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Bharat Coking Coal October Business Update: Production up 7%, offtake grows 11% - CNBC TV18
#BharatCokingCoal October Business Update: Production up 7%, offtake grows 11%
Paris FC predicted XI v Monaco: Luca Koleosho out
Paris FC will be without winger Luca Koleosho as they prepare to host AS Monaco at the Stade Jean Bouin on Sunday afternoon. Koleosho, an Italy international who has been in fine form in recent weeks,...
Nevada Business Indicators: November 2026
Key late-2026 Nevada economic indicators reveal post-pandemic low unemployment rates of 4.8%, robust taxable sales surges, and mixed regional tourism data.
Sylvester Stallone’s Best Action Movie & Its Controversial Sequels Land on Paramount+ Today
Sylvester Stallone's action franchise hits Paramount+ today. The post Sylvester Stallone’s Best Action Movie & Its Controversial Sequels Land on Paramount+ Today appeared first on Mandatory.
WE ARE YOUTH SINCE 1897: HAPPY BIRTHDAY, JUVENTUS!
129 years of history.But when you live your life nurturing youth, in your heart and in your spirit, the passing of time is not a burden, but becomes a constant source of energy that is renewed every s...
The black and yellows' November schedule
Wednesday, 4 November (9 pm, live on DAZN): BVB – Real Betis Borussia Dortmund have started the UEFA Champions League league phase with two wins from three games. On 4 November, BVB welcome Spanish ...
Black and Yellow Schedule for November
Wednesday, 4 November (9:00 p.m.): BVB vs. Real Betis Borussia Dortmund has started the group stage of the UEFA Champions League with two wins in three games. On 4 November, BVB will host Spanish side...
Giants GM Makes Candid J.J. McCarthy Admission After Vikings Trade
Former Minnesota Vikings QB J.J. McCarthy has benefited from the trade to the New York Giants, as he has a passer rating of 95.2 with 495 yards, one touchdown, and one interception in his last two games, per StatMuse.Moreover, this production has allowed McCarthy to take the starting job from backup QB Jameis Winston. Now, […] The post Giants GM Makes Candid J.J. McCarthy Admission After Vikings Trade appeared first on HEAVY.
Velocity/Impel | Virtual tour generated by Panotour
Take a 360 degree virtual tour of Pierce's customizable Velocity® & Impel fire truck chassis. Built specifically for each department's needs, these affordable yet fully-featured chassis deliver ideal configurations via standard and optional features.
Brandy Lefsyk to blend science and holistic wellness in November
TOWNSEND — Imagine settling into a quiet room, letting the stresses of the day fall away as soothing sounds and gentle vibrations create space for stillness and reflection.
Opinion | Central Mass. program explores link between food, mental health
Just as the food we eat affects our physical health, it stands to reason that the nutrients and energy we get from food can have an impact on our mental well-being, too.
The Best Pictures From The Inner Circle 36
Three explosive knockouts and two hard-fought decisions highlighted an action-packed night in Bangkok.
Alex Mitchell injury blow adds to England’s half-back woes
The scrum half appears set for a spell on the sidelines, with half back partner Fin Smith also a major doubt for the opener against Australia
Space Shuttle Endeavour's new LA home unveiled ahead of public opening
The California Science Center is preparing to open the Samuel Oschin Air and Space Center, a 200,000-square-foot expansion that will showcase Space Shuttle Endeavour.
Space Shuttle Endeavour's new LA home unveiled ahead of public opening
The California Science Center is preparing to open the Samuel Oschin Air and Space Center, a 200,000-square-foot expansion that will showcase Space Shuttle Endeavour.
Israeli President Herzog to begin coalition consultations on Wednesday in hopes to form new gov't
In 1984, Pat Bowlen paid $78 million for the Denver Broncos; 38 years later, his family sold the team for $4.65 billion
“If They Lose to Miami, Their Season is Over”: Former National Champ Makes Thoughts Clear on Notre Dame Ahead of Canes Matchup
Notre Dame cruised past Navy 35-13 on Saturday, with quarterback CJ Carr throwing for two touchdowns and running back Nolan James adding two more on the ground. However, for former national champion Cardale Jones, this win didn’t matter much.
Heidi Klum reveals Halloween costume as her iconic party marks 25 years
Heidi Klum underwent a bloody transformation to become a giant, gruesome severed hand for Halloween. Klum unveiled her costume Saturday as her iconic costume party marked 25 years in New York. Klum...
Health impact of Daylight Saving Time
Dr. Rohan Bhandari, a Cardiologist at St. David's Heart Hospital of Austin, discusses the health impact of Daylight Saving Time and the value of quality sleep.
RiverPark Center’s Christmas pop-up bar returning Nov. 21 with festive beverages, foods, entertainment
The RiverPark Center’s annual Christmas pop-up bar is returning with a new theme inspired by traditional Christmas villages.
Misery Index: Ohio State fans have reason to panic after stunning loss at USC
2026 Year-End Tax Planning for Healthcare Professionals - Florida Hospital News and Healthcare Report
A practical look at the decisions worth making before December 31 By Marc Egort, CPA After working with healthcare professionals and practice owners for many years, I have come to […]
Privacy and Data Governance in Healthcare: What the Industry Needs To Know - Florida Hospital News and Healthcare Report
By Sabina Kotelnik Personal health information (PHI) is among the most sensitive data an organization can hold. Details about preexisting medical conditions, treatment plans, payment information, and other data points […]
Baptist Health Palliative Medicine Program Helps Cancer Patients, Families at Every Stage of Treatment - Florida Hospital News and Healthcare Report
By Vanessa Orr Siglinda Flores, APRN, Baptist Health South Florida, has always felt that palliative care was her calling. As a person who cares for patients who are being treated […]
Smart Tools, Real Voices: Why Authenticity Still Wins in Healthcare Marketing - Florida Hospital News and Healthcare Report
By Dorron Marketing Artificial intelligence has arrived in healthcare marketing, and it is not going away. From drafting social posts in seconds to segmenting patient audiences, personalizing email campaigns, and […]
Miami Dade College-School of Health Sciences: Bachelor of Science in Dental Hygiene Program to Meet Workforce Needs - Florida Hospital News and Healthcare Report
Dr. Ron Winston, Dean of the School of Health Sciences Miami Dade College (MDC), through its renowned School of Health Sciences, has launched a new Florida Department of Education-approved Bachelor […]
Miami Dade College-School of Health Sciences: Bachelor of Science in Dental Hygiene Program to Meet Workforce Needs - Florida Hospital News and Healthcare Report
Dr. Ron Winston, Dean of the School of Health Sciences Miami Dade College (MDC), through its renowned School of Health Sciences, has launched a new Florida Department of Education-approved Bachelor […]
Holy Cross Health Launches “Flavor for Life” Program to Help Prevent Diabetes Through Food as Medicine - Florida Hospital News and Healthcare Report
By Kristen Schroeder-Brown Holy Cross Health is taking an innovative approach to diabetes prevention by helping participants improve their health one grocery bag at a time. Through its Healthy Living […]
Training the Next Generation of Physicians: Why Quality Matters as Graduate Medical Education Expands - Florida Hospital News and Healthcare Report
By Saima Chaudhry, MD Florida is projected to face a shortage of nearly 18,000 physicians by 2035, highlighting the need to expand the state’s physician workforce. As hospitals and healthcare […]
Tampa General Hospital and Health Care District of Palm Beach County to Open Lakeside Cancer Center in September 2027 - Florida Hospital News and Healthcare Report
Tampa General Hospital (TGH) and the Health Care District of Palm Beach County recently announced the upcoming expansion of cancer care for rural and western Palm Beach County communities. Anticipated […]
Orthopedic Surgeons Join Palm Beach Health Network Physician Group - Florida Hospital News and Healthcare Report
Orthopedic surgeons John Randazzo, M.D., and Gary N. Ackerman, M.D., have joined Palm Beach Health Network Physician Group. They are on staff at Palm Beach Gardens Medical Center. Dr. Randazzo […]
Podiatrist Juan E. Sardiña, DPM, Joins Palm Beach Health Network Physician Group - Florida Hospital News and Healthcare Report
Podiatrist Juan E. Sardiña, DPM, has joined Palm Beach Health Network Physician Group. Dr. Sardiña is on staff at Palm Beach Gardens Medical Center. Dr. Sardiña has been practicing medicine […]
UHealth Expands Presence with New UHealth North Miami Location - Florida Hospital News and Healthcare Report
Top row (l-r): Dr. Danny Abouekde, Dr. Martin Drost, Dr. Jonathan Pomper Bottom row (l-r) Dr. Leilany Irizarry-Colon, Dr. Jane Cohen The University of Miami Health System is expanding […]
Lee Health Announces Executive Leadership Promotions - Florida Hospital News and Healthcare Report
Lee Health is proud to announce several executive leadership promotions that will help guide the health system as it continues to expand access to high-quality care across Southwest Florida. The […]
Sarah Talebagha, MD, Joins Baptist Health Heart & Vascular Care - Florida Hospital News and Healthcare Report
Vascular surgeon Sarah Talebagha, M.D., has joined Baptist Health Miami Cardiac & Vascular Institute, part of Baptist Health Heart & Vascular Care. Before joining Baptist Health, Dr. Talebagha practiced with […]
Baptist Health Breaks Ground on New Home of Kenneth C. Griffin Neuroscience Institute - Florida Hospital News and Healthcare Report
Baptist Health recently broke ground on the new home of Baptist Health Kenneth C. Griffin Neuroscience Institute, part of Baptist Health Brain & Spine Care. During the ceremony, Baptist Health […]
LSUE Open House on Nov. 5 to highlight affordable pathways to local healthcare careers
Explore healthcare career opportunities at LSU Eunice's Nov. 5 Open House. Learn about nursing, respiratory care, surgical technology and other programs offered in Eunice and Lafayette.
Matchday Musings: Second Guessing What Happens Next
Is a parting of ways an inevitable step, now that Sunderland have crashed again?
Korean entertainment expands its presence on global TV screens
More and more Korean content is making its way to international television screens as entertainment companies search for fresh revenue streams to offset rising
CVG Airport's next big business may not involve flying
At Cincinnati/Northern Kentucky International Airport, some of the more interesting traffic isn't in the sky. Autonomous machines scrub terminal floors. Robots can deliver concessions to passengers. An experimental baggage tractor has been designed to move luggage without a driver. CVG is trying to turn the airport itself into a laboratory and, potentially, some of what it learns into products that can be sold elsewhere.
Would Heidi Klum's Daughter Leni Take Over Halloween Bash? She Says...
Leni Klum shared whether she sees herself taking over hosting duties for her mom Heidi Klum's annual Halloween party while walking the red carpet at Cathédrale Restaurant Oct. 31.
It's here: 2027 Obamacare enrollment
Millions of Florida residents who purchase their insurance policies on healthcare.gov can begin shopping Sunday for coverage to take effect next year. Twelve companies will offer so-called Obamacare plans on the healthcare.gov marketplace, where subsidies are available to lower the costs of monthly premiums, the Florida Office of Insurance Regulation website shows. Another three are […]
Big 12 admits that it incorrectly gave No. 8 BYU a first-quarter touchdown in win over Arizona State
Wendy Brown, political scientist: ‘Our organization of life is unsustainable and we know it’
The California philosopher, one of the leading figures in her field, argues for a reparative democracy centered on collective care to help repair the damage caused by neoliberalism
Borthwick: I know vast majority of my picks
>Continued from front is a real bonus in those players and the other aspect is having quality character. You want good men that are going to be selfless and help the team and are then able to step in and do the job.” That positional flexibility could be good news for the likes of Joe […] The post Borthwick: I know vast majority of my picks appeared first on The Rugby Paper .
December return for Van Rensburg
BRISTOL Bears boss Pat Lam says England centre Benhard Janse van Rensburg will return to match action in December to give him sufficient time to recover after suffering two serious head injuries in the space of three months. The 29-year-old, below, was stretchered off after being knocked unconscious trying to tackle Henry Pollock in the […] The post December return for Van Rensburg appeared first on The Rugby Paper .
The hard yards are in front of us, says Blake
nBy GARY FITZGERALD SEB Blake insists Gloucester’s strong start to the season has resulted in even tougher training sessions. The hooker reveals the Cherry and Whites’ coaching staff are ramping up the intensity before games to ensure the positivity and energy around the club continues to rise. And Blake claims there is a determined attitude […] The post The hard yards are in front of us, says Blake appeared first on The Rugby Paper .
Bath find their feet to keep Sale out
AFTER suffering three consecutive defeats, Bath showed much improved form to record a bonus-point victory over a battling Sale before a sold-out Rec. ■By ROGER PANTING Bath .................................... 36pts Tries: Arundell 3, de Glanville 22, Cokanasiga 30, 42; Hennessey 64 Conversions: Russell 3, 22, 42, 64 Penalty: Russell 58 Sale Sharks ..................... 28pts Tries: Jibulu […] The post Bath find their feet to keep Sale out appeared first on The Rugby Paper .
Washington scores late, rallies past Nebraska
Demond Williams Jr.came off the bench in the fourth quarter and threw a 25-yard touchdown pass to Chris Lawson with 1:30 remaining as Washington rallied to beat Nebraska 17-10 in a Big Ten Conference game Saturday night in Lincoln, Neb.
Heidi Klum reveals Halloween costume as her iconic party marks 25 years
Heidi Klum underwent a bloody transformation to become a giant, gruesome severed hand for Halloween.
Report: Padres Decline Option on Nick Pivetta
The San Diego Padres have declined their $14 million team option on starter Nick Pivetta for 2027, according to Kevin Acee of the San Diego Union-Tribune. He will now become a free agent. Report: Nick Pivetta Declines 2027 Player Option with Padres Pivetta spent a long portion of the 2026 season on the injured list …
Heidi Klum reveals Halloween costume as her iconic party marks 25 years
Heidi Klum underwent a bloody transformation to become a giant, gruesome severed hand for Halloween.
Trump administration's social media posts criticized as racially inflammatory
The Trump administration’s online accounts have circulated images of a pumpkin carved with a sombrero design and a fake Halloween-themed background around a Black man apparently accused of food assistance fraud.
Halloween fun brings increased business for San Francisco bars and pubs
Science of a city: The maths, physics, ecology & psychology of urban life
Cities are usually discussed in the language of infrastructure, economics and politics. But I’ve often wondered whether we are looking at cities through too narrow a lens.
College football winners and losers: How we think the initial College Football Playoff rankings will look after Week 9
‘I Came as Donald Trump’: The President Hosts a Luxury Halloween at Mar-a-Lago
President Trump attended his jungle-themed Halloween party at Mar-a-Lago dressed as a distinctly recognizable figure.
Halloween meets game day: How Sixth Street is preparing for a packed night
With Halloween and a University of Texas game bringing crowds downtown tonight, APD expects 80,000 to 100,000 people in the entertainment districts...
Solenn and Erwan Heussaff mourn death of father Louis
Solenn and Erwan Heussaff pay tribute to their father, Louis Paul Heussaff, following his death on October 31 after living with dementia for several years.
U.S. Department of Education demands changes to Illinois school mental health screening plan
The Department of Education raisse parental consent and privacy concerns over mental health screening plans.
NASA's Swift telescope on the verge of plunging back to Earth
A NASA telescope is barely clinging to space after a failed rescue effort left it tottering and sinking toward Earth. A few pieces that don't burn up in the atmosphere are expected to land in the ocean on or about Friday.
Trump administration's social media posts ahead of elections criticized for being inflammatory
The Trump administration’s online accounts have circulated images of a pumpkin carved with a sombrero design and a fake Halloween-themed background around a Black man apparently accused of food assistance fraud.
Nicholls Athletics expands partnership with Thibodaux Regional Health System
Nicholls State University’s athletics department announced the expansion of a partnership with Thibodaux Regional Health System in a press conference on Friday. The expansion allows Nicholls athletes—including members of the soccer, tennis, beach volleyball and track programs—access to Thibodaux Regional’s new, National Collegiate Athletic Association-compliant sports complex. The complex allows Nicholls to host competitive and...
Polish president discusses Constitutional Court row with politicians
Polish President Karol Nawrocki held consultations with political representatives on Saturday amid a dispute over the country's Constitutional Court that erupted following moves by the government to c...
Texas Senate race heats up as James Talarico rallies hundreds in Houston ahead of Election Day
The mystery surrounding death of Botticelli's muse solved by science after more than five centuries
Simonetta Vespucci, the legendary model of the 15th-century Florentine artist, did not die of tuberculosis, as historians had believed. By studying the painter's works, scientists have reached a new conclusion regarding the cause of her death at age 23.
Rays Make Decision on Drew Rasmussen
The Tampa Bay Rays have exercised their club option on starting pitcher Drew Rasmussen for the upcoming season.Rasmussen is one of the best starting pitchers in baseball, and the Rays will have him back in their rotation next season, barring an offseason trade.Rays Pick Up Option On Drew RasmussenPer Rays reporter Marc Topkin, the Rays […] The post Rays Make Decision on Drew Rasmussen appeared first on HEAVY.
Georgia is back to being Georgia, and the rest of college football should be terrified
Indy’s first designated outdoor refreshment area debuts at Irvington Halloween Festival
INDIANAPOLIS — For the first time, people attending the Irvington Halloween Festival can buy a drink at a bar and enjoy it outdoors, thanks to Indianapolis’ first designated outdoor refreshment area. The city approved the DORA, which launched in October. The program gives festivalgoers another way to enjoy the event and creates more opportunities for […]
How Daylight Saving Time affects your health
"Star Wars" Killed The New "Mass Effect"?
Last week’s announcement that EA was shutting down game developer BioWare and scrapping the newest “Mass Effect” game upset much of the fanbase. Now, the apparent reason why has been revealed. Bloomberg reports that the decision to close BioWare was mainly due to EA pursuing the opportunity to make a new “Star Wars Battlefront” game. […]
Yakima County health officials report second avian influenza case
YAKIMA, Wash. — The Yakima Health District, working with the Washington State Department of Health, announced a second Yakima County resident tested positive for avian influenza after exposure at a
Breeders’ Cup 2026 Results & Payouts After Sovereignty Win
The Breeders Cup 2026 results are in after Saturday's race. The post Breeders’ Cup 2026 Results & Payouts After Sovereignty Win appeared first on HEAVY.
North Carolina A&T issues statement on Elon homecoming brawl
North Carolina A&T Athletics has released a statement regarding the brawl f ollowing the team’s homecoming victory over Elon. Members of the two football teams got into a physical altercation immediately following the game on North Carolina A&T’s sideline. The full statement from North Carolina A&T’s Department of Athletics is below. “An on-field […] The post North Carolina A&T issues statement on Elon homecoming brawl appeared first on ClutchPoints.
Kyle Whittingham Ranks Michigan State Among Michigan’s Rivals
Michigan coach Kyle Whittingham reveals where Michigan State ranks among the Wolverines' rivalries and shares his thoughts on Pat Fitzgerald.
Yacht brokerage expands into Vermilion
New business brings 25 years of experience
Patriots sign Lan Larison to 53-man roster
New England Patriots RB Lan Larison signed to 53-man roster
Japan sticker craze meets politics as PM Takaichi-themed sets prove hit
Japan's political world has found itself no exception to a recent craze for tactile "bumpy" stickers, with sets depicting the Cabinet of Prime Minister Sanae Takaichi proving a hit at National Diet gift shops.
The Elder Scrolls VI Reportedly Titled Sentinel, Set in Hammerfell
The Elder Scrolls VI might finally get its full name soon. According to The Verge's Tom Warren, Bethesda is preparing to announce the game as The Elder Scrolls VI: Sentinel, and the reveal could come as soon as November. Warren expects it to be a name reveal only, so a trailer, gameplay, or...
Nikita Kucherov’s Agent Already Has Team Lined Up [Report]
Nikita Kucherov’s agent, Dan Milstein, confirmed that his client will continue playing for the Tampa Bay Lightning while his trade request situation is resolved. That said, one insider connected to the Edmonton Oilers believes that Milstein has already been working behind the scenes on a trade destination.Bob Stauffer, the Oilers’ color commentator and host of […] The post Nikita Kucherov’s Agent Already Has Team Lined Up [Report] appeared first on HEAVY.
Which small businesses need cyber liability insurance most?
By Mary Beth Eastman for ERGO NEXT Data from the nonprofit Identity Theft Resource Center’s 2025 Business Impact Report found that 81% of small businesses surveyed reported a security breach, a data breach, or both in the last year. Cyber liability insurance could help protect small businesses from some of the costs of data breaches,
What Channel Is BET Her On?
Find BET Her channel numbers and compare cable, satellite, and streaming plans for the network's live Black-led comedies, dramas, and movies.
Sunday Preview – The Khazalite Holds prepare to march out
See what’s available for pre-order next week, including a wealth of Warhammer Age of Sigmar miniatures.
Scientists use sound waves to deliver a new attack on deadly brain cancer
Scientists at the University of Virginia have developed a promising new strategy to fight glioblastoma, one of the deadliest and most difficult-to-treat forms of brain cancer. Their experimental approach combines focused ultrasound, tiny nanoparticles, and genetic molecules called microRNAs to attack multiple cancer-driving genes simultaneously.
Business Owners Have a Window. Most Aren't Ready to Use It. by Tully Ryan
I spend my working life on both sides of a business sale. As an M&A advisor based in Wilmington, I help lower middle market owners across North Carolina, South Carolina and Virginia sell what they've built. As the founder and CEO of IQExit, I work with the bankers, wealth advisors, CPAs and attorneys who sit beside those owners for years before a sale ever comes up. From both seats, I keep seeing the same thing. The market is ready for our owners. Too many of our owners aren't ready for the market. Start with our own backyard. Wilmington's metro area added more than 12,000 residents between July 2024 and July 2025, a 2.6% jump that ranked seventh in the country. It also posted the highest job growth rate of any metro in North Carolina. I see the same pattern in the growth markets I work in across the Southeast. New residents mean new customers and new workers. They also mean new buyers: people who moved here from corporate jobs and want to own something, private equity groups looking for add-ons in HVAC, electrical, landscaping and other trade services, and younger entrepreneurs who would rather buy a running business than start one from scratch. The ownership numbers are hard to ignore. About half of North Carolina's small businesses have an owner who is 55 or older, and roughly 85% of those owners have no succession plan, according to the North Carolina Employee Ownership Center. Nationally, more than half of Baby Boomer business owners have no documented transition plan. That isn't a crisis yet. It's a timing problem. A lot of businesses will change hands over the next decade, and the prepared ones will get the better buyers and the better terms. Buyers have money and they're using it. But an active market doesn't mean a fast one. The IBBA's latest Market Pulse survey found that Main Street deals took six to 10 months from engagement to close in the second quarter, and lower middle market deals took 11 to 12 months. That clock starts after the owner decides to sell. In my experience, the real preparation has to start years before. Two clocks, two playbooks When I sit down with an owner or their advisor, my first question isn't “What's it worth?” It's “When?” The answer puts the owner in one of two groups. If the owner wants out within 24 months, we're in execution mode. There's no time to rebuild the business. The work is cleaning up what a buyer will test: three years of financials that tie to the tax returns, an add-back schedule you can prove, customer and vendor contracts in writing, a lease that can be assigned, and a price the market will actually pay. The goal is certainty to close. If the exit is two to five years away, the owner has something worth more than time. They have choices. That window is where most value gets built, and most owners waste it by waiting. What kills deals In the lower middle market, deals rarely die over the headline price. They die in diligence, or they get retraded late in the process. I see the same causes again and again. The owner is the business. If every key customer relationship runs through the owner's cell phone, a buyer sees risk and a lender sees more of it. The books don't hold up. Buyers spot weak accounting fast. Statements that get revised mid-process, a revolving door in the bookkeeper's chair, revenue tracked on a side spreadsheet, and margins that slip while sales climb with no clear reason all make a buyer nervous. So does an owner who pushes back when asked for documents. And plenty of private owners run personal expenses through the company. Add-backs are normal. Add-backs you can't document turn into a lower offer. The real estate isn't sorted out. Many owners hold their building in a separate LLC. That's fine, but the lease terms or the property sale should be settled before a buyer shows up, not halfway through diligence. Revenue sits in too few hands. Picture a contractor with 40% of its work coming from one builder, or a service company running on handshake deals. Buyers will still look, but the terms shift toward more seller financing, an earnout, or less cash at closing. Owners and advisors: if your exit is three to five years out • Get a baseline now. Find out where the business really stands today: what a buyer would pay, who that buyer is likely to be, and which gaps would hurt you in diligence. You can't fix what you haven't measured, and the answer is often different from what the owner expects. • Make yourself less necessary. Spend the next few years building a manager or small team that can run daily operations and own customer relationships. Put handshake deals into written contracts. A business that runs without its owner is worth more and is far easier to finance. • Clean the books for three straight years. Buyers and lenders look back at least three years. Separate personal expenses, keep the financials tied to the tax returns, track every add-back as you go, and settle the real estate plan early. A word to CPAs CPAs often see a sale coming before anyone else, and you're usually the most trusted voice an owner has. Year-end meetings are the right time to start this conversation. Here's what I'd ask every CPA to do this season with business owner clients over 55: • Ask the timing question. “Do you see yourself owning this business in five years? If not, who takes it over?” Write down the answer and bring it up again at next year's meeting. • Run a proof of cash and review revenue recognition. Make sure the cash in the bank ties to the revenue on the books. Pay close attention to contractors with work in progress and to companies selling memberships or service plans. These issues are easy to fix with years of lead time and painful to fix a month before closing. • Pair the tax return with an exit readiness review. Invite clients to complete IQExit's Exit Readiness Intelligence (ERI) process as part of year-end planning. It gives you and the client a shared picture of readiness gaps and an indicative value range, and the results come back to you as the advisor. That turns a tax meeting into a planning relationship, and it puts you in position to bring in tax and M&A help early, when choices like purchase price allocation can still save the client real money. Changing the conversation For bankers, wealth advisors and attorneys, the hard part is raising the subject without seeming to nudge a client toward the door. I understand that. Nobody wants to tell a 60-year-old owner it's time to sell. So don't. Ask a different question: “If a buyer called tomorrow, what would they find?” That's a planning question, not a pitch, and it's useful whether the exit is two years out or 15. It's the question we built IQExit to help advisors answer. Whether you're in Wilmington, Raleigh, Charleston, Richmond or anywhere else, owners have a real opening right now. The buyers are out there and so is the capital. The owners who come out ahead will be the ones who start getting ready before they're ready to sell.
The Best Time to Fix Your Business Is When Things Are Going Well by Nathan Tayloe
There's a pattern I've noticed working with growing businesses over the years. Conversations about what needs to change rarely happen when things are going well. They tend to happen when growth slows, a competitor starts winning business, or something that used to work stops producing the same results. By then, the decisions are often harder, more expensive, and more urgent than they needed to be. It's understandable. When revenue is growing, customers are coming in, and employees are busy, there's little incentive to question what's working. Leaders have plenty to manage without creating new challenges for themselves. Running my own business has taught me that it's easy to get caught up in what's happening today and put off improvements you know will matter tomorrow. Those periods of success may actually be the best opportunity a business has to make meaningful improvements. When Success Makes Change Less Urgent Most businesses have things they know could be better. The challenge is finding a compelling reason to address them when everything appears to be working. Maybe the company has outgrown its original positioning. Perhaps internal processes haven't kept pace with growth, or the customer experience has become inconsistent as the organization has expanded. These issues don't necessarily prevent a business from growing. Strong demand can make them easier to overlook, especially when teams are focused on keeping up with the work already coming in. Over time, small inefficiencies become accepted ways of operating. Outdated processes remain in place because they've always worked well enough, and opportunities to improve get pushed aside in favor of more immediate demands. The business continues moving forward, but some of the things supporting that growth aren't getting stronger along with it. The Advantage of Acting Early When a business is performing well, leadership has something valuable: options. There's more flexibility to invest, experiment, develop people, and make thoughtful decisions without the pressure of an immediate problem that needs solving. Compare that with trying to make the same changes when revenue is declining, or the market has shifted. Investments become harder to justify, timelines get compressed, and decisions that could have been made strategically become urgent responses to circumstances. I've seen businesses postpone improvements for years because there was never a particularly good time to address them. Eventually, circumstances decide for them, often when they have fewer resources and less flexibility to respond. Growth Changes What a Business Needs This is especially relevant in a growing market like Wilmington, where new businesses, new residents, and continued investment are creating opportunities across the region. As organizations grow, the expectations placed on them change. Customers expect greater consistency, employees need clearer processes and opportunities, and leadership has to make decisions that support a larger, more complex business. What worked when a company was smaller may still work today, but that doesn't necessarily mean it will support where the organization wants to go next. Sometimes the most valuable improvements are the ones that prepare a business for demands it hasn't experienced yet. That might mean: Strengthening internal processes before they become bottlenecks Developing leaders before the organization depends on them Improving the customer experience before inconsistencies affect retention Revisiting positioning before the market outgrows the company's story None of these changes requires a crisis. They require recognizing that a growing business needs to keep evolving, even when current performance gives leadership little reason to worry. Use the Good Years Wisely Successful businesses don't need to constantly reinvent themselves. There's value in knowing what works and having the discipline to build on it. There's also value in occasionally asking whether the business is as strong as its current performance suggests. Are there problems we've learned to work around instead of solving? Are we still operating the way we did several years ago, even though the business has changed? What would we improve today if we weren't waiting for something to go wrong? Success creates the freedom to ask those questions and act on the answers. The businesses that make the most of that opportunity are often better prepared for whatever comes next. The strongest businesses don't need a crisis to recognize an opportunity to improve. They use the good years to prepare for the years ahead. — Learn more about how we help organizations strengthen their positioning, align their strategy, and prepare for what's next at tayloegray.com, or reach out directly at nathan@tayloegray.com.
The fight for battleground state Pennsylvania
To win a majority in the House of Representatives, Democrats need to win big in Pennsylvania. CNN’s Danny Freeman explains.
Scientists say a forgotten particle may explain why the universe exists
A mysterious particle overlooked for decades may hold the key to why matter survived the Big Bang, allowing stars, planets, and life to exist. Scientists believe this forgotten neutrino reshaped the early universe and may have left detectable gravitational wave signals that could help unlock the cosmos’s deepest mysteries.
Kucherov’s contract ‘his business’ say Lightning teammates
Point, Carlson, Hedman focusing on ice after Tampa Bay’s top scorer requests trade
Paddy McAteer’s 60-Yard Kick Gives Indiana a Second Chance
After special teams blunders nearly cost the game, McAteer’s miraculous boot erased a late deficit, salvaging the Hoosiers’ season and forcing a triumphant overtime surge at Memorial Stadium.