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A Grand Theft Auto marketing deal with Miami-Dade has a real-life foe: the sheriff
The mayor thinks a GTA deal could be a way to generate some money for Miami-Dade. Sheriff Cordero-Stutz: Not worth it.
Scammers may be after credit cards, personal information through fake streaming opportunities
Don't let scammers trick you when watching movies at home.
Rockstar Is Finally Ditching 'Tap X To Sprint' In GTA 6, But Not Everyone Is Happy: 'I’m Honestly A Little Disappointed'
For some players, this is good news; for others, it's the end of an era
Jason Kidd Believes 76ers Had NBA’s Best Offseason
Jason Kidd sounds off on the NBA's best offseason. Philadelphia caught his eye as one of the best.
GTA 6 Gets Even More New Screenshots as Rockstar Locks in for November Launch
It seems the drought of Grand Theft Auto 6 news has finally come to an end, as Rockstar has published even more screenshots for fans to comb through.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Jelly Roll explains political beliefs after Trump roasts: I’m ‘down the middle’
Jelly Roll, whose real name is Jason DeFord, made jokes throughout the week about President Trump, causing many of his supporters to label the artist a “traitor.”
MLS Predictions: Moneyline Picks for Every Matchday 22 Game
Jason Ence breaks down his MLS moneyline picks and predictions for every Matchday 22 game, with the latest Kalshi probabilities for all 15 matches.
‘Veronica Mars’ star Jason Dohring shares why he left Hollywood to become a farmer
‘Veronica Mars’ actor Jason Dohring turned his back on Hollywood to focus on a new career: organic farming.
Rockstar Games pulls back the curtain on Grand Theft Auto VI after leak
The company teamed up with Netflix to offer fans an extended look at Jason and Lucia’s life of crime in Vice City, days after a hack leaked material from the long-awaited game.
Say Hello To GTA 6's Awesome New Dialogue System
Netflix's extended look revealed how Jason and Lucia will speak during GTA 6's story, and how NPCs have been reworked for a more realistic experience
Rockstar Doesn’t Mind if You Dislike GTA 6’s Romantic Side: ‘Don’t Bother With It. Up to You’
GTA 6 has a whole relationship system to increase Jason and Lucia’s bond, but it’s completely optional if you’d rather keep things platonic.
GTA VI keeps cyberleeking, with trips to the club, a used game store, and the beach.
A new round of leaked video clips has surfaced, and they appear to show that the well-populated areas from Rockstar’s trailers will be featured in the actual game. Like all of the leaked gameplay before, they feature only the Jason character, walking through a crowded nightclub, and cycling down a beach. The last clip takes him to “Game Horde” with plenty of used PS5s and physical copies of games lining the shelves, readily available for rental or trade, even if GTA VI won’t be. [Image: https://platform.theverge.com/wp-content/uploads/sites/2/2026/08/Screenshot-2026-08-25-135930.png?quality=90&strip=all]
Former mental health nurse denies sex with Homerton patient
Jason Forde deniws having sexual intercourse with a woman at a mental health unit at Homerton Hospital.
Thirteenth Floor Entertainment Group Partners with Horror Inc.
The companies work together to bring the world of Jason Voorhees, a Halloween icon, to life through an immersive walkthrough.
I was homeless as a teen. Now I coach Aryna Sabalenka.
Jason Stacy was largely homeless from 12 to 15. Now he coaches Aryna Sabalenka for the US Open and uses lessons from his childhood with elite athletes.
9th GTA 6 leak teases Lucia gameplay after prior Cyberleek videos focus on Jason
The ninth Cyberleek video shows Jason stealing a truck from an NPC at a gas station. An explosion follows, along with a cutscene teasing gameplay with his partner. If Rockstar is unable to stop the clips, the next GTA 6 leak could include Jason and Lucia completing a mission.
British professor Jason Arday and higher education's new politics of plagiarism
The controversy over Arday’s work reflects an ongoing trend of ideological opponents levying plagiarism accusations to undermine one another.
What Dallas Mavericks, Klay Thompson Buyout Means for Organization
The Dallas Mavericks are very clearly heading into a new era.From hiring Masai Ujiri as the franchise’s lead executive, to moving on from Jason Kidd to Dusty May as head coach – there’s little secret that Dallas is turning a new leaf.This much is continuing to be true with the franchise’s announcement that Klay Thompson […] The post What Dallas Mavericks, Klay Thompson Buyout Means for Organization appeared first on HEAVY.
Microsoft and Discord subpoenaed over GTA VI gameplay leaks
Apparent videos of GTA VI have recently hit the internet.
‘Big Brother’ star Kamu Kirk addresses his anti-drag comments made in the house
‘Big Brother’ star Kamu Kirk addresses his anti-drag comments made in the house and if he will go see Jason perform as Salina.
Jason Arday and the new politics of plagiarism
The resignation and death of the Cambridge professor is the latest chapter in a centuries-old struggle over originality and intellectual ownership – one intensified by the rise of generative AI.
THIRTEENTH FLOOR ENTERTAINMENT GROUP PARTNERS WITH HORROR, INC. TO BRING JASON UNIVERSE TO LIFE THIS HALLOWEEN
/PRNewswire/ -- This Halloween season, fans of one of horror's most iconic slashers will have the chance to step directly into the world of Jason Voorhees as...
GTA 6 leaker claims to have "full access" to the game, as Rockstar struggles to contain even more gameplay videos
More seemingly real GTA 6 gameplay videos emerge as the leaker involved claims to have "full access" to the game, and shows no inclination of stopping.
Can reclassifying muscle dysmorphia unlock better care for boys and men?
Males make up about a third of the population struggling with eating disorders in the United States. While these conditions often start during the teen
US airman arrested at Capitol after calling for Trump’s impeachment is detained again
Jason Watson, the US service member who was arrested on the steps of the US Capitol last month after calling for the impeachment of President Donald Trump, has been detained once again — just days after he criticized the president in an exclusive CNN interview.
Eagles Legend Jason Kelce Lands New Opportunity In NFL
The Philadelphia Eagles legend Jason Kelce will be a part of an ESPN broadcast team during the 2026 NFL season, calling games in the booth. According to a report from Sports Business Journal, Kelce will be a part of at least four broadcasts. He’ll work alongside Kurt Warner and Dave Pasch. Will Kelce Call Any […] The post Eagles Legend Jason Kelce Lands New Opportunity In NFL appeared first on HEAVY.
Pat McAfee’s ESPN Ascent Continues With ‘Monday Night Countdown’
Jason McCourty is also joining the ‘Monday Night Countdown’ cast.
Amazon seemingly leaked Jason Statham’s entire Mutiny movie
The film isn’t supposed to hit theaters for two days, but it’s available to stream on Prime Video now.
GTA 6 gameplay and map leaks see DMCA strikes, as confidence grows in their legitimacy
A series of GTA 6 leaks has piqued the interest of Rockstar Games followers. Videos feature Jason playing basketball and driving haphazardly around Leonida streets. The studio has sent DMCA takedown notices to users sharing the alleged in-game footage and a leaked map.
'GTA 6' Leak Shows New Unofficial Gameplay Ahead of Netflix Reveal
New GTA 6 footage shows some optional leisure activities for Jason and Lucia while also showing off some impressive water graphics
FGI TRUST Adds Duke as Director of Business Development, FGI Tech
FGI Worldwide, a provider of working capital financing and trade credit insurance solutions, hired Jason Duke as director of business development, FGI Tech.
Cambridge University defends its mental health support for Jason Arday
University says it continued to provide support after resignation of academic, who was found dead this week
The Trouble with the Soft Sciences
The tale of Jason Arday is a reminder of how today’s social scientists often care little about seeking the truth.
What’s Next for Mark Walter’s Sports Empire?
Plus, the chaos of the WNBA, the 11-year-old chess queen and Jason Gay on the new rage in bass fishing.
Ginnifer Goodwin, Jason Bateman return for 'Zootopia 3' at D23
ANAHEIM, Calif. — Crimefighting duo Judy Hopps and Nick Wilde are back on the case.
'Zootopia 3' confirmed with Ginnifer Goodwin, Jason Bateman returning
ANAHEIM, Calif. — Crimefighting duo Judy Hopps and Nick Wilde are back on the case.
Essentia Health welcomes new executive vice president
Essentia Health is excited to announce the addition of Jason Craig as executive vice president of administration and operations.
Jason Benetti Will Call NBA Games for NBC This Season
Benetti will supplement NBC’s roster, not replace any of its NBA voices.
Amanda Serrano Among 4 New Speakers Joining Sportico RISE Lineup
At RISE Women’s Sports, industry leaders will come together on Sept. 10 in New York City to examine where women’s sports stands today and what comes next. Among them are Amanda Serrano, Kim Stone, Kerri Walsh Jennings and Jason Wright, four voices bringing distinct perspectives on the opportunities and challenges shaping the business of women’s …
SC Entertainment and Music Hall of Fame celebrates legends |
By Jason Evans Staff Reporter jevans@thepccourier.com LIBERTY — A comment from one of the state’s music legends played a part in the creation of the South Carolina Entertainment & Music Hall of Fame. During a recent induction ceremony held at the Pickens County Performing Arts Center in Liberty, founder David Godbold discussed how the Hall
Business owners reflect on anniversary of fire that destroyed historic restaurant
On the night of August 11th, 2025, a crippling problem erupted.It tested the spirit of endurance of Jason LeCates and Matt Crandall, business partners at The Bo
2 fatally shot while leaving business on Chicago's South Side, police say
Three suspects opened fire on two people as they left a business Monday evening on Chicago's South Side, killing both victims, authorities said.
UConn Football Not Worried About State of Quarterback Battle Yet
With less than one month until the regular season opener, new head coach Jason Candle isn't rushing to name a starting signal-caller.
Astros' Jason Alexander: Healthy again at Triple-A
Astros' Jason Alexander: Healthy again at Triple-A
Wyndham Championship 2026: Jason Day playoff streak snapped with MC
After 18 consecutive trips to the postseason, Jason Day is heading home following a missed cut at the Wyndham Championship that will have him finish outside the top 70 in FedExCup points.
Take-Two CEO On The Industry Going All Digital: 'Discs Don't Really Make Sense For The Consumer'
Strauss Zelnick thinks his company will still produce some physical games "now and then"
Grand Theft Auto 6: An Extended Look Premieres on Netflix This Month, Rockstar Confirms
Rockstar has announced that a special Grand Theft Auto 6: An Extended Look will premiere on Netflix later this month.
11-year-old taken into custody after stabbing at St. Cloud business
Police say an 11-year-old boy stabbed an 18-year-old man at a St. Cloud business on Tuesday, landing him in the hospital.
Fact vs. Fiction: Separating the Myths from the Science Behind GLP-1 Medications
From social media claims to questions about safety, UConn Health OB/GYN and obesity medicine specialist Dr. Jason Schneider explains what patients should re ...
Road to recovery: Jason Lennox walking 1,776 miles around Minnesota for youth mental health
He walks around 20 to 25 miles a day, hoping to finish in October.
Jason McCourty gets a spot on Monday Night Countdown
The McCourtys are taking over prime-time NFL pregame shows.
Local golf tournament raises funds for mental health challenges
Webster golfers teed off in the 4th Hermano Cup in Rochester, raising funds for Compeer Rochester and promoting mental health and suicide prevention in honor of mentor Jason Drago.
‘Big Brother’ star Jason De Puy on if he felt bullied by Kamu and why he’s never speaking to him again
‘Big Brother’ star Jason De Puy talks about if he felt bullied by Kamu, and explains why he’s never speaking to him again.
How 97 Copies of an Unreleased Version of Super Mario Bros. Duck Hunt Were Discovered in a Wisconsin Warehouse
When Jason Ganos was asked to help sell an old box full of NES cartridges, he figured they would be pre-owned copies of games that had already been circulated in the market. He had no idea that he was about to make a historic discovery that would change his life forever.
Lawmakers Need to Get Serious About Business Tax Reform
Last week, House Ways and Means Committee Chairman Jason Smith (R-MO) said he wants to revisit expanding Section 199A. He argues that the deduction should be as high as 25 percent because pass-through businesses need to compete...
Jason Sudeikis returns as ‘Ted Lasso’ gears up for season 4: Watch the trailer
Apple TV dropped the ‘Ted Lasso’ season 4 trailer days ahead of its premiere early next month, showing glimpses of Jason Sudeikis, Brett Goldstein, and more.
What happens when AI chatbots handle a mental health crisis?
Artificial intelligence is transforming how we gather information and communicate with one another.It’s also changing how some people seek out mental health care. But what happens when this sophisticated technology is used to deal with serious mental health issues?For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. Email us at considerthis@npr.org.This episode was produced by Jason Fuller, with audio engineering by Ted Mebane and Valentina Rodriguez Sanchez. Our director is Jonas Adams.It was edited by Diane Webber and Tinbete Ermyas.Our interim executive producer is Courtney Dorning.
‘Big Brother,’ ‘Drag Race’ star apologizes to Ryan Murphy on air over declined role
‘Big Brother’ houseguest Jason De Puy, also known as ‘Drag Race’ star Salina EsTitties, hilariously apologized to Ryan Murphy on the air over declining role: ‘Cast me, I’m sorry!’
Jason Robertson set for 1 more season with Dallas Stars
Without a contract extension, Robertson next summer could become an unrestricted free agent for the first time.
‘Seinfeld’ Star Apologizes For Filming ‘Inappropriate’ Sketch With Minor
Jason Alexander apologized after Stodden wrote on Instagram that her body “became part of an adult joke” during their 2012 skit when she was a minor.
Penguins Trade Target Signs; Robertson Off the Market … For Now
Buying time. Just a few days before the arbitration hearing between restricted free agent winger Jason Robertson and the Dallas […] The post Penguins Trade Target Signs; Robertson Off the Market … For Now appeared first on Pittsburgh Hockey Now.
Jason Robertson contract standoff with Dallas Stars ends
Jason Robertson has signed a one-year, $12 million contract with the Stars, the team announced on July 21.
Dallas Stars, Jason Robertson agree to 1-year contract
The Dallas Stars and forward Jason Robertson have agreed to a 1-year deal worth $12 million for the upcoming 2026-27 NHL season, the club announced on Tuesday.
Shaky political "science": breakdown of the peer review process
[This article is the latest in our “Shaky Political Science” series. In our 38 page report, “Shaky political ‘science’ misses mark on ranked choice voting,” released in December 2025, we examined over 40 studies focused on ranked choice voting (RCV). Many of these studies suffered from puzzling research methodologies, poorly constructed surveys, unrealistic simulated elections, cherry picked data and faulty analyses that often were contradicted by results from real-world elections (a link to our full paper is here). Here are links to the first four articles in our series: the first one summarizing the overall results of our report; the second one analyzed a study co-authored by University of Minnesota academic Larry Jacobs, which was one of the most error-prone of all the research we reviewed in our report; a third article showing an admirable example of two political scientists holding two other political scientists accountable for their flawed, sloppy research; and a fourth article that analyzed seven studies sponsored by New America’s political reform program that deployed flawed methodology based on “simulated” elections instead of real-world elections, which when combined with some basic misunderstandings of RCV, produced odd and misleading results]. In this fifth article in our “Shaky Political Science” series, we examine two flawed studies on the impact of RCV on voter turnout authored by San Francisco State University professor Jason McDaniel. McDaniel’s research in these two papers stands out for its puzzling methodology, inadequate and cherry-picked data, and faulty analyses that not only misunderstands ranked choice voting but reflects a basic misunderstanding of politics in general. The first of the McDaniel studies actually passed through a peer review process and then was subsequently published by the Journal of Urban Affairs, despite its obvious errors. It is perplexing that a jury of peer political scientists did not catch the errors and send it back to McDaniel for a rewrite or outright rejection. This calls into question the credibility of the peer review process itself. The peer review process is supposed to represent the intellectual pinnacle of the profession – a way for academics to certify the quality of each other’s work, and to act as a check against sloppy research. In the case of the McDaniel study, the peer review process failed. Yet his flawed study has been cited dozens of times by other political scientists in their own flawed works — an unvirtuous circle of academic research. Here is the first Jason McDaniel study that we analyzed: “Writing the Rules to Rank the Candidates: Examining the Impact of Instant-Runoff Voting on Racial Group Turnout in San Francisco Mayoral Elections,” by Jason McDaniel, 2016, Journal of Urban Affairs. This study covered San Francisco’s use of ranked choice voting (RCV) in mayoral elections, purporting to show that RCV reduces voter turnout overall, increases voter errors, and has a negative impact on “marginal populations,” i.e. racial minorities, mainly as the result of the alleged complexity of RCV asking voters to rank candidates and having to be familiar with multiple candidates and related dynamics. McDaniel reached these conclusions by examining five San Francisco mayoral elections taking place in odd years (i.e. where there are no federal or state races on the ballot) from 1995 to 2011, comparing three earlier non-RCV races (in 1995, 1999 and 2003) with the later two RCV races (in 2007 and 2011). Only two RCV races were studied, and as McDaniel acknowledged, only the contest in 2011 was “competitive” (that contest in 2007 was the first mayoral election using RCV, and incumbent mayor Gavin Newsom won easily in the first round of counting, earning 74% of first choices and far ahead of the second place candidate who had just 6.3% of first choices). Yet even the allegedly competitive contest in 2011was won by an incumbent with a landslide margin of nearly 20 points. No other elections were studied by McDaniel, even though San Francisco elects 17 other offices besides mayor with RCV, including the 11 seats on the Board of Supervisors (the name for the city council) in even years, and six other citywide offices in odd years. Previous academic research has found that competitive elections can stimulate greater voter involvement and higher turnout. For unexplained reasons, this study ignored at least 34 other RCV races between the years 2004 to 2011, many of which were very competitive and had high voter turnout. Instead, McDaniel’s analysis based its conclusions on data from only a single, marginally-competitive mayor’s race using RCV. These 2007 and 2011 mayoral elections were the only two RCV elections that McDaniel used as the sole basis for his small data set to determine the impact of RCV on voter turnout. Despite having no meaningful data to inform his study, McDaniel nonetheless concluded that RCV lowered turnout when compared to the previous three mayoral non-RCV elections using two-round runoffs. Then, using the same inadequate database of San Francisco elections, McDaniel also found that “Instant-runoff voting is associated with a significant decline in Black voter turnout and White voter turnout…On average, Black voter turnout decreases by 18 points and White voter turnout decreases by 16 points …” But how could he credibly arrive at that conclusion when his study was based on voter turnout in two RCV contests that were not even remotely competitive? Beyond that, McDaniel tacitly admits that the key determining factor driving Black voter turnout was not RCV vs non-RCV elections, but the presence of a viable Black candidate. McDaniel wrote, “Black voter turnout was about 17 percentage points higher for the two elections that featured an African American candidate compared to the three elections that did not” — but one of those three elections did not use RCV. The same dynamic was present for White voter turnout, in which higher turnout was not correlated with RCV vs non-RCV elections, but the presence of a viable White candidate. Beyond that, McDaniel’s voter turnout results, whether correlated with the race of the candidates or RCV vs non-RCV elections, showed no clear patterns. In his Figure 1, he shows low Asian voter turnout in the non-RCV elections in 1999 and 2003 when there was no viable Asian candidate running, but in the 2007 mayoral election using RCV, there is still no viable Asian candidate, yet Asian turnout increases dramatically. For Latinos, voter turnout is virtually the same in 1999 (no viable Latino candidate, non-RCV elections), 2003 (leading Latino candidate, non-RCV elections), 2007 (no viable Latino candidate, RCV elections) and 2011 (leading Latino candidate, RCV elections). Meanwhile White voter turnout increased dramatically from a low in the 2007 mayoral election, in which the leading candidate was a white incumbent, to the 2011 election in which there were no leading white candidates that finished any higher than sixth place with 5.6% of the vote. Clearly other factors were determining voter turnout than either the race of the candidates or RCV vs non-RCV elections. Despite these inconsistent findings, McDaniel boldly marches forth to render conclusions about the impact of RCV on different groups of racial voters, even though his conclusions are not remotely supported by his data. This looks like the worst kind of “data cherry picking” to cover up a puzzling conclusion based on a poor data set involving only two RCV elections, neither of which were remotely competitive. McDaniel’s cherry picking didn’t stop there. In calculating voter turnout for the three non-RCV mayoral elections in 1995, 1999 and 2003, he failed to mention that in each of these years there was a two-round runoff election, with a first round election in November in which no candidate garnered a winning majority of the vote, followed by the decisive runoff in December. So there were two non-RCV elections in each election year. But McDaniel only decided to include one of the two elections in his data set, apparently the December runoff in each year (which had higher turnout in two out of the three mayor’s races, and lower turnout in the third). So he ignored the November 1995 election, the November 1999 election when turnout was only 45 percent, and the November 2003 election when turnout was only 45.7 percent. This is flawed methodology based on blatant cherry picking, since McDaniel simply omitted three elections worth of data that did not fit within his frame. His study should never have made it through a peer review process, and it is an embarrassment to political science that not only was it approved for publication, but it has been uncritically cited by dozens of other political scientists. Share A “study” without wider context or credible data Lacking a data set that included even a single competitive RCV mayoral race, McDaniel declared that RCV lowered voter turnout in 2011, when turnout was 42.5 percent. But he also ignored -- or did not realize -- that voter turnout in mayoral elections during 2011 had sharply declined in all big cities, including far more steeply in nearby Los Angeles and other cities. In fact, San Francisco’s election in 2011 had the second highest turnout of any mayoral election in the nation’s 22 largest cities from 2008-2011. Was 2011 just a particularly low turnout year all across the country, perhaps because the country was still reeling from the aftermath of the housing market collapse in 2008-2010? McDaniel ignored this factor and did not search for alternative explanations beyond his flawed thesis. Furthermore, while McDaniel suggested that RCV leads to more “overvotes” – which is an invalidated ballot in which a voter, in either a non-RCV or RCV race, makes a mistake and selects two candidates for a single choice – he failed to address that in the June 2012 US Senate primary contest, which used the typical “one-choice” plurality method and did not use RCV, there was more than five times as many overvotes in San Francisco and Oakland than in the RCV mayoral elections in those cities. Additionally, turnout had been significantly higher and more representative in RCV elections for the San Francisco Board of Supervisors races -- that McDaniel didn’t even bother to study -- as compared to previous “delayed two-round runoffs” for those offices, often higher by as much as 40% in the RCV races. Perhaps the most surprising irony was that an earlier study co-authored by McDaniel (Overvoting and the Equality of Voice under Instant-Runoff Voting in San Francisco by Francis Neely and Jason McDaniel, 2015, California Journal of Politics and Policy) found that overvotes are often more common in lower-income precincts, but that the pattern of overvoting is similar in both RCV and non-RCV contests. Wrote Neely and McDaniel: “[Overvote] errors appear to be a function of complexity in general and not IRV per se…. the pattern of overvoting is similar in both IRV and non-IRV contests…Even among votes cast in a top-of-the-ticket race like U.S. Senate, overvoting occurs in an uneven fashion” (IRV, or ‘instant runoff voting,’ is another name for ranked choice voting in single-winner contests). So McDaniel not only contradicted his own conclusion in his earlier study with Neely, but the earlier study had been an important corrective for one of the most frequently made mistakes made by anti-RCV political scientists – a continual failure to provide crucial context by pairing a comparative analysis of real world RCV elections with an analysis of real world plurality or other electoral methods. Unfortunately McDaniel’s earlier study does not get cited much by other researchers, and McDaniel did not even cite it in his own flawed study analyzed above. Incredibly, McDaniel cherrypicked McDaniel, even as his flawed study has been cited dozens of times. Despite being a textbook example of poor political “science,” featuring both inadequate as well as cherrypicked data, the shelf life of McDaniel’s study has been extended endlessly by other political scientists and media outlets who have cited it uncritically. Equally troubling, the Journal of Urban Affairs put this paper through its peer review process and published it despite its numerous flaws. McDaniel gets it wrong, Part II Not content with producing one shoddy, confused paper, McDaniel produced another one a few years later, here is the link: Electoral Rules and Voter Turnout in Mayoral Elections: An Analysis of Ranked-Choice Voting by Jason McDaniel. San Francisco State Univ. (McDaniel, 2019). In this paper, McDaniel extended his previous flawed research focused on San Francisco, about voter turnout and voter impact, to multiple RCV cities through the 2018 elections. In his data set he included San Francisco, Minneapolis, St Paul, Oakland, Berkeley, San Leandro and Santa Fe. He then compared their turnout in mayoral elections to non-RCV cities, and to mayoral elections in those cities held before first RCV usage, and concluded “a significant decrease in voter turnout of approximately 3–5 percentage points in RCV cities after the implementation of RCV.” But he replicated many of the same mistakes as his first study presented above. While in this study McDaniel attempted to distinguish between various factors, such as odd year vs. even year elections, competitive races vs. noncompetitive, contests with open seats and other factors, the analysis is superficial and inadequate. He attempts to incorporate so many often-conflicting variables that his conclusions are once again unsupported by the actual data, and ultimately unconvincing (this second study never underwent a peer review process). For example, McDaniel declared that for RCV cities “in elections that are more competitive than average (margin of victory less than 20%), there is no significant RCV effect on voter turnout.” Yet McDaniel is a professor in a city, San Francisco, in which the 2018 special election using RCV to fill a mayoral vacancy was exceedingly close, decided by a margin of only one percentage point, and resulted in the second highest turnout in San Francisco history for a mayoral election. Illustrating the complexity involved in assessing the critical factors in turnout, that special election was held on the same election day as federal and state offices, which tends to boost turnout. Yet more voters participated in that RCV mayoral election than voted on the same day in the non-RCV primary for governor in which former San Francisco mayor Gavin Newsom was running. Even more puzzling, in this study McDaniel inaccurately cited his own previous study from 2015 with Neely. McDaniel wrote, “Neely and McDaniel (2015) examine individual ballot image files within a natural experiment, and find higher rates of ballot errors in RCV elections compared to non-RCV elections” (emphasis added). However, we quoted from that 2015 study several paragraphs above, and in actual fact Neely and McDaniel actually concluded the opposite -- that the pattern of overvoting – which is the most common form of ballot error – is similar in both RCV and non-RCV contests. McDaniel also ignored the fact that in Bay Area RCV elections held in even years – at the same time as federal and state elections, when turnout is highest -- the “undervote” (that is, the dropoff in ballots cast for governor or mayor) has declined, which contradicts his thesis that the act of ranking ballots in RCV elections is too complex and presents a barrier for certain demographics of voters. To his credit, McDaniel actually acknowledged another contradiction in his own paper, which found a negative RCV turnout effect in some odd-year elections but not others, admitting that “may present a challenge to the theory that increased complexity [from RCV] will have a marginal negative effect on voter turnout.” But he tried to wallpaper over that contradiction by blaming it on an unlikely source -- bad election administration. McDaniels wrote, “This would suggest that the negative impact of RCV on voter participation may be alleviated by high quality election administration,” without presenting any data or even anecdotes to support such an unfounded theory. While competent election administration of any election, whether RCV or non-RCV, is crucially important, there is no credible research that supports the far-fetched notion that the quality of election administration has much of an impact on voter turnout in US elections, whether using RCV or otherwise. Upgrade to a $5 subscription The unvirtuous circle of academic research It is puzzling how McDaniel’s first study could have survived the peer review process for the Journal of Urban Affairs. The mistakes in McDaniel’s first study above should have been obvious to anyone with a basic understanding of ranked choice voting as well as elections in general, and elections in San Francisco specifically. It undermines faith in the credibility of the peer review process to think that a jury of peer political scientists did not catch the egregious errors and reject McDaniel’s sloppy research and paper. And it remains a black mark on political science that this thoroughly discredited study has been cited dozens of times by other researchers. Indeed, in our research paper it became apparent that many political scientists cite each other’s flawed research to pad their list of citations and to legitimize their own flawed research, creating an unvirtuous circle of political science. More broadly, McDaniel’s voter turnout studies, like other studies evaluating RCV’s impact on turnout, lacked a recognition that no credible opinion or research can claim that RCV increases voter turnout merely because so many voters are excited to vote for their favorite candidates instead of “lesser evil” candidates without worrying about spoilers. Instead, with respect to turnout, the advantage of RCV has always been that, in most places where it has been used, it has eliminated a pre-November primary or post-November runoff, which usually saw about half the turnout of the November general election. This is especially true during even years when there are state and federal elections on the ballot which substantially drive turnout more than local contests. Any study that does not adequately account for this non-November primary/runoff vs November general election dynamic, or odd year vs even year election factors, is simply not credible. Both of McDaniel’s studies largely failed on those grounds. Steven Hill and Paul Haughey Share Upgrade to a $5 subscription Thanks for reading DemocracySOS…your digital portal for the pro-democracy movement. Subscribe for only $5 per month to receive full benefits and to support our work. Subscribe
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Fathom Entertainment Names Disney And Imax Alum Jason Brenek CEO
Specialty distributor Fathom Entertainment has named former Disney and Imax executive Jason Brenek as CEO. He will take over the top job after the previously announced retirement of Ray Nutt. Fathom’s...
Fathom Entertainment Names Jason Brenek New CEO Following Retirement of Ray Nutt
Fathom Entertainment July 8 announced the appointment of Jason Brenek as its new CEO following the previously announced retirement of Ray Nutt. Brenek assumes the position as the company continues its transition from Fathom Events into Fathom Entertainment, a specialty theatrical distributor with major motion picture distribution capabilities. The company’s upcoming theatrical release of Wildwood, … Continue reading "Fathom Entertainment Names Jason Brenek New CEO Following Retirement of Ray Nutt"
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Fathom Entertainment Names Jason Brenek as New CEO
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Fathom Entertainment Names Jason Brenek as CEO
Jason Brenek has been named as Fathom Entertainment’s new CEO following the previously announced retirement of Ray Nutt. Speaking on behalf of the Fathom Entertainment Board of Directors, Adam Rymer, ...
Fathom Entertainment Names Jason Brenek as CEO
Fathom Entertainment appoints Jason Brenek as the company's new CEO.
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