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Laramie County health and food inspections (8/21/26–8/27/26)
CHEYENNE, Wyo. — The Cheyenne-Laramie County Health Department inspects restaurants, bars, convenience stores, delis, grocery stores, bed and breakfasts
Natrona County health and food inspections (8/21/26–8/27/26)
CASPER, Wyo. — The Casper-Natrona County Health Department inspects restaurants, grocery stores, convenience stores, mobile food units, commissaries and
Ultra-thin aramid protection: Pitaka cases for the Samsung Galaxy Z8 Series review
In-depth hands-on review of the Pitaka Classic aramid fiber cases for the Samsung Galaxy Z Fold8 & Flip: fit, build quality, 3D-Grip, and MagEZ in detail.
Players Think This Is The Biggest Leak In The History Of Steam
The alleged Steam depot data reportedly spans from 2003 to 2013, and contains pre-release builds of potentially thousands of first and third-party games
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
University Computer Science department remains hopeful in the age of AI
According to National Student Clearinghouse, undergraduate enrollment in traditional information and computer science degrees at four-year institutions fell by 8.1 percent in the fall of 2025 compared to fall 2024.
Vermont’s population of primary care doctors is declining
A new Vermont Department of Health census gives a snapshot of a dwindling population of primary care docs and a steady increase of specialists statewide.
Gaylord — you never check in, but still pay
I go to a lot of conferences, often in beautiful cities I never actually see. Friends hear where I’ve been and ask depressing questions like, “Did you visit the famous museum?” No. I saw Ballroom C, the lobby bar and took out a loan to buy a Caesar salad. Having experienced some of the world’s […]
Trump administration deports relative of Afghans who helped US military to Central African Republic
His family in Afghanistan had received threats from the Taliban because of the work performed by his brothers in support of the U.S. military.
12TB Steam leak exposes old game builds from 2003 to 2013
A roughly 12TB archive from Steam's old Steam2 infrastructure reportedly contains thousands of game depots dating from 2003 to 2013. Portal 2, Left 4 Dead and early CS:GO builds are included.
Stressed out about politics? It could be impacting your health
Political stress is a distinct type of stress that refers to how political events, decisions and actors, can cause anxiety, even depression, and other health impacts. Academics like a team of researchers at the Body Politics Lab at Western University are digging into how people feel, emotionally and physically, about politics.
TerminalFix Uses Fake Cloudflare CAPTCHAs to Deploy Reverse-Tunnel Backdoor
Microsoft says TerminalFix uses fake Cloudflare CAPTCHAs to trigger PowerShell and deploy a reverse-tunnel backdoor for internal network access.
Sky Sport: Fulham in talks for Matias Soule
Matias Soule could be the next one in line to depart Roma.After Neil El Aynaoui – who is set to join RB Leipzig on loan – the Argentine winger could make way for another attacker.As is well known,...
Health department hosts free recovery event to reduce stigma and link residents to service
Four baby goats at mobile petting zoo in North Carolina test positive for rabies
The North Carolina Department of Health and Human Services said the petting zoo held events involving children and elderly people between July 28 and Thursday.
Jaguars Bolster Quarterback Depth With Trade with Dolphins
The Jacksonville Jaguars bolster their quarterback depth behind Trevor Lawrence and Nick Mullens with the trade for Miami Dolphins backup, Quinn Ewers
How Will Broderick Jones Trade Impact Steelers Offensive Line?
The Steelers traded Broderick Jones to the Cowboys, reshaping their offensive tackle depth chart and creating opportunities for Dylan Cook and Max Iheanachor.
Oklahoma health department warns of upgraded risk of salmonella contamination in guacamole dip
The Oklahoma State Department of Health is warning residents of an upgraded food recall involving a guacamole dip sold at Whole Foods stores in the state.
KY Health Department confirms potential measles exposure in Richmond, Olive Hill
According to the KY Department for Public Health, a potential measles exposure has been identified in Richmond and Olive Hill this week.
Eagles reportedly waive 2025 draft pick
The Philadelphia Eagles waived 2025 sixth-round pick Myles Hinton on Saturday, according to a report from NFL insider Adam Schefter. Hinton’s departure doesn’t come as a surprise; he really struggled this summer. The Eagles originally experimented with moving the 24-year-old to guard earlier this offseason before putting him back at offensive tackle, where he didn’t […]
Seattle Seahawks Trevon Diggs’ Role Emerges After Preseason Finale
Seattle Seahawks cornerback Trevon Diggs seemingly entered into a conversation for a starting role after his performance in Friday’s NFL Preseason Finale against the Kansas City Chiefs. Diggs signed a one-year contract for the minimum salary with the Seattle Seahawks a few weeks ago. He originally appeared as a depth option while the Seahawks await […] The post Seattle Seahawks Trevon Diggs’ Role Emerges After Preseason Finale appeared first on HEAVY.
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
Body found behind Brookhaven business
A body was found behind Harbor Freight in Brookhaven Saturday afternoon. The Brookhaven Police Department and Lincoln County Coroner’s Office were actively working the scene at approximately 2 p.m. The […]
Analysis: Encouraging signs for new boss Jaissle
Newcastle fans may well have found themselves in the opposite position to Spurs supporters before the campaign had started - fearful of what was coming. Tonali was one of three key departures from St James' Park, along with captain Bruno Guimaraes, who went to Arsenal for £85m this month, and England winger Anthony Gordon after his £69m move to Barcelona. Manager Eddie Howe left on 31 July after nearly five successful years, which included guiding the Magpies to their first domestic trophy in 70 years with victory in the 2025 Carabao Cup.
Fact File: Michael Zetterer
Leeds United have added great depth in the goalkeeping department with the signing of German goalkeeper Michael Zetterer.Providing competition for James Trafford, the 31-year-old arrives from Bundesli...
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
Trump cannot deport students for criticizing Israel, judge rules
The decision largely piggybacks on findings from nearly a year ago by a U.S. district judge in Boston
AI could become conscious. What if it wants us dead?
As artificial intelligence advances toward potential sentience, experts warn of significant societal risks ranging from existential dependency on a digital mind to catastrophic outcomes if autonomo…
Firefighters investigating after fire breaks out overnight at Over-the-Rhine business
Firefighters with the Cincinnati Fire Department say that they responded to a call in Over-the-Rhine overnight.
Health alerts issued as cases of painful illness typically found in tropical countries spreads across Florida
A mosquito-borne virus commonly reported in tropical countries has been reported in Florida, with county health departments issuing alerts for local transmission.
Northeastern introduces artificial intelligence combined majors, renames undergraduate data science programs
This fall, Northeastern will roll out 24 artificial intelligence, or AI, combined majors, which will replace its undergraduate data science majors. The rename of the data science major and its associated combined degrees “more accurately represents the scope and depth of the curriculum,” Christo Wilson, associate dean for academic programs and student experience, wrote in...
Shelby County Health Department to host community care fair
The Shelby County Health Department will hold a Community Care Fair on Saturday to connect residents with health services.
Aidan O'Connell Listed As Potential Trade Candidate
After the Raiders signed Kirk Cousins and drafted Fernando Mendoza first overall, the former Purdue standout faces a crowded depth chart that could force a trade or release.
Tancredo in Running for Dept. of Ed. Position
Forty-five years ago this week: “I know that my name has been placed before the Secretary of Education, and I know that I’m one of three or four being considered for the Department of Education’s Region 8,” said state Rep. Tom Tancredo, R-Arvada. “But that’s all I know for sure.” Tancredo, a former manager of […]
Why it can take time and effort to find the right meds to help mental health
At the Lindsay Clancy murder trial, mental health professionals who treated her testified that she repeatedly sought changes to dozens of medications prescribed for depression, anxiety and other mental health conditions.
When Medical Science Refuses to Correct Itself
Science is supposed to be self-correcting. But what happens when the journals entrusted to uphold this principle become its gatekeepers?
Lane closures set on I-64 in Washington County
NASHVILLE — The Illinois Department of Transportation today announced that one lane in each direction of Interstate 64 will be closed between mile markers 45 and 55 near Nashville starting
Lindsay Clancy trial: Psychiatrist resigns after testimony
Dr. Avram Mack, a psychiatrist who worked in the behavioral health department with Nemours Children’s Health in Delaware, resigned Monday,
NYC health department announces 2 more deaths linked to Legionnaires' outbreak
Officials said there is no evidence of ongoing transmission.
Browns add Cornerback Depth Off Waivers from the Indianapolis Colts
The Browns added NFL experience in the defensive secondary, claiming cornerback Mekhi Blackmon off waivers from the Colts on Friday.
Bentonville, Springdale hospitals become level III trauma centers
Joplin, Mo.-based Freeman Health System said its hospitals in Bentonville and Springdale have been designated as Level III trauma centers by the Arkansas Department of Health. A Freeman Health System...
Bentonville, Springdale hospitals become level III trauma centers
Joplin, Mo.-based Freeman Health System said its hospitals in Bentonville and Springdale have been designated as Level III trauma centers by the Arkansas Department of Health. A Freeman Health System...
Silver Screening: We thought ‘Buddy’ was a kid’s movie, we were wrong
For the 37th episode of Silver Screening, Aaron McGuire and Zach Callan sit to down discuss the independent horror film "Buddy," director Ridley Scott's newest movie "The Dog Stars," and the long-awai...
Review: A lively if familiar ‘Buddy Holly Story’ at Drury Lane
CHICAGO — Truth be told, it was strange on Wednesday to be at a show that depicts the life and death of a great American music star not named Dolly
Rivian shares slide after CFO announces surprise departure
Claire McDonough will step down from the electric vehicle manufacturer to take the same role at turbine maker GE Vernova Inc.
Colorado measure adding ID checks to mail-in voting qualifies for ballot
A ballot initiative that would require voters to include additional information on mail-in ballots has qualified for the November election, according to the Secretary of State’s Office. Backed by El Paso County Treasurer Chuck Broerman and former Deputy Secretary of State Suzanne Taheri, Initiative No. 362 would require voters to include either the last four […]
Colorado measure adding new ID checks to mail-in voting qualifies for November ballot
A ballot initiative that would require voters to include additional information on mail-in ballots has qualified for the November election, according to the Secretary of State’s Office. Backed by El Paso County Treasurer Chuck Broerman and former Deputy Secretary of State Suzanne Taheri, Initiative 362 would require voters to include either the last four digits […]
As VR Gaming Looks for New Footing, the Out-of-Home XR Entertainment Space is Still Building
The investment and development community are constantly striving to find the next profitable sector in XR, turning to new business opportunities following a turbulent time in the consumer VR gaming space. One area of interest is in out-of-home XR attractions, known widely in the industry as Location-Based Entertainment (LBE) XR. The sector deploys XR as […]
Local health department reports human case of West Nile in Central Nebraska
The Grand Island-based Central District Health Department (CDHD) Friday reported the first human case of West Nile Virus (WNV) in the district.
Pennsylvania Department of Health reports 460 cases of measles in 31 counties
Death from measles, though rare, occurs in one to three patients per 1,000 cases, according to the press release.
Two dead, one injured in shooting at business in north Tulsa Friday morning
The Tulsa Police Department says two people are dead follwing a shooting at a business in north Tulsa.
Trump election fraud crackdown lands first arrest, putting longtime critics in White House crosshairs
A Honduran national in Los Angeles faces felony charges and deportation after allegedly registering to vote, as officials promise more arrests to come.
DPH Confirms Four Additional Measles Cases in Georgia
The Georgia Department of Public Health (DPH) has confirmed four additional cases of measles in the metro Atlanta area.
A closer look at mental health care in the military for one former enlisted soldier with depression
DePaul Is Leading. How Will Marquette Catch Up?
The Blue Demons have struck first in the Big East jersey patch department. What will the Golden Eagles do to match?
Photos: SUV crashes through doors of business in Rocky Ridge Plaza
Friday morning an SUV crashed through the doors at SwimRite, located in Rocky Ridge Plaza.The fire department confirmed there were no injuries.
Initiative brings Arizona cities and towns together to tackle shared challenges
Municipalities are inundated with data. Police and fire department activity, water usage, development permits, traffic incidents, pavement conditions and resident service requests generate a steady stream of information every day. The challenge is determining how to put that data to its best use to improve residents’ lives.
Chautauqua County Health Department warns residents about measles
BUFFALO, N.Y. (WIVB) — The Chautauqua County Health Department is warning residents about measles cases spreading across Western New York, Ohio and Pennsylvania. Measles is highly contagious.…
Augusta Health Celebrates Five Years in Mayo Clinic Care Network
Membership brings leading clinical expertise and resources closer to patients in the community. FISHERSVILLE, VIRGINIA — Augusta Health is celebrating five years as a member of the Mayo Clinic Care Network, a select group of independent healthcare providers with access to Mayo Clinic’s knowledge, expertise, and resources. Through the membership, Augusta Health physicians, advanced practice […]
Biden-honored Iraqi official lands on US terror watchlist as Trump State Dept revokes visa
Taif Sami Mohammed received the International Women of Courage Award in 2022 but now appears on the U.S. terrorist watchlist with her visa revoked.
RFK Jr.’s Health Department empowers political appointees like never before
Political roles are way up. Career staffing is way down, despite a push to hire after last year’s downsizing.
RFK Jr.’s Health Department empowers political appointees like never before
Political roles are way up. Career staffing is way down, despite a push to hire after last year’s downsizing.
Shapiro, Kennedy have war of words following 2 measles-related deaths in Pennsylvania
The Pennsylvania Department of Health this week recorded its first two measles-associated deaths in 35 years, both in people who were unvaccinated. The agency declined to provide further details, saying it was protecting patient privacy.
Chautauqua County Health Department Alerts Residents to Measles Activity in Surrounding Areas
Photo Left: CCHD’s Mobile Health Vehicle; Photo Right: Child receiving immunization on Mobile Health Vehicle
Trump's Labor Department is reviving a push to expand health insurance access for gig workers
The agency has sent a draft rule to the White House that would broaden how associations can offer coverage to self-employed workers and small businesses
City Watch Coffee owner detained by ICE, faces deportation to Cambodia
Ratha San, co-owner of the popular City Watch Coffee, faces deportation by ICE. His wife shares the impact it's having on his family and the business.
Florida health system settles Medicare Advantage fraud claims for $542M
In a statement, the U.S. Department of Justice confirmed that Villages Health System self-reported the upcoding and fully cooperated with an investigation. The incidents occurred between 2020 and 2024.
Labor Department to propose expansion of association health plans, which could lower insurance costs for some workers
The agency has submitted a rule proposal to the White House that could allow more workers to get health insurance through association health plans.
Sag Harbor, in an era of chain stores, wrestles with its retail identity
Some see Sag Harbor's unique charm as threatened by chain retailers, sparking debates on preserving its independent business identity.
Carteret County Health Department to host free Recovery Month event
MOREHEAD CITY, Carteret County — Carteret County is hosting a free community event Saturday, Aug. 29, in recognition of Recovery Month.The event is scheduled fr
Department experiments with adding ‘like’ button into radiology reporting workflows
Diagnostic radiologists rarely receive routine feedback from referring clinicians on the quality and value of their work, likely contributing to burnout and poor job satisfaction, experts write.
Rockin’ for Bay concert benefits sports program
The Rockin’ for Bay Music Festival is a fundraising effort taking place this Saturday in downtown Gladstone for the Bay College athletic department.
Two people with measles died in Pennsylvania. Misinformation and politics erupted.
The state Health Department said an infant’s death was associated with measles. The county coroner says the baby with measles died of a ruptured spleen.
The Literacy Crisis Reaches Dog-Bear Science
“New analysis of more than 300 bear encounters suggests our canine companions often increase odds of conflict and rarely serve as early warning systems many recreationists assume,” reads a subhead in Mountain Journal. The thing is, that study reaches no such conclusion. But you have to read beyond the abstract to understand that. Mountain Journal is not alone. Let’s look at a brief list of takeaways published elsewhere just to establish that none of them seem to know how to read science. Wes Siler’s Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe Here’s CBC: “A new peer-reviewed study, The Canine Conundrum: Is a Dog a Help or Hindrance in Bear Country?, dug into conflicts similar to what the video depicts, by analyzing 326 reported human-bear conflicts from 1901 to 2023 involving dogs.” “The study found 54 per cent of conflicts were started by dogs. In the encounters researchers included in the study, five people and 56 dogs were killed, and 170 people were injured.” “Lana Ciarniello, an independent researcher who co-authored the study, said researchers found when a person goes hiking with at least one other person, the odds of a negative bear encounter decrease by 50 per cent.” “However, when a dog is involved, the chances of a negative bear encounter increase because ‘a dog really adds a chaotic factor into the mix of recreation,’ said Ciarniello.” Again, the study finds no data supporting that conclusion. “Hiking with your pet dog may make you feel safer in bear country—but a hiker’s recent encounter and a new study prove that the numbers don’t add up,” writes Backpacker, which is now part of Outside. The numbers don’t add up to support this take. There’s plenty more examples, but all are equally dumb, so I’ll stop there. How did so many people get this so wrong? Three reasons: 1) the study is published behind a paywall, with only the abstract freely available. 2) the methodology sets out to create work relevant to a hyper-specific audience, not the public. And 3) the dataset studied is almost absurdly limited and doesn’t bear (get it?!) comparison to wider information. Let’s work through all three. The Problem is Money I understand the irony, since I’m writing about this on a subscription-model newsletter, but information wants to be free. The study is published by The Wildlife Society and costs $16 to access. Reprinting it is specifically prohibited by the terms of use, so I can only share snippets and my conclusions with you here. Having worked as a journalist for 24 years, I can report with some authority that journalists are both lazy and cheap. I don’t think it’s a stretch to say that much of the material you’re seeing written about this study is drawn from the freely-available abstract (above) only, and not a deep dive into its methodology or data. And that’s a problem, because abstracts are where researchers are able to break from their numbers and editorialize their opinions about conclusions. So what’s getting reported isn’t based on numbers, it’s based on an opinion designed for a specific audience, not the general public. Hell yeah ladies, kick that bear’s ass. The Methodology is Designed to Support a Predetermined Conclusion One of the biggest issues with the science that everyone likes to cite about bear spray’s efficacy is that no one understands that study was designed for a specific audience, looking for a specific answer. And since that audience is not the public, and our safety was not the question being asked, its conclusion is rendered irrelevant to our needs. Yes, I’m talking about Efficacy of Bear Deterrent Spray in Alaska, which was created by Tom Smith and Stephen Herrero, two of the same scientists who put together this dog-bear conflict analysis. In the spray study, the purpose was to present relevant agencies with the information they needed to issue their field workers with bear spray. As such, incidents where people were unable to access the spray or similarly failed to get it deployed in time were excluded from the results, and only incidents they deemed successful were included. Could a ranger roll down their vehicle’s window and scare a bear away from a dumpster by spraying it? Turns out the answer was yes, and that was good enough for the purposes of that study. The sample size of actual bear attacks—the thing you and I would want bear spray to provide a solution to, was too small to draw conclusions from, and didn’t indicate success in that role. Is a Dog a Help or Hindrance in Bear Country? has similar limitations. “Insights provided here are intended to help wildlife managers create effective guidelines regarding the presence of domestic dogs in bear habitat,” is explained clearly by the study’s text. To conduct the study, Smith and Herrero went looking for publicly available reports of dog-bear conflicts: “All incidents included in our analysis involved at least one bear, one dog, and one person who was at immediate risk of injury (e.g., not in a protective structure such as a cabin or vehicle), injured, or killed,” explains the report’s methodology. Why is that a problem? “We recognize that data used in this study are biased in that people generally only report adverse interactions with bears, not benign ones. Consequently, we assume that for the most part, people and their dogs pass through bear country without incident.” As was the problem with the bear spray study, people are drawing conclusions here from a study that was never intended to be relevant to the general public. The Smith-Herrero database famously excludes Alaska’s Defense of Life and Property records, which are elsewhere considered the largest and most authoritative source on human-bear conflict. The Dataset is Absurdly Limited A 2009 study conducted by the Washington Department of Fish & Wildlife estimates that each year there are at least 43,000 documented complaints of human-bear conflict across North America. Is a Dog a Help or Hindrance in Bear Country? Examined those reports for years ranging from 1901 to 2023, and only managed to find 326 such incidents that met the criteria explained above. Let’s do some quick math, poorly. 43,000 incidents x 122 years = 5,246,000 total incidents of documented human-bear conflict. Smith and Herrero were only able to find 326 incidents that met their criteria for dog+human+bear+risk or occurrence of injury. That means there’s a 0.006 percent chance that the study’s conclusion—that dogs make bear encounters more dangerous—even gets a chance of occurring. And remember, that’s only in documented conflicts. There’s no way to know how many people across North America run into a bear in any given year without any conflict, but it’s probably safe to assume that the total number is well in excess of 43,000. And, dig deeper into the study and you can find further restrictions that skew its conclusions even more. “While the people involved in these incidents did not report the level of training their dogs had received, it is our assumption that most were untrained companion dogs as opposed to well-trained bear dogs, such as Karelians and livestock guardian breeds that have proven to be significant aids in bear country,” the study’s methodology explains. And that’s a problem, because an ongoing study here in Montana is finding that the simple presence of a Kangal like our youngest dog Teddy can reduce visits to private property from grizzly bears by 87.8 percent. In addition to being a badass, Teddy is also a companion animal. And in my admittedly limited sample size of the three dogs currently present in our living room, she’s no more effective than her mutt brothers. Plenty of people own a dog capable of deterring bears, even if they didn’t set out to own a bear dog. The real purpose of this study appears to be a recommendation that leashes are mandated and recreationists pursue training in their deterrent of choice. But that doesn’t make for sensational headlines. Are There Any Real Takeaways Here? Let’s throw some numbers around, just to try and get our hands around what the larger picture might look like for bears and dogs here. The American Veterinary Medical Association estimates that 42.6 percent of American households own a dog. The Canadian Animal Health Institute says roughly 35 percent of households in Canuckistan own a dog. In an attempt to create the worst possible result for dogs, let’s run with that 35 percent number. And given that outdoorsy and rural people are more likely to both own a dog, and have bear encounters, let’s just make a giant assumption and apply that number to those 43,000 conflicts documented annually. If 35 percent of 43,000 human-bear encounters involve a dog, then we can assume that at least 15,050 dog-bear conflicts are occurring annually in North America. 15,050 x 122 = 1,836,100. Smith and Herrero were only able to find 326 incidents that met their human, dog, chance or occurrence of injury criteria across 122 years. And only 170 documented human injuries. So, with all the obvious caveats about these numbers in no way describing reality beyond narrow study parameters, what they actually found is that your risk of injury if your dog tangles with a bear is only 0.009 percent. I’ll take those odds next time I’m hiking my dogs in bear country. Top photo: “Superintendent Horace Albright, eating pancakes with bears, at Lake Lodge, Yellowstone National Park.” NPS. A journalist with more than two decades of experience working around the world, Wes Siler is here to cut through the outrage and disinformation to bring you the factual, insightful, actionable reporting you need to understand what’s going on. Upgrading to a paid subscription supports this reporting, and buys personal access to Wes, who will help you save money on gear, plan outdoor adventures, and prepare for real life, and who promises he’s less salty in real life than he sometimes comes across as on the Internet. Wes Siler’s Newsletter is a reader-supported publication. 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