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Azim Eskandarian joins the Virginia Academy of Science, Engineering, a
The honor recognizes the College of Engineering dean’s impact on engineering education and the intelligent and autonomous vehicle industry.
The IDA Health Window Is Gaining Traction: Four Responses to the Proposal
I recently proposed an IDA Health Window as the future of multilateral global health financing. The proposal is beginning to gain traction. It has received interest (mostly positive, but always with good, constructive challenges) from colleagues associated with the Accra Reset; Africa CDC and the African High-Level Ministerial Committee on Global Health Architecture Reform; low- and middle-income country health and finance officials; key high-income donors including the UK, France, Germany, and Norway; the World Bank and the Asian Development Bank; the World Health Organization, Wellcome Trust, and civil society.
Clymer principal discusses art, science courses
CLYMER – With the upcoming school year approaching, Brianne Fadale, Clymer Central School’s building principal, gave an update to the school board during their most recent meeting on some plans for some specific courses for the year with the current changes in staffing. As far as course scheduling goes, Fadale said that things are being […]
Trump Mocks Data-Center Opponents as Wanting to Stay ‘Backwards and Poor’
The giant computing sites that power A.I. are increasingly opposed by communities across the country, a signal of voters’ concern about a changing economy.
Ex-Giants Starter Claimed off Waivers by New England Patriots
Former New York Giants starting linebacker claimed off waivers by New England Patriots. The post Ex-Giants Starter Claimed off Waivers by New England Patriots appeared first on HEAVY.
Tigers still have hope: Next 10 games are critical
At 5.5 games back, the Tigers enter September with ten games against the Twins and Guardians that will decide whether a third straight playoff run is real.
CBS Sports analyst predicts 'Giants will make the Super Bowl' in 2026
A CBS Sports analyst boldly predicts the New York Giants will make the Super Bowl in 2026.
CNBC's The China Connection newsletter: McKinsey's contrarian economic view
In many ways it seems that the party has ended for many U.S. and European corporations that once enjoyed a big advantage in China.
US oil firm to take over some Venezuelan oilfields previously run by Chinese, Russian companies, officials say
U.S. oil company North American Blue Energy Partners will take over some oilfields previously controlled by five Chinese companies and a Russian firm, two U.S. officials told Reuters on Monday.
Mel Gibson issues apology for mocking ASL interpreter at fan convention amid mounting backlash
Mel Gibson is apologizing for his ‘thoughtless idiocy’ after mocking an ASL interpreter at a Canadian fan convention, sparking a swift backlash.
Science Hill 80-yard TD rush wins Week 2 Best Play of the Week
JOHNSON CITY, Tenn. (WJHL) — The votes are in, and the Week 2 Best Play of the Week belongs to the Hilltoppers. On Friday night, Science Hill’s Kiantai Harris took the handoff 80 yards to the…
McNeese Small Business Support: Access to Capital, AI Tools and Veteran Entrepreneurship
The Louisiana Small Business Development Center (LSBDC) at McNeese State University is offering a series of no-cost learning series this September for
Yan Xiaonan Issues Statement Following UFC Shanghai KO Loss
UFC women’s strawweight veteran Yan Xiaonan issued a statement following her brutal KO loss to Denise Gomes at UFC Shanghai.Despite entering her UFC Shanghai co-main event fight against Gomes as the betting favorite, Yan was shockingly knocked out on her home turf with a stunning step-in elbow by the Brazilian Gomes that was one of […] The post Yan Xiaonan Issues Statement Following UFC Shanghai KO Loss appeared first on HEAVY.
FTC sues Amazon, alleging it overcharged advertisers
The Federal Trade Commission and 22 states on Monday accused retail giant Amazon of deceiving businesses by overcharging prices to advertise on its massive retail platform, pocketing billions for the company.
FTC sues Amazon for allegedly overcharging advertisers on its platform
The Federal Trade Commission on Monday accused retail giant Amazon of deceiving businesses by overcharging prices to advertise on its massive retail platform, pocketing billions for the company.
How NJ's Largest Health Network is Fixing an $8B National Crisis in Parkinson's Care
Hackensack Meridian Health has developed an innovative Parkinson’s Disease Care Pathway integrated directly into its electronic health record system.
Bessent on trade war with Canada: Carney ‘chose to walk away’ from a deal
Treasury Secretary Scott Bessent on Monday took aim at Prime Minister Mark Carney, claiming that the Canadian leader “chose to walk away” from a trade deal. “And then he started this. And it’s unfo…
Links exposed physician cell numbers and work schedules at health systems in Philly and nationwide
QGenda web links revealed the information for thousands of providers at Children's Hospital of Philadelphia, Penn Medicine, ChristianaCare, and at least 50 other health systems across the country.
Microsoft warns of TerminalFix attacks deploying reverse tunnels
A new ClickFix variant dubbed TerminalFix uses fake Cloudflare CAPTCHA prompts on compromised websites to trick victims into running malicious PowerShell commands in Windows Terminal.
Bills lose rookie cornerback after Browns claim him off waivers
The Browns claimed Bills seventh-round pick Toriano Pride Jr. off waivers while undrafted rookie Kani Walker went unclaimed.
Experience Bayou Sol: The only full service aerial entertainment company in SWLA
The Lake Charles based company is the only aerial entertainment company in Southwest Louisiana, offering performances, workshops, private lessons and entertainment for a variety of events.
CCIA Files Comments to Japan Fair Trade Commission on its Updated Business Combination Guidelines
Washington – The Computer & Communications Industry Association submitted comments to the Japan Fair Trade Commission (JFTC) in response to its request
John Galliano's Met Gala 2027 exhibit canceled after backlash
Fashion designer John Galliano pays the price, again, for racist outbursts that upended his career more than a decade ago. His Met Gala 2027 exhibit has been canceled.
Measles deaths reported in Pennsylvania spark feud among politicians and health officials
Medical experts say the brouhaha has diverted focus from an exploding public health threat.
Measles deaths reported in Pennsylvania spark feud among politicians and health officials
Medical experts say the brouhaha has diverted focus from an exploding public health threat.
Kalshi permanently bans ex-Congressman George Santos for life after concluding he likely was insider trading
The company announced the ban after saying its compliance department had established reasonable cause to believe Santos engaged in insider trading over his attendance at the State of the Union, when he turned a $17,839 profit on his trading activity.
CardVault by Tom Brady store to open in downtown Indianapolis
The Boston-based business co-owned by the former quarterback specializes in collectible cards ranging from sports stars to Pokemon to Magic: The Gathering.
Comedian Tom Segura set to return to Wichita’s Orpheum Theatre
Stand‑up comedian Tom Segura will bring his latest tour to the Orpheum Theatre in November, marking a return to the historic downtown venue.
Would You Eat a Cookie Made From Upcycled Plastic? Scientists Propose a New Way to Deal With Waste and Provide Food in Extreme Environments
A team of researchers programmed yeast to turn broken-down plastic and agricultural waste into sweet treats called µBites. They might come in handy during deep-space missions or in disaster zones, although some critics say the food is impractical
Daily Thread: 31 August 2026
The Daily Merengue is a place where you can feel free to d all things football. Do not be alarmed by the overt RMCF bias. It’s in the name! Shoutout to the mods who do a fantastic job, Ezek, Valyrian Steel, Kung_Fu_Zizou, Juninho, NeRObutBlanco and yours truly, Felipejack. 3 games, 3 wins It’s a very good start for Mourinho. As I […]
In the 608: Kindness Bank launching Kindness Alliance to promote community health and well-being
Kindness Bank is launching a new division focused on bringing organizations and community members together to address basic human needs and improve community health and well-being.
Turning Stone Completes Historic 'Evolution' Project
The Oneida Indian Nation has finished its $400 million Turning Stone Evolution project.
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
Just announced! Colts 2026 gameday giveaways, entertainment and promotions
Special themes include the debut of the Colts new NFL x Nike Rivalries uniform, a celebration of Colts Legend Adam Vinatieri, Kicking the Stigma, Indiana Nights, Salute to Service and more.
‘Ebenezer’ director Ti West explains how Johnny Depp makes Scrooge ‘an unlikable guy’ with ‘humor and charm’
Get your first look at Tramell Tillman as the Ghost of Christmas Present and Ian McKellen as Jacob Marley in Ti West’s ‘Ebenezer,’ also starring Johnny Depp.
CT Business Blend: Aug. 31, 2026
Hartford Business Journal’s Greg Bordonaro and WTIC’s Brian Shactman explore the people, companies and trends shaping Connecticut’s business scene every Monday at 8:30 a.m. on WTIC 1080 AM.
Minnesota State Fair: Political Hub, Always Center Stage
It's more than food on a stick, long lines and Grandstand shows. The Minnesota State Fair has always been a proving ground, outreach opportunity, and sometimes divisive stage for politicians, from local candidates up to the nation's highest office. Yes, politics is yet another State Fair tradition. | 830 WCCO
Brian Cashman failed Yankees fans & Aaron Boone
The Yankees roster issues have been exposed this season more than ever.
From Netflix to Building Malaysia’s Sports Media
From Netflix and ESPN to launching a sports media company in Malaysia, Cedarville alumni Ernest Toh and Ian Chan are using human-centered storytelling to inspire...
Contemporary Christian singer, a Dove Award nominee, to play Modesto’s Gallo Center
Limited tickets remain available for the concert.
Scientists Built a Molecule From Ordinary Atoms—and It Doubled Survival for a ‘Hidden’ Cancer
One giant molecule grabs the mutant proteins behind runaway tumor growth—and refuses to let go.
Marshall Health Network adds five pediatricians to its care team
HUNTINGTON, W.Va. – Marshall Health Network recently welcomed five pediatricians to its team of providers. Rita M. Ryan, M.D., professor and chair of pediatrics at the Marshall University Joan C. Edwards School of Medicine, is a board-certified neonatologist and nationally recognized neonatal lung specialist. She brings extensive experience as a clinician and pediatric leader, including previous service as pediatrician-in-chief at the Medical […]
🚨 Official: Allan signs for Man City!
The next Brazilian wonderkid?Manchester City officially announced this Monday afternoon the signing of Allan Andrade Elias, known as Allan, from Palmeiras!The 22-year-old Brazilian winger is leaving h...
Politicians paying influencers for support — some without disclosing: Report
Unbiased Politics News
The No. 1 Best Drink to Help You Poop, According to a Dietitian
In TODAY.com’s Expert Tip of the Day, a dietitian shares the best drink to help you stay regular.
Western training for Ukraine's troops is purposefully close to the war
Norway is leading training for Ukrainian troops in eastern Poland to preserve training time and keep lessons tied to the battlefield.
Ancon Construction Receives 2026 Governor’s Half Century Business Award
Ancon Construction has been named a recipient of the 2026 Governor’s Half Century Business Award, recognizing the company for 50 years of continuous operation in Indiana and its longstanding …
Missouri activists want fewer cameras on citizens and more on politicians
Missouri conservatives are pushing back on Flock cameras while demanding more transparency through livestreaming in the state Senate.
The State of Politics: It’s Been a Hot Summer for News
An insider's take on Canadian tariffs and Wisconsin, Elon Musk and elections.
Science Fiction and Fantasy Novellas to Devour This Week
The worldbuilding in these science fiction and fantasy novellas is unparalleded. Travel to a mythical Asian, a steampunk Egypt, and more.
Insight: Booming weight-loss drug demand in Brazil fuels thriving black market and health fears
When Brazilian customs agents opened jars of dulce de leche aboard a tourist bus arriving from Paraguay in April, they discovered hundreds of vials of tirzepatide, the active ingredient in the popular weight-loss drug Mounjaro, mixed inside the sweet spread.
Booming Weight-Loss Drug Demand in Brazil Fuels Thriving Black Market and Health Fears
By Luciana Magalhaes SAO PAULO, Aug 31 (Reuters) - When Brazilian customs agents opened jars of dulce de leche aboard a tourist bus arriving from Paraguay in April, they discovered hundreds of vials of tirzepatide, the active ingredient in the popular weight-loss drug Mounjaro, mixed inside the ...
Virginia health leaders, lawmakers share enhanced healthcare resources for rural communities
Eastern Shore residents and healthcare providers on Friday told state leaders about the opportunities and challenges they face serving their communities, with Virginia Secretary of Health and Human Resources Marvin Figueroa outlining how the state government can support them and other rural Virginians.
Louisiana takes a step toward adopting Medicaid work requirements
Louisiana’s proposed work requirements for Medicaid enrollment largely adhere to the new guidelines Congress and President Donald Trump laid out last year. The new state regulations are expected to go into effect for Medicaid recipients in January.
Trump trade war with Canada is war on U.S. businesses
Having dynamited trade talks with Canada — in part due to the intervention of Commerce Secretary Howard Lutnick — Donald Trump has now imposed 50% tariffs on certain Canadian goods, with Canada immediately retaliating. This will be good for…
Sights of the Game: Preseason Week 3 Gameday Entertainment vs. 49ers
Get an exclusive look at the gameday entertainment from the Raiders' Preseason Week 3 matchup against the San Francisco 49ers at Allegiant Stadium.
Family ties bring 2 generations of physicians together
Medicine is a family affair for Drs. Niranjan, Megha and Nakul Rao who work as doctors and colleagues at Saint Peter's Healthcare System.
A course correction Canada would concur with
I’ve always harbored a soft spot for Canada. My father was stationed there twice, once in the 1960s as the Atomic Energy Commission’s American liaison with the Canadian nuclear reactor program in Chalk River, Ontario and again in the 1970s as the State Department’s scientific attache at the U.S. Embassy in Ottawa. I had the […]
Did We Just Witness the End for Novak Djokovic?
There are losses, and then there are moments that feel like a chapter closing. Novak Djokovic’s stunning first-round exit at the U.S. Open felt like the latter. The 24-time Grand Slam champion was beaten by Mariano Navone 7-6, 5-7, 4-6, 6-2, 6-1 Sunday night in a four-hour, 36-minute marathon. It was Djokovic’s first opening-round loss…
Google is getting flak for changing Lake Ontario name to Lake America
Canadian politicians are also scrubbing government websites that embed Google Maps to ensure the lake is labeled Lake Ontario.
Star Entertainment warns tough conditions to persist after annual loss
By Nichiket Sunil and Keshav SinghChundawat Aug 31 (Reuters) - Australian casino operator Star Entertainment reported a bigger-than-expected annual loss on Monday and warned that conditions would stay
What to Stream: 'Mandalorian & Grogu,' Alix Earle reality series, Ellie Goulding's 'I Know Too Much'
New streaming entertainment options are arriving this week, including “The Mandalorian & Grogu” streaming on Disney+ starting Wednesday. The film, directed by Jon Favreau, follows Din Djarin and Grogu on
10 standout findings in Doximity’s latest physician compensation report
Unsurprising but noteworthy: Judging by the ages of doctors who are all in with AI in 2026—and the ages of those who aren’t—the technology remains more a thing of the future than of the present.
Star Entertainment warns tough conditions to persist after annual loss
Australian casino operator Star Entertainment reported a bigger-than-expected annual loss on Monday and warned that conditions would stay tough as weak New South Wales table gaming revenue and a pending regulatory penalty weighed on its outlook.
Star Entertainment (ASX SGR) casino operator reports $307.3 million loss
The casino and hotel giant is separately facing a fine of $400 million next month for anti-money laundering failures, putting more pressure on finances.
U.S. strikes Iranian rocket launchers on the Strait of Hormuz
Iran swiftly vowed to retaliate for what it called a deadly attack
U.S. strikes Iranian rocket launchers on the Strait of Hormuz
Iran swiftly vowed to retaliate for what it called a deadly attack
5 biggest surprises from the NY Giants’ final cuts
Which moves did the NY Giants make in their final cuts that were the biggest surprises?
Democratic congressional nominee Brad Lander faces anti-Israel hecklers at New York protest
Brad Lander, a Democratic congressional nominee in New York City, faced heckling Saturday over his stance on Israel as he protested a Hindu nationalist politician speaking at Madison Square Garden.
Sankey, SEC 'prepared to contest' judge's order in Louisiana
While the SEC said it will comply with an order that prohibits commissioner Greg Sankey from issuing punishment if they roster a player who returns from a pro contract, the league said, in a Sunday statement to ESPN, it will defend its rights in court.
Jets Cut Preseason Star After Breakout Giants Performance
The New York Jets have cut a breakout preseason star defender ahead of the final roster deadline on Sunday, August 30. The post Jets Cut Preseason Star After Breakout Giants Performance appeared first on HEAVY.
Former Broncos Starting Quarterback Cut By Giants as Clock Ticks
Former Denver Broncos quarterback Brandon Allen is back on the market following the latest roster moves around the NFL. The post Former Broncos Starting Quarterback Cut By Giants as Clock Ticks appeared first on HEAVY.
Colorado High School Football Rankings: Top 25 Teams
Valor Christian is looking very strong, and their cross-sectional matchup against Mater Dei this weekend will be one of the biggest games in the country.
Trump demands all Canadian companies doing business with the US move to America ‘immediately’
Giants’ Braxton Berrios decision comes with a surprising catch
The Giants are releasing veteran return specialist Braxton Berrios, but there’s a surprising twist that could have him back in New York just in time for Week 1.
Odell Beckham Jr. reportedly makes Giants' 53-man roster
Odell Beckham Jr. is back where he started.
Nothing but good news again as Braves walk off Rockies for 7th straight win
ATLANTA -- Regardless of the result of Monday’s makeup game against the Giants, the Braves will have plenty of reasons to fondly remember what transpired during this current homestand. Sean Murphy homered yet again and Tyler Mahle spun another gem as the Braves completed a three-game series sweep with a
Trump urges Canadian companies to immediately move to US, says ‘I don’t want Canadian anything’
Trump says Canada has been “ripping" the U.S. off for decades as he defends tariffs and urges Canadian companies to move operations south of the border.
US strikes Iranian island where forces were preparing to launch mines, official says
The US military on Sunday struck Iran’s Larak Island, where forces were observed preparing to launch mines into the Strait of Hormuz, according to a US official, marking the first strikes in the war in over a month.
Fiorentina progressing in move for Everton’s Beto, player interested
Serie A side Fiorentina remain in the hunt to sign a new striker, having likely missed out on Manchester United’s Joshua Zirkzee. A deal for Everton’s Beto is now slowly gathering momentum.Get Ita...
Trump ‘border czar’ denies that Milo Yiannopoulos was deported after arrest
Tom Homan says rightwing influencer overstayed visitor visa after receiving final order of removal
Italian American Powerhouse AGBO Unveils New Hit Thriller ‘The Whisper Man’ on Netflix
AGBO's latest feature film, The Whisper Man, premiered Friday on Netflix and surged to the platform's no. 1 spot, marking another major release for the independent studio founded by Italian American filmmakers Joe and Anthony Russo. Based on Alex North's bestselling 2019 novel, the psychological crime thriller brings together an acclaimed cast led by Robert…
Germany win Men's Hockey World Cup, equal Pakistan's record; Abhay Singh wins 13th PSA Tour title: Indian Sports, August 30
Here are all the updates from Indian sports on August 30, 2026.
Journalism Matters: Business community mostly silent on 5-acre plan
There are a couple of hundred businesses, give or take, depending on how broadly you draw the circle around the “generational opportunity” at least some of us have attached to the dusty, dystopian 5.25 acres abandoned for a decade now at the corner of Kearns and Bonanza. You’ll forgive me, I think, for thinking I’d […]
PlayStation May Delay Digital-Only Shift Following Rumors of "100% Physical Xbox Helix"
We recently reported that Xbox's disc-to-digital entitlement program and the new CEO's refusal to address questions about Helix's disc drive suggested that the gaming giant was moving towards a new all-digital future, starting with Project Helix. However, a competing rumor—via Eurogamer...
Aon closes in on another blockbuster insurance deal
The insurance giant, whose North American operations are headquartered in Chicago, could announce the acquisition as soon as Monday, the Wall Street Journal reports.
Atletico Stand Firm as Julian Alvarez Exit Push Fuels Rumours
Julian Alvarez missed Atletico Madrid training earlier this week, triggering speculation that the Argentina international had informed the club he was suffering from depression. His agent, Fernando Hi...
Ex-Chargers star Keenan Allen’s glassy eyes visible in DUI arrest mugshot
A copy of the NFL player's mugshot, obtained by The California Post, showed Allen seemed to have a glazed-over look on his face after he was taken into custody for allegedly driving drunk in Indiana.
Canada claps back at Trump's efforts to rename Lake Ontario as 'Lake America'
Ontario Premier Doug Ford has unveiled a giant billboard reading: "Lake Ontario — Now and Always." But tech giant Google has said it is renaming the lake for U.S. users, as President Trump demanded.
Bills trade center Sedrick Van Pran-Granger to Colts
A seventh-round pick in the 2027 NFL draft also heads to Indianapolis in exchange for a 2027 sixth-round pick.
Sen. Ted Cruz calls for elections in Venezuela to proceed ‘rapidly’
The Texas senator also said the U.S. should arm Iranian protesters in Iran.
Louisiana Endowment for the Humanities opens nominations for Bright Lights Awards. Here's the details.
Since 1985, the Bright Lights Awards have celebrated the state's defining cultural leaders, from Norman C. Francis to John Folse.
Keenan Allen Arrested on OWI Allegations Hours After Colts Preseason Debut
Keenan Allen’s first game in an Indianapolis Colts uniform was followed hours later by an arrest in downtown Indianapolis. The six-time Pro Bowl receiver was ... Read More
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. 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Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Syria continues to normalize with international business fair as credit card payments are back
More than 60 countries attended the fair, including key regional allies Saudi Arabia and Iraq, while Syrian President Ahmed al-Sharaa confirmed that credit cards are available again.
Flooding devastated swathes of Indiana but response is hampered by politics
Record inundations wrecked homes and took seven lives but Trump has not approved emergency aid and the state has cut funds for environmental agencies