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Lula, Brazil's political titan, races against time
Shirtless and drenched in sweat on his treadmill, Lula...
Mark Andrews scores first TD of 2026
Baltimore Ravens tight end Mark Andrews posted five receptions for 27 yards and a touchdown on six targets in Week 4
Rashod Bateman goes for 46 yards
Baltimore Ravens wide receiver Rashod Bateman absorbed both of his targets for 46 receiving yards in Week 4
Derrick Henry scores TD against old team
Baltimore Ravens running back Derrick Henry rushed 23 times for 73 yards and a touchdown in Week 4
Lamar Jackson leaves stadium in walking boot
Baltimore Ravens quarterback Lamar Jackson left the Week 4 game due to a foot injury. He reportedly left in a walking boot on his right foot.
Time capsule: The secret life of a red fox family
Note: At the start of every walk, my dogs try to sneak away to “fox town,” a fox den on the other side of the pond near my cabin, and
Countries race to provide oral health care for all in 100-Day Sprint across Asia
Twenty Asian countries and areas across the WHO Western Pacific and South-East Asia regions vowed to strengthen essential oral health benefits as part of a “100-Day Sprint” initiative, during the 16th Asian Chief Dental Officers Meeting held from 27 to 29 September in Kota Kinabalu, Malaysia. The meeting marked the midpoint of the 100-day sprint bolstering support for countries to develop essential oral health benefit packages that can be integrated into national universal health coverage plans. Convened by the two WHO regional offices and the Malaysian Ministry of Health as the Secretariat, the meeting brought together national oral health leaders from 20 Asian countries, staff from all levels of WHO, WHO collaborating centres and other development partners. Participating countries and areas included: Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Hong Kong (SAR) China, India, Indonesia, Japan, Lao People’s Democratic Republic, Malaysia, Maldives, Mongolia, Nepal, the Philippines, Singapore, Sri Lanka, Thailand, Timor-Leste and Viet Nam. Participants reviewed progress and refined proposals using the WHO Service Package Delivery and Implementation (SPDI) Platform. Countries conducted bottleneck analyses across four key areas: service delivery, workforce, access to essential medicines and health products, and health financing. They identified practical actions to address implementation challenges and refined proposed revisions to their national oral health benefit packages. “There is no health without oral health. Through the 100-Day Sprint, countries are advancing the implementation of the Western Pacific regional implementation plan on oral health and strengthening progress towards universal health coverage,” noted WHO Regional Director for the Western Pacific Dr Saia Ma'u Piukala. Participants identified bottlenecks and proposed workable solutions to strengthen access to essential oral health care through primary health care, sharing experiences and discussing how best to translate policy commitments into feasible and sustainable action at the country level. Malaysian Minister of Health Datuk Seri Dr Dzulkefly Ahmad highlighted the importance of prevention and primary health-care approaches to improve oral health: “Oral diseases can have lifelong consequences, yet many are preventable. By integrating essential oral health care into primary health care and promoting prevention in schools and communities, we can improve oral health across the life course.”The WHO team led by Dr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control of the WHO Western Pacific Region and national oral health leads from over 20 Asian countries visited the SK Pekan Putatan School, Sabah for school oral health programme including flouride mouth rinsing. © WHO / V. ChaudharyDr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control for the WHO Western Pacific Region, emphasized key collaborative roles WHO can play. “Oral diseases are the most common noncommunicable diseases, yet many can be prevented and treated through essential oral health services delivered at the primary health-care level,” she said. “By sharing experiences and using WHO tools such as the SPDI Platform, countries are accelerating progress towards universal health coverage for oral health.” “Integrating oral health into broader health services is essential for reducing inequities, expanding access and recognizing oral health as an integral component of overall health and well-being. The 100-Day Sprint provides an important opportunity to translate this commitment into practical action and ensure that quality oral health services reach all people, especially those most in need,” said Dr Suman Rijal, Director of the WHO South-East Asia regional Department of Healthier Populations and Noncommunicable Diseases. As host of the meeting, Malaysia showcased ongoing efforts to strengthen oral health care through primary health care and prevention-focused approaches, while providing a platform for countries across the two WHO regions to exchange experiences and accelerate progress towards universal health coverage for oral health. “WHO is encouraged by Malaysia's leadership in addressing the burden of oral diseases and advancing universal health coverage for oral health through practical, country-led action,” said Dr Rabi Abeyasinghe, WHO Representative to Malaysia, Brunei Darussalam and Singapore. Countries will continue to refine and figure costs for national oral health benefits during the remaining sessions of the 100 days. These efforts support implementation of the WHO Global strategy and action plan on oral health 2023–2030, while also helping to expand access to essential oral health services through stronger and more equitable health systems across the WHO Western Pacific and South-East Asia regions.______________For more information, or to arrange media interviews, contact: WHO Regional Office for the Western Pacific: wprocom@who.int WHO Regional Office for South-East Asia: SEMediaRelations@who.int
Accenture Completes Acquisition of Mjølner Informatics, Bringing Deep Software Engineering Expertise for Energy, Utilities and Manufacturing Clients in Denmark
Accenture has completed its acquisition of Mjølner Informatics from Norlys, strengthening Accenture’s software engineering, digital engineering and embedded software development capabilities in Denmark.
This mysterious hole on the Moon may open into a giant cave
NASA has selected the GIMLI project to investigate whether the Marius Hill Pit opens into a vast underground cave or lava tube. Using radar, seismic sensors, gravity measurements, and cameras, researchers will search beneath the lunar surface and estimate the size of any hidden void. Such caves could preserve clues to the Moon’s volcanic history and potentially provide protected shelters for future astronauts.
Having a fine country time at WIOV-105\'s FallFest 2026 [photos]
In Lancaster County, the beginning of fall means country music. A lot of country music, with fans gathered in lawn chairs and on blankets in the open field of a
Can HRT help prevent dementia? New research suggests it might
As debate continues over whether hormone replacement therapy can protect against dementia, new studies suggest timing and formulation are key.
Sam's Club exec breaks down changing fresh-food shopping habits
Sam's Club Chief Merchandising Officer Myron Frazier told FOX Business that members still want value, but increasingly want fresh food delivered, available for curbside pickup or designed to make mealtime easier.
Cam Skattebo works hard for 58 yards
New York Giants running back Cam Skattebo rushed 18 times for 58 yards in Week 4
Seahawks lead Chargers 20-6 at halftime
The Chargers had three turnovers in the first half, including two Justin Herbert interceptions.
Inside the Trump administration’s UFO hunt
In 2022, the Pentagon took part in the first congressional hearing in more than a half-century to focus on military reports of unexplained phenomena.
At Trump’s Rallies, a Familiar Mix of Rituals and a Plea to ‘Please Pretend’
President Trump is doggedly lending his support to Republican candidates facing a rough midterm season. He is the same campaigner he has always been, but his crowds have changed.
Virginia High School Football Rankings: Top 25 Teams
As fall begins to set in across the country, some great high school football is being played in Virginia. Some great programs are going head-to-head against one another, and even going outside their borders to test themselves. Not too much time remains in the regular season. Races are beginning to take form and are setting […]
Jeremiyah Love totals 63 rushing yards
Arizona Cardinals running back Jeremiyah Love rushed 14 times a game-best 63 yards in Week 4
How to Watch Grimsburg Season 3, Episode 2
Watch Grimsburg live with TV channel, start time and streaming info. Stream Season 3, Episode 2 on Fubo — no cable required, free trial available.
How to Watch Tracker Season 4 Premiere
Watch Tracker live with TV channel, start time and streaming info. Stream Season 4 Premiere on Fubo — no cable required, free trial available.
Bills Announce Historic Josh Allen News During Patriots Game
Buffalo Bills quarterback Josh Allen earned the all-time franchise record for rushing and receiving touchdowns in Sunday's game. The post Bills Announce Historic Josh Allen News During Patriots Game appeared first on HEAVY.
Packers Reveal Brutal Edgerrin Cooper Update After Big Win
The Green Bay Packers entered Week 4 NFL action badly needing a win on the road against the Tampa Bay Buccaneers. When all was said and done, they were able to get that win by a final score of 17-14. Once again, nothing looked pretty for the Packers. They struggled at times on both sides […] The post Packers Reveal Brutal Edgerrin Cooper Update After Big Win appeared first on Gridiron Heroics.
How to Watch Animal Control Season 5, Episode 2
Watch Animal Control live with TV channel, start time and streaming info. Stream Season 5, Episode 2 on Fubo — no cable required, free trial available.
White Sox offseason business during the postseason: Arbitration figures, play-by-play future
The last two times the White Sox were in a real postseason — 2008 against the Rays, 2021 against the Astros — they fell behind 2-0 in the the ALDS, and had to scratch out Game 3 victories each time in order to ensure that they wouldn’t participate in the bare minimum of games. Three…
How to Watch Marshals Season 2 Premiere
Watch Marshals live with TV channel, start time and streaming info. Stream Season 2 Premiere on Fubo — no cable required, free trial available.
How to Watch The Simpsons Season 38, Episode 2
Watch The Simpsons live with TV channel, start time and streaming info. Stream Season 38, Episode 2 on Fubo — no cable required, free trial available.
Ace Combat 8: Wings Of Theve Smashes Series Steam Record With Over 52,000 Concurrent Players
Ace Combat 8: Wings of Theve is off to the series' best PC launch by a wide margin. The game came out on October 2 and peaked at over 52,000 concurrent Steam players a day later, according to SteamDB. That is nearly four times the 13,758 that Ace Combat 7: Skies Unknown managed in 2019, while...
Trump Is Promising Health Care Checks Before the Midterms. How Far Will They Go?
Trump’s promised rebates come as Americans worry about health care costs. For Medicare recipients, a one-time payment may offer limited relief from rising premiums.
Seahawks Host 2-Time Pro Bowler Due to Backfield Injuries
The Seattle Seahawks are taking a look at one of the most accomplished running backs still available as their backfield goes through ailments.Free-agent running back Joe Mixon is visiting Seattle, according to FOX Sports insider Jay Glazer. Hawk Blogger’s Brian Nemhauser relayed Glazer’s report Sunday, only hours before the Seahawks’ Week 4 matchup with the […] The post Seahawks Host 2-Time Pro Bowler Due to Backfield Injuries appeared first on HEAVY.
Who plays Sunday Night Football this week? Lions face Panthers
The Detroit Lions travel east to face the Carolina Panthers on Sunday Night Football.
Tom Cruise-led ‘Digger’ tanks at the box office
The Tom Cruise-led movie "Digger" cratered at the box office this weekend, limping to a fifth-place finish with $8 million in the U.S. and Canada in its theatrical debut. The Warner Bros. film was expected to do poorly after polarizing...
Carnell Tate's Breakout Overshadowed by Offensive Woes in Titans Loss
While Carnell Tate neared a career milestone, Cam Ward’s turnovers and a costly fumble stalled Tennessee’s momentum, gifting Derrick Henry a triumphant revenge game in Baltimore.
Despair fuels political anxiety for college students
Many college students today are feeling anxious about their future.
Scientists Find A Molecular Clue That Could Explain Why Weight Comes Back
Anyone who has lost a lot of weight knows the cruel part can come later. The scale drops, clothes fit again, and the hard work seems to have paid off. Then the pounds begin creeping back, sometimes al...
Jalen Duren mentioned a few times that he's learned …
Jalen Duren mentioned a few times that he's learned …
At San Francisco General, researchers are learning how to control HIV without drugs
Doctors at San Francisco General Hospital's famed AIDS clinic have shown the immune system can be primed to keep the virus in check — a promising advance just as U.S. funding cuts threaten future research.
AkzoNobel to sell unit to Nippon Paint for over $1 billion, FT reports
Dulux paint maker AkzoNobel is nearing a deal to sell its Southeast Asian decorative paints business to Nippon Paint for well over $1 billion, the Financial Times reported on Sunday, citing people familiar with the matter.
Trump economic advisor says 'it's time' for Powell to leave Fed, calls extended tenure 'unprecedented'
Kevin Hassett says Jerome Powell should leave the Federal Reserve Board, calling his continued presence "completely unprecedented" after his term ended.
SMU Is Winning Ugly at the Right Time
The Mustangs have not looked like the same offense they were early in the season, but a 4-1 record and a favorable ACC picture have kept them firmly in contention.
Panthers prepare for Sunday Night Football with numerous pregame festivities
The Carolina Panthers is hosting the Detroit Lions on Sunday Night Football, marking the franchise’s first appearance in the league’s marquee primetime broadcast slot since 2016.
Rebuked by Bond Market, Bessent Says ‘House’ Does Not Always Win
The Treasury secretary said in an interview with Axios that he cannot control the Treasury market but argued that U.S. bond yields would come back down over time.
Readers Write: Health care, AI, Minneapolis City Council and Public Schools, the death penalty
Be an informed health care voter this November.
Why Fun Is Serious Business: Boston’s Push To Build a More Vibrant, Competitive City
Boston public policy leaders and business advocates argued that a dynamic, cultural nighttime economy will help the city attract and retain talent while supporting local businesses.
The Times' top 25 high school football rankings
A look at the top 25 high school football teams in the Southland after Week 6.
In Metallica's hands, Sphere is a totally brutal Vegas vacation
Metallica makes no bones about their ambitions. Of course they were curious about Sphere, a venue that could go toe-to-toe with their firepower.
Syracuse survives UConn 42-41 in overtime
Amari Odom started in place of Steve Angeli.
Biljana Plavsic, a Former Bosnian Serb Political Leader, Has Died
Biljana Plavsic, a Bosnian Serb, pleaded guilty to one count of crimes against humanity. She later recanted and said she “would do the same again.”
Tencent Music Entertainment Group (TME) Stock Sees Modest Fair Value Cut After Analyst Caution
Tencent Music Entertainment Group has seen its fair value estimate move from US$13.17 to US$12.58, signalling a modest trim to the price target in the latest update. This shift lines up with recent analyst commentary that points to more cautious assumptions on growth and execution, including a move by one firm to a Hold rating even as others still see upside potential. As you read on, you will see how these price target adjustments fit into the broader, evolving narrative around Tencent Music...
Tom Cruise-led 'Digger' craters at the box office
Warner Bros.' climate change satire "Digger" collapsed at the box office with a domestic haul of $8 million, despite the star power of Tom Cruise.
Alan Alda opens up about Parkinson’s diagnosis: ‘I don’t want to wish it away’
Alan Alda says the first Parkinson’s symptom that he experienced ‘was not that well-known’ at the time, adding that he had ‘no twitch, no tremor’ and ‘no problems with [his] voice.’
On cusp of merger, ‘Digger bombs for Warner Bros., ‘Verity’ takes No. 1 at box office
On the cusp of the studio’s merger with Paramount, Warner Bros.
Latino voters, souring on Trump, swing toward Democrats, new poll finds
The growing electorate played a critical role in Trump’s 2024 victory. Now, sentiment is dipping, particularly on economic issues, a new NBC/Telemundo poll finds.
Baltimore Ravens vs. Dallas Titans Week 4 game chat
Join the game day discussion about the Baltimore Ravens’ Week 4 matchup with the Tennessee Titans!
Seacoast Science Center experts to speak
NEWBURYPORT — Storm Surge, Newburyport’s all-volunteer climate education nonprofit, kicks off its fall 2026 Speaker Series on Thursday, Oct. 8, at 7 p.m. with “Climate Impacts on Marine Mammals: Stories
SNL Weighs in on GTA 6 vs. The Legend of Zelda With Skit Featuring Jason and Link
SNL weighed in on GTA 6 vs. The Legend of Zelda: Ocarina of Time remake with a new Weekend Update skit featuring video game protagonists Jason Duval and Link.
Wu wins first title since Crucible at Shenzhen Open
Wu Yize claims his first ranking title since he became world champion - a result that means China will have the top two players in the rankings for the first time.
Penn State Opens as Underdog Against USC
Penn State has opened as an underdog for the first time in the 2026 season. Following back-to-back loses to begin Big Ten play, the Nittany Lions will be a 1.5-point home underdog when they face USC on Saturday. Despite the game being the annual White Out, the oddsmakers are still not confident in Penn State’s […]
The Science Behind a Simple Headache Trick People Swear By
A viral trend promoting the placement of hair claw clips on eyebrows has captivated millions seeking fast headache relief without prescription drugs. If you have spent any time scrolling social media lately, you have probably spotted people clamping plastic claw clips directly onto their faces. It looks like an eccentric comedy sketch, but videos demonstrating this unusual trick have racked up more than 9 million views. Desperate headache sufferers are flooding comment sections, calling the clip
Jets fan confidence rises despite loss to Lions
The Jets might have lost in Week 3 to the Detroit Lions, but fans took real positives from the game. That statement is true if you believe our latest SB Nation Reacts poll. Fan confidence in the team fell to 48 percent a week ago in the aftermath of the Jets’ crushing Week 2 overtime […]
COMMENTARY: Should MacIntyre or Brandon be QB1 this week?
Tennessee football has a legitimate quarterback controversy. Hope it doesn't ruin Faizon Brandon.
Hassett blames ‘partisan pollsters’ for pessimistic consumer sentiment and says ‘the economy is booming’
Column: More than just a phase: The real science behind why teens feel everything so intensely
When a minor inconvenience feels like the end of the world, take a deep breath. Remember you’re navigating the complex reality of a growing mind.
Breast Cancer Awareness Month in TX: The resources, events, and numbers to know
Experts say this month is about screening and early detection. One in eight women in America will be diagnosed with breast cancer in her lifetime, according to the National Breast Cancer Foundation.
Halftime: Colts lead Commanders, 10-6
LONDON (WRTV) - The Colts head in to halftime leading the Commanders, 10-6. Daniel Jones had two turnovers (a fumble and an interception) in the first half. The Colts rallied though, scoring a touchdown on a 5-yard Jonathan Taylor rush late in the second quarter to get on the scoreboard and take the lead. The […]
Yankees need Cam Schlittler to steal Game 2 in Tampa
Cam Schlittler does not need a motivational speech about Tropicana Field. The last time the Yankees sent him there, on […]
Rahm Emmanuel says Democrats should focus on ethics reforms rather than impeaching Trump
Democrats have publicly weighed wether they should pursue impeaching Trump for a third time.
How To Catch Up On The Hellraiser Movies Before 'Revival'
The first survival horror video game in the Hellraiser series is quickly approaching, which means it's a great time to catch up on the films.
Braves Minor League Recap: Briggs Opens AFL Season
Briggs McKenzie returned to the mound for the first time in three months to kick off the AFL season.
Where to watch Padres vs Brewers: Predictions, time and NLDS Game 2 channel
Brewers took Game 1 in Milwaukee. Can Padres bounce back?
Claim that Anaheim mayor called staffer 'dirty Mexican' is old hat in O.C. politics
Your morning catch-up: Orange County’s long anti-Mexican political history, speed cameras coming to L.A. and more big stories
3 Questions For Rockets Preseason Opener In Macao
NBA preseason is already underway. Likely MVP candidate Giannis Antetokounmpo has made his unofficial debut for the Miami Heat. Houston Rockets fans will have to wait until Friday, October 9th for their team to play the Dallas Mavericks in Macao. Here are three questions they should look out for when that time comes. 3 Questions …
Week 4 Early Game Open Thread
Welcome to Week 4! We experimented with some SB Nation feed posts for gameday discussion and while that is interesting on prime time games, I think for the early game thread before the Denver Broncos play should just be a regular post. So we’re bringing that back! The games start early with one in London […]
Detroit Lions, TE Sam LaPorta stop contract talks: report
Sam LaPorta and the Detroit Lions won’t be reaching an agreement on a new contract anytime soon.
NLDS Game 1 notes: Tarik Skubal, Teoscar Hernández, Max Muncy
The Dodgers secured their first postseason game of the year on Saturday, powering three home runs to back a strong start from Tarik Skubal in a 5-3 win over the Atlanta Braves. It was the first time that Skubal was able to pitch at home in a postseason starts, as all of his four playoff […]
ESPN reveals special Seahawks all-time team
The Seahawks’ best Super Bowl performers at each position were named to ESPN’s all-time team for the franchise.
Election 2026: Richmond mayoral race pits veteran against political scion
Claudia Jimenez, Ahmad Anderson will face off in November
Healthcare Privacy Leaders Look to AI to Improve Monitoring and Data Breach Investigations
At a recent symposium on privacy, experts discussed how AI supports a faster and oftentimes more insightful approach to data security, while identifying which privacy risks healthcare organizations must monitor.
Blue surge could breach Cascades in this Washington race
For more than 50 years, every Washington state lawmaker chosen to represent Chelan County has been a Republican. That might change in this November's election.
What is in common between Super Mario and top WA developer?
The family-owned firm behind plans for a controversial aggregate mine in South King County has become one of the region's most prominent landowners and developers.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
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