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Analyst explains why 2026 season will be Sean McVay's toughest
The Rams have the best team in the NFL on paper, but a great roster comes with higher expectations and a bigger spotlight for Sean McVay.
Fly fishing program aims to curb isolation, boost mental health for disabled veterans
A Northstate nonprofit group is offering a variety of fly fishing programs to benefit disabled veterans.
The science of sprinting | News | Budapest 26
World Athletics goes inside the numbers behind the disciplines on the Ultimate Championship programme. First up: the 100m.
810 Entertainment to bring bowling, dining and entertainment to former Punch Bowl Social home
A new food-focused entertainment venue is coming to Sacramento's Downtown Commons, bringing bowling, interactive games and a full-service restaurant to the space that previously housed Punch Bowl Social near the Golden 1 Center.
Hochul announces $36M in additional funding for victim services statewide
The announcement follows advocates speaking up for weeks about not receiving enough funding to operate their programs for their upcoming year.
Bowling and beer: entertainment venue to move into Sacramento’s Downtown Commons
Located on J Street, the entertainment place will offer a variety of other games, as well as dining and drink options.
Bowling and beer: entertainment venue to move into Sacramento’s Downtown Commons
Located on J Street, the entertainment place will offer a variety of other games, as well as dining and drink options.
810 Entertainment to Bring Food-Forward Dining, Bowling and Interactive Games to DOCO
— Northern California’s First 810 Entertainment Location Expected to Open Later this Year — Downtown Commons (DOCO) presented by Sutter Health today announced that 810 Entertainment plans to open a food-forward dining and social entertainment destination at the plaza later this year. With 16 locations nationwide, the new venue will mark 810 Entertainment’s Northern California […]
810 Entertainment replacing Punch Bowl Social in Downtown Commons
Founded in Myrtle Beach, South Carolina, 810 Entertainment will fill a spot previously occupied by Punch Bowl Social in Sacramento's Downtown Commons.
Northwest Arkansas hospital becomes latest site for state's maternal health program
A program aimed at supporting high-risk pregnancies has expanded to Mercy Hospital Northwest Arkansas, Department of Human Services officials announced Monday.
Policy updates aim to expand small business opportunities at TPA
The Hillsborough County Aviation Authority Board has approved important updates to the Airport’s business opportunity programs, with a stronger focus on helping small businesses participate in airport contracting and concession opportunities. The Small Business Enterprise (SBE) Program will help qualified small businesses to compete for constr...
Lebanon asks Greece to help enforce agreement with Israel
After Greece agrees to Israeli weapons deal, Joseph Aoun asks Athens to help advance US-brokered framework agreement.
MIT Quantum Initiative launches postdoctoral fellowship program
The MIT Quantum Initiative has launched a postdoctoral fellowship program supporting interdisciplinary research across quantum computing, sensing, materials, simulation, and networks while developing the next generation of quantum science leaders. ; quantum technology; quantum research; quantum computing; ; precision measurement; ; ; ; ; artificial intelligence; interdisciplinary research; postdoctoral fellowship; postdoctoral fellows; ; ; ; ; Research Laboratory of Electronics; MIT Lincoln Laboratory; MIT-Harvard Center for Ultracold Atoms
Endowment invests $5.2 million in New Hanover County mental health, housing programs
More than $5.2 million in new grants from the New Hanover County Endowment will fund a new mental health crisis center, support the homeless, and boost local entrepreneurs.
Instagram puts new limits on undisclosed AI profiles
As frustration over AI influencers has been growing, Instagram is limiting the reach of undisclosed AI profiles.
DOCO to get a new restaurant with bowling, billiards, darts at former Punch Bowl Social site
A new restaurant with bowling, billiards and more games is headed to Sacramento’s Downtown Commons.
Meet the Newest Members of Poole’s Graduate Business Community
This fall, 291 students joined Poole College of Management’s graduate business programs, bringing experience from fields including technology, education, accounting, marketing, financial services and the military. Meet six incoming students and learn about the paths that led them to NC State, what they hope to gain and where they plan to go next.
Wellsburg Health Care Center and Red Cross host Community House blood drive in Follansbee
WTOV NBC 9 provides local news, weather forecasts, notices of events and items of interest in the community, sports and entertainment programming for Steubenville and nearby towns and communities in the Ohio Valley area including, in Ohio Steubenville, St. Clairsville, Wintersville, Cadiz, Bellaire, Toronto, Martins Ferry, Barnesville, Shadyside, Bridgeport, and Mingo Junction and in West Virginia Wheeling, Weirton, Moundsville, New Martinsville, and Wellsburg.
A chat with the leaders bringing a nationally recognized health care culture program to Vanderbilt Health’s Regional Hospitals
Now in its fourth decade, Vanderbilt Health's Center for Patient and Professional Advocacy is a cornerstone of health care culture transformation in the U.S. and the world. A Q&A on its influences on how staff and patients interact all around the Midstate.
Boosting youth literacy one goal of RoarCorps program
Editor’s note: This is the second story in a five-part series about the University of Arkansas at Fort Smith’s RoarCorps program. Link here for the first story. To help address...
Where Science Meets the Sea: UNCW Program Immerses Teens in Marine Research
Through Oceans 17, MarineQuest's capstone program, participants conduct lab and field-based research alongside UNCW marine science faculty, staff and grad students.
Lionel Messi says he's retiring from playing for Argentina
"It was a decision that hurt - and still hurts deeply - but I understand that the time has come," Messi said on his official Instagram account.
New Startup Sioux Falls program creates CEO peer group for sustaining-level companies
A new CEO roundtable from Startup Sioux Falls is bringing together established leaders with a common purpose.
2026 awards calendar: When are the Emmys, VMAs, CMAs and more?
The Emmys and MTV Video Music Awards arrive in September, followed by the Billboard Latin Music Awards, Daytime Emmys, Latin Grammys and CMA Awards.
Streaming, Studio Entertainment Stock Prices Surged in August
It was a good month for entertainment stocks in August, led by Paramount, which saw its share price surge nearly 39% as Wall Street processed the long-term potential of its upcoming merger integration with Warner Bros. Discovery, despite some grinding regulatory reviews. At the same time, WBD saw its once-morbid (pre-asset sale) stock price increase … Continue reading "Streaming, Studio Entertainment Stock Prices Surged in August"
Would You Eat a Cookie Made From Upcycled Plastic? Scientists Propose a New Way to Deal With Waste and Provide Food in Extreme Environments
A team of researchers programmed yeast to turn broken-down plastic and agricultural waste into sweet treats called µBites. They might come in handy during deep-space missions or in disaster zones, although some critics say the food is impractical
Lincoln police arrest USPS employee over missing sports card package
A U.S. Postal Service employee was arrested after a package with contents valued at nearly $46,000, including six high-value sports cards, was reportedly stolen from a Lincoln post office on Saturday.
Private Equity Wants to Invest in College Sports. Some Schools Are Wary.
As desperate as many athletic programs are for money, they are proceeding cautiously when it comes to deals with private equity.
Honor Robot Phone hands-on: A gimbal phone experiment with promising results
Honor crammed a gimbal camera into a phone in a promising hardware experiment.
Sinclair Expands Oklahoma Sports Coverage with Launch of "Oklahoma Overtime"
New Weeknight Show on FOX 25 Oklahoma City and FOX 23 Tulsa Creates Statewide Destination for Oklahoma Sports Fans OKLAHOMA CITY and TULSA, OK – August 31, 2026 – Sinclair announced the launch of Oklahoma Overtime, a new live, statewide sports program premiering tonight on KOKH FOX 25 in Oklahoma City and NTUL (KTUL.2) FOX...
‘Ebenezer’ director Ti West explains how Johnny Depp makes Scrooge ‘an unlikable guy’ with ‘humor and charm’
Get your first look at Tramell Tillman as the Ghost of Christmas Present and Ian McKellen as Jacob Marley in Ti West’s ‘Ebenezer,’ also starring Johnny Depp.
CARES Celebrates 5 Years Providing Alternative Emergency Services in Madison
Madison's Community Alternative Response Emergency Services program, popularly known as CARES, turns five years old on September 1, 2026.CARES has been warmly embraced by the community and enthusiastically supported by local leaders since its inception. Developed specifically to address acute behavioral health emergencies that are non-violent in nature, CARES aims to provide timely care that is responsive to a person's specific needs.
Berkeley’s trailblazing adaptive sports nonprofit BORP turns 50
Long the “only game in town” for physically disabled athletes, it launched the country’s first power soccer program in the ’80s.
The most frightening stat behind Aaron Donald’s return to the Rams
This Rams defensive stat became even scarier after Aaron Donald's return
Is USC’s terrible Week 0 attendance a big deal?
USC’s 51,144 attendance against San Jose State was hard to ignore. The sparse Coliseum crowd raises questions about Lincoln Riley and the program’s direction.
Seoul National University of Science and Technology Develops AI Framework to Test and Improve Vision-System Robustness
/PRNewswire/ -- In computer vision and robotics, ensuring that AI systems remain reliable under real-world conditions is a growing challenge. Deep neural...
Instagram cracks down on AI accounts pretending to be human
Give us a proper AI filter, you cowards.
Sanford surgeon earns prestigious traveling fellowship
Orthopedic surgeon Nathan Skelley, an AANA Traveling Fellow, is working to advance orthopedic programs at Sanford Health for years to come.
Public Notice: ANCC Magnet Recognition Program Site Visit
ANCC Magnet Recognition is the highest credential a healthcare organization can achieve. Magnet designation indicates to patients and the public that the organization has met the most stringent…
Seoul National University of Science and Technology develops AI framework to test and improve vision-system robustness
A new artificial intelligence (AI)-based system shows how natural damage to traffic signs can mislead deep neural network (DNN)-based vision systems. The framework, AdvWT, uses a generative model to learn realistic damage patterns and then optimize them to trigger misclassification. Tests across multiple AI architectures showed strong attack success, transferability and physical-world robustness. The approach can identify vulnerabilities and improve AI generalization to real-world damage.
New Mexico Health Care Authority hosts news conference for Medicaid changes
Federal changes are coming to programs like Medicaid and SNAP in 2026 and 2027. The New Mexico Health Care Authority is hosting a virtual conference to help explain the changes
Trump’s deals in Africa could cut U.S. health aid by more than half, analysis shows
The planned reductions — targeting programs that combat the spread of deadly diseases — coincide with an administration push to make developing nations spend more.
Launch family fun center bringing arcade, trampoline park to Davis Hwy soon
A new 31,000-square-foot family entertainment center will offer Pensacola food, a trampoline park, dodgeball, a ninja course and much more this fall.
49ers News: We’re on to the Rams
Your daily San Francisco 49ers news for Monday, August 31st, 2026
Voters hate data centers. Candidates from both parties are scrambling to respond
Across the country and the political spectrum, candidates are embracing a growing backlash to artificial intelligence and the infrastructure required to power it.
Psychologists Defined the 6 Elements of Mental Health. How Many Do You Have?
Forget TikTok trends or Instagram advice, a new study asked dozens of actual experts what is actually important for good mental health.
How Guthrie plans to help PA Medicaid patients
The health system is expanding its volunteer program to keep patients insured when the Trump administration’s stricter Medicaid rules go into effect.
A course correction Canada would concur with
I’ve always harbored a soft spot for Canada. My father was stationed there twice, once in the 1960s as the Atomic Energy Commission’s American liaison with the Canadian nuclear reactor program in Chalk River, Ontario and again in the 1970s as the State Department’s scientific attache at the U.S. Embassy in Ottawa. I had the […]
Goodbye to Babylon Berlin, the 1920s TV drama that has eerily foreshadowed real-life politics
The long-running drama reaches Hitler’s rise to power in its final season as its creators reflect on the unsettling parallels between Weimar Germany and the present day
AI streamlines search for new ceramics that generate electricity
To streamline the search for new piezoelectric materials, or those that emit an electric charge when manipulated, a team led by materials science researchers at Penn State introduced a new framework that combines an existing artificial intelligence model with human expertise and experimentation.
Rhode Island Commits $250,000 To Cover Lab Costs For Up To 8 Life Science Startups
The Rhode Island Life Science Hub has launched the Founders Compass Program, committing $250,000 to provide up to eight early-stage life science companies with free laboratory and office space for one year.
Florida Gators Receive Bold Prediction Ahead of 2026 Season
The Florida Gators have received a major prediction ahead of Jon Sumrall's first season with the program.
‘Glee’ star Naya Rivera’s 10-year-old son Josey sets film debut opposite his father
Naya Rivera’s son Josey has landed his first film role at only 10 years old. He will star in the drama ‘The Burning Valley’ opposite his dad, Ryan Dorsey, 6 years after his mother’s death at age 33.
Maui Chamber of Commerce and BizFlixTalk™ Bring Subsidized Business Growth Program to Maui Entrepreneurs
Maui business owners will have a new opportunity this fall to step back from the day-to-day demands of running a business and focus on what comes next through The Business Expansion Blueprint, a six-week interactive business-growth experience offered by the Maui Chamber of Commerce in partnership with BizFlixTalk.
Homewood Science Center celebrates new additions
Homewood Science Center Executive Director Edie Dobrez had to speak up to be heard over the sounds of children playing with the center’s educational toys during a celebration Thursday, Aug. 6, of new features. While four youngsters built, traversed and enthusiastically destroyed a modular maze, Dobrez thanked representatives of granting[Read More...]
Neurologists urge earlier brain health steps ahead of World Alzheimer's Month
September is almost here, which is recognized as World Alzheimer's Month.Neurologists say there are things you can do now to support your brain health.They say
Dolly Parton laid to rest in private Nashville funeral
Dolly Parton was laid to rest in a private Nashville service attended by immediate family following her death at age 80, her great-niece shared on Instagram.
Nominations open for business-focused awards
Nominations are open for a business-focused awards program now in its 30th year. It’s the first time nominations are open to the public.
Tennessee small business owners can apply for free Edge coaching program before Monday deadline
Tennessee small business owners have until Monday to apply for the free Edge program, offering coaching, mentorship, and cash awards.
HP Business Laptop deal with 16GB RAM and 512GB storage offers this fantastic machine for just $699.99 for a limited time only!
This 17.3 inch notebook laptop has a huge 41% off the MSRP, but you need to act fast! Don't miss out on this great offer.
LSSU’s Lukenda School of Business among 84 institutions worldwide featured in AI in Business Education Report
SAULT STE. MARIE – The Lukenda School of Business at Lake Superior State University has been recognized among 84 business schools worldwide for its efforts to integrate artificial intelligence into business education as part of the July 2026 edition of A Framework for Artificial Intelligence in Business Education. The report, developed by Inspire Higher Ed […]
6 things we learned from the Rams’ 53-man roster
Rams 53-man roster instant reaction: LA wins Tutu Atwell trade, Wesley Bailey makes it, and more
Folsom Boulevard Flea Market fire destroys 20,000-game collection, businesses
Sacramento Fire Department Capt. Justin Sylvia said the fire started in a barn-style building.
With Aaron Donald back, Rams become one of the strongest Super Bowl favorites in recent years
Contra Costa Health facing $730M deficit over next five years
Contra Costa County's health department is staring at a deficit of $730 million over the next five years because of federal and state funding cuts, county health officials said at last week's Board of Supervisors meeting.
Aaron Donald comes out of retirement, joins Myles Garrett with Rams on a 1-year, $20 million deal
Tim Cramsey Is Arkansas’ Bet on More Than Just Offense
Tim Cramsey brings top-tier scoring credentials, a quarterback teacher’s mindset, and a long relationship with Ryan Silverfield. Now he must prove those strengths travel to the SEC. Tim Cramsey Is Arkansas’ Bet on More Than Just Offense Tim Cramsey is not Arkansas’ offensive coordinator because Ryan Silverfield needed a familiar face. He is here because …
Nevada High School Football Rankings: Top 25 Teams
In the biggest matchup in the country, not just out West, Bishop Gorman took down St. John Bosco in a battle featuring two of the nation's true power programs.
Washington to receive $227M in Meta settlement to protect children’s mental health
Washington State Attorney General Nick Brown said the harm done by platforms like Instagram and Facebook has taken away things that used to be normal for kids.
Rams practice squad tracker
The Rams will be able to officially sign 16 players to their practice squad starting Monday
PlayStation May Delay Digital-Only Shift Following Rumors of "100% Physical Xbox Helix"
We recently reported that Xbox's disc-to-digital entitlement program and the new CEO's refusal to address questions about Helix's disc drive suggested that the gaming giant was moving towards a new all-digital future, starting with Project Helix. However, a competing rumor—via Eurogamer...
Deadline Hollywood
After Jelly Roll avoided discussing his politics at the Grammy Awards in February, he peeled off the band-aid this week with a heartfelt speech. Read more below.
‘The Christophers’: A work of art
Absorbing little drama builds to a surprise finale
Laramie County health and food inspections (8/21/26–8/27/26)
CHEYENNE, Wyo. — The Cheyenne-Laramie County Health Department inspects restaurants, bars, convenience stores, delis, grocery stores, bed and breakfasts
New Apple Watch Series 12 and Apple Watch Ultra 4 Features Revealed
Bloomberg's Mark Gurman today further outlined what to expect from the Apple Watch Series 12 and Apple Watch Ultra 4 set to be unveiled on September 9. While it was initially rumored that Touch ID may be coming to the Apple Watch this year, Gurman reiterated that he does not expect the Series 12 or Ultra 4 to have any major design changes compared to the current Series 11 and Ultra 3 models. Gurman does expect a ceramic case option to return for the Apple Watch Series 12.
McCarty: State needs stricter approach to behavioral health factor of homelessness
(FOX40.COM) — This week on Inside California Politics, host Nikki Laurenzo spoke with Sacramento Mayor Kevin McCarty. McCarty is a part of the California Big City Mayors coalition, which is made up…
McCarty: State needs stricter approach to behavioral health factor of homelessness
(FOX40.COM) — This week on Inside California Politics, host Nikki Laurenzo spoke with Sacramento Mayor Kevin McCarty. McCarty is a part of the California Big City Mayors coalition, which is made up…
How Apple Stumbled Into AI Hardware Success With the Mac
The hottest products at Apple right now are not the iPhone, the iPad or a buzzy new show on the company’s streaming service. They are two of the lowliest members of Apple’s venerable Mac product line: its boxy Mac mini and Mac Studio computers, which come without monitors, keyboards or mice and ...
Ultra-thin aramid protection: Pitaka cases for the Samsung Galaxy Z8 Series review
In-depth hands-on review of the Pitaka Classic aramid fiber cases for the Samsung Galaxy Z Fold8 & Flip: fit, build quality, 3D-Grip, and MagEZ in detail.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Omni-liberalism: Why you should hold this framework in politics
Views staff writer Logan Walters examines “omni-liberalism" and argues for approaching policy with flexibility and skepticism.
New Medical Wing Proposed For Valley Hospital 4 Valley Health Plaza in Paramus, New Jersey
Renderings have been revealed for a proposed six-story, 200,000-square-foot expansion of Valley Hospital at 4 Valley Health Plaza in Paramus, New Jersey.
NASA’s Roman Space Telescope: Falcon Heavy Side Boosters Begin Return
The two side boosters on the SpaceX Falcon Heavy carrying NASA's Nancy Grace Roman Space Telescope have separated from the center core.
Rest for a priest not a luxury but a necessity for mental health, Nigerian Vatican official says
As part of a formation program, the secretary of the Vatican Dicastery for Evangelization urged priests to take time away from ministry to sustain their physical and mental health.
State’s Broadband Buildout Accelerates
Indiana’s broadband buildout has entered a rapidly moving execution phase as projects funded through the state’s Next Level Connections ( NLC ) Broadband Grant Program have delivered thousands of …
N.M. city's pilot program connects business owners with police for quick responses
Albuquerque PD's "Adopt a Business" Program pairs officer liaisons with businesses, giving owners a direct line of contact for non-emergency responses
The big money behind micro dramas, explained
It didn't work for Quibi. But now companies like CandyJar say they're seeing real money from short, low-budget video.
Opinion/Guest column: More home health aid, better care for all in MA
Our state needs more clinicians to choose careers in home health so that we can improve outcomes for patients and bring down costs.
Medicare's pilot GLP-1 discount program has a catch. Some sick patients don't qualify
Medicare launched a pilot program that could streamline the process to get GLP-1s, with some seniors paying just $50 a month. But many people with the most serious illnesses won't get that discount.
Rams WR Puka Nacua spotted dancing at a Jewish Bat Mitzvah eight months after offensive gesture backlash
Los Angeles Rams wide receiver Puka Nacua was seen enjoying himself and dancing at a Jewish Bat Mitzvah in LA on Sunday
David Carr Warns Rams About ‘Terrifying’ Situation Around Matthew Stafford
The Los Angeles Rams received strong words from former NFL stars David Carr and Gerald McCoy, including about Matthew Stafford. The post David Carr Warns Rams About ‘Terrifying’ Situation Around Matthew Stafford appeared first on HEAVY.