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What Bluebird has taught us about compassion
The Bluebird Run in Tallahassee offers a space for community healing and mental health support this Labor Day.
Releasing guilt: NAMI Tallahassee’s Bluebird Run/Walk
Losing a friend to suicide brought guilt, but I found peace. Join me at the Bluebird Run for mental health support.
How Motherwell's blueprint is defying second-season syndrome
New faces, same identity. Motherwell's approach has fans dreaming of a campaign that surpasses the highs of 2025-26.
Brett Bateman Continues to Spark Toronto Blue Jays Offense
The Blue Jays beat the Cleveland Guardians on Thursday afternoon to move within 0.5 games of the third and final wild card spot.
Blue Jays vs Guardians Highlights ⚾️ MLB on FOX
Check out the best highlights between the Toronto Blue Jays and the Cleveland Guardians.
‘I didn’t get into healthcare to watch it disappear’: Tensions boil over Eastern Oregon hospital cutbacks
With steep Medicaid cuts coming, austerity measures are already well underway at Blue Mountain Health District.
Jays Beat Guardians
Blue Jays 6 Guardians 3 That was an interesting game in a lot of ways: We had nine hits, but only one extra-base hit, Lukes’ double and six walks. Bateman had 3 hits, Lukes 2. Vlad was 0 for 3 with a walk and the sac fly. Smith was 0 for 2 with 3 walks. […]
Blue Ridge Health plans new medical facility in Hendersonville
WLOS News 13 provides local news, weather forecasts, traffic updates, notices of events and items of interest in the community, sports and entertainment programming for Asheville, NC and nearby towns and communities in Western North Carolina and the Upstate of South Carolina, including the counties of Buncombe, Henderson, Rutherford, Haywood, Polk, Transylvania, McDowell, Mitchell, Madison, Yancey, Jackson, Swain, Macon, Graham, Spartanburg, Greenville, Anderson, Union, Pickens, Oconee, Laurens, Greenwood, Abbeville and also Biltmore Forest, Woodfin, Leicester, Black Mountain, Montreat, Arden, Weaverville, Hendersonville, Etowah, Flat Rock, Mills River, Waynesville, Maggie Valley, Canton, Clyde, Franklin, Cullowhee, Sylva, Cherokee, Marion, Old Fort, Forest City, Lake Lure, Bat Cave, Spindale, Spruce Pine, Bakersville, Burnsville, Tryon, Columbus, Marshall, Mars Hill, Brevard, Bryson City, Cashiers, Greer, Landrum, Clemson, Gaffney, and Easley.
Thursday Jays Notes
There isn’t much for Jays news this morning. The starters against the Royals: And, our weekly Anthony Santander rumour: Today’s lineups: Today’s Lineups BLUE JAYS GUARDIANS Brett Bateman – CF Steven Kwan – CF Nathan Lukes – RF Chase DeLauter – RF Vladimir Guerrero – 1B Jose Ramirez – DH Jesus Sanchez – LF Jo […]
B.B. King Documentary in the Works From Estate
The B.B. King Music Company and the legendary blues musician’s estate have announced a new feature documentary on his life, music and legacy.
Scientists to Classrooms: A thriving Science News Learning outreach program
For three years, classrooms participating in Science News Learning have welcomed scientists to share their research and career journeys, giving…
Entertainment around the area
Justin Hayward, the last surviving member of the classic Moody Blues lineup, leads the entertainment highlights coming to local and regional venues over the next couple of weeks. The singer/guitarist,...
Red Sox Minor Lines: Hayden Mullins strikes out ten
Worcester: PPD, Make-Up Friday This game was called quite early in the day due to inclement weather in Buffalo (Blue Jays AAA.) It will be played as part of a double-header Friday, with first pitch at 4:05. Portland: L, 5-4 (F/10) (BOX SCORE) The Sea Dogs got walked off in Chesapeake (Orioles AA) after letting […]
What happens when a blue state votes on trans sports?
Four states have midterm ballot measures on the issue. Washington’s would go further than any law in the country.
Guardians and Blue Jays play with series tied 1-1
The Cleveland Guardians and Toronto Blue Jays play on Thursday with the winner claiming the three-game series
East Texas Tonight: Tyler business owner brings childhood dream to life
Nicole Crisp is the owner of the Blue Bird Antique Mall & Treasure Shoppe in Tyler — a job in the making since her childhood.
ASU's Matthew Mayich had heat stroke, lack of oxygen to brain
Matthew Mayich, the Arizona State hockey player and Blues draft pick who collapsed in an offseason workout suffered exertional heat stroke that reduced the flow of oxygen to his brain, his attorney told ESPN.
Prime Video becomes local streaming home for six NHL teams
Prime Video will be the exclusive local streaming home for six NHL teams next season. Prime Video and the NHL jointly announced Wednesday that the streamer is now the local rights holder for the Carolina Hurricanes, Anaheim Ducks, Columbus Blue Jackets, Dallas Stars, Minnesota Wild, and St. Louis Blues, each within that team’s own regional…
Spanberger's ICE restrictions dealt major setback as judge warns other blue states
A federal judge blocked a key part of Gov. Abigail Spanberger's law restricting local 287(g) cooperation with ICE as Republicans say they warned her.
Penn State's Matt Campbell embracing Joe Paterno's legacy in shift from predecessors
Penn State's first-year coach has a framed photo of Paterno in his office and has praised a new exhibit honoring the coach at Beaver Stadium.
iPhone 18 Pro will have three upgrades that have been rumored for years
iPhone 18 Pro launches next week, and expected to feature three upgrades that have been rumored for years. Here’s what’s coming.
Kennedy Center disassembles 'Blue' sculpture from its grounds
The Kennedy Center removed a sculpture known as “Blue,” a tall, blue stick figure designed by Joel Shapiro and installed in 2019. This change follows ongoing efforts by the center's
Columbus Blue Jackets, NHL reveal next step in TV, streaming plans
Columbus Blue Jackets games will air on a new network with streaming on Prime Video for $19.99 monthly or $99.99 annually.
Introducing: H. Moser & Cie. Streamliner Tourbillon Skeleton Ceramic Alpine Limited Edition
The new H. Moser & Cie. x Alpine Motorsports watch comes in anthracite grey ceramic, with a fully openworked movement in Alpine blue.
Would You Quit a Show Because of Your Co-Star’s Politics?
Most of us have worked with people we disagree with. But what happens when those beliefs feel less like a political difference and more like something that could directly harm you or your family? Where do you draw the line?
Exhibition at URI illuminates art and science collaboration
KINGSTON, R.I. – Sept. 2, 2026 – Art League RI and the University of Rhode Island are featuring the collaborative works of artists and scientists in a new exhibition titled “Environmental Currents: Art and Science Explore our Changing World” from Sept. 10 through Nov. 18 at Studio Blue on the URI Narragansett Bay Campus. With […]
Kennedy Center begins removal of outdoor ‘Blue’ sculpture
The Kennedy Center has started taking down a stick figure sculpture on the grounds as President Donald Trump has aimed to reshape the performing arts institution, including with new art.
NHL, Prime Video strike local streaming deal for 6 teams
The multiyear agreement makes Prime Video the exclusive local streamer for the Ducks, Hurricanes, Blue Jackets, Stars, Wild and Blues.
Apple's New Mac Mini Already Discounted - See the Pre-Order Deals
Amazon has introduced the first cash discounts on Apple's brand new Mac mini, with discounts including two of the M6 models as well as the M5 Pro model. All of these deals are pre-order discounts on the 2026 Mac mini, which officially launches on September 22. Note: MacRumors is an affiliate partner with Amazon. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running.
Birding takes flight: Four-part library series explores Florida’s feathered friends
From the tiny Chipping Sparrow with its rust-red cap to the loud but beautiful Blue Jay foraging for a snack of unshelled peanuts — and many other feathered species —
ATLAS publishes first paper on Public Engagement with Science
You can’t exactly take the ATLAS experiment on tour. At 7,000 tonnes and buried 100 metres underground at CERN, it’s not easy to move. So, for more than a decade, the ATLAS Collaboration has found another way to bring the experiment to people around the world: live, interactive virtual visits with the scientists who work on it. In a recent paper published in the European Physical Journal Plus, the ATLAS Collaboration documents the evolution and impact of its flagship Virtual Visits programme. The paper is the Collaboration’s first publication focused specifically on science education, communication and outreach. It traces the programme from its beginnings as an experimental outreach effort in 2010 through its growth into a global programme – connecting classrooms in the Amazon, schools in the Himalayas and even a research station in Antarctica. Drawing on data collected between 2019 and 2025, the paper examines the programme’s reach and impact. Global reach, local connection Figure 1: World map showing the number of virtual visits across participating countries from 2019 to 2025. Cooler colours (purple and blue) are used for countries with fewer visits, and warmer colours (red and orange) for countries with more visits. (Image: ATLAS Collaboration/CERN) The core mission of the ATLAS Virtual Visit programme is to connect audiences worldwide with particle physicists and engage them in accessible discussions about cutting-edge research. While visiting CERN in person is an unforgettable experience, financial and logistical barriers can make such a trip difficult for many students and public groups. Video conferencing has allowed the Collaboration to break down these barriers: between 2019 and 2025, the Collaboration hosted 698 virtual visits, engaging tens of thousands of participants across nearly 70 countries (see Figure 1). Interactivity is central to the programme. Far from simple one-way broadcasts, Virtual Visit audience members are encouraged to engage in conversation with the scientist(s) hosting the visit. Most hosts are volunteers from the ATLAS Collaboration, who bring their diverse scientific expertise, language skills and cultural backgrounds to each visit. Where possible, audiences are paired with volunteer scientists who share their native language and cultural background, making it easier to engage, ask questions and connect with the hosts. Between 2019 and 2025, Virtual Visits were held in 19 different languages. The core mission of the ATLAS Virtual Visit programme is to connect audiences worldwide with particle physicists and engage them in accessible discussions about cutting-edge research. Constant evolution Figure 2: The number of ATLAS Virtual Visits organised annually since 2019. (Image: ATLAS Collaboration/CERN) The ATLAS Virtual Visit programme has continuously evolved to enhance the visitor experience. Early sessions were hosted directly from the ATLAS Control Room before transitioning in 2014 to a dedicated space in the ATLAS Visitor Centre, equipped with modern videoconferencing technology. In 2019, the ATLAS Collaboration expanded the programme’s reach, introducing live Virtual Visits from the experimental cavern during year-end maintenance stops and long LHC shutdowns. These exclusive sessions take participants beyond the ATLAS visitor platform, offering real-time, up-close views of the towering detector. When the COVID-19 pandemic disrupted in-person gatherings worldwide, demand for virtual engagement surged. The ATLAS Collaboration adapted rapidly by introducing Open Virtual Visits streamed via Zoom and YouTube, allowing individual science enthusiasts and families to join live guided tours. Figure 2 shows that the programme reached a peak of 155 visits in 2021 and has since maintained around 100 visits per year, demonstrating sustained engagement beyond the pandemic-driven increase. More than just a tour Beyond participation numbers, the paper highlights the positive impact on participants and educators. Teachers report successfully integrating Virtual Visits into their physics curricula, sparking sustained curiosity and in many cases inspiring students to pursue STEM studies and careers. Feedback received also highlighted how the direct dialogue with ATLAS scientists has given students an authentic and personal perspective on particle physics, helping them connect what they learn in the classroom with the people behind ATLAS research. Looking ahead, the programme will continue to evolve with new technologies and communication platforms. The goal is simple: to give even more audiences the opportunity to engage directly with particle physics and make fundamental science open to all. Learn more Breaking barriers: the impact of ATLAS Virtual Visits in science communication (Eur. Phys. J. Plus 141, 874 (2026), arXiv:2601.22457, see figures) ATLAS Virtual Visit Dashboard Register for an ATLAS Virtual Visit
2026 Week 1 Preview: Tulane Green Wave @ Duke Blue Devils
It’s the only Week 1 matchup between two reigning conference champions.
Leaked iPhone 18 Pro Parts Point to Three Color Options Excluding Black
Longtime leaker Sonny Dickson has shared an image of differently colored SIM card trays that he claims are for Apple's upcoming iPhone 18 Pro models, suggesting Apple's flagship lineup will again be available in a trio of colors: Silver, Dark Cherry, and Sky Blue. Apple currently offers the iPhone 17 Pro in Cosmic Orange, Silver, and Deep Blue.
CareFirst files trademark suit against Hagerstown health company
CareFirst BlueCross BlueShield sued a similarly named Maryland healthcare company, alleging that it's misleading customers.
Democrat establishment flexes dominance as insurgents fall and GOP bench thins in deep blue stronghold
Massachusetts Democrats rewarded Ed Markey, 80, over Seth Moulton in a generational clash after Moulton urged the party to "pass the torch."
Local businesses weigh in to help shape N. Charleston’s future development plan
North Charleston is rewriting the blueprint that will shape the city’s future.
Blue Jays' Spencer Arrighetti: Takes loss in bulk-relief role
Blue Jays' Spencer Arrighetti: Takes loss in bulk-relief role
Eagles updated practice squad: Complete list of 17 players
The Eagles filled their practice squad by signing Kiran Amegadjie, Jaydon Blue, Danny Gray and Robert Longerbeam
'Red, White and Blue Jeans': Eastern Idaho State Fair kicking off nine days of food, fun and record-setting entertainment
BLACKFOOT — Dust off your denim and get ready to wave the Stars and Stripes because the Eastern Idaho State Fair is about to take over Blackfoot for nine straight
Lenovo’s ‘Pen Pro for Googlebook’ hits Bluetooth SIG with wireless charging and gestures
With Google’s private media event in New York City just around the corner, the hardware surrounding the launch of Googlebook continues to leak out left and right. While we’ve spent plenty of time...
iPhone 18 Pro Colors Apparently Include Black, But Skip Silver
iPhone 18 Pro colors could include Dark Cherry, Sky Blue, and Black, with a Silver option unlikely to make the final lineup, according to the leaker known as "Fixed Focus Digital". In a new post on Weibo, the leaker "Fixed Focus Digital" said the iPhone 18 Pro has entered full mass production and predicted a slightly different color lineup from what previous rumors have suggested, featuring Dark Cherry (also referred to as Burgundy), Sky Blue, and Black.
CHI St. Vincent & CommonSpirit Health opt out of AR Blue Cross Blue Shield networks
CHI St. Vincent has opted out of the healthcare provider networks of Arkansas Blue Cross and Blue Shield and its associated health plans (Arkansas Blue Medicare
DeGrom strikes out 8, allows 1 hit in 7 shutout innings as Rangers beat A's
The Rangers (68-70) trail Cleveland by 1 1/2 games in the race for the final AL wild-card spot.
Western New York lawmakers propose 'Hands Off Our Great Lakes' Act
The proposed legislation seeks to block the president and other federal officials from renaming any of the Great Lakes.
Paying Homage To “The Troublemaker Of Watchmaking” With The M.A.D.3 Vincent Calabrese
✓ Meet the new M.A.D.3 Vincent Calabrese ✓ Paying homage to the self-proclaimed troublemaker of watchmaking ✓ Check out this Baladin watch! ✓
Legacy Entertainment | Beijing Haichang Ocean Park launch
The new attraction, designed by Legacy Entertainment and its subsidiary, The Aquarium Design Company, is the first new aquarium project in the city since 2000
Former Dallas Cowboys RB With ‘Maturity Issues’ Signs With Eagles
Dallas Cowboys running back and 2025 draft pick Jaydon Blue signs with NFC East Division rival. The post Former Dallas Cowboys RB With ‘Maturity Issues’ Signs With Eagles appeared first on HEAVY.
Eagles sign former Cowboys running back to practice squad
RB Jaydon Blue is staying in the NFC East, but is heading to Philly to start the season.
US oil firm to take over some Venezuelan oilfields previously run by Chinese, Russian companies, officials say
U.S. oil company North American Blue Energy Partners will take over some oilfields previously controlled by five Chinese companies and a Russian firm, two U.S. officials told Reuters on Monday.
Public health advisory issued for Pontoosuc Lake in Pittsfield
The Pittsfield Health Department issued a public health advisory Monday for Pontoosuc Lake following the discovery of a blue-green algae bloom. The advisory applies to the lake in both Pittsfield a…
Vending machine brings free Narcan, health supplies to Raytown. How it works
Jackson County Public Health recently opened its second Bluebox outside of a Raytown business, offering free naloxone and other supplies.
iPhone Ultra release timing: Here’s what the latest reporting says
Apple will unveil its foldable iPhone Ultra next week at the September event, here’s what to expect from release timing after that.
Half the World’s Population Will Be Nearsighted by 2050. Scientists Found a Life-Changing Fix.
A hidden band between violet and blue keeps animals’ eyesight perfect—but lightbulbs don’t emit it.
AU hosts House Blue-Ribbon Study Committee focusing on healthcare
“There’s a basic principle you have to remember: Where you train is where you’re likely to practice,” says MCG Dean David Hess, MD.
At Blue Elephant, artists explore ‘Repetition, Ruin, and Reconstruction’
Life is cyclical by nature. Time folds over and patterns begin to arise in every aspect of living — some good, some bad. As humans, it is an often forgotten
Buffalo Bills cut 21 players, trim roster down to 53 ahead of the regular season
Notable names released include RB Frank Gore Jr., LB Andre Jones Jr., QB Shane Buechele and WR Trent Sherfield Sr.
Here are the local races to watch in the Massachusetts state primary Tuesday
In blue Massachusetts, the primaries are often the most decisive component of the election cycle. And there are several subplots to watch.
Bluebird 5K Run on Labor Day raises awareness about suicide prevention
Tallahassee's Bluebird 5K race on Labor Day honors those lost to suicide and raises up stories of hope and mental health recovery.
Five-star Small Forward Discusses Duke, Recruitment
A five-star small forward discusses the Duke Blue Devils and where his recruitment is at right now.
Maui Chamber of Commerce and BizFlixTalk™ Bring Subsidized Business Growth Program to Maui Entrepreneurs
Maui business owners will have a new opportunity this fall to step back from the day-to-day demands of running a business and focus on what comes next through The Business Expansion Blueprint, a six-week interactive business-growth experience offered by the Maui Chamber of Commerce in partnership with BizFlixTalk.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Chelsea vs Brighton live updates: Alonso's Blues highlight three 9am ET kick offs
Can Xabi Alonso make it two Premier League wins from two? Chelsea are at home as three PL games take center stage at 9am.
“Zombie” Cells Reveal a Surprising New Driver of Chronic Inflammation
Dysfunctional mitochondria may drive age-related inflammation by helping switch on inflammatory genes, and blocking SLC25A1 reduced that activity. As people age, senescent cells accumulate in the body. These so-called “zombie” cells have stopped dividing but remain metabolically active, releasing inflammatory molecules that can contribute to persistent inflammation associated with frailty, cardiovascular disease, cancer, neurodegeneration, and
Amazon Offers Early Savings on 2026 Mac Mini, Plus Record Low on AirTag 2
Apple introduced the M6 and M5 Pro Mac mini this week, and Amazon currently has the first pre-order discounts on these models ahead of their September launch. Below, we're also tracking a new record low price on the AirTag 2 during Amazon's Labor Day event. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running.
Michael Minogue, a GOP candidate, is leaning into the blues
Experts in political branding said Michael Minogue's blue color scheme could be an intentional play to make him more appealing to voters in a state that largely elects Democrats to its highest offices
Tarik Skubal throws 6 solid innings in 1st start against former team, helping Dodgers top Tigers 2-1
Tarik Skubal threw six solid innings against his former team, Freddie Freeman hit a tiebreaking single in the seventh inning and the Los Angeles Dodgers held on to beat the Detroit Tigers 2-1 on Friday night. In a crowd that had mixed emotions about Skubal’s return, a couple young fans had fitting outfits sporting white Tigers jerseys with 29 and Skubal on the back — and a blue Dodgers hat.
DePaul Is Leading. How Will Marquette Catch Up?
The Blue Demons have struck first in the Big East jersey patch department. What will the Golden Eagles do to match?
Beautiful Night for Friday Night Football!
The “Battle of the Bluefields” will go off without a hitch! Skies continue to clear this afternoon and evening, so skies will be mostly clear by kickoff. There will still be some sunshine time to start, but the sun sets just before 8:00 tonight. Temperatures at our 7:30 PM kickoff will be nice and comfortable […]
Apple's M6 Mac Mini Gets First Pre-Order Discounts at Amazon
Amazon today has introduced the first cash discounts on Apple's brand new Mac mini, with discounts including two of the M6 models as well as the M5 Pro model. All of these deals are pre-order discounts on the 2026 Mac mini, which officially launches on September 22. Note: MacRumors is an affiliate partner with Amazon. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running.
John Schneider Reacts After Bad Game From Vladimir Guerrero Jr.
Toronto Blue Jays manager John Schneider reacted after first baseman Vladimir Guerrero Jr. had another tough day at the plate.The Blue Jays, who are fighting tooth and nail for the final American League Wild Card spot, lost in a blowout to the Kansas City Royals on Thursday by a final score of 13-2.It was an […] The post John Schneider Reacts After Bad Game From Vladimir Guerrero Jr. appeared first on HEAVY.
New business opens in Beckley!
BECKLEY, WV (WVNS) — Prime Cabinets and Countertops has chosen Beckley as the new home for their third location! With two others in Parkersburg and Barboursville, the Beckley store is their first fora...
Neronha urges state regulators to reject proposed health insurance premium hikes
Rhode Island Attorney General Peter Neronha is urging state regulators to deny proposed 2027 health insurance premium increases from Neighborhood Health Plan and Blue Cross Blue Shield, arguing the hikes are untenable for Rhode Islanders.
Zach Werenski Should Be Blue Jackets Captain, Says NHL Analyst
NHL analyst Mike Johnson says that Columbus Blue Jackets defenseman Zach Werenski should be named the team captain.Former Blue Jackets captain Boone Jenner recently signed a free-agent contract with the Washington Capitals, leaving Columbus without a captain for this coming season.But according to Johnson, this is an easy call for the franchise to make in […] The post Zach Werenski Should Be Blue Jackets Captain, Says NHL Analyst appeared first on HEAVY.
Driver provides priceless service to mental health patients
Blue Olson is a driver for Sanford behavioral health, and it’s his job to bring patients to their appointments in Bemidji.
Lessons from Chinese business leaders about integrating AI in the workplace
China's experience in moving from AI adoption towards durable productivity – in three distinct stages – offers a blueprint for the rest of the world
Democrats' redistricting push in blue state hits legal snag
A Maryland court blocked Democrats' congressional redistricting ballot initiative after a judge ruled state deadlines for adding measures were violated.
Here’s how many foldable iPhones IDC expects Apple to ship
Bloomberg notes that IDC has a bullish outlook on the device’s performance during its first year. Here are the details.
New Twitter launches, says Musk's X gave up the name
Judge hasn't ruled on X Corp’s preliminary injunction, but Operation Bluebird plows ahead...
Thousands of Alaskans to see health insurance costs rise sharply, after years of increases
Premera Blue Cross Blue Shield of Alaska's rates on the marketplace have already nearly doubled over the past five years, according to recent reporting by the Anchorage Daily News.
Over 2,000 animals spotted off the coast of Cape Cod
Whale sharks and blue whales and rays, oh my.
New Mac Mini and Mac Studio Add Genlock Support for Camera Syncing
Apple's new Mac mini and Mac Studio feature genlock support over USB-C, allowing users to precisely synchronize a display with a camera such as the iPhone 17 Pro, without the need for additional equipment. Apple's new Mac mini and Mac Studio feature genlock support over USB-C, allowing users to precisely synchronize a display with a camera such as the iPhone 17 Pro, without the need for additional equipment.
Mapping North Carolina’s Climate Health Risks
From the Blue Ridge Mountains to the Atlantic coast, North Carolina's geography does more than shape its landscape. It may also influence the health risks people face.At Duke University School of Medicine, researchers are combining climate data, geographic information, and real-world health records to better understand how environmental conditions affect health and why some communities face greater risks than others.
WVU Health signs appear at Independence Health hospitals as systems work to finalize acquisition
Signs of West Virginia University Health System’s acquisition of Independence Health System, slated to be finalized in October, are popping up in Westmoreland County — literally. Workers from Blue Sky Sign Co. removed the “Independence Health System” letters posted in front of Westmoreland Hospital in Greensburg on Aug. 19, replacing
7 (free) events in Lancaster County this weekend, from a blues festival to block parties
Need a free — or cheap — way to spend your weekend?
907 Sports: The northernmost football field in U.S. may need to be replaced soon
In this edition of 907 Sports, we speak with Barrow administrators about the eventual replacement of the football team’s iconic blue turf after nearly 20 years in the elements. Plus, we learn about the northernmost pep band in the U.S. and recount the trip to Utqiagvik from searching for polar bears to a polar bear plunge in the Arctic Ocean.
Paranormal Activity: Nightmare Entertainment
More of a Broadway scream machine than a drama, Paranormal Activity opened Tuesday in its New York premiere at the August Wilson Theatre, where the title burns in blazing letters across a midnight-blue show curtain. The screaming starts even before the performance begins because extremely loud rock music continuously blasts through the already twilit auditorium...
Luffu's New Health and Safety Wearable Isn't Just for You. It's for Your Entire Family
You can link your entire family together with Luffu's new wearable and app ecosystem.
New York Yankees Announce Heliot Ramos Decision Before Astros Series
The New York Yankees are coming off a weekend series victory over the Toronto Blue Jays as they enter Tuesday night.They’ll now begin a three-game set against the Houston Astros in the Bronx, and ahead of the matchup, Yankees manager Aaron Boone revealed his starting lineup, which turned some heads.Boone decided to make no changes […] The post New York Yankees Announce Heliot Ramos Decision Before Astros Series appeared first on HEAVY.
First Look: The Updated Longines Master Collection now gets Light Blue Dials
Longines' recent love for ice blue gets spread on the Master Collection, with new Light Blue dials for th 39mm and 41mm automatic models.
Scientists just unleashed an army of 130,000 baby octopuses to fight off a blue crab invasion
When fully grown, the octopuses that survive could eat up to four blue crabs per day in the Mediterranean Sea
Rhode Island Launches New Program to Cover Lab and Office Costs for Up to Eight Life Science Startups
/PRNewswire/ -- For an early-stage life science company, the hardest part often isn't the discovery. It's finding a place to develop it — a lab, the equipment,...
Beyond the Uniform: Career Venture Prepares Wolverines for Life After Sport
Michigan student-athletes took another step toward preparing for life beyond competition through the Graham Family Athletic Career Center's Career Venture Pr...
Nine Blue Collar Entrepreneurs Awarded Jobber Grants for Business Excellence, Including a First-Ever $100,000 Grant
/PRNewswire/ -- Jobber, the leading provider of software for blue collar businesses, today announced the nine recipients of its 2026 Jobber Grants program,...
Meet Orexin, The Brain Chemical Behind Staying Motivated
Why we do (or don't) stay on task.