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Royal Caribbean’s massive new cruise ship arrives in Florida
Royal Caribbean’s Legend of the Seas has arrived in Florida. See its size, passenger capacity, attractions and onboard neighborhoods.
Long Wall Lands Deal With Feds
Long Wall, an aerospace and defense company based in Long Beach, landed a $75 million contract last month from the Missile Defense Agency for its Cyclops
DeChambeau running out of options
Rory McIlroy says the addition of Bryson DeChambeau to the DP World Tour next season would bring more "eyeballs" to the tour but feels the American is running out of options.
Alabama's Win Over LSU Still Exposed Some Major Concerns
The Alabama Crimson Tide were able to beat the LSU Tigers on Saturday, but concerns remain.
Orioles news: O’s prospects play in AFL Fall Star Game
As we continue to wait for some MLB action
Can the Buccaneers' Defense Carry Disappointing Offense to the Playoffs?
The Bucs' defense has been great all season long. Can it carry a disappointing offense all the way to the playoffs?
San Diego man started a small pizza business in his apartment after being laid off, and now he makes 15 a week and sells out in under 30 seconds
A waitlist of 1,500 people is chasing 15 pizzas a week from a single Ocean Beach apartment in San Diego. According to Axios, AJ Miller began selling pies after losing his marketing job. The list grew ...
IRONMAN Florida visitors bring business to Panama City Beach restaurants, hotels
IRONMAN Florida brought thousands of people to Panama City Beach this weekend.
‘I felt like I was destined to be there’
Singer and songwriter Janine ‘Jkuhl’ Coombs dreamt of being a performer at the World Music Expo – better known as WOMEX – and she had submitted applications before, but just didn’t get a favourable response. This year October, however, Coombs, the deputy director of Music Unites Jamaica Foundation, was selected as one of eight Caribbean women to attend the festival in Gran Canaria, Spain.
What Hims & Hers Health (HIMS) Said on Its Q3 Earnings Call
Hims & Hers Health (NYSE:HIMS) reported third-quarter revenue growth of 49% but lost 100,000 subscribers from the prior quarter, as the digital health company held back U.S. weight-loss marketing and consolidated brands in international markets. Revenue rose to $890 million, while subscribers i
907 Sports: Alaska high school swimming crowns its champions
On this episode of 907 Sports, Charlie Fellows recaps a busy Saturday on the pool deck, as the top swimmers from around Alaska gathered for one final high school meet in the 2026 season.
The Real Story of the Polar Bear in a UVM Science Hall Starts With Two Montpelier Agents Undercover in the Arctic
A polar bear has been hanging out in a UVM science hall for decades. Subscribe He’s a full-grown male, standing behind glass on an artificial iceberg in the lobby of the University of Vermont’s Marsh Life Science Building in Burlington. Most Vermonters have no idea he’s there. Students who asked about him heard he came from Canada. A poacher killed him, the story went, federal officers seized the hide at the Vermont border, and the government gave him to UVM on “indefinite loan.” A UVM biology professor told it that way in 2012. The university’s own news office repeated it in 2021. That story was wrong. The bear was evidence. In 1972, two federal wildlife officers from Montpelier posed as trophy hunters, bought their way into an illegal hunt run by a poaching ring, and followed it all the way to the frozen Arctic Ocean north of Alaska. One of them shot this bear. Sonia DeYoung, who works with UVM’s natural history collections, pieced the real story together from a half-remembered campus rumor, a case file buried in Anchorage and one stripped claw. She told it Nov. 6 in UVM Magazine. The Undercover Buy Early in 1972, Paul Bagalio and Bruce Parker walked into a Seattle taxidermy shop. Both lived in Montpelier. The case file lists Parker as a U.S. Fish and Wildlife Service agent and Bagalio as a deputy game warden for the service. On paper, Bagalio was an unlikely undercover man. Born in Northfield and raised in Montpelier, he served in the Marines after high school, graduated from Norwich University in 1957, taught at Vermont Technical College and worked as an engineer at Rock of Ages, according to his obituary in the Times Argus. He founded Ramchem, a company that made epoxies for the Barre granite industry. He was also a hunter. His obituary passes along his advice: “Don’t ever miss an opportunity to hunt.” And it says he worked undercover for the U.S. Department of the Interior, helping expose what his family calls one of the largest poaching rings in U.S. history. In the Seattle shop, Bagalio and Parker posed as unscrupulous trophy hunters who wanted a polar bear and didn’t care how they got one. They came away with a scribbled note: a phone number and a hefty price. The Seattle Times later reported the number. In a May 1972 story, later reprinted in the Congressional Record, the paper said the two-man hunt cost $6,500, more than $50,000 in today’s money. The Times cited a federal search-warrant affidavit alleging that the ring paid two men who held valid Alaska permits so the hides and skulls could be shipped and processed under their names. Bagalio and Parker traveled to Barrow, on Alaska’s Arctic coast, with guides working with the taxidermist. These were not men to cross. The case file describes a man taking a 12-gauge automatic shotgun from his plane and telling Parker it was “the persuader.” One photo in the file shows a mustached accomplice peering out from beneath a heavy fur hood. On March 8, 1972, on the pack ice about 100 miles north of Point Barrow, the northernmost point in the United States, Bagalio shot a male polar bear. Parker shot a second. Bagalio had no legal permit to kill it, and that was the point. The bears were hard evidence of what the ring was selling. Back in Fairbanks, a Fish and Wildlife agent marked Bagalio’s bear so it could be identified later. He smeared fluorescent dye around its nose and ripped the dark outer sheath off one of its front claws. Bagalio and Parker went on to run several more undercover hunts against poachers in the West. The danger was real. Bagalio later told the Bennington Banner, according to DeYoung’s account, “My guide made it perfectly clear that he would leave me dead in the mountains if he thought I was an investigator.” Subscribe The Faded Rumor The bear came to UVM in 1975. How the government handed him over is still unknown. A rumor came with him. A student named in the UVM Magazine article simply as Carol helped catalog the university’s specimens in those years, and she heard it: an undercover federal agent had killed the bear in Alaska because he feared his cover would be blown and his life was in danger. Over the years the rumor faded. In the 1980s, the bear was put away in storage long enough for mice to chew the fur off his ankles, and several of his front claws went missing. He was later brought back out and set up on his iceberg in the Marsh Life Science lobby, where he has stood for decades since. Somewhere along the way, the Canada story took over. The Case File Decades later, DeYoung met Carol at an open house for UVM’s zoological collections. Carol told DeYoung’s research partner, Dave Moroney, what she remembered. They were delighted, and skeptical. At DeYoung’s request, David Rippeto, a UVM graduate who is now a Fish and Wildlife special agent in Anchorage, went through a mountain of old case files stashed in cardboard boxes and found the right one. It ran more than 80 pages: photographs, letters, permit records and a typewritten account of the case. Carol’s rumor had the core of it right. A federal officer had shot the bear in Alaska while undercover. But the file showed it wasn’t a desperate move to save his own skin. The shooting was part of the plan. The Stripped Claw One question remained. Was the bear in Burlington really Bagalio’s? DeYoung and Moroney shone a black light on the bear’s snout, looking for the dye. Nothing glowed. They already had the answer. The year before, a conservator repairing the mouse damage had found that one of the bear’s supposedly missing front claws was still there, minus its dark outer sheath, just as the agent in Fairbanks had left it in 1972. “Fifty years later, the marker originally meant for law enforcement told us we had our bear,” DeYoung wrote. Paul Bagalio didn’t live to see it. He spent the rest of his life in Vermont, most of it at Horn of the Moon in East Montpelier, and died Dec. 11, 2022, at 90, a few months before DeYoung first opened the case file. His family remembered the bear differently. The obituary says he took a record-class polar bear in Siberia, across the international date line. The federal case file puts the bear in this story about 100 miles north of Point Barrow. The obituary doesn’t say whether it’s the same animal. His bear is still on the iceberg. Go see him: The polar bear stands in the entrance to Benedict Auditorium, between the Marsh Life Science and Hills buildings on UVM’s Burlington campus. Compass Vermont is reader-supported. To receive new posts and support our work, consider becoming a free or paid subscriber. Subscribe
‘Sunday Night Football’ Fans React After Mike Tirico Is Sidelined With Health Issue
NBC Sports anchor unexpectedly missed Bears-Bucs game.
Panic at Apple: new CEO realizes the company is in serious trouble
Behind John Ternus' upbeat public remarks, Apple executives reportedly fear company falling behind in race to develop autonomous AI agents, prompting urgent push to overhaul Siri that could reshape its software strategy and future devices
Scientists created an empty, lifeless Earth in a computer. And it could help us find alien life in the Galaxy | BBC Sky at Night Magazine
A team of scientists have built a model of a lifeless Earth that they can use to search for signs of life on planets orbiting distant stars.
Wembanyama has 40 points, 8 blocks as Spurs win 9th straight with 122-96 victory over Suns
PHOENIX (AP) — Victor Wembanyama scored 40 points, grabbed 11 rebounds and blocked eight shots in another dominant performance to help the San Antonio Spurs beat the Phoenix Suns 122-96 on Monday night.The Spurs have now won nine straight games after dropping their first two contests of the season.
Cardinals still cannot beat Seahawks, as Minshew Mania bubble bursts
Gardner Minshew was grounded and pounded, as the Cardinals offense could not find the end zone and was mostly impotent against Seattle.
Sports on TV/radio listings: Nov. 10
Where to watch and/or listen to today's sporting events that will be televised or broadcast on the radio.
Offseason open chat and discussion: November 9
Happy Monday, folks. It’s been a day of some good Braves-related news and some funny Braves-related news. On the good front, MLB Network reported that the Braves have no intention on hearing out any potential trade offers for star slugger Ronald Acuña Jr. On the funny front, the Philadelphia Phillies are interested in Ha-Seong Kim […]
Nov. 10 Home Entertainment Slate Includes 'Other Mommy' and 'Heart of the Beast' Digitally, 'Blue Heron' on Disc
New home entertainment releases for Nov. 10 include Other Mommy, Heart of the Beast, The Floaters and Crawlers digitally, plus Blue Heron and Black Zombie on disc. Universal Pictures Home Entertainment Nov. 10 releases the horror film Other Mommy for premium digital sale and rental. From director Rob Savage, the film centers on a young girl who forms a relationship with … Continue reading "Nov. 10 Home Entertainment Slate Includes ‘Other Mommy’ and ‘Heart of the Beast’ Digitally, ‘Blue Heron’ on Disc"
Monday beats forecasts as growth slows and AI transition reshapes business
Revenue rose 19% to $377.5 million in the third quarter, but the company expects growth to slow to 14% in the final quarter.
Jordan Love totals four touchdowns in Week 9
Green Bay Packers quarterback Jordan Love completed 23 of 29 passes for 372 yards, three touchdowns and no interceptions in Week 9
Chris Kyriacou wins Chronicle's inaugural John Beam Community Action Award
The winner of the Chronicle's inaugural John Beam Community Action Award is a physical education teacher at Bishop O'Dowd High School and the coach of the Oakland Wildcats.
Joe Biden Shares Health Update Ahead of Memoir Release
The former president says cancer will cut back his book tour talks.
Workplace health costs will take a major bite out of 2027 paychecks
It's open enrollment season for millions of workers making selections in their employer-based health insurance plans for 2027.
San Juan County businesses upbeat but strained by labor, housing and ferry costs, survey finds
EDC report draws on responses from 62 businesses across San Juan, Orcas and Lopez islands
Highlights from Broncos' 26-21 win over Panthers
Here are the highlights from the Broncos' 26-21 win over the Panthers on Sunday.
NTRA Q3 2026 deep dive: management transition and pharma business investments offset margin gains
Genetic testing company Natera (NASDAQ:NTRA) reported Q3 2026 results beating Wall Street’s revenue expectations, with sales up 34.1% year on year to $794 million. The company’s full-year revenue guidance of $3.02 billion at the midpoint came in 3.8% above analysts’ estimates. Its GAAP loss of $0.42 per share was 56.4% below analysts’ consensus estimates.
“Just Lost His MVP Bid,” “Getting Carried by Defense”: NFL Fans React As Caleb Williams Throws 4 INTs in Bears’ Win vs. Buccaneers
Chicago Bears quarterback Caleb Williams struggled with multiple interceptions in Sunday’s game against the Tampa Bay Buccaneers. Despite the quarterback’s disastrous night, the Bears pulled off a dramatic 27-24 victory.
Rockaway Beach: Not Business as Usual
By Mayor Charles McNeilly What can a small coastal community of fewer than 1,500 residents teach other towns about economic development, tourism, and quality of life? Quite a lot, it turns…
Safe Water, Healthy Air, Protected Families
Learn how states and territories are strengthening environmental health protections in this Health Policy Update.
Mike Tirico misses Sunday Night Football broadcast with 'health issue'
The voice of "Sunday Night Football" will not be on the call for the Nov. 8 edition between the Chicago Bears and Tampa Bay Buccaneers.
Sean Kanan Expresses Disappointment Over Lesley-Anne Down's Refusal to Return to 'Bold and Beautiful'
At Somos, politics and real estate enter a new reality
The annual Somos conference at the Caribe Hilton in San Juan brought together political animals, real estate heavyweights and labor leaders, making for a heady brew of interests vying for top priority across City Hall, Albany and even Washington policy agendas. Dealmakers of every stripe congregated at the hotel’s Caribar — successor to the hotel’s Beachcomber Bar where the piña colada originated — for impromptu meetings and tipsy policy chats, while lobbyists clustered at tables on the patio to arrange agenda-setting sitdowns. Somos attendees looking to unwind away from the conference gravitated to the swanky Fairmont El San Juan Hotel […]
PULISIC IS THE MVP FROM GENOA vs. AC MILAN
Three valuable points in Genoa just before the international break, three points that also bear the signature of Christian Pulisic. The previous meeting in 2023 has been repeated in 2026, with the H...
Trump vows comeback as parties clash over Democrat prosecution threats
President Donald Trump vowed a political comeback on Sunday after Republicans lost control of Congress in last Tuesday’s midterms, as incoming Democratic leaders pledged to hold his administration to…
Northwestern Basketball Stays Unbeaten, But a Familiar Concern Emerges
Northwestern improved to 3-0 with a 72-55 win over Boston University behind 20 points from LA Pratt and 21 from Jake West, but another second-half offensive slowdown raised questions about the Wildcats' sustainability.
Pat Fitzgerald Keeps Michigan State’s Bowl Hopes Alive
Michigan State needs three straight wins to reach a bowl, and Pat Fitzgerald is leaning into the stakes. #Spartans
Social unrest ahead of French elections: Protesters 'don't believe politics can achieve anything'
All 32 remaining College Football Playoff contenders, tiered
How to think about where CFB’s best teams stand ahead of the second playoff rankings release.
Tirico misses 300th NFL broadcast due to health issue
NBC broadcaster Mike Tirico missed Sunday night’s game between the Buccaneers and Bears -- which was set to be his 300th NFL broadcast -- because of a health issue.
Buccaneer at Bears Sunday Night Football Discussion Thread
Come and watch a football game with us!
Packers vs. Vikings Odds: Opening line for Week 10 matchup
Green Bay will be a three-point favorite at Lambeau Field on Sunday
11/10/2026: Supervisory Status and Health Care Rule Quirks
Union Electric Company D/B/a Ameren Missouri, 14-RM-394835 (Regional Election Decision) A Regional Director dismissed the Employer's petition after finding that Distribution System Operating Supervisors (DSOS) II are statutory supervisors under Section 2(11) of the NLRA, but not managerial employees. The Employer, an electric and gas utility, filed the petition after the Union demanded recognition for DSOS I and II positions. Because the DSOS II are supervisors excluded from the NLRA's protection, no election was ordered. The DSOS I position was not decided, since no one currently holds it, and ordering an election for a unit with zero employees would be contrary to Board policy. As a preliminary matter, the Union was precluded from litigating supervisory or managerial status because it filed its Statement of Position with the Region but did not serve it on the Employer by the deadline. The Regional Director still took evidence sufficient to decide unit appropriateness, as the Board's rules require. Supervisory status rested on the authority to assign. The DSOS prioritize work tickets, choose which Line Troubleman or Traveling Operator to send, pull employees off lower-priority jobs, hold employees past shift end, decide whether to call in crews and how large they should be, and handle sick call-outs, all without consulting anyone. Relying on Oakwood Healthcare and Entergy Mississippi, the Regional Director found this resembled utility dispatchers who used independent judgment in assigning employees to places. It did not matter that the record did not show who selects the specific employees who respond to a call-out. The Employer failed to prove responsible direction because nothing showed DSOS face adverse consequences for field employees' performance. The one Performance Improvement Plan involved a DSOS's own errors. The Employer also failed to prove discipline authority, since switching error forms merely report incidents and upper management decides whether discipline follows. The managerial claim failed because there was no evidence the DSOS formulate high-level employer policy. They exercise technical discretion, sit below Superintendents and a Manager, and are first-level supervisors. Significant Cases Cited Oakwood Healthcare, Inc., 348 NLRB 686 (2006): Defined "assign" and "responsibly direct" under Section 2(11) and placed the burden of proving supervisory status on the party asserting it. Entergy Mississippi, Inc., 367 NLRB No. 109 (2019): Held utility dispatchers were supervisors because they used independent judgment in prioritizing outages and assigning field employees. NLRB v. Kentucky River Community Care, Inc., 532 U.S. 706 (2001): Established the three-part test for supervisory status under Section 2(11). NLRB v. Yeshiva University, 444 U.S. 672 (1980): Described managerial employees as those who formulate and effectuate management policies and are aligned with management. Ikea Distribution Services, Inc., 370 NLRB No. 109 (2021): Affirmed preclusion of issues for a late-served Statement of Position while confirming the Regional Director must still determine unit appropriateness. NLRB Edge is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe Prime Healthcare Services – St. Michael’s, LLC D/B/a Saint Michael’s Medical Center, 22-RC-392696 (Regional Election Decision) The Regional Director dismissed a petition seeking an Armour-Globe self-determination election for two full-time radiation therapists at a Newark hospital. The union wanted the therapists to vote on joining its existing nonconforming unit of registered nurses, nurse anesthetists, and technical employees. The Regional Director found the union had not shown the therapists could appropriately be added to that unit under the Board's Health Care Rule and the community-of-interest factors. The Regional Director first explained that the Health Care Rule does not categorically bar an Armour-Globe election in a partially organized hospital with existing nonconforming units. Under St. Vincent Charity Medical Center, such an election does not create a new unit and so does not offend the Rule's concern with unit proliferation. The petitioner still bears the burden of showing the group is identifiable and distinct and shares a community of interest with the existing unit. The therapists were an identifiable, distinct group because they do identical work in the same department under the same managers. On community of interest, the evidence was mostly unfavorable to the union. The therapists work in the Cancer Center alongside unit nurses but have separate supervision (apart from occasional coverage), separate break areas, and distinct equipment and functions. Their contact with nurses is limited to routine patient handoffs, and they do not interact with or fill in for technical employees such as radiology technicians. The Regional Director found some overlap in certifications and training, which might tip the scale on those factors, but the union did not establish common terms and conditions. The Regional Director added that shared benefits or work rules would not suffice given separate supervision, no interchange, and physical separation. The decisive problem was the Health Care Rule's classifications. The therapists are professionals who fall within the Rule's "all other professionals" category. The parties' contract expressly excludes "all other professionals," and the union's attempt at hearing to classify some respiratory therapists as professionals contradicted that contract. Adding the therapists would create yet another nonconforming grouping and leave other unrepresented professionals in that category. A separate therapist-only unit would also be inappropriate because the record shows other unrepresented professional employees. A unit of all unrepresented employees in that category may be appropriate. Significant Cases Cited St. Vincent Charity Medical Center, 357 NLRB 854 (2011): An Armour-Globe election in an acute care hospital does not violate the Health Care Rule because it adds employees to an existing unit rather than creating a new one. Rush University Medical Center v. NLRB, 833 F.3d 202 (D.C. Cir. 2016): Section 103.30(c) of the Health Care Rule applies only to petitions for additional units, not to Armour-Globe elections adding employees to an existing unit. Warner-Lambert Co., 298 NLRB 993 (1990): A self-determination election requires that the employees share a community of interest with the existing unit and form an identifiable, distinct segment constituting an appropriate voting group. United Operations, Inc., 338 NLRB 123 (2002): Sets out the community-of-interest factors, and common supervision alone does not require inclusion in one unit absent interchange, contact, or functional integration. Wheatland Electric Cooperative, Inc., 375 NLRB No. 16 (2026): Functional integration requires that positions depend on one another to accomplish their tasks, and minor differences between groups should not be given too much weight.
WELL Health Technologies Q3 Earnings Call Highlights
WELL Health Technologies (TSE:WELL) expects 2026 revenue of approximately CAD 1.58 billion, at the low end of its previous guidance range, after slowing acquisitions in the second half of the year to focus on integrating earlier deals. On its third-quarter earnings call, Chairman and CEO Hamed Shah
Model Paulina Porizkova asks us to imagine a world where ‘older beauty’ is admired and respected
Supermodel Paulina Porizkova shares with her social media followers that traditional beauty standards and aging should be re-imagined.
NFL Draft stock report: buy- Kade Pieper, RG, Iowa Hawkeyes
Kade Pieper has a great mentor in center Logan Jones of the Chicago Bears, and that will serve him well towards reaching the league.
Every Nuggets starter listed as questionable after abysmal travel delays
The Denver Nuggets beat the Indiana Pacers Saturday afternoon in Mexico City. A day later, they’d find themselves still stuck in the city as attempting to leave became a nightmare. Because of these travel delays, Denver was forced to list all five of their starters , as well as DeMar DeRozan, as questionable ahead of Monday’s game against the […] The post Every Nuggets starter listed as questionable after abysmal travel delays appeared first on ClutchPoints.
Illinois ban on hemp-derived THC drinks paused for businesses part of federal lawsuit
The state has agreed to temporarily hold off on enforcement against those covered by the lawsuit for another week.
Business Beat : “Yuletide Evening” planned at the Beach House
COLDWATER, MI (WTVB) - The Coldwater Community Center at the Beech House is inviting you to step back in time ...
Week 9 Game Recap: Bucs fall despite forcing five turnovers
Bucs at Bears week nine game recap.
Collaborative research: the beating heart of FP10
Read the latest news and analysis from Science|Business.
Trump administration delays awards slated to improve rural America’s health
Federal funds for rural health, meant to offset Medicaid cuts, have been delayed by the Trump administration.
Here’s how to watch Ohio State men’s basketball vs. Marshall
The Ohio State men are back at The Schott tonight for their home opener as they welcome the YSU Penguins. Here’s everything you need to know to stream the game.
Cougars handle business against California in Lake Tahoe 86-68
The No. 10 Houston Cougars took control Sunday Night in an early-season victory over the California Golden Bears, 86-68.
Photos show Jensen Huang and Alice Huang together over 3 years
Photos of Alice Huang and Jensen wang over the years show the two having dinner Taipei and sitting on a bench together.
National Veterans Small Business Week begins with focus on Charleston shops
The U.S. Small Business Administration’s 13th annual National Veterans Small Business Week begins Monday in celebration of Veterans Day.
Laser shows return to the Science Center Planetarium
The laser show is returning to the Saint Louis Science Center's James S. McDonnell Planetarium.
8 takeaways from the Bears' stressful win over the Buccaneers
The Bears won a turnover-filled game against the Buccaneers on Sunday night. Here were our takeaways from the game.
Steve Sarkisian lauds the undeniable toughness of his Texas team
The Longhorns had battle through injuries to beat the Tigers. Some players played through pain. Others stepped up.
UMN art-science installation redefines success through algae and lichen
Exploring the intersection of art and science, a collaborative University of Minnesota project proves that the planet’s most resilient role models might be the ones people overlook every day. Inspired by the slowness, flexibility and omnipresence of terrestrial algae and lichen, Artist-in-Residence Diane Willow collaborated with scientists Daniel Stanton, Beatriz Baselga-Cervera and Daniel Keefe to...
Spotlight - Will Eisenkot succeed in 'minefield of Israeli politics' where 'so many' other generals have failed?
Potential impacts Democratic health care proposals on employer-sponsored health care
Summary: Democratic state and federal wins in the midterm elections could lead to Medicaid expansion in some states, and focuses attention on the House Democrats’ memo on health care priorities in the new Congress. Few of these proposals are likely to become law before 2029, but they could form the foundation for Democratic health care reform efforts after the 2028 Presidential election. Portion of total newly eligible for Medicaid if non-expansion states expanded Source: Cervantes, S et al How Many Uninsured Are in the Coverage Gap and How Many Could be Eligible if All States Adopted the Medicaid Expansion? KFF, July 27, 2026 It’s been almost a week since the midterm elections, and the Democrats will have large majorities in both the House of Representatives and the Senate, although not large enough to overcome Senate filibusters or Presidential vetoes. I reviewed some of what I thought these midterm results could mean in a post last week. In retrospect, I might have understated the elections’ impact on health care due to changes in governorship and majorities in many state legislatures. A Democratic trifecta (governorship and both houses) could mean expansion of Medicaid in Wisconsin, and a Democratic governor and House in Texas and Georgia could increase pressure in both states to expand Medicaid. That’s especially important, because Texas currently represents almost half of those who would be newly eligible for insurance from Medicaid expansions. Medicaid expansions matter to employers because they have been shown to decrease the risk of closure of rural hospitals and support workers’ ability to stay employed and productive. The House Democrats’ Cost of Living Healthcare Working Group published an 84-page memo in September with recommendations for the first hundred hours, the first hundred days, and the first year. The midterm results make this document more important. Here’s a review of what some of these recommendations could mean for employer-sponsored health insurance. Elements that could lower employer health care spending Restore the expanded advance premium tax credit for ACA plans. This could bring healthier enrollees back to the marketplace plans, which would improve the risk status of these plans and decrease the rate of uninsurance. Fewer people with insurance puts higher pressures on provider rates of employer plans. More stable ACA plans could encourage employers to consider transitioning from employer-sponsored plans to ICHRA/Choice, providing a fund for employers to purchase their own insurance on an exchange. Repeal Medicaid work requirements and other administrative rules of the One Big Beautiful Bill Act which as written will lead to a large increase in the uninsured rate. Fewer people with insurance leads to more pressures from hospitals for commercial rate increases. Extend Inflation Reduction Act negotiated drug prices to commercial health plans. These are now only applicable to Medicare Parts D (outpatient drugs) and B (drugs administered by providers. The Medicare negotiated prices are lower than net prices negotiated by PBMs. Hospital price limits. Some of the Democratic House proposals would institute site neutral payment and limit outlier hospital prices to 200% of Medicare. The average commercial health plan pays about 247% Medicare rates for inpatient hospital care, and many commercial health plans currently pay over 300% of Medicare for hospital services. PBM regulations. The proposals would mandate more transparency and prevent PBMs from paying subsidiaries more than market rates. Antitrust enforcement. The plan would break up vertically integrated health care monopolies which could lower prices through competition. Ban on non-compete contractual clauses could increase competition by increasing flexibility and supply of clinicians, although it could also increase physician leverage and lead to higher wages which could raise prices. Lower the Medicare eligibility age, which could take older, more expensive, workers off employer sponsored plans. Create a Medi-Kids plan to insure all children and potentially young adults up to age 26. These plan members have low non-preventive utilization and cost less per person than older plan members, but removing children from employer plans would decrease volatility because a few children have very high medical costs. Elements that could increase employer spending (in many instances for high value services) Mandate three primary care and three mental health visits without cost sharing Eliminate cost sharing for mental health care and substance use care during pregnancy and in the year after delivery Require coverage of infertility services Cap cost sharing for insulin, epipen and respiratory inhalers Count copay coupons and assistance toward member deductibles and cost sharing Cap total health care costs (premium and out-of-pocket costs) at 8% of household income Leave a comment Elements that could improve the market Increased price transparency Tightening enforcement of short-term plans, fixed indemnity plans, and cost-sharing ministries. These skimpy health plans skim off healthier people, leaving sicker people on marketplace exchanges and employer-sponsored health plans. Here’s a past post on the perils of cheap insurance. Most of these proposals are likely not to become law in the next two years, but could form the foundation of a Democratic proposal for health care reform in 2029 and beyond. The document does not provide cost estimates for these proposals. Share Thanks for reading! If you found this useful, please share, subscribe, like, and restack. You can find previous posts at this link. Views expressed in Employer Coverage are purely my own. Thanks for reading Employer Coverage ! Subscribe for free to receive new posts and support my work. Subscribe
This Baptist Health center is closing in Miami Beach. What it means for patients
The leased location was like a one-stop shop for care, offering urgent and primary care, diagnostic imaging and physical therapy.
Gauff opens WTA Finals with gritty win over Pegula
Former champion Coco Gauff beats fellow American Jessica Pegula in her opening match of the WTA Finals at Indian Wells.
‘All-time embarrassment’ – Fans react as CBS Sports plays ‘Outstanding’ over New York Jets montage
The New York Jets suffered yet another humiliating defeat, this time at the hands of the Kansas City Chiefs, but it was CBS that got to throw the most dirt on their name. As many expected, the Jets were comprehensively beaten by the Chiefs, with the final scoreline reading 35-12.
Carlos Alcaraz claims he’s taken ‘one step forward’ with his tennis after winning the title in Paris
Carlos Alcaraz has claimed yet another ATP title after battling past Ben Shelton in the final of the Paris Masters. Alcaraz beat Shelton 7-6(7-5), 7-5...
Twice the Fab Fun: Studio Two, The Walrus to bring Beatles’ music to The Grand, Criterion
Fans of The Beatles will have two chances to enjoy the music of the Fab Four as a pair of tribute bands are set to perform in Hancock County.
Bengals’ Zac Taylor shares message to fans after Falcons win
Zac Taylor lauded Bengals fans who turned out in Madrid as Cincinnati beat the Falcons 34-17 to improve to 6-2.
Cooper Flagg Matches NBA History As Mavericks Beat Pacers
Dallas Mavericks superstar Cooper Flagg matched NBA history as the Mavericks beat the Indiana Pacers 125-122 on Monday night.The Mavericks improved to 7-4 on the season with the nail-biter victory over Indiana, which dropped to 3-8, on the back of another amazing performance by Flagg, who, at just 19 years of age, continues to show […] The post Cooper Flagg Matches NBA History As Mavericks Beat Pacers appeared first on HEAVY.
Kickoff Time and Broadcast Announced for Rutgers vs Penn State
Game time and broadcast announced for 35th match up between Penn State and RU
Field of Dreamz Crossroads Music Festival
PORT CHARLOTTE — The 7th annual Field of Dreamz Crossroads Music Festival is planned for Nov. 13-14 at the Charlotte County Fairgrounds, 2333 El Jobean Road.
Bald eagle Shadow defends Kaydee and his nest from intruder
The potential mates were spotted in Big Bear Valley for the first time in two weeks.
“Not Moved” – NBA World Scoffs at Lakers’ Six-Game Winning Streak and Forthcoming Games Citing Schedule Strength
The LA Lakers are among the NBA’s hottest teams, with a six-game winning streak that has propelled them to a Western Conference-leading 10-2 record. The Lakers’ latest win came on Monday, when they beat the Atlanta Hawks 124-114.
Iceman Delivers When Needed: 3 Takeaways From Bears' Ugly Win vs. Buccaneers
Caleb Williams was Iceman when it mattered, but had a career-worse showing outside of that.
Packers & Bengals win in style
The Chicago Bears and Denver Broncos grind out wins while the Cincinnati Bengals and Green Bay Packers put on a show as the NFL season reaches the halfway point.
XTR Joins Oscar Contender ‘Y Vân: The Lost Sounds of Saigon,’ Award-Winning Documentary About “The Quincy Jones of Saigon”
EXCLUSIVE: Global nonfiction entertainment studio XTR is coming on board Y Vân: The Lost Sounds of Saigon as the award-winning documentary ramps up its campaign for Oscar recognition. That bid was str...
Inject Ocarina Of Time Remake Speedruns Straight Into My Veins
'We can now beat Shadow Temple as child, which automatically turns you into adult. ... It also looks very funny'
Brad Pitt’s ‘Heart Of The Beast’ Losing Box Office Bite As Film Shifts To Digital This Week
"Heart of the Beast," Brad Pitt's hit survival thriller and dog tale, is coming to digital streaming this week as the film nears the end of its box office run.
Anthony Davis joins Bradley Beal, Michael Jordan in Wizards history
Anthony Davis joined Michael Jordan and Bradley Beal in franchise history with his first-half explosion in the Washington Wizards’ road matchup against the Detroit Pistons on Monday night. Davis has been playing in the NBA since 2012, going through his first year with the Wizards. Following a brief stint with the Dallas Mavericks, the team traded […] The post Anthony Davis joins Bradley Beal, Michael Jordan in Wizards history appeared first on ClutchPoints.
The Bear’s Den: Bears take sole possession of NFC North
The Chicago Bears slip into first place in the NFC North folloiwng the Minnesota Vikings loss to the Buffalo Bills
Overreaction Monday: Packers Are NFC's Best Team? Myles Garrett Is Still The Best?
Are the Packers now the team to beat in the NFC? Has Caleb Williams been solved? We react to the top storylines from Week 9.
Jordan Love, Packers offense give Patriots' $135 million cornerback nightmares
BioWare Co-Founder/Beamdog CEO Trent Oster Says He’s Running the Numbers on Saving Mass Effect and Wants the Original Band Back Together, Starting with James Ohlen
BioWare co-founder and Beamdog CEO Trent Oster has publicly discussed getting the back together, starting with James Ohlen, and saving the IPs
All INdiana Politics: Indiana Democrats make gains in statewide, congressional and legislative races
INDIANAPOLIS — Indiana Democrats made major gains in the election, winning two statewide offices, flipping a congressional seat and coming close to control of the Indiana House. Republican leaders and political analysts said the results reflected voter concerns about affordability, the economy and the direction of national politics. Democrats Beau Bayh and Jessica Bailey won […]
Virginia Beach holiday light show faces lawsuit from neighboring business
Outdoor Ventures Virginia Beach LLC, which owns the Adventure Park at the Virginia Aquarium, is suing the city, its entertainment contracting company and the aquarium’s foundation, contending the new Holiday Trail of Lights will…
Hours Before Celtics-76ers Clash, Boston Reporter Claims Jaylen Brown Had No Stance on Philly Move
Ahead of the Philadelphia 76ers-Boston Celtics game on Tuesday, Boston Globe’s Gary Washburn claimed on Monday that Jaylen Brown didn’t have a stance on landing with his current team. Washburn reported that Brown submitted a list of preferred destinations after the Celtics told the 2024 NBA Finals MVP they planned to trade him.
Read the memo from Skydance's CEOs after beating Q3 earnings estimates
See what Skydance's CEO David Ellison and co-CEO Ynon Kreiz told employees after beating earnings estimates in the new company's first quarter.
Houston Texans Receive Significant Quarterback News
The Houston Texans received a noteworthy update on a relevant quarterback situation following their win over the Los Angeles Chargers. The post Houston Texans Receive Significant Quarterback News appeared first on HEAVY.
Raanan Hershberg on Stand-Up, Beating the Algorithm & Finding Your Voice
"It becomes a problem when you start writing for the algorithm."
‘Sunday Night Football’ Fans React After Mike Tirico Is Sidelined With Health Issue
NBC Sports anchor unexpectedly missed Bears-Bucs game.
Nate Sheppard, Andrew Pellicciotta earn ACC weekly honors
Duke's Nate Sheppard and Andrew Pellicciotta have earned ACC Player of the Week honors after the 41-3 victory over NC State.
Hinge Health and Tripadvisor have been highlighted as Zacks Bull and Bear of the Day
HNGE's rapid revenue growth, expanding client base and AI-powered care offerings contrast with TRIP's AI-driven traffic declines and weakening earnings outlook.
WEBTOON Entertainment Q3 Earnings Call Highlights
WEBTOON Entertainment (NASDAQ:WBTN) reported a 4% decline in third-quarter revenue as currency headwinds and weaker results in Japan offset growth in advertising and its Korean business. The company forecast a return to double-digit revenue growth on a constant-currency basis in the fourth quarter.