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A Huge ‘GTA 6’ Change From ‘GTA 5’ Comes To Light
Rockstar is making a big change to "GTA 6," altering something that has been in its games from "Red Dead Redemption 2" to "GTA 5."
NVIDIA DLSS 5 Performance Unveiled: 5x Faster Than Original Demo, 50% Perf Penalty on Average, But RTX 50 GPUs Offer “Hundreds of FPS” With MFG Enabled & More Optimizations On the Way
NVIDIA is sharing the first performance figures of its RTX 50 GPUs running DLSS 5, offering next-gen visuals at super-fast frame rates.
Preserving the Academy of Natural Sciences' Legacy and Collections for the Future
As part of this broader effort and following careful consideration, grounded in deep respect for the Academy’s extraordinary legacy, Academy and Drexel leadership have made the difficult decision to close the Academy’s museum as of September 30. While the museum will close, the Academy remains committed to public engagement and education, and work will continue to identify new and financially sustainable opportunities for the public display of elements from its collections and engagement with the natural sciences.
Election live updates: Ed Markey and Seth Moulton chase Senate Democratic primary win in Massachusetts
Live updates and the latest news as Ed Markey and Seth Moulton chase the Democratic nomination for Senate in Massachusetts
Massachusetts politics | Voters head to polls for state primary today
Massachusetts’ primary election day is being held Tuesday as voters decide who will be on the ballot come November’s general election. One of the most high-profile races to watch is the contest between Democratic Sen. Ed Markey and Rep. Seth Moulton.
I helped build Obama's 2008 campaign. Democrats aren't ready for 2026.
The most dangerous political misinformation of the 2026 midterm election may not go viral. You may never see it at all.
A NY hospital tried to close its birthing center. This city united to fight back
Democrats and Republicans in Troy, New York, took on a national Catholic health system and kept the county's last birthing center open.
Massachusetts Democratic primary is a generational clash as Rep. Seth Moulton targets Sen. Ed Markey
Democrats across the U.S. are showing a strong desire for change.
Massachusetts Democratic Primary Is a Generational Clash as Rep. Seth Moulton Targets Sen. Ed Markey
As Democrats across the U.S. signal an increasing appetite for change, U.S. Rep. Seth Moulton is hoping that momentum will help him oust longtime Massachusetts U.S. Sen. Ed Markey in Tuesday’s primary. Moulton, a moderate, is among the many Democrats who have called for generational change this year ...
Business schools face demand for higher, ‘human’ skills
As AI erodes entry-level tasks, employers want ‘tier two’ abilities that young masters in management graduates once learnt at work
7 new dementia risk factors revealed — including one millions struggle with
The World Health Organization has added seven new dementia risk factors, including stroke, sleep apnea, HIV and air pollution, to its updated guidelines.
Azim Eskandarian joins the Virginia Academy of Science, Engineering, a
The honor recognizes the College of Engineering dean’s impact on engineering education and the intelligent and autonomous vehicle industry.
Abdul El-Sayed responds to JD Vance
After being called ‘evil’ by Vice President JD Vance, Michigan’s Democratic Senate nominee responds in an interview with CNN’s Kaitlan Collins.
Tensions erupt in House hearing as GOP advances anti-socialism resolution while Dems rage: 'Silly season'
House Republicans force Democrats to vote on condemning socialism and capping the Supreme Court at nine justices amid the left's inter-party civil war.
Trump Urges Congress to Pass Tax Incentives for Entertainment Industry
Aug 31 (Reuters) - U.S. President Donald Trump on Monday said that Congress should pass tax incentives for the entertainment industry to keep production in the country. "I am going to suggest that Republicans and Democrats get together, and immediately craft Legislation to save the Movie,
JD Vance Called Michigan Senate Candidate Abdul El-Sayed ‘Evil’ in Speech
Vice President JD Vance also told Dr. Abdul El-Sayed, Michigan’s Democratic Senate nominee, to “keep my wife’s name out of your mouth.”
Academy Sports + Outdoors officially opening first Statesboro store this fall
Academy Sports + Outdoors has officially announced it is opening its very first store in Statesboro, bringing dozens of new jobs and a massive new shopping destination to the area.
Ernst Names Small Business of the Week, The Bread Board
Read the release on Sen. Ernst's website HERE. Throughout this Congress, Chair Ernst plans to recognize a small business in every one of Iowa’s 99 counties. RED OAK, Iowa – U.S. Senator Joni Ernst (R-Iowa), Chair of the Senate Small Business Committee, today announced her Small Business of the Week: The Bread Board of Marion County. Throughout the 119th Congress, Chair Ernst plans to recognize a small business in each of Iowa's 99 counties. “The Bread Board has risen to the occasion, growing from Heidi’s passion for baking into a thriving Pella bakery that brings people together,” said Chair Ernst. “From serving fresh sourdough and homemade meals to supporting local businesses, schools, and community events, Heidi and her team have proven they have the perfect recipe for success.” Heidi Rozenboom grew up baking fresh bread alongside her grandmother, always using the same bread board that would eventually inspire her business’ name. Years later, Heidi started selling fresh bread to local coffee shops and cafes. As demand grew, she opened her storefront in downtown Pella in 2021 and named her bakery the Bread Board. Today, the Bread Board serves fresh sourdough bread, pastries, homemade meals, and other baked goods. Stay tuned as Chair Ernst continues to recognize outstanding Iowa small businesses with her Small Business of the Week award. ###
Vance casts El-Sayed as ‘evil’ and tells him to ‘keep my wife’s name the hell out of your mouth’
Vice President JD Vance said in Michigan on Monday that “there’s something about Abdul El-Sayed that is very, very, evil,” arguing that the state’s Democratic Senate nominee is symptomatic of a growing trend in America of fighting “for one group at the expense of others.”
NWACC’s academic-credit enrollment increases 1.8% from 2025
NorthWest Arkansas Community College said Monday (Aug. 31) that its enrollment has exceeded 12,000 total students for the first time. The Bentonville-based two-year college released 11th-day figures, showing enrollment increased...
WATCH: Trump says 'Medicare for All' doesn't work
The president was asked about Democratic candidates who want to use Medicare to provide universal access to health care — and he said his approach to have confidential drug pricing deals was superior.
Kelly Clarkson says goodbye to her talk show after a successful 7-year run
The singer closed out her morning show chapter with fan song requests, including a performance of “Golden” from “KPop Demon Hunters.”
DSA leader's working-class image takes hit as public records pile up contradictions
Gustavo Gordillo, NYC Democratic Socialists of America co-chair, faces scrutiny over claims about his immigrant parents, union status and housing.
Who Sees Themselves as Working Class?
Most Americans think of themselves as working class, and Republicans are more likely to do so than Democrats.
Dallas Cowboys claim RB Emari Demercado off waivers
The Dallas Cowboys claimed former Arizona Cardinals running back Emari Demercado off waivers, the NFL announced Monday through its transaction wire.
A Summer of Continuing the Fight: Defending Coverage, Demanding Health Equity
Families USA opposed PRWORA and fought throughout the 90’s to ensure that all people can access affordable health coverage.
Sen. Ed Markey, Democrat, across decades in Massachusetts politics
Markey has served in Congress for nearly 50 years. Here he is in recent years.
Bills lose rookie cornerback after Browns claim him off waivers
The Browns claimed Bills seventh-round pick Toriano Pride Jr. off waivers while undrafted rookie Kani Walker went unclaimed.
Republicans are spending big attacking Democrats on data centers. So why is Trump saying ‘let data reign’?
Democracy Works: Political status and the DSA summer
For our first episode of the fall season, we talk with a social movement scholar about whether the DSA's policies can win over enough votes to win in a general election and why political coalitions don't always align with the structure of America's two-party system.
In Massachusetts U.S. Senate race, challenger Moulton says Markey, 80, is too old for another term. Young Democrats are divided
The 2026 midterms have brought a number of generational challenges like the one Moulton is waging against Markey, with younger Democrats taking on — and in some cases unseating — longtime incumbents.
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
A pediatrician is running for Senate. Can doctors change the political debate over health and science?
After Lindsey Graham’s death, Democrat Annie Andrews finds herself in a closely watched race as she seeks to flip his Republican seat
Bradley Barcola to Liverpool: France forward who has moved from PSG is quick, strong, versatile, intelligent
Is Bradley Barcola a good signing for Liverpool? Having spoken to the former Paris Saint-Germain forwards old academy boss, Adam Bate examines the strengths and weaknesses of the France international to find out more…
Prominent Black Democrats rally behind Keisha Lance Bottoms
Republicans want to make Bottoms' record as Atlanta mayor a major liability in the governor's race, but her successor, Andre Dickens, offered an unequivocal defense on Sunday.
How SF’s most powerful mom became a political force
Meredith Dodson turned pandemic parent fury into a machine that reshaped SF school politics.
Hampton Social, 30hop among new Waukee Towne Center tenants
Waukee Towne Center has named its first wave of restaurants, stores and entertainment businesses ahead of a planned late-spring 2027 opening.
Business academy graduate opens restaurant in Cambridge
Guest feature: Susan Banks is the director of Dorchester County Economic Development. Follow along on Facebook and LinkedIn. A new restaurant in Dorchester County is serving more than great food—it also represents the success of local...
California to get more power to sue big businesses under anti-monopoly bill going to Newsom
California prosecutors would gain new powers to sue big businesses over anti-competitive practices under a bill Democratic lawmakers sent to Gov. Gavin Newsom.
For Michigan Democrat Abdul El-Sayed, Sept. 11 commemoration invites scrutiny of past remarks
A “quantum bath” puts quantum entanglement on autopilot
Physicists have demonstrated a new way to entangle distant quantum bits without the constant measurements and active control normally required. The team created a “quantum bath,” a shared environment filled with correlated microwave photons that automatically pushes separated qubits into an entangled state and helps keep them there. The experiment confirms a theoretical prediction made more than 20 years ago and could offer a simpler way to connect modules in future quantum computers.
Business as Mission: Loving the World Well
At Taylor, we’re in the business of developing servant-leaders who will be ambassadors for Christ. Business is Taylor’s largest academic area, with over 400 students in the department.
AP Decision Notes: What to expect in the Massachusetts state primary
U.S. Sen. Ed Markey faces a competitive Democratic primary challenge in Massachusetts on Tuesday from U.S. Rep. Seth Moulton in his bid for a third full term.
Missouri activists want fewer cameras on citizens and more on politicians
Missouri conservatives are pushing back on Flock cameras while demanding more transparency through livestreaming in the state Senate.
Insight: Booming weight-loss drug demand in Brazil fuels thriving black market and health fears
When Brazilian customs agents opened jars of dulce de leche aboard a tourist bus arriving from Paraguay in April, they discovered hundreds of vials of tirzepatide, the active ingredient in the popular weight-loss drug Mounjaro, mixed inside the sweet spread.
Democratic lawmakers introduce bills expanding health coverage for low-income Michiganders
Last week, a pair of Democratic lawmakers from the Michigan House and Senate shared that they were working on legislation to ensure more Michigan residents can access healthcare.
Booming Weight-Loss Drug Demand in Brazil Fuels Thriving Black Market and Health Fears
By Luciana Magalhaes SAO PAULO, Aug 31 (Reuters) - When Brazilian customs agents opened jars of dulce de leche aboard a tourist bus arriving from Paraguay in April, they discovered hundreds of vials of tirzepatide, the active ingredient in the popular weight-loss drug Mounjaro, mixed inside the ...
House returns with vote expected on Senate bill to prevent government shutdown
Lawmakers could also vote on condemning socialism and censuring GOP Rep. Chuck Edwards.
Fable Won't Demand Over 100 Hours of Your Time on PS5
Expect around 20 hours of main story content
House Democrat to launch challenge to Trump’s ‘Lake America’ order
Debbie Dingell plans to introduce her ‘Hands Off Our Great Lakes Act’ today following president’s latest escalation in US-Canada trade war
Analysis | The politics of the company you keep
The Senate race in Michigan is critical to Democrats, but associations may matter.
Take-Two Says GTA 6 Leak Probe Is "Rapidly Evolving," Wants New Discord Demands Under Seal * TorrentFreak
Take-Two has informed U.S. federal courts that its investigation into the GTA 6 leak is "rapidly evolving".
Huawei shows Watch D3’s smarter BP monitoring before September 2
Huawei Watch D3‘s features have started emerging ahead of the September 2 launch event, and one such is a smarter BP monitoring capability. The firm has showcased the new medical smartwatch at the European Society of Cardiology (ESC) Congress 2026. ESC Congress is one of the world’s top academic gatherings in cardiovascular medicine. The meeting […]
Data center growth could outpace power generation
Dominion Energy confronts rising power demand from nearly 650 data centers in Virginia, straining the grid and prompting infrastructure investments.
Japan-South Korea business panel launched to address low birth rate
The group aims to enable the two countries to share knowledge and experiences in seeking solutions to their demographic challenges through private-sector cooperation.
People with diabetes may have another reason to protect their cardiovascular health
Better cardiovascular health, measured using Life’s Essential 8, was associated with a lower risk of mild cognitive impairment among people with diabetes after accounting for genetic susceptibility. Associations with dementia varied by genetic risk, while higher LE8 scores were also linked to greater gray matter volume and lower white matter hyperintensity volume.
Maui Chamber of Commerce and BizFlixTalk™ Bring Subsidized Business Growth Program to Maui Entrepreneurs
Maui business owners will have a new opportunity this fall to step back from the day-to-day demands of running a business and focus on what comes next through The Business Expansion Blueprint, a six-week interactive business-growth experience offered by the Maui Chamber of Commerce in partnership with BizFlixTalk.
Is electricity dimming oil’s political power?
Surging power demand is turning electricity prices into a political flashpoint across the U.S. and Europe.
Plan to cut number of polling sites in a major Texas county
Plans in one of Texas’ largest counties to use dozens fewer polling location than previous years is drawing protests from Democrats who say the reductions could create confusion in the November midterm elections
Plan to cut number of polling sites in a major Texas county draws protests as Senate race looms
Plans in one of Texas’ largest counties to use dozens fewer polling location than previous years is drawing protests from Democrats who say the reductions could create confusion in the November midterm elections.
Democratic congressional nominee Brad Lander faces anti-Israel hecklers at New York protest
Brad Lander, a Democratic congressional nominee in New York City, faced heckling Saturday over his stance on Israel as he protested a Hindu nationalist politician speaking at Madison Square Garden.
Why Republicans are focusing on transgender issues in competitive 2026 campaigns
Campaign ads in several midterm elections portray Democrats as “radical” on transgender youth medical care and sports participation. Republicans are leaning on a strategy that proved successful in 2024.
Trump demands all Canadian companies doing business with the US move to America ‘immediately’
Talarico Is Out-Fundraising Paxton and Flooding the Airwaves in Texas Senate Race
The Democratic candidate is on the offensive, giving his party hope in the deep-red state.
Apple Caught Off Guard by AI Demand for Mac Mini and Mac Studio
Apple's unusually timed announcement of new Mac mini and Mac Studio models this week was driven by unexpectedly strong enterprise appetite for AI hardware, according to The Information. Apple normally releases new Mac models in the autumn, closer to October or November, making this week's announcement unusually early, falling just before the anticipated arrival of new iPhone models. The Information says that the AI-driven boom in Mac Studio and Mac mini sales is behind the early launch.
Canada claps back at Trump's efforts to rename Lake Ontario as 'Lake America'
Ontario Premier Doug Ford has unveiled a giant billboard reading: "Lake Ontario — Now and Always." But tech giant Google has said it is renaming the lake for U.S. users, as President Trump demanded.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Who should be the Cardinals’ next Kyle Leahy?
After matching his shortest start of the season, Kyle Leahy is nearing the end of his first season as a starter for the St. Louis Cardinals. Despite early struggles that caused some fans to laughably demand his removal from the rotation, Leahy had the lowest ERA among starters since the All-Star Break with the lightened […]
Moulton says Sen. Markey, 80, is too old for another term. Young Massachusetts Democrats are divided
Young Massachusetts voters agree that 80-year-old U.S. Sen. Ed Markey stumbled when asked during a debate how he uses artificial intelligence
Moulton says Sen. Markey, 80, is too old for another term. Young Massachusetts Democrats are divided
Young Massachusetts voters agree that 80-year-old U.S. Sen. Ed Markey stumbled when asked during a debate how he uses artificial intelligence.
Why the Hottest New Wearables Want to Be Ignored
Burnt out on wrist buzzes and notification overload? A new crop of minimalist wearables promises to collect your health data without demanding your attention.
Democratic Senate control has moved from a reach to a toss-up
The four-seat gain Democrats need to win control once seemed all but out of reach. Odds are looking up, though the party still faces a tough path, with toss-up races in a half dozen (mostly red) states.
Ed Markey Defends Transgender Athletes in Massachusetts Senate Race
Senator Ed Markey of Massachusetts has emerged as a vocal defender of transgender rights as he tries to fend off a primary challenge from Representative Seth Moulton.
These Democrats used to be Republicans — and hope that will help them win midterms
In races across the country, former GOP politicians are leaning into their pasts.
Stressed out about politics? It could be impacting your health
Political stress is a distinct type of stress that refers to how political events, decisions and actors, can cause anxiety, even depression, and other health impacts. Academics like a team of researchers at the Body Politics Lab at Western University are digging into how people feel, emotionally and physically, about politics.
Reflections on Weiser-Lopez, Crank-Killian debates
Thursday night, The Gazette and KOAA TV hosted two important candidate debates. The first featured incumbent Republican U.S. Rep. Jeff Crank, who is just completing his first term representing El Paso County in Congress, and Jessica Killian, a Democrat who has served in the Army and has years of experience working in Washington, D.C. The second […]
Disney adds fun to Let's Play Sport Clinic in Fresno
ABC30 VoluntEARS, along with Disney, Big Brothers Big Sisters of Central California, Fresno State and High Performance Academy, teamed up to make a memorable morning.
Data center backlash scrambles US midterm politics
The data centers powering America's artificial intelligence boom have become an unlikely target in November's midterm elections, as anger over rising electricity bills and noise turns Democrats -- and…
Lifestyle Medicine and the Science of Cholesterol Reduction: A Systematic Review of Non-medication Approaches Among Adults
Dyslipidemia is a major modifiable risk factor for cardiovascular disease and remains highly prevalent despite advances in lipid-lowering therapy. Lifestyle medicine has emerged as a comprehensi...
Abdul El-Sayed apologizes for comments he made responding to an attack on a Michigan synagogue
El-Sayed’s apology was his latest attempt to unify Democrats after a bitter primary in which he defeated U.S. Rep. Haley Stevens.
Minnesota’s top court rejects Mike Lindell’s bid for primary recount
MINNEAPOLIS — Minnesota Supreme Court justices denied requests for a primary election recount by MyPillow founder Mike Lindell, effectively confirming his loss to Lisa Demuth as the Republican nominee for
Democrats project unity, talk Trump at convention
The Michigan Democratic Party convention offered a chance to come together following a divisive primary and focus on defeating Trump's picks.
El-Sayed apologizes for comments he made responding to an attack on a Michigan synagogue
Abdul El-Sayed, the Democratic nominee for U.S. Senate in Michigan, has apologized to the state's Jewish Democratic Caucus | WWJ Newsradio 950
El-Sayed apologizes for comments he made responding to an attack on a Michigan synagogue
Abdul El-Sayed, the Democratic nominee for U.S. Senate in Michigan, has apologized to the state's Jewish Democratic Caucus.
California lawmakers strike wildfire deal that leaves out most of Newsom’s big demands
Newsom backed off his plan to ease utilities' wildfire costs after Democratic lawmakers refused to shift the burden to insurers and survivors
El-Sayed apologizes to Jewish Democrats for statement about synagogue attack
Michigan Democratic Senate nominee Abdul El-Sayed apologized to Jewish Democrats on Saturday for saying “hurt people hurt people” as part of his response to a March attack on a synagogue near Detroit.
D-backs @ Giants Discussion
Today’s Lineups DIAMONDBACKS GIANTS Ildemaro Vargas – 2B Drew Gilbert – CF Corbin Carroll – RF Rafael Devers – 1B Gabriel Moreno – C Bryce Eldridge – DH Geraldo Perdomo – SS Jung Hoo Lee – RF Nolan Arenado – DH Turner Hill – LF Tim Tawa – 1B Drew Cavanaugh – C Jose Fernandez […]
The Earth is sizzling, but climate isn't a hot topic for Democrats in this year's campaigns
There has been a national shift in the conversation that is sharp enough for some researchers to coin the term "climate hushing” to describe it.
Northeastern introduces artificial intelligence combined majors, renames undergraduate data science programs
This fall, Northeastern will roll out 24 artificial intelligence, or AI, combined majors, which will replace its undergraduate data science majors. The rename of the data science major and its associated combined degrees “more accurately represents the scope and depth of the curriculum,” Christo Wilson, associate dean for academic programs and student experience, wrote in...
The Earth is sizzling, but climate isn't a hot topic for Democrats in this year's campaigns
Climate change has become a less prominent election-year issue for Democrats as voters say concerns such as affordability are more pressing.
Opinion | Democrats Have an Identity Politics Problem. Just Not the One You Think.
Instead of rallying around their candidates, Democrats are falling out among themselves.
Music legend’s husband denies she has dementia after performance cutbacks, troubling reports
Recent concerts have left fans and tour staff worried about her health.
This Iowa Democrat is stirring hopes of a red state comeback by charting his own path
Iowa has not elected a Democratic governor since 2006, but Rob Sand’s candidacy and his congenial approach to politics has stirred a sense of optimism for the party.
Michael Minogue, a GOP candidate, is leaning into the blues
Experts in political branding said Michael Minogue's blue color scheme could be an intentional play to make him more appealing to voters in a state that largely elects Democrats to its highest offices
In Georgia, Jon Ossoff Courts Broad Appeal With an Anti-Trump Script for Senate Race
Senator Jon Ossoff, the youngest sitting senator and the only Democrat seeking re-election this year in a state President Trump won in 2024, hasn’t moderated his message in his critical race.
Susan Collins and Democrats are fighting a TV ad war over her votes on Trump’s Medicaid cuts
As Democrats spend money to highlight her vote to procedurally advance the “big, beautiful bill,” Collins is running her own ads noting that she ultimately voted against the measure.
This Appalachian memoir author is running as a Democratic contrast to JD Vance
Beth Macy is challenging Rep. Ben Cline in a bright-red Virginia district, hoping her own story and the stories she told about the region will win back rural and working-class White voters.
From The Dog Stars to Erykah Badu: your complete entertainment guide to the week ahead
Jacob Elordi stars as a post-pandemic pilot in Ridley Scott’s sci-fi adventure, while the celebrated soul singer returns with a long-trailed collaboration