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Raiders 5 new additions get their numbers

Check out the numbers the five players the Raiders added this week are wearing.

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Sep 4 • 5:59 PM EDT • Sports • sports.yahoo.com
Morrisey: $2.4M of WV’s Rural Health funds will go to 3 organizations for employer-based health

The state of West Virginia will award $2.4 million of its federal Rural Health Transformation Program funding to three organizations to expand worksite and employer-based health services. It’s the first announced allocation of the state’s funding from the federal money. The five-year program awarded West Virginia nearly $199 million for the first year. It’s meant […]

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Sep 4 • 4:49 PM EDT • Health • westvirginiawatch.com
The Fierce Battle For Kids’ Eyeballs...Plus Two “Devils” Face Off

(Welcome to my weekly streaming ratings report, the single best guide to what’s popular in streaming TV and what isn’t. I’m the Entertainment Strategy Guy, a former streaming executive who now analyzes business strategy in the entertainment industry. If you were forwarded this email, please subscribe to get these insights each week.) During the week of this report, Spider-Man: Brand New Day hit theaters and went on to become one of the biggest films of all time. So, you know what that means! It’s time for a poll! Recently, Project Hail Mary came to Prime Video and became a top five film for them, but didn’t smash streaming records, a feat I cautiously thought it could accomplish. Can Spider-Man 4 do better? To set the stakes, some of the biggest films of all time do just okay on streaming. Wicked, Top Gun: Maverick, and Barbie come to mind... But unlike those films, Spider-Man: Brand New Day is a Sony film which means it’s headed to Netflix, the world’s largest streamer. Now, per friend of the newsletter and my go-to Netflix expert, Kasey Moore of What’s on Netflix, Sony films usually appear on Netflix 120 days after they premiere, which means Spidey 4 would land on Netflix on, checks notes, 28-November, one of the two biggest streaming weekends of the year! But Sony occasionally delays its biggest hits for a bit longer, to give them more time to make money on PVOD, so Spider-Man: Brand New Day might not swing onto Netflix until late December or even February 2027. Loading... Okay, on to this week’s issue. Since The Super Mario Galaxy Movie made its way to Peacock, I’m looking at the true workhorse of streaming viewership: kids films. And the surprising film that bested most Netflix animated movies. All that, plus Hulu has a new show that might be a hit (for them…?), two “Devils” square off on streaming, Zendaya tries to find some streaming magic, Netflix’s I Will Find You continues to do well, House of the Dragon tries to break into the season three top ten, some big NBC sports and summer programs, what friendly neighborhood Spider-Man character actually generates the most viewership on streaming, all the flops, bombs and misses, and a whole lot more. Let’s dive right in! (Reminder: The streaming ratings report focuses on the U.S. market and compiles data from Nielsen’s weekly top ten viewership ranks, Luminate’s Top Ten Data, JustWatch and Reelgood interest data, Samba TV household viewership, company datecdotes, Netflix hours viewed data, Google Trends, and IMDb to determine the most popular content. While most data points are current, Nielsen’s data covers the weeks of July 27th to August 2nd, 2026. You can find a link to my terminology here.) Subscribe Film - As The Super Mario Galaxy Movie Hits Peacock, How Have Kids Films Fared in 2026? Like Mario hopping on a Koopa, The Super Mario Galaxy Movie landed on Peacock on 30-July. (Yeah, I kinda forced that Mario reference.) How did it do? Great, just like the first film. It got 13.0 million hours on its opening, and that’s good enough to take second place among Peacock films on the Nielsen charts all time: As I mention all the time, Peacock just isn’t the world’s biggest streamer—in fact, nowhere close—so its films struggle to put up numbers like Netflix (or even Prime Video and Disney+). So this is a solid debut for that streamer. And as we saw last time, The Super Mario Bros. Movie had a HUGE second life on Netflix when it moved streamers. This chart doesn’t even show how long the first Mario lasted on Netflix: a whopping, KPop-esque 31 weeks. For NBCUniversal, though, the big win was the second Mario movie grossing $429 million in America and over $1 billion globally. But yeah, to add a very strong streaming performance only makes its success even greater. Illumination pretty clearly has another hit franchise on their hands. This is a good time, though, to check in on kids films so far in 2026. We’ve had a few big, big titles, a rare Netflix success, and some disappointments. Let’s start with the top animated films since November of 2025, over their first four weeks on the charts, along with a few of the “best all time” animated films: (As a reminder, if a film doesn’t make the Nielsen top ten lists, I don’t have data for it, so it gets a “zero” in terms of viewership. Now, it had some viewership, but I don’t know what it is, so it gets a zero.) I added a few titles to get an idea of what the best of the best looks like in terms of animation. And you can see, through four weeks, Zootopia 2 can now claim “one of the biggest streaming films of all time” titles. GOAT too did surprisingly well, besting Netflix’s biggest films (Swapped and In Your Dreams) through four weeks. When I’ve talked about how films can have varying performances on streaming compared to their box office, this is what I mean. Goat just managed to gross even $103 million at the box office—so it’s popular, but just barely—but did very well on streaming. Of course, what set Encanto and KPop Demon Hunters apart from the rest was their absolutely insane longevity. Here are the kids film charts through eight weeks to show that: And really KPop Demon Hunters just kept going, and no 2025 or 2026 kids films have had that sort of longevity. I can’t wait to see the sequel in theaters. Film - Two Devils and a Drama As I wrote last week, in the past, theatrical-first film flops weren’t eligible for “Miss of the Week” or “Miss of the Year” honors/dishonors, but since so many more films go to theaters first these days, I’ve made them eligible now! But it’s complicated. You see, this is a Streaming Ratings Report, emphasis on streaming, which makes analyzing this week’s two biggest streaming misses—The Drama on HBO Max (A24’s dramedy starring Zendaya and Robert Pattinson) and Prime Video’s The Devil Mouth (a killer shark movie starring young attractive people)—somewhat tricky. The Drama isn’t eligible for Luminate, but The Devil’s Mouth only had 1.5 million hours in its first week: The Devil’s Mouth notched 5.2 million hours according to Nielsen. Meanwhile, The Drama missed the charts entirely. Not great! But Prime Video is a much bigger streamer than HBO Max. That said, HBO Max titles are on Prime Video, but I think Prime Video prioritizes their original/exclusive titles, which helps boost their viewership. Complicating this further, The Drama made $48 million in the US—while A24 sells foreign distribution; the $57 million of overseas grosses helps A24 sell overseas rights for money in the future—off of a $28 million budget (which seems low for Zendaya and Pattinson, so they might have backend). The Devil’s Mouth, though, had zero dollars at the box office. The other stats for The Devil’s Mouth are bleak, and by “bleak”, I mean horrendous: a 4.7 on 15K reviews on IMDb (yikes) and a 46 on Metacritic (double yikes). The Drama, though buzzy online, only has a solid (but far from elite) 7.1 IMDb score on 121K reviews and a 59 on Metacritic (which is far, far lower than I’d have guessed). So which film is the “Miss of the Week”? I’m giving it to The Devil’s Mouth for one simple reason: it’s a horror film. And almost all horror films, even poorly reviewed horror films, should get a shot in theaters to at least try to recoup some of their budgets. The Drama made money at the box office and The Devil’s Mouth didn’t. It’s just like the situation last issue with Obsession and Masters of the Universe. Sure, Obsession didn’t pop on the streaming charts, but at least it already made it money at the box office. And as we’ve been seeing for years now and we’ll see all fall, theatrical films just do better on streaming. After all, the big “devil” winner this week was actually The Devil Wears Prada 2 with 14.8 million hours according to Nielsen. That’s right, The Devil Wears Prada 2—one of the box office success stories of May—came to streaming and parlayed its $220 million box office into 14.8 million Nielsen hours. Disney also put out a datecdote that it had 15.2 million “views” globally in five days, but again we don’t have a lot of great context for what that means. Here’s how it stacks up to other Hulu films, since I’m categorizing this mainly as a Hulu title (though it was also on Disney+): Share Quick Notes on Film We’re just getting started with this issue, but the rest is for paid subscribers of the Entertainment Strategy Guy, so if you’d like to find out… Whether Hulu has a new hit show on its hands... The top first and third seasons of all time and which shows are climbing those charts… What version of Spidey is the most popular... What sport and TV show are performing better on NBC than the NBA... All the flops, bombs and misses... ...please subscribe! We can only keep doing this great work with your support. Coming Soon! Next week, wow, things stay so busy. One of streaming’s biggest shows of all time, Ted Lasso, returns along with new YA-ish shows from Hulu (The Shards, from Ryan Murphy) and Prime Video (Sterling Point). The Challenge moves to Paramount+, plus My Life with the Walter Boys returns to Netflix and Futurama returns to Hulu. And Netflix has a new horror film, The Last House. Lots to talk about! All month, things stay busy. We’re talking Reacher on Prime Video! Outer Banks and Tires on Netflix! Lanterns on HBO Max! UFC 330 on Paramount+ and the MLB Field of Dreams game on Netflix. And a ton of smaller films come to streaming. Long term, the VMAs are back on 27-Sep! I feel like I haven’t heard much about this show in past years, but I’m seeing more news coverage and buzz for this show than in past years. I’m curious to see how it does.

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Sep 4 • 3:16 PM EDT • Entertainment • entertainment.substack.com
AG: Former home health employee sentenced to 5 years for submitting over $25K of false Medicaid claims

A former Maryland home health employee was sentenced to five years in prison on Friday after submitting over $25,000 worth of false healthcare claims.

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Sep 4 • 2:24 PM EDT • Health • wmar2news.com
I could see my kids' future careers before they were 10

Looking back, I can see signs of my five kids' future careers in their childhood interests. I'm glad I supported them without forcing a path.

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Sep 4 • 1:31 PM EDT • Business • businessinsider.com
🙂 Positive (50%)
Aqara Debuts Five Matter Smart Lights With Apple Home Support

Aqara today introduced five new Matter-enabled smart lights compatible with Apple Home. The lights support Thread and Zigbee as well, and can be paired with Aqara sensors and switches. The Floor Lamp T1 is a tall, rod-shaped light with a wall-wash effect. It has 18 controllable zones that can be set to different colors, and it supports 2000K to 9000K white light at up to 1,000 lumens. Aqara's LED Downlight T2 has a thin profile for low ceilings or retrofitting.

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Sep 4 • 1:12 PM EDT • Technology • macrumors.com
Eagles’ five strongest position groups after roster cuts

These five position groups give the Eagles one of the NFL’s deepest rosters after cutdown day

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Sep 4 • 12:23 PM EDT • Sports • sports.yahoo.com
Five Reasons Nebraska Will Win: Ohio

The Huskers are going to start out hot this season!

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Sep 4 • 11:45 AM EDT • Sports • sports.yahoo.com
Like father, like son: The art, science and family bond behind a local DJ business

Hatfield resident Killian Stewart, 16, had his first professional solo gig five years ago after apprenticing in his craft almost literally from birth, thanks to mentoring from the well-known regional DJ Greg Stewart. Also known as Killian’s dad, Greg is an audio-visual engineer by day. The two of them provide glimpses into the art and […]

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Sep 4 • 9:36 AM EDT • Science • recorder.com
The Wild Lower West: A Statement Victory

Reading FC comfortably saw off Mansfield Town on Wednesday night, scoring five times without reply.

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Sep 4 • 9:05 AM EDT • Sports • sports.yahoo.com
Pittsburgh orders 13 new fire trucks to replace aging apparatus

Pittsburgh will use funding donated by Highmark Health to purchase eight engines and five ladder trucks as the city works to replace an aging fleet

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Sep 4 • 7:44 AM EDT • Health • firerescue1.com
Health insurance costs are projected to rise by most in more than 20 years

The 2027 projection would mark the fifth consecutive year of elevated health benefit cost growth after a decade of more moderate annual increases. It would also be the sharpest increase during the five-year period, up from a projected 6.7%…

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Sep 4 • 7:39 AM EDT • Health • baltimoresun.com
Fall movie season is here. Here’s are five early Oscar predictions

Fall movie season also means Oscar season.

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Sep 4 • 6:01 AM EDT • Entertainment • seattletimes.com
Fall movie season is here. Here's are five early Oscar predictions

NEW YORK (AP) — Fall movie season also means Oscar season.

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Sep 4 • 6:00 AM EDT • Entertainment • newspressnow.com
Fall movie season is here. Here\'s are five early Oscar predictions

Fall movie season also means Oscar season. It might be only just September, but the jockeying for next March’s Academy Awards is well underway. Movies first started revving up their

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Sep 4 • 6:00 AM EDT • Entertainment • lancasteronline.com
Steelers mock draft update: Pittsburgh rebuilds in five-round mock

In our latest Steelers five-round mock draft, we have updated our picks after the Steelers trade and went to Texas for the first two picks.

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Sep 4 • 5:31 AM EDT • Sports • sports.yahoo.com
Arsenal sign De Almeida from PSG

The 28-year-old France international arrives after five seasons with PSG and can operate at centre-back or right-back.Photo by Alex Bierens de Haan/Getty ImagesElisa De Almeida has joined Arsenal from...

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Sep 4 • 5:30 AM EDT • Sports • sports.yahoo.com
Decisions needed with five players currently set to leave

Liverpool are good at a lot of things.The Reds are good at playing their part in summer-long transfer sagas - see Alexander Isak and Bradley Barcola for more details. The 2024/25 Premier League champi...

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Sep 4 • 5:05 AM EDT • Sports • sports.yahoo.com
Is Six Flags (FUN) Recalibrating Its Investment Story With an Arlington Move and 2027 Ride Push?

Six Flags Entertainment recently announced that it will continue investing in Carowinds and Carolina Harbor, with new attractions such as Rip Roarin' Falls set to open in 2027, alongside an ambitious slate of rides including Bakunawa and Werewolf Gorge across several flagship parks. The company also plans to move its corporate headquarters in 2027 from Charlotte to Arlington, Texas, consolidating leadership closer to its five Texas properties while maintaining a regional presence and ongoing...

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Sep 4 • 4:33 AM EDT • Entertainment • simplywall.st
5 Auburn Players Who Could Decide the Baylor Game

Auburn football opens the 2026 season against Baylor with Byrum Brown leading the Tigers. Here are five Auburn players who could decide the Week 1 matchup, including Cole Best, Jared Smith, Cody Sigler and Jo Simmons.

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Sep 4 • 4:10 AM EDT • Sports • sports.yahoo.com
Chaucer targets further global growth as business approaches $4 billion

Chaucer is targeting further growth through its overseas offices under a five-year strategy designed to build on its expansion from roughly $1 billion of insurance and reinsurance business ​in 2019-20 to about $3.7 billion to $3.8 billion today.

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Sep 4 • 3:19 AM EDT • Business • theinsurer.com
Three leaders in the Panhandle Health District resign abruptly as agency shifts focus

Three top officials resigned Thursday night from the health district overseeing five counties in North Idaho.

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Sep 4 • 12:15 AM EDT • Health • spokesman.com
Deep dive
😐 Neutral (11%)
wow
37%
ahah
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Gauff downs Badosa to reach US Open third round

Coco Gauff battled into the third round of the US Open on Thursday with a straight sets victory over Spain's Paula Badosa.The 22-year-old American star, who is chasing a repeat of her 2023 US Open victory, had lost five of her eight previous meetings with Badosa.

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Sep 3 • 9:53 PM EDT • Sports • sports.yahoo.com
Dana Perino disses George Clooney’s ‘smug political sermon’

‘The Five’ co-hosts discuss George Clooney saying the United States government is run by the ‘least qualified people.’

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Sep 3 • 8:24 PM EDT • Politics • foxnews.com
😐 Neutral (14%)
wow
100%
Nurses announce sympathy strikes, pickets on Sept. 15 at five Prime Healthcare hospitals in four states

RNs at two Prime Healthcare hospitals in Nevada and California and nurses and health care workers at a Prime facility in California gave notice that they will hold a sympathy strike for one day on September 15 in solidarity with striking nurses at Olympia Fields Hospital in Chicago, Illinois. Nurses at another Chicago hospital and at a hospital in Lewiston, Maine, will hold informational pickets in solidarity with Olympia Fields RNs on the same day.

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Sep 3 • 8:01 PM EDT • Health • nationalnursesunited.org
Former Syracuse Basketball Player Picks New School For Year Five

JJ Starling will finish his college career at a new school after spending the last three with the Orange, as long as the courts continue to rule in his favor.

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Sep 3 • 7:18 PM EDT • Sports • sports.yahoo.com
Madison Keys Saves Five Match Points to Survive Anna Bondar

Madison Keys produced the escape act of the US Open so far, clawing back from 5-2 down in the third set and fending off five match points before outlasting Anna Bondar 5-7 6-4 7-6(5) in a second-round thriller that had Court 17 on its feet. The 22nd seed and former Australian Open champion looked in …

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Sep 3 • 6:59 PM EDT • Sports • sports.yahoo.com
White House website debuts 5 low-res arcade video games that promote Trump’s agenda

The White House website has unveiled Arcade, a collection of five low-resolution video games that promote different aspects of President Donald Trump’s agenda.

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Sep 3 • 6:11 PM EDT • Entertainment • seattletimes.com
Five Things presented by Compass Minerals: Sporting travels to face FC Dallas

Sporting Kansas City hits the road this weekend to take on FC Dallas at Toyota Stadium down in Texas on Saturday night. Kickoff is set for 7:30 p.m. CT and will be available to stream on Apple TV, while the game will also be broadcast locally on the radio via

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Sep 3 • 6:00 PM EDT • Sports • sportingkc.com
Science Division launches five new centers to foster multidisciplinary research in areas of growing importance and interest

These centers debuted July 1 with five years of initial funding and will focus on marine genomics, geohazards, materials innovation, RNA science, and astrobiology.

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Sep 3 • 4:28 PM EDT • Science • news.ucsc.edu
Deciphering black holes, problematic proteins, and ‘intelligent’ bacteria: 75 undergraduates experience Clark’s ‘Summer of Science’

Seventy-five undergraduate science majors at Clark spent the summer working closely with faculty mentors and diving deep into research. Their projects ranged from black holes in outer space to the ubiquitin protein system, whose dysregulation can lead to the development of cancer and other serious diseases.

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Sep 3 • 12:22 PM EDT • Science • clarku.edu
2 people killed and suspect is dead in downtown Minneapolis shooting

The five wounded by gunfire included two Minneapolis police officers

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Sep 3 • 10:51 AM EDT • Politics • spectrumlocalnews.com
Every Indiana Jones movie, ranked from worst to best

Forty-five years after Indiana Jones first outran that boulder, EW ranks all five of his big-screen adventures from worst to best.

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Sep 3 • 8:40 AM EDT • Entertainment • ew.com
Student explores link between social media use and mental health in youth

The American Psychological Association estimates that teens are spending an average of five hours a day on social media. At Kennesaw State University, one student is examining whether this prolonged use can also impact their mental health. Through KSU’s First-Year Scholars Program, Chance Lundy, a Keeping Sights Upward Journey Honors College student, studied the relationship between frequent social media use and suicidal ideation among adolescents.

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Sep 3 • 8:00 AM EDT • Health • kennesaw.edu
Fall events planned to support businesses through Blatnik Bridge closure

Marketing fairs, weekly construction updates and customer-tracking data are among efforts aimed at helping businesses weather the five-year rebuild of the Blatnik Bridge.

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Sep 3 • 6:00 AM EDT • Business • wpr.org
As sports betting surges, Virginia weighs how to curb gambling harms

As college football season gets into full swing over Labor Day weekend, sports betting companies, public health experts and Virginia lawmakers are confronting a question that has grown more pressing since wagering moved into smartphones: How can the industry keep gambling from becoming an addiction?Representatives from those groups gathered Wednesday at the Hilton Richmond Downtown for a Responsible Gaming Roundtable hosted by the Sports Betting Alliance, an advocacy organization representing bet365, BetMGM, DraftKings, Fanatics and FanDuel — five of the nation’s largest online sports betting operators.

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Sep 3 • 5:27 AM EDT • Sports • virginiamercury.com
Nebraska opens 2026 season against rebuilding Ohio

UNLV transfer quarterback Anthony Colandrea makes his Cornhuskers debut, while new head coach John Hauser leads a Bobcat squad returning just five starters.

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Sep 2 • 11:13 PM EDT • Sports • cbssports.com
Deep dive
😐 Neutral (6%)
wow
73%
love
27%
UConn Football 2026 season preview: The RB Room

Like most position groups, every major contributor at running back from last year is gone. Cam Edwards, Mel brown, Victor Rosa, Oliver Lundberg Coleman and MJ Flowers transferred out. Those five backs accumulated 1,870 rushing yards and 21 of the team’s 26 rushing touchdowns, with Edwards leading the way, racking up 1,240 yards and hitting […]

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Sep 2 • 9:43 PM EDT • Sports • sports.yahoo.com
Dodgers on Deck: Thursday, September 3 vs. Cardinals

The Dodgers finish off their home series against the St. Louis Cardinals with Tarik Skubal on the mound on Thursday night at Dodger Stadium. Skubal in his first month with the Dodgers had a 3.00 ERA in five starts and 30 innings, with 37 strikeouts (a 30.6-percent strikeout rate) against only seven walks, and two […]

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Sep 2 • 8:02 PM EDT • Sports • sports.yahoo.com
Home sports competitions kick off at The Nest

Albany High hosted its first home sports competition of the 2026-27 season at The Nest on Tuesday evening as our boys' soccer team faced off against Schalmont! Our Falcons delivered a thrilling win, defeating the Sabres 4-0. Ahadi Wangya, Adam Rouse, Garnett Ngome Ekiti and Rajanie Morgan each scored a goal, with Ngome Ekiti also delivering an assist. Evan Bermejo recorded five saves for Albany to record the shutout. Come to Albany High tonight, Sept. 2, to pack the stands with Falcon fans! Our girls' tennis team will face off against Guilderland at 4:15 p.m. and our girls' soccer team takes on Berne-Knox-Westerlo at 4:30 p.m. Let's go Falcons!

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Sep 2 • 6:00 PM EDT • Sports • albanyschools.org
Rangers Can't Complete Sweep, Fall 9-2 to A's

The Texas Rangers allowed a season-high tying five home runs as they fell 9-2 to the Athletics at Globe Life Field on Wednesday.

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Sep 2 • 5:59 PM EDT • Sports • sports.yahoo.com
NBA reportedly strips Clippers of 5 first-round draft picks, fines Steve Ballmer $30M in Kawhi Leonard salary cap circumvention probe

The NBA has stripped the Los Angeles Clippers of five first-round draft picks and fined owner Steve Ballmer $30 million at the conclusion of it’s probe into alleged salary cap circumvention with Kawhi Leonard, ESPN’s Shams Charania reports.

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Sep 2 • 4:26 PM EDT • Sports • sports.yahoo.com
Most Lancaster County Republican candidates decline nonpartisan forum invitations

The League of Women Voters of Lancaster County has canceled all but one of its five scheduled candidate forums due to a lack of Republican participation.

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Sep 2 • 4:02 PM EDT • Politics • lancasteronline.com
McDermottPlus Ends Big Health Lobbying After Five Years

McDermottPlus LLC terminates its 5-year lobbying relationship with Big Health Inc. Learn what this means for health policy advocacy.

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Sep 2 • 3:52 PM EDT • Health • legis1.com
Premier League Clubs Spend Record $4.7B on Player Transfers

The Premier League’s transfer spending dwarfed the rest of Europe’s Big Five.

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Sep 2 • 3:50 PM EDT • Sports • sports.yahoo.com
Man sentenced to five years in prison for planning business arsons

A man arrested last year with four Molotov cocktails was sentenced Tuesday before a district judge in Grand Rapids and will be facing 5 years in prison.

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Sep 2 • 2:13 PM EDT • Business • woodtv.com
Five Things We Just Learned From Tomb Raider: Legacy Of Atlantis Previews

Somehow Crystal Dynamics managed to include additions even more unnecessary than crafting and skill trees

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Sep 2 • 12:30 PM EDT • Technology • kotaku.com
Tiger Woods plea deal includes suspended driver’s license for five years

Tiger Woods accepted a plea deal in his DUI case. His driver’s license will be suspended for five years, and he will pay a $1,500 fine.

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Sep 2 • 11:40 AM EDT • Sports • sports.yahoo.com
Tiger Woods takes plea deal for reckless driving in DUI case, loses driver's license for five years

Woods changed his plea to avoid jail time, though he will not escape penalty

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Sep 2 • 10:22 AM EDT • Sports • cbssports.com
☹️ Negative (-3%)
wow
60%
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Tiger Woods Strikes Plea Deal In DUI Case—Loses License For 5 Years, Avoids Jail

Billionaire golfer Tiger Woods will lose his driver’s license for five years after accepting a plea deal that reduced his driving under the influence charge to reckless driving.

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Sep 2 • 9:32 AM EDT • Sports • sports.yahoo.com
Middleton leads Johnson in race for Texas attorney general, but the contest is unusually close

State Sen. Mayes Middleton spent lavishly to capture the Republican nomination and build statewide name recognition. But the most recent polling shows him just five percentage points ahead of Democratic state Sen. Nathan Johnson -- with more than a fifth of voters still undecided.

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Sep 2 • 8:42 AM EDT • Politics • houstonpublicmedia.org
Dead Last. Now What?

Hawai‘i has just been named the worst state in America to do business in CNBC's 2026 "America's Top States for Business" rankings. Hawaii Business Magazine's BOSS Survey backs up what the CNBC ranking suggests: a majority – 57% – told researchers that Hawai‘i is now a worse place to run a business than it was five years ago.

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Sep 2 • 6:39 AM EDT • Business • hawaiibusiness.com
Chevron expands Venezuela position, to invest $7 billion in next five years

Chevron said ‌on Wednesday it had agreed with Venezuela on updated ​terms for its joint ​ventures in the country ⁠and plans to invest ​more than $7 billion over ​the next five years, targeting production of about 600,000 bpd.

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Sep 2 • 6:20 AM EDT • Business • reuters.com
August Monthly Review: ChatGPT In Epic

Death, taxes, another frontier lab healthcare launch inspiring truly insane LinkedIn takes. As much as I want to stay away, I repeatedly am the crewman unplugging his ears whenever we pass these sirens. So it’s not the first and probably not the last time we dial up the typewriter rather than tie ourselves to the mast. The full blow-by-blow timeline: Health API Guy is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe The End of the Standalone PHR (Jan 8): ChatGPT Health arrives for consumers, at the time powered by b.well. I was bullish on the approach in that the best way for the PHR to finally solve distribution was to meet consumers were they already are (i.e. When Horizontal Meets Healthcare (Jan 9): OpenAI for Healthcare puts out the shingle for enterprises, with SharePoint ingestion standing in for the EHR integration the product actually needed. Another One: Anthropic’s Healthcare Debut (Jan 16): Claude's version, on HealthEx rails instead of b.well, with Agent Skills for FHIR development as the one true vertical-specific investment. ChatGPT for Clinicians: The Trap Sprung (Apr 24): OpenAI filled in the missing GTM middle with a free product for verified clinicians, effectively peeling the enterprise wrapper off ChatGPT for Healthcare and taking the PLG fight directly to OpenEvidence. OpenAI’s Second Attempt at Health (Jul 31): a relaunch of their patient specific app, now branded Health in ChatGPT, where the privacy partition came out, the connectors thinned, and b.well disappeared in favor of first-party FHIR work against a smaller network Beyond a Shingle So what was announced now? Today, we’re introducing a new electronic health record integration that brings authorized patient context from Epic into ChatGPT for Healthcare, along with the Healthcare Public Data plugin for direct, structured access to official healthcare datasets like PubMed, DailyMed, and CMS Coverage. Together, these capabilities bring ChatGPT closer to the systems and sources healthcare teams trust, while supporting the controls and compliance healthcare work requires. The core portfolio is unchanged from prior announcements we delineated and discussed (aside from the relaunch of patient-facing). Since trade publications still seem to be confusing them by using the wrong names: Enterprise sales motion: ChatGPT for Healthcare Protecting their core product / PLG: ChatGPT for Clinicians Consumer/patient-facing product: Health in ChatGPT So really, this is a feature release (specifically for ChatGPT for Healthcare when it comes to EHR integration). What’s cool about it, though, is that we are moving beyond just putting out a shingle. Everything in the January enterprise launch was horizontalizable: Horizontal tech companies thus generally start verticalization with their “putting out a shingle phase”. Telling the world you’re open for business as a horizontal tech company reliably attracts early inbound interest from buyers who are already trying to force-fit horizontal tools into domain-specific workflows and are eager for any signal that the vendor intends to support their use case more directly. Nothing was really vertical specific, which is exactly what you'd expect from the ultimate hypergrowth horizontal company dipping their toes into specific industries. But eventually you have to stop changing the sign on the door and start changing the product. Can you guess where the horizontal product was going to run out of road? This is the core dilemma writ large: verticalization requires differentiation, while scale economics of consumer and horizontal push toward unification. I’ve buried the lede so deep here it will be painful to some readers, but what should be shocking to no one is that my perspective is that EHR integration is the only path that meaningfully resolves this tension for ChatGPT for Healthcare. Integration with Microsoft Sharepoint is fine, but it is categorically insufficient for any product that hopes to influence clinical decision-making. SMART Money Well here we are, eight months later! Real vertical investment has begun, which surprised a few people. One friend in the industry messaged me: “Absolutely no way Epic gave ChatGPT API access.” Looking forensically at the announcements, the integration is notably read-only across appointment notes, laboratory results, medications, and specialist documentation. So while I’m not a betting man, I'd wager the house this is a SMART on FHIR launch: That sounds a lot like USCDI! The recommended path for the workflow they outline would be SMART on FHIR Their Health AI lead’s post is evocative of both standalone and EHR launch SMART, which another termed “ChartGPT” and “EHR Plugin” The implementation burden for SMART on FHIR is the lowest of the available integrative paths This is the team who literally did patient-facing SMART on FHIR with Epic last month Most importantly, if you’re a horizontal company, you generally still haven’t taken the full plunge and thus (overly) value reusability. SMART on FHIR is the logical compromise: healthcare-specific enough to matter, but standardized enough to reuse. Nobody Asked Judy Another friend asked “I thought they had to go to each health system, or did they go direct to Epic and now health systems opt in?” Given the trust paradigms in healthcare, this functionally cannot be Epic hoovering up all the data for OpenAI and shoving ChatGPT in their customers’ faces (or they would revolt). However, I do believe the aforementioned terrible coverage by TechCrunch and other outlets is probably responsible for that question, given the 325 million reference. When using FHIR as a business associate to an Epic customer, there is no EHR gatekeeping to speak of, as that isn’t how fhir.epic.com works: You register an app You pick your APIs You test against the sandbox APIs You list as “Ready for Production” Hospitals pick your app You test and go live with them Bluntly, nobody had to say yes or no in Verona (nor were they given the chance). Vendor Services (their next developer tier up that I doubt OpenAI is using quite yet in this initial release) certainly has contractual paperwork that some resent, but even there, the twin pressures of mounting antitrust and information blocking make outright gatekeeping increasingly fraught. My friend’s sentiment is, to me, representative of a broader industry neurosis, perhaps a sort of scar tissue of prior eras: people assume the gate is still there and never actually try the door. There are certainly other ways Epic (and any EHR) can put its thumb on the scale, but they are not so dumb as to stand in front of a federally mandated API and play bouncer at this exact moment in time. So I think they can and probably should go deeper, as this release is at best parity and at worst behind vertical-specific competition. OpenEvidence did a basic SMART launch with Sutter Health in February, allowing for more convenient evidence search by providers. They then add patient-context (the equivalent SMART on FHIR flow to what we see here) when Cedars-Sinai went enterprise-wide in May. UpToDate has four distinct applications across deeper workflows like patient engagement listed in Epic Showroom and announced a partnership with Epic to power Art at UGM Abridge and other ambient scribes have invested deeply into the deepest bidirectional clinical copilot workflow with integrations well beyond SMART on FHIR. In that light, the “Who is OpenAI primarily targeting here?” is clear. This release brings them into striking distance of OpenEvidence, but not the others quite yet. They are the only one of the three you can reach without building something truly Epic-specific. When will they go further? Competition is a great motivator to overcome the horizontal demons and start building things that can’t be reused: not across industries, not across EHRs, maybe not past the customer you built them for. That’s the price of actually verticalizing. The question is if and when OpenAI will be willing to pay it. Month in Review Here is the monthly review. As a reminder, this is a regular round-up of the month’s posts and other content to surface things you may have missed across regulation, litigation, interoperability, and beyond. AI assistance is used in these bullet summaries so I can focus on articles. Articles Published: None this month Video Content: The Information Exchange: Standards-based Thruple Edition (Aug 14): Back to school for us too, with Brad reporting in from the CMS Health Tech Ecosystem’s one year anniversary in DC. We get into the January CMS-0057 deadline, the fall rulemaking reading list, and why enrollment still keeps most apps off FHIR. The Information Exchange: Epic Dúnadan Edition (Aug 25): A UGM roundup with Ryan Brickner joining for the first time to check our takes against what the building actually thinks. Rangers, Ergo sitting on top of EHI, and a down-market lineup that needs some cuts. Regulatory: Stacked Deck, Bad Hand (Aug 05): ONC’s website refresh took the entire HIT Policy Committee record with it, so I rebuilt the archive and went looking for the regulatory capture story everyone assumes is buried in there. Stacking the deck and winning the hand turn out to be very different things. The Sixth Generation of Patient Access (Aug 19): A quick catalog of the five generations of patient access we’ve layered on since HIPAA, and the two candidates now competing to be the sixth. One is planned. The other is the market routing around the plan entirely. Court cases: Three Cases Walk Into a Docket (Aug 06): Two surprise settlements cleared the board in a single week, and then Judge Maddox dropped ninety-four pages on Vyne v. Henry Schein. The sleeper is a DMCA holding that makes direct-to-database a considerably riskier business model. Epic v. Health Gorilla: Into the MDL (Aug 10): Nine class actions are headed to Miami, and the Panel signaled it wants to bring the case that spawned them along too. That would leave Epic arguing the requests were obviously fraudulent in one courtroom and unknowable in the other. Amazon v. Perplexity: Agents Are Legalized! (Aug 11): The Ninth Circuit vacated the injunction against Comet, holding that the user is the one accessing the servers rather than the company that built the agent. A real win for agentic access, and a much narrower one than the headline suggests. Veeva v. Epic: Come At Me, Bro (Aug 26): Epic’s response brief wants the dismissal affirmed and, unusually, wants the opinion published as precedent. Buried in it is Epic’s own description of what its non-competes actually prohibit, which current and former employees should read closely. EHRs: The Contract Epic Would Never Sign Today (Aug 04): A 1999 SEC exhibit catches Epic licensing nearly its entire product line, Tapestry included, to the company that became TriZetto. The marketing services menu attached to it is the part that will make you blink. Forecast from Verona (Aug 07): The Epic Almanac makes one argument six different ways: the AI is only as good as the networks behind it. Emmie headlines, Art’s context stack is the most ambitious part, and Penny finally gets an autonomous coding date on the calendar. Works With Epic MyChart (Aug 17): Epic’s first new Showroom category since the death of Workshop certifies hardware instead of software, badge on the box and all. Made for iPhone, but for blood pressure cuffs, and rough news for anyone selling the RPM stack sitting in between. UGM Hot Takes 2026 (Aug 20): Everyone else covered the AI announcements, so I went after Savvy deleting the payment gateway, Rangers as Boost with the timer removed, and a down-market lineup with too many entries. Plus the Health Grid tidbits I cannot help myself on. MyChart Central Grows Up (Aug 24): Device data and Emmie turn Epic’s identity hub into a full consumer platform, which is both a logical answer to ChatGPT and a bit of a mistake. It also happens to be the best scraping target Epic has ever shipped. Industry Analysis: The Wrong Yardstick (Aug 12): Vertical software keeps getting judged against Superhuman and Notion, which is the wrong bar entirely. Your user is comparing your product to a whiteboard and forty phone calls before lunch. Primitives vs. Abstractions (Aug 27): Developers want building blocks, systems of record prefer to hand out business logic, and both sides have a real case. There’s no test from the outside that separates the engineering reason from the competitive one, which is why this keeps ending up in court. Cross-industry Comparisons: The Two Kinds of Platform Power (Aug 18): Attention power and record power are different problems that keep getting handed the same regulatory toolkit. Congress’s latest swing at Big Tech shows both what’s possible and where it falls apart. The Dogs of (Platform) War (Aug 21): A CourtListener alert turned up a property management fight with healthcare’s exact shape and none of the Cures Act. Shell prospects, ghost accounts, a notetaker bot that came back to haunt someone, and a lawyer arguing both sides of the same theory in two states. Fractals All the Way Down (Aug 31): Yardi dominates property management right up until you zoom into one segment, where AppFolio owns it outright and Yardi doesn’t appear at all. Where you draw the line around a B2B software market is about to decide an awful lot of cases. Other News: If Judy Had the Courage (Aug 13): A short eulogy for the era when software was allowed to look insane: WinAMP, bold colors, and everything the grey chatbot era has taken from us. External Media: Portland Monthly Health Tech Meetup: Erin O’Brien channeled my own feelings - maybe it’s just because it’s August and beautiful, but the monthly edition of the PDX Health community meetup was a ripper. Make sure to reach out if interested to join for the next one. STAT’s Coverage of Epic This Month: Brittany Trang of STAT did a fantastic job of breaking the FTC investigation that’s been lurking, as well as UGM related coverage, so I had to give her her wish of a meme. Fall Conferences: I’m pumped to be kicking off my fall conference season in NYC at Nabla Accelerate next month, which Chrissy provided the link to apply for. Here’s the rest of my schedule in case you want to meet up: Commonwell (Redwood Shores, CA): Oct 13-14 Open@Epic (Madison, WI): Oct 21-22 eHealthExchange (Austin, TX): Oct 27 Sequoia Project (Austin, TX): Oct 28-29 HLTH (Vegas): Nov 15-18 RSNA (Chicago): Nov 29-Dec 3 Posts I Liked: HTI-6 Should Unbundle API Certification: Josh Mandel makes the case that HTI-6 should split (g)(10) into separate authorization and data certifications, so a PACS or a genomics platform can certify only the role it actually performs. Imaging is the urgent example, but the structure solves a much bigger problem. On implementing ePrior Auth with Epic: Scott Rossignol’s field notes from a live ePrior Auth build on Epic, including the two app registrations nobody warns you about and the CPT mapping problem waiting at the end. CMS-0057 implementations are going to be such a beast. Healthcare point solutions are starting to look a lot like streaming services: Spencer Dorn runs the cable-to-streaming arc against health IT and lands squarely on the bundling half of the cycle. Bundling can be good! It can also be bad! Life is nuanced. Health API Guy is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe

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Sep 2 • 5:05 AM EDT • Health • healthapiguy.substack.com
FiveThirtyEight’s Podcast Hosts Reunite for a New Show

Nate Silver, Clare Malone and Galen Druke will host “Still Counting,” a nonpartisan politics show — on a decidedly partisan podcast network.

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Sep 2 • 5:04 AM EDT • Politics • nytimes.com
Free cholesterol tests on the NHS are great – but here’s the five-point health MOT I’d really like to see

You could be walking around symptom-free and not know you’re pre-diabetic, living with hypertension or at a high risk of a heart attack, says public health academic Prof Devi Sridhar

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Sep 2 • 3:00 AM EDT • Health • theguardian.com
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Five moments that shaped Taylor's legendary career

From writing a letter to her idol as a 10-year-old to messaging a promoter on social media, here are five sliding doors moments that helped shape Katie Taylor’s career.

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Sep 2 • 2:58 AM EDT • Sports • sports.yahoo.com
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More than half of Premier League clubs break transfer records

More than half of the Premier League's clubs have broken their transfer records in a summer window featuring four of the top flight's five most expensive ever deals. After England internationals Elliot Anderson and Morgan Rogers joined Manchester City for £116 million ($157 million) and Chelsea for £117 million respectively, the final two days of the window brought an even bigger pair of deals as summer spending pushed beyond last season's record of £3 billion, with the final figure yet to be co

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Sep 2 • 12:33 AM EDT • Sports • sports.yahoo.com
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5 USA Regulars Who Secured Summer Transfers To European Clubs

Five U.S. national team regulars found new clubs during Europe's just-closed summer transfer window.

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Sep 1 • 9:49 PM EDT • Sports • foxsports.com
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Too much coffee may weaken bones, study finds

Following nearly 10,000 older women for 10 years, researchers found that tea drinking was associated with slightly higher hip bone density. Moderate coffee consumption did not appear harmful, but drinking more than five cups a day was linked to lower bone density. The findings suggest tea may offer a small bone-health boost, while excessive coffee could carry some drawbacks.

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Sep 1 • 8:00 PM EDT • Science • sciencedaily.com
What Box Office Bomb Crushed Obsession on Streaming?

(Welcome to my weekly streaming ratings report, the single best guide to what’s popular in streaming TV and what isn’t. I’m the Entertainment Strategy Guy, a former streaming executive who now analyzes business strategy in the entertainment industry. If you were forwarded this email, please subscribe to get these insights each week.) Before we get into this week’s issue, let me ask you for some suggestions. At the risk of coining too many names for too many things (hence my dictionary of terms...), I need a name for straight-to-streaming films that are too expensive to justify a straight-to-streaming release, but not big enough to justify a theatrical release. Like some of the films I highlighted in last week’s tally of the biggest film flops of 2026 so far: Hulu’s Mike & Nick & Nick & Alice, Pizza Movie or Never Change! They don’t feel like “made for TV movies” (think Hallmark and Lifetime movies, cheap Netflix romcoms, or Disney Channel Original movies, for example) but they don’t feel big enough for the big screen. They’re not “cinematic” enough, so to speak. As I wrote... “I still need a name for this middle zone of film that’s too expensive to go straight-to-streaming but too small to justify a theatrical release (with all the PR, distribution, marketing and whatnot costs that go along with it), the Goldilocks zone of streaming film death.” Friend of the newsletter Brandon Katz has suggested the “Bermuda Budget Triangle”, “The Platform Gap” and “The Distribution Deadzone”. I love that first one. I’d offer up the much wordier “The Streaming Budget Dead Zone” or “the Goldilocks Zone of streaming film death” but that last one isn’t accurate since, unlike Goldilocks’ porridge, these films are the opposite of “just right”. That’s the problem! Anyway, if you have any suggestions, let me know! On to today’s Streaming Ratings Report. As you can tell by today’s headline, things are going to be spicy! I’m looking at a box office bomb that did really, really well on streaming, somewhat challenging a few different narratives. And another Netflix series declined in its second season. All that, plus Wicked: For Good switching streamers, The Hawk continuing its strong run, _The Bear’_s finale season finally dropping off the charts, the WNBA posting a big viewership number, “shallow libraries”, a sitcom spinoff failing to launch, more big budget IP flopping on Paramount+, all the flops, bombs and misses, and a whole lot more. Let’s dive right in! (Reminder: The streaming ratings report focuses on the U.S. market and compiles data from Nielsen’s weekly top ten viewership ranks, Luminate’s Top Ten Data, JustWatch and Reelgood interest data, Samba TV household viewership, company datecdotes, Netflix hours viewed data, Google Trends, and IMDb to determine the most popular content. While most data points are current, Nielsen’s data covers the weeks of July 20th to July 26th, 2026. You can find a link to my terminology here.) Subscribe Film - The Latest Theatrical Success Story on Streaming In the latest edition of “Flops, Bombs and Misses of the First Half of 2026”, I made a crucial change: I started including theatrical films with the streaming misses. The streamers have collectively—including Netflix, but not to as big of an extent—stopped making a lot of straight-to-streaming films, and the ones they do make aren’t as expensive as in the heyday of the streaming bubble. After the following two films bombed in theaters, you’d guess that they’ll be included in my next collection of flops, bombs and misses six months from now: Masters of the Universe on Prime Video (only $64 million domestic box office) Mortal Kombat II on HBO Max ($79 million domestic) But you’d be wrong! Masters of the Universe, a reboot of the He-Man franchise, a toy from the 1980s, came to streaming on 22-July and did great! This long-gestating project—it’s been at every studio for years, and came close to getting a greenlight at Netflix—then finally came to theaters in June, and showed up on streaming less than two months later. (I don’t love this short theatrical window.) It surprisingly grabbed nearly 20 million hours on its debut: That means, wait for it, Masters of the Universe is currently the eighth biggest film on streaming through two weeks. My rough bar for “hit” is shows or films in the top 15%. Ergo…Masters of the Universe is a legit, streaming hit! (One quick caveat: if it falls out of the top ten next week, it will move to 13th overall, just on the edge of the top 15.) Of course, that’s the data for just 2026. Here’s how it stacks up to Prime Video’s theatrical films: That drop into its second week is typical for Amazon films, but also a worrying sign. I have a feeling interest in this film is front-loaded and we’ll see it drop off after this. As for Mortal Kombat II, in this case, the viewership numbers roughly match the theatrical outing, with only 4.1 million hours in its first week. Here’s how it stacks up to other HBO Max films: The best defense of this number is that, as a relatively violent rated-R film, Mortal Kombat II never had a good chance at breaking out. So now it’s time for a little big of “Entertainment Nuance Guy”: First, yeah, my headline is obviously facetious, since Masters of the Universe besting Obsession says more about horror as a genre than it does that film. Second, I read and listened to quite a few “nobody wanted this IP” takes about Masters of the Universe, and that’s not really true. At least enough people wanted it to power a 20 million+ hour debut! Third, both this film and Mortal Kombat II were considered “average” by viewers, but not great films, with a 6.4 and 6.3 respectively on IMDb. That’s just shy of the level needed to be a word-of-mouth hit. Fourth, in the olden days, strong word of mouth could transform a box office miss into a cable/DVD hit, like Austin Powers or The Shawshank Redemption. We haven’t seen a lot of examples of that on streaming, though. And there are far fewer ways to monetize the post-theatrical life of a film these days. Fifth, Prime Video has shown an ability to push their own titles well, likely because they control the Amazon Fire TV ecosystem. Add it all up, and here’s my nuanced take on Masters of the Universe: it was a box office bomb, but, shockingly, a streaming hit. Unfortunately, while being a theatrical hit saves your film financially, being a streaming hit does not. Both Masters of the Universe and Mortal Kombat II had big budgets and needed to make more money in theaters to justify them. So…Straight-to-Streaming or Theaters? We’ve hit a really fun point in the streaming calendar, since the films that came out in theaters in April, May, and June are now arriving on streaming. So the “Do theatrical releases help streaming performances?” question is gonna get a fresh round of updates nearly every week. No single week will answer the question, but we may get some insights. For example, so far in 2026, it looks like theatrical films are lasting longer on the weekly Nielsen film charts. Here’s a list of films that have made the charts in their fourth or fifth week of release, separated by “for kids” and “general entertainment”: It certainly seems like theatrical films are lasting just a pinch longer on the charts, with Project Hail Mary being the current five-week champion. One Battle After Another did well for HBO Max too, and even The Sheep Detectives made it four weeks. The only exception to this trend? Obsession, which only lasted two weeks on the charts. You might tempted to overreact to this news. Don’t. Obsession is a huge horror hit, but horror just doesn’t do as well on streaming. By the way, here’s the Google Trends for various theatrical and stremaing films: Plus, when it comes to Netflix in four months, Obsession may have another big boost. Quick Notes on Film Note that when I write, “the streamers have pulled back on straight-to-streaming films” that doesn’t mean “abandoned” because Netflix is gonna Netflix. On 24-July, they released 72 Hours, a Kevin Hart comedy. Along with Eddie Murphy, Mark Wahlberg, John Cena and Adam Sandler, Kevin Hart is a streaming film star now. Did this latest one work? Not really. It only garnered two weeks of 13.2 and 12.2 million hours on its debut, well below the 20-million-hour hit threshold. It also was poorly received critically—a 44 on Metacritic—and by customers—a 5.4 on IMDb on 21K IMDb reviews. We’re just getting started with this issue, but the rest is for paid subscribers of the Entertainment Strategy Guy, so if you’d like to find out… The latest Netflix true crime doc to pop on the charts… How The Bear finished its run… Netflix’s latest Western to return to streaming… What Paramount+ animated film flopped… And what sitcom also missed… All the flops, bombs and misses… And a whole lot more… ...please subscribe! We can only keep doing this great work with your support. Coming Soon! I’m behind by a week, so we’ve got two issues coming your way this week, including one in a couple of days or so, then we’ll be all caught up**.** Next issue, inspired by The Super Mario Galaxy Movie coming to Peacock, I’m going to take a look at the workhouse of streaming TV: kids films. Plus The Devil Wears Prada 2 continues theatrical films’ big run on streaming. All that, plus another surprise hit on Hulu, Lioness on CBS, and a whole lot more. Long term, LeBron James is filming his own “Last Dance”-style docu-series, surprising no one. But as I’ve been writing about a lot this summer, this genre is really overrated, so whoever ends up buying it (reportedly ESPN) really shouldn’t pay too much for it.

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Sep 1 • 6:15 PM EDT • Entertainment • entertainment.substack.com
Penguins and First National Bank Announce Fourth Annual ‘FNB Small Business Development Camp’ Program for Local Pittsburgh Businesses

The Pittsburgh Penguins and First National Bank, the largest subsidiary of F.N.B. Corporation, will be hosting the fourth annual FNB Small Business Development Camp, designed to assist locally owned small businesses in the Pittsburgh area. Five local businesses will be selected to participate in a six-week training program consisting of

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Sep 1 • 12:55 PM EDT • Business • nhl.com
Northeast Georgia Health System marks 75 years of growth and service

Seventy-five years ago, Northeast Georgia Health System began with a 90-bed hospital that some skeptics believed would never fill its beds.

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Sep 1 • 11:23 AM EDT • Health • gwinnettdailypost.com
gamescom 2026’s Steam wishlist winners

gamescom wrapped up last weekend, and it was bloody fantastic. It really felt like the industry had a spring in its step again. The show itself was BUZZING, with 368K attendees (+3% over last year), maxed-out exhibit space, and Opening Night Live pulling over 78M online views (+7.5%). Let’s have a look at the games at the event that brought in the most new Steam wishlists between August 23 and 30. One quick thing before we start, and stop me if you’ve heard this one before, but wishlists are NOT a barometer for launch sales (they’re bookmarks, not baskets is what we always say over here at Alinea). With that aside, wishlists are a nice gauge of hype, so let’s dive in. Witche(r)s and Warlocks take the top two spots The biggest game of the event (by new wishlists, anyways) wasn’t a game at all. It was an expansion. The Witcher 3: Wild Hunt’s upcoming expansion, Songs of the Past, nabbed 451K Steam wishlists by the end of the weekend. It’s a big example of something we bang on about constantly: proven IP with built-in fandom is the most powerful force in this market. But said IP can also ripple into other external success stories (more on that later!). Anyway, Songs of the Past debuted at Opening Night Live, and it’s the first Witcher 3 expansion in over a decade, landing next year after a full Witcher 3 remaster (free for existing owners!) arrives next month. The Witcher 3 has sold around 66M copies, and I’ll be one of those owners jumping back in to refresh myself on the core game (like there isn’t enough to play!), then play the expansion next year. This is all part of CDPR’s plan. The studio is clearly whetting everyone’s appetite for The Witcher 4 in 2028 via a classic bridge strategy. Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe Releasing a free 4K remaster next month – followed by a proper expansion in 2027 – keeps IP top-of-mind across a huge gap between content (games-wise, anyway). It kind of echoes Capcom’s evergreen catalogue strategy. And outsourcing co-development to Fool’s Theory (a studio led by trusted Witcher 3 veterans) keeps CDPR’s internal headcount focused on The Witcher 4. #2 by wishlists between Aug 23 and 30 went to another giant IP: Warlock: Dungeons & Dragons, published by Wizards of the Coast and developed by Invoke Studios (a team of ex-Far Cry, Watch Dogs, and Splinter Cell devs). It’s due to launch in 2027, and it looks brilliant so far. It’s a dark-fantasy open world with third-person spell-slinging. It’s a very Witcher-ish aesthetic. As you might expect, 48% of Warlock’s Steam wishlisters have played Baldur’s Gate 3, and 46% have played The Witcher 3. One to watch. For sure! Mash-ups: Anime GTA (!?) and a city-builder for kids (and adults) Ananta took #3 with 302K new wishlists. It’s an open-world game that looks like GTA and Persona had a baby. It was published by NetEase, developed by Naked Rain, and got a trailer at Opening Night Live. I got hands-on at the show, and it wears its influences openly; there’s literal web-slinging (very Spider-Man) and a LOAD of mini-games (Like a Dragon). It’s free-to-play and out in January. For Ananta, Naked Rain is taking the free-to-play, cosmetics-only route. That’s certainly a choice for a single-player open-world game. Without gacha mechanics driving high ARPU, Ananta is betting purely on top-of-funnel reach and long-term retention. This puts pressure on skin appeal when there’s no multiplayer lobby to flex in (although, co-op is reportedly coming later). Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe Then there’s Lego Skylines (273K wishlists between Aug 23 and 30), which does exactly what it says on the tin. It’s a cosy Lego twist on the city-builder genre, as shallow or as deep as you fancy (five min quick sesh or ten-hour no-lifer session; latter for me). There’s some family-friendly stuff in there like couch co-op, which is only really viable on console. Iceflake Studios, which Paradox acquired back in 2020 is developing this one. So Paradox is probably looking for a family-friendly onramp to its rad Cities: Skylines games. The overlap there is plain, with 33% of Lego Skylines wishlisters having played Cities: Skylines and 16% Skylines II. There’s no doubt plenty of parents here (and uncles, ahem) planning to indoctrinate the next gen of city-builders. I’ll definitely be playing with my youngest nephew. This one could be big and educational. I’m very curious to see more. Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe Mature IP, new and old, rounds out the list As for the rest of the list of gamescom games by new wishlists between Aug 23 and 30: Heroes of Might & Magic III Remake got 189K new wishlists. It remakes the iconic 1999 turn-based-strategy classic in full 3D and 4K. It follows this year’s Heroes of Might & Magic: Olden Era (~1.8M copies sold, as per our estimates), and around a quarter of the III Remake wishlisters have played Olden Era, including 7% of them this month. Wardogs – a $40 PvP shooter – added another 146K to an already massive pile (nearly 1.6M total). It’s published by Team17 and made by Bulkhead. It plays somewhere between the tactical squad stuff of … Squad and the all-out-chaos battlefield of … Battlefield. It’s up to 100 players, and it’s out in about 10 days. It’s already pre-sold over 500K copies on Steam ($16.6M), boosted by a pre-order-only beta. It sold another 70K copies during gamescom, too. Afterworld managed 121K new wishlists. It’s a Paradox-made post-apocalyptic grand-strategy game, and it was announced at the show. It’s a departure from Paradox’s usual historical stuff, and the studio’s first new setting in over a decade. The Paradox purists are into it, with over half its wishlisters having played Hearts of Iron IV (19% this month) and 41% Crusader Kings III (17% this month). Metro 2039 got 110K during the show, tunnelling its total past 1.3M. Nearly 40% of wishlisters have played 2020’s Metro Exodus, the previous mainline title in the series. The Metro novels are Russian, dev 4A Games is Ukrainian, and it’s set in Moscow, so it’s unsurprising that – after the US (17.3% of wishlisters) – the next two countries are Russia (12.7%) and Ukraine (10.0%). The Blood of the Dawnwalker drew in (the blood of) 108K new wishlisters, now totalling an impressive 1.7M (at a $70 price point, though). It’s an open-world dark-fantasy action-RPG set in 14th-century Europe (with vampires!), made by some former Witcher devs at Rebel Wolves. Again, it shows. Over half of Blood of the Dawnwalker’s wishlisters have played The Witcher 3, and its #2 market is Poland, home of Rebel Wolves. That’s that hometown-hero effect we keep banging on about again! And Blood of the Dawnwalker plays very well, by the way. While it looks like a Witcher clone on the surface, it actually brings a lot to the table mechanics-wise. I love the whole time-as-a-currency spin on RPG gameplay. It gives the game a different, refreshing pace. Essentially, you start Blood of the Dawnwalker with a pool of 480 action points spread across 30 days and 30 nights. As for how the game performs, we’ll be posting some numbers next week, so hit subscribe below to get that in your inbox when it’s ready. Subscribe The Witcher’s legacy ripples Make no mistake: on a high level, this was The Witcher‘s gamescom. The #1 game by wishlisters was a Witcher 3 DLC. Warlock is clearly Witcher-inspired – as is Blood of the Dawnwalker, which was made by ex-Witcher devs. There was a lot of other cool stuff on the floor that we’ll no doubt be covering in subsequent newsletters, though! As always, wishlists went through the roof for sequels, remakes, DLC, and licensed IP. As always, though, these wishlists will likely convert to about 5% to 10% of launch-day buyers, with the probable exception of The Witcher DLC – the exception that proves the rule. Either way, we’ve got a nice, diverse list here – one that is very Witcher-y, Paradox-y, and – if you’re a fan of great games on Steam – a bloody good list. We even got a bunch of new IP to get excited for. Great gamescom! Even if we are still processing that unfathomable number of mini Kölsch beers! One more thing: GTA 6 broke the internet (again) Move aside, Spider-Man and The Odyssey (I love you both, really). But the decade’s defining entertainment zeitgeist is round the corner. Unless you’ve been living under a rock, you’ll know that Rockstar dropped an extended look at GTA 6 last week. It was INSANE, the most impressed I’ve ever been by a showcase like this. You can see the budget seeping through every second of the extended look, and this level of game is unobtainable for any other publisher. Everyone’s going nuts, and rightly so. GTA 6 is out in holiday 2026, and it’ll be the biggest entertainment release ever, full stop. For those without a PS5 or Xbox Series console, a $500-$900 console is a big ask in this economy, but GTA will pull a lot of last-generation-console fence sitters over the current-gen fence either way: The autumn timing puts GTA 6 on (digital) shelves for the holidays, meaning a PS5 or Xbox (let’s be honest, mostly the former) will be on many a Christmas and Hanukkah list. Demand will outweigh the struggling supply, though, and PS5 Pros are already sold out and being sold at a markup via scalpers. Every console that isn’t on a shelf is a sale deferred or lost, and worse, it hands scalpers the margin. GTA has cultural clout that reaches everyone. It’s been a mainstream fixture since 2001’s GTA III and its clout has only grown exponentially since then. There’s a touchpoint for every generation alive. The FOMO-word-of-mouth double punch does the rest. Loading... It’ll reactivate the lockdown cohort, the millions who picked up gaming in 2020-21 and churned. GTA 6 will bring them back. Remember when College Football 25 brought a bunch of US gamers to current-gen consoles? GTA will do that globally. Once they’re back (or upgraded), and all GTA’d out, the fresh current-gen-console folks will check out the rest of the current-gen catalogue they missed. GTA Online, if not free to play, will also lead to a boost for PS+ and Xbox Game Pass, another boost for the ecosystem players. Want more free estimates and insights in your inbox twice a week? Subscribe below! Subscribe Even some of the smug PCMR 60FPS crew won’t be able to resist their FOMO and will bite the bullet on a console to play this one early (then double dip). The consoles cost the same as a decent stick of RAM these days anyway lmao… Don’t get me wrong, though. GTA 6 is no silver bullet for the mature console market, but it does prime the current gen for a couple of strong swan-song years. And it’ll also give the consoles more users from which to maximise ARPU. ‘’We are in the latter half of the lifetime cycle of [the PS5],’’ said Sony President and CEO Hiroki Totoki in a Wall Street Journal interview. ‘’That means we do not need to aggressively sell the console today; rather than that, we are focusing on the current revenue from the current user base.’’ The biggest, best premium games always arrive late in a console cycle, so getting more players aboard now, ahead of that content storm (the new current-gen-only Call of Duty included), is a clear win for the platforms. On the Netflix thing, though: let’s all chill out a bit, like. Half my LinkedIn feed was going bonkers treating the reveal debuting on Netflix like it’s the future of entertainment. It wasn’t. It was a six-hour head start, and Netflix left that detail out of the “first-of-its-kind partnership” press release. The extended look hit Netflix at 3pm ET on 27 August, then went up on YouTube and Rockstar’s site for everyone six hours later. And it was all over social immediately, anyways. This reveal was going to reach an untold number of people whether it debuted on Netflix, YouTube, a Times Square screen, or a group chat. The last trailer did nearly half a billion views in a day with no gatekeeper at all. Netflix just stood next to that audience for six hours, borrowing it. It’s was a tidy deal for Netflix, sure. But every outlet on earth was breaking the thing down frame by frame by the evening anyway. Anyway. I’m hype. And we’ll be covering some GTA numbers on the newsletter soon. So hit subscribe below to get that in your inbox when it’s ready! Subscribe The last word Reply to this email – or reach out here – if you have any feedback for the newsletter – or want to request a game for us to cover. [Alinea Analytics boasts the most accurate PC and console estimates in the business. Game makers use our platform to understand their audience, keep an eye on the competition, monitor sales trends, and spot new opportunities. We equip game studios and financial institutions with accurate data and the confidence to make smarter, data-driven decisions. Want to talk about all things games market data? We’d love to chat!]

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Sep 1 • 10:27 AM EDT • Technology • alineaanalytics.substack.com
Sioux Falls YPN announces Four Under 40 nominees

Fifty-five nominees have been announced for the 2026 Four Under 40 Awards from the Sioux Falls Young Professionals Network of the Greater Sioux Falls Chamber of Commerce.

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Sep 1 • 10:27 AM EDT • Business • siouxfalls.business
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HHMI Announces Five Competitions for Scientists Across Career Stages

This year’s Gilliam Fellows competition, opening today, is the first of five upcoming HHMI competitions supporting scientists across career stages – from undergraduates to senior faculty. The competitions aim to expand the institutional and geographical reach of the Institute’s programs.

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Sep 1 • 9:05 AM EDT • Science • hhmi.org
AMC Entertainment Holdings (AMC) Could Be 3% Undervalued Following Leawood Films Launch

AMC Entertainment Holdings (AMC) has launched Leawood Films, a new distribution arm aimed at putting more small and mid-budget movies into theatres worldwide by using AMC’s existing marketing reach and screen footprint. AMC Entertainment Holdings shares last closed at US$2.64, with a 90 day share price return of 27.54% and a year to date share price return of 63.98%. However, the 1 year total shareholder return declined 6.05%, and longer term total shareholder returns over three and five...

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Sep 1 • 7:30 AM EDT • Entertainment • simplywall.st
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New report to shed light on lasting health impact of 9/11 rescue effort

Twenty-five years after the 9/11 attacks, the FDNY is set to release a new report detailing the long-term health effects of the rescue and recovery effort on firefighters, EMTs, paramedics, officers and other responders.

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Sep 1 • 5:46 AM EDT • Health • abc7ny.com
New report to shed light on lasting health impact of 9/11 rescue effort

Twenty-five years after the 9/11 attacks, the FDNY is set to release a new report detailing the long-term health effects of the rescue and recovery effort on firefighters, EMTs, paramedics, officers and other responders.

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Sep 1 • 5:46 AM EDT • Health • 6abc.com
The Five Questions You Should Ask Before Believing the ‘Science of Math’ (Opinion)

Here’s why we should be wary of people claiming to have found the next ‘science of reading.’

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Sep 1 • 1:45 AM EDT • Science • edweek.org
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Caleb Wilson Shares Ambitious Plan to Improve 3-Point Shot Before Bulls Opener

The Bulls' rookie top five pick has been hoisting an impressive amount of three-pointers this offseason.

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Aug 31 • 10:19 PM EDT • Sports • sports.yahoo.com
Jane Fonda chokes up remembering Dolly Parton on the day of her funeral: ‘She meant love’

Jane Fonda got visibly emotional while speaking about Dolly Parton, hours after the music icon was laid to rest.

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Aug 31 • 8:50 PM EDT • Entertainment • ew.com
NSF launches three new Science and Technology Centers with $90M investment in transformative research

The U.S. National Science Foundation is investing $90 million over five years to support three new NSF Science and Technology Centers (NSF STC). These centers will advance American leadership in science and technology, strengthen the nation’s STEM workforce, and accelerate innovation in fields ranging from artificial intelligence and biotechnology to fusion energy and robotics., , , , The three centers will bring together researchers from universities, national laboratories, industry, and oth...

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Aug 31 • 8:00 PM EDT • Science • webwire.com
From Ambition to Action: Five Years of Advancing Financial Health and Inclusion in Banking

Our new report, “From Ambition to Action: Five Years of Advancing Financial Health and Inclusion in Banking, looks at how banks involved with the Principles for Responsible Banking Commitment to...

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Aug 31 • 8:00 PM EDT • Health • unepfi.org
From Ambition to Action: Five Years of Advancing Financial Health and Inclusion in Banking

Our new report, “From Ambition to Action: Five Years of Advancing Financial Health and Inclusion in Banking, looks at how banks involved with the Principles for Responsible Banking Commitment to...

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Aug 31 • 8:00 PM EDT • Health • unepfi.org
US oil firm to take over some Venezuelan oilfields previously run by Chinese, Russian companies, officials say

U.S. oil company North American Blue ​Energy Partners will take over some oilfields previously controlled by five Chinese companies and a Russian firm, two ‌U.S. officials told Reuters on Monday.

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Aug 31 • 6:51 PM EDT • Business • reuters.com
9/11 and Immigration: Twenty-Five Years of Lessons and Unfinished Business

The Center for Immigration Studies will convene a panel discussing the role immigration and border security played in the attacks, the major policy changes that followed, and the national-security challenges that remain.

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Aug 31 • 4:19 PM EDT • Business • cis.org
Trump admin revives ‘Apprentice’-era energy with $1M business battle in DC

Nicki Minaj, Grant Cardone, and Joe Gebbia will judge the SBA's Patriot Pitch as five entrepreneur finalists compete for $1 million in cash.

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Aug 31 • 2:58 PM EDT • Business • foxnews.com
Lawmakers walk out during Wyoming Business Council reform talks

by Dustin Bleizeffer, WyoFile At least five lawmakers walked out of a rare combined hearing of two separate legislative committees Friday morning after

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Aug 31 • 2:01 PM EDT • Business • oilcity.news
Lawmakers walk out during Wyoming Business Council reform talks

by Dustin Bleizeffer, WyoFile At least five lawmakers walked out of a rare combined hearing of two separate legislative committees Friday morning

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Aug 31 • 2:01 PM EDT • Business • capcity.news
Lawmakers walk out during Wyoming Business Council reform talks

by Dustin Bleizeffer, WyoFile At least five lawmakers walked out of a rare combined hearing of two separate legislative committees Friday morning after convening to compare notes on overlapping bills aimed at reforming the Wyoming Business Council. The future of the state’s top economic development shop has stakes for how prepared Wyoming communities are to host […]

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Aug 31 • 2:01 PM EDT • Business • county17.com
Boosting youth literacy one goal of RoarCorps program

Editor’s note: This is the second story in a five-part series about the University of Arkansas at Fort Smith’s RoarCorps program. Link here for the first story. To help address...

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Aug 31 • 1:41 PM EDT • Politics • talkbusiness.net
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Cancer, West Nile, a heart attack — Cleveland Clinic helped him survive them all: Health Care Stories

Cancer was only the beginning of a five-year run of health crises for Scott, who says he came out the other side stronger than ever before.

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Aug 31 • 11:00 AM EDT • Health • cleveland.com
CARES Celebrates 5 Years Providing Alternative Emergency Services in Madison

Madison's Community Alternative Response Emergency Services program, popularly known as CARES, turns five years old on September 1, 2026.CARES has been warmly embraced by the community and enthusiastically supported by local leaders since its inception. Developed specifically to address acute behavioral health emergencies that are non-violent in nature, CARES aims to provide timely care that is responsive to a person's specific needs.

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Aug 31 • 10:00 AM EDT • Health • cityofmadison.com
Marshall Health Network adds five pediatricians to its care team

HUNTINGTON, W.Va. – Marshall Health Network recently welcomed five pediatricians to its team of providers. Rita M. Ryan, M.D., professor and chair of pediatrics at the Marshall University Joan C. Edwards School of Medicine, is a board-certified neonatologist and nationally recognized neonatal lung specialist. She brings extensive experience as a clinician and pediatric leader, including previous service as pediatrician-in-chief at the Medical […]

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Aug 31 • 8:12 AM EDT • Health • news.marshallhealth.org
5 players Commanders could target after roster cuts

We look at five players the Commanders could target after Sunday's roster cuts.

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Aug 31 • 4:05 AM EDT • Sports • sports.yahoo.com
Retail | Wholesale | Food

FOUNDER AND CEO | FIVE GUYS ENTERPRISES | ALEXANDRIA

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Aug 30 • 11:42 PM EDT • Business • virginiabusiness.com
Five-star Small Forward Discusses Duke, Recruitment

A five-star small forward discusses the Duke Blue Devils and where his recruitment is at right now.

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Aug 30 • 11:12 PM EDT • Sports • sports.yahoo.com
5 Biggest Surprises on Detroit Lions 53-Man Roster

The Detroit Lions’ initial 53-man roster included several unexpected decisions. Here are the five biggest surprises from cutdown day.

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Aug 30 • 10:17 PM EDT • Sports • sports.yahoo.com
Patriots Cut Unlikely Training Camp Interception Leader After Roster Shakeup

John Saunders Jr. led the Patriots with five training camp interceptions, but a late trade helped push the promising safety off New England’s initial roster.

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Aug 30 • 9:27 PM EDT • Sports • sports.yahoo.com
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6 Eagles rookies who made the initial 53-man roster

Five Eagles draft picks and one undrafted rookie earned positions on Philadelphia’s initial 53-man roster.

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Aug 30 • 8:20 PM EDT • Sports • sports.yahoo.com
Contra Costa Health facing $730M deficit over next five years

Contra Costa County's health department is staring at a deficit of $730 million over the next five years because of federal and state funding cuts, county health officials said at last week's Board of Supervisors meeting.

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Aug 30 • 4:15 PM EDT • Health • danvillesanramon.com
Wisconsin High School Football Rankings: Top 25 Teams

The top five high school football teams in the state of Wisconsin remain unchanged — according to the Massey Ratings — following the second week of the 2026 season. Sixteen of the top 25 teams in the state remain unbeaten. Both No. 3 Bay Port and No. 5 West De Pere held serve with important […]

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Aug 30 • 3:19 PM EDT • Sports • sports.yahoo.com
Yankees Sign Former Top Five Prospect

The New York Yankees have signed Jarred Kelenic to a minor league deal

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Aug 30 • 10:10 AM EDT • Sports • sports.yahoo.com
Why the United States Can’t Quit Its Wars

The country’s longest war came to an end exactly five years ago. Today it offers lessons for policymakers seeking to avoid an endless war in Iran.

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Aug 30 • 10:05 AM EDT • Politics • nytimes.com
College sports kicks off its season under the long shadow of court fights over eligibility

Threats and lawsuits have rocked college sports for weeks. The NCAA's new five-year eligibility rule has led to lawsuits, with all major conferences barring players from returning after turning pro.

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Aug 30 • 9:32 AM EDT • Sports • kcbd.com
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Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices

Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.

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Aug 30 • 9:00 AM EDT • Business • fintechbusinessweekly.substack.com
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College sports kicks off its season under the long shadow of court fights over eligibility

Threats and lawsuits have rocked college sports for weeks. The NCAA's new five-year eligibility rule has led to lawsuits, with all major conferences barring players from returning after turning pro. The Big 12 earlier went to court against Texas Tech over a player who gambled. Courts are heavily ...

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Aug 30 • 8:13 AM EDT • Sports • wral.com
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Lawsuits and threats: College sports face instability in 2026

Threats and lawsuits have rocked college sports for weeks. The NCAA's new five-year eligibility rule has led to lawsuits, with all major conferences barring players from returning after turning pro.

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Aug 30 • 8:10 AM EDT • Sports • apnews.com
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NASA’s Nancy Grace Roman space telescope launches

During its five-year primary mission, Roman is expected to observe billions of stars and galaxies, 100,000 exoplanets, and more.

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Aug 30 • 7:38 AM EDT • Science • popsci.com