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ALTANFEETHI Expands Business, Targets SAR 4.2 Billion Market Value

Expands BusinessRIYADH, SA / ACCESS Newswire / September 15, 2026 / has posted rapid growth over the past five years, expanding from operating terminals into a full travel and hospitality ecosystem built on a heritage dating back to 1979, the company said, as it targets a market value of about 4.Since launching a new growth phase in 2021, the company has focused on building a more diversified and sustainable business model, centred on raising operational efficiency, diversifying revenue sources,

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Sep 15 • 8:00 AM EDT • Business • finance.yahoo.com
IMD ranked as Europe’s top business school by Bloomberg Businessweek - IMD business school for management and leadership courses

IMD has reclaimed the top spot in Bloomberg Businessweek’s 2026–2027 ranking of MBAs in Europe and the Middle East, returning to the position it held in 2024. Across the four indexes that make up the ranking, IMD led the region in Learning and Networking, placing third for Entrepreneurship and fifth for Compensation. It is the

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Sep 15 • 1:00 AM EDT • Business • imd.org
Congresswoman wants to exempt former foster youth from SNAP work requirement

President Donald Trump’s sweeping tax and policy law that was signed last year eliminated the exemption.

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Sep 14 • 3:30 PM EDT • Politics • spectrumnews1.com
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Please Stop Conflating Sports Betting Handle With Spending On Entertainment

Editor’s note: The Cashout for paid subscribers will publish on Tuesday. Every September there’s a huge uptick in how much people bet on sports with the start of football season. Which means it’s time to get ahead of a ridiculous narrative before it picks up steam on social media or in mainstream media. Subscribe Every few months I see some version of this: [ Charlie Bilello@charliebilello Americans bet over $165 billion on sports last year, which is more than they spent on movies, books, concerts and sports tickets - combined. 1:00 PM · Jun 28, 2026 · 4.1M Views 258 Replies · 674 Reposts · 4.23K Likes ](https://x.com/charliebilello/status/2071217050328895935?s=20) Fortune published this in July. The headline and start of the story tell the same narrative (emphasis added): Gambling becomes America’s favorite pastime as Americans spend more on sports bets than movies, arts, museums, and music combined: The North American box office totaled $8.87 billion in 2025, which is still 22% below pre-pandemic levels. Recorded music revenue hit a record $11.5 billion. Live music like concerts and festivals brought in $18.51 billion. Meanwhile, book publishers tracked by the Association of American Publishers reported $14.6 billion for the year. And the U.S. museum industry generated an estimated $16.4 billion. Add it up and the total comes to roughly $70 billion, which is less than half what Americans wagered on sports. The story, to its credit, goes on to tell us why sports betting is entirely different, although people who only read headlines will miss that nuance. (The tweet above definitely skips over the nuance.) I will mostly be preaching to the choir here, but it’s worth saying out loud: Wagering money on sports is not the same thing as spending on entertainment from a financial perspective. When you spend money on a movie or concert ticket, that money is gone. You exchanged money for an experience. It’s a good trade! I get to have fun for “x” dollars. (Unless the movie sucks, I guess.) When you bet money on sports, the money is not necessarily gone every time you wager it. It could be gone, but sometimes it’s not and you actually get more money back! That’s not “spending” money or something you should try to compare directly to entertainment spend. A far better comp would be how much people lose at sports betting. That number was more like $17 billion in the US last year, at least for state-regulated sportsbooks. Why are we trying to equate handle and entertainment spending? I dunno. It makes for splashy headlines, I guess. Now, people should be betting for entertainment, and not because they expect to win in the long term; no doubt about it. Anyway, here’s hoping I don’t see people saying Americans “spent” hundreds of millions of dollars on sports betting this fall. Mindway AI and DraftKings Expand Responsible Gaming Drive with Launch of Gamalyze American Football In time for the NFL kickoff, Mindway AI has expanded its partnership with DraftKings to launch Gamalyze American Football the second title in the neuroscience-based Gamalyze Sports collection. Following the success of Gamalyze Football (soccer) during the FIFA World Cup, this gridiron-themed update replaces static questionnaires with immersive, stadium-inspired gameplay. Backed by 10+ years of Aarhus University research, Gamalyze evaluates real-time decision-making to deliver instant, unbiased player risk assessments. Integrated into DraftKings’ platform and nationwide activations, it engages fans when excitement peaks. Ready to upgrade your player protection? Contact Mindway AI to try Gamalyze Sports today. Gambling news roundup 🚨The important stuff 1st NFL Sunday of Season ‘Champagne-Popping Day for Bettors’ (Covers): “The first NFL Sunday of the season was a champagne-popping day for bettors, while the book was left cleaning up the corks,” Caesars’ head of football Joey Feazel said prior to the Sunday night game. “Caesars Sportsbook reported that Detroit’s Jahmyr Gibbs, Baltimore’s Derrick Henry, Indianapolis’ Jonathan Taylor, and Atlanta’s Bijan Robinson were among the top five most-bet players to reach the end zone, and all of them cashed tickets.” [ Ben Fawkes@BFawkes22 A @CaesarsSports oddsmaker on how Week 1 has gone so far: “The first NFL Sunday of the season was a champagne-popping day for bettors, while the book was left cleaning up the corks.” ➡️8 of 10 most popular anytime TD scorers cashed 1:31 AM · Sep 14, 2026 · 276K Views 16 Replies · 16 Reposts · 615 Likes ](https://x.com/BFawkes22/status/2099310001927995849?s=20) 🔍 Are we already getting a “customer-friendly results” narrative in Week 1? NFL Commissioner Roger Goodell spoke with CNBC about the prediction markets industry: “We think that there needs to be stronger regulations into the predictive markets,” Goodell said. “We want to see that to protect the integrity of our game. We want to make sure we’re protecting the consumers that are on those platforms for the NFL. So, we’re continuing to have conversations with them and talk to them about the things that we think they need to do to strengthen that so that they could be potential partners at some point in the future.” More on the NFL + PMs: [ Straight to the Point Quid Pro Quo The NFL has asked Kalshi and other prediction markets to remove certain easy to manipulate markets. Does a potential partnership hang in the balance… Read more 6 hours ago · 19 likes · Steve Ruddock ](https://straighttothepoint.substack.com/p/quid-pro-quo?utm_source=substack&utm_campaign=post_embed&utm_medium=web&embedding_publication_id=1472492) Kalshi was on my podcast?: Kalshi was on my podcast [ The Event Horizon Episode 32: Talking Prediction Market Enforcement With Kalshi’s Robert DeNault Kalshi? On my podcast? Yep… Listen now 5 hours ago · 6 likes · 1 comment · Dustin Gouker ](https://nexteventhorizon.substack.com/p/episode-32-talking-prediction-market-enforcement-kalshi?utm_source=substack&utm_campaign=post_embed&utm_medium=web&embedding_publication_id=1472492) DraftKings Enhances Responsible Engagement Efforts With New Customer Initiatives, Tools and Education (press release): DraftKings Inc. today announced a series of new initiatives designed to promote responsible engagement and increase awareness and use of the tools and resources to help customers make informed decisions and engage responsibly. The efforts include a new digital advertising campaign featuring Kevin Hart and Nick Jonas that promotes responsible engagement, a PGA TOUR sweepstakes that promotes customer engagement with responsible engagement features, the launch of Gamalyze American Football in collaboration with Mindway AI, and new custom cool-off options that give customers enhanced flexibility when choosing a cool-off period. The initiatives build on DraftKings’ commitment to making responsible engagement an integral part of the customer experience and providing players with accessible tools and resources that help them make informed choices about their gaming experience. “At DraftKings, responsible engagement is embedded in how we operate and is essential to building trust with our customers and our long-term sustainability,” said Lori Kalani, Chief Responsible Gaming Officer at DraftKings. “We’ve continued to invest in tools and resources that give customers enhanced access to information about their play and more choices for managing how they engage. From My Budget Builder and My Stat Sheet to player-set limits and new custom cool-offs, we’re continuing to evolve our approach while promoting awareness and use of the tools and resources available to help customers play responsibly.” … DraftKings is launching a new digital advertising campaign featuring Kevin Hart and Nick Jonas that continues the pair’s road trip and promotes responsible engagement and awareness of the tools and resources available to help customers make informed choices about their gaming experience and engage responsibly. The campaign was initially launched on Sep. 10th and will reach customers through digital channels, bringing responsible engagement messaging to fans in an engaging way. bet365 Launches “The Matchup,” a New Weekly Video Podcast Hosted by Super Bowl Champions Chris Harris Jr. and Emmanuel Sanders (press release): "bet365, a global leader in online sports betting and gaming, today announced the launch of “The Matchup,” a new weekly video podcast hosted by former Super Bowl Champions Chris Harris Jr. and Emmanuel Sanders. Featuring current and former NFL players, the original series marks a significant, intentional investment in football as bet365 works to become a go-to destination for U.S. bettors throughout the season. “The Matchup” premieres September 10, with new episodes released weekly in both video and audio formats. Full episodes will be available on YouTube, Apple Podcasts, Spotify and wherever podcasts are available, with clips and additional content rolling out across YouTube, X, Instagram, Facebook, Threads, and TikTok. The show is being produced by Last Row Digital Media. Each week, Harris and Sanders will be joined by guests from across the game to break down the biggest NFL matchups, unpack the latest league news and share perspectives that go beyond the box score. By bringing together two former players with distinct perspectives and firsthand experience, “The Matchup” will give audiences timely context and a deeper understanding of the teams, players and storylines shaping the week ahead. “Every great football conversation starts with a matchup—who has the edge, what everyone is overlooking and what could change the game,” said Chris Harris Jr. “Emmanuel and I have experienced the game from different perspectives, and we want the audience to feel like they are part of the conversation and leave every episode knowing more about the week ahead.” Today’s iGaming companies face new litigation threats as expansive consumer protection statutes spark lawsuits with sky’s-the-limit aspirations, sometimes backed by private funders. Clients of Ifrah Law have a staunch defender in Robert Ward – an agile litigator and case tactician who responds to the changing state of play with creative legal defenses and efficient case-closing strategies. Robert draws on federal clerkship experience and appellate defense work to advise iGaming clients on litigation exposure, white-collar risk, and regulatory defense across multiple jurisdictions. Read More: Robert Ward on Helping iGaming Clients Outmaneuver Lawsuit-Obsessed Adversaries 🔮 Prediction markets Update on legal action in Connecticut: [ Daniel Wallach@WALLACHLEGAL Connecticut says gaming service license holders which received subpoenas over sports prediction markets “are not under investigation” by the @CTDCP but may possess information that could assist the state “in evaluating the conduct of prediction market platforms.” 2:31 PM · Sep 13, 2026 · 844 Views 5 Likes ](https://x.com/WALLACHLEGAL/status/2099143914271670576?s=20) American Gaming Association Opposes CFTC Bid to Block New York Prediction-Market Enforcement (DeFi Rate): “The brief points to the Ninth Circuit’s Aug. 28 decision in KalshiEX LLC v. Assad, which the AGA says supports New York’s authority to regulate sports contracts as gambling. It also cites Kalshi advertising, product comparisons and reporting on Kalshi’s sports volume to argue that the economic product resembles a sportsbook wager more than a conventional financial hedge.” [ Daniel Wallach@WALLACHLEGAL AGA intervenes in CFTC v. NY case to oppose CFTC request for preliminary injunction, says the CFTC’s arguments “obfuscate a simple truth: prediction markets offer sports betting.” Highlights CA9 decision, @DustinGouker (6x), and $1.32 billion in OSB taxes for NY (0 from PMs). Daniel Wallach @WALLACHLEGAL High stakes hearing on Monday in CFTC v. New York State. If SDNY judge Lorna Schofield denies the CFTC’s motion for preliminary injunction, the New York AG would have a clearer path for securing a state court geofencing order against Kalshi, Coinbase, and Gemini Titan. 2:08 AM · Sep 13, 2026 · 4.78K Views 1 Reply · 2 Reposts · 8 Likes ](https://x.com/WALLACHLEGAL/status/2098957043474280584?s=20) Gaming Commission remains member of gambling council after questions raised over ties to Kalshi (Mass Live): “The Massachusetts Gaming Commission will not follow the leads of gaming regulators in Ohio and Michigan and drop ties with the National Council on Problem Gambling over its new association with Kalshi.” Sponsor’s messageTrusted Voices: Conversations About Betting is designed to equip adults, including parents and coaches, with tools and resources to talk to young people about gambling, including information on warning signs, risks and proxy betting. The program is led by retired professional basketball player Randy Livingston and his wife, basketball agent Anita Smith, who share their personal stories related to problem gambling, with the hope of preventing others from experiencing similar harms. Learn more and join the conversation here. 📣 Industry news Gaming M&A: Latest Mergers, Acquisitions and Deals (SBC Americas): “But what else is happening in the world of gaming mergers, acquisitions, investments, and partnerships? Here, we round up some of the news you might have missed.” BetMGM Named Official Sports Betting and Online Casino Partner of the Minnesota Vikings in Canada (press release): BetMGM, a leading iGaming and sports betting operator, announced a multi-year partnership with the Minnesota Vikings, naming it the Official Sports Betting Partner and Online Casino Partner of the team in Canada. The agreement gives BetMGM rights to use Vikings marks across approved sports betting, online casino and marketing activities in Canada. In addition, Vikings Big Kick LuckyTap™, a casino game by Design Works Gaming, is available now exclusively at BetMGM Casino in Alberta and Ontario. “Vikings fans bring a level of passion and loyalty that extends well beyond game day,” said Matt Prevost, Chief Revenue Officer at BetMGM. “As the home of one of the largest collections of sports-themed casino content in North America, BetMGM is uniquely positioned to combine sports fandom with iGaming. We are eager to start football season off strong with another fantastic partnership especially as we expand our reach in Canada to Alberta.” Martin Nance, Minnesota Vikings Chief Marketing Officer, said, “As we continue to deepen our connection with Vikings fans across Canada, we’re proud to welcome BetMGM as the team’s official sports betting and online casino partner in Canada. Their commitment to innovation and fan engagement aligns well with our organization, and we’re excited to create memorable experiences that celebrate Vikings football and connect with Canadian fans in new and meaningful ways.” Caesars Entertainment Launches Ball Rush Jackpots™ in New Jersey,the Latest Proprietary Online Title from Empire Creative™ (press release): Caesars Entertainment, Inc. (NASDAQ: CZR) (“Caesars”) today announced the launch of Ball Rush Jackpots™, a new ball-and-peg style online casino game developed by Empire Creative™, the Company’s in-house game development studio. Now live in New Jersey across Caesars Palace Online Casino, Caesars Sportsbook & Casino and Horseshoe Online Casino, Ball Rush Jackpots is expected to become available in additional jurisdictions where Caesars offers online casino gaming following regulatory approval. The title expands Caesars’ growing portfolio of proprietary online casino titles, following the successful launch of Ca$hline™ earlier this year and further diversifying the Company’s lineup beyond traditional slots and table games. Ball Rush Jackpots follows the traditional ball-drop gameplay experience where players drop a ball down a board filled with pegs to land in a prize slot. As balls navigate independently through a field of pegs, every drop creates new opportunities to collect feature symbols, unlock bonuses and pursue jackpots, delivering a different experience with every round. “Ball Rush Jackpots delivers a different kind of casino experience for our players, combining easy-to-understand gameplay with meaningful customization, exciting bonus opportunities and jackpot potential,” said Matthew Sunderland, Senior Vice President and Chief iGaming Officer at Caesars Digital. “As we continue expanding our proprietary content portfolio, we’re focused on creating games that are simple to pick up, rewarding to revisit and designed around the features players enjoy most.” Bally’s Corporation Secures New Financing to Support the Development of the Bally’s Bronx Project (press release): Bally’s Corporation (NYSE: BALY) (“Bally’s” or the “Company”) announced today that it secured new financing led by WhiteHawk Capital Partners, LP to fund further development of the Bally’s Bronx project and general corporate purposes. The new financing comprises closing date term loan commitments in an aggregate principal amount of $400 million and delayed draw term loan commitments in an aggregate principal amount of $160 million (together, the “Facilities”). … Bally’s Chairman of the Board, Soo Kim, commented, “This important financing allows us to progress the pre-construction planning process so that we are ready to complete the remainder of the capital raise and remain on schedule. Furthermore, the additional liquidity provides us greater flexibility for other capital opportunities.” WORLD JAI ALAI LEAGUE LAUNCHES CENTENNIAL SEASON AND ENTERS NEXT CHAPTER IN MIAMI (press release): The World Jai Alai League will open its 2026 fall season on Tuesday, September 15 at Miami’s JAM Arena, beginning a milestone season that marks 100 years since professional Jai Alai first arrived in Miami. Season X, the tenth season of the Battle Court team-based competition launched in 2022, will also be the first since entrepreneur and sports asset investor Rob Gough acquired the World Jai Alai League in August 2026. The acquisition marks the beginning of a new chapter for the league. World Jai Alai League will maintain the existing Battle Court competition and operating format, with Chief Operating Officer Scott Savin overseeing Season X. Gough and his team will use the coming months to listen to players and fans, evaluate opportunities across the league, and execute plans for a broader evolution of Jai Alai’s presentation, live experience, media, marketing and commercial strategy beginning in 2027. “This is a really unique moment for Jai Alai,” said Rob Gough, Owner of the World Jai Alai League. “We have a sport with more than 100 years of history in Miami, extraordinary athletes and incredible speed, but I also believe there is enormous untapped potential.” bet365 reveals most popular online slots in 3 US states in August (SBC Americas): “In its monthly Gaming Insights and Performance report, growing online casino operator bet365 tracks player trends and game performance in online slots across its North American online casino markets.” The Closing Line is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe

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Sep 14 • 2:45 PM EDT • Entertainment • closingline.substack.com
REP. BOEBERT: FIGHTING FOR EVERY COLORADO RURAL HOSPITAL ON THE EASTERN PLAINS

Congresswoman Lauren Boebert (R-CO) published an op-ed in Colorado Politics highlighting her extensive record fighting for rural hospitals.

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Sep 14 • 12:19 PM EDT • Politics • boebert.house.gov
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Berlin businesswoman charged over alleged spying for Russia

Prosecutors say the Berlin marketing executive used her political and military contacts to help a Russian intelligence officer gain access to influential circles and seek information on German defense policy.

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Sep 14 • 5:48 AM EDT • Politics • dw.com
Rajarshi Krishna Muppaneni: A Journey of Building Intelligent Business Solutions

AUSTIN, TX / ACCESS Newswire / September 14, 2026 / Every successful digital transformation begins with a simple objective: helping people solve business problems more effectively. Throughout his career, has embraced that philosophy by designing technology solutions that simplify complexity, strengthen collaboration, and create lasting business value.

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Sep 14 • 5:45 AM EDT • Business • finance.yahoo.com
Business Weekly Agenda for September 13

Events for the Greater Berks business community.

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Sep 13 • 2:45 PM EDT • Business • readingeagle.com
I created a Gmail account for my son when he was 3

I emailed my son memories of his childhood for 15 years. When he turned 18, I finally gave him the password.

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Sep 12 • 9:47 AM EDT • Business • businessinsider.com
Two iOS 27 Features Won't Be Ready for Monday's Launch

Two iOS 27 features need a little more time in testing and won't be shipping until a future update, even though they were present during the beta period. Suggestions in Messages conversations and the option to automatically fix compromised passwords with a tap will not be in the initial version of iOS 27, and will instead launch in a later version of iOS 27. Apple noted the delays on its iOS 27 page, as well as its iPadOS 27 and macOS Golden Gate pages as these are cross-platform features.

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Sep 11 • 4:37 PM EDT • Technology • macrumors.com
Apple says two iOS 27 features aren’t coming until a ‘future software update’

This week, Apple announced that iOS 27 will be released to everyone on Monday, September 14. Along with that, the...

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Sep 11 • 3:46 PM EDT • Technology • 9to5mac.com
NationWide Self Storage Expands Business Storage Advantage Program Across More Unit Sizes and Locations

Businesses can receive their first 4 weeks FREE plus 10% off ongoing rent, with select units also offering a $100 in-store credit on moving suppliesVANCOUVER, BC / ACCESS Newswire / September 11, 2026 / is expanding its Business Storage Advantage program, making its business-focused storage benefits available across a broader selection of unit sizes, including more large storage units, at NationWide locations in Vancouver, Burnaby/East Vancouver, South Surrey and Kamloops.At the core of Business

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Sep 11 • 3:25 PM EDT • Business • finance.yahoo.com
Cosmos Health Secures Additional 2.5 Million Units Under New Five-Year Contract Manufacturing Agreement with Viofar; Total Orderbook Surpasses 27.5 Million Units

* 500,000 contracted units of ROSARTIA annually / 2.5 million over five years through a new long-term agreement at wholly owned subsidiary Cana Laboratories * Expands Cosmos Health's manufacturing presence in cardiovascular pharmaceuticals, adding production of statin-based lipid-lowering therapies to Cana's growing contract manufacturing portfolio * Cumulative contract manufacturing orderbook increases to more than 27.

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Sep 11 • 11:10 AM EDT • Health • finance.yahoo.com
Def Leppard Documentary Coming to Theaters Courtesy of Bleecker Street and Crosswalk

Metal fans rejoice! A new doc will look at the highs and lows of the legendary band.

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Sep 11 • 8:45 AM EDT • Entertainment • yahoo.com
What are tomorrow's quantum threats?

Most people trust that the passwords, bank accounts, medical records and private messages they use every day are protected by encryption. But as quantum computing advances, some of today’s most widely used security tools could eventually become breakable. That means information stolen now could potentially be saved and unlocked years later, when quantum computers are powerful enough to crack protections that current computers cannot.

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Sep 11 • 8:00 AM EDT • Science • news.asu.edu
"Hiring Shouldn't Take Months": MCE Staffing Unveils On-Demand Staffing Solution for Growing Businesses

LONDON, UK / ACCESS Newswire / September 11, 2026 / , a UK-based recruitment and workforce solutions provider, today announced the launch of its on-demand staffing solution, designed to help businesses fill roles in days rather than weeks or months. The new service is aimed at companies across industrial, warehousing, hospitality, and commercial sectors that need to scale their workforce quickly without sacrificing quality of hire.

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Sep 11 • 4:20 AM EDT • Business • finance.yahoo.com
Google is making it easier to switch between password managers on Android

Google's new feature will transfer your passkeys as well

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Sep 10 • 12:00 PM EDT • Technology • techcrunch.com
Android rolling out passkey transfers between password managers

Google announced today that Android now offers a system-level way to transfer passwords and passkeys between credential managers.

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Sep 10 • 12:00 PM EDT • Technology • 9to5google.com
Law Enforcement Honors Dr. John Howard and the World Trade Center Health Program Team With ‘Service Above Self’ Award on 9/11

WASHINGTON, DC, UNITED STATES, September 8, 2026 / EINPresswire.com / -- The Federal Law Enforcement Officers Foundation , in partnership with the Police Unity Tour and the National Law Enforcement Officers Memorial Fund, is proud to announce that the World Trade Center Health Program (WTCHP)

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Sep 10 • 2:53 AM EDT • Health • fedagent.com
Businesswoman Helena Foulkes defeats Gov. Daniel McKee in Rhode Island Democratic governor primary

NBC News projects that Foulkes won the Democratic nomination in the blue state, making McKee the first incumbent governor to fall in a primary in eight years.

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Sep 9 • 8:23 PM EDT • Politics • nbcnews.com
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Small Business Spotlight: Guitar shop aims to strike a chord

WHAT MADE YOU WANT TO OPEN STRING THEORY GUITARS INC.? ALLISON & LEE WILLIAMS: “We are lifelong musicians with a passion for playing. We love Wilmington and the live music scene here, and we wanted a way to be a part of the music community without having to start work at 9 p.m. We also want to be a destination for residents and musicians performing in and around the downtown area.” WHAT DOES YOUR BUSINESS PROVIDE, AND HOW DO YOU THINK IT HELPS CUSTOMERS? We love Wilmington and the live music scene here, and we wanted a way to be a part of the music community without having to start work at 9 p.m. We also want to be a destination for residents and musicians performing in and around the downtown areaTHE WILLIAMSES: “We’re a true basics-to-boutique destination. If you’re someone who’s just starting out, we can set you up with high-quality, brand-new equipment at a great entry-level price point. When you’re ready for your dream guitar, we can help you design and create a fully custom electric or acoustic guitar to your specifications. We have a broad selection of both guitars and amplifiers for players of every level. We also have a community board in the store to connect bands, students, instructors, repair technicians, and anyone providing a service to the local music community.” WHAT PAST EXPERIENCE DO YOU HAVE THAT LED YOU TO CREATE STRING THEORY GUITARS? THE WILLIAMSES: “Lee has played guitar for almost 40 years, from middle school band to gigging rock bands. Allison has a background in orchestra and musical theater, as well as retail management. We worked together as a husband-and-wife team in manufacturing for many years prior to moving to Wilmington. Having shopped in countless music stores over the years, we set up our shop with the goal of being welcoming and inviting. Our philosophy is ‘if it’s on display, it’s for play.’ No instrument or amplifier is out of reach in our store.” WHAT GOALS DO YOU HAVE FOR GROWTH? THE WILLIAMSES: “We would love to grow the bluegrass and folk instrument segment of our business. We carry banjos, mandolins, resonator guitars, ukuleles and related accessories. We’ve seen and heard plenty of talented bluegrass and folk musicians around Wilmington, and we look forward to expanding our selections to support this growing segment of the local music scene.” WHAT CHALLENGES ARE YOU FACING RIGHT NOW IN YOUR BUSINESS? THE WILLIAMSES: “Getting the word out about our brand and some of the unique brands we represent is a challenge for any new business. Online exposure through the Cargo District, Wilmington Downtown Inc. … and our online following is steadily growing. Our other challenge is the logistics of our streets. Our neighborhood is amazing, and you could spend the entire day walking around the Cargo District. As the District continues to grow, we’re seeing more pedestrian traffic, particularly in crossing 16th and 17th streets. We’ve seen some improvements in traffic calming, but the sooner we can improve safety with crosswalks and pedestrian signals, the more welcoming our neighborhood will be.”

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Sep 9 • 9:00 AM EDT • Business • wilmingtonbiz.com
GameSquare Enters Definitive Contribution Agreement to Acquire Sports, Music and Entertainment IP Assets from FanEngine

("FanEngine"), a technology and media asset consolidator that collectively enables sports, music and entertainment IP owners to build direct relationships with fans and monetize those relationships through gamification, brand integration, events, content, commerce, and experiences.The Transaction is expected to be immediately accretive to profitability and represents the next step in GameSquare's strategy to build a differentiated, end-to-end platform spanning audience analytics, creators, agenc

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Sep 9 • 8:00 AM EDT • Entertainment • finance.yahoo.com
Stevens wants Trump administration to address tariff refund backlog

The Michigan congresswoman helped lead a letter to the Trump administration asking it to clear a backlog she says is hurting Michigan business.

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Sep 9 • 5:31 AM EDT • Politics • freep.com
Technology Science Corporation and Integration Technologies Group Awarded NASA SEWP VI Contract in Category C

Technology Science Corporation and Integration Technologies Group Awarded NASA SEWP VI Contract in Category C

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Sep 8 • 10:15 AM EDT • Science • markets.financialcontent.com
Allison Janney can’t believe what happens on ‘The Diplomat’ season 4: ‘It gave me chills’

‘The Diplomat’ isn’t slowing down in season 4. If anything, star Allison Janney tells EW ‘it ramps up’ even more.

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Sep 8 • 9:00 AM EDT • Entertainment • ew.com
LABJ Stock Index: September 7

Cybercriminals Think You’re an Easy Target. Prove Them Wrong No one likes to manage dozens or even hundreds of ever-changing passwords. No surprise, then,

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Sep 8 • 3:00 AM EDT • Business • labusinessjournal.com
Pennsylvania Democratic Congresswoman says her constituents are ‘upset’ with Sen. John Fetterman
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Sep 7 • 3:46 PM EDT • Politics • cnn.com
Live Science crossword puzzle #59: The current geological era

Test your knowledge on all things science with our weekly, free crossword puzzle!

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Sep 7 • 5:43 AM EDT • Science • livescience.com
Former US congresswoman criticizes political and church leaders over Gaza

Marjorie Taylor Greene warns of divine judgment for those silent over mass child casualties | Anadolu

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Sep 6 • 11:23 PM EDT • Politics • aa.com.tr
Business Weekly Agenda for September 6

Events for the Greater Berks business community.

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Sep 6 • 2:45 PM EDT • Business • readingeagle.com
Business Agenda for September 6

Events for the tri-county area business community.

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Sep 6 • 2:45 PM EDT • Business • pottsmerc.com
New Super Smash Bros. Switch 2 game leaks before September Nintendo Direct

After revealing the Ocarina of Time remake and upcoming Nintendo Directs, the same leaker has offered another revelation. Rather than a Super Smash Bros. Ultimate Switch 2 upgrade, a game with unique characters may be in development. Even so, the platform fighter’s release date could be years away.

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Sep 5 • 9:17 PM EDT • Technology • notebookcheck.net
Crossword

Click here to view this article from TheDerrick.com.

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Sep 5 • 12:00 AM EDT • Entertainment • thederrick.com
A storm destroyed her tea factory. One Canadian friend kept the business alive 2,300 miles away

Two businesswomen made a promise to each other, and after two years of support, the Asheville Tea Company in North Carolina will reopen

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Sep 4 • 8:00 AM EDT • Business • theguardian.com
1Password Users Flee Platform After $300,000 Donation. Should You Run, Too?

1Password faces backlash over a $300,000 pledge to a foundation connected to David Heinemeier Hansson. Should you switch to Bitwarden?

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Sep 3 • 1:55 PM EDT • Technology • allaboutcookies.org
Kiggans, Underwood Recognize September 1st-8th as National Clinical Nurse Specialist Week

WASHINGTON, D.C. — Today, Congresswoman Jen Kiggans (VA-02) and Congresswoman Lauren Underwood (IL-14) introduced a resolution to recognize the first...

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Sep 2 • 3:48 PM EDT • Health • kiggans.house.gov
SM Entertainment and Tencent Music establish Beijing joint venture STE, with Super Junior-M’s Zhoumi as CEO

STE will develop and manage artists for the Greater China market, and says it’s preparing a new Chinese idol group for a debut within two to three years…

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Sep 2 • 3:37 PM EDT • Entertainment • musicbusinessworldwide.com
1Password wades into a right-wing mess after funding a Linux project

The controversy surrounds David Heinemeier Hansson, who has posted strident anti-vax and anti-immigrant views.

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Sep 2 • 2:48 PM EDT • Technology • theverge.com
EA SPORTS FC™ 27 Brings Fans Closer to The World’s Game With New Partners, Leagues, and Stadiums

Powered by the support of global football partners, EA SPORTS FC™ 27 captures The World’s Game with unrivalled authenticity. Today, Electronic Arts announced an expanded roster of leagues, clubs, partners and stadiums coming to EA SPORTS FC 27, bringing players closer to the football they love through one of the most authentic representations of The World’s Game. Additions include new and renewed partnerships with a number of major European clubs, the highly anticipated return of Liga MX, and the continuation of EA SPORTS FC’s long-term relationship with the Bundesliga, the ROSHN Saudi League and the A-League. FC 27 AUTHENTICITY “With EA SPORTS FC 27, we’re building on years of bringing our community closer to football,” said James Salmon, Senior Director Partnership Marketing, EA SPORTS FC . “New and renewed partnerships bring more of the clubs, leagues, players and stadiums fans care about into FC 27, with the authenticity they expect from us. Together, they make The World’s Game

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Sep 2 • 8:00 AM EDT • Sports • news.ea.com
August Monthly Review: ChatGPT In Epic

Death, taxes, another frontier lab healthcare launch inspiring truly insane LinkedIn takes. As much as I want to stay away, I repeatedly am the crewman unplugging his ears whenever we pass these sirens. So it’s not the first and probably not the last time we dial up the typewriter rather than tie ourselves to the mast. The full blow-by-blow timeline: Health API Guy is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe The End of the Standalone PHR (Jan 8): ChatGPT Health arrives for consumers, at the time powered by b.well. I was bullish on the approach in that the best way for the PHR to finally solve distribution was to meet consumers were they already are (i.e. When Horizontal Meets Healthcare (Jan 9): OpenAI for Healthcare puts out the shingle for enterprises, with SharePoint ingestion standing in for the EHR integration the product actually needed. Another One: Anthropic’s Healthcare Debut (Jan 16): Claude's version, on HealthEx rails instead of b.well, with Agent Skills for FHIR development as the one true vertical-specific investment. ChatGPT for Clinicians: The Trap Sprung (Apr 24): OpenAI filled in the missing GTM middle with a free product for verified clinicians, effectively peeling the enterprise wrapper off ChatGPT for Healthcare and taking the PLG fight directly to OpenEvidence. OpenAI’s Second Attempt at Health (Jul 31): a relaunch of their patient specific app, now branded Health in ChatGPT, where the privacy partition came out, the connectors thinned, and b.well disappeared in favor of first-party FHIR work against a smaller network Beyond a Shingle So what was announced now? Today, we’re introducing a new electronic health record integration that brings authorized patient context from Epic into ChatGPT for Healthcare, along with the Healthcare Public Data plugin for direct, structured access to official healthcare datasets like PubMed, DailyMed, and CMS Coverage. Together, these capabilities bring ChatGPT closer to the systems and sources healthcare teams trust, while supporting the controls and compliance healthcare work requires. The core portfolio is unchanged from prior announcements we delineated and discussed (aside from the relaunch of patient-facing). Since trade publications still seem to be confusing them by using the wrong names: Enterprise sales motion: ChatGPT for Healthcare Protecting their core product / PLG: ChatGPT for Clinicians Consumer/patient-facing product: Health in ChatGPT So really, this is a feature release (specifically for ChatGPT for Healthcare when it comes to EHR integration). What’s cool about it, though, is that we are moving beyond just putting out a shingle. Everything in the January enterprise launch was horizontalizable: Horizontal tech companies thus generally start verticalization with their “putting out a shingle phase”. Telling the world you’re open for business as a horizontal tech company reliably attracts early inbound interest from buyers who are already trying to force-fit horizontal tools into domain-specific workflows and are eager for any signal that the vendor intends to support their use case more directly. Nothing was really vertical specific, which is exactly what you'd expect from the ultimate hypergrowth horizontal company dipping their toes into specific industries. But eventually you have to stop changing the sign on the door and start changing the product. Can you guess where the horizontal product was going to run out of road? This is the core dilemma writ large: verticalization requires differentiation, while scale economics of consumer and horizontal push toward unification. I’ve buried the lede so deep here it will be painful to some readers, but what should be shocking to no one is that my perspective is that EHR integration is the only path that meaningfully resolves this tension for ChatGPT for Healthcare. Integration with Microsoft Sharepoint is fine, but it is categorically insufficient for any product that hopes to influence clinical decision-making. SMART Money Well here we are, eight months later! Real vertical investment has begun, which surprised a few people. One friend in the industry messaged me: “Absolutely no way Epic gave ChatGPT API access.” Looking forensically at the announcements, the integration is notably read-only across appointment notes, laboratory results, medications, and specialist documentation. So while I’m not a betting man, I'd wager the house this is a SMART on FHIR launch: That sounds a lot like USCDI! The recommended path for the workflow they outline would be SMART on FHIR Their Health AI lead’s post is evocative of both standalone and EHR launch SMART, which another termed “ChartGPT” and “EHR Plugin” The implementation burden for SMART on FHIR is the lowest of the available integrative paths This is the team who literally did patient-facing SMART on FHIR with Epic last month Most importantly, if you’re a horizontal company, you generally still haven’t taken the full plunge and thus (overly) value reusability. SMART on FHIR is the logical compromise: healthcare-specific enough to matter, but standardized enough to reuse. Nobody Asked Judy Another friend asked “I thought they had to go to each health system, or did they go direct to Epic and now health systems opt in?” Given the trust paradigms in healthcare, this functionally cannot be Epic hoovering up all the data for OpenAI and shoving ChatGPT in their customers’ faces (or they would revolt). However, I do believe the aforementioned terrible coverage by TechCrunch and other outlets is probably responsible for that question, given the 325 million reference. When using FHIR as a business associate to an Epic customer, there is no EHR gatekeeping to speak of, as that isn’t how fhir.epic.com works: You register an app You pick your APIs You test against the sandbox APIs You list as “Ready for Production” Hospitals pick your app You test and go live with them Bluntly, nobody had to say yes or no in Verona (nor were they given the chance). Vendor Services (their next developer tier up that I doubt OpenAI is using quite yet in this initial release) certainly has contractual paperwork that some resent, but even there, the twin pressures of mounting antitrust and information blocking make outright gatekeeping increasingly fraught. My friend’s sentiment is, to me, representative of a broader industry neurosis, perhaps a sort of scar tissue of prior eras: people assume the gate is still there and never actually try the door. There are certainly other ways Epic (and any EHR) can put its thumb on the scale, but they are not so dumb as to stand in front of a federally mandated API and play bouncer at this exact moment in time. So I think they can and probably should go deeper, as this release is at best parity and at worst behind vertical-specific competition. OpenEvidence did a basic SMART launch with Sutter Health in February, allowing for more convenient evidence search by providers. They then add patient-context (the equivalent SMART on FHIR flow to what we see here) when Cedars-Sinai went enterprise-wide in May. UpToDate has four distinct applications across deeper workflows like patient engagement listed in Epic Showroom and announced a partnership with Epic to power Art at UGM Abridge and other ambient scribes have invested deeply into the deepest bidirectional clinical copilot workflow with integrations well beyond SMART on FHIR. In that light, the “Who is OpenAI primarily targeting here?” is clear. This release brings them into striking distance of OpenEvidence, but not the others quite yet. They are the only one of the three you can reach without building something truly Epic-specific. When will they go further? Competition is a great motivator to overcome the horizontal demons and start building things that can’t be reused: not across industries, not across EHRs, maybe not past the customer you built them for. That’s the price of actually verticalizing. The question is if and when OpenAI will be willing to pay it. Month in Review Here is the monthly review. As a reminder, this is a regular round-up of the month’s posts and other content to surface things you may have missed across regulation, litigation, interoperability, and beyond. AI assistance is used in these bullet summaries so I can focus on articles. Articles Published: None this month Video Content: The Information Exchange: Standards-based Thruple Edition (Aug 14): Back to school for us too, with Brad reporting in from the CMS Health Tech Ecosystem’s one year anniversary in DC. We get into the January CMS-0057 deadline, the fall rulemaking reading list, and why enrollment still keeps most apps off FHIR. The Information Exchange: Epic Dúnadan Edition (Aug 25): A UGM roundup with Ryan Brickner joining for the first time to check our takes against what the building actually thinks. Rangers, Ergo sitting on top of EHI, and a down-market lineup that needs some cuts. Regulatory: Stacked Deck, Bad Hand (Aug 05): ONC’s website refresh took the entire HIT Policy Committee record with it, so I rebuilt the archive and went looking for the regulatory capture story everyone assumes is buried in there. Stacking the deck and winning the hand turn out to be very different things. The Sixth Generation of Patient Access (Aug 19): A quick catalog of the five generations of patient access we’ve layered on since HIPAA, and the two candidates now competing to be the sixth. One is planned. The other is the market routing around the plan entirely. Court cases: Three Cases Walk Into a Docket (Aug 06): Two surprise settlements cleared the board in a single week, and then Judge Maddox dropped ninety-four pages on Vyne v. Henry Schein. The sleeper is a DMCA holding that makes direct-to-database a considerably riskier business model. Epic v. Health Gorilla: Into the MDL (Aug 10): Nine class actions are headed to Miami, and the Panel signaled it wants to bring the case that spawned them along too. That would leave Epic arguing the requests were obviously fraudulent in one courtroom and unknowable in the other. Amazon v. Perplexity: Agents Are Legalized! (Aug 11): The Ninth Circuit vacated the injunction against Comet, holding that the user is the one accessing the servers rather than the company that built the agent. A real win for agentic access, and a much narrower one than the headline suggests. Veeva v. Epic: Come At Me, Bro (Aug 26): Epic’s response brief wants the dismissal affirmed and, unusually, wants the opinion published as precedent. Buried in it is Epic’s own description of what its non-competes actually prohibit, which current and former employees should read closely. EHRs: The Contract Epic Would Never Sign Today (Aug 04): A 1999 SEC exhibit catches Epic licensing nearly its entire product line, Tapestry included, to the company that became TriZetto. The marketing services menu attached to it is the part that will make you blink. Forecast from Verona (Aug 07): The Epic Almanac makes one argument six different ways: the AI is only as good as the networks behind it. Emmie headlines, Art’s context stack is the most ambitious part, and Penny finally gets an autonomous coding date on the calendar. Works With Epic MyChart (Aug 17): Epic’s first new Showroom category since the death of Workshop certifies hardware instead of software, badge on the box and all. Made for iPhone, but for blood pressure cuffs, and rough news for anyone selling the RPM stack sitting in between. UGM Hot Takes 2026 (Aug 20): Everyone else covered the AI announcements, so I went after Savvy deleting the payment gateway, Rangers as Boost with the timer removed, and a down-market lineup with too many entries. Plus the Health Grid tidbits I cannot help myself on. MyChart Central Grows Up (Aug 24): Device data and Emmie turn Epic’s identity hub into a full consumer platform, which is both a logical answer to ChatGPT and a bit of a mistake. It also happens to be the best scraping target Epic has ever shipped. Industry Analysis: The Wrong Yardstick (Aug 12): Vertical software keeps getting judged against Superhuman and Notion, which is the wrong bar entirely. Your user is comparing your product to a whiteboard and forty phone calls before lunch. Primitives vs. Abstractions (Aug 27): Developers want building blocks, systems of record prefer to hand out business logic, and both sides have a real case. There’s no test from the outside that separates the engineering reason from the competitive one, which is why this keeps ending up in court. Cross-industry Comparisons: The Two Kinds of Platform Power (Aug 18): Attention power and record power are different problems that keep getting handed the same regulatory toolkit. Congress’s latest swing at Big Tech shows both what’s possible and where it falls apart. The Dogs of (Platform) War (Aug 21): A CourtListener alert turned up a property management fight with healthcare’s exact shape and none of the Cures Act. Shell prospects, ghost accounts, a notetaker bot that came back to haunt someone, and a lawyer arguing both sides of the same theory in two states. Fractals All the Way Down (Aug 31): Yardi dominates property management right up until you zoom into one segment, where AppFolio owns it outright and Yardi doesn’t appear at all. Where you draw the line around a B2B software market is about to decide an awful lot of cases. Other News: If Judy Had the Courage (Aug 13): A short eulogy for the era when software was allowed to look insane: WinAMP, bold colors, and everything the grey chatbot era has taken from us. External Media: Portland Monthly Health Tech Meetup: Erin O’Brien channeled my own feelings - maybe it’s just because it’s August and beautiful, but the monthly edition of the PDX Health community meetup was a ripper. Make sure to reach out if interested to join for the next one. STAT’s Coverage of Epic This Month: Brittany Trang of STAT did a fantastic job of breaking the FTC investigation that’s been lurking, as well as UGM related coverage, so I had to give her her wish of a meme. Fall Conferences: I’m pumped to be kicking off my fall conference season in NYC at Nabla Accelerate next month, which Chrissy provided the link to apply for. Here’s the rest of my schedule in case you want to meet up: Commonwell (Redwood Shores, CA): Oct 13-14 Open@Epic (Madison, WI): Oct 21-22 eHealthExchange (Austin, TX): Oct 27 Sequoia Project (Austin, TX): Oct 28-29 HLTH (Vegas): Nov 15-18 RSNA (Chicago): Nov 29-Dec 3 Posts I Liked: HTI-6 Should Unbundle API Certification: Josh Mandel makes the case that HTI-6 should split (g)(10) into separate authorization and data certifications, so a PACS or a genomics platform can certify only the role it actually performs. Imaging is the urgent example, but the structure solves a much bigger problem. On implementing ePrior Auth with Epic: Scott Rossignol’s field notes from a live ePrior Auth build on Epic, including the two app registrations nobody warns you about and the CPT mapping problem waiting at the end. CMS-0057 implementations are going to be such a beast. Healthcare point solutions are starting to look a lot like streaming services: Spencer Dorn runs the cable-to-streaming arc against health IT and lands squarely on the bundling half of the cycle. Bundling can be good! It can also be bad! Life is nuanced. Health API Guy is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe

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Sep 2 • 5:05 AM EDT • Health • healthapiguy.substack.com
Caesars Entertainment Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Caesars Entertainment, Inc.

Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Cae...

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Sep 1 • 2:54 PM EDT • Entertainment • businesswire.com
Business Weekly Agenda for August 30

Events for the Greater Berks business community.

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Aug 30 • 2:45 PM EDT • Business • readingeagle.com
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices

Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.

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Aug 30 • 9:00 AM EDT • Business • fintechbusinessweekly.substack.com
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Bionic Bloom Integrated Health Welcomes Kathryn Silver, MA, RMHCI as New Art Therapy Provider

Experienced art therapist expands access to creative, trauma-informed care for adults, adolescents and familiesTAMPA, FL / ACCESS Newswire / August 29, 2026 / Bloom Integrated Health, home to and the Neurodivergent Empowerment Institute (NEI), today announced that St. Silver, MA, RMHCI has joined its team as a new therapy provider.

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Aug 29 • 7:00 AM EDT • Health • finance.yahoo.com
Kiggans, CMS Administrator Oz Discuss Healthcare Affordability, Access in Coastal Virginia

VIRGINIA BEACH, VA — Today, Congresswoman Jen Kiggans (VA-02) welcomed Centers for Medicare & Medicaid Services Administrator Dr. Mehmet Oz...

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Aug 28 • 3:57 PM EDT • Health • kiggans.house.gov
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Rep. Crockett says she’ll be campaigning ‘downballot’ instead of with Talarico

The congresswoman, who lost the primary Senate race to state Rep. James Talarico, did not mention him by name.

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Aug 28 • 1:30 PM EDT • Politics • washingtonpost.com
The leadership lessons found in Dolly Parton, the businesswoman

From Dollywood to Cup of Ambition, see how Dolly Parton used authentic branding and creative control to build a business empire.

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Aug 27 • 10:07 AM EDT • Entertainment • nbcdfw.com
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Vanderbilt Health mourns passing of global icon Dolly Parton

Legendary songwriter, singer, actress, author, and businesswoman, Parton will be remembered for her lasting impact on the lives of millions through her support of everything from pediatric cancer care to infectious disease research at Vanderbilt Health.

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Aug 26 • 12:35 PM EDT • Health • news.vumc.org
Dolly Parton's philanthropy was based on 'her belief in the goodness of people'

The music legend and multimillionaire businesswoman used her wealth for good

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Aug 26 • 8:11 AM EDT • Entertainment • spectrumlocalnews.com
Dolly Parton's philanthropy was based on 'her belief in the goodness of people'

The music legend and multimillionaire businesswoman used her wealth for good

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Aug 26 • 8:11 AM EDT • Entertainment • spectrumlocalnews.com
Dolly Parton's philanthropy was based on 'her belief in the goodness of people'

The music legend and multimillionaire businesswoman used her wealth for good

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Aug 26 • 8:11 AM EDT • Entertainment • spectrumlocalnews.com
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Dolly Parton's philanthropy was based on 'her belief in the goodness of people'

The music legend and multimillionaire businesswoman used her wealth for good

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Aug 26 • 8:11 AM EDT • Entertainment • spectrumlocalnews.com
Dolly Parton’s business savvy helped her earn – and give away

Dolly Parton was a savvy businesswoman, with the Forbes 2025 list of America’s Richest Self-Made Women placing her net worth at $450 million. But she gave away millions more.

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Aug 26 • 8:11 AM EDT • Business • bizjournals.com
Nex and Bandai Namco Entertainment America Inc. Announce Collaboration to Bring PAC-MAN™ to Nex Playground in Q3 2026

Nex, maker of Nex Playground, the active play system that gets families moving together, has entered a licensing partnership with Bandai Namco Entertainment ...

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Aug 26 • 3:00 AM EDT • Entertainment • businesswire.com
Business Weekly Agenda for August 23

Events for the Greater Berks business community.

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Aug 23 • 2:45 PM EDT • Business • readingeagle.com
Ohio State students gain global business experience through internships

Students at The Ohio State University gained firsthand experience in global business relations this summer by participating in the Ohio Export Internship Program (OEIP).Ohio State teamed with the Ohio Department of Development and other colleges around the state to recognize students who completed the internship during Global Trade in Action at ...

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Aug 21 • 12:00 PM EDT • Business • news.osu.edu
Woot Is Practically Giving Away Sonic x Shadow Generations to New Customers Today—and Selling Sonic Racing CrossWorlds for Next to Nothing As Well

Amazon-owned retailer Woot is practically giving away top Sonic titles today—including Sonic x Shadow Generations for just $1—to new customers.

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Aug 21 • 6:55 AM EDT • Technology • ign.com
Salinas proposes program to bolster first responder mental health

Editor’s note: This story discusses suicide and mental health. If you or someone you know may be experiencing a mental health crisis, contact the 988 Suicide & Crisis Lifeline by calling or texting “988” or chatting online at http://988lifeline.org/. An Oregon congresswoman is proposing a new grant program to support the mental health needs of firefighters […]

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Aug 21 • 12:00 AM EDT • Health • salemreporter.com
‘Call Of Duty: Modern Warfare 4’ Closed Beta Start-Times And How To Get Early Access

Here's everything you need to know about the Modern Warfare 4 Early Accessweekend and how to get into the closed beta.

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Aug 19 • 3:32 PM EDT • Technology • forbes.com
Mary Peltola and Dan Sullivan Advance in Key Alaska Senate Contest

The Democratic former congresswoman and the incumbent Republican senator will face off in November. Whether a potential spoiler candidate with the same name as the senator qualifies alongside them has not been determined.

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Aug 19 • 1:05 AM EDT • Politics • nytimes.com
Dan Sullivan, another Dan Sullivan and an ex-congresswoman face off in Alaska's U.S. Senate primary

Alaska voters are choosing candidates for November's general election in a series of primary contests Tuesday, including a U.S. Senate race that will be among the most closely watched in the nation this fall.

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Aug 18 • 11:31 AM EDT • Politics • pbs.org
Microsoft Copilot reveals secret input that allowed it to be hacked

Secret parameter allowed hackers to steal passwords when a target clicked on a link.

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Aug 18 • 9:00 AM EDT • Technology • arstechnica.com
2 Dan Sullivans face off in Alaska's US Senate primary, which also features a former congresswoman

A U.S. Senate contest featuring a former congresswoman and a challenger with the same name as the incumbent headlines Alaska’s primary

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Aug 18 • 12:06 AM EDT • Politics • washingtonpost.com
2 Dan Sullivans face off in Alaska's US Senate primary, which also features a former congresswoman

A U.S. Senate contest featuring a former congresswoman and a challenger with the same name as the incumbent headlines Alaska's primary.

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Aug 18 • 12:00 AM EDT • Politics • news4jax.com
2 Dan Sullivans Face off in Alaska's US Senate Primary, Which Also Features a Former Congresswoman

JUNEAU, Alaska (AP) — Alaska voters are choosing candidates for November's general election in a series of primary contests Tuesday, including a U.S. Senate race that will be among the most closely watched in the nation this fall. The campaign featured over a dozen contenders in each of the top ...

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Aug 18 • 12:00 AM EDT • Politics • usnews.com
Oregon congresswoman proposes program to support first responder mental health

Salinas’ bipartisan proposal is similar to a 2017 law that provided funding for mental health programs for law enforcement.

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Aug 17 • 6:37 PM EDT • Health • oregoncapitalchronicle.com
Is Autocheck Cheating? NYT Crossword Solvers Weigh In.

New York Times Crossword solvers can’t seem to agree about this feature of the game.

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Aug 17 • 5:03 AM EDT • Technology • nytimes.com
Business Weekly Agenda for August 16

Events for the Greater Berks business community.

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Aug 16 • 2:45 PM EDT • Business • readingeagle.com
Vulnerability giving attackers full control of Macs is under active exploitation

Screen-sharing bug lets remote hackers log in without a password.

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Aug 14 • 2:32 PM EDT • Technology • arstechnica.com
Miller-Meeks Visits Davenport Guns & Shooting Club for Shooting Sports Month

Congresswoman Mariannette Miller-Meeks (IA-01) visited Davenport Guns & Shooting Club to celebrate Shooting Sports Month, meeting with owner Jeanelle Westrom and local constituents.

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Aug 14 • 11:59 AM EDT • Sports • millermeeks.house.gov
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Madison Square Garden Entertainment Corp. Reports Fiscal 2026 Fourth Quarter and Full Year Results

Madison Square Garden Entertainment Corp. (NYSE: MSGE) (“MSG Entertainment” or the “Company”) today reported financial results for the fiscal fourth quarter ...

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Aug 12 • 7:30 AM EDT • Entertainment • businesswire.com
The political power of Alexandria Ocasio-Cortez's egg freezing

In showcasing the balancing act of career ambitions and fertility, the congresswoman is once again flexing her political prowess.

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Aug 11 • 9:49 AM EDT • Politics • motherjones.com
Ocasio-Cortez faces a crossroads in politics

Rep. Alexandria Ocasio-Cortez (D-N.Y.) is at a career and life crossroads that many women face at the age of 36, even without the pressure of a potential White House run. The congresswoman, still l…

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Aug 11 • 6:00 AM EDT • Politics • thehill.com
AbCellera women’s health data top ‘most aggressive upside scenario,’ putting Astellas and Bayer on notice

AbCellera has reported phase 2 results “beyond even the most aggressive upside scenario” that its CEO dared to consider, boosting the biotech’s chances of challenging Astellas and Bayer for a women’s health market. The phase 2 clinical trial compared ABCL635, an antibody targeting NK3R, to placebo in patients with hot flashes caused by menopause. Investigators enrolled 92 postmenopausal women experiencing a mean of about 10 moderate or severe hot flashes per day. By Week 4, the number of moderate or severe hot flashes had fallen by a mean of 8.8 on ABCL635 and by 3.5 on placebo. That statistically significant, placebo-adjusted reduction of 5.3 hit the trial’s primary endpoint. The level of efficacy also cleared the bar set by existing drugs. While cross-trial comparisons can be misleading, AbCellera CEO Carl Hansen, Ph.D., had seen enough to start hyping the program. “We now view ABCL635 as a potential best-in-class non-hormonal therapy with strong differentiation against approved NK3R competitors across all important dimensions, including efficacy, safety, dosing and convenience,” Hansen said on a Monday morning conference call with investors to discuss the data. “We believe ABCL635 is now a highly de-risked program.” Last week, Hansen used AbCellera’s earnings call to set expectations for readout, with the CEO defining success as a clean safety profile and efficacy comparable to the two approved small molecules. The data vaulted over that bar. Astellas linked (PDF) one of the small molecules, Veozah, to placebo-adjusted reductions in hot flash frequency of 2.1 and 2.6 at Week 4 of its two phase 3 trials. Bayer reported (PDF) placebo-adjusted reductions of 3.04 and 3.29 at Week 4 of pivotal studies for its small molecule, Lynkuet. At 5.3, the placebo-adjusted reduction in AbCellera’s trial comfortably cleared the standard set by the incumbents. Veozah and Lynkuet came to market based on evidence of their ability to reduce the frequency and severity of hot flashes. AbCellera’s phase 2 study covered both endpoints, with the Canadian biotech reporting a mean reduction in severity of 1.4 points at Week 4 on ABCL635, compared to 0.3 points for placebo. Again, the placebo-adjusted result compares favorably to data on Veozah and Lynkuet. Analysts shared Hansen’s enthusiasm for the data. The phase 2 results “firmly validate ABCL635 as a potentially best-in-class treatment,” BMO Capital Markets analysts said in a note to investors Monday. ABCL635’s apparent efficacy edge “is likely attributable to the higher dosing/target engagement the asset is able to reach vs. the oral agents due to its wider therapeutic index,” the analysts added. The analysts, who model $2.3 billion in unadjusted peak sales for ABCL635, flagged the safety profile as another positive of the phase 2 readout. While Veozah carries a boxed warning for liver damage, nobody on ABCL635 in the phase 2 trial had elevated liver enzymes or bilirubin values. If replicated in phase 3, the lack of a liver signal could allow approval without the monitoring requirements imposed on Veozah. Investors appeared equally enthused, sending AbCellera's stock up 32% to $9.21 in premarket trading Monday from a Friday closing price of $6.93. Next, AbCellera will collect the Week 12 data and talk to its advisors about further development. The results open up “a wide variety of possibilities of how we might take this forward into phase 3 studies to truly maximize the value of the asset and make sure that ABCL635 is able to demonstrate its differentiation potential,” Sarah Noonberg, M.D., Ph.D., AbCellera’s chief medical officer, told investors.

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Aug 10 • 8:24 AM EDT • Health • fiercebiotech.com
ABL Ascend Advanced Therapies Names Suman Subramanian as Chief Business Officer

ROCKVILLE, MD / ACCESS Newswire / August 10, 2026 /ABL Inc and Ascend Advanced Therapies today announced the appointment of Suman Subramanian as Chief Business Officer (CBO), further strengthening the Company's commercial leadership and its commitment ...

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Aug 10 • 4:00 AM EDT • Business • finance.yahoo.com
Black Book: Australia's 2027 Health IT Market Shifts From Pilots to Proof

Post-HIC 2026, provider study finds interoperability, clinical cyber continuity and statewide EHR execution will dominate the next buying cycle NORTH SYDNEY, AU / ACCESS Newswire / August 9, 2026 / Black Book Research today announced the publication ...

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Aug 9 • 9:40 PM EDT • Health • finance.yahoo.com
Alexandria Ocasio-Cortez says she’s freezing her eggs

The Democratic congresswoman, 36, said she made the decision to undergo the fertility procedure to “feel more in control of my life.”

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Aug 9 • 3:45 PM EDT • Politics • washingtonpost.com
Business Weekly Agenda for August 9

Events for the Greater Berks business community.

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Aug 9 • 4:45 AM EDT • Business • readingeagle.com
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New CSS Attacks Can Break Webmail Defenses to Steal Passwords and Tokens

Outlook CSS techniques can spoof Microsoft sign-in and capture passwords, while Gmail image-set() can trigger external requests from malicious email c

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Aug 8 • 4:03 AM EDT • Technology • thehackernews.com
WHO says up to 45% of dementia risk could be prevented, and other health stories

Top health stories: New WHO guidance suggests up to 45% of dementia cases could be prevented or delayed; global hunger falls for a third consecutive year; and the latest on Ebola in the DRC.

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Aug 7 • 9:07 AM EDT • Health • weforum.org
Madison Square Garden Entertainment Corp. to Host Fiscal 2026 Fourth Quarter and Year-End Conference Call

Madison Square Garden Entertainment Corp. (NYSE: MSGE) will host a conference call to discuss results for its fiscal fourth quarter and full-year ended June ...

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Aug 6 • 4:30 PM EDT • Entertainment • businesswire.com
Supporters of a bipartisan bill say America’s biotechnology future depends on measurement science

I think the success will be that there are uniform standards that could be used by AI, by international scientists," said Congresswoman April McClain Delaney.

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Aug 6 • 2:55 PM EDT • Science • federalnewsnetwork.com
PENN Entertainment, Inc. Reports Second Quarter Results

PENN Entertainment, Inc. (“PENN” or the “Company”) (Nasdaq: PENN) today reported financial results for the three and six months ended June 30, 2026. Jay Snow...

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Aug 6 • 7:00 AM EDT • Entertainment • businesswire.com
The new science of brain workouts, beyond Sudoku and crosswords

Emerging evidence suggests that only certain types of training produce meaningful benefits, and those benefits may differ between men and women.

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Aug 6 • 5:00 AM EDT • Health • washingtonpost.com
The new science of brain workouts, beyond Sudoku and crosswords

Emerging evidence suggests that only certain types of training produce meaningful benefits, and those benefits may differ between men and women.

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Aug 6 • 5:00 AM EDT • Science • washingtonpost.com
Michigan Democratic rivals Haley Stevens and Abdul El-Sayed duel in Senate primary

Left-wing outsider Abdul El-Sayed is narrowly ahead of establishment-backed congresswoman Haley Stevens.

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Aug 5 • 8:46 AM EDT • Politics • bbc.com
Michigan Senate Democratic primary race remains too close to call as El-Sayed holds narrow lead

The former public health official has slight lead over congresswoman Haley Stevens, but vote count could continue well into the day

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Aug 5 • 5:46 AM EDT • Politics • theguardian.com
Las Vegas Sphere drove Sphere Entertainment’s Q2 revenues up 11% to $314M; operating loss ballooned 22%

The Sphere segment, which runs the Las Vegas venue, generated revenues of $226.4 million, up $50.8 million, or 29%, year-over-year.

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Aug 5 • 4:49 AM EDT • Entertainment • musicbusinessworldwide.com
Hinson introduces bill requiring insurers to disclose healthcare claim denial data

How often does your health insurance company deny claims? An Iowa congresswoman has introduced a bill that would require insurers to make that information public.

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Aug 4 • 11:11 PM EDT • Health • kcci.com
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The Beauty Of Settled Science

Commenters convinced me I made a subtle mis-step in my framing of Psychology Research Is Mostly Fine. My framing emphasized that social priming studies had failed to replicate, but that many other subfields of psychology hadn’t. This naturally led commenters to point to failed replications in other subfields. Although none of these were as bad as social priming, few or none were entirely problem-free. Instead of emphasizing the difference between social priming and other subfields, I should have emphasized the difference between settled science and novel research. Here are some of my favorite psychology findings: The brain is sculpted by reinforcement learning, and a key driver of this learning is a prediction-error-based algorithm located in the nucleus accumbens and implemented through dopamine. Psychedelic drugs exert their effects through 5-HT2A receptors, pointing to a role for these receptors in some sort of construct like the balance between priors and new evidence. Certain cognitive functions are localized to certain brain areas (for example, impulse control to the frontal lobes; linguistic structure to Broca’s area, linguistic meaning to Wernicke’s area. But injure one of these areas, or render a certain function useless (eg a blind person having no more use for their visual cortex), and these mappings can gradually shift - suggesting that neurons are general-purpose compute whose specialization is a contingent fact about convenience and efficiency rather than a necessity. Most personality traits and general capabilities are about 50% genetic and 50% random, with little role for family environment or childhood history, with a few notable exceptions like partisan preference. Recent research complicates this story, but the further you go from this basic picture, the gnarlier the chains of indirect causation you require. Neurons fire together in “brain waves”, whose exact frequency corresponds with the character of consciousness; These divide neurons into natural subpopulations and linked graphs. The gamma rhythm corresponds surprisingly well to items in conscious awareness. GABA receptors seem to be involved in something like relaxation. By hitting different GABA receptors in different ways, you can modulate the exact type of relaxation you produce. Hitting GABA-A directly is too powerful and can cause dangerous levels of sedation, but allosteric modulation of GABA is an incredibly fruitful strategy that underlies drugs from benzos to barbituates to alcohol. If you know your GABA-A subunits, you can target specific subtypes of relaxation; for example, Ambien hits GABA-A1 and induces sleep. Memory divides somewhat fuzzily into bins of immediate-sensory, short-term, and long-term, with separate retrieval and storage functions, and separate systems for declarative vs. procedural learning. These can be harmed selectively, usually by hippocampal injury, so that some patients can remember their life stories but not form new long-term memories, or learn new skills like bike-riding but not new facts. The exact substrate of memory is unclear but seems to involve new synaptic connections between neurons in at least some way. The ability of modern psychology and psychiatry to treat mental illness is real but limited. SSRIs work for half or slightly fewer than half of patients; antipsychotics work with extreme side effects; benzodiazpines work but produce addiction and tolerance in many (not all) people. Most supplements are stuck in Poor Quality Study Replication Crisis Hell, but melatonin and l-theanine stand out as especially promising. Psychotherapy works with moderate effect size, but (with a few exceptions) seems to be more about the relationship with the provider than the details of the therapy itself. Mental hospitalization can sometimes defuse immediate crises but work less well than mental hospitals would like, with some studies showing overall negative effects. Schizophrenia is mostly genetic, but risk also increases with prenatal infection (especially rubella) and obstetric complications; there is suggestive evidence for roles of social stress and drug use (with psychedelics and marijuana making things worse, and nicotine if anything making things better). Bipolar and schizophrenia are so closely linked on a pathophysiological level that it seems like they might be the same disease; on the clinical level, they do seem to follow two separate courses/prognoses but can sometimes surprise clinicians by eg someone who seemed condemned to permanent schizophrenia unexpectedly recovering. The brain’s native reinforcement learning algorithms cash out in the phenomena of classical and operant conditioning; different reinforcement schedules reinforce at different levels, which can be exploited by bad actors to make especially compelling products (eg slot machines). None of these are immune to doubt. A few are speculative; one or two are genuinely unorthodox. But they’re all a step above one p = 0.049 paper that might not replicate. If they get overturned, they’ll be overturned by the same sort of genuine scientific shift that replaced Ptolemy with Copernicus or Lamarck with Darwin, not some sort of sordid discovery about someone entering random numbers into a spreadsheet. In 2008, Eliezer Yudkowsky wrote about The Beauty Of Settled Science: If you only care about scientific issues that are controversial, you will end up with a head stuffed full of garbage. The media thinks that only the cutting edge of science is worth reporting on. How often do you see headlines like “General Relativity still governing planetary orbits” or “Phlogiston theory remains false”? So, by the time anything is solid science, it is no longer a breaking headline. “Newsworthy” science is often based on the thinnest of evidence and wrong half the time—if it were not on the uttermost fringes of the scientific frontier, it would not be breaking news. Scientific controversies are problems so difficult that even people who’ve spent years mastering the field can still fool themselves. That’s what makes for the heated arguments that attract all the media attention. Worse, if you aren’t in the field and part of the game, controversies aren’t even fun. Don’t be embarrassed to read elementary science textbooks, either. If you want to pretend to be sophisticated, go find a play to sneer at. If you just want to have fun, remember that simplicity is at the core of scientific beauty [...] A steady diet of science news is bad for you: You are what you eat, and if you eat only science reporting on fluid situations, without a solid textbook now and then, your brain will turn to liquid. Psychology isn’t centrally the new paper in Annals Of Recently-Breaking News saying that an n=5 study showing that large portion sizes increase support for terrorism. Psychology is centrally ideas like brain waves, GABA receptors, reinforcement learning, twin studies, and connectionism. People who think differently are worrying too much about BREAKING NEWS!!!, and should stop. The key distinction isn’t “recent research in social psychology” vs. “recent research in cognitive/bio/behavioral psychology”, as my essay last week unfortunately implied. It’s recent research in general vs. the deposit of settled science, battle-tested hypotheses, and carefully-earmarked speculation. And part of the reason social priming in particular was such a disaster was that it defied that heuristic, building itself up over hundreds of studies until it approached or even entered the pantheon of settled science - before collapsing (5-HTTLPR was also sort of like this). This isn’t a claim that settled science is always right - Freud was “settled science” for a long time - just that there’s an intuitive distinction between the level of credence you should have in the existence of power posing vs. the existence of Broca’s Area. (I compounded this error by calling the last post “Psychology Research Is Mostly Fine”, which suggested I was talking about the new research rather than the settled science. I actually meant to distinguish between research-psychology-the-field vs. clinical-psychology-aka-therapy, but this framing unintentionally pushed against the point I wanted to make) Some commenters on the previous article understood this point, but challenged its weight. It’s very cool, they said, to know how many neurons are in which brain lobe, but the main way that Psychology affected their lives was through bad clickbait studies used to buttress dumb policies; some p = 0.049 study says that exposure to microaggressions makes minorities’ brains shrivel into raisins, and now their company has to implement punitive DEI or be sued for hazardous work conditions. I won’t dispute this as an accurate description of how the sausage gets made, but it’s worth examining the trains of thought that connect this observation to a campaign against psychology in general: The dumb woke psychology was wrong and bad, and I don’t have good heuristics for distinguishing dumb woke psychology from other psychology, so I’m going to assume it’s all wrong and bad. The dumb woke psychology was wrong and bad; it seems useful to punish/discredit psychology as a whole to assist my campaign against it, so for propaganda purposes I will try to discredit psychology as a whole. To people in the first camp, my response is: come on, your heuristics aren’t that bad. “Microaggressions makes minorities’ brains shrivel up like raisins” is in the woke category; “the hippocampal theta rhythm seems to be associated with both memory and pathfinding, suggesting an unexpected yet surprisingly compelling relationship between the two” is in the not-woke category, don’t play dumb here. To people in the second camp, my response is: deliberately exaggerated propaganda campaigns are bad and this is a confession, not an excuse. Inability to view science through anything but a political lens was what got us into this problem; doubling down on it is a temporary solution but a recipe for permanent disaster. If you pronounce entire fields of science to be acceptable collateral damage in your campaign against bad political actors, you will alienate not just scientists but patients, clinicians, and general lovers of truth. Instead, you can say the thing you mean - that woke partisans shouldn’t try to occupy and exploit the otherwise-noble science of psychology for their own political gain - and wage the same campaign with a halo rather than a comic-book-villain goatee. From the font of oracular wisdom that is Weird Sun Twitter: [ Vessel Of Spirit@VesselOfSpirit i love you all conditionally but i love the good part of you unconditionally. even if it becomes a very small part 2:11 AM · Jan 22, 2015 1 Reply · 5 Reposts · 29 Likes ](https://x.com/VesselOfSpirit/status/558084551772471298) This is how I feel about psychology1, too, but with a touch more optimism. The good part of psychology is enormous, a hoard of endless treasures. You just have to look past the headlines! 1 To play devil’s advocate - should one always be so magnamious? Astrology? Phrenology? These seem different in that their entire orientation was flawed from the start; they didn’t simply fail to find the correct constellation-personality connections, the whole project of searching for connections between constellations and personality was doomed from the start. More difficult might be asking the same question about education research, which is notoriously bad. I don’t know enough about education research to know if there’s some settled science of correct and enlightening results lurking in the background beyond the day-to-day froth of poorly-conducted and politically-motivated studies. I think if it’s 90% bad, 10% good, it’s correct to call it bad as a compact way of communicating a useful truth; I think psychology is better than that, but admit it’s a tough judgment call.

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Aug 4 • 5:33 PM EDT • Science • astralcodexten.com
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4 questions about the high-stakes Michigan Democratic primary

For two days last week, I lived inside the hottest political race in the country — the Michigan U.S. Senate Democratic primary between the more centrist congresswoman Haley Stevens and progressive former public health director Abdul El-Sayed. Producer Sam Weber and I flew into Detroit with some questions. How do these candidates stack up in real life? What actually matters to Michigan? Will this divide be a problem for Democrats in November? Does this race

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Aug 4 • 3:27 PM EDT • Politics • pbs.org
Google Password Manager passkeys could be at risk with new ‘Pass-ta-key’ attack

Passkeys are becoming more popular as a safer alternative to traditional passwords, but some cracks are starting to show after...

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Aug 4 • 11:50 AM EDT • Technology • 9to5google.com
Google Password Manager Attacks Could Let Malware Hijack Passkey-Protected Accounts

Unit 42 details three Chrome passkey attack paths that could let Windows malware bypass verification or recover synced private keys after compromise.

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Aug 3 • 12:24 PM EDT • Technology • thehackernews.com
Kay Granger, Pathbreaking Texas Congresswoman, Dies at 83

She was the first Republican woman from the state to be elected to Congress. It caused a stir in 2024 when she was discovered to be residing in a senior living facility while still in office.

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Aug 3 • 9:11 AM EDT • Politics • nytimes.com
AP Decision Notes: What to expect in Missouri’s state primary

St. Louis-area congressman Wesley Bell faces a Democratic primary rematch Tuesday with former congresswoman Cori Bush, who lost the seat to Bell in 2024.

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Aug 3 • 8:24 AM EDT • Politics • wsls.com
Business Weekly Agenda for August 2

Events for the Greater Berks business community.

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Aug 2 • 2:45 PM EDT • Business • readingeagle.com
Going for a Spin

Ralph Sharaga and Doug Peterson want to know: What would it take to get you into this puzzle today?

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Aug 1 • 6:00 PM EDT • Technology • nytimes.com
Workshop teaches entrepreneurs to prepare finances before seeking bank funding

The Tennessee Small Business Development Center and the Holston Business Development Center hosted the first of a three-part workshop series Thursday, helping a

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Jul 30 • 4:28 PM EDT • Business • wcyb.com
Amazon.com Announces Second Quarter Results

Amazon.com, Inc. (NASDAQ: AMZN) today announced financial results for its second quarter ended June 30, 2026. Net sales increased 20% to $200.6 billion in th...

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Jul 30 • 4:01 PM EDT • Business • businesswire.com
Medi-Share Receives Annual Health Care Sharing Accreditation

This marks the fourth consecutive accreditation for Medi-Share MELBOURNE, FL / ACCESS Newswire / July 30, 2026 / Medi-Share, the nation's leading health care sharing ministry and the first ministry to be awarded accreditation from the Health Care ...

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Jul 30 • 3:30 PM EDT • Health • finance.yahoo.com