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Calmatters: Should California Backfill Science Funding Trump Cut? Voters Could Decide In 2028
CalMatters
11 movies coming to Netflix in September 2026, including Jacob Tremblay’s “Unabomber”
The streamer’s September lineup also includes a documentary about viral Olympic breaker Raygun.
49ers get major George Kittle news ahead of season opener
Next three days will decide George Kittle's Week 1 status.
Holland & Knight Health Dose: September 1, 2026 | Insights
Congress returns to consider a continuing resolution funding the government through December 11, 2026, as healthcare policy and regulatory developments continue.
Preserving the Academy of Natural Sciences' Legacy and Collections for the Future
As part of this broader effort and following careful consideration, grounded in deep respect for the Academy’s extraordinary legacy, Academy and Drexel leadership have made the difficult decision to close the Academy’s museum as of September 30. While the museum will close, the Academy remains committed to public engagement and education, and work will continue to identify new and financially sustainable opportunities for the public display of elements from its collections and engagement with the natural sciences.
AMC Entertainment Holdings (AMC) Could Be 3% Undervalued Following Leawood Films Launch
AMC Entertainment Holdings (AMC) has launched Leawood Films, a new distribution arm aimed at putting more small and mid-budget movies into theatres worldwide by using AMC’s existing marketing reach and screen footprint. AMC Entertainment Holdings shares last closed at US$2.64, with a 90 day share price return of 27.54% and a year to date share price return of 63.98%. However, the 1 year total shareholder return declined 6.05%, and longer term total shareholder returns over three and five...
Pageantry And Politics As World Nomad Games Open In Kyrgyzstan
An unfinished stadium in Bishkek played host to an Olympic-scale opening of the sixth World Nomad Games as world leaders -- barring one notable exception -- networked in the stands.
Inexpensive new cars are becoming tougher and tougher to find
Automakers in recent years have decided that the lower end of the market is no longer worth the investment.
'It's bad for business': Lincoln Park water rate hike goes into effect today
Starting today, residents and businesses in Lincoln Park are facing higher water bills following the city's decision to raise rates by as much as 28 percent.
Massachusetts politics | Voters head to polls for state primary today
Massachusetts’ primary election day is being held Tuesday as voters decide who will be on the ballot come November’s general election. One of the most high-profile races to watch is the contest between Democratic Sen. Ed Markey and Rep. Seth Moulton.
TP-Link’s first Wi-Fi 8 router is almost here
The Wi-Fi 7 certification is still very fresh.
Scientists added sulfuric acid weekly to an Ontario lake for 17 years, lowering pH from 6.8 to 5.2; decades later its lake trout population remains below half its former level
A lake in northwestern Ontario became the setting for a landmark experiment on the effects of acid rain. For 17 years, scientists deliberately added sulfuric acid to Lake 223 every week, gradually changing the water's chemistry to mimic the effects of acid rain that was damaging lakes across North America and Europe.
Why Warriors Need to Get Steph Curry’s Contract Extension Done
Steph Curry will decide the Warriors' future with his extension decision.
Texans Expected to Change Quarterback Situation After ‘Official’ Decision
The Houston Texans are expected to reevaluate their quarterback situation ahead of the regular-season opener against the Buffalo Bills. The post Texans Expected to Change Quarterback Situation After ‘Official’ Decision appeared first on HEAVY.
New OnePlus 16 leak once again points to major camera upgrade
Digital Chat Station, a reliable Weibo leaker, has once again reported on the camera setup of the OnePlus 16. In the latest leak, the tipster once again hints that the upcoming flagship phone will see a major upgrade over its predecessor.
What Dyson’s First Toothbrush Says About Oral Care’s Beauty Era
The CameraJet toothbrush marks Dyson’s first step into the oral care category, which is undergoing a broader makeover.
No One Knows All the Toxic Chemicals You’re Eating
More than 1,000 chemicals that migrate from packaging into food pose serious health risks, a new study shows. But the vast majority of chemicals lack enough information to tell if they’re safe.
‘Most’ of Star Wars Zero Company studio Bit Reactor was furloughed ahead of launch
Last week was meant to be a moment of triumph for Bit Reactor, the Maryland-based game studio founded in 2021 with ambitions to create a great new tactical combat game. On Thursday, August 27, Bit Reactor’s debut title, Star Wars Zero Company, released to stellar reviews. And, from the Gamescom show in Cologne, Germany, studio co-founder Greg Foertsch was giving interviews discussing what the studio’s next game may be. But for many developers on the game, launch has been bittersweet. Fans love it. Critics prefer it to most recent Star Wars games. Zero Company, which is out for PS5, Xbox Series consoles and PC, is the top-selling game on Steam. Much of the team that made it, however, is currently going without pay. They were furloughed, just weeks ahead of the game’s launch. A rep for Bit Reactor confirmed to Game File today that the studio had furloughed many of its workers prior to the game’s release. They said it was a difficult decision and one that had been made before it was clear how launch would go. The rep emphasized that the call to do this was Bit Reactor’s alone (meaning not from publisher EA nor Star Wars license holder Disney). While the rep declined to comment on the scale of the furloughs, a previously unreported lawsuit brought by studio co-founder Alison Kelly in 2024 noted in a filing from August 12 of this year that Bit Reactor “has furloughed most of its employees and terminated contractors…” One source told Game File the furloughs impacted 80% of the team; another referred to there only being a skeleton crew left on Bit Reactor’s active payroll, ready to address any of Zero Company’s post-launch bugs. The issue is that Bit Reactor, a studio formed in 2021, had run out of most of its money just ahead of the launch of its first game. Over the weekend, Zachariah Scott, a senior technical artist who worked at Bit Reactor from early 2023 until an acrimonious exit this past May, said on LinkedIn that the studio was “concealing the fact that the team was Furloughed weeks ago.” Reached by phone today, Scott told Game File that he spoke to nearly a dozen Bit Reactor workers over the weekend. “Everybody has essentially the same story, which is, ‘Yeah, I got furloughed three weeks ago.” The Bit Reactor rep told Game File that the studio hoped to bring furloughed workers back, suggesting that a successful launch of the game could be impactful. Scott told Game File that workers he spoke to were less confident that even if there were returns, that all who were furloughed would get their old jobs again. A heated dispute Bit Reactor’s mid-2026 was almost even more tumultuous. The lawsuit by co-founder Alison Kelly that first revealed the furloughs was initially slated to go to trial in June. The suit is a she-said/he-said about whether Kelly, until 2024 the chief operating officer of Bit Reactor, was a co-owner of the studio or whether it was solely owned by Greg Foertsch. In July 2024, Kelly sued, saying she was pushed out by Foertsch. She first sued in federal court and later refiled in Maryland’s Baltimore County, alleging breach of contract and that Foertsch had unjustly enriched himself. Kelly cited damages of over $20 million, on the basis of Bit Reactor allegedly being worth more than double that. Foertsch’s side has said Kelly was never a co-owner and has countered with claims about her job performance (which she has denied). The June trial was postponed until early 2027, as both sides have been deposing witnesses and filing more claims and denials along the way. Amid all of that, filings in the lawsuit reviewed by Game File paint a picture about Bit Reactor’s origins, early aspirations around tactics games, the team’s breakthrough in drawing the attention of Electronic Arts with the help of a pitch tied to one of EA’s non-Star Wars franchises, and early fractures among its co-founders. The real story about the company behind Zero Company
Music and entertainment marathon planned for Labor Day weekend along the bay at Matanzas Inn, On the Bay
A three-day marathon of music and entertainment is in the works this Labor Day weekend at Matanzas Inn, On the Bay, and Petey’s Upper Deck. The businesses will be hosting live music and entertainment as part of a new event being called “Bash on the Bay” by organizers. The bash will be held Sept. 5-7 […]
Entertainment Look-A-Head: ‘NBA 2K27’, ‘Earle Meets World’, international films
From Sep. 1-7, many films, shows, games and albums will be released. Notably, the hit game series NBA 2K will receive its latest addition.
No decision in pied-à-terre case after city and homeowners make arguments
The judge granted both sides more time to prove their points.
Tigers still have hope: Next 10 games are critical
At 5.5 games back, the Tigers enter September with ten games against the Twins and Guardians that will decide whether a third straight playoff run is real.
Steelers Keep Four Quarterbacks
The Pittsburgh Steelers have made one of the more interesting roster decisions of the 2026 NFL season, keeping all four of their quarterbacks on the initial 53-man roster. The Steelers will enter the season with veteran starter Aaron Rodgers, Mason Rudolph, Will Howard and rookie Drew Allar. The decision had been discussed throughout training camp,…
BUYcott Urges Elected Officials and Business Owners to 'Stand Up' to Task Force
Organizers said 48 businesses have publicly declared their opposition of the MSTF, by refusing search and service to agents.
Mayor Brandon Johnson’s business affairs chief stepping down
Ivan Capifali, the commissioner of the city’s Department of Business Affairs and Consumer Protection, announced his departure internally to staff on Monday, according to two sources familiar with his decision.
Supreme Court clears way for White House ballroom construction to continue
The decision hands President Donald Trump a major political victory in his controversial bid to oversee the largest addition to the executive mansion in decades.
Austin American-Statesman: Yes to women in sports. No to rigid quotas in Title IX enforcement
The government should abandon its quota-driven enforcement policies and return decision-making about athletics back to schools and students.
FTC sues Amazon, alleging it overcharged advertisers
The Federal Trade Commission and 22 states on Monday accused retail giant Amazon of deceiving businesses by overcharging prices to advertise on its massive retail platform, pocketing billions for the company.
FTC sues Amazon for allegedly overcharging advertisers on its platform
The Federal Trade Commission on Monday accused retail giant Amazon of deceiving businesses by overcharging prices to advertise on its massive retail platform, pocketing billions for the company.
Sen. Ed Markey, Democrat, across decades in Massachusetts politics
Markey has served in Congress for nearly 50 years. Here he is in recent years.
A chat with the leaders bringing a nationally recognized health care culture program to Vanderbilt Health’s Regional Hospitals
Now in its fourth decade, Vanderbilt Health's Center for Patient and Professional Advocacy is a cornerstone of health care culture transformation in the U.S. and the world. A Q&A on its influences on how staff and patients interact all around the Midstate.
John Galliano's Met Gala 2027 exhibit canceled after backlash
Fashion designer John Galliano pays the price, again, for racist outbursts that upended his career more than a decade ago. His Met Gala 2027 exhibit has been canceled.
Lionel Messi says he's retiring from playing for Argentina
"It was a decision that hurt - and still hurts deeply - but I understand that the time has come," Messi said on his official Instagram account.
Sony Argues in Court That Digital Games Can't Be Owned
The PlayStation maker is fighting a California class action over "Buy Now" buttons, and has asked the judge to send the case to arbitration.
What If Every City Department Was a Public Health Department?
Dearborn Mayor Abdullah Hammoud is bringing health considerations into transportation, zoning, environmental policy and other everyday decisions that shape residents’ lives.
House lawmakers return to Washington with stopgap funding bill among priorities
The bill would keep the federal government fully funded through early December, removing the possibility of a shutdown before the midterm elections
House lawmakers return to Washington with stopgap funding bill among priorities
The bill would keep the federal government fully funded through early December, removing the possibility of a shutdown before the midterm elections
Kalshi Bans George Santos for Life Over State of the Union Bets
The decision comes after a federal regulator alleged he made more than $17,000 by placing bets on his attendance at the State of the Union address.
Signs pointing to possible Nintendo Direct next week
We don’t have any sort of confirmation at this point, but a Nintendo Direct could very well be happening next Thursday, September 10. Much has been made of a social media post going around regarding Just Dance: Decade of Hits. Essentially, some content surrounding the game leaked. Ubisoft made a post on social media to respond to the situation and...
Welcome to the New Pittsburgh Baseball Now Community!
Welcome to the Pittsburgh Baseball Now Community! Thank you for becoming a member. We’re excited to have you join us […]
Green Bay Packers Kaleb Johnson trade gets strong review From ESPN
The Green Bay Packers have bolstered their backfield by bringing in Kaleb Johnson from the Steelers, sending Pittsburgh a future 2028 draft pick in return. ESPN viewed the transaction favorably, pointing to Green Bay’s decision as a savvy way to strengthen the position before the 2026 season gets underway. “The most likely outcome is still [...]
Public Confidence in One’s Own Healthcare Provider Remains High | The Annenberg Public Policy Center of the University of Pennsylvania
Americans’ confidence in their healthcare providers remains high while confidence in U.S. healthcare institutions has declined since the start of President Trump's second term, an APPC survey conducted from April 2021-August 2026 finds.
Thousands of Ancient Human Brains Refuse to Rot—and Scientists Finally Know Their Strange Secret
The human brain sometimes avoids decay for millennia while the rest of the body turns to bones.
AP Decision Notes: What to expect in the Massachusetts state primary
U.S. Sen. Ed Markey faces a competitive Democratic primary challenge in Massachusetts on Tuesday from U.S. Rep. Seth Moulton in his bid for a third full term.
Dillon Gabriel’s Wife Sets Record Straight on Browns IR Decision
Dillon Gabriel’s wife spoke out after the Cleveland Browns placed the quarterback on injured reserve. The post Dillon Gabriel’s Wife Sets Record Straight on Browns IR Decision appeared first on HEAVY.
Federal grant cuts hit Colorado studies to make healthcare more efficient
Dr. Lisa DeCamp thought she might have a win-win idea that would improve health for kids with asthma while saving Medicaid money. She may never know if it would have worked after the Agency for Healthcare Research and Quality ended her…
Here are the local races to watch in the Massachusetts state primary Tuesday
In blue Massachusetts, the primaries are often the most decisive component of the election cycle. And there are several subplots to watch.
J.J. McCarthy Handed Blunt Outlook After Vikings Roster Decision
After speculation swirled as to whether the Minnesota Vikings would cut J.J. McCarthy or trade him before the roster cutdown deadline, that didn’t happen. The Vikings decided to keep McCarthy, for now, and have four QBs on their 53-man roster.Nonetheless, McCarthy appears to be QB2; at least that’s how his name was listed when the […] The post J.J. McCarthy Handed Blunt Outlook After Vikings Roster Decision appeared first on HEAVY.
Valve suffers massive 12TB leak, revealing a decade of Steam game files
The colossal leak could include data from over 2000 video games.
Live Nation Entertainment, Inc. $LYV Stock Holdings Decreased by Wellington Management Group LLP
Wellington Management Group LLP trimmed its position in Live Nation Entertainment, Inc. (NYSE:LYV - Free Report) by 31.6% in the second quarter, according to its most recent disclosure with the SEC. The institutional investor owned 1,891,959 shares of the company's stock after selling 873,002 shar
The U.S. Supreme Court removed limits on political parties coordinating with candidates. What does that mean for Philly’s elections?
Local elections lawyers said the Supreme Court's decision could potentially boost the spending power of Philly's political parties.
Made in New Jersey: The science behind New Jersey's world-famous tomatoes
For nearly a century, Rutgers has played a major role in developing tomato varieties grown across New Jersey and beyond.
Made in New Jersey: The science behind New Jersey's world-famous tomatoes
For nearly a century, Rutgers has played a major role in developing tomato varieties grown across New Jersey and beyond.
Seahawks GM Gets Blunt on Trevon Diggs Decision After Roster Cuts
On Aug. 30, the Seattle Seahawks decided to cut Trevon Diggs as part of trimming their roster to 53 players. Nonetheless, the Seahawks intend to sign the former Dallas Cowboys All-Pro cornerback to the practice squad. Diggs played in Seattle’s final preseason game against the Kansas City Chiefs, where he recorded one tackle and one interception. […] The post Seahawks GM Gets Blunt on Trevon Diggs Decision After Roster Cuts appeared first on HEAVY.
Was CB Jabbar Muhammad the Jaguars Most Surprising Cut?
After spending his entire rookie season on the practice squad, the talented CB showed significant improvement this offseason and looked like a roster lock. Surprisingly, the Jaguars decided to subject Muhammad to waivers.
Apple's Tim Cook clears unfinished business ahead of CEO handoff
CNBC’s MacKenzie Sigalos reports on how Tim Cook is using his final days as Apple CEO to make tough personnel and product decisions before John Ternus takes over September 1.
Cowboys’ Final Decision on Quarterback Cuts Revealed Amid NFL Deadline
The Dallas Cowboys have made a final decision on the future of the team's quarterbacks amid roster cuts. The post Cowboys’ Final Decision on Quarterback Cuts Revealed Amid NFL Deadline appeared first on HEAVY.
5 Biggest Surprises on Detroit Lions 53-Man Roster
The Detroit Lions’ initial 53-man roster included several unexpected decisions. Here are the five biggest surprises from cutdown day.
Scottie Scheffler polishes off Tour Championship in clinical fashion
Scottie Scheffler put a bow on his 2026 season in a way he does best, outlasting his peers and raising the trophy at the Tour Championship.
Vikings-Packers Week 1 Game Receives Two Key Updates
As the Minnesota Vikings make their final roster decisions on Aug. 30 before the deadline, news emerged about their Week 1 opponent, the Green Bay Packers.On Aug. 30, the NFL announced that they are placing Packers running back Josh Jacobs on the Commissioner’s Exempt List. As a result, Green Bay won’t have their running back […] The post Vikings-Packers Week 1 Game Receives Two Key Updates appeared first on HEAVY.
Grass Is Latest Issue With Bills’ New Stadium
The field will be re-sodded ahead of Buffalo’s Week 2 home opener.
Steelers keep all 10 draft picks on 53-man roster
The Steelers announced their final round of roster cuts and all 10 picks in the 2026 NFL Draft made the team.
Packers Get Intriguing Josh Sweat Take Amid 49ers Speculation
As the San Francisco 49ers are making final roster decisions on Aug. 30, they could also be exploring the trade market. One area of concern for the Niners heading into the 2026 NFL season is their pass rush.Nick Bosa has dealt with tendinitis during training camp and the preseason. Moreover, Bosa looks to be the […] The post Packers Get Intriguing Josh Sweat Take Amid 49ers Speculation appeared first on HEAVY.
A 12TB Steam “teraleak” spills more than a decade of lost PC gaming history
Cut content from Portal 2, hints of Half Life 2: Episode 3, and so much more.
Giants’ Braxton Berrios decision comes with a surprising catch
The Giants are releasing veteran return specialist Braxton Berrios, but there’s a surprising twist that could have him back in New York just in time for Week 1.
Notes from the Geetar: Stranger in a Strange Land
I must confess reticence ever since the Notre Dame vs Wisconsin game at Lambeau Field was announced and we here at NDNation decided to make it our official tailgate game. My dear friends who are Green Bay fans have attended many games there.
Detroit Lions Make Decision on Rookie Draft Pick Tyre West
The Detroit Lions are moving on from one of their 2026 draft picks. Detroit is waiving rookie defensive lineman Tyre West, according to NFL reporter Arye Pulli, as the Lions continue trimming their roster ahead of Sunday’s 53-man deadline. Pulli…
Packers place Micah Parsons on injured reserve to start regular season while recovering from ACL tear
Parsons started training camp on the PUP list after tearing his ACL in December, and has been aiming for an October return.
Trump urges Canadian companies to immediately move to US, says ‘I don’t want Canadian anything’
Trump says Canada has been “ripping" the U.S. off for decades as he defends tariffs and urges Canadian companies to move operations south of the border.
Over 4,400 human brains found intact in skeletons: scientists finally know why - Futura-Sciences
For decades, archaeologists have puzzled over a strange phenomenon: skeletons stripped bare by time, with only one soft and unlikely survivor remaining, the brain. Now, a team of researchers says it has finally uncovered the chemistry behind this mystery. It appears that the answer does not come from a rare...
Journalism Matters: Business community mostly silent on 5-acre plan
There are a couple of hundred businesses, give or take, depending on how broadly you draw the circle around the “generational opportunity” at least some of us have attached to the dusty, dystopian 5.25 acres abandoned for a decade now at the corner of Kearns and Bonanza. You’ll forgive me, I think, for thinking I’d […]
53-Man Final Roster Prediction
Detroit has until 6 p.m. to finalize its 53-man roster, and several tough decisions remain. Here’s my prediction for who makes the cut and who could be left searching for a new team.
Lt. Gov. David Wasinger dives into the importance of agritourism
Lt. Gov. Wasinger also discusses efforts to engage seniors and shares why he decided to jump into politics
ESPN grades Falcons' trade for Bears DT Gervon Dexter
ESPN declares Falcons the winner of trade for Bears DT Gervon Dexter
Big business has shown small firms what to do – and what not to do
Small business owners have watched large companies fumble – and sometimes succeed – with AI, and then use what works
The datacenter fight could permanently transform US politics. Which party will seize advantage?
The movement against datacenters are uniting Americans because they perfectly illustrate how a few individuals hold all the power to control decisions that impact our lives
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Ready to Roman: Caltech Teams Celebrate Telescope Launch, Look Ahead to Future
After over a decade of development with mission partners, Caltech, IPAC, and NASA's Jet Propulsion Laboratory (JPL) are excited to support and pursue new areas of research and discovery following Sunday's launch of NASA's Nancy Grace Roman Space Telescope.
Vermont’s population of primary care doctors is declining
A new Vermont Department of Health census gives a snapshot of a dwindling population of primary care docs and a steady increase of specialists statewide.
A Chicago physicist proposed a way to create quantum images 20 years ago; after two decades waiting for experimental proof, superconductors have finally produced the effect he predicted
Dirk Morr, a physics professor at the University of Illinois Chicago (UIC), has developed a quantum imaging strategy that uses superconductors as tiny projectors. The research, published in Nature Physics, provides experimental support for an idea Morr first proposed two decades ago.
Stressed out about politics? It could be impacting your health
Political stress is a distinct type of stress that refers to how political events, decisions and actors, can cause anxiety, even depression, and other health impacts. Academics like a team of researchers at the Body Politics Lab at Western University are digging into how people feel, emotionally and physically, about politics.
iPhone Ultra could turn out to be an unwise long-term decision
Replacing the display could cost as much as buying a new iPhone.
Sacramento businesses and customers react to cocktails to-go bill
A bill to extend California's cocktails to-go program through 2029 is awaiting the governor's decision, with businesses supporting the measure and customers expressing mixed opinions.
A fifth-grader in Kansas City clicked ball-and-stick atoms together in science class and asked her teacher if she'd made a real molecule — he photographed it, sent it to a chemistry professor, and at ten years old she became co-author of a published paper on a structure nobody had ever described
A ten-year-old's casual question about her chemistry model kit led to a published paper describing a molecular structure that had eluded professional scientists for decades.
The 49ers Have Decided Who Their QB3 Will Be
Who will play third-string quarterback behind Brock Purdy and Mac Jones for the 49ers this season?
3 states battling new measles outbreaks. What to know
Measles outbreaks are growing across the US during the nation's worst year for cases in decades. Here's what health officials want you to know.
🎥 Casemiro opens Inter Miami account with bullet header
Casemiro is off and running in the pink shirt of Inter Miami, putting the Herons ahead against CF Montréal at the Nu Stadium. After Miami piled on the pressure in the opening 20 minutes, it took a se...
She was already a top producer. Video changed her business
The agents who'll win in the next era of real estate will be the ones who decide to take action and lean into video marketing.
Eagles' most agonizing roster decision looming on 2026 cutdown day
With their preseason finale against the Cincinnati Bengals officially in the books, the Philadelphia Eagles have already begun the process of trimming down their 90-man roster to a 53 . Carson Steele, the owner of Crocky J and basically every offensive highlight of the preseason? Gone . Quez Watkins? Gabe Hall? Zion Wilson? Ambry Thomas? Gone, […] The post Eagles' most agonizing roster decision looming on 2026 cutdown day appeared first on ClutchPoints.
The 49ers have decided on QB3
The Niners released a backup quarterback on Saturday.
Zooplankton tied to Maine lobster larva health declines as Gulf waters warm
A creature the size of a grain of rice could be the reason for recent declines in Maine's lobster harvest.
Sex-based constitutional restriction on Nebraska K-12, collegiate sports qualifies for ballot
A ballot measure that would let Nebraska voters decide whether to constitutionally limit sports participation in public K-12 schools and colleges to teams that are biologically male, female or co-ed will be on the November ballot, the state’s top election official announced Friday.
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
Hindu nationalist leader spurs protests ahead of New York City speech
This week, New York Mayor Zohran Mamdani publicly declared his opposition to the event.
Dave Roberts reacts to concerning Shohei Ohtani development before Tigers game
Los Angeles Dodgers manager Dave Roberts gave an update superstar Shohei Ohtani's pitching status.
Tarrant County to vote on whether to close 140 Election Day polling locations
A decision on where the over 1 million Tarrant County voters will be able to cast a ballot on Election Day is expected on Sept. 1.