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Windows 11's File Explorer is finally giving the squiggly ~ key a job, sending it straight to the user folder

There’s a new Windows 11 update that will soon give the squiggly ~ key a job, and that is to quickly open folders like your user profile, Documents, Downloads, and, sometimes very importantly, the AppData folder. Right now, if you use the full path to open AppData, you need to enter `C:UsersusernameAppData` in File Explorer, […]

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Oct 4 • 9:29 PM EDT • Technology • windowslatest.com
US midterms: 470 seats, $12 billion and one absent president

Americans go to the polls on November 3 for elections that will shape the final two years of Donald Trump's presidency -- although the president himself will not be on any ballot.44: House races on No...

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Oct 4 • 9:04 PM EDT • Politics • yahoo.com
Countries race to provide oral health care for all in 100-Day Sprint across Asia

Twenty Asian countries and areas across the WHO Western Pacific and South-East Asia regions vowed to strengthen essential oral health benefits as part of a “100-Day Sprint” initiative, during the 16th Asian Chief Dental Officers Meeting held from 27 to 29 September in Kota Kinabalu, Malaysia. The meeting marked the midpoint of the 100-day sprint bolstering support for countries to develop essential oral health benefit packages that can be integrated into national universal health coverage plans. Convened by the two WHO regional offices and the Malaysian Ministry of Health as the Secretariat, the meeting brought together national oral health leaders from 20 Asian countries, staff from all levels of WHO, WHO collaborating centres and other development partners. Participating countries and areas included: Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Hong Kong (SAR) China, India, Indonesia, Japan, Lao People’s Democratic Republic, Malaysia, Maldives, Mongolia, Nepal, the Philippines, Singapore, Sri Lanka, Thailand, Timor-Leste and Viet Nam. Participants reviewed progress and refined proposals using the WHO Service Package Delivery and Implementation (SPDI) Platform. Countries conducted bottleneck analyses across four key areas: service delivery, workforce, access to essential medicines and health products, and health financing. They identified practical actions to address implementation challenges and refined proposed revisions to their national oral health benefit packages. “There is no health without oral health. Through the 100-Day Sprint, countries are advancing the implementation of the Western Pacific regional implementation plan on oral health and strengthening progress towards universal health coverage,” noted WHO Regional Director for the Western Pacific Dr Saia Ma'u Piukala. Participants identified bottlenecks and proposed workable solutions to strengthen access to essential oral health care through primary health care, sharing experiences and discussing how best to translate policy commitments into feasible and sustainable action at the country level. Malaysian Minister of Health Datuk Seri Dr Dzulkefly Ahmad highlighted the importance of prevention and primary health-care approaches to improve oral health: “Oral diseases can have lifelong consequences, yet many are preventable. By integrating essential oral health care into primary health care and promoting prevention in schools and communities, we can improve oral health across the life course.”The WHO team led by Dr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control of the WHO Western Pacific Region and national oral health leads from over 20 Asian countries visited the SK Pekan Putatan School, Sabah for school oral health programme including flouride mouth rinsing. © WHO / V. ChaudharyDr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control for the WHO Western Pacific Region, emphasized key collaborative roles WHO can play. “Oral diseases are the most common noncommunicable diseases, yet many can be prevented and treated through essential oral health services delivered at the primary health-care level,” she said. “By sharing experiences and using WHO tools such as the SPDI Platform, countries are accelerating progress towards universal health coverage for oral health.” “Integrating oral health into broader health services is essential for reducing inequities, expanding access and recognizing oral health as an integral component of overall health and well-being. The 100-Day Sprint provides an important opportunity to translate this commitment into practical action and ensure that quality oral health services reach all people, especially those most in need,” said Dr Suman Rijal, Director of the WHO South-East Asia regional Department of Healthier Populations and Noncommunicable Diseases. As host of the meeting, Malaysia showcased ongoing efforts to strengthen oral health care through primary health care and prevention-focused approaches, while providing a platform for countries across the two WHO regions to exchange experiences and accelerate progress towards universal health coverage for oral health. “WHO is encouraged by Malaysia's leadership in addressing the burden of oral diseases and advancing universal health coverage for oral health through practical, country-led action,” said Dr Rabi Abeyasinghe, WHO Representative to Malaysia, Brunei Darussalam and Singapore. Countries will continue to refine and figure costs for national oral health benefits during the remaining sessions of the 100 days. These efforts support implementation of the WHO Global strategy and action plan on oral health 2023–2030, while also helping to expand access to essential oral health services through stronger and more equitable health systems across the WHO Western Pacific and South-East Asia regions.______________For more information, or to arrange media interviews, contact: WHO Regional Office for the Western Pacific: wprocom@who.int WHO Regional Office for South-East Asia: SEMediaRelations@who.int

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Oct 4 • 8:00 PM EDT • Health • who.int
WHO joins Pre-COP31 to advance climate action that delivers for people’s health

The World Health Organization (WHO) is joining Pacific leaders, governments and partners at Pre-COP31 in Fiji from 5 to 8 October to advance health priorities in climate action and strengthen the Pacific voice ahead of the 31st Conference of the Parties (COP31) to the United Nations Framework Convention on Climate Change (UNFCCC).COP31, to be held next month in Antalya, Türkiye, marks an important step for global climate and health action. Health is one of the 10 priority themes of the COP31 Action Agenda, “Dynamic and Resilient Health Systems”, and a dedicated Health Day will take place on 9 November, the first day of COP31. The inclusion of health reflects growing global recognition that climate action and health are closely connected. The climate crisis is affecting population health globally. Across the WHO Western Pacific Region, which includes Pacific island countries and areas, the consequences of climate change include extreme heat, cyclones, floods, rising sea levels, food and water insecurity, infectious diseases and disruptions to essential health services. The Pacific in particular faces additional challenges. A recent review of 76 hospitals in 14 Pacific island countries found that 62% of health facilities are located within 500 metres of the sea or a river, leaving them particularly exposed to flooding, storm surges and sea-level rise.Bringing Pacific priorities to the global climate agendaThe Pacific Pre-COP31 provides an important opportunity for Pacific countries and partners to consolidate regional priorities and bring the experiences and leadership of Pacific communities into global climate discussions.Pacific countries have been advancing practical approaches to protect health in a changing climate, including strengthening climate-resilient health systems, improving preparedness for extreme weather events, building resilient health infrastructure and mobilizing climate finance for health. “This Pre-COP is an important moment for the Pacific, bringing global climate discussions to a region that has long been at the forefront of the climate crisis. It provides an opportunity for Pacific countries and areas to set their priorities, experiences and leadership on the global stage, and to ensure that the realities of Pacific communities are genuinely reflected in the decisions made on climate action,” said Dr Saia Ma’u Piukala, WHO Regional Director for the Western Pacific.Throughout this week, WHO will co-convene and participate in high-level discussions and events focused on climate and health, climate resilience, adaptation, financing and implementation. “Climate finance is essential for resilient and healthy Pacific communities,” emphasized Dr Mark Jacobs, WHO Representative to the South Pacific and Director of Pacific Technical Support. “We must ensure that financing reaches the people, communities and essential services most exposed to climate risks, supporting locally defined priorities and investments.”WHO will work with partners to strengthen the integration of health considerations across climate policies and investments, including national climate plans and resilience initiatives.Health as a driver of climate actionAmid the risks to health and pressures on health systems, well-strategized and implemented climate action can deliver significant health benefits. Investments in clean energy, sustainable transport, resilient infrastructure, food systems and nature-based solutions have proven to reduce health risks while contributing to climate mitigation and adaptation.“Climate action is truly an investment in health. Cleaner energy, healthier food systems and climate-resilient health services can protect lives while building stronger communities. We now need to turn these opportunities into action and make health a core part of climate investments,” said Dr Sandro Demaio, Director and Head of Office, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region. “These benefits demonstrate that climate action is not only about reducing future risks. It is also an opportunity to improve lives today while building healthier, safer and more resilient societies.”At COP31 next month, WHO will also support the Health Pavilion, which will bring together the global health community and partners to advance health and equity within climate negotiations. With COP31 poised to move health higher on the global climate agenda, WHO will continue working with countries and partners across the Western Pacific Region and globally to strengthen climate-resilient and low-carbon health systems, and ensure that climate action protects and improves people’s health.____________________Media contactsElizabeth Bennett, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, elizabeth.bennett@who.intJulia Dongwhan Shin, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, dong.shin@who.intWHO Western Pacific Communications, wprocom@who.int

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Oct 4 • 8:00 PM EDT • Health • who.int
Scientists Find a Surprising Link Between Cats And Happiness Across 93 Countries

A purr-fect pet friend?

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Oct 4 • 7:53 PM EDT • Science • sciencealert.com
Chase Brown more involved in pass game in Week 4

Bengals RB Chase Brown finishes with 71 receiving yards in Week 4

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Oct 4 • 7:38 PM EDT • Sports • sports.yahoo.com
Having a fine country time at WIOV-105\'s FallFest 2026 [photos]

In Lancaster County, the beginning of fall means country music. A lot of country music, with fans gathered in lawn chairs and on blankets in the open field of a

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Oct 4 • 7:30 PM EDT • Entertainment • lancasteronline.com
Parker Washington quiet in Week 4

Jaguars WR Parker Washington finishes with only one catch in Week 4

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Oct 4 • 7:19 PM EDT • Sports • sports.yahoo.com
Caterpillar is a Great Business. But is CAT Stock a Great Buy?

Caterpillar Inc. (NYSE:CAT) is having a strong year. Construction and mining demand remain solid, infrastructure spending is creating more opportunities, and the rapid buildout of data centers is opening another market for the company’s power equipment. The latest numbers make that clear. Sales and revenues reached a record $20.5 billion in the latest quarter, up […]

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Oct 4 • 7:04 PM EDT • Business • finance.yahoo.com
Bhayshul Tuten finishes with 91 total yards

Jaguars RB Bhayshul Tuten involved in running and passing game in Week 4

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Oct 4 • 6:29 PM EDT • Sports • sports.yahoo.com
Republican Senator Says Trump Goes From ‘Zero To A-Hole In 3 Seconds’
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Oct 4 • 6:10 PM EDT • Politics • yahoo.com
Anti-Woke Sports Bro Cut From College Football Fan Favorite

The Barstool Sports founder blamed his rival team for Fox Sports’ decision.

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Oct 4 • 5:56 PM EDT • Entertainment • huffpost.com
Portugal move into Nations League knockout stage, Germany held

Portugal became the first team to reach the quarter-finals of the Nations League when they beat Norway 2-1 on Sunday, but Jurgen Klopp's Germany were frustrated by Greece.

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Oct 4 • 5:42 PM EDT • Business • starcitytv.com
FX’s Adults Season 2 Review: Gen Z Comedy is Back

Read our Adults Season 2 review and find out why this show is a must-watch for Gen Z and fans of relatable humor.

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Oct 4 • 5:14 PM EDT • Entertainment • trillmag.com
FSU May Be Finding the Consistency Norvell Has Been Chasing

Florida State may finally be finding consistency, responding to adversity with dominant stretches and showing growth on both sides of the ball.

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Oct 4 • 5:09 PM EDT • Sports • sports.yahoo.com
Packers Reveal Brutal Edgerrin Cooper Update After Big Win

The Green Bay Packers entered Week 4 NFL action badly needing a win on the road against the Tampa Bay Buccaneers. When all was said and done, they were able to get that win by a final score of 17-14. Once again, nothing looked pretty for the Packers. They struggled at times on both sides […] The post Packers Reveal Brutal Edgerrin Cooper Update After Big Win appeared first on Gridiron Heroics.

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Oct 4 • 5:09 PM EDT • Sports • sports.yahoo.com
Geno Smith finishes with 119 passing yards in Week 4

Jets QB Geno Smith has quiet outing with only eight completions and 119 yards

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Oct 4 • 4:16 PM EDT • Sports • sports.yahoo.com
Cruz-Vance Feud Ramps Up As Cruz Says VP Is 'Feeling Insecure'
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Oct 4 • 4:15 PM EDT • Politics • yahoo.com
Tom Cruise-led ‘Digger’ tanks at the box office

The Tom Cruise-led movie "Digger" cratered at the box office this weekend, limping to a fifth-place finish with $8 million in the U.S. and Canada in its theatrical debut. The Warner Bros. film was expected to do poorly after polarizing...

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Oct 4 • 4:11 PM EDT • Entertainment • seattletimes.com
Tom Cruise-led 'Digger' tanks at the box office

The Tom Cruise-led movie "Digger" cratered at the box office this weekend, limping to a fifth-place finish with $8 million in the U.S. and Canada in its theatrical debut. The

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Oct 4 • 3:46 PM EDT • Entertainment • thederrick.com
Scientists Find A Molecular Clue That Could Explain Why Weight Comes Back

Anyone who has lost a lot of weight knows the cruel part can come later. The scale drops, clothes fit again, and the hard work seems to have paid off. Then the pounds begin creeping back, sometimes al...

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Oct 4 • 3:27 PM EDT • Science • yahoo.com
AkzoNobel to sell unit to Nippon Paint for over $1 billion, FT reports

Dulux paint maker AkzoNobel is ​nearing a deal to sell its Southeast ‌Asian decorative paints business to Nippon Paint for well over $1 billion, the Financial Times reported on Sunday, citing ​people familiar with the matter.

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Oct 4 • 3:10 PM EDT • Business • reuters.com
Minkah Fitzpatrick ends long interception drought for New York Jets

The New York Jets defense had not had interception since the regular-season finale in 2024 prior to Sunday against the Chicago Bears.

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Oct 4 • 2:21 PM EDT • Sports • sports.yahoo.com
Jets end 20-game interception drought, trail Bears 7-3

The Jets went the entire 2025 season without intercepting a pass and the streak ran to 20 games last weekend, but it is finally over.

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Oct 4 • 1:58 PM EDT • Sports • nbcnews.com
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FSU’s Pass Rush Turns In Dominant Performance Against Virginia

FSU’s struggling pass rush finally erupted against Virginia, producing 10 sacks as Tony White’s defense overwhelmed Beau Pribula.

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Oct 4 • 1:24 PM EDT • Sports • sports.yahoo.com
I’ve built hundreds of Lego sets. These early October Prime Day deals are actually worth buying

As an avid Lego builder, I found the best early October Prime Day deals on Lego Star Wars sets, brick-built plants and even F1 cars that you’ll find at Amazon.

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Oct 4 • 1:00 PM EDT • Technology • cnn.com
Election office says there’s enough evidence to investigate Weiser

The Colorado Secretary of State's Office says there's enough evidence to warrant an investigation into Attorney General Phil Weiser's compliance with campaign finance laws.

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Oct 4 • 12:47 PM EDT • Politics • coloradopolitics.com
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Report: Assassin’s Creed Hexe Exclusive Character, Story Details Surface

With the long-rumored Assassin's Creed: Black Flag remake finally out, Ubisoft is now looking ahead to a different kind of Assassin's Creed. For a while, they've been working on Codename…

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Oct 4 • 12:39 PM EDT • Technology • mp1st.com
Latino voters, souring on Trump, swing toward Democrats, new poll finds

The growing electorate played a critical role in Trump’s 2024 victory. Now, sentiment is dipping, particularly on economic issues, a new NBC/Telemundo poll finds.

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Oct 4 • 12:32 PM EDT • Politics • cnn.com
Scientists find a simple size rule that predicts magnetic ground states

Researchers found three distinct magnetic behaviors that appear at specific crystal sizes across several unusual materials.

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Oct 4 • 12:13 PM EDT • Science • interestingengineering.com
Eagles vs. Rams Week 4 game thread

The Eagles will face the Rams in Week 4 at Lincoln Financial Field.

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Oct 4 • 12:07 PM EDT • Sports • sports.yahoo.com
Supreme Court heads into new term with one eye on President Trump

When the Supreme Court kicks off a new term on Monday, it’ll be without a docket full of Trump-driven, separation-of-powers blockbusters that defined the last term — for now.

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Oct 4 • 12:00 PM EDT • Politics • cnn.com
Gypsy Rose Blanchard Is Advocating For Stricter Online Harassment Laws After Fiancé's Death

Ken Urker was found dead on his 34th birthday at his home in Louisiana.

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Oct 4 • 11:46 AM EDT • Entertainment • huffpost.com
CORN NATION REACTS Poll Results: Huskers Volleyball Is Just Fine

There may a little concern, but it seems to passing as the ladies are dominating early Big 10 play.

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Oct 4 • 11:33 AM EDT • Sports • sports.yahoo.com
Ripple Plans a Credit Business Backed With XRP. Does Lending Finally Give the Token a Use That Moves the Price?

Ripple's new credit service locks XRP as collateral for payment loans, a model that works very differently from the pass-through payments that have left many holders waiting for a price catalyst. Whether this finally creates sustained demand hinges on details Ripple has yet to reveal.

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Oct 4 • 11:30 AM EDT • Business • finance.yahoo.com
Kansas City artist uses public installation to spark mental health conversations during awareness week

A Kansas City artist will pop up at Mill Creek Fountain during Mental Health Awareness Week to help people confront trauma and find help.

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Oct 4 • 11:16 AM EDT • Health • kshb.com
Rare 1-in-100M ‘Ghost Lobster’ Will Be Put to Work Helping Scientists Crack Genetic Mystery

A ‘ghost’ lobster so rare that the odds of finding it are 1 in 100 million is going to school—a new home at Maine’s Marine Science Center.

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Oct 4 • 11:04 AM EDT • Science • goodnewsnetwork.org
Fox Sports announcers can’t believe controversial finish to Padres-Brewers Game 1

The Milwaukee Brewers hung on to beat the San Diego Padres 3-2 in Game 1 of the National League Division Series on Saturday night, and the Brewers got a home-field assist from the roof at American Family Field during a crucial moment in the ninth inning. Trailing 3-2 with a runner on first base and…

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Oct 4 • 11:00 AM EDT • Sports • sports.yahoo.com
How to follow the Singapore Grand Prix on the BBC

All the key BBC coverage details for the Singapore Grand Prix, the sixth and final sprint event of the season, which takes place from 9-11 October.

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Oct 4 • 10:44 AM EDT • Sports • sports.yahoo.com
What Is DSA in Politics? Inside the Fight Over Democrats’ Future

What is DSA in politics? Explore the Democratic Socialists of America, its electoral gains, policy goals and tensions within the Democratic Party in 2026.

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Oct 4 • 10:21 AM EDT • Politics • finchannel.com
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Kansas City artist uses public installation to spark mental health conversations during awareness week

A Kansas City artist will pop up at Mill Creek Fountain during Mental Health Awareness Week to help people confront trauma and find help.

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Oct 4 • 10:11 AM EDT • Health • kshb.com
Shipley's Garment Spa to close after 102 years

After more than a century in business, Shipley's Garment Spa in downtown Sioux Falls will serve its final customers this month.

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Oct 4 • 10:04 AM EDT • Business • siouxfalls.business
Shipley's Garment Spa to close after 124 years

After more than a century in business, Shipley's Garment Spa in downtown Sioux Falls will serve its final customers this month.

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Oct 4 • 10:04 AM EDT • Business • siouxfalls.business
Jimmy Rollins rips Austin Wells after awful base-running decision

The Tampa Bay Rays took a 1–0 series lead over the New York Yankees in the ALDS on Saturday with a nail-biting 1–0 win in front of the home crowd. Leading the way for the Rays was pitcher Drew Rasmussen, who took a no-hitter into the eighth inning before finally conceding a shot off the…

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Oct 4 • 10:00 AM EDT • Sports • sports.yahoo.com
Petra Eyes Potential Sale of Business Amid Financial Struggles

Petra Diamonds is considering selling its assets to secure enough funding to pay creditors as it struggles with the industry downturn.

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Oct 4 • 9:53 AM EDT • Business • rapaport.com
Novak Djokovic Stuns Alexander Zverev to Reach Beijing Open Semifinals

In one of his best performances this year, Novak Djokovic is once again in the semifinals at the Beijing Open after overcoming World No. 2 Alexander Zverev in a tight three-set match 4-6 6-4 6-4. The Serbian, now 32-0 at the tournament, came from a set down to secure his joint-best win of the season …

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Oct 4 • 9:46 AM EDT • Sports • sports.yahoo.com
Sunday Puzzle: 'In' at the Finish

NPR's Ayesha Rascoe plays the puzzle along with Weekend Edition Puzzlemaster Will Shortz and WVIA listener Mary Ann Paulukonis of Pittston, Pennsylvania.

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Oct 4 • 9:18 AM EDT • Entertainment • kgou.org
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How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

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Oct 4 • 8:59 AM EDT • Health • fintechbusinessweekly.substack.com
Sports betting is increasingly the norm for Gen Z. Here’s why some financial and mental health experts are worried

Surveys show Gen Z increasingly views sports bets as a form of investment, and those who gamble too often face mental health risks.

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Oct 4 • 8:57 AM EDT • Health • cnbc.com
Sports betting is increasingly the norm for Gen Z. Here’s why some financial and mental health experts are worried

Surveys show Gen Z increasingly views sports bets as a form of investment, and those who gamble too often face mental health risks.

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Oct 4 • 8:57 AM EDT • Sports • cnbc.com
New SCSKiller Tool Targets PC Shader Compilation Stutter; Our FINAL FANTASY VII REBIRTH Test Shows Impressive Results

SCSKiller reduces shader compilation stutters in games like FINAL FANTASY VII Rebirth, improving performance from 19 stalls to 0. Available on GitHub.

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Oct 4 • 8:29 AM EDT • Technology • wccftech.com
Who do Titans fans want in the 2027 NFL Draft?

Here we are talking about the NFL Draft in October for the third straight year. Mike Borgonzi and the Tennessee Titans have to find a way to buck that trend this offseason. The NFL is set up for teams to reload quickly. The Titans just haven’t been able to do that. It sucks. This week, […]

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Oct 4 • 8:22 AM EDT • Sports • sports.yahoo.com
Saudi Arabia to cancel Joy Awards, its answer to the Grammys, amid budget cuts, sources say

By Timour Azhari Oct 4 (Reuters) - Saudi Arabia is set to cancel next year's Joy Awards, its star-studded answer to the Oscars or the Grammys, as financial strain and the Iran war hit the country's nascent entertainment sector, two people with knowledg...

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Oct 4 • 8:05 AM EDT • Entertainment • whbl.com
Coco Gauff

WTA - SINGLES: Beijing (China), hard - 1/16-finals

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Oct 4 • 8:00 AM EDT • Technology • flashscore.com
Particle collider experiment recreates the Big Bang's primordial soup — and finds an unexpected twist

A particle collider experiment just revealed something unexpected about how the fiery soup of particles that filled the universe after the Big Bang coalesced into the protons and neutrons that make up matter today.

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Oct 4 • 8:00 AM EDT • Science • livescience.com
Science Snapshots: October 4, 2026

Three new science finds: forest fragmentation alters temperatures, black-hole jets illuminate pre-existing gas, and butterfly wing patterns confuse predators.

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Oct 4 • 7:54 AM EDT • Science • thehindu.com
Steelers LB fined for play vs. Bengals

Holcomb is the second Steelers player to be fined this season.

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Oct 4 • 7:39 AM EDT • Sports • sports.yahoo.com
Should the Laver Cup Finally Bring Women Into the Mix?

Okay, so let’s try to make this Laver Cup hypothetical, civil, shall we? An obvious question hangs over the event called the Laver Cup. Why is it not called the Williams Cup? No, seriously now. Where are the women? For nine editions now, the formula has remained straightforward: six men from Europe, six from the …

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Oct 4 • 7:30 AM EDT • Sports • sports.yahoo.com
A Black Community in Louisiana Faces a Future Without a Champion in Congress After Redistricting

SCOTLANDVILLE, La. (AP) — If you cross the Mississippi River on the Huey P. Long-O.K. Allen Bridge, pass the Exxon Refinery, then head north for a few minutes, you'll find a pocket of Louisiana that's unlike any other place in America's never-ending battle over what it means to have equal ...

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Oct 4 • 7:30 AM EDT • Politics • usnews.com
Meet moms who make it their business to keep university students feeling right at home

From Alabama to Auburn to universities around the country, concierge services that cater to college students are finding success.

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Oct 4 • 7:07 AM EDT • Business • al.com
TV and streaming viewing picks for October 4, 2026: How to watch MLB Postseason, NFL Week 4 and WNBA Semifinals

All Times Eastern College Field Hockey Stanford at Louisville — ACC Network/ESPN Unlimited, noon College Football ACC Huddle: Final Score — ACC Network, 8 a.m. SEC Football Final — SEC Network, 8 a.m. The Final Drive — Big Ten Network, 10 a.m. Inside College Football — CBS Sports Network, 11 a.m. College Football Final —…

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Oct 4 • 7:00 AM EDT • Sports • sports.yahoo.com
This Sneaky App Is Probably Sucking Up Your iPhone Storage. Here's How To Free Up Space.

This easy fix will give you more data on your device so you can go back to screenshotting every meme you see.

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Oct 4 • 7:00 AM EDT • Technology • huffpost.com
Jacksonville Jaguars vs. Cincinnati Bengals: How to watch, start time, where to stream and more

Find out how to watch the Bengals vs. Jaguars NFL game this week.

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Oct 4 • 6:50 AM EDT • Sports • sports.yahoo.com
What do Baldini’s Italy U21 need to qualify for Euros?

Silvio Baldini’s Italy U21 side head into their final Group E fixture knowing one match decides everything.Italy sit second on 24 points, three behind Poland, after Cisse’s late winner in Armenia....

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Oct 4 • 6:45 AM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
Tech Randoms III: 2026 Lake Placid DH World Cup

Another lap of the pits at the final round of the 2026 downhill World Cup series.

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Oct 4 • 6:30 AM EDT • Technology • pinkbike.com
Your Samsung Gallery app finally syncs with Google Photos — how to set it up right now

Samsung Gallery has moved on from OneDrive to Google Photos. Here's how to set it up to keep your photos backed up.

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Oct 4 • 6:30 AM EDT • Technology • androidauthority.com
Amazon exec says finding FDEs is challenging: 'These are unicorns'

An Amazon Web Services exec said that she's being selective in building out the firm's bet on forward-deployed engineers.

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Oct 4 • 6:03 AM EDT • Business • businessinsider.com
Free Columbus events with a library card. How the Culture Pass works

Are you looking for wallet-friendly entertainment? Find out how a trip to the library can save you big bucks.

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Oct 4 • 6:00 AM EDT • Entertainment • thisweeknews.com
Free Columbus events with a library card. How the Culture Pass works

Are you looking for wallet-friendly entertainment? Find out how a trip to the library can save you big bucks.

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Oct 4 • 6:00 AM EDT • Entertainment • dispatch.com
GOTY 2026’s Final Nomination Is a Battleground of 8/10 Games

The year of 'good, not great' rages on

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Oct 4 • 6:00 AM EDT • Technology • polygon.com
America’s Health Care Workforce Is in Crisis

We must prevent financial barriers from determining who has the opportunity to become a health care leader, writes Michellene Davis.

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Oct 4 • 6:00 AM EDT • Health • time.com
America’s Health Care Workforce Is in Crisis

We must prevent financial barriers from determining who has the opportunity to become a health care leader, writes Michellene Davis.

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Oct 4 • 6:00 AM EDT • Health • yahoo.com
How to get into real estate without a lot of cash: Creative financing

One investor used his paid-off truck to buy property. Three others found creative ways in.

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Oct 4 • 5:25 AM EDT • Business • businessinsider.com
Parker Health Group names new CEO as longtime leader retires

Mark Lenhard will join Piscataway-based Parker Health Group in December, succeeding Roberto Muñiz after nearly 28 years of leadership.

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Oct 4 • 5:02 AM EDT • Health • mycentraljersey.com
Menopause is a major health milestone, yet health records barely track it, new research finds

The findings reveal a major gap in how clinicians capture basic information about women's health.

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Oct 4 • 5:01 AM EDT • Health • phillyvoice.com
Scientists Warn of Another Unseen Risk From Fire: Ozone

Small particulates sent up by wildfires are a well-documented health hazard. But recent research finds that ground-level ozone is now on the rise, too.

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Oct 4 • 5:00 AM EDT • Science • nytimes.com
Decaf Coffee Might Have A Surprising Advantage Over Caffeinated, Study Finds

A buzz without the buzz.

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Oct 4 • 5:00 AM EDT • Science • sciencealert.com
Scientists Find First-Ever Cases of Feline Marfan Syndrome in Cat Siblings Gary and Shaggy. Here’s What That Means

The genetic condition, which is typically found in humans, typically causes symptoms like unusually long limbs and near-sightedness

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Oct 4 • 5:00 AM EDT • Science • yahoo.com
Roma make contact for Endrick’s loan in January

Endrick is back on Roma’s radar ahead of the winter transfer window. The Brazilian continues to find limited playing time at Real Madrid and is reportedly considering a January departure to revitali...

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Oct 4 • 4:45 AM EDT • Sports • sports.yahoo.com
One last shock twist in the NRL grand final pre-show entertainment debacle

Fans did a double take when they saw this famous face during the tribute to Jai Arrow.

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Oct 4 • 4:43 AM EDT • Entertainment • nine.com.au
Internationals, Akanji, Sučić and Bonny in action

Another evening of international action for Inter’s players, with Petar Sučić and Manuel Akanji featuring in the Nations League for their respective national teams, while Ange-Yoan Bonny played 45...

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Oct 4 • 4:34 AM EDT • Sports • sports.yahoo.com
Johnson & Johnson, AOA Reveal Menopause Eye Health Gap

Global research by Johnson & Johnson and Ipsos finds vision is overlooked as a menopause symptom, revealing a gap in longevity care

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Oct 4 • 4:00 AM EDT • Health • healthcare-digital.com
Hakan

The 2022/23 season seemed to be over before it had even begun. For the first time, there was going to be a break for the World Cup in the middle of the campaign, while the season itself had started as...

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Oct 4 • 3:56 AM EDT • Sports • sports.yahoo.com
105,000-capacity Camp Nou leads 2030 final venue race

Barcelona’s rebuilt Spotify Camp Nou is the leading current candidate to host the 2030 World Cup final, according to Mundo Deportivo, although FIFA is not expected to allocate the tournament’s ven...

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Oct 4 • 3:15 AM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
wow
100%
Teton Gravity Research presents 'Actually, It Is Rocket Science' at Palace of Fine Arts in San Francisco - October 8, 2026

Event details about Teton Gravity Research presents 'Actually, It Is Rocket Science' in San Francisco on October 8, 2026 - watch, listen, photos and tickets

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Oct 4 • 3:02 AM EDT • Science • sfstation.com
Blue Jays Receive Intriguing Take on Mets’ Francisco Lindor

The New York Mets and president of baseball operations David Stearns are back at the drawing board after missing the playoffs for the second straight season. Stearns has to find a way to improve the team and get it back to the postseason, and that means making tough decisions. Juan Soto is the face of […] The post Blue Jays Receive Intriguing Take on Mets’ Francisco Lindor appeared first on HEAVY.

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Oct 4 • 2:56 AM EDT • Sports • sports.yahoo.com
🗞️ Headlines: Spain sweep all, Italy swoon over Endrick..

The final weekend of this long international break continues, bringing plenty of football and plenty of news. So let’s take a look at today’s front pages from the main sports newspapers...MARCAASM...

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Oct 4 • 2:34 AM EDT • Sports • sports.yahoo.com
Portugal vs Norway – Predicted lineup and team news

Portugal and Norway are set to meet again on Sunday in their fourth UEFA Nations League group-stage clash, which also marks the final fixture for both sides during this international window.Portugal a...

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Oct 4 • 2:10 AM EDT • Sports • sports.yahoo.com
Denis Shapovalov retires, Carlos Alcaraz advances to Japan Open semifinals

Denis Shapovalov was playing a high level of tennis against Carlos Alcaraz before suffering the injury that forced him to retire at the Japan Open.

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Oct 4 • 1:48 AM EDT • Sports • sports.yahoo.com
Presbyterian clears St. Thomas, 55-21

The nation's fifth-longest FCS home winning streak stayed intact in dominant fashion on Saturday afternoon, as the Presbyterian College football team put the pedal to the metal and raced past St. Thomas by a final score of 55-21.

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Oct 4 • 12:19 AM EDT • Sports • sports.yahoo.com
New Business Manager Appointed at Phelps-Clifton Springs School

Dan Friday is the new Phelps-Clifton Springs CSD business manager. He joins from East Rochester CSD, succeeding Karl Dubash, who took a role at Pittsford CSD.

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Oct 4 • 12:05 AM EDT • Business • fingerlakesdailynews.com
Thousands run in 2026 Nike XC Twilight Invitational

TERRE HAUTE, Ind. (WTWO/WAWV) — Thousands of runners from across the country participated in the 2026 Nike XC Twilight Invitational at Lavern Gibson Championship Cross Country Course. Terre Haute North’s Addyson Bautista took fourth place in the girls race. Terre Haute South’s Landon Crawn finished 17th in the boys race.

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Oct 3 • 11:42 PM EDT • Sports • sports.yahoo.com
LSU completes nonconference play with a rout of McNeese. The rest of SEC play awaits.

LSU took care of business in its final nonconference game against McNeese State. Here’s how the Tigers managed a meaningless game.

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Oct 3 • 11:14 PM EDT • Business • nola.com
Race Results: 2026 NOAPS Focused Health 302 at Las Vegas

Corey Day came out on top in a thrilling late-race battle with Carson Kvapil in Saturday night’s NASCAR O’Reilly Auto Parts Series Focused Health 302 at Las Vegas Motor Speedway. Day crossed the finish line ahead of Kvapil by a margin of 0.287 seconds. Jesse Love, Brent Crews, and Taylor Gray rounded out the top-five […] The post Race Results: 2026 NOAPS Focused Health 302 at Las Vegas appeared first on TobyChristie.com.

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Oct 3 • 10:59 PM EDT • Health • sports.yahoo.com
'He's Just Lying': Three-Time Trump Voters Slam President While Revisiting His Promises
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Oct 3 • 10:41 PM EDT • Politics • yahoo.com
Penguins Cut Veteran Forward Before Home Opener

The Pittsburgh Penguins are back in action on Saturday evening against the Montreal Canadiens, who make their first trip of the season to PPG Paints Arena in downtown Pittsburgh.It marks the return of hockey for the Penguins in front of their home fans for the first time since Game 5 of the Eastern Conference Quarterfinal […] The post Penguins Cut Veteran Forward Before Home Opener appeared first on HEAVY.

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Oct 3 • 10:13 PM EDT • Sports • sports.yahoo.com
☹️ Negative (-13%)
Alabama's Kalen DeBoer May Have Finally Turned the Corner

Kalen DeBoer may have finally turned the corner as Alabama Crimson Tide head coach.

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Oct 3 • 10:02 PM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
Renato hails training spell for Grêmio before 'finals'

Grêmio will return to action in the Brasileirão next Wednesday (7), when they visit Remo in a clash between two teams currently in the competition’s bottom four.And coach Renato Gaúcho is countin...

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Oct 3 • 8:29 PM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
‘A Statement’ Review: Tom McCarthy’s Talky Climate Crisis Seriocomedy Is Light Entertainment That Hardly Rakes the Muck

New York Film Festival: The Oscar-winning writer/director turns his spotlight on a plushly appointed ensemble as the environmental stewards and scholars who tried to solve the climate crisis over one ...

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Oct 3 • 8:15 PM EDT • Entertainment • yahoo.com
Is Sun Life (TSX:SLF) Quietly Redefining Its Health Ecosystem With Disability Care Navigation?

In late September 2026, Sun Life U.S. introduced Disability with Health Navigator, integrating personalized care navigation into disability coverage to help employees access specialized opinions, providers, and employer-specific benefits while facing major health conditions or seeking ongoing support. This move extends Health Navigator’s reach across disability, standalone offerings and medical stop-loss coverage, underlining Sun Life’s focus on year-round health support within employer...

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Oct 3 • 8:12 PM EDT • Health • finance.yahoo.com