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Detroit Lions Make First Reported Practice Squad Addition
The Detroit Lions reportedly have their first 2026 practice-squad addition, with tight end Thomas Gordon expected to return after being waived Sunday.
Maine lawmakers call on MaineHealth to keep Lincoln County labor unit open
Another labor and delivery unit in Maine is slated to close before the end of the year. A Maine Legislature committee is trying to take action to keep services open.
House Republicans investigate DEA tactic blamed for fentanyl flood
The tactic allegedly permitted staggering amounts of deadly fentanyl to reach the streets as federal authorities sought to build bigger drug cases
House Republicans investigate DEA tactic blamed for fentanyl flood
The tactic allegedly permitted staggering amounts of deadly fentanyl to reach the streets as federal authorities sought to build bigger drug cases
Pensacola Interstate Fair Unveils 2026 Entertainment Lineup and Schedule
PENSACOLA, Fla. -- Fairgoers in Pensacola can expect 11 days packed with concerts, competitions and crowd-favorite attractions when the Pensacola Interstate Fai
Pensacola Interstate Fair 2026 music and entertainment lineup announced
There's a little something for music fans of all genres at this year's Pensacola Interstate Fair this year. Check out this complete list of acts.
Health advisory in effect at Miami-Dade beach, testing revealed bacteria
A water quality advisory is in effect at a Miami-Dade, Florida, beach after testing revealed elevated levels of bacteria in surrounding waters.
Steelers players recall hilarious impostor fan at practice
Pittsburgh Steelers edge rushers T.J. Watt and Alex Highsmith recalled a hilarious incident where a fan in a fake jersey snuck into practice.
Mothman Festival announces vendor, safety, entertainment updates ahead of September return
POINT PLEASANT, W.Va. — Preparations are continuing for the 2026 Mothman Festival, with organizers announcing new guest speakers and live music acts while sharing updates on vendors, security and tips
USM creates one-stop shop for business support
Activities of USM's School of Business are moving to the Wishcamper Center, alongside the university's Office of Commercialization and near the Portland office of the Maine Small Business Development Center.
CT Business Blend: Aug. 31, 2026
Hartford Business Journal’s Greg Bordonaro and WTIC’s Brian Shactman explore the people, companies and trends shaping Connecticut’s business scene every Monday at 8:30 a.m. on WTIC 1080 AM.
'Lost at the Science Fair': Kyron Horman's disappearance remains one of Oregon's biggest mysteries
Kyron Horman vanished from his Portland, Oregon, school on June 4, 2010. The 7-year-old has not been seen or heard from since then, and the case remains open and active.
Dick Van Dyke shares impressive workout video at 100 years young
Dick Van Dyke’s latest workout video has fans floored by the 100-year-old actor’s physical fitness.
Fake Chrome update scam could infect your computer
A Chrome extension with 70,000 users and a 4.7-star rating began injecting fake update warnings after a threat actor acquired and weaponized it.
Bellevue Alum Boosts Violence Intervention with AI
Barbara Gaskins, a Bellevue University alumna, is combining expertise in criminal justice, re-entry, community violence intervention, and data science to improve outcomes for people impacted by incarceration and violence.After earning her bachelor's and master's degrees from Bellevue University, Gaskins gained the credentials, confidence and tec...
‘GTA 5’ Actor Says Fans Are ‘Out Of Their Minds’ Saying ‘GTA 6’ Looks Worse
In the wake of the "GTA 6 Extended Look," some fans claim that "GTA 5" looks better. A "GTA 5" actor is now shooting that down.
Green Bay Packers Kaleb Johnson trade gets strong review From ESPN
The Green Bay Packers have bolstered their backfield by bringing in Kaleb Johnson from the Steelers, sending Pittsburgh a future 2028 draft pick in return. ESPN viewed the transaction favorably, pointing to Green Bay’s decision as a savvy way to strengthen the position before the 2026 season gets underway. “The most likely outcome is still [...]
BitGo acquires NYDIG’s institutional trading business
The transaction allows NYDIG to focus on power generation, bitcoin mining and data center development, the company said.
How digital health can strengthen breastfeeding support
Discover how Philips Avent and the Human Milk Institute are exploring how connected digital ecosystems can strengthen breastfeeding support. Download the white paper.
California to get more power to sue big businesses under anti-monopoly bill going to Newsom
California prosecutors would gain new powers to sue big businesses over anti-competitive practices under a bill Democratic lawmakers sent to Gov. Gavin Newsom.
In Texas, ordinary Muslim religious practices are increasingly being treated as political threats
After 9/11, suspicion of Islam hardened into an assumption in Texas that Muslim identity itself signals danger, writes a scholar of constitutional law.
Popular sweeteners may leave effects that last for generations
Two widely used zero-calorie sweeteners, sucralose and stevia, may have effects that linger far longer than the sweet taste itself. In mice, researchers found that both sweeteners altered the gut microbiome, reduced beneficial compounds produced by gut bacteria, and changed the activity of genes involved in metabolism and inflammation. Some of those changes were also detected in later generations that had never consumed the sweeteners themselves.
Illinois Announces Community Impact Partnership with Busey Bank, Carle Health and Experience Champaign-Urbana Foundation
Student-athlete partnership will support community health, engagement and economic vitality across Illinois.
Scientists discover two superconducting states hiding as one
Scientists have uncovered hidden complexity inside two ultrathin superconductors that seemed much simpler than they really are. Niobium diselenide and tantalum disulfide appeared to have a single superconducting state, but highly sensitive measurements revealed that each actually contains two strongly interacting states working so closely together that they masquerade as one.
A “quantum bath” puts quantum entanglement on autopilot
Physicists have demonstrated a new way to entangle distant quantum bits without the constant measurements and active control normally required. The team created a “quantum bath,” a shared environment filled with correlated microwave photons that automatically pushes separated qubits into an entangled state and helps keep them there. The experiment confirms a theoretical prediction made more than 20 years ago and could offer a simpler way to connect modules in future quantum computers.
3 things to try to improve your brain health
Keeping your mind active can help offer protection for years to come.
SB Nation Launches App Home for Its 200 Fan Communities
SB Nation and Sportico are both part of Penske Media Corporation’s PMX Global division. SB Nation is launching an app to pull together content and chats from its network of close to 200 team- and league-focused sports communities. The launch comes as artificial intelligence impacts the amount of web search traffic media publishers receive and …
Business has lost the trust of a generation. I hear about it at my dinner table
A colleague told me, half-terrified, that her son's becoming a full-blown socialist. Our kids have been taking notes on the new (broken) social contract.
NVIDIA DLSS 5 Fixes Shadows Kingdom Come: Deliverance 2 Couldn’t Render, as Daniel Vávra Says Characters Finally Look As Intended
Kingdom Come: Deliverance series director Daniel Vávra praises NVIDIA DLSS 5, making the second game's characters look as originally intended
Missouri activists want fewer cameras on citizens and more on politicians
Missouri conservatives are pushing back on Flock cameras while demanding more transparency through livestreaming in the state Senate.
Sacoa powers cashless payments at new Saudi entertainment venue
Sacoa Cashless System has supplied the technology infrastructure for BOLTS, a new social entertainment venue in Jubail, Saudi Arabia, according to a press release. The installation includes 38 Spark RFID readers, three point-of-sale stations with readers, RFID cards, customer relationship management and online sales modules, and the Sacoa Mobile App. The integrated platform enables guests to access attractions and make cashless transactions while providing the venue with tools to manage payments and track customer activity.
Insight: Booming weight-loss drug demand in Brazil fuels thriving black market and health fears
When Brazilian customs agents opened jars of dulce de leche aboard a tourist bus arriving from Paraguay in April, they discovered hundreds of vials of tirzepatide, the active ingredient in the popular weight-loss drug Mounjaro, mixed inside the sweet spread.
Booming Weight-Loss Drug Demand in Brazil Fuels Thriving Black Market and Health Fears
By Luciana Magalhaes SAO PAULO, Aug 31 (Reuters) - When Brazilian customs agents opened jars of dulce de leche aboard a tourist bus arriving from Paraguay in April, they discovered hundreds of vials of tirzepatide, the active ingredient in the popular weight-loss drug Mounjaro, mixed inside the ...
Pocket's AI made my game ideas real. Now Meta controls the results.
Interactive mobile "gizmos" are easy to make, hard to share outside Meta's platform.
Onimusha: Way of the Sword Review: Excellent Action With Some
Onimusha: Way of the Sword (PC) Review – 8/10: Onimusha: Way of the Sword is a challenging and complex action game, and a great start for this series return to
House Democrat to launch challenge to Trump’s ‘Lake America’ order
Debbie Dingell plans to introduce her ‘Hands Off Our Great Lakes Act’ today following president’s latest escalation in US-Canada trade war
Adams County Health Department offers prevention tips as COVID cases rise in Missouri, Illinois
According to the latest CDC guidance, people who contract the virus can return to normal activities after symptoms disappear and they are fever-free for 24 hours without medication.
Villa-Chelsea transfer links are about business, not friendship, says Emery
Aston Villa do not share a special relationship with Chelsea despite a number of transfers between the clubs in recent years, manager Unai Emery said on Sunday, describing the deals as purely business transactions.
Sweet Corn Festival offers four days of free family entertainment
Festivalgoers can enjoy free entertainment throughout the Sweet Corn Festival Sept. 2-5 with acts for all ages.
Psychologists Defined the 6 Elements of Mental Health. How Many Do You Have?
Forget TikTok trends or Instagram advice, a new study asked dozens of actual experts what is actually important for good mental health.
Data centers \'exploded\' in Pa. politics this year. How will it impact Lancaster County\'s 36th Senate District race?
Voters across the country are being inundated with campaign advertisements about data centers and artificial intelligence ahead of the November midterm election, including in Lancaster County’s highly competitive 36th Senate
Industry-Specific Survey Shows Boost in Small Business Optimism
The Optimism Index for the construction, manufacturing, retail and services industries rose from April, a survey says.
West Hartford Business Buzz: August 31, 2026 - We-Ha
A round-up of openings, closings, and other news about West Hartford businesses.Business Buzz is sponsored by NBT Bank, and we are very thankful for their support!By Ronni NewtonI find myself writing the same thing at this time every year: It’s the last week of August. Today is actually
Heat safety tips as students return to outdoor sports and activities
As students return to sports and outdoor activities, learn how to stay safe in the heat and recognize the warning signs of heat-related illness.
A course correction Canada would concur with
I’ve always harbored a soft spot for Canada. My father was stationed there twice, once in the 1960s as the Atomic Energy Commission’s American liaison with the Canadian nuclear reactor program in Chalk River, Ontario and again in the 1970s as the State Department’s scientific attache at the U.S. Embassy in Ottawa. I had the […]
Seahawks GM Gets Blunt on Trevon Diggs Decision After Roster Cuts
On Aug. 30, the Seattle Seahawks decided to cut Trevon Diggs as part of trimming their roster to 53 players. Nonetheless, the Seahawks intend to sign the former Dallas Cowboys All-Pro cornerback to the practice squad. Diggs played in Seattle’s final preseason game against the Kansas City Chiefs, where he recorded one tackle and one interception. […] The post Seahawks GM Gets Blunt on Trevon Diggs Decision After Roster Cuts appeared first on HEAVY.
MeToo part deux is coming to U.S. politics
Activists are driving a renewed MeToo‑style reckoning in U.S. politics, pushing parties and lawmakers toward stronger accountability for sexual misconduct.
Was CB Jabbar Muhammad the Jaguars Most Surprising Cut?
After spending his entire rookie season on the practice squad, the talented CB showed significant improvement this offseason and looked like a roster lock. Surprisingly, the Jaguars decided to subject Muhammad to waivers.
Scientists Capture First Molecular-Level Images of Water Reorganization During a Reaction Crucial for Life
New X-ray approach reveals how charge and surrounding water reorganize during a fundamental chemical reaction
Naya Rivera’s son, Josey Dorsey, will make acting debut
Josey Dorsey, the 10-year-old son of Ryan Dorsey and the late Naya Rivera is making his film acting debut in "The Burning Valley" alongside his father.
FDA alerts patients after multiple complaints at West Coast imaging center
“Some clinical image quality deficiencies were severe,” the agency said, adding that the center is now required to submit an “extensive corrective action plan to the ACR.”
Robinson's rhythmical action reminiscent of McGrath
Glenn McGrath-like Ollie Robinson has Australia to thank for bringing back into fashion an age-old tactic which is fuelling his success.
Home health, hospice deal-making on track to soar in 2027, report predicts
Despite concerns that a federal Medicare moratorium is stifling home health and hospice growth, a new analysis predicts merger and acquisition activity in the home health and hospice sector could be poised for a strong rebound in 2027.
Who will be the Packers’ third quarterback?
The Packers will eventually want to sign a third quarterback to their practice squad
BUSINESS MONDAY: Spotlight on Bilmar Veterinary Services in Great Barrington
The locally owned practice, which dates to 1945, is marking 10 years under the ownership of Dr. Emily Newman—continually expanding its offerings along the way.
Interacting With AI Might Make You Act 'More Robot-Like', Researchers Warn
Could AI be changing us?
Canada's retaliatory tariffs poised to hit Michigan manufacturing
Canada's retaliatory tariffs on U.S. goods could constrain about $1.5 billion worth of Michigan exports, according to a Detroit News analysis.
Seahawks GM addresses Terrion Arnold allegations after signing
Terrion Arnold cannot practice or play while his legal case and NFL review continue.
Government Contractors | Technology 2026: WILLIAM H. ‘BILL’ DEAN
CEO | M.C. DEAN | TYSONS/MIAMI BEACH, FLORIDA
Former BYU standout TE makes Browns final 53-man roster
Defying practice squad projections, the seventh-round rookie overcame a late-summer injury to secure his place in Cleveland.
Maui Chamber of Commerce and BizFlixTalk™ Bring Subsidized Business Growth Program to Maui Entrepreneurs
Maui business owners will have a new opportunity this fall to step back from the day-to-day demands of running a business and focus on what comes next through The Business Expansion Blueprint, a six-week interactive business-growth experience offered by the Maui Chamber of Commerce in partnership with BizFlixTalk.
Denver Broncos practice squad and waiver wire tracker
We are tracking all of the news and rumors related to the Denver Broncos practice squad signings.
Young adults mostly shrug at sports betting risks, study finds
Young adults are largely ambivalent toward sports betting, with many viewing it as an acceptable activity that also carries possible risks, according to a new study.
Wisconsin Better Business Bureau warns of text, phone scams amid new study
The Wisconsin BBB released a new study showing the damaging impact of text and phone scams with tips on how to protect yourself from them.
Ground Zero responder discusses long-term 9/11 health impacts
A 9/11 volunteer who helped clear debris at Ground Zero is raising awareness about long-term health struggles as the nation prepares to mark 25 years since the attacks.
10 Practical Camping Gadgets Worth Buying From Tractor Supply
Tractor Supply may not be your first choice for camping gear, but it offers more than you might expect, including tools, sleeping bags, and cast-iron cookware.
How women’s flag football is emerging as one of the country’s fastest-growing sports
"I think it’s a very amazing opportunity for young girls like us to actually be able to put our talent into something that we love to do,” quarterback J’Nya Coney said.
HP Business Laptop deal with 16GB RAM and 512GB storage offers this fantastic machine for just $699.99 for a limited time only!
This 17.3 inch notebook laptop has a huge 41% off the MSRP, but you need to act fast! Don't miss out on this great offer.
Sankey, SEC 'prepared to contest' judge's order in Louisiana
While the SEC said it will comply with an order that prohibits commissioner Greg Sankey from issuing punishment if they roster a player who returns from a pro contract, the league said, in a Sunday statement to ESPN, it will defend its rights in court.
Four Quick Thoughts on Patriots Initial 53-Man Roster Cutdown
Expect the team to be active and as coach Mike Vrabel said, "fluid" with the roster as the opener approaches on Sept. 9.
UC San Diego Receives Up To $11.3 Million to Develop Smarter Red Blood Cells
Researchers at UC San Diego have been awarded a DARPA contract to redesign red blood cells to temporarily boost human performance.
6 things we learned from the Rams’ 53-man roster
Rams 53-man roster instant reaction: LA wins Tutu Atwell trade, Wesley Bailey makes it, and more
Patriots cut former undrafted standout ahead of roster deadline
The Patriots have reportedly cut running back Lan Larison with hopes of stashing him on the practice squad.
9/11 volunteer creates film on Ground Zero health impacts
A 9/11 Ground Zero volunteer who was diagnosed with lung cancer in 2017 says his illness stems from cleaning up the attack site, and he is now making a documentary to raise awareness.
Health taxes: Overcoming technical and political challenges, including illicit trade concerns, and lessons from country experience
A virtual side event ahead of the seventy-seventh session of the WHO Regional Committee for the Western Pacific will explore how health taxes on tobacco, alcohol and sugar-sweetened beverages can reduce unhealthy consumption, generate revenue and support health priorities. Aligned with WHO’s 3 by 35 Initiative, the session will share country experiences in tax modelling, revenue allocation and addressing illicit trade, while highlighting practical strategies for advancing health tax policies. The event will be livestreamed on X, Facebook, YouTube and the RCM77 web page.
GTA 5's Michael Actor Defends GTA 6 After Doubters Say Rockstar's Games Look Too Similar
Ned Luke, the actor behind Grand Theft Auto 5's Michael De Santa, said people who think Grand Theft Auto 6 looks too much like GTA 5 are "out of their minds."
GTA VI Extended Gameplay Preview Attracted Over 4 Million Live Viewers
It's been known since Rockstar released the first trailer for GTA VI that the upcoming action game would have a massive impact on the gaming industry, and analysts have predicted week-one sales of $4.5 billion when the game launches in November. Following Rockstar's GTA VI showcase at Gamescom,...
Former Bears DT Gervon Dexter reacts to trade to Falcons
Gervon Dexter says goodbye to the Bears and their fans.
Tom Holland Becomes Third-Highest-Grossing Actor Thanks to 'Spider-Man: Brand New Day'
The actor just made history.
North Carolina: Rabid baby goats at a mobile petting zoo prompts health warning
On Friday, the North Carolina Department of Health and Human Services reported confirmed multiple rabies cases in baby goats at a mobile petting zoo located in Iredell County. They were first notified of a potential rabies exposure among four baby goats at Farm Adventures in Harmony, North Carolina on August 27. The goats were most likely exposed to rabies by a skunk that had entered the pen where they were kept in late July. The NC State Laboratory of Public Health confirmed rabies viruses in three of the baby goats on August 28; a fourth goat was not tested but is also assumed to have been infected. Based on information gathered on August 28, it was determined that no other animals on the farm pose a risk of rabies exposure to people. Learn about rabies Anyone who had contact with baby goats from the Farm Adventures mobile petting zoo either at their location in Harmony, North Carolina, or at an off-site event, between July 28 and Aug. 27, 2026, may have been exposed while the animals were infectious. Impacted individuals should contact their local health department to determine whether medications are needed to prevent infection. Individuals are encouraged to call before visiting an emergency department or urgent care clinic to determine if treatment is needed and where it can be accessed. Known potential exposure dates and locations include: July 28: Jurney’s Assisted Living, 1942 Van Haven Drive, Statesville in Iredell County July 30: Private event in Mecklenburg County Aug. 1: Community Connections Back-to-School Bash, Breeden Amphitheater, 333 S. Main St., Lexington in Davidson County Aug. 6: Brookdale Peachtree, 2806 Peachtree Road, Statesville in Iredell County Aug. 8: Private event in Watauga County Aug. 9: Private event in Burke County Aug. 15: Masonic Picnic Grounds, 201 Poplar St., Mocksville in Davie County Aug. 16: Private event in Durham County Aug. 22: Private event in Iredell County Aug. 23: Private event in Durham County Rabies is a deadly disease that can spread from wild animals to pets and people, primarily through a bite, scratch or when infected saliva touches broken skin or mucous membranes. Human rabies infections are extremely rare in the United States. No human cases have been reported in North Carolina since 2011. Rabies is almost always fatal in mammals, including people, unless medications to prevent infections are given before symptoms develop. Symptoms can begin weeks to months after someone is exposed. Early symptoms are flu-like illness including weakness, fever or headache as well as a prickling or itching sensation where someone was bitten or exposed. In 2025, over 4,000 animals were submitted to the NC State Laboratory of Public Health for rabies testing, and of these, approximately 6% tested positive. In North Carolina the disease most often occurs in wild animals especially skunks, raccoons, bats and foxes. Outbreak News Today is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe
New Bears CB Clark Phillips sounds off on trade to Chicago
Newly acquired CB Clark Phillips shared his initial reaction after being traded to the Chicago Bears by the Atlanta Falcons.
4 Compact Tablets Perfect For Reading And Entertainment
Compact tablets strike the perfect balance between immersive entertainment and portability, so we've picked some great options from Apple, Lenovo, and Samsung.
Florida, hard-hit by Obamacare drop-off, feels the squeeze of rising healthcare costs
Florida has emerged as a national epicenter of the fallout from expired Affordable Care Act subsidies.
Over 4,400 human brains found intact in skeletons: scientists finally know why - Futura-Sciences
For decades, archaeologists have puzzled over a strange phenomenon: skeletons stripped bare by time, with only one soft and unlikely survivor remaining, the brain. Now, a team of researchers says it has finally uncovered the chemistry behind this mystery. It appears that the answer does not come from a rare...
Rams practice squad tracker
The Rams will be able to officially sign 16 players to their practice squad starting Monday
GeForce RTX 3080 Drops From 138 FPS to 4 FPS When DLSS 5 Neural Rendering is Enabled; Reports Confirm Similar Performance Drop With RTX 30 Series
DLSS 5 Neural Rendering runs on RTX 30 series but suffers a 97% FPS drop, making it unplayable, while RTX 50 series officially supports it
Seattle Seahawks 2026 practice squad tracker
Once the Seahawks have their 53-man roster, it’s time to build their initial practice squad.
McCarty: State needs stricter approach to behavioral health factor of homelessness
(FOX40.COM) — This week on Inside California Politics, host Nikki Laurenzo spoke with Sacramento Mayor Kevin McCarty. McCarty is a part of the California Big City Mayors coalition, which is made up…
McCarty: State needs stricter approach to behavioral health factor of homelessness
(FOX40.COM) — This week on Inside California Politics, host Nikki Laurenzo spoke with Sacramento Mayor Kevin McCarty. McCarty is a part of the California Big City Mayors coalition, which is made up…
There’s not one right way to be a leader
“Leaders take action to effect positive change in their communities. Leaders refuse to sit on the sidelines and lament. Sometimes they’re commanding, strategic and deliberative, and sometimes they’re a relationship-building che…
AirFest 2026 to Bring Four Days of Warbirds, Family Activities, and Aviation Entertainment to Cape May Airport
NASW Aviation Museum's AirFest 2026 will bring four days of aviation history and family-friendly entertainment to Cape May Airport. Visitors can explore historic warbirds, meet pilots and crews, enjoy live music and reenactments, discover STEM exhibits, and experience one of New Jersey's premier aviation events.
Why the United States Can’t Quit Its Wars
The country’s longest war came to an end exactly five years ago. Today it offers lessons for policymakers seeking to avoid an endless war in Iran.
Bears trade defensive tackle Gervon Dexter Sr. to Falcons for cornerback, draft pick: reactions
Ahead of Sunday’s 5 p.m. 53-man roster cut-down deadline, the Bears are giving one 17-game starter from the 2025 season a fresh start elsewhere. The Bears dealt defensive tackle Gervon...
NH's Business: Ongoing housing developments in New Hampshire
Fred Kocher sits down with Elissa Margolin with Saint Anselm College and Sarah Marchant with NH Community Loan Fund to talk about on how a bipartisan housing act could influence the housing market in NH.
The datacenter fight could permanently transform US politics. Which party will seize advantage?
The movement against datacenters are uniting Americans because they perfectly illustrate how a few individuals hold all the power to control decisions that impact our lives
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
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