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University of Dayton receives anonymous $15 million gift for business school
The planned four-story, 153,000-square-foot facility will serve as the central hub for business education at the university.
Rep. Seth Moulton targets Sen. Ed Markey in Massachusetts Democratic primary amid broader calls for generational change
The primary is crucial in heavily Democratic Massachusetts, and the winner will be expected to prevail in November's general election.
WATCH LIVE: House passes short-term spending bill, staving off another fund fight during midterms
Hendrix to lead NC Military Business Center
Martin J. “Jimmy” Hendrix III, a retired Army colonel, will become executive director of the North Carolina Military Business Center Oct. 1, succeeding Scott Dorney, the NCMBC’s founder and leader for more than two decades. Dorney is retiring at the end of the year. A Fayetteville native, Hendrix was appointed by Fayetteville Tech President Mark […]
Anthropic changes data retention policy after pushback from customers
Anthropic's Enterprise Frontier Safeguards are a response to customer feedback.
Cam Newton: NIL Chaos and Content Empire
Cam Newton on college football's NIL era and why athletes need their own platforms.
As Carney takes stand against Trump, Canadian voters reward his party with sweep of 3 special elections
Prime Minister Mark Carney said the results amounted to an endorsement of his government’s approach.
Meet Taylor Swift and Travis Kelce's new dog. She's already a model.
Taylor Swift and Travis Kelce’s dog stepped into the spotlight with a starring role in Kelce’s new Tommy Hilfiger campaign.
Politics keeps European stocks in America’s shadow
The bloc’s policymakers typically lean towards protecting consumers and taxpayers at the expense of investors
Michigan Tech to Induct 10 into Sports Hall of Fame
Ten individuals will join the Michigan Tech Sports Hall of Fame at an induction ceremony in October.
Quantum Science Researcher Receives Competitive Student Fellowship from UC Noyce
Nathan Gonzalez, a student studying scalable quantum technologies in the College of Engineering, has received a UC Noyce Graduate Student Fellowship for outstanding doctoral research. The program supports doctoral students at the forefront of computational health, quantum information science and cybersecurity.
Army Secretary Dan Driscoll is stepping down after 18 months on the job, White House says
No reason was given for the departure of Driscoll, who is a friend of Vice President JD Vance, but tensions with Defense Secretary Pete Hegseth have been widely reported.
A spotlight on women in sports, including locals, at Virginia Beach Super Girl
The festival expands to the Oceanfront over Labor Day Weekend.
JD Vance confronts Jewish GOP skeptics ahead of a 2028 run
Vice President JD Vance has in recent months given voice to a rising skepticism in America toward Israel, leaving some Jewish Republicans uncomfortable, if not openly concerned, about the expected GOP frontrunner in the next presidential election.
TV canceled a lot of good shows this year. Here are 14 I'd save.
Some TV shows are ending on their own terms. Others never got a chance to find fans. Here's what TV critic Michel Ghanem will miss most.
Dozens of TV shows were canceled this year. These are the ones I'd save.
Some TV shows are ending on their own terms. Others never got a chance to find fans. Here's what TV critic Michel Ghanem will miss most.
Business school implements AI as ‘core service,’ keeps ethics at forefront
As artificial intelligence rapidly changes, the business school's classroom experience changes with it. The school emphasizes a foundation in ethics so that humans and machines can work hand in hand to accomplish great things.
Scotland's papers: Health boards facing cuts and FM rules out Farage deal
A review of the front page stories from the daily newspapers in Scotland.
Quincy council approves sports complex resolutions, Entrup introduces regulations on solar facilitie
The Quincy City Council approved six resolutions for a sports complex project in the city.
Student brings banner business to Baylor
For most, a banner may be a new background to take cute pictures in front of, but for Kerrville freshman Maddie Stueber, founder of Bannered by Maddie, it’s a business.
CRC seawall science skeptics attempt 'political stand': Cahoon
The Coastal Resources Commission Science Panel's recently presented analysis and recommendations regarding proposed fixes for the Outer Banks' severe beach erosion were not the messages that commissioners opposed to the state ban on breakwaters and other hard structures on oceanfront wanted to hear, nor was the chair's sharp rebuke.
Business schools face demand for higher, ‘human’ skills
As AI erodes entry-level tasks, employers want ‘tier two’ abilities that young masters in management graduates once learnt at work
Black Business Month in Birmingham
Black Business Month in Birmingham
Health Brief: More drugmakers cut pricing deals
Plus: Nonprofits break down foreign aid cuts amid Trump administration shift to global health strategy
North Adams businesses rebuilding after truck crashes into storefront
NORTH ADAMS, Mass. (NEWS10) — Two businesses in North Adams have been picking up the pieces after a truck crashed into their storefronts Thursday night, shattering both the outside and inside…
Trump says U.S. might ‘smack’ Iran but that fighting is likely to remain limited
The president downplays the possibility of escalating military action against Tehran, despite recent tit-for-tat attacks.
Ernst Names Small Business of the Week, The Bread Board
Read the release on Sen. Ernst's website HERE. Throughout this Congress, Chair Ernst plans to recognize a small business in every one of Iowa’s 99 counties. RED OAK, Iowa – U.S. Senator Joni Ernst (R-Iowa), Chair of the Senate Small Business Committee, today announced her Small Business of the Week: The Bread Board of Marion County. Throughout the 119th Congress, Chair Ernst plans to recognize a small business in each of Iowa's 99 counties. “The Bread Board has risen to the occasion, growing from Heidi’s passion for baking into a thriving Pella bakery that brings people together,” said Chair Ernst. “From serving fresh sourdough and homemade meals to supporting local businesses, schools, and community events, Heidi and her team have proven they have the perfect recipe for success.” Heidi Rozenboom grew up baking fresh bread alongside her grandmother, always using the same bread board that would eventually inspire her business’ name. Years later, Heidi started selling fresh bread to local coffee shops and cafes. As demand grew, she opened her storefront in downtown Pella in 2021 and named her bakery the Bread Board. Today, the Bread Board serves fresh sourdough bread, pastries, homemade meals, and other baked goods. Stay tuned as Chair Ernst continues to recognize outstanding Iowa small businesses with her Small Business of the Week award. ###
WATCH: Trump says 'Medicare for All' doesn't work
The president was asked about Democratic candidates who want to use Medicare to provide universal access to health care — and he said his approach to have confidential drug pricing deals was superior.
WATCH: Trump says more pharmaceutical companies will lower drug prices
Some Jewish Republicans bashed JD Vance. Now he’ll speak to them in person.
The vice president is set to appear at a Republican Jewish Coalition summit at a time when many prominent donors and activists oppose his potential presidential bid.
Supreme Court allows White House to continue construction on Trump's $400 million ballroom
The justices intervened Monday after lower courts found work must stop because the project doesn’t have congressional approval.
Novant is making it easier for health plan members to get ready for 2027 benefits
Novant and UNC Health will become preferred providers starting Jan. 1.
Man hits Atlanta police with bottle containing feces during mental health crisis
The was charged with aggravated assault.
PGA Tour Revamping Fan Code of Conduct Amid Sports Betting Concerns
Several players have raised concerns about sports betting's impact on the game.
The 2026 Emmys are almost here. Here's how to watch, what to expect and who's up for the biggest awards.
Can "The Pitt" and "Hacks" continue their Emmy-winning runs, or will new shows like "Widow's Bay" and "Pluribus" claim the top prizes?
WATCH: Vance says Trump likes to 'switch it up' by posting AI video of Kharg Island bombing
Orioles claim outfielder Luis Robert Jr. after Mets placed him on waivers, despite hot-hitting August
Entertainment: U.S. Army Sergeant competes on 'America's Got Talent'
U.S. Army Sergeant Issac Atkins, of Schofield Barracks, is competing on "America's Got Talent."
Florida grand jury finds DeSantis administration misused $10 million, but no charges have been filed
Despite the lack of charges, the report ignited a new round of criticism aimed at Gov. Ron DeSantis and other top state Republicans over the charity receiving $10 million from a state Medicaid settlement intended to help poor children get health insurance.
Measles deaths reported in Pennsylvania spark feud among politicians and health officials
Medical experts say the brouhaha has diverted focus from an exploding public health threat.
Measles deaths reported in Pennsylvania spark feud among politicians and health officials
Medical experts say the brouhaha has diverted focus from an exploding public health threat.
AMC Entertainment Creates “Leawood Films” With the Aim of Having More Movies Distributed on to the Big Screen
New distribution venture will focus solely on films fully financed by their filmmakers, or already completed films, leveraging AMC's…...
Kalshi permanently bans ex-Congressman George Santos for life after concluding he likely was insider trading
The company announced the ban after saying its compliance department had established reasonable cause to believe Santos engaged in insider trading over his attendance at the State of the Union, when he turned a $17,839 profit on his trading activity.
‘Furious’ ending explained: Emmy Rossum on Alice’s ‘monster side’ and what’s next in season 2
The first season of Hulu’s ‘Furious’ ends with explosive confrontations and a harrowing revelation. Emmy Rossum gives EW the inside scoop on the finale — and what’s next for Alice in season 2.
Making the case for business pressure on N.C. public school spending
With another school year starting up, Tom Oxholm held a webinar last week seeking to rally business community support for North Carolina’s K-12 system.
Hanover volleyball looks to build defense after losing key seniors
Hanover Coach: Avery Kretschmar (1) League: NHIAA Division II Last Year: 12-5; loss in the quarterfinals Top Returners: Seniors — Sage Fargher (Setter), Bella Poisson (Outside), Casey Wilkinson (Libero), Esther Skogerboe (Middle) Newcomers: Juniors — Nour Tannous (Outside), Laila Sundred (Defensive Specialist), Amelia McGinnis (Right Side) Coach’s Analysis: “With the matriculation of seasoned front row […]
In Massachusetts U.S. Senate race, challenger Moulton says Markey, 80, is too old for another term. Young Democrats are divided
The 2026 midterms have brought a number of generational challenges like the one Moulton is waging against Markey, with younger Democrats taking on — and in some cases unseating — longtime incumbents.
4 lessons I hope Apple's foldable iPhone takes from the Samsung Galaxy Z Fold 8
If we do get a foldable iPhone soon, I hope it follows Samsung's lead on a few things.
Arizona Athletics Renews Partnership with Digital Solutions Provider SIDEARM Sports
TUCSON, Ariz. – Arizona Athletics and SIDEARM Sports, the industry-leading digital platform provider in college athletics, have announced a multi-year extens...
Illinois Announces Community Impact Partnership with Busey Bank, Carle Health and Experience Champaign-Urbana Foundation
Student-athlete partnership will support community health, engagement and economic vitality across Illinois.
EA SPORTS Presents College Football 27 Ultimate Tailgate for UT students on September 10
Chris Stapleton to headline concert on the LBJ Lawn!
Treasury Department blocks certain journalists from covering G20 meeting
The New York Times said in a statement that denying American journalists access to an event in the U.S. is “not just another disturbing effort by the administration to undermine independent journalism, but a blatant attempt to evade public scrutiny.”
Gwengwe asks to play up front after fast start
Newport County boss Hayden Mullins has revealed Shaquille Gwengwe jokingly asked to play up front after scoring his third and fourth goals of the season. Gwengwe, who netted 46 non-league goals in the past season, scored his first County brace as they drew 2-2 with Tranmere Rovers on Saturday. The 25-year-old has been deployed on the left wing for the Exiles so far this season, but would prefer to start in his more natural striker position.
Chatbots got safer but will still role-play self-harm with users
A study that staged more than 50,000 conversations with AI chatbots found that they will help users role-play or write stories about their suicide or death.
Trump’s deals in Africa could cut U.S. health aid by more than half, analysis shows
The planned reductions — targeting programs that combat the spread of deadly diseases — coincide with an administration push to make developing nations spend more.
Analysis | The politics of the company you keep
The Senate race in Michigan is critical to Democrats, but associations may matter.
US Open: Novak Djokovic’s body finally said enough. Is this the end?
For the first time in 20 years, Djokovic has been bounced in the first round of a Grand Slam.
Data center growth could outpace power generation
Dominion Energy confronts rising power demand from nearly 650 data centers in Virginia, straining the grid and prompting infrastructure investments.
Hotlines can’t aid maternity-care capacity
For women here, “accessing care” can mean driving an hour or more for routine prenatal appointments
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Service pressure helps Huskers sweep Texas
The top two teams met in the entertainment capital of the world.
Davenport 12-year-old grows backyard garden into produce business
What started with a small fold-out table in a Davenport driveway has grown into a business for 12-year-old Jaxon Songer.
Grass Is Latest Issue With Bills’ New Stadium
The field will be re-sodded ahead of Buffalo’s Week 2 home opener.
Why Republicans are focusing on transgender issues in competitive 2026 campaigns
Campaign ads in several midterm elections portray Democrats as “radical” on transgender youth medical care and sports participation. Republicans are leaning on a strategy that proved successful in 2024.
With Aaron Donald back, Rams become one of the strongest Super Bowl favorites in recent years
Packers place Micah Parsons on injured reserve to start regular season while recovering from ACL tear
Parsons started training camp on the PUP list after tearing his ACL in December, and has been aiming for an October return.
Trump says he will report NBC host to FCC for ‘rebuke or punishment’
The president’s latest in a string of threats against broadcasters followed a comment by Kristen Welker about “some mixed results” from his midterm endorsements.
American politics: Will Rogers overheard out on the front porch
OPINION — If Will Rogers were here today, he might have something to say: Well, I’ve been watching this country for a spell now, and I’ll tell you something that may not sit easy: …
US Open Signs Exclusive Deal With Kalshi
The surprise deal was reached just ahead of this year’s main draw.
Reader view: Sports physicals and I-638
The beginning of the school year is upon us and for my family that means the start of multiple sports seasons for my two daughters. We’ve got soccer, volleyball and […]
St. Charles Park District: Building confidence, one Science experiment at a time
Column: Making soft, stretchy slime or dabbling in crafting Halloween-themed science experiences, there’s always a secret ingredient that instructor Lisa Lombardi brings to the table: Positivity, writes Melissa Rubalcaba Riske for the St. Charles Park District
Dolly Parton laid to rest in private Nashville funeral, family confirms
Parton was laid to rest Friday in a private Nashville funeral, her great-niece confirmed. Tennessee also moved to rename Nashville's airport in her honor.
NASA's newest space telescope launches on a quest to explore the hidden universe
The bus-sized telescope — named after the late Nancy Grace Roman, NASA’s first chief astronomer — will take more than three months to reach its destination.
NFL roster cuts 2026: Look at how 53-man rosters are taking shape at the cutdown deadline
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
The screenings and other habits doctors recommend as early-onset cancers rise
Some cancers can’t be screened for or are hard to detect, but there are many factors that can help manage risk.
Before JWST began science operations, a dust-sized particle struck one segment of its 6.5-metre mirror at hypervelocity and left an uncorrectable deformation — damage revealed because Webb can detect nanometre-scale changes in its own optical surface.
Webb detected a permanent deformation on mirror segment C3 through nanometre-scale wavefront sensing, corrected part of it and remained well inside requirements.
Takeaways From Stanford’s Season Opener, Before No. 7 UM Matchup
Micah Ford’s breakout performance and Davis Warren’s explosive debut highlight a gritty Cardinal victory, signaling a dangerous offensive test for the Miami Hurricanes' retooled defensive front seven.
I’m a mental health expert. Here’s how I would search for an online therapist.
Online treatment can be just as effective as traditional in-person visits, but certain strategies can help ensure the best outcome.
The 11 best new Netflix shows and movies for September, including 3 big returning favorites
"'The Gentlemen" and "Monster: The Lizzie Borden Story" lead a month packed with new Netflix originals.
Asking Eric: Mandatory mental health days stress this employee out
Letter writer’s company encourages taking an annual day off to hang out with co-workers outside of the office.
Stream Team Workshop to help educators bring water science into classroom
Educators looking to add hands-on environmental science to their curriculum will have an opportunity to learn about Arkansas’ Stream Team program next month at the Fred Berry Crooked Creek Nature Center. The Stream Team Professional Development
Perry Township business set to reopen after vehicle crashed into building
Sweet T’s Cafe, a restaurant and bakery in Perry Township, is set to reopen after a vehicle crashed into the front of the business.
Dragon Boat Festival draws crowds, boosts business along Paducah riverfront
The 11th Annual Paducah Dragonboat Festival returned to Paducah on Saturday, with the event being emceed by WPSD’s own Drayton Charlton-Perrin, many businesses across Paducah also saw an uptick in