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More than 18,000 hotels sue Booking.com over contract restrictions
More than 18,000 hotels across the European Union have joined a collective lawsuit against Booking.com BV, seeking compensation for losses from contractual restrictions that barred them from…
Bringing maternal healthcare to rural NC. Grant-powered community health centers offer hope.
From the mountains of Graham Co. to coastal Pender County, community health centers are providing essential maternal health services.
The Ninety Percent Problem: Unlocking Value in Unstructured Data for Enterprises
Enterprises spent two decades perfecting their structured data. AI just made the other eighty to ninety percent – the messy, noisy, uncatalogued majority – the biggest prize in the building. Most companies cannot even tell you what they own. For twenty years, the corporate data story has been a story about tables. Rows, columns, schemas, […]
Kettering Town 'can not hide' from its racism problem
Kettering Town says it "can no longer hide" from the issue of racism after a visiting Redditch player was allegedly subjected to "sickening" abuse.
Debbie Redwine turns math and science into fun lessons at Mill Creek Elementary
For nearly 20 years, Debbie Redwine has turned math and science into fun, interactive lessons for Bulloch County students.
K’Lavon Chaisson Blasts Commanders’ Game Plan vs. ‘Easy’ Rams
K'Lavon Chaisson blasted the Washington Commanders' poor game plan against the "easy" Los Angeles Rams in Week 9. The post K’Lavon Chaisson Blasts Commanders’ Game Plan vs. ‘Easy’ Rams appeared first on HEAVY.
Leaker Envisions a Shorter iPhone With a New iOS Layout
A future iPhone could keep its current width while becoming shorter, with iOS preserving room for content by moving some controls into the status bar, in a theory shared by the Weibo leaker known as "Instant Digital". Instant Digital imagines Apple shortening a non-folding iPhone once its display has only a single camera cutout or the front-facing camera moves entirely beneath the screen.
Is There Really a Link Between Genius and Madness? A Study of 14,658 Twins Just Uncovered a Surprise.
Artists showed a clear link to poorer mental health. Scientists didn’t—and the reason may be unsettling.
All 32 remaining College Football Playoff contenders, tiered
How to think about where CFB’s best teams stand ahead of the second playoff rankings release.
HOMETOWN HEALTH: New weightloss drug could reduce knee pain in overweight patients
An experimental weight loss drug may help reduce knee pain for overweight patients.
Julia Garner shares cryptic update on starring in Madonna’s delayed biopic
Julia Garner shared a cryptic update on Madonna’s delayed, self-directed biopic. ‘Every hour it changes,’ the Emmy-winning ‘Ozark’ star said, after starring in Madonna’s ‘Confessions II —The Film.’
Excellence in Business Gala
As seen in the Fall issue of DU Review magazine. The 27th annual Excellence in Business Gala was held in Grand Rapids in May and raised $400,000 to support scholarships for Davenport students. Nearly 500 guests gathered to hear a lively conversation between actor-comedian Martin Short and then-President Richard J. Pappas. The event also recognized then-Davenport University
Davenport University innovates: Launches two path-breaking business degrees
As seen in the Fall issue of DU Review magazine. Davenport University introduced two innovative business degrees this fall, giving students more affordable and flexible options to earn a college degree in less time without compromising academic quality. The university’s new 90-credit Bachelor of Applied Science (BAS) in Applied Marketing, the first of its kind in Michigan,
Another Reality Outside Our Universe, Beyond Science?
To “explain” fine-tuning, atheists are now reduced to imagining many universes with random values for the constants of physics.
New York Should Be Allowed to Protect New Yorkers from Lawless Sports Betting, Better Markets Tells Second Circuit
WASHINGTON, D.C.—Dominick Freda, Legal Director of Better Markets, issued the following statement regarding the filing of Better Markets’ amicus brief in KalshiEX v. Williams (2d Cir.): “Kalshi should see the writing on the wall: Courts are standing up to Kalshi and its regulatory cheerleader, the CFTC, with the Ninth and Sixth Circuits recently telling Kalshi
AWS commits $100M in AI and cloud credits to health groups in underserved communities
AWS commits $100M in AI and cloud credits to health groups in underserved communities - SiliconANGLE
There’s more than a whiff of politics to the sudden call to slash Labor’s green energy subsidies
EVs and home batteries are in Treasury crosshairs despite a better economic case for scaling back nuclear-powered submarines and diesel fuel rebates for miners
DRIP Tasting Room co-owners discuss new Roanoke business
DRIP Tasting Room co-owners talk about their community-centered space.
Biden says Trump’s Jan. 6 actions ‘should follow him to his grave’
In his forthcoming memoir, “Promise Me, America,” Biden also wrote that Trump ‘bordered on fawning’ and complimented his jobs record in their meeting after the 2024 election.
Truist cuts Inspired Entertainment stock price target on lowered guidance
Truist cuts Inspired Entertainment stock price target on lowered guidance
Trump told Biden they’d be ‘good friends’ if not for politics, ex-president reveals
Biden shared how he was ‘surprised’ at Trump’s ‘friendly’ tone when he hosted the then-president-elect at the White House in November 2024
Rays Off-season Trade Target: LHP Nick Lodolo
In resetting the bullpen for 2027, there is one lefty that might represent a reasonable snag for the Tampa Bay Rays. Nick Lodolo’s recent injuries and middling results could create a buying opportunity, particularly if the Reds aren’t convinced he has another level to reach. His projected $5.7 million salary for 2027 is affordable enough […]
Texans wait months for psychiatric hospital beds as new state report reveals mental health care backlogs
A new report from Texas Health and Human Services shows hundreds of people waiting for psychiatric treatment, with some facilities reporting average waits stretching beyond eight months.
GOLDEN-GLOBES
Tashkent Makes History with Central Asia’s First Golden Globes Gala (Photo credit: © Organising Committee of the Golden Globes Silk Road Tashkent)
Are Consumer Discretionary Stocks Lagging Accel Entertainment (ACEL) This Year?
Here is how Accel Entertainment (ACEL) and Alto Ingredients (ALTO) have performed compared to their sector so far this year.
Bond to Report Third Quarter 2026 Financial Results and Host Quarterly Business Update Webinar
Webinar will be held on November 13, 2026, at 11:00 AM Eastern TimeNEW YORK, Nov. 09, 2026 (GLOBE NEWSWIRE) -- Our Bond, Inc. (“Bond”) (NASDAQ: OBAI), the creator of the world’s first AI-powered Preventative Personal Security platform adopted by leading multinational companies, today announced that it will release its financial results for the third quarter ended September 30, 2026, before the market opens on November 13th, followed by a business update webinar at 11:00 am Eastern Time to review
⚡ Weekly Recap: SSHole Exploited, APT Root RCE, Robot Takeovers, 15K Hacked Sites, and More
SSHole attacks, APT root flaw, $6.43B crypto theft, hacked network switches, AI-powered cyberattacks, and more in this week's cybersecurity recap.
“Think About Resigning”: Jets Fans Frustrated as Aaron Glenn Gives Vague Answer After Another Humiliating Loss
The New York Jets delivered another disappointing performance, extending their losing streak to four games. On Sunday, the team fell 35-12 to the Kansas City Chiefs, dropping to 2-7.
Maryland Science Center: Using cranberries to learn about chemical reactions
Samantha Blau from the Maryland Science Center demonstrates an at-home science experiment using a popular seasonal ingredient to learn about acids vs base chemicals. READ MORE:Maryland Science Center: Using cranberries to learn about chemical reactions CHECK OUT
Maryland Science Center: Using cranberries to learn about chemical reactions
Samantha Blau from the Maryland Science Center demonstrates an at-home science experiment using a popular seasonal ingredient to learn about acids vs base chemicals.
Berkshire Hathaway speeds up stock buybacks, though profit falls
Berkshire Hathaway has accelerated its stock repurchases, as new CEO Greg Abel demonstrated a greater willingness than his predecessor Warren Buffett to put the conglomerate’s enormous cash hoard to…
Introducing: Ming 51.01 Halo Dress Watch in Crystallised Titanium
A golden crystallised titanium case and a black lacquered dial interpret Ming's contemporary new dress watch, the 51.01 Halo.
This ‘Slow Horses' breakout has waited her whole life for Chris Rock
At the Toronto Film Festival in September, Rosalind Eleazar walked the red carpet with her "Misty Green" costars Chris Rock, Daniel Kaluuya and Anna Kendrick.
This ‘Slow Horses’ breakout has waited her whole life for Chris Rock
At the Toronto Film Festival in September, Rosalind Eleazar walked the red carpet with her “Misty Green” costars Chris Rock, Daniel Kaluuya and Anna Kendrick.
Male donkey is a bull’s willing partner in rare interspecies affair
Scientists recorded a bull mounting a male donkey dozens of times — and the donkey appeared to be a willing participant.
Asking More of Science: How Daiichi Sankyo Is Challenging Assumptions About the Future of Cancer Care
After playing a key role in sparking a new era in cancer treatment through its work in antibody drug conjugates (ADCs), Daiichi Sankyo is pursuing an even bigger ambition: to shape what comes next | See how Daiichi Sankyo is asking more of science to bring the next wave of innovation to patients.
A Dietitian’s No. 1 Protein-Packed Ingredient to Boost Bone Health
In TODAY.com’s Expert Tip of the Day, a dietitian shares her favorite plant protein to support bone health.
Browns’ Shedeur Sanders Gets Blasted by Saints Players
Cleveland Browns quarterback Shedeur Sanders got his first start of the season on Sunday, and it ended in a 23-22 loss to the New Orleans Saints. Sanders played fairly well, going 19-for-31 with 297 yards and a couple of touchdowns, but it was his comments prior to the game that took center stage in the […] The post Browns’ Shedeur Sanders Gets Blasted by Saints Players appeared first on Gridiron Heroics.
"Art, including characters, terrain, animations, cutscenes and UI" Bandai Namco and Monolith Soft helped out with Ocarina of Time on Switch 2
Ocarina of Time is just the most recent Nintendo game Bandai Namco has provided support for.
Hellebuyck Trade: 5 Starts Show Promise for the Devils
The Hellebuyck trade was always going to bring big expectations for the New Jersey Devils. Adding a goalie with his resumé gives fans reason to believe the Devils can take another step. Three starts will not tell us whether the move was worth everything New Jersey surrendered to the Winnipeg Jets, but they give us …
Chelsea staff warned over Fantasy Premier League use
Chelsea warn staff to be careful about revealing team news through Fantasy Premier League after Joao Pedro's injury appeared to have been inadvertently disclosed through team selections.
BKFC President addresses UFC star Conor McGregor’s next fight chances
Just seconds into his UFC return after five years, Conor McGregor suffered a brutal ACL injury and was sidelined. Now, having undergone surgery and recovering from the injury, McGregor recently opened up about having his next and final UFC fight in 2027. However, while McGregor plans on having his final UFC fight next year, he is also interested in […] The post BKFC President addresses UFC star Conor McGregor’s next fight chances appeared first on ClutchPoints.
Multiple Players Facing Punishment From NFL After Houston Texans Game
The NFL could take action against several players following the Houston Texans win over the Los Angeles Chargers, including Henry To’oTo’o. The post Multiple Players Facing Punishment From NFL After Houston Texans Game appeared first on HEAVY.
Apple Launching Two More New Products This Friday
The Apple launches keep coming! The company is set to release two new products on Friday, November 13: the all-new Apple HomeView and the fourth-generation Apple TV 4K, both of which have been available to pre-order since mid-October. Apple HomeView: Apple's new smart home display, powered by Apple Intelligence with Siri AI, for entertainment and managing the home. Available in tabletop and wall-mounted models, it can recognize up to six users by face, each with a personalized Home Screen.
Joe Biden, in White House memoir, says Trump should carry the weight of Jan. 6 riots 'to his grave'
Former U_S_ President Joe Biden writes in his White House memoir that Donald Trump has deeply damaged the country and world with an administration determined to “tear down institutions and inflame hatreds.”.
Educators see need for mental health support, especially during National School Psychologists Week
It’s National School Psychologists week, and school psychologists are in short supply both across the state and nationally. Educators and those in the field shared the importance of having mental health resources in schools.
VBC Kicks Off The Holiday Season With Inaugural Tree Lighting
Huntsville residents may still be eating their Halloween candy, but Christmas has arrived at the Von Braun Center. The VBC ushered in the holiday season with
Are Democrats’ Stunning Midterm Upsets in Deep-Red States a Blip—or Is Their Map Expanding?
Here's what political experts have to say.
In Togo, religious leaders reaffirm shared commitment to bringing end to AIDS as a public health threat
A regional, multi-stakeholder dialogue in Lomé, Togo, which concluded 6 November, brought a declaration from representatives of faith-based organizations, religious leaders, people living with HIV and those affected by HIV, civil society, youth, development partners, and government agencies that reaffirmed a shared commitment to ending new HIV infections and bringing an end to AIDS as a public health threat.
Editas Medicine Announces Third Quarter 2026 Results and Business Updates
Company received HREC approval to initiate Phase 1/2 Strive™ study of EDIT-401 in patients with hyperlipidemia in Australia New preclinical data presented at AHA Scientific Sessions demonstrating ≥90 percent LDL-C reduction maintained over 10 months supports EDIT-401's potential best-in-class profile Second IND/CTA accepted for CD70 HD Allo CAR T program as part of collaboration with Bristol Myers Squibb, triggering milestone payment to Editas Cash runway into second half of 2028, through and be
Schimpff's Confectionery Owners Honored with State's Highest Tourism Award
Jill and Warren Schimpff, 4th-generation owners of Schimpff's Confectionery in Jeffersonville, were honored as the 2026 recipients of the Will Koch Indiana Tourism Leadership Award . “The …
A pink undertow beneath Colorado’s ‘blue tsunami’?
While Colorado's 2026 midterm elections delivered a sweeping victory for Democratic candidates, a very different landscape emerged from statewide ballot measures.
CPW rushes petition despite landowners’ concerns
Colorado Parks and Wildlife is a Type 1 agency, limiting run-of-the-mill political meddling. Last August, when activist Samantha Miller claimed in an online video that Gov. Jared Polis directed groups seeking to ban mountain lion hunting via petition to not “let us be shown up in Denver” at the CPW Commission meeting, a spokesperson for […]
iPhone Duo ‘crackgate’ could be at an end, as leaker claims Apple has figured out why some screens have been randomly breaking
The good news is it may not be a design flaw
Missouri Republicans still hold power. But the political equation has changed.
Missouri Republicans suffered historic election losses but still control state government. What do the results mean for the balance of power in Jefferson City?
Billionaires Tried to Buy Texas This Election. Can Dems Now Do Something About It?
Elon Musk sunk millions into keeping Texas red this cycle, but the state has a long history of money influencing politics on the right and left.
Teach a child to cook, and they’ll still overeat
A vast amount of research shows that education and advice don’t effectively reduce obesity.
‘All-time embarrassment’ – Fans react as CBS Sports plays ‘Outstanding’ over New York Jets montage
The New York Jets suffered yet another humiliating defeat, this time at the hands of the Kansas City Chiefs, but it was CBS that got to throw the most dirt on their name. As many expected, the Jets were comprehensively beaten by the Chiefs, with the final scoreline reading 35-12.
CHRIS MAKES IT THREE IN A ROW
Chris Pulisic has scored in back-to-back league matches on at least five occasions in the past. And with goals against Udinese, Inter and Genoa, he's now on a run of three goals in three consecutive l...
Open enrollment for ACA health plans again brings a sharp price hike for Marylanders
Thousands of Marylanders face another round of sticker shock while shopping for healthcare, after state officials approved a second year of steep premium increases in response to the expiration of federal tax credits that made those plans more affordable.
Roc360’s Arvind Raghunathan Discusses Residential Business Purpose Loans
The firm has directly funded roughly $22 billion across 50,000 residential transition loans since its founding 13 years ago.
Scientists Say: Occultation
Thanks to one of these events in 1977, astronomers discovered Uranus's rings.
The cost of healthcare is hitting America where it hurts: The wallet
Overall U.S. healthcare costs rose from $3 trillion in 2014 to $5.3 trillion in 2024, forcing people to forgo health insurance, ration medications, cut back on doctor visits and put off health procedures. It's not just the poor or uninsured, but "an all-of-us issue” now.
Scientists May Have Discovered a Massive Starless Galaxy
The promising candidate contains roughly 2 billion times the sun’s mass in hydrogen, yet appears to have no stars. Studying it could help answer questions that have vexed astronomers for years.
Kentucky vs. Florida game glance, opening odds, and early prediction
Kentucky and Florida are both limping into Kroger Field after brutal blowout losses.
UVA Health sleep care specialist said most people will begin adjusting to the new daylight time soon
Dr. Scott Schecter recommends setting the same bedtime and eating at the same times as the body gets used to different light levels and sun angles.
Community-Based Mental Health Care Offers Promising Alternative to Psychiatric Hospitalization for Adolescents
Intensive community care services (ICCS) provide home and community care for people suffering from psychological distress. These services offer an A new meta-analysis finds that intensive community care can reduce hospital admission days and improve psychosocial functioning and behavioral outcomes in adolescents with severe mental health difficulties.
Democrats conquered the statehouses, too. Just look at New England
Some of the biggest Democratic wins on Election Day happened far from Washington.
Inside New Jersey's surprising Hollywood revival
New Jersey has rolled out the red carpet for filmmakers. The state is helping finance Netflix's construction of a $1-billion studio complex on an abandoned Army base near the Jersey Shore.
How 'The Greatest' turned Jaalen Best into Muhammad Ali
The 28-year-old actor had only a few acting credits before landing the leading role in Prime Video's new series, which takes a more personal look at the larger-than-life champion boxer.
Missouri Republicans mulling future of congressional redistricting after Prop A failure
Voters rejected a Trump-backed map by an overwhelming margin. But some lawmakers aren’t ruling out pursuing another stab at new congressional lines.
Gasperini, D’Amico to hold transfer meeting this week
Gian Piero Gasperini is convinced that the real step toward the top of the table can be made primarily through transfer market additions. The international break will be a good time to recover injured...
Zelda: Ocarina of Time Switch 2 could be getting Master Quest DLC
Zelda: OoT remake datamine suggests a remixed adventured could be in the works…
The Real Story of the Polar Bear in a UVM Science Hall Starts With Two Montpelier Agents Undercover in the Arctic
A polar bear has been hanging out in a UVM science hall for decades. Subscribe He’s a full-grown male, standing behind glass on an artificial iceberg in the lobby of the University of Vermont’s Marsh Life Science Building in Burlington. Most Vermonters have no idea he’s there. Students who asked about him heard he came from Canada. A poacher killed him, the story went, federal officers seized the hide at the Vermont border, and the government gave him to UVM on “indefinite loan.” A UVM biology professor told it that way in 2012. The university’s own news office repeated it in 2021. That story was wrong. The bear was evidence. In 1972, two federal wildlife officers from Montpelier posed as trophy hunters, bought their way into an illegal hunt run by a poaching ring, and followed it all the way to the frozen Arctic Ocean north of Alaska. One of them shot this bear. Sonia DeYoung, who works with UVM’s natural history collections, pieced the real story together from a half-remembered campus rumor, a case file buried in Anchorage and one stripped claw. She told it Nov. 6 in UVM Magazine. The Undercover Buy Early in 1972, Paul Bagalio and Bruce Parker walked into a Seattle taxidermy shop. Both lived in Montpelier. The case file lists Parker as a U.S. Fish and Wildlife Service agent and Bagalio as a deputy game warden for the service. On paper, Bagalio was an unlikely undercover man. Born in Northfield and raised in Montpelier, he served in the Marines after high school, graduated from Norwich University in 1957, taught at Vermont Technical College and worked as an engineer at Rock of Ages, according to his obituary in the Times Argus. He founded Ramchem, a company that made epoxies for the Barre granite industry. He was also a hunter. His obituary passes along his advice: “Don’t ever miss an opportunity to hunt.” And it says he worked undercover for the U.S. Department of the Interior, helping expose what his family calls one of the largest poaching rings in U.S. history. In the Seattle shop, Bagalio and Parker posed as unscrupulous trophy hunters who wanted a polar bear and didn’t care how they got one. They came away with a scribbled note: a phone number and a hefty price. The Seattle Times later reported the number. In a May 1972 story, later reprinted in the Congressional Record, the paper said the two-man hunt cost $6,500, more than $50,000 in today’s money. The Times cited a federal search-warrant affidavit alleging that the ring paid two men who held valid Alaska permits so the hides and skulls could be shipped and processed under their names. Bagalio and Parker traveled to Barrow, on Alaska’s Arctic coast, with guides working with the taxidermist. These were not men to cross. The case file describes a man taking a 12-gauge automatic shotgun from his plane and telling Parker it was “the persuader.” One photo in the file shows a mustached accomplice peering out from beneath a heavy fur hood. On March 8, 1972, on the pack ice about 100 miles north of Point Barrow, the northernmost point in the United States, Bagalio shot a male polar bear. Parker shot a second. Bagalio had no legal permit to kill it, and that was the point. The bears were hard evidence of what the ring was selling. Back in Fairbanks, a Fish and Wildlife agent marked Bagalio’s bear so it could be identified later. He smeared fluorescent dye around its nose and ripped the dark outer sheath off one of its front claws. Bagalio and Parker went on to run several more undercover hunts against poachers in the West. The danger was real. Bagalio later told the Bennington Banner, according to DeYoung’s account, “My guide made it perfectly clear that he would leave me dead in the mountains if he thought I was an investigator.” Subscribe The Faded Rumor The bear came to UVM in 1975. How the government handed him over is still unknown. A rumor came with him. A student named in the UVM Magazine article simply as Carol helped catalog the university’s specimens in those years, and she heard it: an undercover federal agent had killed the bear in Alaska because he feared his cover would be blown and his life was in danger. Over the years the rumor faded. In the 1980s, the bear was put away in storage long enough for mice to chew the fur off his ankles, and several of his front claws went missing. He was later brought back out and set up on his iceberg in the Marsh Life Science lobby, where he has stood for decades since. Somewhere along the way, the Canada story took over. The Case File Decades later, DeYoung met Carol at an open house for UVM’s zoological collections. Carol told DeYoung’s research partner, Dave Moroney, what she remembered. They were delighted, and skeptical. At DeYoung’s request, David Rippeto, a UVM graduate who is now a Fish and Wildlife special agent in Anchorage, went through a mountain of old case files stashed in cardboard boxes and found the right one. It ran more than 80 pages: photographs, letters, permit records and a typewritten account of the case. Carol’s rumor had the core of it right. A federal officer had shot the bear in Alaska while undercover. But the file showed it wasn’t a desperate move to save his own skin. The shooting was part of the plan. The Stripped Claw One question remained. Was the bear in Burlington really Bagalio’s? DeYoung and Moroney shone a black light on the bear’s snout, looking for the dye. Nothing glowed. They already had the answer. The year before, a conservator repairing the mouse damage had found that one of the bear’s supposedly missing front claws was still there, minus its dark outer sheath, just as the agent in Fairbanks had left it in 1972. “Fifty years later, the marker originally meant for law enforcement told us we had our bear,” DeYoung wrote. Paul Bagalio didn’t live to see it. He spent the rest of his life in Vermont, most of it at Horn of the Moon in East Montpelier, and died Dec. 11, 2022, at 90, a few months before DeYoung first opened the case file. His family remembered the bear differently. The obituary says he took a record-class polar bear in Siberia, across the international date line. The federal case file puts the bear in this story about 100 miles north of Point Barrow. The obituary doesn’t say whether it’s the same animal. His bear is still on the iceberg. Go see him: The polar bear stands in the entrance to Benedict Auditorium, between the Marsh Life Science and Hills buildings on UVM’s Burlington campus. Compass Vermont is reader-supported. To receive new posts and support our work, consider becoming a free or paid subscriber. Subscribe
Owner of restored Akron Fulton Airport terminal asks $4M — and a buyer who’ll cherish it
The current owner restored the building as a labor of love and wants someone to care for its future.
Cincinnati Health Department eyes Walnut Hills headquarters
The health department purchased a building on Gilbert and Yale Avenues in the neighborhood in September as part of a facilities master plan responding to deferred maintenance needs. The Cincinnati Planning Commission approved the move Nov. 6.
Analysis | Get ready for an even Trumpier Republican Congress
The members who remain come from some of the deepest red districts in the country and have long been among Trump’s most loyal soldiers in Congress.
Potential impacts Democratic health care proposals on employer-sponsored health care
Summary: Democratic state and federal wins in the midterm elections could lead to Medicaid expansion in some states, and focuses attention on the House Democrats’ memo on health care priorities in the new Congress. Few of these proposals are likely to become law before 2029, but they could form the foundation for Democratic health care reform efforts after the 2028 Presidential election. Portion of total newly eligible for Medicaid if non-expansion states expanded Source: Cervantes, S et al How Many Uninsured Are in the Coverage Gap and How Many Could be Eligible if All States Adopted the Medicaid Expansion? KFF, July 27, 2026 It’s been almost a week since the midterm elections, and the Democrats will have large majorities in both the House of Representatives and the Senate, although not large enough to overcome Senate filibusters or Presidential vetoes. I reviewed some of what I thought these midterm results could mean in a post last week. In retrospect, I might have understated the elections’ impact on health care due to changes in governorship and majorities in many state legislatures. A Democratic trifecta (governorship and both houses) could mean expansion of Medicaid in Wisconsin, and a Democratic governor and House in Texas and Georgia could increase pressure in both states to expand Medicaid. That’s especially important, because Texas currently represents almost half of those who would be newly eligible for insurance from Medicaid expansions. Medicaid expansions matter to employers because they have been shown to decrease the risk of closure of rural hospitals and support workers’ ability to stay employed and productive. The House Democrats’ Cost of Living Healthcare Working Group published an 84-page memo in September with recommendations for the first hundred hours, the first hundred days, and the first year. The midterm results make this document more important. Here’s a review of what some of these recommendations could mean for employer-sponsored health insurance. Elements that could lower employer health care spending Restore the expanded advance premium tax credit for ACA plans. This could bring healthier enrollees back to the marketplace plans, which would improve the risk status of these plans and decrease the rate of uninsurance. Fewer people with insurance puts higher pressures on provider rates of employer plans. More stable ACA plans could encourage employers to consider transitioning from employer-sponsored plans to ICHRA/Choice, providing a fund for employers to purchase their own insurance on an exchange. Repeal Medicaid work requirements and other administrative rules of the One Big Beautiful Bill Act which as written will lead to a large increase in the uninsured rate. Fewer people with insurance leads to more pressures from hospitals for commercial rate increases. Extend Inflation Reduction Act negotiated drug prices to commercial health plans. These are now only applicable to Medicare Parts D (outpatient drugs) and B (drugs administered by providers. The Medicare negotiated prices are lower than net prices negotiated by PBMs. Hospital price limits. Some of the Democratic House proposals would institute site neutral payment and limit outlier hospital prices to 200% of Medicare. The average commercial health plan pays about 247% Medicare rates for inpatient hospital care, and many commercial health plans currently pay over 300% of Medicare for hospital services. PBM regulations. The proposals would mandate more transparency and prevent PBMs from paying subsidiaries more than market rates. Antitrust enforcement. The plan would break up vertically integrated health care monopolies which could lower prices through competition. Ban on non-compete contractual clauses could increase competition by increasing flexibility and supply of clinicians, although it could also increase physician leverage and lead to higher wages which could raise prices. Lower the Medicare eligibility age, which could take older, more expensive, workers off employer sponsored plans. Create a Medi-Kids plan to insure all children and potentially young adults up to age 26. These plan members have low non-preventive utilization and cost less per person than older plan members, but removing children from employer plans would decrease volatility because a few children have very high medical costs. Elements that could increase employer spending (in many instances for high value services) Mandate three primary care and three mental health visits without cost sharing Eliminate cost sharing for mental health care and substance use care during pregnancy and in the year after delivery Require coverage of infertility services Cap cost sharing for insulin, epipen and respiratory inhalers Count copay coupons and assistance toward member deductibles and cost sharing Cap total health care costs (premium and out-of-pocket costs) at 8% of household income Leave a comment Elements that could improve the market Increased price transparency Tightening enforcement of short-term plans, fixed indemnity plans, and cost-sharing ministries. These skimpy health plans skim off healthier people, leaving sicker people on marketplace exchanges and employer-sponsored health plans. Here’s a past post on the perils of cheap insurance. Most of these proposals are likely not to become law in the next two years, but could form the foundation of a Democratic proposal for health care reform in 2029 and beyond. The document does not provide cost estimates for these proposals. Share Thanks for reading! If you found this useful, please share, subscribe, like, and restack. You can find previous posts at this link. Views expressed in Employer Coverage are purely my own. Thanks for reading Employer Coverage ! Subscribe for free to receive new posts and support my work. Subscribe
Scientists Uncover Critically Endangered Rays In Singapore's Traditional Medicine Markets
A new study in Singapore used DNA testing to uncover which species were being sold, revealing that 84% of successfully identified samples came from Critically Endangered manta and devil ray species.
Nonprofits Launch Mental Health Partnership To Support Hundreds of New Jersey Veterans
A former governor's reentry nonprofit and a military family clinic are teaming up. Here's who qualifies and what else the program covers.
For bakers and businesses, fall means baking season
Melissa Crowley can feel the arrival of the fall baking season in the air.
“He’s Always Throwing Someone Under the Bus”: Patriots Fans Upset With Mike Vrabel Over Lack of Accountability After 45-27 Defeat
The New England Patriots suffered a disappointing 45-27 loss to the Green Bay Packers on Sunday, and head coach Mike Vrabel’s postgame comments have only added to the frustration among fans. Vrabel’s blunt assessment of Christian Gonzalez sparked criticism.
Orchard’s First Fruit
Well, well, well - ask and ye shall receive. From a few weeks ago: I don’t see anything distinct for Orchard customers yet, so either they’re not live or not distinguished as easily as Garden Plot Eight days later, my wish was granted! Epic’s public FHIR endpoint directory added an organization called Enterprise Orchard Shared Services (Epic org ID 38769) managing an endpoint named “PA Health Center Technology Alliance,” along with 36 facilities under the same brand: The Alliance’s main office 18 Union Community Care sites 11 Delaware Valley Community Health sites Six Community Health and Dental Care sites Off to the races we go! As far as I can tell, no trade publication or Epic has covered this yet - the only public traces I see are a PACHC annual report plus a few patient FAQ pages. I’m not sure why - I think it deserves way more attention! We learn who’s actually buying (and it isn’t who Epic pitched at UGM) We get yet another entry in Epic’s playbook for reaching the low end of the market We get a census of who Epic is coming for next Grab a basket and let’s start picking. An Unexpected Harvest When Epic announced Orchard at UGM 2025, the pitch was a dedicated instance for practices of 80 to 180 providers while keeping the prewired third party applications that make Garden Plot appealing. But the first customer to surface is not that profile at all! Instead, we see something entirely different and arguably more valuable to Epic. The Alliance is a subsidiary of the Pennsylvania Association of Community Health Centers (PACHC). As I wasn’t totally familiar myself, let’s add some quick background for readers who operate outside the safety net: Federally qualified health centers (FQHCs) are community clinics funded under Section 330 of the Public Health Service Act t They serve patients regardless of ability to pay, which results in a payer mix heavy on Medicaid / the uninsured As you might expect, this often results in margins too thin to fund an enterprise EHR on their own (especially in the current very tough funding environment) Every state has a primary care association (PCA), funded in part by HRSA, that supports its FQHCs with advocacy and shared services PCAs have historically been trade associations, so this move is notable in that PACHC is morphing itself into something closer to a holding company. In October 2024, its board voted to form the Alliance to contract directly with Epic and run a statewide technology hub for health centers of any size. A second subsidiary, the Pennsylvania Community Care Collaborative (PC3), is a clinically integrated network of 28 health centers built for value-based contracting. CEO Shelley Riser runs both PACHC and the Alliance and calls the arrangement a “family of companies.” From the latest annual report: PACHC is the only Primary Care Association in the nation with a wholly owned subsidiary directly contracting with Epic. Why does this matter way more to Epic than a single 120-provider group ever could? One contract may only bring in three health centers and 35 sites on day one, but every other PACHC member sits in the pipeline. Moreover, the distributor is an organization those health centers already trust, funded to serve them and literally governed by a board of their own CEOs. And if that wasn’t enough, every state has one! Grafting onto the Safety Net
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