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Are Bank Lobbies Still Relevant?
Local banking leaders say technology is changing the way customers use their banks — and their lobbies By Deborah Jeanne Post [caption id=attachment_11109 align=alignright width=300] Steve Gorczynski is M&T Bank Central New York regional president.[/caption] When was the last time you entered the lobby of your bank? If it’s been a while, you’re part of a trend of eschewing the lobby in favor of ATMs, drive-thrus, online banking and remote deposit. A 2025 study performed by the American Bankers Association revealed that only 9% of consumers use bank branches as their preferred way to do banking and 76% prefer mobile banking. The trend away from the lobby reflects consumer behavior in other areas of doing business, including online shopping instead of perusing the mall, ordering fast food at a kiosk, not at the counter and selecting curbside pick-up rather than walking into the restaurant. Consumers want convenience and going in the lobby adds another layer to the task. It also places consumers face to face with one or more representatives of the business, something less favorable to people feeling burned out from interpersonal interactions. Nixing or at least minimizing the size of the lobby isn’t necessarily negative for banks. Fewer people passing through their doors reduces overhead for building maintenance, staffing and furnishing. Greater reliance on virtual banking can mean closing brick and mortar locations and hiring fewer staffers to cover roles like teller and lending officer. “Our focus is on meeting customers where they are and giving them flexibility in how they bank,” said Steve Gorczynski, M&T Bank Central New York regional president. “While many everyday transactions can be supported digitally and through ATMs, branches remain important for more complex financial needs, offering face-to-face guidance and a more personal banking experience.” Talking with a commercial lender or working on a home mortgage are two examples where meeting face-to-face is more desirable for many people. They can receive immediate feedback to questions and can possibly reach their goals more quickly. But there’s little need to have a large seating area, long counters and numerous tellers for routine banking that’s quicker to handle virtually. Online banking can also help people on the go more readily complete banking tasks such as depositing checks, transferring funds among accounts and checking balances. [caption id=attachment_11135 align=alignright width=300] Tina M. Stephens is the vice president branch administration for Fulton Savings Bank.[/caption] “The traditional bank lobby is certainly being evaluated by most institutions today, as the typical large, open and cavernous spaces do not necessarily meet the needs of today’s customers,” said Tina M. Stephens, vice president branch administration for Fulton Savings Bank. “Traditional lobbies often bisect traditional teller stations and customer service areas, which adds confusion, especially for the demographic who routinely use online banking and only access the lobby for customer service needs.” Despite the rollback in physical locations across the industry, Fulton Savings Bank began modernizing its six branch offices in Oswego and Onondaga counties about three years ago and have finished four offices so far in Baldwinsville, Fulton, Constantia, and Phoenix. “We made the decision to build a new branch across the street from our current office in Brewerton which will be completed by the end of 2026, and we will begin the retrofit of our Central Square office in early 2027,” Stephens said. “Our efforts specifically address where we think customers will be in the next three to five years and have greater flexibility to make changes out into the future.” The bank may be onto something, as numerous reports state that screen-weary Gen Z young adults crave more in-person interactions than virtual ones. If the pendulum continues to swing in that direction, it’s hard to see all physical bank areas disappear, even if they change somewhat. Fulton Savings Bank has also consolidated its teller and customer service representative areas to larger “universal banker” areas, where the bank representative can address all customer retail needs. A one-stop-shop experience appeals to busy banking customers who want to perform a few different banking tasks in one visit. Stephens also said that Fulton Savings Bank made additional technology and security enhancements and created flex spaces to accommodate bank meetings throughout the two-county branch footprint. At Solvay Bank, Elizabeth Lavier, vice president marketing and communications manager, lauded digital and online services as convenient and flexible for managing finances; however, “technology is not meant to replace what matters most: the relationships behind every account that have always been at the heart of community banking,” she said. “Even in today’s digital-first world, people of all ages still value the opportunity to sit down with a trusted banker for personalized guidance. We understand that some of life’s biggest moments call for more than a screen.” Lavier views digital banking as another way for the organization to serve customers rather than a replacement for branches, tellers and lenders, which tend to serve customers better for transactions like buying a first car, purchasing a home, saving for a child’s education, or planning for retirement. “Those conversations, built on understanding, experience and personal guidance, are what community banking is all about,” Lavier said. “At the end of the day, banking is about more than transactions. It’s about helping our customers achieve their goals and being there for them every step of the way. By combining the convenience of digital banking with the care, commitment, and personal service of a local community bank, Solvay Bank offers customers the best of both worlds.” Are Paper Checks Destined to Disappear? With the ubiquity of debit cards, online payments, virtual checks and peer-to-peer payment platforms like Venmo, Zelle and PayPal, will paper checks become passe? “In my view, paper checks are unlikely to disappear in the near future,” said Tina M. Stephens, vice president branch administration for Fulton Savings Bank. “They continue to serve a practical purpose by providing a clear paper trail and tangible proof of payment.” According to the American Banker, a leading trade publication that covers the banking and financial industry, in 2024, checks accounted for 65% of all payment fraud losses. Paper checks should be phased out, according to the publication. “The phrase, ‘The check’s in the mail’ probably sounds strange to younger people because the era of paper checks is rapidly drawing to a close. Put bluntly, checks are an expensive, insecure legacy that is a drag on the U.S. economy. Rather than wait for them to vanish slowly, the pragmatic choice is to strategically accelerate the transition to paperless payments.”
N. Syracuse Manufacturer Marks Milestone, Plans for the Future
Air Innovations has grown from a small local manufacturer into a global business, selling its products in 74 countries organizations. Some of its clients include NASA, Blue Origin and SpaceX. By Stefan Yablonski [caption id=attachment_11117 align=alignright width=450] Michael Wetzel, president and CEO, and his father, Larry, who currently is an adviser to the board of directors. Larry served as the chairman of the board until 2024, when the company was acquired by Altus Capital Partners, a private equity firm.[/caption] Air Innovations in North Syracuse hopes to add more employees and possibly even expand its facility in the near future. The company is a global leader in designing and building environmental process control systems for applications that can’t be addressed with standard HVAC equipment, according to Michael Wetzel, president and CEO. “We customize solutions for temperature, humidity, filtration and pressurization, with additional capabilities in direct-expansion, chilled-water and thermoelectric technologies. Our business now is entirely focused on specialty or niche markets.” Air Innovations celebrated its 40th anniversary on Sept. 18, marking four decades of doing business, manufacturing products and growing in Central New York. In the beginning [caption id=attachment_11138 align=alignright width=451] A worker, Ezzy Salehi, tests a Wine Guardian condenser unit at Air Innovations.[/caption] “A guy by the name of Jim Kelley started the business [known as Floratech] in 1986. It was focused on refrigerated display cases for supermarket fresh flowers,” Wetzel said. “My father [Larry] started Clean Room Technology in the early 1980s, then sold that to a French company called Clestra Cleanroom. “My father and I bought Floratech in 1996 — 30 years ago, 10 years after it was started. Then in 1999, Floratech bought a portion of Clestra and their building. At that point everything was still called Floratech. But, as that was not reflective of the diversity of the business, we rebranded as Air Innovations in 2001.” The company rebranded to pursue a strategy of diversification in specialty HVAC systems. Wetzel explained that since then, it has become a trusted global partner, earning the President’s “E” Award for Exports and securing contracts in the most demanding fields, including aerospace, defense and semiconductor manufacturing. Air Innovations has grown from a small local manufacturer into a global business, selling nearly 70,000 units in 74 countries and territories and developing custom environmental control systems for companies and organizations including NASA, Blue Origin and SpaceX. “We work with all the big names you ever heard of and some you never heard of,” Wetzel added. The Wetzels sold the business two years ago to Altus Capital Partners, a private equity firm focused on control investments in lower middle-market, niche manufacturing companies in North America. Founded in 2003, Altus Capital Partners’ headquarters is in Wilton, Connecticut, with an additional office in Lincolnshire, Illinois. “They are an equity firm. Both my father and I both maintain a small minority share. I am going to continue to be involved. I call myself a part-time CEO. I will continue that role for the foreseeable future; I don’t see any change there.” Building to the future “We are at 58 employees right now, which is a little bit down. We had a high of 70. That moves along with the activity we have,” Wetzel said. “We’ll start ramping up here in the fourth quarter into next year. More than 20% of our employees have been with the company for more than a decade. “I am fairly certain that sometime in the next several years we are going to have to enlarge the footprint of our facility and for sure we are going to have to add employees. We already are. We are probably going to have to add five or six people next year. We are always in the market for HVAC technicians; we always need those.” Air Innovations will remain in Central New York, with its current workforce staying in place, he added. “I believe the primary driver of our success over time is the diversity of our business which is a direct result of our willingness to tackle new challenges,” Wetzel said.
Mom-and-Pop Business Owners Grapple with Harsh Times
Report shows small business owners in NYS less optimistic about the economy. Taxes, inflation, labor costs and competition from larger businesses are major concerns right now, they say By Aaron Gifford [caption id=attachment_11067 align=alignright width=300] Ashley Ranslow is director for New York state at The National Federation of Independent Business (NFIB).[/caption] Owners of mom-and-pop businesses in New York state have been less optimistic lately than their peers in other parts of the country, a recent report indicates. The National Federation of Independent Business (NFIB), based on a survey of 11,000 of its members in the Empire State, reported that taxes, inflation, labor costs and competition from larger businesses are major concerns right now. “Indeed, while taxes are a major problem in New York and the United States overall, New York small businesses notably are struggling more with the state’s onerous, multi-level tax burden,” Ashley Ranslow, NFIB’s director for New York state, said in the July report. Compared with surveys of business owners in other states, far fewer New York respondents rated their businesses as in excellent or good health. The report also said labor costs here are about 25% higher than the national average and are the “single most important problem” facing businesses. One respondent to the New York-specific survey complained that too much red tape, taxes and laws that restrict high-yielding companies have stifled their operation’s growth. Others said high disability and workers’ compensation insurance costs, alarming increases in utility rates and excessive building regulations are discouraging. Statewide, New York has a gross domestic product of $2.53 trillion (third in the nation, followed by Texas, $2.90 trillion; and California, $4.25 trillion), a per capita income of $90,500 (sixth) and an unemployment rate of 4.6% (34th). There are 2.4 million small businesses that employ 3.9 million people. [caption id=attachment_11112 align=alignright width=451] Member of the Greater Liverpool Chamber of Commerce gather at one of the several functions the chamber organizes monthly. “Everyone in this business community encourages each other to shop local. Everyone just wants to see each other succeed,” says Megan Wilmot, the chamber director[/caption] “New York state boasts one of the largest, wealthiest and most diverse cities in the world — and that’s still only about half the state’s population,” the report said. “In other words, the state is both its iconic city and so much more — geographically, demographically, economically. But New York is not without its challenges, challenges that include notably high taxes and other weaknesses that impact the small business environment,” it said. The report includes an optimism index that compares responses from New York (NFIB) members with those of their peers in other states across several categories. This ranges from plans to increase employment to expectations for higher sales, to plans to increase inventory or expand. The scores for Empire State business owners were lower in most categories, but they did score higher than the national average in noting that they have current employment openings, and that they are hopeful that the economy will improve. “The metrics so far paint a picture of a state with a series of challenges for small businesses, from a slightly below national average Optimism Index to a more seriously below national business health to very substantially below national Employment Index. What is going on with businesses that are creating these differences?” the report stated. In Central New York, the regional labor force comprises nearly 398,000 workers. The median household income here is $71,463, and the gross domestic product for the region last year totaled $61.3 billion, according to the CenterState CEO economic development and research organization. About half of the region’s labor force works for small and mid-sized businesses, although the number of people employed in that sector has decreased by 7% since 2010, according to CenterState’s 2026 economic forecast report. “While record-high employment in large-scale enterprises provides a strong foundation for Central New York,” the report says, “the long-term health of communities depends on a thriving small business sector to serve as a stabilizer.” Area employers identify several barriers to Central New York’s anticipated growth, including lack of specialized or skilled workers, government regulations, unaffordable housing options and long-term construction disruptions. In the city of Syracuse, the number of jobs in retail trade decreased by 1,500 or 4.7% between July 2025 and this past July. By contrast, the number of jobs in the leisure and hospitality sector increased by 2.5% or 700 jobs, in the same annual period, according to the New York State Department of Labor. Still, there’s plenty of interest for new businesses across Central New York. U.S. Census figures show that the number of applications for new businesses in all four counties increased significantly in the past 20 years. In Cayuga County, there were 324 applications in 2005 compared to 470 last year. In Madison County, the number increased from 385 to 480; Onondaga County, from 2411 to 4132; and Oswego County, from 553 to 836. Downtown Cazenovia is exemplary of Madison County’s trend: In the past year, the village welcomed a bait shop, a thrift store, a vitamin infusion center, a pizzeria, a Pilates studio and an Italian restaurant. A candy store is scheduled to open on the main drag in the months ahead. Oswego’s list of interesting new businesses in the past year includes a bubble tea shop, a hot dog eatery in Fulton, a specialty grocery store that features New York state products in Mexico, a beauty and esthetics studio in Hannibal and a hardware and farm supply store in Sandy Creek. In Onondaga County, the Liverpool area has also enjoyed a steady stream of new shops and eateries in recent years. That suburban community is unique in that, unlike neighboring communities, most of the restaurants are family-owned and not part of a national chain. [caption id=attachment_11116 align=alignright width=300] Megan Wilmot is the executive director of the Greater Liverpool’s Chamber of Commerce.[/caption] Megan Wilmot, executive director of the Greater Liverpool Chamber of Commerce, said independent business owners in her community maintain a strong sense of pride in holding their own against national companies. The chamber helps boost morale with red carpet events, ribbon cuttings, coffee hours and five-year anniversary celebrations for participating businesses. “We have built such a strong community,” Wilmot said. “Everyone in this business community encourages each other to shop local. Everyone just wants to see each other succeed.” In Syracuse, the downtown retail occupancy rate last year was about 82%, a slight improvement from 2024, according to the Downtown Syracuse Committee’s most recent annual report. Buildings with the largest amount of vacant space included The Galleries, One Park Place, and Equitable Towers, though not all of those spaces are designated for retail use. New businesses that opened in downtown Syracuse last year: Better with Time Clothing, Dakshin Curry & Biriyani, Havana Tattoo Society, Milano Bean Café, Miss Daisy, Pausa Coffee, Sweets for Babe, The Society CNY and Yafah Beauty Studio. The Destiny USA mall’s occupancy rate decreased from 80% in 2023 to 72% by the end of 2024, according to Integra Realty Resources. That leaves more than a quarter of the mall’s retail space vacant. “Looking ahead, the retail market is expected to see minimal rent growth, with vacancy rates likely remaining stable in community and neighborhood centers but continuing to rise in enclosed malls,” Integra’s report said. “New construction activity is low and redevelopment plans for former malls like Shoppingtown and Great Northern are still in the planning stages. The proposed Micron chip plant may spur development, but challenges remain in finding co-developers for large-scale projects.” Nationally, the U.S. Chamber of Commerce expects that small businesses will remain resilient and see their sales and revenues eventually improve. That organization, in a recent national survey, found that 25% of small business owners expect the economy to improve in 2027, while 45% indicated that they plan to increase employment in the next 12 months. And 69% said they believe their small business is in good shape and 70% said they are comfortable with their current cash flow. Thirty-one percent of small businesses reported raising their prices in July and 28% are planning to raise their prices within the next three to four months, the report said. Twelve percent indicated that this is a good time to expand their business. “Small business owners voice optimism for future revenues and hiring,” the report said. “High costs continue to be a wet blanket on reinvestment.” The NFIB reported in July that Main Street, despite gas price hikes, “is OK … for now.” Its small business economics trend report said sales across the country have been strong compared to last year, but continued inflation and higher prices from mom-and-pop establishments are causing some “cracks” to show. “If costs stay this high for much longer, reduced investment will have a tangible economic impact,” the report said. “The status quo is OK, but the outlook? The outlook is uncertain.”
Retiring from Farming
Start now to ensure your farm passes to the next generation Deborah Jeanne Post [caption id=attachment_11062 align=alignright width=405] Adam C. Howell, outreach director at Cornell’s NY FarmNet: “Retirement from farming is atypical planning,” he says.[/caption] Roughly 70% of family-owned farms will transfer ownership withing the next two decades, according to data from to the USDA census. Only 30% of those will remain in the family. The number of farms in New York is shrinking as the size of farms increases. In other words, there are fewer farms in the state, but they’re much larger. This is why succession planning is so important for family farms. A farm represents not only a way to make a living but a legacy and family tradition. Many families want to preserve the small farm segment of agriculture and the values it represents. Passing the family farm to the next generation can’t be left to chance. And it shouldn’t be left for “the kids to figure out” after the older generation dies. Succession planning in agriculture isn’t like other types of business retirement planning or personal final planning. “Retirement from farming is atypical planning,” said Adam C. Howell, outreach director at Cornell’s NY FarmNet. “Most farmers, their assets and the way they live and survive in retirement is tied up in the equity in the farm. Those conversations must take place a lot earlier than they think. They’re dealing with something asset-heavy that may require a trust and tax planning.” NY FarmNet offers farmers free, confidential consultation services regarding financial and business management, and family, and mental health support for farmers in New York state. It’s a program of Cornell University in Ithaca. Howell urges farmers to begin the conversation early. Most family farms are run by generations with the oldest generation most involved and typically with fewer of the middle-aged adults and young adults involved. Some of the younger generation may have off-farm jobs and not live on the homestead. “Different people have different expectations on their legacy,” Howell said. “Intergenerational conflict and discussions can be difficult. It may be good to check with NY FarmNet or Ag Mediation to help mediate these conversations with a third party. A lot of farms have broken up because people can’t decide how to divide things.” New York State Agricultural Mediation Program is a USDA‑certified, free or low‑cost service for farmers. Fair is not always equal. A sole owner simply stating that he wants to divide things equally among his children may leave one-quarter of the farm operation to an adult child who moved away and hasn’t sat in a tractor for decades. The three adult children who have toiled on the farm for 30 years may need to buy out the fourth, non-farming sibling but cannot because all of their money is tied up in the equipment, land and stock that supports their livelihood. Their payrate may not allow them to set aside much to buy out the non-farming sibling. As a result, they may need to sell parts of the farm off in order to keep it. However, doing so may limit their ability to sufficiently support their families. The farm owner may need to bequeath more assets to the farming siblings because their efforts have kept the farm going and without those assets and their work, the farm will cease operations. Howell advises seeking professional help on tax and legal issues. Without it, families can be exposed to expensive problems and infighting. A third-party expert can help farm families navigate what is truly fair in the family’s succession plans. Beyond the practical aspects of inheritance, succession also relies upon planning who will operate the farm and how. “I think it’s important that farmers understand the means and methods of farming are always changing,” Howell said. For example, many young adult farmers earn a degree at a school such as Cornell, SUNY Cobleskill or Morrisville, work on a different farm for a while and then return to their family farm with big ideas on how to improve the farm — if only their dad and uncles will agree. Intergenerational conflict is often centered on newer ideas such agritourism, online marketing and shipping goods. “It causes conflict,” Howell said. “A lot of it comes down to communication and respect within the family. If no one in the family wants to take on farming, what we’ll see is older farmers start to help trusted managers buy into the farm.” The middle-aged generation, now in their 40s and 50s, often struggle with wresting the helm from their parents. Howell said that many older farmers don’t discuss with their grown children their vital business information such as vendors, ordering supplies, pricing, recordkeeping and farm planning. They even claim that “the kids” aren’t ready yet. These gaps in cross-training may cause significant problems even before the older generation dies, if there’s an illness or injury. Howell urges farmers to document these processes and cross-train others on the farm how to handle these areas “to make sure if one person is incapacitated, the entire operation is not at risk,” he said. Mark Modzeleski, financial adviser, financial planner and president at Legacy Wealth Advisors of NY in Syracuse, advises families to talk sooner than later about who should be operating the farm. “Someone is driving the farm,” he said. “Have you decided who? Be honest when you have that conversation. Who do they turn to when there’s a question? Or who has the potential to be leaders?” Planning for leadership continuity is vital. Unfortunately, talking like this can become fraught with emotions if it’s only the family involved. Modzeleski advised finding a third party who can help drive the conversation. “Invite the right people to the conversation who can get you from point A to point B,” he said. “This is a marathon, not a sprint.” It may take sitting down a few times with an estate planning attorney who specializes in farm transition, along with a tax professional and others who can help moderate and plan. Family members, owners and possibly, integral farm managers should attend the meetings. “Figure out what you want your legacy to be,” Modzeleski added.
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What to know about mental health in Maryland’s intelligence community
Seeking mental health care from within Maryland’s intelligence community is not as simple as it seems. Here’s what to know about mental health resources available to those working at Fort Meade, home to Cyber Command and the National Security Agency.
Chesapeake Bay gets a C+ in overall health, Va. and Md. leaders say work to protect it must continue
The Chesapeake Bay earned a C+ on the annual report card that calculates improvements or losses in key indicators of health and conditions in the estuary and surrounding areas. This is the highest the Bay has ever scored since the record-keeping began in 2006. At the announcement in Woodbridge on Tuesday, Virginia leaders said the […]
Polaris bowling alley installs central Ohio's second largest screen
Star Lanes Polaris installed an 83-foot-wide, 13-foot-high interactive LED screen that is now the second-largest in Columbus.
What do data centers do and why PA politicians keep talking about them?
Data centers have become a major issue in Pennsylvania politics. Here's what they are, what they're used for and where they're located across PA.
The scores are in. Who received low, high scores in health inspections?
Check out the most recent health inspection scores for restaurants in Chatham County.
Backlash grows as 'World of Warcraft: Midnight' continues to represent the most painfully, miserably weak writing in all of Blizzard (12.1.5 SPOILERS)
I'm convinced Blizzard wants me to hate WoW: Retail, as backlash grows to one of its weakest character deaths in recent memory. Maybe ... ever?
Fenway Insider: Submit questions for MassLive’s Sean McAdam
What questions do you have for Sean McAdam this week? Drop them in the comments or send an email to fenwayinsider@masslive.com
A dozen things to do during a very special Wilmington weekend
Some weekends in Wilmington are special, with a slate of entertainment that's more than just run-of-the-mill concerts and festivals.
22 People Got Together For a Dinner Party. So Did Their A.I. Agents.
As artificial intelligence bots spread, we are increasingly glimpsing how these digital entities interact and what they talk about with one another.
What to watch in the CNN & Jubilee town hall with James Talarico
James Talarico’s bid to become the first Democrat in a generation to win statewide in Texas after three decades of disappointments is in its final stretch.
Why we need to rethink what causes depression
Depression is more complicated than you might think and requires a more nuanced approach.
California’s Billionaire Tax Promises Healthcare Relief. The Fine Print Is Murkier.
An initiative on the California ballot would levy the nation’s first wealth tax on billionaires. Supporters say the proceeds would help offset President Donald Trump’s sweeping healthcare cuts. But critics argue that the temporary infusion of cash is a giveaway to politicians.
These common infections can cause cancer. Here’s what can lower your risk.
Recent research indicates that infectious diseases cause around 12 percent of new cancer cases.
Nintendo just made an unusual decision—and it's going to be good for business
As Sony moves to phase out physical game discs, Nintendo is reassuring fans that cartridges aren't going anywhere. But its commitment comes with some caveats.
What to know about childhood vaccines this year: A Q&A with a trusted pediatrician.
We provide resources for parents, and answers about vaccines and vaccine hesitancy from Goldsboro Pediatrics’ David Tayloe III.
Lucky Strike Entertainment (NYSE:LUCK) Stock Has Average Price Target of $8.39 According to Brokerages
Lucky Strike Entertainment (NYSE:LUCK - Get Free Report) has been given an average recommendation of "Hold" by the thirteen research firms that are currently covering the firm, Marketbeat reports. Three analysts have rated the stock with a sell recommendation, six have assigned a hold recommendation
Nicolò Tresoldi makes UEFA Champions League history
Germany U21 youth international Nicolò Tresoldi made UEFA Champions League history on Tuesday night, becoming only the second player to score a hat-trick in a single match at the San Siro as Club Bru...
Google Pledges Frontier Models and Compute to European Scientists
On October 14, 2026, Google announced that Google DeepMind and Google Cloud are providing up to 200 European scientific researchers with direct access to the company's frontier models, together with $3 million in compute...
Italian growth outlook brightens but slowdown ahead, business lobby says
ROME, Oct 14 (Reuters) - Italy's economy will grow by 1% this year, the country's main business lobby Confindustria forecast on Wednesday, hiking a previous 0.5% estimate made in March but warning that a renewed slowdown is expected in 2027. The impr...
Xbox CEO reportedly warns firm will "not survive" if it only relies on existing franchises
Platform needs to "find new ways, and courage, to have invention on new IP that reach new sets of audiences"
Galderma Is Acquiring ZO Skin Health for $1.5 Billion
Galderma has signed to acquire ZO Skin Health for $1.5 billion in a move that positions it deeper in the burgeoning dermatological skin care space.
Financial health scores ask nothing of banks. That is why they love them.
Learn about financial health scores and how they impact consumer finance. Are they beneficial or simply a façade for banks?
Chinese companies aren't winning just by being cheaper: Goldman Sachs
China's weak domestic demand and years of deflationary pressure have fueled concerns that its exporters could push down prices overseas.
Two toolkits to stay in control of your family business
Discover two practical toolkits to keep your multigenerational family business aligned: governance agreements, councils, and clear exits.
Iran: Political infighting deepens as economic woes mount during war
Hardliners are stepping up pressure on Iran's government and calling for Foreign Minister Abbas Araghchi's removal. The oil minister resigned, but that's doing little to ease the pressure on President Masoud Pezeshkian.
Letters: Cutting city health budget in half jeopardizes vulnerable residents
As president and CEO of the Louisiana Public Health Institute, my job is to understand what helps our communities become healthier and to work alongside partners who share that commitment.
Artists and business owners grapple with potential First Friday pause
On Tuesday, Las Vegas Mayor Shelley Berkley provided the first real glimpse of what the future holds for First Friday in the Arts District, indicating it could come to a pause next month.
Business Interruption Claims Are Approaching $1M Average
The average cost of a business interruption claim is nearing $1 million, an upward trend that appears to have several causes. A new report shows BI losses
Travis Kelce Is Doing Something Remarkable at 37 Years Old
Travis Kelce turned 37 on October 5th, and usually, that's about the time an NFL tight end starts thinking about life after football. Kelce's numbers suggest he's got other plans. Through four games, the Kansas City Chiefs veteran is averaging more yards per catch than he has in years, and Patrick Mahomes is still finding …
AMC Entertainment Holdings (AMC) Could Be 24% Undervalued Following Its New Mobile Game
AMC Entertainment Holdings (AMC) just moved into mobile gaming with its AMC Movie Trivia Game Show, a free puzzle app tied into the AMC Stubs loyalty program and developed in partnership with Hoyt Games and David L. Hoyt. For context, AMC Entertainment Holdings has seen strong recent share price momentum, with a 30-day share price return of 24.39%, a 90-day share price return of 47.83%, and a year-to-date share price return of 90.06% at a latest share price of $3.06. That short term strength...
Microsoft Patches Record 1,413 Flaws, Including Exploited Windows Shell Bug
Microsoft patched a record 1,413 flaws, including an exploited Windows Shell bug that can bypass Mark of the Web defenses.
US women erase two-goal deficit to tie World Cup champion Spain
The Americans showed in the second half that they can, in fact, punch back.
IU Kelley School of Business to hold Futurecast 2027 at The Commons
Economists at the Indiana University Kelley School of Business will provide guidance and help Hoosiers understand where the economy has been and where it may go at Futurecast 2027, an 11-city statewide economic outlook tour that begins Nov. 4 in Indianapolis.
Iowa faces a reckoning over water quality and cancer rates in midterm campaigns
DES MOINES, Iowa (AP) — Iowa is facing a budget deficit, high costs and economic strain from trade disputes that have squeezed farmers.
Bloomington Convention Center project on track for 2027 events
Visit Bloomington Executive Director Mike McAfee said the $52 million expansion could help Bloomington compete for small and midsize conventions that do not require the capacity of larger venues in Indianapolis.
The Nobel Prize is not an exact science
Winners are only human. The committee could do more to highlight that
Packers’ Josh Jacobs Saga Drags On With Latest Legal News
The waiting game surrounding Green Bay Packers running back Josh Jacobs keeps stretching further, and the latest development doesn’t mark an end in sight.ESPN’s Rob Demovsky reported Tuesday that the Hobart-Lawrence Police Department completed its review of records tied to Jacobs’ case and determined that “certain records could be released with appropriate redactions.” An update […] The post Packers’ Josh Jacobs Saga Drags On With Latest Legal News appeared first on HEAVY.
Bob Mackie's surprising cause of death is revealed
A death certificate reveals fashion icon Bob Mackie’s true cause of death, clarifying initial reports that the designer died of pneumonia.
'Football 301' diagnoses fatal flaws of 6 NFL contenders: What could derail Bills, Chiefs, Seahawks and more?
What BYU's Kalani Sitake said ahead of Notre Dame matchup
A top-10 showdown in Provo carries massive playoff implications as Kalani Sitake prepares his Cougars to seize a rare, high-stakes opportunity against the second-ranked Fighting Irish.
Albany officials and business owners looking to revitalize Lark Street
Jazz, cycling and trivia are just a few things people enjoy doing on Lark Street in Albany. Tuesday night though, it was a conversation with police, housing officials and support services that got …
Dodgers Reveal Important Shohei Ohtani Decision Before NLCS Game 3
The Los Angeles Dodgers will enter Game 3 of the NLCS against the Milwaukee Brewers tomorrow night. Ahead of the meeting, the organization revealed a decision on Shohei Ohtani. According to Jon Morosi of MLB Network, skipper Dave Roberts announced that Ohtani will be in the lineup for Game 3. NEWS: Dave Roberts says Shohei […] The post Dodgers Reveal Important Shohei Ohtani Decision Before NLCS Game 3 appeared first on HEAVY.
Dodgers should have taken Shohei Ohtani off the postseason roster
The Dodgers failed Shohei Ohtani this summer, but now they need to do what is best and set him down for the duration of the playoffs.
What grade did CBS Sports give the Vikings in Week 5?
The Vikings received high marks for their "well-rounded" victory over the Saints in Week 5.
Science Hill sweeps Tribe to claim Region 1-AAA title
Dobyns-Bennett's volleyball team brought the same fight that pushed Science Hill to the limit last week, but this time, the Lady Indians were missing a key cog in their lineup.
Science Hill sweeps Tribe to claim Region 1-AAA title
Dobyns-Bennett's volleyball team brought the same fight that pushed Science Hill to the limit last week, but this time, the Lady Indians were missing a key cog in their lineup.
Politics Chat, October 13, 2026
A newsletter about the history behind today's politics.
Commission approves live entertainment permit for one-man science and music show downtown ⋆ The Palm Springs Post
Planning commissioners on Tuesday signed off on a conditional use permit for a building that will house Patrick Olson’s “The Art of Science,” which is expected to open in December or January.
Live chat: Our columnists analyze L.A.'s mayoral debate
Times columnists comment in real time on the Los Angeles mayoral debate between Karen Bass and Nithya Raman.
Nintendo Switch Online adds three new GBA games in October 2026 update
Nintendo Switch Online just added three new GBA games as part of a new October 2026 update. The lineup includes Kururin Paradise, Metal Slug Advance, and Monster Rancher. All of these can be found in the Game Boy Advance – Nintendo Classics app right now on Switch 2 and Switch. Note that a membership in the Expansion Pack tier of...
Only 40% of Americans Have Strong Confidence in Hospitals and Clinics While 52% Trust Science a Lot
New Wellcome data show Americans trust science more than most nations but doubt hospitals. What patients say drives the gap and what can help.