SCROLL NEWS / DISCOVERY
Search headlines
Find the stories shaping the conversation.
Results for " NDA " 19,722 found 🔀 AI-powered Shuffle
CT Business Blend: Aug. 31, 2026
Hartford Business Journal’s Greg Bordonaro and WTIC’s Brian Shactman explore the people, companies and trends shaping Connecticut’s business scene every Monday at 8:30 a.m. on WTIC 1080 AM.
Bessent heads to G20 to rally allies on Iran as tariffs strain ties
The Group of 20 finance ministers is meeting in Asheville, North Carolina, on Monday and Tuesday.
Kalshi Bans George Santos for Life Over State of the Union Bets
The decision comes after a federal regulator alleged he made more than $17,000 by placing bets on his attendance at the State of the Union address.
Meta’s Business Set to Escape Lawsuits Unscathed
Meta’s $17 billion settlement with state attorneys general includes a long list of restrictions for teen users, but it won’t hold back its underlying business.
OpenAI's ChatGPT advertising business posted $1 billion in annualized revenue
The roughly 200-day-old ad business is now available in more than 40 countries, with self-serve access expanding Monday
Men Don't Like Dieting, And It Could Be Harming Their Health
By Dennis Thompson HealthDay ReporterMONDAY, Aug. 31, 2026 (HealthDay News) — Some men see dieting as a pursuit for women, and something they simply don’t have the willpower to do, a new study says. A panel of U.K. men who were overweight or obese said diets are simply too restrictive to stick with,
Is USC’s terrible Week 0 attendance a big deal?
USC’s 51,144 attendance against San Jose State was hard to ignore. The sparse Coliseum crowd raises questions about Lincoln Riley and the program’s direction.
Prominent Black Democrats rally behind Keisha Lance Bottoms
Republicans want to make Bottoms' record as Atlanta mayor a major liability in the governor's race, but her successor, Andre Dickens, offered an unequivocal defense on Sunday.
Lithium stakeholders announce $1.5 billion deal
Smackover Lithium, a partnership between Standard Lithium Ltd. and Equinor ASA announced Monday (Aug. 31) the signing of its second commercial offtake agreement for the South West Arkansas Project (SWA...
Lithium stakeholders announce $1.5 billion deal
Smackover Lithium, a partnership between Standard Lithium Ltd. and Equinor ASA announced Monday (Aug. 31) the signing of its second commercial offtake agreement for the South West Arkansas Project (SWA...
CAA Volleyball Weekly Awards
RICHMOND, Va. – Hofstra’s Beatriz Braga and Geovanna Gonçalves Rocha picked up CAA Volleyball’s first Offensive and Defensive Player of the Week honors of the season, respectively, while North Carolina A&T’s Kirsten Kemper nabbed Rookie of the Week recognition on Monday.
How SF’s most powerful mom became a political force
Meredith Dodson turned pandemic parent fury into a machine that reshaped SF school politics.
Six Florida State University faculty earn prestigious NSF CAREER Awards
Six early-career faculty members at Florida State University have earned the prestigious National Science Foundation CAREER Award, one of the federal
A winner, a loser, and a mid-stage signal from a major cardiology research conference
The mental health system after Lindsay Clancy, pushing boundaries for new radiopharmaceuticals, and more health news from Morning Rounds
How digital health can strengthen breastfeeding support
Discover how Philips Avent and the Human Milk Institute are exploring how connected digital ecosystems can strengthen breastfeeding support. Download the white paper.
🚨 Official: Allan signs for Man City!
The next Brazilian wonderkid?Manchester City officially announced this Monday afternoon the signing of Allan Andrade Elias, known as Allan, from Palmeiras!The 22-year-old Brazilian winger is leaving h...
Advanced AI threatens the world’s financial system, watchdog says
The head of the world’s financial stability watchdog warned on Monday of the serious risk posed by advanced AI models to the global financial system.
PlayStation Schedules Back-To-Back State of Plays For Thursday
The first stream will be a standard State of Play, while the follow-up will focus on studios from Japan and the rest of Asia. - Game Informer
Illinois Announces Community Impact Partnership with Busey Bank, Carle Health and Experience Champaign-Urbana Foundation
Student-athlete partnership will support community health, engagement and economic vitality across Illinois.
New England Patriots Trade Profile: A Closer Look at Offensive Tackle Walter Rouse
The New England Patriots traded for offensive tackle depth ahead of Sunday’s deadline to finalize the 53-man roster. We examine what Walter Rouse brings to the room in Foxboro.
SLB to acquire Kelvion for $3.4 billion
Oilfield services provider SLB said on Monday it will acquire thermal management provider Kelvion from Apollo Global for $3.4 billion in cash, not including debt.
Warnings About Cancer-Alcohol Link Can Be Made Stronger, Researchers Say
By Dennis Thompson HealthDay ReporterMONDAY, Aug. 31, 2026 (HealthDay News) — Warnings about the link between alcohol and cancer are more powerful if the messages are shaped in certain ways, a new study says. Naming specific cancers linked to drinking and showing AI-generated images of the health ...
Why Chris Hansen hasn't seen the new film about 'To Catch a Predator'
Chris Hansen walked out of a screening of A24's "Primetime" rather than sign an NDA. Now he's buying ads before the Robert Pattinson film, in theaters Sept. 25.
Pro-AI group jumps into the data center fight with new ads aimed at reshaping public opinion
The nonprofit group Build American AI is launching a multimillion-dollar ad campaign in Kansas, Ohio and Wisconsin to promote its data center agenda.
The Blood of Dawnwalker Review: Time Doesn't Heal All Wounds
The Blood of Dawnwalker (PlayStation 5) Review – 7/10: Despite mechanical gripes, The Blood of Dawnwalker shows that curating a massive RPG rather than
Mark Walter scandal, LA Lakers sale raise concern about ownership in pro sports
Billionaire Mark Walter’s purchase of the Los Angeles Lakers and his subsequent forced sale of the team less than a year later amid allegations of financial crimes at his companies are sparking fre…
High Fertility Costs Push Americans Abroad For IVF Treatment
By LJ Dawson and KFF Health News HealthDay ReportersMONDAY, Aug. 31, 2026 (HealthDay News) — In the summer of 2024, Emilie and Justin Solomon found themselves on a top-secret mission in Greece. Their family and friends thought the adventure-loving couple was on another jet-setting vacation, but they ...
“1000% A Catch”; “Absolutely Ridiculous” – Red Sox Fans Furious After Ceddanne Rafaela’s No-Catch Call in 16-1 Loss Vs Yankees
Red Sox CF Ceddanne Rafaela was left perplexed after a no-catch call in the outfield during Sunday’s series finale against the Yankees. In the fifth inning, with a runner on base, Jazz Chisholm Jr.
Villa-Chelsea transfer links are about business, not friendship, says Emery
Aston Villa do not share a special relationship with Chelsea despite a number of transfers between the clubs in recent years, manager Unai Emery said on Sunday, describing the deals as purely business transactions.
JD Vance set to address Jewish conservatives, as some Jews in GOP share concerns about his recent Israel remarks
Vice President JD Vance is set to address a gathering of Jewish conservatives on Monday, even as some Jews in the GOP have raised concerns about his remarks on Israel.
49ers News: We’re on to the Rams
Your daily San Francisco 49ers news for Monday, August 31st, 2026
Here\'s when the Schreiber Center\'s Rubber Duckie Race and Festival returns
The Schreiber Center for Pediatric Development’s 38th annual Rubber Duckie Race and Festival will be 2-5 p.m. Sunday, Sept. 13, at 625 Community Way in Lancaster.
8 winners and losers from Patriots roster cuts
The Patriots reduced their roster to 53 players on Sunday.
Data centers \'exploded\' in Pa. politics this year. How will it impact Lancaster County\'s 36th Senate District race?
Voters across the country are being inundated with campaign advertisements about data centers and artificial intelligence ahead of the November midterm election, including in Lancaster County’s highly competitive 36th Senate
Xi, Modi and Putin set to meet for SCO summit: What’s on the agenda?
The two-day summit aims to promote a vision of a multipolar world and mutual trade ties amid Trump's unilateralism.
Ben Zobrist Day brings free family events to Freeport
Former Cubs star Ben Zobrist visits Freeport for a community event featuring a Q&A and a chance to win his Camaro.
5 players Commanders could target after roster cuts
We look at five players the Commanders could target after Sunday's roster cuts.
ELDEN RING Community Quests
In celebration of the recently released ELDEN RING Tarnished Edition for Nintendo Switch and the Tarnished Pack available on PlayStation, XBOX, and STEAM we encourage all Tarnished to return to the lands between and rise together in shared quests to unlock new artwork commemorating each challenge.
Community Bulletin Board #11
Unlock Coen’s full potential. Becoming a Dawnwalker doesn’t come without its share of burdens… but it also grants access to powerful abilities. Coen doesn’t have to rely on his sword alone.
People walk along a street lined with bars and entertainment venues at Jomtien Beach, in Pattaya
People walk along a street lined with bars and entertainment venues at Jomtien Beach, in Pattaya City, Thailand, June 29, 2026.
Scientists Capture First Molecular-Level Images of Water Reorganization During a Reaction Crucial for Life
New X-ray approach reveals how charge and surrounding water reorganize during a fundamental chemical reaction
Red Sox news: Ceddanne Rafaela grabs attention with post after controversial no-catch
Boston Red Sox outfielder Ceddanne Rafaela made his frustration clear after a disputed defensive play became a major turning point in a 16-1 loss to the New York Yankees on Sunday . Boston and New York was tied 0-0 in the fifth inning when Jazz Chisholm Jr. sent a 299-foot fly ball toward right-center field. Rafaela adjusted his route, charged […] The post Red Sox news: Ceddanne Rafaela grabs attention with post after controversial no-catch appeared first on ClutchPoints.
South Korea court finds Unification Church leader Han guilty
A South Korean court on Monday found Unification Church leader Han Hak-ja guilty in a case concerning political funds law violations and bribery tied to alleged efforts to cultivate influence with former President Yoon Suk Yeol's administration.
Did We Just Witness the End for Novak Djokovic?
There are losses, and then there are moments that feel like a chapter closing. Novak Djokovic’s stunning first-round exit at the U.S. Open felt like the latter. The 24-time Grand Slam champion was beaten by Mariano Navone 7-6, 5-7, 4-6, 6-2, 6-1 Sunday night in a four-hour, 36-minute marathon. It was Djokovic’s first opening-round loss…
Letters: Are quiet land deals and NDA agreements just business as usual now?
“They’re free to turn me in to the ethics board, which I’m sure would do nothing.”
Star Entertainment warns tough conditions to persist after annual loss
By Nichiket Sunil and Keshav SinghChundawat Aug 31 (Reuters) - Australian casino operator Star Entertainment reported a bigger-than-expected annual loss on Monday and warned that conditions would stay
Lawmakers send bills to Newsom shoring up ballot security, transparency for paid political posts
California lawmakers on Sunday approved bills aimed at preventing interference in this fall’s midterm elections and requiring more transparency from social media influencers who are paid by political campaigns.
BUSINESS MONDAY: Spotlight on Bilmar Veterinary Services in Great Barrington
The locally owned practice, which dates to 1945, is marking 10 years under the ownership of Dr. Emily Newman—continually expanding its offerings along the way.
Vance to privately address Republican Jewish Coalition during tension over Israel and antisemitism
Vice President JD Vance is scheduled to speak Monday at the annual gathering of the Republican Jewish Coalition.
What to Stream: 'Mandalorian & Grogu,' Alix Earle reality series, Ellie Goulding's 'I Know Too Much'
New streaming entertainment options are arriving this week, including “The Mandalorian & Grogu” streaming on Disney+ starting Wednesday. The film, directed by Jon Favreau, follows Din Djarin and Grogu on
Trevin Wallace and 6 Other Surprising Panthers' Deadline Cuts
Trevin Wallace is one of several surprising cuts the Panthers made on Sunday.
Panthers Set Initial 53-Man Roster For 2026 Season
The Panthers made the necessary moves to get down to 53 players on Sunday.
Your initial 2026 New York Jets roster
The Jets have revealed their initial 53 man roster for the 2026 season, sort of. The initial 2026 roster released by the team only has 52 players. The list does not include offensive lineman Jordan Meredith who was reportedly acquired in a trade with the Las Vegas Raiders on Sunday. If we are going to […]
Star Entertainment warns tough conditions to persist after annual loss
Australian casino operator Star Entertainment reported a bigger-than-expected annual loss on Monday and warned that conditions would stay tough as weak New South Wales table gaming revenue and a pending regulatory penalty weighed on its outlook.
Tennessee small business owners can apply for free Edge coaching program before Monday deadline
Tennessee small business owners have until Monday to apply for the free Edge program, offering coaching, mentorship, and cash awards.
Sankey, SEC 'prepared to contest' judge's order in Louisiana
While the SEC said it will comply with an order that prohibits commissioner Greg Sankey from issuing punishment if they roster a player who returns from a pro contract, the league said, in a Sunday statement to ESPN, it will defend its rights in court.
LSSU’s Lukenda School of Business among 84 institutions worldwide featured in AI in Business Education Report
SAULT STE. MARIE – The Lukenda School of Business at Lake Superior State University has been recognized among 84 business schools worldwide for its efforts to integrate artificial intelligence into business education as part of the July 2026 edition of A Framework for Artificial Intelligence in Business Education. The report, developed by Inspire Higher Ed […]
Latest Round Of Lions Cuts Includes 2026 Draft Selection
The Detroit Lions have already made a round of roster cuts as they work to get to the 53-man roster by 6:00 p.m. ET on Sunday evening, cutting LB Troy Reeder and TE Zach Horton.And now, the Lions have announced a second wave of roster cuts which includes a 2026 Draft selection.As part of their […] The post Latest Round Of Lions Cuts Includes 2026 Draft Selection appeared first on HEAVY.
Jets Cut Preseason Star After Breakout Giants Performance
The New York Jets have cut a breakout preseason star defender ahead of the final roster deadline on Sunday, August 30. The post Jets Cut Preseason Star After Breakout Giants Performance appeared first on HEAVY.
Sunday Sports: OFA football hopes to stay dominant, plus SU football returns Saturday
Here’s a recap of your North Country sports this Sunday.
Detroit Lions Make Decision on Rookie Draft Pick Tyre West
The Detroit Lions are moving on from one of their 2026 draft picks. Detroit is waiving rookie defensive lineman Tyre West, according to NFL reporter Arye Pulli, as the Lions continue trimming their roster ahead of Sunday’s 53-man deadline. Pulli…
Nothing but good news again as Braves walk off Rockies for 7th straight win
ATLANTA -- Regardless of the result of Monday’s makeup game against the Giants, the Braves will have plenty of reasons to fondly remember what transpired during this current homestand. Sean Murphy homered yet again and Tyler Mahle spun another gem as the Braves completed a three-game series sweep with a
Apple iPhone 18 Pro Release Timeline: New Date Enters The Schedule
It’s a matter of days before the next iPhones are revealed. Here’s a full schedule of what’s happening, including a new report that changes a key time in the calendar.
US strikes Iranian island where forces were preparing to launch mines, official says
The US military on Sunday struck Iran’s Larak Island, where forces were observed preparing to launch mines into the Strait of Hormuz, according to a US official, marking the first strikes in the war in over a month.
Alexandria Car and Business Tax Bills Due Oct. 5
ALEXANDRIA, VA — Alexandria has mailed its 2026 personal property tax bills to registered vehicle owners and businesses, with both due Monday, Oct. 5. The
Atlanta Falcons place former Washington football star on waivers
Former Washington Huskies star edge rusher Bralen Trice was placed on waivers by the Atlanta Falcons on Sunday.
St. Louis Cardinals vs Pittsburgh Pirates Game Discussion Sunday
The St. Louis Cardinals wrap up their homestand before a long west coast swing as they’ll host the Pirates again on Sunday. Matthew Liberatore will give it a go for the Cardinals while the Pirates will start Braxton Ashcraft. First pitch is set for 1:15pm at Busch Stadium and the game broadcast will be available […]
Frederick filmmaker Brenda Emery talks scrappy, shoestring filmmaking
Frederick resident Brenda Emery has had a lifelong appreciation for movies of all kinds. The former college psychology major said she turned to film after realizing cinema was her stronger
How to Watch Dolly Parton Entertainment Tonight Special Streaming Free
'Remembering Dolly: A Rhinestone Life' airs on Sunday, Aug. 30.
Rams practice squad tracker
The Rams will be able to officially sign 16 players to their practice squad starting Monday
Trump calls for NBC’s Kristen Welker to face ‘rebuke or punishment’ from the FCC
Treating the Federal Communications Commission like his own personal enforcer, President Donald Trump said on social media Sunday that NBC’s Kristen Welker would be “reported to the FCC for rebuke or punishment” over a TV segment he didn’t like.
Aon closes in on another blockbuster insurance deal
The insurance giant, whose North American operations are headquartered in Chicago, could announce the acquisition as soon as Monday, the Wall Street Journal reports.
A Grip on Sports: A couple things of note today? The NFL can't get here quickly enough. And it wasn't a great weekend for the local college football teams
A GRIP ON SPORTS • As far back as I can remember, Sundays have been lazy days. The calm after Saturday’s storms. The deep breath before Monday’s hamster wheel rolls again. A day for quiet contemplation of whatever higher power guides you. Until kickoff.
Colts wide receiver Keenan Allen was arrested early Sunday morning
He joined the Colts earlier this month on a one-year deal and will enter his 14th season in the league.
Melinda French Gates, Olivia Rodrigo raise $20M from Daisy Chain Fields
Melinda French Gates is matching a $10 million donation after the success of Daisy Chain Fields, a benefit music festival held in Irvine, Calif., on Saturday.
There’s not one right way to be a leader
“Leaders take action to effect positive change in their communities. Leaders refuse to sit on the sidelines and lament. Sometimes they’re commanding, strategic and deliberative, and sometimes they’re a relationship-building che…
Bears trade defensive tackle Gervon Dexter Sr. to Falcons for cornerback, draft pick: reactions
Ahead of Sunday’s 5 p.m. 53-man roster cut-down deadline, the Bears are giving one 17-game starter from the 2025 season a fresh start elsewhere. The Bears dealt defensive tackle Gervon...
Dolphins move on from another QB, leaving them with just two
The Miami Dolphins traded Quinn Ewers on Saturday, and now they've waived another quarterback Sunday morning.
New Colts WR Keenan Allen arrested for DUI after preseason debut
After catching one pass in Colts' loss to Lions, veteran WR Keenan Allen was arrested on two preliminary DUI charges early Sunday morning.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Flooding devastated swathes of Indiana but response is hampered by politics
Record inundations wrecked homes and took seven lives but Trump has not approved emergency aid and the state has cut funds for environmental agencies
Ready to Roman: Caltech Teams Celebrate Telescope Launch, Look Ahead to Future
After over a decade of development with mission partners, Caltech, IPAC, and NASA's Jet Propulsion Laboratory (JPL) are excited to support and pursue new areas of research and discovery following Sunday's launch of NASA's Nancy Grace Roman Space Telescope.
A Peaceful Detective Mystery to Watch
Culture and entertainment recommendations including The Sheep Detectives, the Hold Steady, and more
In 1990, the northern spotted owl became a symbol of America’s logging wars; 36 years later, scientists say it is already functionally extinct across large swaths of its range
In 1990, a small bird became an unlikely symbol of one of America’s fiercest environmental battles. The northern spotted owl was listed as threatened under the Endangered Species Act, putting the future of vast stretches of old-growth forest in the Pacific Northwest at the centre of a bitter fight between environmentalists and the logging industry.
NASA’s Roman Space Telescope: Launch Updates
NASA's live online coverage of the launch of the agency's Nancy Grace Roman Space Telescope is underway. NASA and SpaceX are targeting 7:26 a.m. EDT Sunday for liftoff aboard a SpaceX Falcon Heavy rocket from Launch Complex 39A at NASA's Kennedy Space Center in Florida.
RFK Jr. wanted ‘gold standard’ science. mRNA just delivered it
Recent mRNA milestones prove public health policy must be driven by gold-standard evidence rather than political ideology.
49ers News: And then there were 53
Your daily San Francisco 49ers news for Sunday, August 30th, 2026
Opinion | Behind the Nepal-China border floods lie bad politics
While the solidarity on display in the wake of the disaster is commendable, the tragedy must not be viewed as an unpredictable, unpreventable act of nature.
Asking Eric: My company’s mandatory mental health day just stresses me out more
Advice from R. Eric Thomas.
AI chatbots may be better than search engines in guarding against foreign propaganda
In a test, popular AI chatbots mostly debunked falsehoods spread by other countries and avoided uncritically spreading falsehoods better than search engines. AI summaries above search results fared worse.
US Open predictions: Carlos Alcaraz and Coco Gauff? The Sky Sports Tennis panel pick their winners and dark horses ahead of the Grand Slam in New York
Who are the winners and dark horses for this years US Open at Flushing Meadows? watch the final Grand Slam of 2026 from Sunday at 3pm live on Sky Sports Tennis and Sky Sports+, streaming service NOW and the Sky Sports app
Rams WR Puka Nacua spotted dancing at a Jewish Bat Mitzvah eight months after offensive gesture backlash
Los Angeles Rams wide receiver Puka Nacua was seen enjoying himself and dancing at a Jewish Bat Mitzvah in LA on Sunday
Asking Eric: Mandatory mental health days stress this employee out
Letter writer’s company encourages taking an annual day off to hang out with co-workers outside of the office.
Panthers Begin Cutting Players Ahead of Sunday's Deadline
The Panthers got cuts started on Saturday, but there's plenty more to come on Sunday.
Chicago Bears 2026 53-Man Roster Transaction Tracker
NFL teams need to be down to 53 players by 5:00 CT on Sunday, August 30, and @wiltfongjr is tracking all the Bears moves here.