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Young Kalshi users have traded an estimated $3.9B on sports and parlay-type contracts this year, exposing a loophole that lets them bet before age 21
Critics warn prediction markets let 18-year-olds make sports wagers while bypassing state betting age limits.
Palmetto Sports Daily: SC State, Wofford win big in season openers
PSD returns with plenty of talk about SC State and Wofford’s season openers, plus news on A’ja Wilson and the Panthers finalizing their 53-man roster.
Dolly Parton's estate announces Dollyfest, a two-day celebration
Dollyfest was originally set for January 2026 — around Parton's 80th birthday — but the star paused plans after experiencing health challenges in August 2025, according to her estate's press release.
Los Angeles County Sues State Farm for Unfair Business Practices in Handling 2025 Wildfire Claims
Los Angeles County Supervisors Lindsey P. Horvath and Kathryn Barger announced that LA County has sued State Farm, alleging unfair business practices in the company’s handling of insurance claims filed by policyholders affected by the January 2025 Eaton and Palisades Fires.
AMC Entertainment Creates "Leawood Films" With the Aim of Having More Movies Distributed on to the Big Screen
LEAWOOD, Kan., August 31, 2026--AMC Entertainment Holdings, Inc. (NYSE: AMC), the largest theatrical exhibitor in the United States and in the world, today announced the creation of Leawood Films, a new film distribution company headquartered both in Los Angeles and AMC Theatres home base of Leawood, Kansas. It will focus on bringing additional movies to theatrical audiences in the U.S. and across the globe, leveraging its acclaimed marketing ability and the prominence of its exhibition network,
Former FSU running back waived by Dallas Cowboys
Former Florida State running back Jashaun Corbin was waived by the Dallas Cowboys as the team trimmed its roster to 53 players.
Oregon State Hospital order draws mixed reactions over mental health, jail policy
The state hospital has been turning away low-level offenders who are deemed too mentally ill to stand trial, following a federal judge’s order from June.
Austin American-Statesman: Yes to women in sports. No to rigid quotas in Title IX enforcement
The government should abandon its quota-driven enforcement policies and return decision-making about athletics back to schools and students.
McNeese Small Business Support: Access to Capital, AI Tools and Veteran Entrepreneurship
The Louisiana Small Business Development Center (LSBDC) at McNeese State University is offering a series of no-cost learning series this September for
Yan Xiaonan Issues Statement Following UFC Shanghai KO Loss
UFC women’s strawweight veteran Yan Xiaonan issued a statement following her brutal KO loss to Denise Gomes at UFC Shanghai.Despite entering her UFC Shanghai co-main event fight against Gomes as the betting favorite, Yan was shockingly knocked out on her home turf with a stunning step-in elbow by the Brazilian Gomes that was one of […] The post Yan Xiaonan Issues Statement Following UFC Shanghai KO Loss appeared first on HEAVY.
FTC sues Amazon, alleging it overcharged advertisers
The Federal Trade Commission and 22 states on Monday accused retail giant Amazon of deceiving businesses by overcharging prices to advertise on its massive retail platform, pocketing billions for the company.
Meet the Newest Members of Poole’s Graduate Business Community
This fall, 291 students joined Poole College of Management’s graduate business programs, bringing experience from fields including technology, education, accounting, marketing, financial services and the military. Meet six incoming students and learn about the paths that led them to NC State, what they hope to gain and where they plan to go next.
Measles flagged at NC hotel and gas station, health department says
More than 20 cases of measles were recorded in the state in 2025 and 2026, but none have been reported since February.
Kalshi bans ex-congressman George Santos from prediction platform for life
Santos was accused of profiting from bets tied to his attendance at Trump’s State of the Union address
Exclusive: DHS plans to launch voter fraud investigation surge Tuesday
The Department of Homeland Security is planning a surge in its efforts to investigate voter fraud in select states starting Tuesday, according to internal federal guidance reviewed by CNN.
Apple Seemingly Made a Mistake When Announcing the New Mac Studio
Apple's press release for the new Mac Studio with M5 Max and M5 Ultra chips last week initially stated that the computer had "next-generation SSD architecture built on PCIe Gen 6". However, as spotted by the French blog MacGeneration, Apple removed the PCIe 6.0 mention from the announcement shortly after it was published.
2 members of the Board of State Canvassers put politics over voters
Former Secretary of State Ruth Johnson says Michigan board members unfairly blocked a voter ID ballot initiative.
Lawmakers walk out during Wyoming Business Council reform talks
by Dustin Bleizeffer, WyoFile At least five lawmakers walked out of a rare combined hearing of two separate legislative committees Friday morning after convening to compare notes on overlapping bills aimed at reforming the Wyoming Business Council. The future of the state’s top economic development shop has stakes for how prepared Wyoming communities are to host […]
LGBTQ+ adults more likely to miss or forgo healthcare, survey finds
LGBTQ+ adults are more likely than other adults to miss healthcare appointments due to cost or other reasons — with a third reporting their health worsened as a result, according to a new survey by health policy research group, KFF. Among the 2,640 LGBTQ+ adults surveyed, those who are transgender, younger than 30, those with lower incomes or without insurance were most likely to miss or forgo care due to cost.
A chat with the leaders bringing a nationally recognized health care culture program to Vanderbilt Health’s Regional Hospitals
Now in its fourth decade, Vanderbilt Health's Center for Patient and Professional Advocacy is a cornerstone of health care culture transformation in the U.S. and the world. A Q&A on its influences on how staff and patients interact all around the Midstate.
Google Wallet for Android adds 11th digital state ID, first addition in 10 months
After a 10-month pause, Google Wallet is now rolling out support for Ohio state IDs on Android. This is the first addition...
Naughty Dog Confirms Major Intergalactic Milestone Ahead of Sony's State of Play
Intergalactic: The Heretic Prophet gets an important update ahead of State of Play
Enjoy food, crafts and entertainment at the Pan African Village
Gwendolyn Muok, president of the Syracuse Onondaga County NAACP, discussed the importance of the NAACP Van Robinson Pan-African Village during its 33rd year at the New York State Fair.
Florida grand jury finds DeSantis administration misused $10 million, but no charges have been filed
Despite the lack of charges, the report ignited a new round of criticism aimed at Gov. Ron DeSantis and other top state Republicans over the charity receiving $10 million from a state Medicaid settlement intended to help poor children get health insurance.
NYC Health + Hospitals and Maimonides Health Transaction Moves Forward to Next Step After Unanimous New York State Advisory Board Vote
In a unanimous vote on Thursday, August 27, the Establishment and Project Review Committee of the New York State Public Health and Health Planning Council
The Science And Art Of Real Estate Investing
learn about the science and art of commercial real estate, of finding the balance between underwriting and building relationships in real estate for success.
Kalshi permanently bans ex-Congressman George Santos for life after concluding he likely was insider trading
The company announced the ban after saying its compliance department had established reasonable cause to believe Santos engaged in insider trading over his attendance at the State of the Union, when he turned a $17,839 profit on his trading activity.
State health officials confirm rabies at mobile petting zoo
Several goats at Farm Adventures in Iredell County have tested positive for rabies and may have been in direct contact with people at events while infected.
Florida State University Wertheim College of Business launches Business of Healthcare Initiative
Moving quickly to implement a top strategic priority, the Herbert Wertheim College of Business at Florida State University has announced the official
Kalshi bans ex-Congressman George Santos for life after concluding he likely was insider trading
The online prediction market platform Kalshi has permanently banned former U.S. Rep. George Santos after concluding the former Republican congressman likely engaged in insider trading when he bet against his attendance at the State of the Union address.
By 2030, US To Cut Health Funding To 18 Countries By 59%
The United States plans to cut its health funding to 18 countries by 59% of pre-2025 levels by 2030, according to a Public Citizen analysis of the bilateral
Dolly Parton estate announces 2-day festival ‘Dollyfest’ to celebrate her legacy
The estate of the late Dolly Parton has announced Dollyfest, a two-day festival to be held in Nashville and London in 2027.
First National Bank Arena undergoes upgrades
There have been several upgrades made to First National Bank Arena (FNBA) as the fall semester gets underway at Arkansas State University. The arena has new indoor lighting that creates...
Pensacola Interstate Fair Unveils 2026 Entertainment Lineup and Schedule
PENSACOLA, Fla. -- Fairgoers in Pensacola can expect 11 days packed with concerts, competitions and crowd-favorite attractions when the Pensacola Interstate Fai
Sinclair Expands Oklahoma Sports Coverage with Launch of "Oklahoma Overtime"
New Weeknight Show on FOX 25 Oklahoma City and FOX 23 Tulsa Creates Statewide Destination for Oklahoma Sports Fans OKLAHOMA CITY and TULSA, OK – August 31, 2026 – Sinclair announced the launch of Oklahoma Overtime, a new live, statewide sports program premiering tonight on KOKH FOX 25 in Oklahoma City and NTUL (KTUL.2) FOX...
Pensacola Interstate Fair 2026 music and entertainment lineup announced
There's a little something for music fans of all genres at this year's Pensacola Interstate Fair this year. Check out this complete list of acts.
A PlayStation State Of Play Double Bill Is Set For September 3
A PlayStation State of Play double bill is set for September 3.
Minnesota State Fair: Political Hub, Always Center Stage
It's more than food on a stick, long lines and Grandstand shows. The Minnesota State Fair has always been a proving ground, outreach opportunity, and sometimes divisive stage for politicians, from local candidates up to the nation's highest office. Yes, politics is yet another State Fair tradition. | 830 WCCO
Kalshi Bans George Santos for Life Over State of the Union Bets
The decision comes after a federal regulator alleged he made more than $17,000 by placing bets on his attendance at the State of the Union address.
Meta’s Business Set to Escape Lawsuits Unscathed
Meta’s $17 billion settlement with state attorneys general includes a long list of restrictions for teen users, but it won’t hold back its underlying business.
Is USC’s terrible Week 0 attendance a big deal?
USC’s 51,144 attendance against San Jose State was hard to ignore. The sparse Coliseum crowd raises questions about Lincoln Riley and the program’s direction.
China’s AI Health Care Ambitions Hit Hard Business Questions
A state-backed push is raising the question: Who pays?
Sony's next PlayStation State of Play coming this Thursday, followed by a Japan and Asia-dedicated showcase
We're due for another summer PlayStation State of Play, and we're getting two of them in one day.
U.S. Special Envoy for Global Partnerships Paolo Zampolli’s Meeting with Uzbekistan's Minister of Sports and National Olympic Committee
U.S. Special Envoy for Global Partnerships Paolo Zampolli’s Meeting with Uzbekistan’s Minister of Sports and National Olympic Committee Tashkent, Uzbekistan – August 31, 2026 – U.S. Special Envoy for Global Partnerships Paolo Zampolli met with the leadership of the Ministry of Sports and the National Olympic Committee (NOC) of Uzbekistan to discuss the current state of the U.S.-Uzbekistan sports cooperation and prospects for its continued growth. Discussions focused on strengthening international sports cooperation, advancing the Olympic movement, and identifying promising joint projects. Special Envoy Zampolli congratulated Uzbekistan on its selection as the host of the 2027 World Fencing Championships and welcomed Uzbekistan’s possible participation in a planned World Robotics Organization. Special Envoy Zampolli also congratulated the people of Uzbekistan on the 35th anniversary of the country’s independence. “Sport brings people together like nothing else,” said Special Envoy Zampolli. This engagement builds on Special Envoy Zampolli’s prior meetings with Uzbekistan’s national sports leaders and teams and reflects the United States’ sustained commitment to sports diplomacy as a bridge for cultural exchange and international cooperation.
Only Daryus Dixson Until Penn State Football
Do you feel that extra bit of electricity in the air? That’s the feeling of a game week for Penn State Football – and the very first one of the Matt Campbell era. Daryus Dixson is set to play a major role for the defense in 2026. He played in every game as a highly-coveted […]
State health department issues warning after raw sewage spills into Arkansas River
Six Florida State University faculty earn prestigious NSF CAREER Awards
Six early-career faculty members at Florida State University have earned the prestigious National Science Foundation CAREER Award, one of the federal
Public Notice: ANCC Magnet Recognition Program Site Visit
ANCC Magnet Recognition is the highest credential a healthcare organization can achieve. Magnet designation indicates to patients and the public that the organization has met the most stringent…
Governor announces outdoor essay contest
In an effort to encourage more young people to enjoy outdoor recreation, Arkansas Gov. Sarah Huckabee Sanders on Wednesday, Aug. 26, announced the launch of the My Natural State Story...
State of Play Confirmed for 3rd September, State of Play Japan Show Straight After
See a new look at Final Fantasy 7 Revelation
PlayStation Schedules Back-To-Back State of Plays For Thursday
The first stream will be a standard State of Play, while the follow-up will focus on studios from Japan and the rest of Asia. - Game Informer
Scientists discover two superconducting states hiding as one
Scientists have uncovered hidden complexity inside two ultrathin superconductors that seemed much simpler than they really are. Niobium diselenide and tantalum disulfide appeared to have a single superconducting state, but highly sensitive measurements revealed that each actually contains two strongly interacting states working so closely together that they masquerade as one.
A “quantum bath” puts quantum entanglement on autopilot
Physicists have demonstrated a new way to entangle distant quantum bits without the constant measurements and active control normally required. The team created a “quantum bath,” a shared environment filled with correlated microwave photons that automatically pushes separated qubits into an entangled state and helps keep them there. The experiment confirms a theoretical prediction made more than 20 years ago and could offer a simpler way to connect modules in future quantum computers.
AP Decision Notes: What to expect in the Massachusetts state primary
U.S. Sen. Ed Markey faces a competitive Democratic primary challenge in Massachusetts on Tuesday from U.S. Rep. Seth Moulton in his bid for a third full term.
Treasury Department blocks certain journalists from covering G20 meeting
The New York Times said in a statement that denying American journalists access to an event in the U.S. is “not just another disturbing effort by the administration to undermine independent journalism, but a blatant attempt to evade public scrutiny.”
Veterinary science building opens
Utah State University’s College of Veterinary Medicine began its second year of operation this week, with first-year and second-year students…
Missouri activists want fewer cameras on citizens and more on politicians
Missouri conservatives are pushing back on Flock cameras while demanding more transparency through livestreaming in the state Senate.
The State of Politics: It’s Been a Hot Summer for News
An insider's take on Canadian tariffs and Wisconsin, Elon Musk and elections.
$30M grant will fund turbulence research center at Michigan State
A 30 million federal grant will help Michigan State University launch a center to study and control turbulence, not just in the air but also in water.
Here are the local races to watch in the Massachusetts state primary Tuesday
In blue Massachusetts, the primaries are often the most decisive component of the election cycle. And there are several subplots to watch.
Virginia health leaders, lawmakers share enhanced healthcare resources for rural communities
Eastern Shore residents and healthcare providers on Friday told state leaders about the opportunities and challenges they face serving their communities, with Virginia Secretary of Health and Human Resources Marvin Figueroa outlining how the state government can support them and other rural Virginians.
More Mail Ballots Are Arriving Late This Year, and They’re Getting Tossed
State officials say they worry about the Postal Service’s ability to deliver votes this fall. They are urging voters to mail their ballots early or use drop boxes so their votes count.
Louisiana takes a step toward adopting Medicaid work requirements
Louisiana’s proposed work requirements for Medicaid enrollment largely adhere to the new guidelines Congress and President Donald Trump laid out last year. The new state regulations are expected to go into effect for Medicaid recipients in January.
Ajial Real Estate Entertainment Renews And Increases Credit Facilities With An Islamic Bank
AJIAL REAL ESTATE ENTERTAINMENT KSE:AREEC:
A course correction Canada would concur with
I’ve always harbored a soft spot for Canada. My father was stationed there twice, once in the 1960s as the Atomic Energy Commission’s American liaison with the Canadian nuclear reactor program in Chalk River, Ontario and again in the 1970s as the State Department’s scientific attache at the U.S. Embassy in Ottawa. I had the […]
AI streamlines search for new ceramics that generate electricity
To streamline the search for new piezoelectric materials, or those that emit an electric charge when manipulated, a team led by materials science researchers at Penn State introduced a new framework that combines an existing artificial intelligence model with human expertise and experimentation.
Southwest inland port gets $20M state boost
The southwest Virginia inland port at Oak Park receives a $20 million state budget allocation to support site development and infrastructure.
Roanoke gets state funding injection for health sciences
Virginia allocates $174 million for Virginia Tech Carilion School of Medicine building and supports health sciences growth in Roanoke.
Pennsylvania senator prepares for push to bring single-payer healthcare to the state
Sen. Nikil Saval, representing the commonwealth’s first district in Philadelphia, circulated a letter to colleagues last week announcing his plan to introduce legislation to bring universal healthcare coverage to every resident of the state.
Penn State Receives Major Ranking Ahead of 2026 Season
The Penn State Nittany Lions have earned a bold ranking ahead of the 2026 season.
MSU Alum Montorie Foster Jr. Makes Seahawks’ 53-Man Roster
From substitute teaching to winning a Super Bowl, the former Spartan standout has traded his real estate aspirations for a permanent role in Seattle’s elite receiving corps.
Sankey, SEC 'prepared to contest' judge's order in Louisiana
While the SEC said it will comply with an order that prohibits commissioner Greg Sankey from issuing punishment if they roster a player who returns from a pro contract, the league said, in a Sunday statement to ESPN, it will defend its rights in court.
LSSU’s Lukenda School of Business among 84 institutions worldwide featured in AI in Business Education Report
SAULT STE. MARIE – The Lukenda School of Business at Lake Superior State University has been recognized among 84 business schools worldwide for its efforts to integrate artificial intelligence into business education as part of the July 2026 edition of A Framework for Artificial Intelligence in Business Education. The report, developed by Inspire Higher Ed […]
Former Michigan State fan favorite waived by Cowboys
Josh Butler missed most of last season due to a torn ACL.
6 DAYS TO 2026 KICKOFF: Darien Whitaker Jr.
BracketCat counts down the sixth day until the 2026 kickoff with a profile of Kansas State linebacker Darien Whitaker Jr.
HEALTH ALERT: Measles exposure reported in Buncombe County, NCDHHS officials say
Officials were informed of a measles case in a resident of another state who traveled through Asheville while infectious.
Contra Costa Health facing $730M deficit over next five years
Contra Costa County's health department is staring at a deficit of $730 million over the next five years because of federal and state funding cuts, county health officials said at last week's Board of Supervisors meeting.
Potential measles exposure reported at Asheville hotel, NCDHHS says
There was a measles case from an out-of-state person who traveled through Asheville in August, the North Carolina Department of Health and Human Services said.
Officials: Measles case reported in Asheville hotel
North Carolina state health officials report a case of measles in Buncombe County with potential exposure at a hotel in Asheville.
Jax State Coach Gets Brutally Honest After Loss to NDSU
Jacksonville State Gamecocks head coach Charles Kelly didn't hold back after his team's blowout loss to North Dakota State on Saturday. The post Jax State Coach Gets Brutally Honest After Loss to NDSU appeared first on HEAVY.
Alexandria Car and Business Tax Bills Due Oct. 5
ALEXANDRIA, VA — Alexandria has mailed its 2026 personal property tax bills to registered vehicle owners and businesses, with both due Monday, Oct. 5. The
Wisconsin High School Football Rankings: Top 25 Teams
The top five high school football teams in the state of Wisconsin remain unchanged — according to the Massey Ratings — following the second week of the 2026 season. Sixteen of the top 25 teams in the state remain unbeaten. Both No. 3 Bay Port and No. 5 West De Pere held serve with important […]
2026 Farm Science Review Agronomy College set for September 9
Ohio State University Extension and the Ohio AgriBusiness Association will again partner to hold the Farm Science Review Agronomy College on Wednesday, September 9. The event is designed to educate agronomists, Certified Crop Advisers, custom applicators and farmers on current agronomy issues. To re
Health officials warn of possible rabies exposure at events in this NC County
Possible rabies exposure has been traced to baby goats from a mobile petting zoo that hosted multiple events across the state, including in Durham County.
Texas Business
Texas is one of the top states for businesses to thrive and grow. This week, we’ll explore our state's booming business sector with the help of non-profits, business advisors and advocates.
North Carolina: Rabid baby goats at a mobile petting zoo prompts health warning
On Friday, the North Carolina Department of Health and Human Services reported confirmed multiple rabies cases in baby goats at a mobile petting zoo located in Iredell County. They were first notified of a potential rabies exposure among four baby goats at Farm Adventures in Harmony, North Carolina on August 27. The goats were most likely exposed to rabies by a skunk that had entered the pen where they were kept in late July. The NC State Laboratory of Public Health confirmed rabies viruses in three of the baby goats on August 28; a fourth goat was not tested but is also assumed to have been infected. Based on information gathered on August 28, it was determined that no other animals on the farm pose a risk of rabies exposure to people. Learn about rabies Anyone who had contact with baby goats from the Farm Adventures mobile petting zoo either at their location in Harmony, North Carolina, or at an off-site event, between July 28 and Aug. 27, 2026, may have been exposed while the animals were infectious. Impacted individuals should contact their local health department to determine whether medications are needed to prevent infection. Individuals are encouraged to call before visiting an emergency department or urgent care clinic to determine if treatment is needed and where it can be accessed. Known potential exposure dates and locations include: July 28: Jurney’s Assisted Living, 1942 Van Haven Drive, Statesville in Iredell County July 30: Private event in Mecklenburg County Aug. 1: Community Connections Back-to-School Bash, Breeden Amphitheater, 333 S. Main St., Lexington in Davidson County Aug. 6: Brookdale Peachtree, 2806 Peachtree Road, Statesville in Iredell County Aug. 8: Private event in Watauga County Aug. 9: Private event in Burke County Aug. 15: Masonic Picnic Grounds, 201 Poplar St., Mocksville in Davie County Aug. 16: Private event in Durham County Aug. 22: Private event in Iredell County Aug. 23: Private event in Durham County Rabies is a deadly disease that can spread from wild animals to pets and people, primarily through a bite, scratch or when infected saliva touches broken skin or mucous membranes. Human rabies infections are extremely rare in the United States. No human cases have been reported in North Carolina since 2011. Rabies is almost always fatal in mammals, including people, unless medications to prevent infections are given before symptoms develop. Symptoms can begin weeks to months after someone is exposed. Early symptoms are flu-like illness including weakness, fever or headache as well as a prickling or itching sensation where someone was bitten or exposed. In 2025, over 4,000 animals were submitted to the NC State Laboratory of Public Health for rabies testing, and of these, approximately 6% tested positive. In North Carolina the disease most often occurs in wild animals especially skunks, raccoons, bats and foxes. Outbreak News Today is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe
California Antitrust Bill Narrowed After Business Pushback
California lawmakers have pared back a proposal that would expand the state’s antitrust law to cover anticompetitive conduct by individual companies,
Washington to receive $227M in Meta settlement to protect children’s mental health
Washington State Attorney General Nick Brown said the harm done by platforms like Instagram and Facebook has taken away things that used to be normal for kids.
Talarico Is Out-Fundraising Paxton and Flooding the Airwaves in Texas Senate Race
The Democratic candidate is on the offensive, giving his party hope in the deep-red state.
Aisha Wahab prepares to transition from the California Senate to Congress
California State Sen. Aisha Wahab joined California Politics 360 to discuss her transition to Congress after winning the Bay Area’s special election to serve the remainder of former Rep. Eric Swalwell’s term following his resignation in April amid allegations of sexual assault and misconduct.
Fiona Ma explains why she should be California's next Lieutenant Governor
Fiona Ma, California’s state treasurer, is running for lieutenant governor and shared her vision for addressing economic challenges, housing shortages, and regulatory issues across the state in an interview on California Politics 360.
California Politics 360 full episode | Rep.-elect Aisha Wahab prepares for transition to US Capitol
State lawmakers have until Aug. 31 at midnight to change or create new laws for the year.
McCarty: State needs stricter approach to behavioral health factor of homelessness
(FOX40.COM) — This week on Inside California Politics, host Nikki Laurenzo spoke with Sacramento Mayor Kevin McCarty. McCarty is a part of the California Big City Mayors coalition, which is made up…
McCarty: State needs stricter approach to behavioral health factor of homelessness
(FOX40.COM) — This week on Inside California Politics, host Nikki Laurenzo spoke with Sacramento Mayor Kevin McCarty. McCarty is a part of the California Big City Mayors coalition, which is made up…
Why the United States Can’t Quit Its Wars
The country’s longest war came to an end exactly five years ago. Today it offers lessons for policymakers seeking to avoid an endless war in Iran.
Louisiana Endowment for the Humanities opens nominations for Bright Lights Awards. Here's the details.
Since 1985, the Bright Lights Awards have celebrated the state's defining cultural leaders, from Norman C. Francis to John Folse.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Only Koby Howard Days Until Penn State Football
Penn State is less than a week away as the Lions will be at home in six days to take on Marshall. Wide receiver Koby Howard will be wearing No. 6 for Penn State this season. A year ago, Howard was getting buzz in camp about his play, but he didn’t really start seeing the […]