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Republicans and Democrats find a unifying target: Pharmacy benefit managers
Republicans and Democrats, both patients and politicians, seem united in their disdain for the healthcare companies known as pharmacy benefit managers. Tennessee and Arkansas are regulating them now.
Four ways the midterm elections could go, one month away
Democrats have polls and history on their side. Republicans have money.
jamie-davis-louisiana-democrat-us-senate-race
Jamie Davis is campaigning to become something Louisiana has not seen in more than 100 years: a farmer in the U.S. Senate.
Strawberries in February: The Cyclospora outbreak and the cost of convenience
The 2026 outbreak reveals strains on farmworkers, food inspections and disease tracking in a system where consumers demand fresh produce year-round.
Euro zone business growth hits over 3-1/2-year high despite inflation worries, PMI shows
BENGALURU, Oct 5 (Reuters) - Euro zone business activity expanded at its fastest pace in nearly 3-1/2 years in September as demand remained strong despite inflation worries stemming from the Middle East war, according to a private survey which also showed resurgent price pressures.
Euro zone business growth hits over 3-1/2-year high despite inflation worries, PMI shows
By Indradip Ghosh BENGALURU, Oct 5 (Reuters) - Euro zone business activity expanded at its fastest pace in nearly 3-1/2 years in September as demand remained strong despite inflation worries stemming from the Middle East war, according to a private su...
German services sector grows in September on strong demand, PMI shows
Germany's service sector saw solid growth in business activity in September, supported by a sustained recovery in demand, a business survey showed on Monday.
Stages SB200 Indoor Smartbike In-Depth Review: Redemption?
In this review I cover whether the SB200 is a worthwhile upgrade over the existing SB20, as well as everything you need to know from ride feel to accuracy.
Spain services growth accelerates despite cost surge, PMI shows
Oct 5 (Reuters) - The expansion in Spain's service sector picked up pace in September as increased demand lifted activity despite a surge in operating expenses, a business survey showed
On This Day, Oct. 5: Scientists genetically sequence flu strain behind 1918 pandemic
On Oct. 5, 2005, scientists announced that for the first time they were able to genetically sequence the strain of avian flu that was behind the 1918 pandemic that killed up to 50 million people world...
The genetic secret helping bats survive a deadly epidemic
We’re easing you into Halloween season with an episode about bats. There’s a silent serial killer decimating little brown bats as they hibernate. White nose syndrome has driven populations across the U.S. to almost the brink of extinction over the last decade. But recently, conservation biologist Giorgia Auteri and her team noticed several genetic mutations in the survivors. These mutations could explain how natural selection has shifted the existing population – and inform conservation efforts in the future.Interested in more animal science? Email us your question at shortwave@npr.org.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include sponsor-free listening. Learn more at plus.npr.org.
Chance discovery boosts the efficiency of perovskite tandem solar cells
Controlling the additive concentration gradient in mixed-halide perovskite formulations affects how well they perform as solar cells.
[World Class] Sookmyung bets Hallyu’s next stage is academia, not just entertainment
Behind each university’s global ambitions are choices about what to preserve, what to develop and where to go next. In “World Class,” The Korea Herald interview
Trump fights on home turf as Democratic midterm hopes rise
Republicans are defending territory they never expected to be at risk four weeks before Election Day, as President Donald Trump implores voters not to desert his party with the promise of more cash giveaways.
A roadmap for the next UN Secretary-General
The next UN Secretary-General will take over the most prominent position in multilateral governance at a time when multilateralism is arguably at its nadir. Adapting to today’s multipolar reality will require instilling a renewed sense of purpose and dema
Trump faces midterm verdict as Democrats close in on US Congress
A month before the US midterms, Democrats are eyeing control of Congress -- and the power to put President Donald Trump on the defensive for the rest of his term by investigating his administration an...
Jeffries says House Democrats reaching to flip Trump districts in attempt to repeat their 2018 sweep
House Democratic leader Hakeem Jeffries says his party is on track to win back control of the House | WWJ Newsradio 950
Jeffries says House Democrats reaching to flip Trump districts in attempt to repeat their 2018 sweep
House Democratic leader Hakeem Jeffries says his party is on track to win back control of the House.
Va.'s 1st Congressional District Race Draws National Attention between Wittman, Taylor
A new poll shows Democrat Shannon Taylor leading Rep. Rob Wittman in Virginia's 1st Congressional District, one of the nation's most competitive races.
Business owners offer rewards to those with information on Bissell Street shooting
South Bend Police are still looking for the suspect or suspects in the Bissell Street shooting from two weeks ago that killed three.The community is coming toge
Countries race to provide oral health care for all in 100-Day Sprint across Asia
Twenty Asian countries and areas across the WHO Western Pacific and South-East Asia regions vowed to strengthen essential oral health benefits as part of a “100-Day Sprint” initiative, during the 16th Asian Chief Dental Officers Meeting held from 27 to 29 September in Kota Kinabalu, Malaysia. The meeting marked the midpoint of the 100-day sprint bolstering support for countries to develop essential oral health benefit packages that can be integrated into national universal health coverage plans. Convened by the two WHO regional offices and the Malaysian Ministry of Health as the Secretariat, the meeting brought together national oral health leaders from 20 Asian countries, staff from all levels of WHO, WHO collaborating centres and other development partners. Participating countries and areas included: Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Hong Kong (SAR) China, India, Indonesia, Japan, Lao People’s Democratic Republic, Malaysia, Maldives, Mongolia, Nepal, the Philippines, Singapore, Sri Lanka, Thailand, Timor-Leste and Viet Nam. Participants reviewed progress and refined proposals using the WHO Service Package Delivery and Implementation (SPDI) Platform. Countries conducted bottleneck analyses across four key areas: service delivery, workforce, access to essential medicines and health products, and health financing. They identified practical actions to address implementation challenges and refined proposed revisions to their national oral health benefit packages. “There is no health without oral health. Through the 100-Day Sprint, countries are advancing the implementation of the Western Pacific regional implementation plan on oral health and strengthening progress towards universal health coverage,” noted WHO Regional Director for the Western Pacific Dr Saia Ma'u Piukala. Participants identified bottlenecks and proposed workable solutions to strengthen access to essential oral health care through primary health care, sharing experiences and discussing how best to translate policy commitments into feasible and sustainable action at the country level. Malaysian Minister of Health Datuk Seri Dr Dzulkefly Ahmad highlighted the importance of prevention and primary health-care approaches to improve oral health: “Oral diseases can have lifelong consequences, yet many are preventable. By integrating essential oral health care into primary health care and promoting prevention in schools and communities, we can improve oral health across the life course.”The WHO team led by Dr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control of the WHO Western Pacific Region and national oral health leads from over 20 Asian countries visited the SK Pekan Putatan School, Sabah for school oral health programme including flouride mouth rinsing. © WHO / V. ChaudharyDr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control for the WHO Western Pacific Region, emphasized key collaborative roles WHO can play. “Oral diseases are the most common noncommunicable diseases, yet many can be prevented and treated through essential oral health services delivered at the primary health-care level,” she said. “By sharing experiences and using WHO tools such as the SPDI Platform, countries are accelerating progress towards universal health coverage for oral health.” “Integrating oral health into broader health services is essential for reducing inequities, expanding access and recognizing oral health as an integral component of overall health and well-being. The 100-Day Sprint provides an important opportunity to translate this commitment into practical action and ensure that quality oral health services reach all people, especially those most in need,” said Dr Suman Rijal, Director of the WHO South-East Asia regional Department of Healthier Populations and Noncommunicable Diseases. As host of the meeting, Malaysia showcased ongoing efforts to strengthen oral health care through primary health care and prevention-focused approaches, while providing a platform for countries across the two WHO regions to exchange experiences and accelerate progress towards universal health coverage for oral health. “WHO is encouraged by Malaysia's leadership in addressing the burden of oral diseases and advancing universal health coverage for oral health through practical, country-led action,” said Dr Rabi Abeyasinghe, WHO Representative to Malaysia, Brunei Darussalam and Singapore. Countries will continue to refine and figure costs for national oral health benefits during the remaining sessions of the 100 days. These efforts support implementation of the WHO Global strategy and action plan on oral health 2023–2030, while also helping to expand access to essential oral health services through stronger and more equitable health systems across the WHO Western Pacific and South-East Asia regions.______________For more information, or to arrange media interviews, contact: WHO Regional Office for the Western Pacific: wprocom@who.int WHO Regional Office for South-East Asia: SEMediaRelations@who.int
WHO joins Pre-COP31 to advance climate action that delivers for people’s health
The World Health Organization (WHO) is joining Pacific leaders, governments and partners at Pre-COP31 in Fiji from 5 to 8 October to advance health priorities in climate action and strengthen the Pacific voice ahead of the 31st Conference of the Parties (COP31) to the United Nations Framework Convention on Climate Change (UNFCCC).COP31, to be held next month in Antalya, Türkiye, marks an important step for global climate and health action. Health is one of the 10 priority themes of the COP31 Action Agenda, “Dynamic and Resilient Health Systems”, and a dedicated Health Day will take place on 9 November, the first day of COP31. The inclusion of health reflects growing global recognition that climate action and health are closely connected. The climate crisis is affecting population health globally. Across the WHO Western Pacific Region, which includes Pacific island countries and areas, the consequences of climate change include extreme heat, cyclones, floods, rising sea levels, food and water insecurity, infectious diseases and disruptions to essential health services. The Pacific in particular faces additional challenges. A recent review of 76 hospitals in 14 Pacific island countries found that 62% of health facilities are located within 500 metres of the sea or a river, leaving them particularly exposed to flooding, storm surges and sea-level rise.Bringing Pacific priorities to the global climate agendaThe Pacific Pre-COP31 provides an important opportunity for Pacific countries and partners to consolidate regional priorities and bring the experiences and leadership of Pacific communities into global climate discussions.Pacific countries have been advancing practical approaches to protect health in a changing climate, including strengthening climate-resilient health systems, improving preparedness for extreme weather events, building resilient health infrastructure and mobilizing climate finance for health. “This Pre-COP is an important moment for the Pacific, bringing global climate discussions to a region that has long been at the forefront of the climate crisis. It provides an opportunity for Pacific countries and areas to set their priorities, experiences and leadership on the global stage, and to ensure that the realities of Pacific communities are genuinely reflected in the decisions made on climate action,” said Dr Saia Ma’u Piukala, WHO Regional Director for the Western Pacific.Throughout this week, WHO will co-convene and participate in high-level discussions and events focused on climate and health, climate resilience, adaptation, financing and implementation. “Climate finance is essential for resilient and healthy Pacific communities,” emphasized Dr Mark Jacobs, WHO Representative to the South Pacific and Director of Pacific Technical Support. “We must ensure that financing reaches the people, communities and essential services most exposed to climate risks, supporting locally defined priorities and investments.”WHO will work with partners to strengthen the integration of health considerations across climate policies and investments, including national climate plans and resilience initiatives.Health as a driver of climate actionAmid the risks to health and pressures on health systems, well-strategized and implemented climate action can deliver significant health benefits. Investments in clean energy, sustainable transport, resilient infrastructure, food systems and nature-based solutions have proven to reduce health risks while contributing to climate mitigation and adaptation.“Climate action is truly an investment in health. Cleaner energy, healthier food systems and climate-resilient health services can protect lives while building stronger communities. We now need to turn these opportunities into action and make health a core part of climate investments,” said Dr Sandro Demaio, Director and Head of Office, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region. “These benefits demonstrate that climate action is not only about reducing future risks. It is also an opportunity to improve lives today while building healthier, safer and more resilient societies.”At COP31 next month, WHO will also support the Health Pavilion, which will bring together the global health community and partners to advance health and equity within climate negotiations. With COP31 poised to move health higher on the global climate agenda, WHO will continue working with countries and partners across the Western Pacific Region and globally to strengthen climate-resilient and low-carbon health systems, and ensure that climate action protects and improves people’s health.____________________Media contactsElizabeth Bennett, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, elizabeth.bennett@who.intJulia Dongwhan Shin, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, dong.shin@who.intWHO Western Pacific Communications, wprocom@who.int
Can HRT help prevent dementia? New research suggests it might
As debate continues over whether hormone replacement therapy can protect against dementia, new studies suggest timing and formulation are key.
Caterpillar is a Great Business. But is CAT Stock a Great Buy?
Caterpillar Inc. (NYSE:CAT) is having a strong year. Construction and mining demand remain solid, infrastructure spending is creating more opportunities, and the rapid buildout of data centers is opening another market for the company’s power equipment. The latest numbers make that clear. Sales and revenues reached a record $20.5 billion in the latest quarter, up […]
Professor Renée Marlin-Bennett Receives International Studies Association (ISA) Award
Professor Renée Marlin-Bennett has received the 2027 Distinguished Scholar Award from the Science, Technology, and Art in International Relations (STAIR) section of the International Studies Association (ISA). The award celebrates scholars whose work and academic engagement have been highly influential in the study of science, technology, and art in International Relations and International Political Economy....
Exploring Corey Seager's Rollercoaster Season
Texas Rangers shortstop Corey Seager had an arduous 2026 season, but he still demonstrated the type of player he can be.
El-Sayed stops in Flint, discusses economic pressures and failures
U.S. Senate Democratic candidate Abdul El-Sayed made a stop in Flint Saturday as a part of his 'It shouldn't be this hard' town hall tour.
Penn State Demolished by Northwestern: Post-Game Link Dump
Rocco Becht needs to play better if Penn State is going to turn its season around. The Nittany Lions are searching for answers after its second consecutive loss to open Big Ten play. Northwestern didn’t just beat Penn State – they piled on as they racked up over 400 rushing yards. Penn State was out-physicaled […]
Pakistan: Imran Khan supporters demand ex-PM's release
Thousands of Imran Khan supporters have begun a trek to Islamabad to demand he be freed as Pakistan's political leadership remains in deadlock. The government has set up roadblocks to keep protesters at bay.
How Kansas Suddenly Became a Battleground State for Senate Control
The state hasn’t elected a Democrat to the Senate in nearly a century. Economic challenges during President Trump’s second term, as well as other factors, have put it in play.
Bayern join Real Madrid and Arsenal in monitoring Kenan Yildiz
FC Bayern Munich are apparently keeping a close eye on former Campus academy product in Kenan Yildiz of Juventus.According to the Corriere dello Sport, the record champions are closely monitoring the ...
Tejas Fest brings Texas flavor to downtown Victoria
Live music? Check. Fresh street food? Check. Cowboy demonstrations, stilt walkers and Chihuahua races? Check, check and adorably check. The third annual Tejas Fest returned to downtown Victoria this weekend, […]
Latino voters, souring on Trump, swing toward Democrats, new poll finds
The growing electorate played a critical role in Trump’s 2024 victory. Now, sentiment is dipping, particularly on economic issues, a new NBC/Telemundo poll finds.
East Knox FFA members attend Ohio Farm Science Review
Seventeen members traveled to the Molly Caren Agricultural Center to learn about agricultural production and field demonstrations.
Ripple Plans a Credit Business Backed With XRP. Does Lending Finally Give the Token a Use That Moves the Price?
Ripple's new credit service locks XRP as collateral for payment loans, a model that works very differently from the pass-through payments that have left many holders waiting for a price catalyst. Whether this finally creates sustained demand hinges on details Ripple has yet to reveal.
Dodge City hands Rose Hill its first loss of season
The Red Demons opened the scoring on an Austin Pinon penalty kick in the seventh minute.
The Science Behind a Simple Headache Trick People Swear By
A viral trend promoting the placement of hair claw clips on eyebrows has captivated millions seeking fast headache relief without prescription drugs. If you have spent any time scrolling social media lately, you have probably spotted people clamping plastic claw clips directly onto their faces. It looks like an eccentric comedy sketch, but videos demonstrating this unusual trick have racked up more than 9 million views. Desperate headache sufferers are flooding comment sections, calling the clip
LGBT+ Archives Project of Louisiana's exhibit explores queer history
A sold-out Oct. 14 event at the Historic New Orleans Collection demonstrates the partnerships the new LGBT+ Archives Project of Louisiana is pursuing with archives, libraries and collecting museums to
What Is DSA in Politics? Inside the Fight Over Democrats’ Future
What is DSA in politics? Explore the Democratic Socialists of America, its electoral gains, policy goals and tensions within the Democratic Party in 2026.
Rahm Emmanuel says Democrats should focus on ethics reforms rather than impeaching Trump
Democrats have publicly weighed wether they should pursue impeaching Trump for a third time.
Women and underrepresented minorities have higher tenure-track placement rates in the political science job market
What actually lands a PhD student a tenure-track professorship? A new study suggests a candidate's publication record, research field, and demographic identity are much stronger predictors of hiring success than the prestige of their university.
Medicare for All remains key pressure point for Democrats ahead of midterms
The idea of universal health coverage in the US is embraced by party’s left but is often considered a liability by centrists
Could Democrats lose a Senate race in New Hampshire? A GOP candidate with a famous name tries to flip the seat
Poll: Latino voters swing away from Trump and Republicans
Democrats have a significant lead among Latino voters in 2026 amid economic concerns, according to the NBC News/Telemundo poll, though the GOP has made some long-term gains.
How the shooting death of a Houston father is igniting Latino politics in Texas
Lorenzo Salgado Araujo was shot and killed on his way to work by ICE agents, who said he used his vehicle as a weapon. An outraged community is demanding justice — and change.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
NC election experts warn about voter trust as AI makes political misinformation easier to create
State election officials, journalists and democracy experts say transparency and trusted local sources will be increasingly important as AI-generated political content spreads this election cycle.
New Research Just Linked a Popular Supplement to Faster Progression of Dementia
New research raises some questions.
Fiber arts guild plans demonstrations
Foothills Weaving and Fiberarts Guild will offer a basket workshop and public waiving and spinning demonstrations at two locations in Clinton.
Colorado’s mobster democracy
The issues on your ballot aren’t just questions about trains, taxes and spending. They are exhibits in a larger case: dishonesty, intimidation and political bullying have become standard operating procedure at the Colorado Capitol. The message from lawmakers is increasingly simple: Vote however you like — we’ll make sure it turns out the way we […]
Thomas Tuchel describes one young England player as ‘complete package’
England demolished Croatia 7-0 in their Nations League clash and Tuchel was particularly impressed by one player in his side
Inside Democrats’ efforts to secure Election Day and respond to fears of Trump interference
Ahead of the November midterm elections, top Democrats are planning for doomsday scenarios for how President Donald Trump and his administration could intervene in the voting process and laying the groundwork for a forceful response.
Beshear teases 2028 run, shares message of healing at Nashville stop
Democratic Kentucky Gov. Andy Beshear fueled speculation of a 2028 presidential bid while visiting Nashville for a fundraiser and book event.
Contributor: Democrats can become the party of business
Republicans are not standing up for the small U.S. companies that suffer in trade wars. Doing so would be good business and good politics.
My students are politically apathetic. Here’s what colleges can do to get them involved and engaged. (Opinion)
Although colleges might not think it’s their job to teach their students how to talk about civics, government and American democracy, it is. Instead of leaving families, the internet, and the nation’s K-12 schools to do the heavy lifting, i…
How Democrats hope to reverse Trump’s changes to the presidency
As the midterms approach, some of the president’s foes are working to ensure his aggressive approach to executive power doesn’t outlast him.
Veteran political forecasters see midterm losses for GOP
Two of the country's top political prognosticators see Democrats likely seizing the House and possibly the Senate. The guardrails Republicans were counting on to stem their losses don't seem to be holding.
Tech job openings rise as AI fuels hardware and software hiring
Tech job openings are climbing as AI spending fuels hardware demand and software hiring stays resilient.
Democrats Lead Governor Races Deep in Republican Territory, Polls Show
Democratic advantages in the races for governor in Texas, Iowa, Ohio and Alaska reflect deep unhappiness with President Trump and the economy. A Republican leads in Kansas.
Some Democrats, Scarred by 2024, Take a Harder Line on Trans Athletes
Democrats competing in historically conservative territory in the midterms are more aggressively responding to Republican attacks casting them as extreme.
Some Democrats Say Senate Race In South Carolina Is Winnable. Others, not so much.
Dr. Annie Andrews, a Democrat, is hoping to defeat Senator Darline Graham. Even some of her most ardent supporters sense that her bid is a long shot.
Latter-day Saints women turn away from scandal-plagued Republican candidate in Arizona
Arizona Republican candidate for Congress Mark Lamb has been accused of sexual misconduct while sheriff. His controversy is turning many voters away as Democrats see an opportunity in the red seat.
New Orleans' Eiffel Tower building on St. Charles is on the market. Could it be demolished?
The quirky steel structure was built a restaurant that was removed from the Eiffel Tower in Paris and shipped to New Orleans in the 1980s.
Latter-day Saints women turn away from scandal-plagued Republican candidate in Arizona
Arizona Republican candidate for Congress Mark Lamb has been accused of sexual misconduct while sheriff. His controversy is turning many voters away as Democrats see an opportunity in the red seat.
How Roy Cooper became Democrats’ best chance to flip a Senate seat
The former North Carolina governor is running in a state that for decades has more often preferred Republicans for federal office.
French clubs interested in former Marseille prospect Enzo Sternal
Enzo Sternal (19) was backed to make the step up to Olympique de Marseille’s first team, having come through their academy. Prior to his move to RSC Anderlecht last summer, Get French Football News ...
‘She’s one of us’: Mary Peltola’s bumpy rise to political power
Peltola, the Democratic Senate candidate in Alaska, is an uncommonly capable candidate, but she is also an uncommonly complicated one.
Trump, campaigning in Ohio, says the midterms will bring a ‘big surprise’
The president rallied Saturday for Sen. Jon Husted, who faces a tough race against Democrat Sherrod Brown, and for Vivek Ramaswamy, the state’s GOP candidate for governor.
Ken Paxton’s estranged wife urges voters to back him in new ad
The ad hit the airwaves as Republican Ken Paxton is lagging behind Democratic candidate James Talarico in polls on the Texas Senate race.
Culver City protesters demand Sony, Amazon, other studios defend democracy
LOS ANGELES — On a sweltering Saturday, around 100 people gathered in Culver City for a rally and march to deliver a message to several major media companies: Help us
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Provocative, sexually suggestive ad by Hilton campaign condemned by political allies on the right
A provocative, sexually suggestive ad by GOP gubernatorial candidate Steve Hilton is drawing heat from his fellow Republicans while drawing millions of viewers online. Two young women sit on a
Latino Dems urge Democratic Governors Association to put money behind Gina Hinojosa as Texas governor's race tightens
Health Policy Watch | COVID-19 drops out of world’s top 10 causes of death for first time since pandemic began
The virus directly killed an estimated 0.9 million people in 2023, ranking 14th, as global life expectancy climbed back to near its pre-pandemic level.
Bottoms hears UGA students’ worries on AI jobs, mental health and living costs
Democratic gubernatorial candidate Keisha Lance Bottoms made a campaign stop at the University of Georgia Saturday, meeting with students and parents and discus
Demi Moore reflects on controversial ‘Striptease’ pay: ‘Why should I not get equal to what I deserve?’
Demi Moore is looking back on the controversy that flared up after she became the highest-paid woman in Hollywood for ‘Striptease,’ which left her wondering, ‘Why should I not get equal to what I deserve?’
University of Chicago demystifies science with annual festival
The fifth annual South Side Science Festival brought thousands to the campus for hands-on science experience and a day of curiosity.
Provocative, sexually suggestive ad by Hilton campaign condemned by political allies on the right
GOP gubernatorial candidate Steve Hilton faces backlash from fellow Republicans and Democrats over a provocative ad.
Provocative, sexually suggestive ad by Hilton campaign condemned by political allies on the right
GOP gubernatorial candidate Steve Hilton faces backlash from fellow Republicans and Democrats over a provocative ad.
University of Chicago demystifies science with annual festival
The fifth annual South Side Science Festival brought thousands to the campus for hands-on science experience and a day of curiosity.
In social post, Trump endorses Cunningham, mispronounces Vasquez’s name and doubles-down on renaming New Mexico
By Pat Davis, New Mexico Political Report — President Donald Trump officially endorsed Republican Greg Cunningham’s bid for Congress in a social media post today where the president once again called on New Mexicans to rename the state “New America” and mispronounced the Hispanic pronunciation of current Democratic Congressman Gabe Vasquez’s name. This story was […]
Josh Shapiro campaigned in Bucks County for Democrats in key races: ‘You’ve got a lot of power’
Gov. Josh Shapiro kicked off a day of action for Democrats organized by Planned Parenthood's state political action committee at the Middletown Township Municipal Center in Bucks County on Saturday.
Schumer And AOC Introduce Legislation To Restore Health Coverage For 450,000 New Yorkers
Because Of Republicans’ One Big Beautiful Bill Act, Over 450,000 New Yorkers Lost Essential Plan Coverage. Today, Senate Democratic Leader Chuck Schumer (D-NY) and Representative Alexandria Ocasio-Cortez (NY-14) led the entire New York Democratic delegation in the introduction of the Restoring Essential Plan Coverage Act. The Restoring Essential Plan Coverage Act would restore health coverage […]
UTA Health Professions Week to connect students with alums, professionals
Networking opportunities, interview practice and demonstrations will be offered throughout the week.
LETTER: Thompson puts people before politics in response to MIDA concerns
Rep. Jason Thompson’s billboard on Logan’s Main Street shows the legislator with his family and reads “people before politics” in bold letters. This was demonstrated by Rep. Thompson’s rapid-fire response
Republicans tried to punt health care cuts until after the midterms. It didn’t work.
While most GOP-enacted cuts to Medicaid and other safety net programs won’t happen until 2027, Democrats are speaking to the voters already feeling the squeeze.
As Midterms Near, Justice Alito Says He Considers Each Year Whether to Retire
The justice, the second oldest on the court at 76, told CBS News that he decided against stepping down last term. He could face pressure should Democrats win the Senate in November.
Opinion: Voting rights for young Americans remain unfinished business
Broadening democratic participation should be a national priority, including in the newly proposed Youth Voting Rights Act
Whatever the motivation, Republican’s endorsement of Democrat deserves points for facts and reason
Since South Dakota’s Republican lame-duck Secretary of State Monae Johnson oddly endorsed the Democrat campaigning to replace her, voters reasonably might wonder: Is she for real? Even though she has ...
Spain: Massive protests after housing bills voted down
Organizers estimated that 500,000 people turned out in the streets of Madrid to demand affordable housing. Similar protests were held in around 50 other Spanish cities.
Beloved Philadelphia Science Museum Closes After 198 Years
Generations of Philadelphia families walked through the Academy of Natural Sciences to see dinosaurs, dioramas, and specimens collected from around the world. After nearly 200 years, those museum door...
U.S. Senate candidate Angie Nixon presses Florida's two senators to protect Haitian TPS holders
Senate Bill 4814, if passed, would extend protections for Haitian nationals who face a forced return amid worsening gang violence, political turbulence, and economic destruction in Haiti. The legislation is stalled in the U.S. Senate.
David Jolly clears $1M raised in a week with help of matching funds, but can't keep pace with Byron Donalds
It's now or never if national Democrats want to flip the Governor's Mansion.
Leela Gray gets a fourth ratings shift and a $1.4M quarter. The last two Democrats to poll this well against Anna Paulina Luna lost by 9 points
Four ratings shifts in nine days. Luna's polling history cuts the other way.
Polk County vaccination services at risk under regionalization plan
Polk County health officials painted a somber picture of services at stake while explaining plans by Iowa HHS to regionalize public health.
Doctors warn about the risks energy drinks pose to kids. What families need to know.
Various medical groups, including the American Academy of Pediatrics, say children and teens should avoid energy drinks altogether.
When is the right time to compare US politics to the Nazi era? This expert on Christian nationalism says: now
Robert P Jones argues that declining white Christian influence has fuelled an alliance with Trump, and warns it is reshaping US democracy
Two Democrats Competing to Replace Pelosi, Live Onstage
The two candidates vying to replace Rep. Nancy Pelosi in Congress faced off in a live onstage debate at KQED on Oct. 1, moderated by Political Breakdown co-hosts Scott Shafer and Marisa Lagos and the San Francisco Chronicle’s Joe Garofoli. City Supervisor Connie Chan and State Senator Scott Wiener presented their visions for the future
How a 100-Year-Old Indie Movie Theater Stays In Business
The operator of the Cranford Theater in New Jersey battled back from the pandemic and a ceiling collapse — and is now planning to mark the centennial with a gala screening.