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World leader in livestock fertility research closes out 58-year career
After 58 years, Fuller Bazer, Ph.D., University Distinguished Professor, Department of Animal Science, will close out his scientific career
Michael Duff set to be given the Bradford job
Bradford City are expected to name Michael Duff as the new manager according to reports.The Bantams have been looking for a new boss after Graham Alexander left the club to join Championship side Pre...
Rays Benefit From Guardians-White Sox ALDS Going the Distance
The Tampa Bay Rays await their ALCS opponent after the Cleveland Guardians beat the Chicago White Sox 9-5 to force Game 5 of the ALDS. With four days of rest following their Yankees sweep, Kevin Cash and the Rays could gain a pitching advantage heading into Game 1.
What Bruce Arians Thinks of Buccaneers' 0-4 Start
The Super Bowl-winning coach preaches patience amid a historic slump, but mounting injuries and a daunting October schedule threaten to derail Tampa Bay’s postseason hopes entirely.
Matt LaFleur Puts Packers on Notice After Week 4 Turnovers
Following a sloppy victory over the Tampa Bay Buccaneers, the Green Bay Packers' head coach threatened to bench players who fumble the football.
CeeDee Lamb injury update as Cowboys star WR exits vs. Buccaneers
The Dallas Cowboys may have lost one of their top pass-catching weapons in their Week 5 game against the Tampa Bay Buccaneers.
Steelers Sign Super Bowl Champion Cornerback
The Pittsburgh Steelers are signing veteran cornerback Sean Murphy-Bunting off the Tampa Bay Buccaneers’ practice squad, according to NFL insider […]
Florida commissioner’s social media on science standards aims for attention
The big story: When Henry Mack III became Florida’s education commissioner in the summer, public education advocates expressed high hopes for the positive way he kicked things off with school official...
Three Last-Minute Packers vs. Buccaneers Predictions
Green Bay Packers' Jordan Love seeks rhythm against a winless Tampa Bay Buccaneers squad with undrafted rookie Jalon Daniels leading the charge.
Bartunkova beats Muchova to reach China Open semifinals
BEIJING (AP) — Nikola Bartunkova reached her first WTA 1000 semifinal after beating fellow Czech Karolina Muchova 6-3, 6-0 at the China Open on Thursday.Bartunkova stamped her authority on the quarterfinal by racing to a 5-0 lead against her seventh-seeded opponent.
Old Town Trick-or-Treat returns, business sought
Halloween fun returns to Old Town Lompoc on Saturday, Oct. 24, from 12–3 p.m., featuring for treats, games, music, costumes, and "plenty of spooky fun for the whole family," the
Buccaneers’ Todd Bowles addresses health concern after Cowboys game
Todd Bowles' concerning sideline moment emerges during Tampa Bay’s win.
Current NFL HC Emerges as Potential Lions DC
The Detroit Lions have not even fired their defensive coordinator, Kelvin Sheppard, and there are already ties and potential dots connecting to who the next coordinator is. While Tampa Bay Buccaneers head coach Todd Bowles is currently employed as well, his seat is as hot, if not hotter, than Sheppard.So, with Bowles needing a job […] The post Current NFL HC Emerges as Potential Lions DC appeared first on HEAVY.
What Bruce Arians Thinks of Buccaneers' 0-4 Start
The Super Bowl-winning coach preaches patience amid a historic slump, but mounting injuries and a daunting October schedule threaten to derail Tampa Bay’s postseason hopes entirely.
Jalon Daniels comes up short in first NFL start
TAMPA, FL (KSNT) – Jalon Daniels comes up short in his first NFL start. Daniels and the Tampa Bay Buccaneers moved to 0-4 on the season, losing to the Green Bay Packers 17-14. The former Kansas star was 19-for-27 for 148 yards with a touchdown and two interceptions. He added eight carries for 55 yards […]
Adam Gonzalez Participates in Binational Business Gathering
Adam Gonzalez, chief executive officer of the Council for South Texas Economic Progress, participated in the opening panel of Encuentro Internacional Empresarial 2026 on October 1, 2026. CANACINTRA and the Greater Brownsville Economic Development Corporation organized the gathering as part of a three-day program in Brownsville and Matamoros.
Maple Leafs Get Telling Sergei Bobrovsky Reaction From William Nylander
As part of their monumental summer of change, the Toronto Maple Leafs brought in multiple new faces, including the likes of Nick Paul and Darren Raddysh from the divisional rival Tampa Bay Lightning, along with goaltender Sergei Bobrovsky, who had played the last seven years with the rival Florida Panthers. Of course, Bobrovsky had helped […] The post Maple Leafs Get Telling Sergei Bobrovsky Reaction From William Nylander appeared first on HEAVY.
WVU Legend Pat McAfee Nearly Returned to NFL After Retirement
The West Virginia Mountaineers football legend Pat McAfee has become one of the biggest personalities in sports media since retiring from the NFL. However, former Tampa Bay Buccaneers head coach Bruce Arians recently revealed that McAfee nearly added another unexpected chapter to his professional football career.McAfee retired in 2017 following eight seasons with the Indianapolis […] The post WVU Legend Pat McAfee Nearly Returned to NFL After Retirement appeared first on HEAVY.
Evan Williams praises Jonathan Gannon after Packers’ dramatic win
The Green Bay Packers leaned on their defense to preserve a 17-14 victory over the Tampa Bay Buccaneers on Sunday, with Evan Williams delivering a pair of crucial plays during the closing moments. The safety’s performance on Tampa Bay’s last drive also gave him another reason to admire the work of defensive coordinator Jonathan Gannon. [...]
One hit should force the Yankees to rethink Game 2
One hit. That was the Yankees’ entire offense in Saturday’s 1-0 ALDS loss to Tampa Bay. Austin Wells broke up […]
Yankees need Cam Schlittler to steal Game 2 in Tampa
Cam Schlittler does not need a motivational speech about Tropicana Field. The last time the Yankees sent him there, on […]
Turkey’s Deepening Somalia Partnership Has Political Limits
Somalia May Rely on Turkish Security Assistance but It Will Not Rubberstamp Turkish Foreign Policy
How Brazilian Scientists Are Revealing The Hidden Threats Facing Sharks
Along Brazil’s coast, the EcoShark project is studying sharks from multiple angles, from satellite tracking and genetics to contaminants, diet and health.
The Watch: Pesticide Contamination Threatens Drinking Water Sources
Atrazine is detected at harmful levels in more a quarter of rivers and stream miles … Few volunteer firefighters get health screenings … and more.
Unpermitted tamales, missing sanitizer among Jefferson County health violations
Three Jefferson County food establishments, Sunshine Foodmart #8 in Mulga, Johnny Brusco's NY Style Pizza in Hoover, and Bessemer Academy in Bessemer, scored below 85 in recent health inspections.
Where to live stream Buccaneers vs Packers for free: NFL, TV channel
The Green Bay Packers and Tampa Bay Buccaneers meet in Week 4 with both teams needing a victory after difficult starts to the season. Green Bay has dropped two of its first three games, while Tampa Bay is trying to…
New York Yankees Announce Carlos Rodon News During Rays Series
The New York Yankees are back in action Monday night when they take on the Tampa Bay Rays in Game 2 of the ALDS.Tampa Bay won Game 1 over the weekend, 1-0, with right-handed pitcher Drew Rasmussen taking a no-hit bid into the eighth inning before Yankees catcher Austin Wells broke it up.Now, New York […] The post New York Yankees Announce Carlos Rodon News During Rays Series appeared first on HEAVY.
Jimmy Rollins rips Austin Wells after awful base-running decision
The Tampa Bay Rays took a 1–0 series lead over the New York Yankees in the ALDS on Saturday with a nail-biting 1–0 win in front of the home crowd. Leading the way for the Rays was pitcher Drew Rasmussen, who took a no-hitter into the eighth inning before finally conceding a shot off the…
Buccaneers make NFL history in week 3 loss to Vikings
The Tampa Bay Buccaneers managed to make NFL history in their 23-16 loss to the Minnesota Vikings.
I need advice on being a better Tampa Bay sports fan
New quarterback, same problems as Bucs lose to Packers to fall to 0-4 | Oct. 5 Trying to be betterDear Tampa Bay fans, I need advice from people who understand the joy and occasional emotional damage of Tampa Bay sports.
Derek Jeter looked miserable as David Ortiz celebrated Yankees sweep
After the New York Yankees were swept by the Tampa Bay Rays in the ALDS, FS1's David Ortiz celebrated his longtime MLB rival getting eliminated.
Why muscle health should be a bigger part of clinical nutrition
Experts call for greater attention to muscle health across aging, illness and weight loss.
Don’t let politics influence school closings, Pinellas civic group says
A Black student advocacy group criticized the school board for walking back a proposal to shutter Sexton Elementary
From campground to 'bespoke village,' this St. Tammany community is now getting a grocery store
This gated community is hoping to become a “destination” north of Abita Springs. Here’s the latest on new development.
Local healthcare officials, Rep. Jimmy Panetta sound alarm about Medicare, healthcare access
Medicare open enrollment begins next week and on Thursday afternoon, outside of Santa Cruz Community Health’s Live Oak Health Center, Rep. Jimmy Panetta and Santa Cruz healthcare officials discussed the future of Medicare and healthcare a…
Baker Mayfield ‘Pushing to Play’ vs. Steelers
Tampa Bay Buccaneers head coach Todd Bowles announced on Sept. 28 that starting quarterback Baker Mayfield will miss at least […]
Greg Hinz: Can the brave new world of AI be tamed?
Pritzker’s team says they’re pondering AI legislation when the General Assembly returns in November. But real solutions will require not state but federal, even international action.
Emeka Egbuka struggles with rookie QB
Tampa Bay Buccaneers wide receiver Emeka Egbuka posted just two receptions for 13 yards on four targets in Week 4
Chelsea vs Bournemouth: Confirmed Starting XIs for Premier League Clash
The team news is in from Stamford Bridge as Chelsea and Bournemouth face each other in the Premier League
Roma continue to follow Kvernadze ahead of January
Roma are already looking ahead to the January transfer window, and their priority would be to give Gasperini a new attacking winger. As La Stampa reports today, the Giallorossi coach is dreaming of a ...
'Love Me Love Me 3,' the next sequel in the hit romantic drama series, coming to Prime Video
The third film will continue the young adult saga based on Stefania S.'s international best-selling novels.
Prime Video and the Television Academy announce 6-year deal to exclusively stream the Emmy Awards globally
Beginning in 2027, the Emmy Awards will stream live and free on Prime Video in more than 240 countries and territories—the first time the ceremony has had a single, dedicated home.
Yankees' Errors Prove Costly in Game 2 Loss to Rays
The New York Yankees fell to the Tampa Bay Rays in Game 2 of the ALDS despite Cam Schlittler taking the mound.
New York Yankees Legend CC Sabathia Makes Personal Announcement
The New York Yankees are set to take the field on Monday night for Game 2 of the ALDS against the Tampa Bay Rays. Tuning into all the action as part of the NBC Sports crew, as well as being a Yankees legend, has been former right-handed pitcher CC Sabathia. Sabathia recently had his Yankees […] The post New York Yankees Legend CC Sabathia Makes Personal Announcement appeared first on HEAVY.
Bucs LB Trotter Graded Top 5 Rookie in NFL
Although the Tampa Bay Buccaneers' season has been very disappointing, rookie linebacker Josiah Trotter has been one of the best players at his position league-wide.
Jim Bakker, who built ‘PTL Club’ televangelism empire, has died at 86
Jim Bakker, who along with his then-wife Tammy Faye built an evangelical empire around the hugely successful “The PTL Club” TV show, only to lose it all over a sex
Buccaneers' Star Says Little on Bowles' Job Security
Tristan Wirfs’ hesitant reaction to questions regarding Todd Bowles’ future highlights the growing tension in Tampa Bay as a dismal 2-11 stretch puts the veteran coach’s tenure at risk.
Bucaneers HC Issues Challenge to Rueben Bain Jr.
Fresh off an injury-plagued start, Tampa Bay’s prized rookie returns to spark a stagnant pass rush as the winless franchise fights to keep its postseason hopes alive.
TAMIU receives proposed funding for AI freight project
TAMIU's proposed logistics project would use artificial intelligence to improve freight movement through Laredo and strengthen regional trade.
Dallas Cowboys' Week 5 Injury Report Sheds Light On Team Health In Short Week
The Dallas Cowboys still have multiple names listed on the injury report before Thursday night's matchup with the Tampa Bay Buccaneers.
Week 4 inactives for Buccaneers
Tampa Bay declares seven players inactive versus Green Bay
Zac Robinson’s Offense Fails Tampa Bay Once Again
It was the same story on a different day for the Tampa Bay Buccaneers. The Bucs fell to the Green Bay Packers 17-14 on Sunday, marking. the 10th consecutive one-score game the Bucs have played in, and they’ve lost eight of those games. Tampa Bay is now 0-4 for the first time since 2013, when …
Duo Westerlund-Hagen Tune Instruments Of War To Homage To Friendship
Catamount Arts is supporting Vermont State University’s presentation of drum-and-trumpet duo Westerlund-Hagen, on Wednesday, Oct. 14, at Alexander Twilight Theatre on the Lyndon campus.
Ruling makes Hope Florida an even bigger political issue a month before election
DeSantis’ inner circle and state Democrats are both seizing on the Hope Florida saga.
Scientists warn a popular vitamin D supplement may have a hidden downside
Not all vitamin D supplements are created equal, and new research suggests that one popular form may have an unexpected downside. Scientists found that taking vitamin D2 can actually lower the body's levels of vitamin D3, the form naturally produced by sunlight and more effective at boosting overall vitamin D. Previous studies also suggest that vitamin D3 may provide stronger immune protection against viruses and bacteria.
Greg Hinz: Can the brave new world of AI be tamed?
Pritzker’s team says they’re pondering AI legislation when the General Assembly returns in November. But real solutions will require not state but federal, even international action.
'Clarkson's Farm' special 'Jeremy Grows a Car' coming to Prime Video in 2027
Jeremy Clarkson is going back to his automotive roots by building his own car using produce from his farm.
Packers Reveal Brutal Edgerrin Cooper Update After Big Win
The Green Bay Packers entered Week 4 NFL action badly needing a win on the road against the Tampa Bay Buccaneers. When all was said and done, they were able to get that win by a final score of 17-14. Once again, nothing looked pretty for the Packers. They struggled at times on both sides […] The post Packers Reveal Brutal Edgerrin Cooper Update After Big Win appeared first on Gridiron Heroics.
Josh Tolentino: Orioles’ missteps testing limits of fan support
BALTIMORE — Bryan Baker closed out a playoff sweep of the New York Yankees for the Tampa Bay Rays on Wednesday night, all while his former organization made national headlines
Brian Schottenheimer Must Answer for More Than the Offense
Brian Schottenheimer faces scrutiny after the Cowboys’ loss to Tampa Bay exposed problems that extend beyond the offense and into his entire team.
Amazon's new Alexa Tablets drop the Fire branding but are more Android than ever
Amazon killed its app store, so Google Play it is.
Senate clears bipartisan bills on aviation worker mental health
Sen. Tammy Duckworth says pilots and other workers need to be able “to take care of themselves without fearing for their job security.”
Ruling makes Hope Florida an even bigger political issue a month before election
TALLAHASSEE — As Gov. Ron DeSantis said during a news conference this week: “When the narratives are set, they’re set.
CT couple starts bakery business out of their apartment’s kitchen. It sells out nearly every week
The popular Stamford micro-bakery was recently selected to participate the 2026 BagelUp Growth Lab in New York City next month.
Buccaneers' Star Says Little on Bowles' Job Security
Tristan Wirfs’ hesitant reaction to questions regarding Todd Bowles’ future highlights the growing tension in Tampa Bay as a dismal 2-11 stretch puts the veteran coach’s tenure at risk.
Buccaneers' Extensions For Baker Mayfield, Vita Vea Were a Mistake
The huge contract extensions the Bucs gave Baker Mayfield and Vita Vea have not paid off so far. Were they mistakes?
Five Takeaways From Buccaneers Loss to Packers
Tampa Bay couldn’t get its first win of the season, falling 17-14 to the Green Bay Packers to drop to 0-4. Here are my biggest takeaways from another crippling loss.
Worst-Case Scenario for Bucs’ Mayfield Revealed
A dislocated thumb sidelines Baker Mayfield for up to six weeks, forcing undrafted rookie Jalon Daniels to lead a winless roster and salvage Tampa Bay’s fading season.
A Slice of Joy: In Conversation With 'Mystic Pizza' Performer Teisha Thomas
We caught up with powerhouse performer Teisha Thomas, who serves up heart, hits, and hospitality in 'Mystic Pizza' at the Ordway.
Meet the former MMA fighter building his business in Prince William County
Ever the family man, Woodbridge resident and small business owner Elder Ramos, 42, attended Forest Park High School and now runs HaiJoe Stamped Concrete Patios & Decks. The company fell under the purview of the “Haijoe Property” rezoning that came before the board Sept. 1.
Buccaneers vs. Cowboys odds: Opening lines for Week 5 matchup
The Tampa Bay Buccaneers hit the road on a short week as they travel to Dallas to take on the Cowboys Thursday night. Tampa Bay remains winless on the season while Dallas is coming off a big road victory. So what are the oddsmakers thinking of the Week 5 matchup between the Bucs and Cowboys? […]
Chelsea v Bournemouth Match Report: Cherries Stifled at Stamford Bridge
Bournemouth’s winless Premier League run continued as Chelsea thrashed the Cherries 5-1 at Stamford Bridge. Despite Evanilson’s second-half strike, defensive errors proved costly for Marco Rose’s injury-hit side, who remain 17th and searching for their first win.
Mike Elko Gives Update On Texas A&M Freshman Linebacker Injury
Mike Elko offered positive news on freshman linebacker Tamarion Watkins as Texas A&M prepares for a major SEC road test against No. 14 Missouri.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
Buccaneers coach Todd Bowles suffers health scare after taking helmet to the stomach during celebration
Tampa Bay Buccaneers coach Todd Bowles took a helmet to the stomach during celebrations and went down to a knee while grimacing in pain.
Yankees Fans Boo Jazz Chisholm Jr. For Playoff Failure
The New York Yankees’ season was dwindling, just nine outs away from being sent home by the Tampa Bay Rays. Yankees manager Aaron Boone called on Jazz Chisholm Jr. to try and save the day. Chisholm hadn’t started ALDS Game 3. The Yanks had gone with Anthony Volpe at second base and Jose Caballero at […] The post Yankees Fans Boo Jazz Chisholm Jr. For Playoff Failure appeared first on HEAVY.
Packers Lose Star Defender for Remainder of Season
Packers star linebacker Edgerrin Cooper is believed to have suffered a season-ending torn Achilles during Green Bay's win over Tampa Bay.
Buccaneers’ Rally Falls Short Against Packers
The Buccaneers dropped to 0-4 after Jalon Daniels’ late comeback attempt fell short.
Angie Nixon brings a pep rally-style campaign stop to USF Tampa
Nixon fired up the crowd with an energetic case for more government involvement in medical care, college tuition and affordable housing.
The Vitamix 5200 blender is 30% off for Prime Day
The Vitamix 5200 blender is $150 off for Prime Day. It's easily the best blender I've ever used.
Flyers Still Winless, Fall 4-1 to Lightning On Monday
The Philadelphia Flyers (0-2-2) are still searching for their first win of the season after falling 4-1 to the Tampa […]
Small business incentives face final vote as Nashville owners want broader relief
Nashville leaders could give the Mayor's small business incentives a final stamp of approval tonight as local spots struggle with higher expenses across the boa
McAllen’s Soft-Landing Program Generates Business Interest in Tampico, Mexico
The City of McAllen is expanding its economic diplomacy efforts following a successful business engagement in Tampico, Tamaulipas, Mexico, where approximately 25 prospective business owners expressed interest in expanding into the United States through McAllen’s Soft-Landing Program.
WTAMU to host business startup seminar Monday
West Texas A&M University is set to host a business startup seminar Monday.
Florida commissioner’s social media on science standards aims for attention
A roundup of Florida education news from around the state
Big Papi, Tampa Bay Rays roast Yankees after ALDS loss
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This Weekend in Gators Sports: Tennis Wins Big, Swim and Dive Stays Perfect
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Yale School of Medicine On the Science of Childhood Anxiety, Say, Anxiety Disorders Are the Most Common Mental Health Challenges In Youth
Credit: Matt Bradbury October 5, 2026 - By Isabella Backman - Anxiety disorders are the most common mental health challenges in youth. Left untreated, they can disrupt the lives of both children and their families. The good news is that with intervention, most children will overcome these conditions. Across Yale School of Medicine, scientists are working to understand anxiety at every level, from common anxious behaviors to molecular biomarkers in the brain. They are using their findings to develop and disseminate new evidence-based treatments for childhood anxiety. Today, the go-to treatment for childhood anxiety disorders is cognitive behavioral therapy (CBT). This is a form of psychotherapy that teaches children skills for confronting anxious thoughts and helps them practice managing situations that cause anxiety. While it is the gold-standard treatment backed by considerable scientific evidence, up to 50% of children will not see sufficient benefit from CBT alone. Wendy Silverman, PhD, Alfred A. Messer Professor in the Child Study Center, co-directs the Anxiety and Mood Disorders Program alongside Eli Lebowitz, PhD, associate professor in the Child Study Center. One of their main interests is learning how to improve outcomes beyond CBT. “We’re developing cutting-edge, research-based knowledge that can reduce the suffering that anxiety causes children and their families,” says Silverman. Changing parent behavior YSM experts are investigating how to improve CBT outcomes for children by involving the parents. Silverman’s research has uncovered two main components of parent intervention that improve childhood anxiety: not enabling children to completely avoid the things that make them anxious and taking steps to enhance their autonomy. Parents may unintentionally reinforce their child’s anxiety by allowing them to avoid what makes them anxious. They also may unintentionally limit the children’s sense of autonomy by being overly intrusive. “One of the things that we take pride in is that we’ve focused on trying to understand what parents need to do, and to test our ideas and see if changing the parents’ behaviors is enhancing the effects of CBT,” Silverman says. “Our findings thus far suggest that they do." As much as CBT can be helpful, it can also be challenging to get one’s child to do the necessary steps for CBT to work. This is one important reason why Lebowitz created a novel intervention program for parents named Supportive Parenting for Anxious Childhood Emotions (SPACE). Existing intervention programs often teach parents to act as therapists for their child, such as training them on how to practice breathing exercises. “It makes sense, but this doesn’t work very well in practice,” says Lebowitz. “And part of the reason, I think, is that it’s not easy to get your kid to do things, especially if they’re not excited about doing it.” SPACE is unique because it focuses entirely on parent involvement and changing parental behavior—children are not involved in the sessions. For example, parents learn how to use supportive messages that convey confidence that their child can tolerate and manage distress. “It might sound like a parent saying to a child, ‘I get that this is really hard for you, but I know that you can handle it,’” Lebowitz says. The program also works with parents to identify the ways in which they are accommodating anxious behaviors. “We’ll pick one thing that parents are doing that is an accommodation and help them make a detailed plan for how they’re going to change that,” Lebowitz explains. Treating Anxiety in Children and Adolescents Much of the existing research on SPACE has focused on parents of children under age 14. Ongoing studies are now exploring its use with parents of older teens. “Both anxiety and accommodation can interfere with normative developmental shifts during the teen years, including increased autonomy and individuation from parents,” says Rebecca Etkin, PhD, associate research scientist in the Child Study Center. “In this sense, SPACE may be particularly well-suited for anxious teens and their parents. We want to see whether it is effective during this distinct developmental window.” Unfortunately, many families in need of CBT face barriers, including limited availability of services and geographic constraints. One way to improve access is digital interventions. Silverman and her team are developing an evidence-based digitized intervention program for parents that they can access directly from their computer or smart phone. “The work we’re doing will be one of the very few parent interventions that is digitized and importantly tested for effectiveness,” she says. Creating interventions for anxiety-related challenges Silverman and Lebowitz recently received a generous gift to develop and test other interventions that help parents reduce other child anxiety-related behavioral and emotional difficulties, such as restrictive eating and unexplained somatic symptoms. One of these projects in particular focuses on understanding the risks of social media and its potential benefits, including offering a sense of connection. “A lot of research has focused on the idea that social media is harmful and the less of it the better,” says Lebowitz. “But we actually see is that this is not quite right—there are negatives, but there are also positives. So, we’re trying to get a little bit more nuanced of a picture.” The team is working with teens with social anxiety and their parents over an extended period to better understand their social media habits and how their anxiety levels affect engagement with different platforms. The teens will answer questions sent to an app on their phones about mood and social media usage in an effort to capture emotional responses as they unfold. “We hope to develop interventions that can help make the best of social media while protecting against the more problematic effects,” Lebowitz says. The brain’s role in anxiety Researchers are also testing therapies to address anxiety at the neurological and molecular levels. In collaboration with Dylan Gee, PhD, professor of psychology in Yale's Faculty of Arts and Sciences, and Hilary Blumberg, MD, John and Hope Furth Professor of Psychiatric Neuroscience at Yale School of Medicine, Lebowitz and Silverman are using brain imaging to identify changes in a child’s brain before and after parents enroll in SPACE. In one study, children viewed anxiety-inducing images while undergoing magnetic resonance imaging (MRI); the researchers conducted scans with and without the children’s parents nearby. Before SPACE, children’s brains were better able to activate the regulatory circuitry needed to turn off an anxious response when their parents were nearby. But after SPACE, children could activate this circuitry even without the parent around. “As parents work on gradually reducing some of their accommodations, you can see a child get better at regulating their own fear system in the brain,” Lebowitz says. “It’s remarkable.” Research into the molecular underpinnings of anxiety can also inform new childhood anxiety treatments. In a recent study, Lebowitz, Silverman, and Flora Vaccarino, MD, Harris Professor in the Child Study Center, discovered that a protein known as fibroblast growth factor 2 (FGF2) could be protective from the toxic effects of stress. FGF2 levels in children and their parents were linked to the children’s risk of developing anxiety and depression, the study showed. The findings could help explain why some children who are exposed to early life trauma such as poverty or abuse are more prone to developing mental health disorders. And FGF2 could be a target for treatment. “This is very novel because it starts to give a clue to what is the molecular chain that connects those lived experiences to the actual psychological outcomes,” Lebowitz says. New ways to study and treat childhood anxiety Michael Crowley, PhD, associate professor in the Child Study Center, collaborates with Silverman and Lebowitz to study the role that attention plays in development and maintenance of childhood anxiety. There is a large body of research that shows that anxious children, like anxious adults, are prone to focus on threatening stimuli such as angry faces compared with neutral faces. This has led to innovative interventions that involve attention retraining. The idea is that if experts train children to look away from threatening stimuli, it may reduce their anxiety—especially children with social anxiety who are most prone to attend to threats. The researchers have just completed a clinical trial for attention retraining with 10- to 14-year-olds with social anxiety disorders and are currently analyzing the findings. Besides this innovative attention retraining research, as Crowly notes, “I like to design tasks that are engaging to kids,” Crowley says. “My goal is to assess something without the kids knowing what we are assessing.” With this goal in mind, Crowley has created a virtual game, named Boom, to study threat processing in children with anxiety disorders. The game is similar to that of hot potato—the child and three digital players take turns virtually passing a ball to each other’s gloves. At some point, the ball turns into a bomb, and as the bomb lands in each player’s glove, the outline of the glove turns yellow. The goal is to avoid having the bomb go off in your glove. What isn’t obvious is that the game is designed to measure different types of threatening stimuli, both ambiguous and direct. In the game, the direct threat occurs as the bomb is traveling towards your glove. The ambiguous threat is the yellow outlined glove as it is unknown where the bomb will travel next. While children play the game, Crowley’s team measures their brain activity using electroencephalography (EEG). The researchers have discovered that in kids with anxiety, the brain reacts more strongly to ambiguous threats than it does in their peers, but less strongly to direct threats. They believe that the initial abnormally large brain response to not knowing where the bomb is going impairs the brain's ability to properly respond when the threat is actually traveling the child’s way. “The brains of children with anxiety are unable to differentiate between threats you need to do something about and those that are not your problem.” Michael Crowley, PhD, develops innovative games for studying anxiety in children and adolescents.Credit: Matt Bradbury Based on these insights, Crowley hopes to study whether interventions like attention training could restore appropriate threat processing. Crowley’s team is also working on a test called the Balloon Risk Avoidance Task, which evaluates risk-taking and avoidance behaviors. It features a digital balloon that is full of air and about to burst. Kids have six seconds to let air out of the balloon. The more air they let out, the less risk they face that the balloon will pop. But at the same time, the balloon becomes less valuable as it deflates. “The more air you keep in the balloon, the more points you get,” Crowley explains. So far, the researchers have found that when the balloons pop unexpectedly, teens with social anxiety show distinct brain responses. Studying these responses can help psychologists understand the underlying pathways driving the various manifestations of anxiety. The genetics of anxiety When Thomas Fernandez, MD, associate professor in the Child Study Center and of psychiatry, was still in training, there was a lot of excitement about understanding the genetics associated with autism spectrum disorder. Since then, scientists have identified around 250 genes associated with autism. The genetic contribution to anxiety disorders, on the other hand, has historically received less attention. Anxiety is less heritable than autism, but the genetic contribution for anxiety disorders that emerge in childhood may be higher than for anxiety disorders overall. While scientists estimate the heritability of anxiety disorders in general to be around 30% to 50%, some studies suggest higher heritability for certain childhood-onset anxiety presentations. “I saw firsthand how researchers in the field went about finding vulnerability genes for autism,” Fernandez says. “So, we’re using a very similar playbook for childhood anxiety.” “I saw firsthand how researchers in the field went about finding vulnerability genes for autism. So, we’re using a very similar playbook for childhood anxiety.” Thomas Fernandez, MD Associate Professor In the Child Study Center and in Psychiatry Now, Fernandez and Emily Olfson, MD, PhD, assistant professor in the Child Study Center, are studying children and their parents to identify genetic changes that are present in the child but not the parents, known as “de novo mutations.” “All of us have some de novo mutations—maybe about 50 to 100 sprinkled throughout the genome,” Olfson says. “But when they occur within the coding regions of genes, they can be really disruptive.” Previous research shows that people with autism have higher rates of damaging de novo mutations than the general population. In 2022, Olfson, Lebowitz, Silverman, and Fernandez published a study on 68 children and their families that found that children with anxiety had similarly high levels of these mutations. Studying de novo mutations can help point the researchers to where they should be looking for genes associated with anxiety. “The end game is using the genes to steer us toward the right part of biology that we can then target to come up with better treatments,” Fernandez says. Building on those findings, the team is now studying more families to better understand how these de novo mutations, along with other genetic and environmental factors, shape pediatric anxiety disorders. They recently received a National Institutes of Health grant to enroll 750 new families over the next five years. Olfson is the principal investigator, with co-investigators Lebowitz, Fernandez, Silverman, and Shuangge Steven Ma, PhD, department chair and professor of biostatistics at Yale School of Public Health. Neurodevelopment, Risk Genes, and Mental Health Conditions - The Olfson Lab Joel Gelernter, MD, Foundations Fund Professor of Psychiatry, is interested in how different anxiety disorders differ genomically. “We are studying social phobia, panic disorder, and generalized anxiety disorder, working to understand why people differ in their risk to these specific anxiety disorders and evaluating various risk factors,” he says. Gelernter was recently involved in one of the largest studies to date of the genomics underlying anxiety disorder. The study included around 122,000 people with anxiety disorders and around 730,000 without. It found that some genetic differences associated with anxiety were linked to signaling that helps reduce overactivity in the nervous system. Many anxiety medications available today work by targeting this process. “It’s nice when the biology that you get out of a large genome-wide study ratifies things that we already know because that can help increase confidence in further findings from the study,” Gelernter says. Uncovering the neurobiology of psychiatric disorders John Krystal, MD, Robert L. McNeil, Jr. Professor of Translational Research and chair of the Department of Psychiatry, is interested in the neurobiology of psychiatric disorders, including post-traumatic stress disorder (PTSD), of which anxiety is a major symptom. In the late 1980s, Krystal’s team discovered that the drug yohimbine activated symptoms in patients with PTSD. “This was the first time we could link a specific biological mechanism to the symptoms of PTSD,” Krystal says. At the time, he adds, this finding was highly controversial. “A lot of people felt that PTSD was a purely psychological syndrome that didn’t have an underlying biology.” Since then, Krystal has dived deep into understanding the neurobiology of PTSD to learn how to better treat it. His team is evaluating the use of ketamine and psychedelics. These would be among the first treatments to be developed specifically for PTSD. They may also be applicable for other disorders including anxiety disorders, Krystal adds. An important gap in PTSD treatment is the absence of biological tests that inform how to best help patients manage their PTSD symptoms. A doctor doesn’t diagnose cancer based on how they feel. Rather, they use tests of the biology of the cancer to determine the best course of treatment. “And we can’t do that in any psychiatric disorder other than Alzheimer’s disease,” Krystal says. “But now we are building a foundation for this approach to the treatment of anxiety disorders for the first time.” Source: Yale School of Medicine
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