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Scott Wolf's ex-wife Kelley Wolf apologizes after divorce battle, arrest
Scott Wolf's ex-wife Kelley Wolf, who was arrested amid the couple's divorce, opened up about her mental health struggles in a new social media post.
Risk of mosquito-borne viruses rises as EEE detected in Michigan horse
Michigan health leaders say there's a growing threat to humans and horses of mosquito-borne viruses after EEE was detected in two Michigan counties.
U.S. military does not plan to deploy troops to the polls in November, general says
Responding to a senator’s questions, Gen. Dan Caine said the Pentagon did not plan to send military personnel to voting sites or to seize ballots or voting machines.
Half of women experience hair loss. Can this supplement actually help?
The brand behind URO Vaginal Probiotic is entering the hair wellness category with new supplement designed to help women experiencing hair thinning and shedding.
US health officials exclude measles-related deaths in Pennsylvania from counts
RFK Jr, the health secretary, has suggested the death were ‘fabricated’ while the CDC claimed it was reviewing them
How Vibe Coding Changed the Way I Run My Business (and Why Every Solopreneur Should Try It)
Vibe coding has changed how I run my business. Here’s how I use it to automate repetitive work, build useful tools, launch ideas faster and get more done without hiring a development team.
Sen. Ed Markey, Democrat, across decades in Massachusetts politics
Markey has served in Congress for nearly 50 years. Here he is in recent years.
Kalshi bans ex-congressman George Santos from prediction platform for life
Santos was accused of profiting from bets tied to his attendance at Trump’s State of the Union address
GTA 6 Pre-Orders Jumped By 436% in a Single Day After Netflix Reveal, As PS5 Dominates Xbox
Grand Theft Auto 6 pre-orders jumped sharply after Rockstar's extended gameplay look aired on Netflix, according to new estimates from Sensor Tower. The analytics firm says pre-orders rose 436% on August 27, the day of the showcase, compared to the day before. That momentum carried into August...
2 members of the Board of State Canvassers put politics over voters
Former Secretary of State Ruth Johnson says Michigan board members unfairly blocked a voter ID ballot initiative.
Take-Two Stock Drops Amid GTA 6 Leaks - Take-Two Interactive (NASDAQ:TTWO)
Take-Two Interactive Software Inc (NASDAQ:TTWO) shares are falling Monday, potentially facing selling pressure tied to a string of leaks surrounding "Grand Theft Auto VI" ahead of the game's Nov. 19 release.
Save Over 50% Off a Like New Pair of Sony WH-1000XM6 Wireless Noise Canceling Headphones During the eBay Labor Day Sale
Includes a 2 year warranty.
Jeff Rehberger and the Business of Betting Big on Illinois
Jeff Rehberger looked at that landscape and saw something else: a regulated, scalable market that would reward whoever built the right infrastructure to operate inside it seriously.
Grand Theft Auto VI could cause a massive workplace productivity crisis
Hardcore gamers and casuals alike have had November 19 circled on their calendars for months, and for good reason. On the third Thursday of the month, Rockstar...
Livestream: Vice President Vance delivers remarks at Republican political event in Macomb County
Vice President JD Vance is expected to visit Macomb County Monday afternoon.
Intergalactic: The Heretic Prophet Has Finished Shooting its Performance Capture, Confirms Naughty Dog
Naughty Dog's next game, Intergalactic: The Heretic Prophet, has wrapped shooting on the game's performance capture.
Kalshi bans ex-Congressman George Santos for life after concluding he likely was insider trading
The online prediction market platform Kalshi has permanently banned former U.S. Rep. George Santos after concluding the former Republican congressman likely engaged in insider trading when he bet against his attendance at the State of the Union address.
Pensacola Interstate Fair 2026 music and entertainment lineup announced
There's a little something for music fans of all genres at this year's Pensacola Interstate Fair this year. Check out this complete list of acts.
Health advisory in effect at Miami-Dade beach, testing revealed bacteria
A water quality advisory is in effect at a Miami-Dade, Florida, beach after testing revealed elevated levels of bacteria in surrounding waters.
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
Religion, power and politics: what’s behind the violent attacks on Ethiopia’s Orthodox Tewahedo Church
Managing religious affairs in Ethiopia is crucial for national cohesion and broader peacebuilding processes.
OpenAI's ChatGPT advertising business posted $1 billion in annualized revenue
The roughly 200-day-old ad business is now available in more than 40 countries, with self-serve access expanding Monday
Smelling test: children need education in sniffing aromas, scientist says
Exclusive: Dr Will Tullett says better understanding of scents can improve wellbeing and perception of the world
Hampton Social, 30hop among new Waukee Towne Center tenants
Waukee Towne Center has named its first wave of restaurants, stores and entertainment businesses ahead of a planned late-spring 2027 opening.
Sony's next PlayStation State of Play coming this Thursday, followed by a Japan and Asia-dedicated showcase
We're due for another summer PlayStation State of Play, and we're getting two of them in one day.
In Texas, ordinary Muslim religious practices are increasingly being treated as political threats
After 9/11, suspicion of Islam hardened into an assumption in Texas that Muslim identity itself signals danger, writes a scholar of constitutional law.
AI is hurting US politics. Here’s how candidates could use it for good
The technology can help candidates listen more deeply to voters, as examples from Japan and Scotland show
A “quantum bath” puts quantum entanglement on autopilot
Physicists have demonstrated a new way to entangle distant quantum bits without the constant measurements and active control normally required. The team created a “quantum bath,” a shared environment filled with correlated microwave photons that automatically pushes separated qubits into an entangled state and helps keep them there. The experiment confirms a theoretical prediction made more than 20 years ago and could offer a simpler way to connect modules in future quantum computers.
The No. 1 Best Drink to Help You Poop, According to a Dietitian
In TODAY.com’s Expert Tip of the Day, a dietitian shares the best drink to help you stay regular.
5+ Best Dermatologist-Recommended Vitamin C Products in 2026
Seeing dull, uneven skin? This ingredient can help.
AP Decision Notes: What to expect in the Massachusetts state primary
U.S. Sen. Ed Markey faces a competitive Democratic primary challenge in Massachusetts on Tuesday from U.S. Rep. Seth Moulton in his bid for a third full term.
Live updates: U.S. and Iran trade strikes after monthlong lull
Live updates and the latest news as the U.S. and Iran trade strikes after monthlong lull and Trump voters express frustrations with the administration in interviews with NBC News.
Fable's main story will take around 15 to 20 hours to complete
Xbox has revealed how long Fable's main story will take to finish, and its life sim elements could stretch playtime much further.
Sweden ends aid to Liberia in a hammer blow to women’s rights and healthcare
Sexual and reproductive services face an uncertain future as the country’s second-largest donor halts support worth hundreds of millions of pounds
Pro-AI group jumps into the data center fight with new ads aimed at reshaping public opinion
The nonprofit group Build American AI is launching a multimillion-dollar ad campaign in Kansas, Ohio and Wisconsin to promote its data center agenda.
Sweet Corn Festival offers four days of free family entertainment
Festivalgoers can enjoy free entertainment throughout the Sweet Corn Festival Sept. 2-5 with acts for all ages.
Bluebird 5K Run on Labor Day raises awareness about suicide prevention
Tallahassee's Bluebird 5K race on Labor Day honors those lost to suicide and raises up stories of hope and mental health recovery.
Launch family fun center bringing arcade, trampoline park to Davis Hwy soon
A new 31,000-square-foot family entertainment center will offer Pensacola food, a trampoline park, dodgeball, a ninja course and much more this fall.
Health First expands in Brevard with new ER and hospital upgrades
Health First is hiring for Brevard County's first freestanding emergency room while expanding its hospital network.
Psychologists Defined the 6 Elements of Mental Health. How Many Do You Have?
Forget TikTok trends or Instagram advice, a new study asked dozens of actual experts what is actually important for good mental health.
Big Knob Grange Fair celebrates 84th season on Sept. 1-5
Livestock events, exhibits, food, live music and more are planned at the 84th Big Knob Grange Fair on Sept. 1-5 in Rochester.
Call of Duty: Modern Warfare 4 beta Steam numbers haven't budged in the second weekend, despite Warzone's arrival and transformative patch
Although many would argue the second beta weekend of Call of Duty: Modern Warfare 4 was better in key ways, the numbers seemingly didn't reflect that.
This new North Jersey vet has unlimited visits for a monthly fee
Snoots in Clifton has unlimited visits for dog and cat care. Family Care Physical Therapy opened in Butler. PayMore Electronics is in West Orange.
How AOC is upending norms around motherhood and political candidacy
Ocasio-Cortez, 36, who became the youngest woman to be elected to Congress in 2018 at age 29, has not ruled out a run for president in 2028.
Is it true that … mental health is affected by inflammation?
Studies have found that anti-inflammatory drugs can improve your mood. But what does that mean for conditions such as depression and anxiety?
Goodbye to Babylon Berlin, the 1920s TV drama that has eerily foreshadowed real-life politics
The long-running drama reaches Hitler’s rise to power in its final season as its creators reflect on the unsettling parallels between Weimar Germany and the present day
Did Mom Tell You to Sit Up Straight? New Science Says She Was Absolutely Right
Sorry for doubting Mom.
Trump still teases a third presidential run, but he's talking more and more about life after 2028
Donald Trump frequently hints at a third presidential run, even wearing 2028 campaign hats.
Vance to privately address Republican Jewish Coalition during tension over Israel and antisemitism
Vice President JD Vance is scheduled to speak Monday at the annual gathering of the Republican Jewish Coalition.
Canada's retaliatory tariffs poised to hit Michigan manufacturing
Canada's retaliatory tariffs on U.S. goods could constrain about $1.5 billion worth of Michigan exports, according to a Detroit News analysis.
NASA's Roman telescope could uncover the universe’s secrets
Its field of view is more than 100 times wider than Hubble’s—and its camera is much faster.
Gems, ghosts and GTA VI: the biggest video games for autumn 2026
There are juggernauts and indie gems aplenty for when the nights draw in, from an ingenious puzzle game to blockbusters such as Marvel’s Wolverine and Call of Duty
Amazon Business is free to join: Is it worth it for your business?
Amazon Business gives companies access to business-only pricing, purchasing controls and millions of products. Learn who it's for and how to sign up for free.
Plan to cut number of polling sites in a major Texas county draws protests as Senate race looms
Plans in one of Texas’ largest counties to use dozens fewer polling location than previous years is drawing protests from Democrats who say the reductions could create confusion in the November midterm elections.
Fitbit’s founders designed a wearable for the whole family
Luffu, a health tracking app designed for families and caregivers, just unveiled a device that rethinks the wearable.
Ontario premier urges thaw in US-Canada trade war: ‘We’re best friends.’
Ontario Premier Doug Ford seeks a trade deal with the U.S. despite a heated public feud with the president.
GTA 5's Michael Actor Defends GTA 6 After Doubters Say Rockstar's Games Look Too Similar
Ned Luke, the actor behind Grand Theft Auto 5's Michael De Santa, said people who think Grand Theft Auto 6 looks too much like GTA 5 are "out of their minds."
Here's a look inside Epicenter's Downtown Memphis office
Non-profit consulting and coaching group Epicenter has helped hundreds of businesses get off the ground. Here's how they do it.
‘I don’t want to see him in jail': Bennett backs Netanyahu pardon if he quits politics
Bennett, who also leads the B’Yachad party, is one of the leading figures in the opposition bloc seeking to replace Netanyahu in the October elections.
Dolly Parton honored at Redford Theatre with 'Steel Magnolias' screening
Fans remembered her not just for her music but for her kindness and efforts to make the world better.
Dolly Parton fans treated with tribute movie
The Redford Theatre featured a showing of Steel Magnolias in honor of the late singer
San Antonio Sports’ 2026 Hall of Fame class honors UTSA football trailblazer Larry Coker, quarterback Frank Harris
Trump ‘border czar’ denies that Milo Yiannopoulos was deported after arrest
Tom Homan says rightwing influencer overstayed visitor visa after receiving final order of removal
The Witcher 3 Remastered Accessibility Options Include Health Regen, Auto Loot, Infinite Item Durability
And more
Meep, meep. ‘Coyote vs. Acme’ opens with $15.5 million, 'Spider-Man' stays No. 1 for fifth weekend
Three years after Warner Bros.
Meep, meep. ‘Coyote vs. Acme’ opens with $15.5 million, 'Spider-Man' stays No. 1 for fifth weekend
Three years after Warner Bros.
Razmania Sports Festival brings kids face-to-face with Lions players, trading cards in Pontiac
Kids got a sports experience they won’t soon forget this weekend. At Razmania Sports Festival, young fans had the chance to meet their sports heroes, participate in youth drills and explore the world of trading cards.
Recruiter places ‘phoenix’ firm into liquidation just months after repurchase erased millions in debt
New company reportedly quickly fell behind with promised repayments to administrator
Sen. Ted Cruz calls for elections in Venezuela to proceed ‘rapidly’
The Texas senator also said the U.S. should arm Iranian protesters in Iran.
Big business has shown small firms what to do – and what not to do
Small business owners have watched large companies fumble – and sometimes succeed – with AI, and then use what works
How Apple Stumbled Into AI Hardware Success With the Mac
The hottest products at Apple right now are not the iPhone, the iPad or a buzzy new show on the company’s streaming service. They are two of the lowliest members of Apple’s venerable Mac product line: its boxy Mac mini and Mac Studio computers, which come without monitors, keyboards or mice and ...
The cost of despair: Preventable deaths surging among Latinos in the U.S., data shows
The Latino community’s long-documented health resilience is breaking down.
Trump says 'Meet the Press' host Kristen Welker will be reported to FCC
President Donald Trump sharply criticized Kristen Welker, the moderator of NBC's "Meet the Press," after abruptly exiting an interview with her earlier this year.
From 'Sinners' to 'Stranger Things': Your guide to Universal Orlando's Halloween Horror Nights
Your guide to Universal Orlando's Halloween Horror Nights 2026: What to see, where to scream and how to survive.
12TB Valve archive leak includes early Portal 2 builds and hints of Half-Life 2: Episode Three
A leaked 12TB archive of old Valve builds includes early Portal 2 and Left 4 Dead content, with fans hunting for Half-Life 2: Episode Three clues.
The art of balancing formal business communication with authenticity
Senior Staff Writer Anna Mammarelli writes that professionalism need not come at the expense of personality.
The datacenter fight could permanently transform US politics. Which party will seize advantage?
The movement against datacenters are uniting Americans because they perfectly illustrate how a few individuals hold all the power to control decisions that impact our lives
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Omni-liberalism: Why you should hold this framework in politics
Views staff writer Logan Walters examines “omni-liberalism" and argues for approaching policy with flexibility and skepticism.
Syria continues to normalize with international business fair as credit card payments are back
More than 60 countries attended the fair, including key regional allies Saudi Arabia and Iraq, while Syrian President Ahmed al-Sharaa confirmed that credit cards are available again.
Flooding devastated swathes of Indiana but response is hampered by politics
Record inundations wrecked homes and took seven lives but Trump has not approved emergency aid and the state has cut funds for environmental agencies
Moulton says Sen. Markey, 80, is too old for another term. Young Massachusetts Democrats are divided
Young Massachusetts voters agree that 80-year-old U.S. Sen. Ed Markey stumbled when asked during a debate how he uses artificial intelligence.
Multiple developers report equipment stolen from their Gamescom booths
Several Gamescom exhibitors, including indie dev Ryan Laley and publisher iam8bit, say laptops were stolen from their booths overnight in Cologne.
Modern medicine failed her. She turned to toad venom instead
An increasing number of people are turning to complementary and alternative medicines, and the terms are evolving. Here's what's going on.
Rest for a priest not a luxury but a necessity for mental health, Nigerian Vatican official says
As part of a formation program, the secretary of the Vatican Dicastery for Evangelization urged priests to take time away from ministry to sustain their physical and mental health.
Reclaiming your kid's childhood from their screens starts here
There is a particular kind of silence parents know well: a room full of children, together but apart, each looking down at a screen.
Opinion/Guest column: More home health aid, better care for all in MA
Our state needs more clinicians to choose careers in home health so that we can improve outcomes for patients and bring down costs.
Can't sleep? Here's what causes insomnia and how to treat it
Insomnia can be a nightmare. Here's what you can do about it.
Health plan in NY deny your claim? Research says keep appealing
For home health care, 78.4% of claims denials taken to the second level of appeals were overturned during tthe study period, researchers found.
Netflix will stream five NFL games this season
Netflix and the NFL have what each other want.
Movie stars, timely documentaries and awards hopefuls convene at the Venice Film Festival
The Venice Film Festival is set to kick off the fall film festival season with its 83rd edition.
Movie stars, timely documentaries and awards hopefuls convene at the Venice Film Festival
The Venice Film Festival is set to kick off the fall film festival season with its 83rd edition.
Arms and the £5m man: Farage megadonor Christopher Harborne’s military empire
Reform UK denies donor and crypto-billionaire’s global interests in arms and military could present a conflict of interest over its defence spending policy
State probing two grants to American Arab chamber after money goes missing
The State Budget Office is reviewing at least two state grants given to the American Arab Chamber of Commerce amid allegations of unaccounted funds.
Giorgia on their minds: Farage and Badenoch scrap to be mates with Meloni
Tories accuse Reform of ‘peddling conspiracy theories’ as row erupts in wake of Conservative leader’s trip to Rome
Minnesota Supreme Court rejects Mike Lindell’s bid to recount GOP gubernatorial primary
Lindell, a longtime 2020 election denier, previously said he would pay $825,000 to cover a full hand recount of his lost GOP gubernatorial primary in Minnesota.