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‘Our Week 4 Super Bowl,’ ‘No Tougher Job in NY Sports’ — Jets’ ‘4 Straight Plays, 26 Yards’ Post Gets Roasted in 492-157 Loss to Bears
The New York Jets’ official X account celebrated four straight plays that gained 26 yards during Sunday’s 23-12 loss to the Chicago Bears at Soldier Field, a game in which Chicago outgained New York 492-157. The loss dropped the Jets to 1-3 and was their third straight.
Chuba Hubbard's second TD gives Panthers 29-19 lead
The Panthers punted on their first drive.
Ashton Jeanty tallies 126 total yards
Las Vegas Raiders RB Ashton Jeanty busy against Kansas City
Tyler Higbee good for five catches
Los Angeles Rams tight end Tyler Higbee posted five receptions for 67 yards on six targets in Week 4
Jalen Hurts Repeats Honest Analysis Of Eagles’ Loss vs Rams
Week 4 was another bad showing for the Philadelphia Eagles‘ offense. While they managed to add more points to the board after putting up just seven points in Week 3 against the Chicago Bears, the Eagles slightly improved their performance while shorthanded, putting up 20 points against the Rams. Still, it wasn’t enough. At the […] The post Jalen Hurts Repeats Honest Analysis Of Eagles’ Loss vs Rams appeared first on HEAVY.
Davante Adams sees dip in production
Los Angeles Rams wide receiver Davante Adams registered four receptions for 32 yards on nine targets in Week 4
Quiet Week 4 for Travis Kelce
Kansas City Chiefs TE Travis Kelce finishes with 15 yards in Week 4
Puka Nacua registers nine receptions in Week 4
Los Angeles Rams wide receiver Puka Nacua nine receptions for 125 yards on 12 targets in Week 4
Blake Corum totals just five touches
Los Angeles Rams running back Blake Corum posted 14 rushing yards on five attempts in Week 4
Matthew Stafford goes over 300 yards
Los Angeles Rams quarterback Matthew Stafford completed 32 of 51 passes for 317 yards, no touchdowns and two interceptions in Week 4
Josh Allen held in check by New England
Josh Allen amassed 257 total yards and two TDs in Week 4, but it wasn't quite enough in a home loss to the Patriots.
Carnell Tate explodes for 145 yards in Week 4
Tennessee Titans wide receiver Carnell Tate registered nine receptions for 145 yards on 12 targets in Week 4
Cardinals vs. Lions odds: Opening lines for Week 5 matchup
Arizona Cardinals open as home underdogs ahead of matchup with Lions.
Kyler Murray throws for 247 yards
Minnesota Vikings QB Kyler Murray throws 37 times in win
Mark Andrews scores first TD of 2026
Baltimore Ravens tight end Mark Andrews posted five receptions for 27 yards and a touchdown on six targets in Week 4
Rashod Bateman goes for 46 yards
Baltimore Ravens wide receiver Rashod Bateman absorbed both of his targets for 46 receiving yards in Week 4
Derrick Henry scores TD against old team
Baltimore Ravens running back Derrick Henry rushed 23 times for 73 yards and a touchdown in Week 4
Flint residents ask questions at Mayoral and Board of Education forum
Flint Mayoral and Board of Education candidates answered questions from the public ahead of the November election at Brennan Community Center.
Business owners offer rewards to those with information on Bissell Street shooting
South Bend Police are still looking for the suspect or suspects in the Bissell Street shooting from two weeks ago that killed three.The community is coming toge
Countries race to provide oral health care for all in 100-Day Sprint across Asia
Twenty Asian countries and areas across the WHO Western Pacific and South-East Asia regions vowed to strengthen essential oral health benefits as part of a “100-Day Sprint” initiative, during the 16th Asian Chief Dental Officers Meeting held from 27 to 29 September in Kota Kinabalu, Malaysia. The meeting marked the midpoint of the 100-day sprint bolstering support for countries to develop essential oral health benefit packages that can be integrated into national universal health coverage plans. Convened by the two WHO regional offices and the Malaysian Ministry of Health as the Secretariat, the meeting brought together national oral health leaders from 20 Asian countries, staff from all levels of WHO, WHO collaborating centres and other development partners. Participating countries and areas included: Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Hong Kong (SAR) China, India, Indonesia, Japan, Lao People’s Democratic Republic, Malaysia, Maldives, Mongolia, Nepal, the Philippines, Singapore, Sri Lanka, Thailand, Timor-Leste and Viet Nam. Participants reviewed progress and refined proposals using the WHO Service Package Delivery and Implementation (SPDI) Platform. Countries conducted bottleneck analyses across four key areas: service delivery, workforce, access to essential medicines and health products, and health financing. They identified practical actions to address implementation challenges and refined proposed revisions to their national oral health benefit packages. “There is no health without oral health. Through the 100-Day Sprint, countries are advancing the implementation of the Western Pacific regional implementation plan on oral health and strengthening progress towards universal health coverage,” noted WHO Regional Director for the Western Pacific Dr Saia Ma'u Piukala. Participants identified bottlenecks and proposed workable solutions to strengthen access to essential oral health care through primary health care, sharing experiences and discussing how best to translate policy commitments into feasible and sustainable action at the country level. Malaysian Minister of Health Datuk Seri Dr Dzulkefly Ahmad highlighted the importance of prevention and primary health-care approaches to improve oral health: “Oral diseases can have lifelong consequences, yet many are preventable. By integrating essential oral health care into primary health care and promoting prevention in schools and communities, we can improve oral health across the life course.”The WHO team led by Dr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control of the WHO Western Pacific Region and national oral health leads from over 20 Asian countries visited the SK Pekan Putatan School, Sabah for school oral health programme including flouride mouth rinsing. © WHO / V. ChaudharyDr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control for the WHO Western Pacific Region, emphasized key collaborative roles WHO can play. “Oral diseases are the most common noncommunicable diseases, yet many can be prevented and treated through essential oral health services delivered at the primary health-care level,” she said. “By sharing experiences and using WHO tools such as the SPDI Platform, countries are accelerating progress towards universal health coverage for oral health.” “Integrating oral health into broader health services is essential for reducing inequities, expanding access and recognizing oral health as an integral component of overall health and well-being. The 100-Day Sprint provides an important opportunity to translate this commitment into practical action and ensure that quality oral health services reach all people, especially those most in need,” said Dr Suman Rijal, Director of the WHO South-East Asia regional Department of Healthier Populations and Noncommunicable Diseases. As host of the meeting, Malaysia showcased ongoing efforts to strengthen oral health care through primary health care and prevention-focused approaches, while providing a platform for countries across the two WHO regions to exchange experiences and accelerate progress towards universal health coverage for oral health. “WHO is encouraged by Malaysia's leadership in addressing the burden of oral diseases and advancing universal health coverage for oral health through practical, country-led action,” said Dr Rabi Abeyasinghe, WHO Representative to Malaysia, Brunei Darussalam and Singapore. Countries will continue to refine and figure costs for national oral health benefits during the remaining sessions of the 100 days. These efforts support implementation of the WHO Global strategy and action plan on oral health 2023–2030, while also helping to expand access to essential oral health services through stronger and more equitable health systems across the WHO Western Pacific and South-East Asia regions.______________For more information, or to arrange media interviews, contact: WHO Regional Office for the Western Pacific: wprocom@who.int WHO Regional Office for South-East Asia: SEMediaRelations@who.int
2TB MicroSD Express card leaks, providing Switch 2 storage for 100+ games
With some Switch 2 games creating a storage dilemma, help is on the way. Suneast is marketing a 2TB MicroSD Express card without a release date or price. Amid the memory shortage, 1TB cards already cost Nintendo supporters over $300.
Seven receptions for Dohnte Meyers
Bengals WR Dohnte Meyers receives bigger role and posts seven catches and 82 yards
The reason the Mac mini is cheaper than a MacBook
Is it better to buy a Mac mini or a MacBook? If you already have a display, mouse and keyboard, the mini makes sense. If you don't, a MacBook might be smarter.
Patriots’ HC Raves About Drake Maye Compared to Josh Allen
The New England Patriots needed a response after a lopsided loss. Head coach Mike Vrabel received one from his quarterback against a division heavyweight. New England stunned the previously unbeaten Buffalo Bills 29-26 on Sunday, Oct. 4, and Vrabel placed Drake Maye in the same conversation as reigning NFL MVP Josh Allen afterward. “Gets us […] The post Patriots’ HC Raves About Drake Maye Compared to Josh Allen appeared first on HEAVY.
Chase Brown more involved in pass game in Week 4
Bengals RB Chase Brown finishes with 71 receiving yards in Week 4
Christina Mezes, D.O., Joins Lynn Women’s Health & Wellness Institute as a Urogynecologist
October 1, 2026 – Board-certified obstetrics and gynecology physician and fellowship-trained urogynecologist Christina Mezes, D.O., has joined the Christine E. Lynn Women’s Health & Wellness Institute in Boca Raton, a part of Baptist Health South Florida. Dr. Mezes provides care for women with pelvic floor disorders, including pelvic organ prolapse and urinary and fecal incontinence. […]
Magic's Jevon Carter Praises Team Chemistry, Work Ethic
Orlando Magic guard Jevon Carter had a lot of good things to say about the team following the fifth day of training camp.
When is it worth getting a sound card for your PC?
Does a sound card really improve audio quality on a PC? For most uses, the improvement won't be noticeable. But those who require high-precision audio need it.
Brian Thomas Jr. reaches end zone in Week 4
Jaguars WR Brian Thomas Jr. held to 17 yards but post receiving TD
Cam Skattebo works hard for 58 yards
New York Giants running back Cam Skattebo rushed 18 times for 58 yards in Week 4
Brenton Strange nearly reaches 100 yards in Week 4
Jaguars TE Brenton Strange leads team in receptions, receiving yards and targets in Week 4
Township of Ocean Announces Annual Pumpkin Decorating Contest for Local Youth
Ocean Township opens youth pumpkin decorating contest, with Amazon gift cards for top entries in two age divisions.
President awards state scholarships to distinguished figures in education and science
President Volodymyr Zelensky has awarded state scholarships to 16 distinguished figures in education. — Ukrinform.
Bhayshul Tuten finishes with 91 total yards
Jaguars RB Bhayshul Tuten involved in running and passing game in Week 4
Marvin Harrison Jr. scores TD in Week 4
Arizona Cardinals wide receiver Marvin Harrison Jr. posted a single 12-yard reception for touchdown on four targets in Week 4
Trevor Lawrence throws for 227 yards in Week 4
Jaguars QB Trevor Lawrence posts 227 yards and one TD in Week 4 win
Trey McBride records seven receptions
Arizona Cardinals tight end Trey McBride registered seven catches for 31 yards on 12 targets in Week 4
Michael Wilson flirts with century mark
Arizona Cardinals wide receiver Michael Wilson posted seven receptions for 95 yards on 13 targets in Week 4
Jeremiyah Love totals 63 rushing yards
Arizona Cardinals running back Jeremiyah Love rushed 14 times a game-best 63 yards in Week 4
Jacoby Brissett mistake-prone in Week 4
Arizona Cardinals quarterback Jacoby Brissett completed 21 of 35 passes for 166 yards, two touchdowns and three interceptions in Week 4
Emeka Egbuka struggles with rookie QB
Tampa Bay Buccaneers wide receiver Emeka Egbuka posted just two receptions for 13 yards on four targets in Week 4
Tom Brady owns up to awkward FOX Sports mistake during Eagles-Rams broadcast
During a FOX Sports NFL broadcast, Tom Brady accidentally muted his own headset by dropping a research board on his talkback button, causing a brief communication disruption in the booth.
Eagles fans react to new parking and tailgating rules
The Philadelphia Eagles announced new parking and tailgating rules, and some fans are not on board.
Matthew Golden scores again in Week 4
Green Bay Packers wide receiver Matthew Golden posted three receptions for 21 yards and a touchdown on seven targets in Week 4
Jacoby Brissett throws game away in Cardinals loss to Giants
The Arizona Cardinals fall to 1-3 after an embarrassing loss to the Giants.
Professor Renée Marlin-Bennett Receives International Studies Association (ISA) Award
Professor Renée Marlin-Bennett has received the 2027 Distinguished Scholar Award from the Science, Technology, and Art in International Relations (STAIR) section of the International Studies Association (ISA). The award celebrates scholars whose work and academic engagement have been highly influential in the study of science, technology, and art in International Relations and International Political Economy....
Geno Smith finishes with 119 passing yards in Week 4
Jets QB Geno Smith has quiet outing with only eight completions and 119 yards
Ethan Hawke names surprising thriller co-starring ex Uma Thurman as his breakout: ‘Changed my life’
If you ask Ethan Hawke, it wasn’t ‘Dead Poets Society’ or ‘Reality Bites’ that gave him his big break — it was this under-seen, experimental thriller from a master of indie cinema that made him a star.
Carnell Tate's Breakout Overshadowed by Offensive Woes in Titans Loss
While Carnell Tate neared a career milestone, Cam Ward’s turnovers and a costly fumble stalled Tennessee’s momentum, gifting Derrick Henry a triumphant revenge game in Baltimore.
Jalon Daniels comes up short in first NFL start
TAMPA, FL (KSNT) – Jalon Daniels comes up short in his first NFL start. Daniels and the Tampa Bay Buccaneers moved to 0-4 on the season, losing to the Green Bay Packers 17-14. The former Kansas star was 19-for-27 for 148 yards with a touchdown and two interceptions. He added eight carries for 55 yards […]
RB Cam Skattebo: 'We came out here and handled business'
Running back Cam Skattebo addresses the media following the Giants' Week 4 win over the Arizona Cardinals.
7 Hard Sci-Fi Space Movies With Scientifically Accurate Physics
These movies used hard science to portray space travel.
Exploring Corey Seager's Rollercoaster Season
Texas Rangers shortstop Corey Seager had an arduous 2026 season, but he still demonstrated the type of player he can be.
Should Bill Belichick Remain as North Carolina's Head Coach?
Should Bill Belichick stay with the North Carolina Tar Heels moving forward?
El-Sayed stops in Flint, discusses economic pressures and failures
U.S. Senate Democratic candidate Abdul El-Sayed made a stop in Flint Saturday as a part of his 'It shouldn't be this hard' town hall tour.
As Music Instrument Buyers Go Upscale, Fender Overhauls Online Experience
Fender is revamping its online presence amid a shifting market for musical instruments moving toward premium offerings, vintage sounds, and online sales and information.
Scientists Find A Molecular Clue That Could Explain Why Weight Comes Back
Anyone who has lost a lot of weight knows the cruel part can come later. The scale drops, clothes fit again, and the hard work seems to have paid off. Then the pounds begin creeping back, sometimes al...
James campaign scrubs some online elements of Trump support
Images of President Donald Trump were prominent on the campaign pages of Michigan Republican gubernatorial candidate John James before the Aug. 4 primary election, but afterward some of them have
Trump economic advisor says 'it's time' for Powell to leave Fed, calls extended tenure 'unprecedented'
Kevin Hassett says Jerome Powell should leave the Federal Reserve Board, calling his continued presence "completely unprecedented" after his term ended.
Penn State Demolished by Northwestern: Post-Game Link Dump
Rocco Becht needs to play better if Penn State is going to turn its season around. The Nittany Lions are searching for answers after its second consecutive loss to open Big Ten play. Northwestern didn’t just beat Penn State – they piled on as they racked up over 400 rushing yards. Penn State was out-physicaled […]
Maala: The ESG engine quietly rewiring Israeli corporate culture
Maala’s influence is quiet, but structural. It is shaping expectations in boardrooms, guiding investor scrutiny, and setting the standards by which corporate leadership is increasingly judged
Josh Allen Sets Bills Record Against the Patriots
The dual-threat quarterback surpassed Hall of Fame legends Andre Reed and Thurman Thomas, etching his name atop the franchise leaderboard with a historic first-half touchdown plunge.
Ben Johnson’s Calm Logic Keeps Overriding the Noise
Most coaches would have just stuck with Case Keenum. After a near-perfect Monday Night Football performance — 247 yards, three total touchdowns, and a 27-7 win over the previously unbeaten Eagles in his first start in more than 1,000 days — riding the hot hand felt like the obvious move. Ben Johnson didn’t make it […] The post Ben Johnson’s Calm Logic Keeps Overriding the Noise appeared first on HEAVY.
Jacory Croskey-Merritt posts 50 total yards
Commanders RB Jacory Croskey-Merritt more involved in passing game in Week 4
Business People: Dana McNabb promoted to CEO at General Mills
FOOD General Mills, Golden Valley, announced the election of Chief Operating Officer Dana McNabb to succeed Jeff Harmening as chief executive officer, effective Jan. 1. Harmening will become executive chair of the board of directors.…
Board of Supervisors approves agreements for correctional health services
The Maricopa County Board of Supervisors approved a pair of agreements on its consent agenda on Sept. 30 for services with the Department of Correctional Health Services.
Bears vs. Jets live game message board and fan discussion
Come talk about the Bears vs. the Jets game right here!
Latino voters, souring on Trump, swing toward Democrats, new poll finds
The growing electorate played a critical role in Trump’s 2024 victory. Now, sentiment is dipping, particularly on economic issues, a new NBC/Telemundo poll finds.
Cardinals-Giants Week 4 discussion thread
Talk about the game between the Arizona Cardinals and New York Giants.
College Football Sunday Summary; Product Testing
We are five weeks through the college football season, and the folks at College Football Sunday Summary feel like it all just started. We know this…we have seen and heard things over the weekend that seem to require some product testing. College Football Sunday Summary Headache Guy The jokes were too good to ignore this …
Paly students combine science, compassion in children’s book
A group of Palo Alto High School students recently published a picture book — “The Brave Fuzzy” — that is geared toward getting young children excited for science.
Gypsy Rose Blanchard Is Advocating For Stricter Online Harassment Laws After Fiancé's Death
Ken Urker was found dead on his 34th birthday at his home in Louisiana.
J.J. McCarthy active for New York Giants vs. Arizona Cardinals
The New York Giants and Arizona Cardinals have officially announced their inactives ahead of a Week 4 game.
Congressman Sam Liccardo urges U.S.-China cooperation on AI safety
Representative Sam Liccardo is advocating for Congress to take action on artificial intelligence safety, emphasizing the need for international collaboration with China to address critical risks and establish verification mechanisms.
California Politics 360 full episode
In Washington, D.C., President Donald Trump gathered leaders of major tech companies this week to talk about AI rules moving forward.
Rare 1-in-100M ‘Ghost Lobster’ Will Be Put to Work Helping Scientists Crack Genetic Mystery
A ‘ghost’ lobster so rare that the odds of finding it are 1 in 100 million is going to school—a new home at Maine’s Marine Science Center.
Editorial: Public input should come before approval
A recent Reno town hall revealed tensions between developer Jacobs Entertainment and residents regarding urban design and public engagement.
This toolless modular lever-action wallet is the coolest I’ve stuck to my phone
Pull the lever to fan your cards with the OhSnap Wallet 2.
Halftime: Colts lead Commanders, 10-6
LONDON (WRTV) - The Colts head in to halftime leading the Commanders, 10-6. Daniel Jones had two turnovers (a fumble and an interception) in the first half. The Colts rallied though, scoring a touchdown on a 5-yard Jonathan Taylor rush late in the second quarter to get on the scoreboard and take the lead. The […]
Florida Department of Health backs off vaccine exemption expansion
The Florida Department of Health is moving forward with its push to remove the requirement for four vaccines for children entering schools, but has dropped its attempt to expand exemptions for the immunization requirements.
Two kickoff returns for touchdowns help FAU crush Texas Southern
Leonard Farrow returned two kickoffs for touchdowns in the first quarter, one on the opening play of the game, to help the Owls post an easy win in Boca Raton.
2 promising trends for Panthers going into SNF vs. Lions
It might be hard to believe right now, but the Panthers have a few good things going for them heading into tonight's showdown with the Lions.
Retailers are making returns harder. A carpet seller taught me why that’s a mistake
A standard business practice offsets future costs by funding a reserve for returns – but many small businesses don’t do it
Taylor Morrison snags 406 lots near TSMC's $265B Phoenix development
Homebuilders are shifting toward aggressive bulk lot acquisitions to lock down future inventory, with more to come.
NFL Week 4 TV coverage maps
There are 15 games remaining on the Week 4 NFL schedule. Here is when and where you can watch them.
I'm a classic old school Conservative, says Kemi Badenoch
The Conservative leader tells the BBC the earnings threshold for government support stops people "working harder".
Sylvester Stallone details ‘physical’ altercation with Richard Gere on ‘The Lords of Flatbush’ set
Sylvester Stallone recalled his on-set tension with Richard Gere during the filming of ‘The Lords of Flatbush,’ which Gere later exited.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
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