and community events, Heidi and her team have proven they have the perfect recipe for success.” Heidi Rozenboom grew up baking fresh bread alongside her grandmother, always using the same bread board that would eventually inspire her business’ name. Years later, Heidi started selling fresh bread to local coffee shops and cafes. As demand grew, she opened her storefront in downtown Pella in 2021 and named her bakery the Bread Board. Today, the Bread Board serves fresh sourdough bread, pastries, homemade meals, and other baked goods. Stay tuned as Chair Ernst continues to recognize outstanding Iowa small businesses with her Small Business of the Week award. ###
Broncos select Oregon tight end in 2027 NFL mock draft
The Broncos select an intriguing Oregon tight end in this 2027 NFL mock draft.
Apple Releases New iOS 27, iPadOS 27, macOS 27, and tvOS 27 Public Betas
Apple today released the sixth public betas of iOS 27, iPadOS 27, tvOS 27, and macOS Golden Gate, allowing anyone with a compatible device to download and test the new software. The sixth betas come a week after Apple seeded the fifth betas and a few hours after the eighth developer betas. You can get started by signing up on Apple's beta website and then opting in to the public beta by opening up the Settings app on your device, selecting General, and choosing Software Update.
HHS Awards $77 Million to Strengthen Substance Use Prevention, Treatment, Crisis Services, and Mental Health Services
HHS, today announced on Overdose Awareness Day that it has awarded $77 million in new grant funding to strengthen substance use prevention.
Scott Wolf's ex-wife Kelley Wolf apologizes after divorce battle, arrest
Scott Wolf's ex-wife Kelley Wolf, who was arrested amid the couple's divorce, opened up about her mental health struggles in a new social media post.
AMC Entertainment Creates "Leawood Films" With the Aim of Having More Movies Distributed on to the Big Screen
LEAWOOD, Kan., August 31, 2026--AMC Entertainment Holdings, Inc. (NYSE: AMC), the largest theatrical exhibitor in the United States and in the world, today announced the creation of Leawood Films, a new film distribution company headquartered both in Los Angeles and AMC Theatres home base of Leawood, Kansas. It will focus on bringing additional movies to theatrical audiences in the U.S. and across the globe, leveraging its acclaimed marketing ability and the prominence of its exhibition network,
Risk of mosquito-borne viruses rises as EEE detected in Michigan horse
Michigan health leaders say there's a growing threat to humans and horses of mosquito-borne viruses after EEE was detected in two Michigan counties.
RB George Holani's fantasy outlook for Seahawks
The latest updates on Seahawks RB George Holani.
Half of women experience hair loss. Can this supplement actually help?
The brand behind URO Vaginal Probiotic is entering the hair wellness category with new supplement designed to help women experiencing hair thinning and shedding.
Former Patriots draft pick claimed on waivers by rival Dolphins
The Dolphins have reportedly claimed former Patriots defensive back Marcellas Dial on waivers.
Sen. Ed Markey, Democrat, across decades in Massachusetts politics
Markey has served in Congress for nearly 50 years. Here he is in recent years.
Jeff Rehberger and the Business of Betting Big on Illinois
Jeff Rehberger looked at that landscape and saw something else: a regulated, scalable market that would reward whoever built the right infrastructure to operate inside it seriously.
Apple Releases macOS Golden Gate Beta 8
Apple today provided developers with the eighth beta of macOS Golden Gate, with the update coming a week after Apple seeded the seventh beta. Developers can download macOS Golden Gate by going to System Settings > General > Software Update. Beta Updates will need to be enabled, and a free developer account is required. macOS Golden Gate includes multiple design improvements.
Apple Seeds Eighth iOS 27 and iPadOS 27 Betas to Developers
Apple today seeded the eighth betas of iOS 27 and iPadOS 27 to developers for testing purposes, with the update coming one week after Apple released the seventh betas. Registered developers can download the betas from the Settings app on the iPhone or iPad by going to the General section and selecting Software Update. iOS 27 introduces Apple's smarter version of Siri, Siri AI.
USA TODAY Sports Super 15 East region football rankings, Week 3
After the East region's first full weekend of play, see which high school football teams top the East rankings this week.
Former Georgia football playoff hero released by Dallas Cowboys
The Dallas Cowboys have released former Georgia Bulldogs and NFL veteran cornerback Derion Kendrick, according to a team announcement.
Broncos' updated depth chart projection after roster cuts
Following roster cuts, here's an updated (projected) depth chart for the Broncos.
Health advisory in effect at Miami-Dade beach, testing revealed bacteria
A water quality advisory is in effect at a Miami-Dade, Florida, beach after testing revealed elevated levels of bacteria in surrounding waters.
Steelers players recall hilarious impostor fan at practice
Pittsburgh Steelers edge rushers T.J. Watt and Alex Highsmith recalled a hilarious incident where a fan in a fake jersey snuck into practice.
Kroll Introduces APEX to Drive Measurable Business Outcomes from AI Investment
/PRNewswire/ -- Fal.Con 2026 – Kroll, the leading independent provider of global financial and risk advisory solutions, today announced the launch of Kroll AI...
OpenAI’s ChatGPT ads business hits $1 billion run rate as Europe gets self-serve access
That figure comes from multiplying current monthly ad revenue by 12, so it's a snapshot of where things stand today.
Liverpool complete £106m Bradley Barcola signing from PSG
Liverpool have completed the signing of Bradley Barcola from Paris Saint-Germain in a deal worth an initial £106million (€125m), ending their long pursuit of the France international.The agreement ...
Deloitte Acquires the Business of Wavicle, Accelerating Data and AI Engineering Capabilities
/PRNewswire/ -- Deloitte announced today that it has acquired substantially all of the assets of Wavicle Data Solutions, a top-tier data and AI engineering...
Justin Parent on unlocking the science of resilience in kids
Penn GSE associate professor Justin Parent investigates how childhood adversity becomes biologically embedded, with the goal of identifying opportunities to intervene early and help children thrive.
The No. 1 Best Drink to Help You Poop, According to a Dietitian
In TODAY.com’s Expert Tip of the Day, a dietitian shares the best drink to help you stay regular.
Puck Drop Preview: 2026-27 Chicago Blackhawks
Last Word On Hockey‘s Puck Drop Previews are back for the 2026-27 season! As the regular season approaches, Last Word will preview each team’s current outlook and stories to watch for the upcoming year. We’ll also do our best to project how things will go for each team throughout the campaign. Today, we’re previewing the 2026-27 …
Cowboys news: Takeaways and analysis of Dallas’ 53-man roster
Here is today’s Dallas Cowboys news
Draft picks, free agents: Recapping newcomers to Saints' 2026 roster
Recapping the rookies, free agents, and other new players that made the initial New Orleans Saints 53-man roster to begin the 2026 season.
Meitav Investment House Announces Immediate Report Concerning Selected Business Data for July 2026
/PRNewswire/ -- Meitav Investment House (TASE: MTAV) announced today that further to the Company's immediate report dated March 2, 2026 (Reference No....
House Democrat to launch challenge to Trump’s ‘Lake America’ order
Debbie Dingell plans to introduce her ‘Hands Off Our Great Lakes Act’ today following president’s latest escalation in US-Canada trade war
MLB power rankings: Baseball's worst division gets embarrassed again
Mariners continued their stunning downfall, getting swept in an ALCS rematch.
Biggest snubs from Bengals' 53-man roster after final cuts
The Bengals made some pretty surprising cuts while forming the 53-man roster.
Nebraska's season-opening opponent announces starting quarterback
Ohio has named Nick Poulos as the starting quarterback for the season opener against Nebraska this Saturday in Lincoln.
Health First expands in Brevard with new ER and hospital upgrades
Health First is hiring for Brevard County's first freestanding emergency room while expanding its hospital network.
5 players Commanders could target after roster cuts
We look at five players the Commanders could target after Sunday's roster cuts.
West Hartford Business Buzz: August 31, 2026 - We-Ha
A round-up of openings, closings, and other news about West Hartford businesses.Business Buzz is sponsored by NBT Bank, and we are very thankful for their support!By Ronni NewtonI find myself writing the same thing at this time every year: It’s the last week of August. Today is actually
Maximum Entertainment Interim Report Q2 2026
Stockholm, Sweden (August 31, 2026) – Maximum Entertainment AB (Nasdaq: MAXENT B) today released its interim report for the second quarter of 2026.Second quarter, April-June 2026 (Compared to April-June 2025)First half year, January-June 2026 (Compared to January-June 2025)Significant events during…
Seahawks 53-man roster for 2026 NFL season officially announced
Meet your newest Seahawks team!
Connections: Sports Edition today: Hints and answers for Aug. 31, 2026, puzzle No. 707
Welcome to Connections: Sports Edition Coach — a spot to gather clues and discuss (and share) scores.
Amazon Business is free to join: Is it worth it for your business?
Amazon Business gives companies access to business-only pricing, purchasing controls and millions of products. Learn who it's for and how to sign up for free.
Why is Star Entertainment stock falling today?
Why is Star Entertainment stock falling today?
Patriots agree to trade with Vikings for veteran offensive lineman
The New England Patriots reportedly agreed to a trade with the Minnesota Vikings for offensive tackle Walter Rouse.
6 Eagles rookies who made the initial 53-man roster
Five Eagles draft picks and one undrafted rookie earned positions on Philadelphia’s initial 53-man roster.
UC San Diego Receives Up To $11.3 Million to Develop Smarter Red Blood Cells
Researchers at UC San Diego have been awarded a DARPA contract to redesign red blood cells to temporarily boost human performance.
Patriots cut former undrafted standout ahead of roster deadline
The Patriots have reportedly cut running back Lan Larison with hopes of stashing him on the practice squad.
Steelers keep all 10 draft picks on 53-man roster
The Steelers announced their final round of roster cuts and all 10 picks in the 2026 NFL Draft made the team.
Antarctica developed a continental-scale ice sheet 34 million years ago while Earth was about 5°C warmer than today — helped by slow-moving mantle waves that had spent more than 100 million years lifting its interior high enough for permanent ice to survive.
A 2026 modelling study links East Antarctica’s high plateau to mantle processes begun during Jurassic breakup, while retaining falling carbon dioxide as the main trigger for glaciation.
Former Bears DT Gervon Dexter reacts to trade to Falcons
Gervon Dexter says goodbye to the Bears and their fans.
Meep, meep. ‘Coyote vs. Acme’ opens with $15.5 million, 'Spider-Man' stays No. 1 for fifth weekend
Three years after Warner Bros. abruptly canned “Coyote vs. Acme,” the Looney Tunes feature film that was given a new lease on life by Ketchup Entertainment debuted with an estimated $15.5 million in ticket sales over the weekend. For the fifth weekend in a row, “Spider-Man: Brand New Day” topped…
Role. I think I've gotten older, without even …
Role. I think I've gotten older, without even …
WATCH: Politics Today for the week of Aug. 30, 2026
AMARILLO, Texas (KAMR/KCIT) — On Aug. 30, during the Politics Today episode on KAMR Local 4 News, Jack Kessler reviews several recent political developments and topics of interest in the Amarillo a…
Eagles release rookie edge rusher Keyshawn James-Newby
Philadelphia released seventh-round rookie Keyshawn James-Newby while finalizing its initial 53-man roster.
Broncos' Jonathon Cooper to be placed on NFL commissioner's exempt list: Reports
Broncos star Jonathon Cooper is being placed on the NFL commissioner's exempt list after a pair of offseason arrests relating to domestic violence.
Patriots placing top backup swing tackle on injured reserve
The Patriots are reportedly placing improved second-year offensive tackle Marcus Bryant on injured reserve.
American politics: Will Rogers overheard out on the front porch
OPINION — If Will Rogers were here today, he might have something to say: Well, I’ve been watching this country for a spell now, and I’ll tell you something that may not sit easy: …
North Carolina: Rabid baby goats at a mobile petting zoo prompts health warning
On Friday, the North Carolina Department of Health and Human Services reported confirmed multiple rabies cases in baby goats at a mobile petting zoo located in Iredell County. They were first notified of a potential rabies exposure among four baby goats at Farm Adventures in Harmony, North Carolina on August 27. The goats were most likely exposed to rabies by a skunk that had entered the pen where they were kept in late July. The NC State Laboratory of Public Health confirmed rabies viruses in three of the baby goats on August 28; a fourth goat was not tested but is also assumed to have been infected. Based on information gathered on August 28, it was determined that no other animals on the farm pose a risk of rabies exposure to people. Learn about rabies Anyone who had contact with baby goats from the Farm Adventures mobile petting zoo either at their location in Harmony, North Carolina, or at an off-site event, between July 28 and Aug. 27, 2026, may have been exposed while the animals were infectious. Impacted individuals should contact their local health department to determine whether medications are needed to prevent infection. Individuals are encouraged to call before visiting an emergency department or urgent care clinic to determine if treatment is needed and where it can be accessed. Known potential exposure dates and locations include: July 28: Jurney’s Assisted Living, 1942 Van Haven Drive, Statesville in Iredell County July 30: Private event in Mecklenburg County Aug. 1: Community Connections Back-to-School Bash, Breeden Amphitheater, 333 S. Main St., Lexington in Davidson County Aug. 6: Brookdale Peachtree, 2806 Peachtree Road, Statesville in Iredell County Aug. 8: Private event in Watauga County Aug. 9: Private event in Burke County Aug. 15: Masonic Picnic Grounds, 201 Poplar St., Mocksville in Davie County Aug. 16: Private event in Durham County Aug. 22: Private event in Iredell County Aug. 23: Private event in Durham County Rabies is a deadly disease that can spread from wild animals to pets and people, primarily through a bite, scratch or when infected saliva touches broken skin or mucous membranes. Human rabies infections are extremely rare in the United States. No human cases have been reported in North Carolina since 2011. Rabies is almost always fatal in mammals, including people, unless medications to prevent infections are given before symptoms develop. Symptoms can begin weeks to months after someone is exposed. Early symptoms are flu-like illness including weakness, fever or headache as well as a prickling or itching sensation where someone was bitten or exposed. In 2025, over 4,000 animals were submitted to the NC State Laboratory of Public Health for rabies testing, and of these, approximately 6% tested positive. In North Carolina the disease most often occurs in wild animals especially skunks, raccoons, bats and foxes. Outbreak News Today is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe
New Bears CB Clark Phillips sounds off on trade to Chicago
Newly acquired CB Clark Phillips shared his initial reaction after being traded to the Chicago Bears by the Atlanta Falcons.
Report: Vikings preseason star has made the 53-man roster
Vikings preseason star Jacob Thomas set to make the 53-man roster.
Former Vikings starting QB released by the Jaguars
Former Vikings QB Nick Mullens was released by the Jaguars after they acquired Quinn Ewers.
Bold predictions for Colorado football entering the 2026 season
Here are a few bold predictions from the Buffaloes Wire staff ahead of Colorado's 2026 campaign.
Dolphins trade for Packers' preseason standout quarterback
The Dolphins stripped their roster down to the studs, but made a move for a potential QB2. Here are the details.
A Grip on Sports: A couple things of note today? The NFL can't get here quickly enough. And it wasn't a great weekend for the local college football teams
A GRIP ON SPORTS • As far back as I can remember, Sundays have been lazy days. The calm after Saturday’s storms. The deep breath before Monday’s hamster wheel rolls again. A day for quiet contemplation of whatever higher power guides you. Until kickoff.
Colts wide receiver Keenan Allen was arrested early Sunday morning
He joined the Colts earlier this month on a one-year deal and will enter his 14th season in the league.
Dolphins waive final backup QB, making their situation very clear
The Dolphins traded Quinn Ewers and reportedly waived Cam Miller, leaving just two quarterbacks on the roster. However, they're now waiving another.
New Apple Watch Series 12 and Apple Watch Ultra 4 Features Revealed
Bloomberg's Mark Gurman today further outlined what to expect from the Apple Watch Series 12 and Apple Watch Ultra 4 set to be unveiled on September 9. While it was initially rumored that Touch ID may be coming to the Apple Watch this year, Gurman reiterated that he does not expect the Series 12 or Ultra 4 to have any major design changes compared to the current Series 11 and Ultra 3 models. Gurman does expect a ceramic case option to return for the Apple Watch Series 12.
ESPN grades Falcons' trade for Bears DT Gervon Dexter
ESPN declares Falcons the winner of trade for Bears DT Gervon Dexter
Apple Pencil for iPhone Ultra Was Tested
Apple has internally prototyped, tested, and considered launching an Apple Pencil for the upcoming foldable iPhone, according to Bloomberg's Mark Gurman. However, he said it is unlikely that the accessory will be released. In his Power On newsletter today, Gurman said the Apple Pencil tested for the foldable iPhone is stubbier than the versions for iPads. He said the Apple Pencil for the foldable iPhone was designed to magnetically attach and charge on the side of the device.
Why the United States Can’t Quit Its Wars
The country’s longest war came to an end exactly five years ago. Today it offers lessons for policymakers seeking to avoid an endless war in Iran.
Steelers shockingly release fan-favorite linebacker amid final roster cuts
The Pittsburgh Steelers have parted ways with fan-favorite linebacker Elandon Roberts despite his strong preseason performance.
Trump says 'Meet the Press' host Kristen Welker will be reported to FCC
President Donald Trump sharply criticized Kristen Welker, the moderator of NBC's "Meet the Press," after abruptly exiting an interview with her earlier this year.
From 'Sinners' to 'Stranger Things': Your guide to Universal Orlando's Halloween Horror Nights
Your guide to Universal Orlando's Halloween Horror Nights 2026: What to see, where to scream and how to survive.
Dolphins move on from another QB, leaving them with just two
The Miami Dolphins traded Quinn Ewers on Saturday, and now they've waived another quarterback Sunday morning.
New Colts WR Keenan Allen arrested for DUI after preseason debut
After catching one pass in Colts' loss to Lions, veteran WR Keenan Allen was arrested on two preliminary DUI charges early Sunday morning.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
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HONG KONG SAR – Media OutReach Newswire – 30 August 2026 – The annual flagship event Digital Entertainment Leadership Forum 2026 (DELF 2026), organised by Cyberport, concluded successfully today. Under
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