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German and US scientists win Nobel Prize in medicine
The trio won the award for their discoveries concerning light-gated ion channels and optogenetics.
Nobel Prize in medicine awarded to three scientists for their work ‘concerning light-gated ion channels and optogenetics’
The 2026 Nobel Prize for physiology or medicine has been awarded to three scientists – Karl Deisseroth, Peter Hegemann and Georg Nagel – for “their discoveries concerning light-gated ion channels and optogenetics.”
2026 Nobel Prize in Physiology or Medicine awarded to Karl Deisseroth, Georg Nagel and Peter Hegemann for work on optogenetics
Karl Deisseroth, Georg Nagel and Peter Hegemann developed optogenetics, which uses light and genetics to control individual cells
Rethinking discovery: how powerful screening tools are redefining the search for new medicines
In medicine discovery, identifying the right biological target has always been a critical and complex step. Today, the rise of powerful screening tools is fundamentally reshaping this process, creating a step-change in how we move from scientific hypotheses to transformative medicines. Advances in high-throughput screening, genomics and AI-driven analytics are enabling scientists to interrogate disease biology at unprecedented scale, bringing forward opportunities that were previously beyond reach.
Search for life on Mars takes major leap forward. Scientists detect longest organic molecules on planet to date | BBC Sky at Night Magazine
Scientists make discovery analysing rock pulverised for study by Curiosity rover. Largest organic compounds found on the Red Planet to date.
An 8-justice Supreme Court to decide whether cities can sue oil companies for climate change impacts
The Supreme Court will hear arguments Monday in one of the most important climate change cases to reach its docket in years, a multibillion-dollar effort to hold major oil companies like ExxonMobil liable for the damages caused by planet-warming pollution.
1 Pittsburgh school earns top scores for supporting community health
Pittsburgh Phillips K-5 was awarded for supporting the health of its students, staff and families, and other Pittsburgh schools also received honors.
Phillips 66 (NYSE:PSX): A Dividend Quality Pick With Solid Financial Health
Phillips 66 (PSX) earns 7/10 Dividend Rating with 28% payout, solid health, and attractive forward valuation, but margins and growth carry risks.
Euro zone business growth hits over 3-1/2-year high despite inflation worries, PMI shows
BENGALURU, Oct 5 (Reuters) - Euro zone business activity expanded at its fastest pace in nearly 3-1/2 years in September as demand remained strong despite inflation worries stemming from the Middle East war, according to a private survey which also showed resurgent price pressures.
Euro zone business growth hits over 3-1/2-year high despite inflation worries, PMI shows
By Indradip Ghosh BENGALURU, Oct 5 (Reuters) - Euro zone business activity expanded at its fastest pace in nearly 3-1/2 years in September as demand remained strong despite inflation worries stemming from the Middle East war, according to a private su...
Soil Science and Sea Turtles: A UToledo Senior’s Case for Hands-On Learning
From clay soil to leatherback sea turtles, environmental science senior Rosalie Cufr is turning lab, field and international experience into a path toward sustainable agriculture.
IRGC General Warns Regional States against Letting US Use Their Territory
TEHRAN (Tasnim) – Brigadier General Ali Fadavi warned regional countries against allowing the US to employ their territories for operations against Iran, stressing that any location used as a launch point for attacks on Iran will be targeted.
Arsenal remain keen on Juventus forward Kenan Yildiz
Arsenal are interested in Juventus forward Kenan Yildiz, but face competition from Real Madrid and Bayern Munich for the highly rated Turkey international.The 21-year-old has been valued at around €...
Liverpool give Florian Wirtz a €200m Michael Olise warning
Signed in summer 2025 for a fee that could reach £116m the Germany international has yet to hit the heights at Anfield which he reached at Bayer Leverkusen.The 23-year-old’s toils have now continue...
The Nobel Prize week is kicking off in Stockholm with the medicine award
This year’s Nobel Prizes kick off with the awarding of the medicine prize at the Karolinska Institute in Stockholm.
The Nobel Prize Week Is Kicking off in Stockholm With the Medicine Award
STOCKHOLM (AP) — This year's Nobel Prizes will kick off on Monday with the awarding of the medicine prize at the Karolinska Institute in Stockholm. Last year, three scientists won the Nobel Prize in medicine for discoveries about how the immune system knows to attack germs and not our own bodies.
Wahine Mālama ʻĀina
Mālama ‘āina is the Hawaiian values-based practice of caring for, protecting and honoring the natural world. For this year’s Wahine issue, Hawaii Business Magazine recognizes five women doing vital work to steward Hawai‘i’s land and ocean — from conserving culturally and ecologically significant sites and mitigating invasive pests to restoring coral reefs and revitalizing the traditional ahupua‘a system.
Penn State students win award for connecting health and environment through play
A series of games developed by a team of interdisciplinary Penn State students to help children in Iquitos, Peru, learn about the connections between human, animal and environmental health was recognized with a national American Society of Landscape Architects award.
Penguins Linked To $92.8 Million Star Forward
The discussion that fans of the Pittsburgh Penguins know is coming at some point is at least a full season away, but they won’t be able to ignore it much longer.The iconic duo of Sidney Crosby and Evgeni Malkin aren’t getting any younger, and both players are going to call it a career sooner rather […] The post Penguins Linked To $92.8 Million Star Forward appeared first on HEAVY.
YH Entertainment Warns of Investment Fraud Impersonating AND2BLE's Japan Management
YH Entertainment Warns of Investment Fraud Impersonating AND2BLEs Japan Management
Warning Signs of Hypertrophic Cardiomyopathy (HCM)
Fainting or nearly fainting when you exert yourself are key warning signs of HCM. Learn the red flags to look out for and when to seek medical care.
What to Stream: Oasis doc, Pitbull, 'Carrie' series, 'Gears of War: E-Day' and 'Disclosure Day'
New streaming entertainment options are arriving this week, including an Oasis documentary, Pitbull record, and a new game in the blockbuster "Gears of War" franchise. The documentary "Oasis: Don't Look
DV students win at FBLA National Leadership Conference
Students from Delaware Valley School District won top prizes at Future Business Leaders of America Inc.’s National Leadership Conference. The event, held in San Antonio from June 29 to July 2, attracted more than 16,000 middle school and h…
'All INdiana Politics': Albright and Forrestal battle for closely divided seat in Senate District 31
INDIANAPOLIS — One of Indiana’s most competitive Senate districts is the site of a high-stakes showdown as a family physician and a former sheriff vie for the seat vacated by Republican Sen. Kyle Walker. Senate District 31 covers Delaware and Fall Creek townships in Hamilton County, including most of Fishers, along with Lawrence and parts […]
CDC Plans To Drop Disability Questions From Federal Health Survey
A proposed revamp of a key federal survey could lead to a drastic undercount of Americans with developmental disabilities, advocates warn.
They survived World War II and lost decades, but not 2026. Japan's century-old businesses are disappearing at a record pace
Japan’s century-old businesses face mounting pressures from rising costs, labor shortages, a shrinking market and succession challenges.
Business owners offer rewards to those with information on Bissell Street shooting
South Bend Police are still looking for the suspect or suspects in the Bissell Street shooting from two weeks ago that killed three.The community is coming toge
Countries race to provide oral health care for all in 100-Day Sprint across Asia
Twenty Asian countries and areas across the WHO Western Pacific and South-East Asia regions vowed to strengthen essential oral health benefits as part of a “100-Day Sprint” initiative, during the 16th Asian Chief Dental Officers Meeting held from 27 to 29 September in Kota Kinabalu, Malaysia. The meeting marked the midpoint of the 100-day sprint bolstering support for countries to develop essential oral health benefit packages that can be integrated into national universal health coverage plans. Convened by the two WHO regional offices and the Malaysian Ministry of Health as the Secretariat, the meeting brought together national oral health leaders from 20 Asian countries, staff from all levels of WHO, WHO collaborating centres and other development partners. Participating countries and areas included: Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Hong Kong (SAR) China, India, Indonesia, Japan, Lao People’s Democratic Republic, Malaysia, Maldives, Mongolia, Nepal, the Philippines, Singapore, Sri Lanka, Thailand, Timor-Leste and Viet Nam. Participants reviewed progress and refined proposals using the WHO Service Package Delivery and Implementation (SPDI) Platform. Countries conducted bottleneck analyses across four key areas: service delivery, workforce, access to essential medicines and health products, and health financing. They identified practical actions to address implementation challenges and refined proposed revisions to their national oral health benefit packages. “There is no health without oral health. Through the 100-Day Sprint, countries are advancing the implementation of the Western Pacific regional implementation plan on oral health and strengthening progress towards universal health coverage,” noted WHO Regional Director for the Western Pacific Dr Saia Ma'u Piukala. Participants identified bottlenecks and proposed workable solutions to strengthen access to essential oral health care through primary health care, sharing experiences and discussing how best to translate policy commitments into feasible and sustainable action at the country level. Malaysian Minister of Health Datuk Seri Dr Dzulkefly Ahmad highlighted the importance of prevention and primary health-care approaches to improve oral health: “Oral diseases can have lifelong consequences, yet many are preventable. By integrating essential oral health care into primary health care and promoting prevention in schools and communities, we can improve oral health across the life course.”The WHO team led by Dr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control of the WHO Western Pacific Region and national oral health leads from over 20 Asian countries visited the SK Pekan Putatan School, Sabah for school oral health programme including flouride mouth rinsing. © WHO / V. ChaudharyDr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control for the WHO Western Pacific Region, emphasized key collaborative roles WHO can play. “Oral diseases are the most common noncommunicable diseases, yet many can be prevented and treated through essential oral health services delivered at the primary health-care level,” she said. “By sharing experiences and using WHO tools such as the SPDI Platform, countries are accelerating progress towards universal health coverage for oral health.” “Integrating oral health into broader health services is essential for reducing inequities, expanding access and recognizing oral health as an integral component of overall health and well-being. The 100-Day Sprint provides an important opportunity to translate this commitment into practical action and ensure that quality oral health services reach all people, especially those most in need,” said Dr Suman Rijal, Director of the WHO South-East Asia regional Department of Healthier Populations and Noncommunicable Diseases. As host of the meeting, Malaysia showcased ongoing efforts to strengthen oral health care through primary health care and prevention-focused approaches, while providing a platform for countries across the two WHO regions to exchange experiences and accelerate progress towards universal health coverage for oral health. “WHO is encouraged by Malaysia's leadership in addressing the burden of oral diseases and advancing universal health coverage for oral health through practical, country-led action,” said Dr Rabi Abeyasinghe, WHO Representative to Malaysia, Brunei Darussalam and Singapore. Countries will continue to refine and figure costs for national oral health benefits during the remaining sessions of the 100 days. These efforts support implementation of the WHO Global strategy and action plan on oral health 2023–2030, while also helping to expand access to essential oral health services through stronger and more equitable health systems across the WHO Western Pacific and South-East Asia regions.______________For more information, or to arrange media interviews, contact: WHO Regional Office for the Western Pacific: wprocom@who.int WHO Regional Office for South-East Asia: SEMediaRelations@who.int
Accenture Completes Acquisition of Mjølner Informatics, Bringing Deep Software Engineering Expertise for Energy, Utilities and Manufacturing Clients in Denmark
Accenture has completed its acquisition of Mjølner Informatics from Norlys, strengthening Accenture’s software engineering, digital engineering and embedded software development capabilities in Denmark.
Concord mental health awareness walk draws around 2,000 people, organizers say
The state's largest mental health awareness and suicide prevention event drew roughly 2,000 people to Concord, according to organizers.
Patriots’ HC Raves About Drake Maye Compared to Josh Allen
The New England Patriots needed a response after a lopsided loss. Head coach Mike Vrabel received one from his quarterback against a division heavyweight. New England stunned the previously unbeaten Buffalo Bills 29-26 on Sunday, Oct. 4, and Vrabel placed Drake Maye in the same conversation as reigning NFL MVP Josh Allen afterward. “Gets us […] The post Patriots’ HC Raves About Drake Maye Compared to Josh Allen appeared first on HEAVY.
Mental health matters: here are campus resources available for students
The first full week of October recognizes Mental Illness Awareness Week, which is from Oct. 4 to Oct. 10. With students back on campus for the fall term, Wayne State
American Cancer Society and Baptist Health Announce Partnership to Expand Cancer Screening Efforts
September 30, 2026 — The American Cancer Society (ACS) is expanding its efforts to improve access to cancer screening and early detection in Southeast Florida through an exclusive partnership with Baptist Health. This effort focuses on breaking down barriers to screening, raising awareness about prevention, and helping more people access recommended cancer screening tests. “This […]
OpenAI's Altman says AI benefits warrant accepting some risks
OpenAI Chief Executive Sam Altman said the benefits of artificial intelligence justify accepting some risks and argued the technology should remain broadly accessible to the public
President awards state scholarships to distinguished figures in education and science
President Volodymyr Zelensky has awarded state scholarships to 16 distinguished figures in education. — Ukrinform.
Digital media health risks warrant global action to protect young people, experts argue
The way digital technologies are currently built and governed creates real risks to health worldwide, alongside genuine benefits, according to a new three-paper series authored by 13 global experts and ...
'Coyote vs. Acme' Earns $100 Million, Proves David Zaslav Wrong
Three years after Warner Bros. shelved "Coyote vs. Acme," the Looney Tunes adaptation is a box office hit.
Health department hears concerns over access to medical psilocybin
Advocates warn rules could restrict access to veterans, rural residents and end-of-life care patients who seek medical psilocybin for a range of health problems.
Tom Brady owns up to awkward FOX Sports mistake during Eagles-Rams broadcast
During a FOX Sports NFL broadcast, Tom Brady accidentally muted his own headset by dropping a research board on his talkback button, causing a brief communication disruption in the booth.
Eagles fans react to new parking and tailgating rules
The Philadelphia Eagles announced new parking and tailgating rules, and some fans are not on board.
More than 1,000 walk in Concord for NAMI New Hampshire menta...
More than 1,000 people joined NAMIWalks New Hampshire in Concord, raising over $250,000 for mental health and suicide prevention as Mental Illness Awareness Wee...
Professor Renée Marlin-Bennett Receives International Studies Association (ISA) Award
Professor Renée Marlin-Bennett has received the 2027 Distinguished Scholar Award from the Science, Technology, and Art in International Relations (STAIR) section of the International Studies Association (ISA). The award celebrates scholars whose work and academic engagement have been highly influential in the study of science, technology, and art in International Relations and International Political Economy....
Scoop: White House monitors suspected plague outbreak in Russia
Administration is "aware, monitoring the outbreak, and assessing options," an official told Axios.
Tom Cruise-led ‘Digger’ tanks at the box office
The Tom Cruise-led movie "Digger" cratered at the box office this weekend, limping to a fifth-place finish with $8 million in the U.S. and Canada in its theatrical debut. The Warner Bros. film was expected to do poorly after polarizing...
Carnell Tate's Breakout Overshadowed by Offensive Woes in Titans Loss
While Carnell Tate neared a career milestone, Cam Ward’s turnovers and a costly fumble stalled Tennessee’s momentum, gifting Derrick Henry a triumphant revenge game in Baltimore.
Should Bill Belichick Remain as North Carolina's Head Coach?
Should Bill Belichick stay with the North Carolina Tar Heels moving forward?
As Music Instrument Buyers Go Upscale, Fender Overhauls Online Experience
Fender is revamping its online presence amid a shifting market for musical instruments moving toward premium offerings, vintage sounds, and online sales and information.
Scientists Uncover a “Pain Switch” That Could Help Ease Arthritis Pain
For years, scientists thought they understood the job of a protein called TRPM2. It sits on the endings of sensory nerves and detects mild, non-painful warmth. That seemed to settle the question of wh...
James campaign scrubs some online elements of Trump support
Images of President Donald Trump were prominent on the campaign pages of Michigan Republican gubernatorial candidate John James before the Aug. 4 primary election, but afterward some of them have
The politics of hypocrisy: How scandal is treated with selective outrage
Controversial candidates are fueling midterm frustration, exposing both parties’ selective outrage as they defend flawed nominees and warn the other side is worse.
My next Windows PC won’t need hours of app installs thanks to this one file
One small bundle file turns hours of reinstalling apps into a few clicks.
I’ve built hundreds of Lego sets. These early October Prime Day deals are actually worth buying
As an avid Lego builder, I found the best early October Prime Day deals on Lego Star Wars sets, brick-built plants and even F1 cars that you’ll find at Amazon.
Tom Cruise-led 'Digger' craters at the box office
Warner Bros.' climate change satire "Digger" collapsed at the box office with a domestic haul of $8 million, despite the star power of Tom Cruise.
Election office says there’s enough evidence to investigate Weiser
The Colorado Secretary of State's Office says there's enough evidence to warrant an investigation into Attorney General Phil Weiser's compliance with campaign finance laws.
On cusp of merger, ‘Digger bombs for Warner Bros., ‘Verity’ takes No. 1 at box office
On the cusp of the studio’s merger with Paramount, Warner Bros.
On cusp of merger, 'Digger bombs for Warner Bros., 'Verity' takes No. 1 at box office
On the cusp of the studio’s merger with Paramount, Warner Bros | 830 WCCO
On cusp of merger, 'Digger bombs for Warner Bros., 'Verity' takes No. 1 at box office
On the cusp of the studio’s merger with Paramount, Warner Bros | NewsRadio 1080 KRLD
On cusp of merger, 'Digger bombs for Warner Bros., 'Verity' takes No. 1 at box office
On the cusp of the studio’s merger with Paramount, Warner Bros.
Latino voters, souring on Trump, swing toward Democrats, new poll finds
The growing electorate played a critical role in Trump’s 2024 victory. Now, sentiment is dipping, particularly on economic issues, a new NBC/Telemundo poll finds.
All INdiana Politics: Albright and Forrestal battle for closely divided seat in Senate District 31
INDIANAPOLIS — One of Indiana’s most competitive Senate districts is the site of a high-stakes showdown as a family physician and a former sheriff vie for the seat vacated by Republican Sen. Kyle Walker. Senate District 31 covers Delaware and Fall Creek townships in Hamilton County, including most of Fishers, along with Lawrence and parts […]
Paly students combine science, compassion in children’s book
A group of Palo Alto High School students recently published a picture book — “The Brave Fuzzy” — that is geared toward getting young children excited for science.
California Politics 360 full episode
In Washington, D.C., President Donald Trump gathered leaders of major tech companies this week to talk about AI rules moving forward.
An AI couldn’t beat humans at StarCraft, so it decided to cheat
When GPT-6 Astra’s own bot failed, it simply downloaded the best human-made bot instead.
Kansas City artist uses public installation to spark mental health conversations during awareness week
A Kansas City artist will pop up at Mill Creek Fountain during Mental Health Awareness Week to help people confront trauma and find help.
Breast Cancer Awareness Month in TX: The resources, events, and numbers to know
Experts say this month is about screening and early detection. One in eight women in America will be diagnosed with breast cancer in her lifetime, according to the National Breast Cancer Foundation.
NAMIWalks Charleston brings community together to fight mental health stigma
People gathered at Palmetto Islands County Park on Saturday for NAMIWalks Charleston, an annual event focused on raising awareness, building community and expan
Florida Department of Health backs off vaccine exemption expansion
The Florida Department of Health is moving forward with its push to remove the requirement for four vaccines for children entering schools, but has dropped its attempt to expand exemptions for the immunization requirements.
Kansas City artist uses public installation to spark mental health conversations during awareness week
A Kansas City artist will pop up at Mill Creek Fountain during Mental Health Awareness Week to help people confront trauma and find help.
Taylor Morrison snags 406 lots near TSMC's $265B Phoenix development
Homebuilders are shifting toward aggressive bulk lot acquisitions to lock down future inventory, with more to come.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
NC election experts warn about voter trust as AI makes political misinformation easier to create
State election officials, journalists and democracy experts say transparency and trusted local sources will be increasingly important as AI-generated political content spreads this election cycle.
Georgia woman business owner arrested on fraud charges
Other Mad Marketing clients have also come forward with allegations of fraud.
Julian Hall scores AGAIN as USMNT stun Mexico
By MLSsoccer staffJulian Hall keeps on rising to the occasion during his first US men's national team camp.Red Bull New York's star forward opened the scoring in the USMNT's 3-0 defeat of arch-rivals ...
Saudi Arabia to cancel Joy Awards, its answer to the Grammys, amid budget cuts, sources say
By Timour Azhari Oct 4 (Reuters) - Saudi Arabia is set to cancel next year's Joy Awards, its star-studded answer to the Oscars or the Grammys, as financial strain and the Iran war hit the country's nascent entertainment sector, two people with knowledg...
How to watch Dodgers vs. Braves NLDS Game 2
LOS ANGELES — The Dodgers will turn to Blake Snell in Game 2 of the National League Division Series, throwing another southpaw starter against the Atlanta Braves on Sunday night at Dodger Stadium. Snell, like Skubal, has won two Cy Young Awards in his career. But for Snell, his two Cy Young years (2018, 2023) […]
Should the Laver Cup Finally Bring Women Into the Mix?
Okay, so let’s try to make this Laver Cup hypothetical, civil, shall we? An obvious question hangs over the event called the Laver Cup. Why is it not called the Williams Cup? No, seriously now. Where are the women? For nine editions now, the formula has remained straightforward: six men from Europe, six from the …
Liverpool will offload struggling forward: Three clubs want January deal
Liverpool strengthened their attack with a couple of new forwards in the summer transfer window. Victor Munoz was onboarded after the Reds triggered the FIFA World Cup winner’s £34m Osasuna release...
I have ALS. The promise and potential perils of AI are personal
OPINION: While concerns over AI safety are warranted, the technology could help us design bigger, smarter and more inclusive trials for people with diseases like ALS, Kevin J. Morrison writes.
Now that the WNBA is mainstream, culture wars have come with it
The league’s growth has made its politics more visible while giving its critics a bigger target.
Loveland Business Briefs for Oct. 4, 2026: Chamber awards dinner, Health Summit and more
News of Loveland area businesses for the week of Oct. 4.
Bosnia votes as pro-Russian politician looms large and ethnic tensions simmer
Bosnia is holding a general election with citizens of all ethnicities focused on everyday problems. But mainstream politicians are whipping up war-era tensions that have kept the country divided since
Amazon exec says finding FDEs is challenging: 'These are unicorns'
An Amazon Web Services exec said that she's being selective in building out the firm's bet on forward-deployed engineers.
Contributor: Democrats can become the party of business
Republicans are not standing up for the small U.S. companies that suffer in trade wars. Doing so would be good business and good politics.
How do I keep checks from being stolen in the mail?
Dear Liz: In response to a reader whose check to the IRS was stolen from the post office, you (again) warned readers that mail theft and check fraud have soared and that electronic payments are now the safest way to send money.
Tech job openings rise as AI fuels hardware and software hiring
Tech job openings are climbing as AI spending fuels hardware demand and software hiring stays resilient.
How to safely use AI for health advice
Many patients use AI for health advice, but doctors warn about accuracy. Learn how to use these tools safely.
How to safely use AI for health advice
Many patients use AI for health advice, but doctors warn about accuracy. Learn how to use these tools safely.
Scientists Warn of Another Unseen Risk From Fire: Ozone
Small particulates sent up by wildfires are a well-documented health hazard. But recent research finds that ground-level ozone is now on the rise, too.
Rockstar Games Confirms Next Official GTA 6 Update for October 5
Grand Theft Auto fans looking forward to the long-awaited GTA 6 should circle their calendars for Monday, October 5.
Prisma doubles down on Urgent Care while Novant pivots to virtual visits
Two large South Carolina providers are pursuing opposite strategies. Prisma Health is acquiring 36 Urgent Care Centers from Novant Health, doubling its portfolio. Novant is moving toward virtual offerings.
Pols & Politics: White House launches website on the ‘real cost of Socialism’
The White House has launched a new webpage warning U.S. families of the “real cost of Socialism,” while state lawmakers prepare to take up proposed federal changes to the 2030 census this month.
Warriors’ Former All-Star Suddenly Emerges as Potential Trade Candidate
The Golden State Warriors could be parting ways with a former All-Star they acquired last season. According to NBA insider Brett Siegel of ClutchPoints, the Warriors’ top trade candidate entering the 2026-2027 NBA season is Kristaps Porzingis because his $20 million salary matches, and only $3 million is guaranteed for next season, essentially making it […] The post Warriors’ Former All-Star Suddenly Emerges as Potential Trade Candidate appeared first on HEAVY.
Commerce awards grant to help Health Department speed up septic permit reviews
Awarded $70,000 to the Snohomish County Health Department to help it expedite reviews of on-site septic systems for new homes.
Luka Doncic praises Adou Thiero's 'insane' improvement
Lakers second-year forward Adou Thiero could be poised to make a sizable jump this season.
People in Business: SLSO appoints; CMIT names; UniGroup adds; Le Meridien appoints
Catch up on local business appointments, awards, and hires.
High school sports roundup for Oct. 2-3, 2026
Friday, Oct. 2 Football Edmonds-Woodway defeated Lynnwood 48-6 Nathan Schlack scored three touchdowns and the Edmonds-Woodway Warriors defense held the Lynnwood Royals to 37 yards of total offense as the […]
Zombie Run takes place in Poland
POLAND, Ohio (WKBN)- Runners laced their shoes for the annual Zombie Run in Poland Township. Participants took part in a 2k run and walk through Poland Township Park. Awards were given to the top three men and women in each age group. It’s been taking place for nearly two decades, bringing the community together. “One […]
Search warrant served at another Butler County business in ongoing illegal gambling investigation
An illegal gambling investigation in Butler County, Missouri continues.