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Close to science
Visitors view a scale model of the escapement mechanism for a Northern Song Dynasty (960-1127) hydro?mechanical astronomical and time?keeping device at an exhibition at the China Science and Technology Museum in Beijing on September 6, 2026. Since 2025, September has been designated as China’s annual National Science Popularization Month. Photo: VCG
Hawaiʻi Health Systems Kauaʻi Region to host 3rd annual Kaua‘i Healthy Living Fall Celebration
Free, family-friendly event brings 30-plus vendors, health teams, live entertainment and local food to Waimea on Sept. 19.
Northland Unity Festival highlights community pride
The ninth annual Northland Unity Festival returns Sept. 19 to celebrate the diverse culture of this Columbus area.
Burgers Specialty Foods-owned business wins $10 million for ham
A 16.7-pound ham won $10 million Thursday at the 62nd Annual Kentucky Farm Bureau Country Ham Breakfast and Charity Auction.
Phillies, Nemours Children’s Health honor young cancer warriors for Childhood Cancer Awareness Day
The Phillies and Nemours Children’s Health will host their 10th annual Childhood Cancer Awareness Day on Sunday, September 6, at Citizens Bank Park, featuring heartwarming moments and once-in-a-lifetime experiences for children and families affected by cancer before and during the game against the Atlanta Braves. The on-field tribute will begin
Mental health fashion show raises suicide awareness in Topeka
Models took to the runway Saturday evening for the second annual “Speak Up, Speak Out, Mental Health Fashion Show” in Topeka.
Topeka fashion show highlights mental health challenges and suicide prevention
TOPEKA (KSNT) — A local organization is using fashion to start conversations about mental health and suicide prevention. The second annual “Speak up Speak out” event aimed to raise awar…
WelcomeHealth marks 40 years, lauds partners with A Toast to Health in Fayetteville
Welcome Health: Northwest Arkansas' Free Health Center backers gathered Aug. 27 at the Fayetteville Public Library as the group marked its 40th anniversary at A Toast to Health, the nonprofit's signature annual fundraising event.
LaborFest kicks off holiday weekend with BBQ, outdoor activities, live music
Hundreds gathered Saturday at Rep. Steven Horsford’s annual Workers & Families LaborFest at Craig Ranch Regional Park in North Las Vegas.
Old friends, fierce rivals play at 95th New York State horseshoe championship in Camden
Nestled beneath the trees in southern Camden, the game of horseshoes is alive and well at the Pine Grove Horseshoe Club on Route 13. The club hosted the 95th annual New York State Horseshoe Pitcher's State Championship Tournament this past weekend, where pitchers from all across the state gathered to find the best of the best.
Research on cockroach milk and nose-blowing wins Ig Nobel prizes
Researchers are honored for their quirky, imaginative contributions to science at the 36th annual Ig Nobel Prizes. The ceremony was moved from the U.S., whose travel restrictions had made the country 'unsafe for our guests,' a top official said.
Students welcomed back to campus with Bronco Bash festival
WMU held its 44th annual Bronco Bash celebration on Sept. 1 to greet students coming back to campus for the Fall 2026 semester.
Bobby Rush headlines 26th Annual Blues BBQ Festival at Hudson River Park
The Blues BBQ Festival returned to Hudson River Park for its 26th year on Aug. 15 with a very special headlining performance. Grammy-award-winning blues
US phases out $45M annual support for Namibia HIV program
The United States plans to phase out financial support for Namibia's HIV response programs.
US phases out $45M annual support for Namibia HIV program
The United States plans to phase out financial support for Namibia's HIV response programs.
Explore the Cosmos at Carnegie Science Observatories’ Annual Open House in Pasadena
On Sunday, October 11, Carnegie Science Observatories welcomes one and all to its annual Open House from 2:00 pm - 5:00 pm—a great chance to enjoy the cooler-
GOP Lawmakers Discuss Economic Development At W.Va. Chamber Business Summit
WHITE SULPHUR SPRINGS – The final day of the West Virginia Chamber of Commerce 90th Annual Meeting and Business Summit at the Greenbrier wrapped up Friday morning with Republican lawmakers talking about the state’s economic future. House Speaker Roger Hanshaw, R-Clay, moderated a panel discussion with House Judiciary Committee Chairman JB Akers, R-Kanawha; state Sen. […]
Chamber breakfast salutes business, community leaders
Staff report Four Mahoning Valley business and community leaders were honored for their contributions to the area during the Youngstown/Warren Regional Chamber’s annual Salute to Business breakfast Thursday at Eastwood Event Centre in Niles. “Salute to Business gives us an opportunity each year to recognize people who are doing great work in the Mahoning Valley,” […]
Southern Decadence brings crowds, business boost to French Quarter
The 54th annual Southern Decadence is underway in the French Quarter, bringing a weekend of parties, drag shows and its annual parade Sunday. The Golden Lantern Bar on Royal Street is the official ho...
Sherman Medical Center hosts fourth annual health fair
Grayson County residents learn about healthier lifestyles
‘Tailgater of the Game’ returns to K-State football
MANHATTAN (KSNT) – A local non-profit is bringing back its annual “Tailgater of the Game” program for the 2026 K-State football season. The Kansas Beef Council (KBC) is giving tailgaters the chance to win prizes and get special recognition. The program will return at the Wildcats home opener against Nicholls State University. Staff with the […]
Game time for PAX West cosplayers in downtown Seattle
Participants in the annual PAX West gamer convention dress up as their favorite characters on the streets near the Seattle Convention Center.
Pender Unity Resource Expo offers vital health and housing services
Local service organizations and healthcare providers came together for the third annual Pender Unity Resource Expo Friday.
Annual Summer Bazaar Underway in Utica
The annual summer bazaar at Our Lady of Lourdes-Mary, Mother of Our Savior Parish is bringing the community together.
Computer Science Tops College Majors by ROI, Study Finds
An Investopedia analysis reveals computer science majors earn nearly $35,000 more annually than typical graduates, achieving the highest ROI at 3,143%. Theology and religion majors have the lowest ROI but lower unemployment. Despite rising graduate unemployment and AI impacts, all majors show positive ROI.
Labor unions are growing, but where depends on state politics
Labor union membership continues to climb in the United States, though the increase remains sharply divided by the politics of individual states. Last year, the nation added more than 411,000 union members — the largest annual growth since 2008, according to a study published just ahead of the Labor Day holiday by the Illinois Economic […]
Vacaville jazz festival returns Sept. 18
VACAVILLE — The Vacaville Jazz Society has officially launched its first phase of preparation for the 26th annual Vacaville Jazz Festival, taking place Friday Sept. 18, through Sunday, Sept. 20.
Chebolu to offer Arts and Sciences Lecture September 22
Dr. Sunil Chebolu, professor of Mathematics, will deliver the biannual Arts and Sciences Lecture on Tuesday, September 22, at 6 p.m., in the Bone Student Center’s Old Main Room.
Florida Panthers Foundation Announces Seventh Annual ‘Stache Dash 5K’ Presented by Baptist Health Cancer Care
Registration now open for all fans at FloridaPanthers.com/StacheDash
ETSU Community Health Fair features free health screenings
The ETSU Health Johnson City Community Health Center's (JCCHC) annual Community Health Fair returns Saturday, Sept. 12, offering community members a chance to connect with health care providers, local resources and services in a festive setting.
16th Annual Men’s Health Event
The Michigan Men’s Health Foundation is hosting the 16th annual Men’s Health Event on Saturday, September 26, 2025, from 9 a.m. to 3 p.m., at the Wayne State Fieldhouse in Detroit.Men 18 years and older, with or without health insurance, are encouraged to take advantage of this free event focused on preventative healthcare. | WWJ Newsradio 950
What climate science tells us about the causes of the Colorado River crisis
Elected officials from across Colorado’s political spectrum continued a 68-year-old tradition last week when they took to the stage at the annual summer conference of the Colorado Water Congress in
Day three of W.Va. Chamber of Commerce 90th Annual Meeting and Business Summit
The third day of the West Virginia Chamber of Commerce’s 90th Annual Meeting and Business summit kicked off Wednesday at The Greenbrier.
Health insurance costs are projected to rise by most in more than 20 years
The 2027 projection would mark the fifth consecutive year of elevated health benefit cost growth after a decade of more moderate annual increases. It would also be the sharpest increase during the five-year period, up from a projected 6.7%…
Fulton Lions Club's Duck Derby launches Sept. 13
FULTON — The Fulton Lions Club will present the 36th annual Charby’s Duck Derby Sept. 13 from noon until 5 p.m., according to David Dingman, club president.The first prize is $2,500, sponsored by The Fulton Medicine Place. × This page requires Javascript. Javascript is required for you to be able to read premium content. Please enable it in your browser settings. kAm“%9:D J62C E96C6 2C6 @G6C b_ AC:K6D 7@C E96 E@A 7:?:D96CD[ 2D H6== 2D E96 =2DE\A=246 5F42? D2:5] “p?5 E@ :?8]”k^Am#placement_726068_0_i{width:100%;margin:0 auto;}var rnd = window.rnd || Math.floor(Math.random()*10e6);var pid726068 = window.pid726068 || rnd;var plc726068 = window.plc726068 || 0;var abkw = window.abkw || '';var absrc = 'https://ads.empowerlocal.co/adserve/;ID=181918;size=0x0;setID=726068;type=js;sw='+screen.width+';sh='+screen.height+';spr='+window.devicePixelRatio+';kw='+abkw+';pid='+pid726068+';place='+(plc726068++)+';rnd='+rnd+';click=CLICK_MACRO_PLACEHOLDER';var _absrc = absrc.split("type=js"); absrc = _absrc[0] + 'type=js;referrer=' + encodeURIComponent(document.location.href) + _absrc[1];document.write('');kAm%96C6 H:== 2=D@ 36 2 5C2H:?8 6G6CJ `d >:?FE6D 7@C Sad :? }6H *@C< $E2E6 {@EE6CJ E:4][ 2?5 Sad_ :? =@EE6CJ E:436C]k^AmkAm%:42J 2=D@ 36 AFC492D65 2E |:>:’D sC:G6\x? 2?5 %96 uF=E@? |65:4:?6 !=246]k^AmkAm%96 6G6?E :D ?2>65 :? >6>@CJ @7 E96 =2E6 s@?2=5 “r92C3J” r92C3@??62F[ 2 uF=E@? {:@?D r=F3 A2DE AC6D:56?E[ H9@ 4C62E65 E96 6G6?E 7@C E96 4=F3 E9C66 564256D 28@]k^AmkAm“r92C3J H2D @?6 @7 uF=E@?’D 7:?6DE {:@?D[ 2=H2JD BF:4< H:E9 2 ;@2? D2:5]k^AmkAm%96 uF=E@? {:@?D r=F3[ 2=D@ 65J }:89E[ AC@G:56D 7:?2?4:2= 2DD:DE2?46 7@C E9@D6 :? E96 uF=E@? 2C62 H9@ ?665 6J68=2DD6D[ 6J6 6I2>D 2?5 962C:?8 2:5D]k^AmkAmu@C >@C6 :?7@C>2E:@?[ D66 k2 9C67lQ9EEAi^^7F=E@?=:@?D4=F3]4@>Qm7F=E@?=:@?D4=F3]4@>k^2m @C E96 4=F3UCDBF@jD u2463@@< A286 F?56C uF=E@? }* {:@?D]k^Am googletag.cmd.push(function() { googletag.display('ad-2978731'); });
MV Learning in Retirement to hold open house for seniors
The Mohawk Valley Institute for Learning in Retirement (MVILR) will hold its annual Fall Open House & Senior Showcase from 10 a.m. to 1 p.m. on Thursday, Sept. 10 at Mohawk Valley Community College in Rome, according to organization officials.
Sponsored: Master tire science and technology at the 57th Tire Mechanics Short Course
*Sponsored content Register now for the 57th Tire Mechanics Short Course, which will run from September 21-24, 2026, in conjunction with the 45th Annual Tire Society Conference at the University of Akron,
Business leaders, official, community members honor 2026 Business Hall of Fame inductees
Hundreds of local business leaders, officials and stakeholders attended the Indiana County Chamber of Commerce's 11th-annual Business Hall of Fame Induction Ceremony and Award Dinner on Thursday at the Indiana
Six Sleeps Until iPhone 18 Pro: Here's What We Know
We are just six sleeps away from Apple's unveiling of its new-generation iPhone 18 Pro and iPhone 18 Pro Max models, not forgetting its first foldable iPhone. Apple is expected to introduce the devices at its annual iPhone fall event, which is this year carrying the tagline "Surprise and shine". The event takes place on Wednesday, September 9.
Veterans connect with resources at annual Fayetteville health summit
Veterans connected with organizations offering health care and other resources Thursday in Fayetteville.
Pablo Torre Sounds Off on the Clippers Ruling, Kawhi Leonard and ESPN — and Teases His Next Big Story
“Pablo Torre Finds Out” host on the NBA’s historic ruling against the Clippers, Kawhi Leonard’s slap on the wrist and ESPN undermining his reporting.
Small business expo draws record turnout of entrepreneurs
The 14th annual CTOBC Expo in Las Vegas connected local entrepreneurs with over 90 businesses, agencies, and mentors to help grow small businesses.
Community Health Fair features free health screenings, activities
The ETSU Health Johnson City Community Health Center’s (JCCHC) annual Community Health Fair returns Saturday, Sept. 12.
Ninth annual Health Care for Maine conference tackles rising medical debt, legislative future
Health Care for Maine’s 9th annual conference saw several health organizations gather to discuss the state of health care affordability in Maine, as well as the changes coming from federal legislation.
Annual 5K supports Southcoast Health cancer patients in honor of doctor’s late wife
The 9th Annual Nicole Podkowa 5K is an opportunity for you to raise money to help individuals and their families battling cancer, while also remembering a woman who lost her own battle 10 years ago…
Seasonal celebration
EAU CLAIRE — Celebrating its 37th annual return, DECI’s Eau Claire Fall Festival is set to return to downtown next weekend.
Scientists studying cockroach milk and nose-blowing win Ig Nobel prizes for quirky science
Researchers have been honored for their quirky, imaginative contributions to science at the 36th annual Ig Nobel Prizes
Annual quirky science prize is held outside the US for the first time
Researchers have been honored for their quirky, imaginative contributions to science at the 36th annual Ig Nobel Prizes.
Capito Participates in West Virginia Chamber of Commerce’s 90th Annual Business Summit | U.S. Senator Shelley Moore Capito of West Virginia
WHITE SULPHUR SPRINGS, W.Va. – U.S. Senator Shelley Moore Capito (R-W.Va.) this week attended the...
W.Va. Chamber of Commerce begins 90th Annual Meeting and Business Summit
The event features presentations, talk-backs, and workshops featuring some of the most accomplished business leaders in the state.
Gov. Greg Abbott doubles down on rare fight for Medicaid
Abbott’s spokesman reiterated that Texas is not doing anything wrong that would disqualify hospitals from receiving nearly $10 billion in Medicaid funding annually.
Columbus Blue Jackets, NHL reveal next step in TV, streaming plans
Columbus Blue Jackets games will air on a new network with streaming on Prime Video for $19.99 monthly or $99.99 annually.
Fiesta Sports Foundation opens applications for ‘Wishes for Teachers’ grant program
The Fiesta Sports Foundation has opened applications for its 11th annual Wishes for Teachers program, which will award grants to Arizona teachers.
Everett Symposium will bring together business, industry and government leaders to examine the ethics of AI
Troy University will host the second-annual Terry and Barbara Everett Symposium on Emerging Technologies on Sept. 18 at the Dothan Campus.
Jack Daniel's maker Brown-Forman misses sales estimates on weak consumer spending
Jack Daniel's Brown-Forman missed first-quarter sales estimates and stuck to its annual targets, joining other spirits makers in warning of a weak consumer environment in the United States and Europe.
Bayer says Crop Science unit makes progress on product launches
Bayer said on Wednesday its Crop Science business had introduced two out of 10 planned new products with peak annual sales of at least €500 million ($579 million) each and mapped out further market launches.
ATLAS publishes first paper on Public Engagement with Science
You can’t exactly take the ATLAS experiment on tour. At 7,000 tonnes and buried 100 metres underground at CERN, it’s not easy to move. So, for more than a decade, the ATLAS Collaboration has found another way to bring the experiment to people around the world: live, interactive virtual visits with the scientists who work on it. In a recent paper published in the European Physical Journal Plus, the ATLAS Collaboration documents the evolution and impact of its flagship Virtual Visits programme. The paper is the Collaboration’s first publication focused specifically on science education, communication and outreach. It traces the programme from its beginnings as an experimental outreach effort in 2010 through its growth into a global programme – connecting classrooms in the Amazon, schools in the Himalayas and even a research station in Antarctica. Drawing on data collected between 2019 and 2025, the paper examines the programme’s reach and impact. Global reach, local connection Figure 1: World map showing the number of virtual visits across participating countries from 2019 to 2025. Cooler colours (purple and blue) are used for countries with fewer visits, and warmer colours (red and orange) for countries with more visits. (Image: ATLAS Collaboration/CERN) The core mission of the ATLAS Virtual Visit programme is to connect audiences worldwide with particle physicists and engage them in accessible discussions about cutting-edge research. While visiting CERN in person is an unforgettable experience, financial and logistical barriers can make such a trip difficult for many students and public groups. Video conferencing has allowed the Collaboration to break down these barriers: between 2019 and 2025, the Collaboration hosted 698 virtual visits, engaging tens of thousands of participants across nearly 70 countries (see Figure 1). Interactivity is central to the programme. Far from simple one-way broadcasts, Virtual Visit audience members are encouraged to engage in conversation with the scientist(s) hosting the visit. Most hosts are volunteers from the ATLAS Collaboration, who bring their diverse scientific expertise, language skills and cultural backgrounds to each visit. Where possible, audiences are paired with volunteer scientists who share their native language and cultural background, making it easier to engage, ask questions and connect with the hosts. Between 2019 and 2025, Virtual Visits were held in 19 different languages. The core mission of the ATLAS Virtual Visit programme is to connect audiences worldwide with particle physicists and engage them in accessible discussions about cutting-edge research. Constant evolution Figure 2: The number of ATLAS Virtual Visits organised annually since 2019. (Image: ATLAS Collaboration/CERN) The ATLAS Virtual Visit programme has continuously evolved to enhance the visitor experience. Early sessions were hosted directly from the ATLAS Control Room before transitioning in 2014 to a dedicated space in the ATLAS Visitor Centre, equipped with modern videoconferencing technology. In 2019, the ATLAS Collaboration expanded the programme’s reach, introducing live Virtual Visits from the experimental cavern during year-end maintenance stops and long LHC shutdowns. These exclusive sessions take participants beyond the ATLAS visitor platform, offering real-time, up-close views of the towering detector. When the COVID-19 pandemic disrupted in-person gatherings worldwide, demand for virtual engagement surged. The ATLAS Collaboration adapted rapidly by introducing Open Virtual Visits streamed via Zoom and YouTube, allowing individual science enthusiasts and families to join live guided tours. Figure 2 shows that the programme reached a peak of 155 visits in 2021 and has since maintained around 100 visits per year, demonstrating sustained engagement beyond the pandemic-driven increase. More than just a tour Beyond participation numbers, the paper highlights the positive impact on participants and educators. Teachers report successfully integrating Virtual Visits into their physics curricula, sparking sustained curiosity and in many cases inspiring students to pursue STEM studies and careers. Feedback received also highlighted how the direct dialogue with ATLAS scientists has given students an authentic and personal perspective on particle physics, helping them connect what they learn in the classroom with the people behind ATLAS research. Looking ahead, the programme will continue to evolve with new technologies and communication platforms. The goal is simple: to give even more audiences the opportunity to engage directly with particle physics and make fundamental science open to all. Learn more Breaking barriers: the impact of ATLAS Virtual Visits in science communication (Eur. Phys. J. Plus 141, 874 (2026), arXiv:2601.22457, see figures) ATLAS Virtual Visit Dashboard Register for an ATLAS Virtual Visit
Third annual Power of Women’s Sports Summit lands stateside
The Power of Women's Sports Summit arrived in the U.S. on Monday, with attendees taking in a full morning of programming and a screening of an upcoming documentary.
Museums for fall 2026: Science at the MSI, women all-stars at Art Institute and the annual architecture Open House
Whether you like architecture, history, science or maybe bugs, museums around the Chicago area have your thing this fall.
August Monthly Review: ChatGPT In Epic
Death, taxes, another frontier lab healthcare launch inspiring truly insane LinkedIn takes. As much as I want to stay away, I repeatedly am the crewman unplugging his ears whenever we pass these sirens. So it’s not the first and probably not the last time we dial up the typewriter rather than tie ourselves to the mast. The full blow-by-blow timeline: Health API Guy is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe The End of the Standalone PHR (Jan 8): ChatGPT Health arrives for consumers, at the time powered by b.well. I was bullish on the approach in that the best way for the PHR to finally solve distribution was to meet consumers were they already are (i.e. When Horizontal Meets Healthcare (Jan 9): OpenAI for Healthcare puts out the shingle for enterprises, with SharePoint ingestion standing in for the EHR integration the product actually needed. Another One: Anthropic’s Healthcare Debut (Jan 16): Claude's version, on HealthEx rails instead of b.well, with Agent Skills for FHIR development as the one true vertical-specific investment. ChatGPT for Clinicians: The Trap Sprung (Apr 24): OpenAI filled in the missing GTM middle with a free product for verified clinicians, effectively peeling the enterprise wrapper off ChatGPT for Healthcare and taking the PLG fight directly to OpenEvidence. OpenAI’s Second Attempt at Health (Jul 31): a relaunch of their patient specific app, now branded Health in ChatGPT, where the privacy partition came out, the connectors thinned, and b.well disappeared in favor of first-party FHIR work against a smaller network Beyond a Shingle So what was announced now? Today, we’re introducing a new electronic health record integration that brings authorized patient context from Epic into ChatGPT for Healthcare, along with the Healthcare Public Data plugin for direct, structured access to official healthcare datasets like PubMed, DailyMed, and CMS Coverage. Together, these capabilities bring ChatGPT closer to the systems and sources healthcare teams trust, while supporting the controls and compliance healthcare work requires. The core portfolio is unchanged from prior announcements we delineated and discussed (aside from the relaunch of patient-facing). Since trade publications still seem to be confusing them by using the wrong names: Enterprise sales motion: ChatGPT for Healthcare Protecting their core product / PLG: ChatGPT for Clinicians Consumer/patient-facing product: Health in ChatGPT So really, this is a feature release (specifically for ChatGPT for Healthcare when it comes to EHR integration). What’s cool about it, though, is that we are moving beyond just putting out a shingle. Everything in the January enterprise launch was horizontalizable: Horizontal tech companies thus generally start verticalization with their “putting out a shingle phase”. Telling the world you’re open for business as a horizontal tech company reliably attracts early inbound interest from buyers who are already trying to force-fit horizontal tools into domain-specific workflows and are eager for any signal that the vendor intends to support their use case more directly. Nothing was really vertical specific, which is exactly what you'd expect from the ultimate hypergrowth horizontal company dipping their toes into specific industries. But eventually you have to stop changing the sign on the door and start changing the product. Can you guess where the horizontal product was going to run out of road? This is the core dilemma writ large: verticalization requires differentiation, while scale economics of consumer and horizontal push toward unification. I’ve buried the lede so deep here it will be painful to some readers, but what should be shocking to no one is that my perspective is that EHR integration is the only path that meaningfully resolves this tension for ChatGPT for Healthcare. Integration with Microsoft Sharepoint is fine, but it is categorically insufficient for any product that hopes to influence clinical decision-making. SMART Money Well here we are, eight months later! Real vertical investment has begun, which surprised a few people. One friend in the industry messaged me: “Absolutely no way Epic gave ChatGPT API access.” Looking forensically at the announcements, the integration is notably read-only across appointment notes, laboratory results, medications, and specialist documentation. So while I’m not a betting man, I'd wager the house this is a SMART on FHIR launch: That sounds a lot like USCDI! The recommended path for the workflow they outline would be SMART on FHIR Their Health AI lead’s post is evocative of both standalone and EHR launch SMART, which another termed “ChartGPT” and “EHR Plugin” The implementation burden for SMART on FHIR is the lowest of the available integrative paths This is the team who literally did patient-facing SMART on FHIR with Epic last month Most importantly, if you’re a horizontal company, you generally still haven’t taken the full plunge and thus (overly) value reusability. SMART on FHIR is the logical compromise: healthcare-specific enough to matter, but standardized enough to reuse. Nobody Asked Judy Another friend asked “I thought they had to go to each health system, or did they go direct to Epic and now health systems opt in?” Given the trust paradigms in healthcare, this functionally cannot be Epic hoovering up all the data for OpenAI and shoving ChatGPT in their customers’ faces (or they would revolt). However, I do believe the aforementioned terrible coverage by TechCrunch and other outlets is probably responsible for that question, given the 325 million reference. When using FHIR as a business associate to an Epic customer, there is no EHR gatekeeping to speak of, as that isn’t how fhir.epic.com works: You register an app You pick your APIs You test against the sandbox APIs You list as “Ready for Production” Hospitals pick your app You test and go live with them Bluntly, nobody had to say yes or no in Verona (nor were they given the chance). Vendor Services (their next developer tier up that I doubt OpenAI is using quite yet in this initial release) certainly has contractual paperwork that some resent, but even there, the twin pressures of mounting antitrust and information blocking make outright gatekeeping increasingly fraught. My friend’s sentiment is, to me, representative of a broader industry neurosis, perhaps a sort of scar tissue of prior eras: people assume the gate is still there and never actually try the door. There are certainly other ways Epic (and any EHR) can put its thumb on the scale, but they are not so dumb as to stand in front of a federally mandated API and play bouncer at this exact moment in time. So I think they can and probably should go deeper, as this release is at best parity and at worst behind vertical-specific competition. OpenEvidence did a basic SMART launch with Sutter Health in February, allowing for more convenient evidence search by providers. They then add patient-context (the equivalent SMART on FHIR flow to what we see here) when Cedars-Sinai went enterprise-wide in May. UpToDate has four distinct applications across deeper workflows like patient engagement listed in Epic Showroom and announced a partnership with Epic to power Art at UGM Abridge and other ambient scribes have invested deeply into the deepest bidirectional clinical copilot workflow with integrations well beyond SMART on FHIR. In that light, the “Who is OpenAI primarily targeting here?” is clear. This release brings them into striking distance of OpenEvidence, but not the others quite yet. They are the only one of the three you can reach without building something truly Epic-specific. When will they go further? Competition is a great motivator to overcome the horizontal demons and start building things that can’t be reused: not across industries, not across EHRs, maybe not past the customer you built them for. That’s the price of actually verticalizing. The question is if and when OpenAI will be willing to pay it. Month in Review Here is the monthly review. As a reminder, this is a regular round-up of the month’s posts and other content to surface things you may have missed across regulation, litigation, interoperability, and beyond. AI assistance is used in these bullet summaries so I can focus on articles. Articles Published: None this month Video Content: The Information Exchange: Standards-based Thruple Edition (Aug 14): Back to school for us too, with Brad reporting in from the CMS Health Tech Ecosystem’s one year anniversary in DC. We get into the January CMS-0057 deadline, the fall rulemaking reading list, and why enrollment still keeps most apps off FHIR. The Information Exchange: Epic Dúnadan Edition (Aug 25): A UGM roundup with Ryan Brickner joining for the first time to check our takes against what the building actually thinks. Rangers, Ergo sitting on top of EHI, and a down-market lineup that needs some cuts. Regulatory: Stacked Deck, Bad Hand (Aug 05): ONC’s website refresh took the entire HIT Policy Committee record with it, so I rebuilt the archive and went looking for the regulatory capture story everyone assumes is buried in there. Stacking the deck and winning the hand turn out to be very different things. The Sixth Generation of Patient Access (Aug 19): A quick catalog of the five generations of patient access we’ve layered on since HIPAA, and the two candidates now competing to be the sixth. One is planned. The other is the market routing around the plan entirely. Court cases: Three Cases Walk Into a Docket (Aug 06): Two surprise settlements cleared the board in a single week, and then Judge Maddox dropped ninety-four pages on Vyne v. Henry Schein. The sleeper is a DMCA holding that makes direct-to-database a considerably riskier business model. Epic v. Health Gorilla: Into the MDL (Aug 10): Nine class actions are headed to Miami, and the Panel signaled it wants to bring the case that spawned them along too. That would leave Epic arguing the requests were obviously fraudulent in one courtroom and unknowable in the other. Amazon v. Perplexity: Agents Are Legalized! (Aug 11): The Ninth Circuit vacated the injunction against Comet, holding that the user is the one accessing the servers rather than the company that built the agent. A real win for agentic access, and a much narrower one than the headline suggests. Veeva v. Epic: Come At Me, Bro (Aug 26): Epic’s response brief wants the dismissal affirmed and, unusually, wants the opinion published as precedent. Buried in it is Epic’s own description of what its non-competes actually prohibit, which current and former employees should read closely. EHRs: The Contract Epic Would Never Sign Today (Aug 04): A 1999 SEC exhibit catches Epic licensing nearly its entire product line, Tapestry included, to the company that became TriZetto. The marketing services menu attached to it is the part that will make you blink. Forecast from Verona (Aug 07): The Epic Almanac makes one argument six different ways: the AI is only as good as the networks behind it. Emmie headlines, Art’s context stack is the most ambitious part, and Penny finally gets an autonomous coding date on the calendar. Works With Epic MyChart (Aug 17): Epic’s first new Showroom category since the death of Workshop certifies hardware instead of software, badge on the box and all. Made for iPhone, but for blood pressure cuffs, and rough news for anyone selling the RPM stack sitting in between. UGM Hot Takes 2026 (Aug 20): Everyone else covered the AI announcements, so I went after Savvy deleting the payment gateway, Rangers as Boost with the timer removed, and a down-market lineup with too many entries. Plus the Health Grid tidbits I cannot help myself on. MyChart Central Grows Up (Aug 24): Device data and Emmie turn Epic’s identity hub into a full consumer platform, which is both a logical answer to ChatGPT and a bit of a mistake. It also happens to be the best scraping target Epic has ever shipped. Industry Analysis: The Wrong Yardstick (Aug 12): Vertical software keeps getting judged against Superhuman and Notion, which is the wrong bar entirely. Your user is comparing your product to a whiteboard and forty phone calls before lunch. Primitives vs. Abstractions (Aug 27): Developers want building blocks, systems of record prefer to hand out business logic, and both sides have a real case. There’s no test from the outside that separates the engineering reason from the competitive one, which is why this keeps ending up in court. Cross-industry Comparisons: The Two Kinds of Platform Power (Aug 18): Attention power and record power are different problems that keep getting handed the same regulatory toolkit. Congress’s latest swing at Big Tech shows both what’s possible and where it falls apart. The Dogs of (Platform) War (Aug 21): A CourtListener alert turned up a property management fight with healthcare’s exact shape and none of the Cures Act. Shell prospects, ghost accounts, a notetaker bot that came back to haunt someone, and a lawyer arguing both sides of the same theory in two states. Fractals All the Way Down (Aug 31): Yardi dominates property management right up until you zoom into one segment, where AppFolio owns it outright and Yardi doesn’t appear at all. Where you draw the line around a B2B software market is about to decide an awful lot of cases. Other News: If Judy Had the Courage (Aug 13): A short eulogy for the era when software was allowed to look insane: WinAMP, bold colors, and everything the grey chatbot era has taken from us. External Media: Portland Monthly Health Tech Meetup: Erin O’Brien channeled my own feelings - maybe it’s just because it’s August and beautiful, but the monthly edition of the PDX Health community meetup was a ripper. Make sure to reach out if interested to join for the next one. STAT’s Coverage of Epic This Month: Brittany Trang of STAT did a fantastic job of breaking the FTC investigation that’s been lurking, as well as UGM related coverage, so I had to give her her wish of a meme. Fall Conferences: I’m pumped to be kicking off my fall conference season in NYC at Nabla Accelerate next month, which Chrissy provided the link to apply for. Here’s the rest of my schedule in case you want to meet up: Commonwell (Redwood Shores, CA): Oct 13-14 Open@Epic (Madison, WI): Oct 21-22 eHealthExchange (Austin, TX): Oct 27 Sequoia Project (Austin, TX): Oct 28-29 HLTH (Vegas): Nov 15-18 RSNA (Chicago): Nov 29-Dec 3 Posts I Liked: HTI-6 Should Unbundle API Certification: Josh Mandel makes the case that HTI-6 should split (g)(10) into separate authorization and data certifications, so a PACS or a genomics platform can certify only the role it actually performs. Imaging is the urgent example, but the structure solves a much bigger problem. On implementing ePrior Auth with Epic: Scott Rossignol’s field notes from a live ePrior Auth build on Epic, including the two app registrations nobody warns you about and the CPT mapping problem waiting at the end. CMS-0057 implementations are going to be such a beast. Healthcare point solutions are starting to look a lot like streaming services: Spencer Dorn runs the cable-to-streaming arc against health IT and lands squarely on the bundling half of the cycle. Bundling can be good! It can also be bad! Life is nuanced. Health API Guy is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe
Apple Launching Eight New Products This Month
Apple last month announced a new Mac mini and a new Mac Studio. Both machines start shipping on Tuesday, September 22, which means they will launch in the same month as new iPhones, Apple Watches, and AirPods. Apple is expected to introduce the unannounced products at its annual iPhone fall event, which is this year carrying the tagline "Surprise and shine". The event takes place on Wednesday, September 9, making this month one of the busiest Apple has had in a while.
What to Look For at Business Summit
The West Virginia Chamber of Commerce will host its 90th Annual Business Summit beginning Wednesday at the Greenbrier. Chamber President Steve Roberts joined Talkline earlier this week to preview the event. He says it promises to be an exciting few days with an equally exciting agenda. He’s right. But there’s also the question of what
Cook County Department of Public Health Earns 15 NaCO Awards for Public Health Programming and Impact - Cook County Department of Public Health
Cook County Department of Public Health (CCDPH) is proud to announce that 15 of its programs received achievement awards from the National Association of Counties (NACo) during its 2026 Annual Conference and Exposition, held July 17-20 in New Orleans, La.
Entertainment Lineup Announced for Grass Lake Oktoberfest October 3
Airdate: September 1st, 2026 Tom Izzo Headlines Northwest Staff Opening Day EventSeptember 1, 2026Jackson College Named as MIOSHA Training Site and Expands Corporate ServicesSeptember 1, 20262nd Annual Sickle Cell Walkathon this SaturdaySeptember 1, 2026Entertainment Lineup Announced for Grass Lake Oktoberfest October 3September 1, 2026Pride of Concord Matt Lehman and Kathy LehmanSeptember 1, 2026“Plays in Development”…
Walk in Central Park with Bill Ritter in CaringKind, ABC7 brain health campaign
The watershed moment of the campaign will happen on Saturday, Oct. 17, at CaringKind's 38th annual Alzheimer's Walk & Brain Health Day in Central Park.
Fernbank Museum gala to honor Teresa M. Finley
Fernbank Museum of Natural History will host its annual fundraising gala, A Timeless Affair, on Saturday, Oct. 3, bringing together Atlanta’s philanthropic, business and civic communities for an evening of
Family Business Symposium to Be Held
The University of Mississippi Center for Innovation & Entrepreneurship’s 5th Annual “It’s All Relative” Family Business Symposium is scheduled for Sept. 15-16, 2026 at the Sheraton Flowood Refuge Hotel & Conference Center in Flowood, MS. As a part of the UM CIE Legacy Leadership Program, the “It’s All Relative” Family Business Symposium is an open […]
Penguins and First National Bank Announce Fourth Annual ‘FNB Small Business Development Camp’ Program for Local Pittsburgh Businesses
The Pittsburgh Penguins and First National Bank, the largest subsidiary of F.N.B. Corporation, will be hosting the fourth annual FNB Small Business Development Camp, designed to assist locally owned small businesses in the Pittsburgh area. Five local businesses will be selected to participate in a six-week training program consisting of
Annual training manuals too slow to train Ukraine soldiers: commander
Training for Ukrainian troops on NATO soil aims to mirror the battlefield, but the commander in charge says bureaucratic manuals can't keep up.
See the list of businesses led or owned by LSU grads that grew fastest, made the most money
The 16th annual LSU100, which recognizes the fastest-growing businesses either owned or led by LSU graduates, has been released.
Phillies and Nemours Children’s Health Honor Young Cancer Warriors at Childhood Cancer Awareness Day on Sunday, September 6
The Phillies and Nemours Children’s Health will host their 10th annual Childhood Cancer Awareness Day on Sunday, September 6, at Citizens Bank Park, featuring heartwarming moments and once-in-a-lifetime experiences for children and families affected by cancer before and during the game against the Atlanta Braves. The on-field tribute will begin
Credibly Opens Applications for its Third Annual Small Business Awards, offering $60,000 to Help Entrepreneurs Grow
/PRNewswire/ -- Credibly, the AI-powered working capital company that champions small and medium-sized businesses (SMBs), today opened applications for its...
Purdue Science Olympiad inspires future scientists through annual invitational
Purdue Science Olympiad spends all year planning one of the state’s largest invitationals for middle and high school students. Members of the club help inspire future generations of scientists.
Keenova Marks the 2nd Annual National Hand Health Month with New Dupuytren's Contracture Mixed Reality Experience and Awareness Initiatives
/PRNewswire/ -- Keenova Therapeutics plc today announced plans for the 2nd Annual National Hand Health Month (HHM), a nationwide U.S. observance held each...
U.S. Bank Expands Business Banking Team Into Florida & Georgia, Accelerates Growth in Texas & Arizona
U.S. Bank expanded its business banking presence nationally, adding new bankers in Florida, Georgia, Texas and Arizona who serve businesses with annual sales
OpenAI says its ad business has already hit $1B in annualized revenue
OpenAI says its ad business has already hit $1B in annualized revenue - SiliconANGLE
Texas hospitals to lose $27 million in Medicaid funding daily
Starting Sept. 1, the Trump administration will withhold about $9.8 billion in extra annual funding that helps hospitals cover the difference between Medicaid payments and the actual cost of services.
ChatGPT Built A $1 Billion Ad Business In 200 Days
ChatGPT's advertising business has exploded, reaching a $1 billion annualized revenue run rate in just seven months.
OOI Participates in Woods Hole Science Stroll
The Woods Hole Science Stroll is an annual event that highlights the major research institutions located in Woods Hole village (WHOI, MBL, NOAA, USGS, USCG), and also includes over 20 organizations representing a breadth of STEM research, education, and environmental groups (Fig 1). The all-day event is open to the…
OpenAI's ad business hits $1 billion annualized revenue run rate
OpenAI on Monday said ChatGPT Ads, the company's advertising business, has reached $1 billion in annualized revenue run rate, as adoption picks up and global expansion rolls out.
OpenAI's ChatGPT advertising business posted $1 billion in annualized revenue
The roughly 200-day-old ad business is now available in more than 40 countries, with self-serve access expanding Monday
OpenAI's ad business shows blistering growth, hits $1 billion annualized revenue run rate
OpenAI's move to serve ads in ChatGPT earlier this year drew ridicule from its chief rival, Anthropic, in the form of a Super Bowl commercial.
Global Markets and Technologies for Electronic Health Records to Reach $52.2 Billion by 2030, Driven by Rising Chronic Disease Burden and Digital Health Adoption
“The global EHR market is projected to grow from $36.5 billion in 2025 to $52.2 billion by 2030 at a 7.4% CAGR as healthcare providers accelerate cloud deployment, interoperability and AI-enabled clinical workflows.”Boston, Aug. 31, 2026 (GLOBE NEWSWIRE) -- The global market for electronic health records (EHR) is projected to expand from $34.2 billion in 2023 to $52.2 billion by 2030, at a compound annual growth rate (CAGR) of 7.4% during 2025–2030, according to the BCC Research report Global Ma
Here\'s when the Schreiber Center\'s Rubber Duckie Race and Festival returns
The Schreiber Center for Pediatric Development’s 38th annual Rubber Duckie Race and Festival will be 2-5 p.m. Sunday, Sept. 13, at 625 Community Way in Lancaster.
Star Entertainment warns tough conditions to persist after annual loss
By Nichiket Sunil and Keshav SinghChundawat Aug 31 (Reuters) - Australian casino operator Star Entertainment reported a bigger-than-expected annual loss on Monday and warned that conditions would stay
Vance to privately address Republican Jewish Coalition during tension over Israel and antisemitism
Vice President JD Vance is scheduled to speak Monday at the annual gathering of the Republican Jewish Coalition.
Star Entertainment warns tough conditions to persist after annual loss
Australian casino operator Star Entertainment reported a bigger-than-expected annual loss on Monday and warned that conditions would stay tough as weak New South Wales table gaming revenue and a pending regulatory penalty weighed on its outlook.
Star Entertainment warns tough conditions to persist after annual loss
Star Entertainment warns tough conditions to persist after annual loss
Business Briefcase: Community Day to feature pierogies, train rides, music
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Tidelands Health offers hands-on nursing event for high school students
Tidelands Health is offering its annual “Nurses are Extraordinary” event to selected high school juniors and seniors in Georgetown, Horry and Williamsburg counties.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
"Digital Entertainment Leadership Forum 2026" Concludes Three-Day Run with Over 4,000 Participants Exploring Al's Role in Reshaping Digital Entertainment and Cultural Creative Industries
HONG KONG SAR – Media OutReach Newswire – 30 August 2026 – The annual flagship event Digital Entertainment Leadership Forum 2026 (DELF 2026), organised by Cyberport, concluded successfully today. Under
Digital safety, mental health and communication key themes in this year's Resilient Teens summit
Resilient Communities of East Georgia (RCEG), the youth-focused organization behind teen mental health initiative Resilient Teens, hosted its third annual Resilient Teens Summit, Saturday, at the Columbia County Exhibition Center in Grovetown. The nearly eight-hour event, beginning at 9:30 a.m., drew some 200 attendees including vendors and volunteers. Like each year, the day-long series of […]
Asking Eric: Mandatory mental health days stress this employee out
Letter writer’s company encourages taking an annual day off to hang out with co-workers outside of the office.
Kids test skills at inaugural Emplify Health Community Combine at Titletown
Hundreds of kids competed in football activities at Titletown on Saturday for the first annual Emplify Health Community Combine.
Dragon Boat Festival draws crowds, boosts business along Paducah riverfront
The 11th Annual Paducah Dragonboat Festival returned to Paducah on Saturday, with the event being emceed by WPSD’s own Drayton Charlton-Perrin, many businesses across Paducah also saw an uptick in
900 pounds of produce donated at the Health and Wellness Event
The fifth annual Health and Wellness Event was held in Syracuse o n Saturday. Five different local organizations teamed up to give back to the community. Those
Williamson College of Business Administration to Honor 4 Alumni
YSU's Williamson College of Business Administration will celebrate its 30th annual Outstanding Alumni Awards on Oct. 16.
24th Annual BioBlitz at Seacoast Science Center
Join Seacoast Science Center on Sunday, September 20, 2026 for the 24th BioBlitz, the non-profits annual community science event in Odiorne Point State Park. Families and nature enthusiasts team up with SSC naturalists and guest experts to explore the Park’s habitats to find and identify as many different species as possible in just one day! BioBlitz is a great way to get kids (and adults!) excited about science, learn about the park’s biodiversity, and discover how you can help protect our natural world.Like an extreme nature scavenger hunt, BioBlitz offers many opportunities for all ages to gain knowledge and hone skills in their favorite areas of nature! Habitat, plant, and animal explorations are scheduled throughout the day, allowing participants to choose among activities that interest them the most. With seven distinct natural habitats to survey, there’s something for everyone! Explorations include tide pools, mammals, seine netting, salt marsh, mushrooms, and more (see full schedule online, subject to change). Find all the details on the BioBlitz web page, and get your tickets to explore with SSC: https://www.seacoastsciencecenter.org/events-overview/bioblitz