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Tom Cruise Bloviates His Way Through the Aggressively Unfunny Digger
Alejandro G. Iñárritu's latest film has a million moving parks and nothing to say
Year-End Tax Planning: What Successful Businesses Should Do Now
Voice of Business Blog Guest post from Greater Rochester Chamber member Tiffany Brown, CPA, Bowers A profitable year is something every business owner hopes for-until they start thinking about the tax bill that comes with it. If your business is having a stronger year than expected, the good news is that you may still have…
Oklahoma still bowl bound in latest projections from USA TODAY Sports
The Oklahoma Sooners are still bowl bound in USA TODAY Sports latest bowl projections after Week 4.
'We're rapidly running out of time': 7 of Earth's 9 life support systems already breached, and the situation is getting worse, report warns
Our planet has had its annual health check, and the prognosis is pretty grim. Despite breached planetary boundaries, however, scientists argue that Earth can still have a safe and sustainable future.
Week 4 fantasy running back rankings: Top RB streamers, starts
Kyren Williams didn't get into the end zone in Week 3, but he still gave fantasy managers plenty of production. Where does he slot this week?
Months After LA County Cut Clinical Services at Seven Public Health Sites, It Has Not Shown Whether Patients Found Replacement Care
Measure ER starts on October 1, and a county-affiliated nonprofit is soliciting pledges. However, the county still hasn’t publicly shown which services have been replaced or whether referred patients received them.
Jasmine Crockett’s PAC released new endorsements. Talarico is still not on the list.
Rep. Jasmine Crockett has stepped back from Texas’s high-profile Senate race since losing the Democratic primary in March.
Small window for Welsh additional learning needs funding deal, politicians told
But Welsh Labour leader Ken Skates tells Rhun ap Iorwerth the money on offer is "still not enough".
Apple Watch Ultra 4 Review: Still the Best Health Buddy for Your Wrist
The fourth-gen Apple Watch Ultra doesn't reinvent the wheel, but it sure does pack plenty of upgrades, like more accurate health tracking and longer battery life.
Hornets, Brandon Miller Still Have Time to Agree to Extension
There is still time for the Charlotte Hornets and Brandon Miller to get a deal done.
Politics Is Still Fueling The Law School Admissions Frenzy
The law school Trump Bump is on its second Trump administration.
Greenland Energy CEO says ‘The world needs oil’
Still running iOS 26? Update your iPhones, iPads and Macs for this urgent security fix
Apple says the bug was used to attack "specific targeted individuals" running iOS 26, which the majority of Apple customers are still using.
Is Applied Materials Still The Business You Bought?
You may own Applied Materials (AMAT) as a chip equipment maker that aims to hand most of its spare cash back to shareholders. A $10,000 holding a year ago is now worth about $24,500. Your stake in this business is far bigger than it was.
Senate passes college sports bill that would rein in athlete payments,transfers
The House must still approve the legislation before it can become law
Ukraine’s Academy of Sciences warns against Russian cooperation after attack
The National Academy of Sciences of Ukraine has urged the international scientific community not to “restore or legitimise institutional cooperation with Russian state scientific and educational structures,” after a Russian drone hit its Presidium building in central Kyiv, killing at least two people and injuring several others. The drone strike took place in the early afternoon on September 28 while staff were working.The academy called the strike, one of several Russian attacks on Ukraine’s capital using jet-powered drones in recent days, an act of terrorism. “It is a strike [. . .] on the very idea that knowledge, research, and the search for truth should serve life, not its destruction,” it said in a statement.The academy thanked the global scientific community for its solidarity following the attack and warned against any temptation to normalise scientific relations with Russia.“Science cannot exist outside of moral responsibility. There can be no ‘ordinary scientific cooperation’ with a state that kills people and destroys scientific institutions of another country,” it said.“We urge not to create opportunities for Russian state institutions to return to the international scientific community as if nothing happened. There can be no ‘science beyond politics’ when science is attacked with weapons.”After the full-scale invasion of Ukraine in 2022, Europe almost entirely cut institutional ties and joint programmes with Russian science, although personal academic contacts are still ongoing.Related articlesRussia widens targeting of European research centresHow geopolitical rifts cut scientific collaborationThe European Federation of Academies of Sciences and Humanities (ALLEA), for instance, continues to exclude the Russian Academy of Sciences from its network.ALLEA condemned the latest attack as a “barbaric act” and part of a broader “systematic targeting of Ukraine’s scientific and cultural infrastructure.” This is a “deliberate attempt to erase the conditions under which free inquiry, knowledge, and democratic life are possible,” it said in a statement.Since Russia’s full-scale invasion, more than 4,650 educational institutions across Ukraine have been damaged, and a further 423 have been destroyed, according to ALLEA.National academies across Europe joined ALLEA in condemning the attack. “Science is about the pursuit of knowledge for the benefit of humanity, so this is an attack on civilisation itself,” said Paul Nurse, president of the UK’s Royal Society.Attacks on scientific, university and cultural institutions “are attacks on the foundations of society and constitute a clear violation of international law,” wrote the German National Academy of Sciences Leopoldina.The presidents of the US National Academies of Sciences, Engineering and Medicine also released a joint statement condemning the attack and pledging to continue to support the Ukrainian research community.The targeting of the Ukrainian academy prompted outcry from European leaders. “Today, science became a target for Russia,” European Commission President Ursula von der Leyen wrote on social media.“These strikes are the latest illustration of the Russian regime’s hostile contempt for science and truth,” said French President Emmanuel Macron.
The Beclowning of Scott Bessent
One iron law of current politics is that nobody who associates themselves with Donald Trump emerges with a shred of credibility. For some, that’s not a big loss — it’s not as if anyone respected Pete Hegseth even before he decided that the key to military success in an age of drones and AI was more testosterone. For others, however, the costs are real. I’m old enough to remember when Marco Rubio was widely considered a reasonable, thoughtful politician. Right now, however, my candidate for the biggest loser is Scott Bessent, the Secretary of the Treasury. Bessent started out with significant reputation to lose: When Trump selected him, this was the headline in the Financial Times: Jason Furman, Barack Obama’s chief economist, described him as a “credible Treasury secretary who has a real understanding of the global economy”. But Bessent has now transformed himself into the Baghdad Bob of bonds. Three weeks ago, after intervening (for reasons that remain somewhat unclear) to support the Japanese yen, Bessent boasted about his ability to move markets and dared investors to bet against his, declaring “I am the house now.” He then tried to push long-term interest rates down, buying 30-year U.S. Treasuries in a move some have compared to paying down part of your mortgage by running up your credit card balance. Here’s how that’s going so far: To get some perspective on how high interest rates have gone, here’s a longer-term perspective: We haven’t seen interest rates this high since the fading days of the dotcom bubble. Why are interest rates hitting new records? The backdrop, as I argued in last Sunday’s primer, is the huge AI-driven investment boom; more on that next week. But the immediate cause of the latest interest rate spike was Trump’s rejection of an Iranian proposal to end the war. This rejection sent crude oil prices, which for a while had fallen considerably, shooting back up: It’s notable, by the way, that oil prices remain high even though a significant amount of oil is now being shuttled through the Strait of Hormuz by night, on smaller vessels. That’s an interesting story, which has a lot to do with the fact that oil from the Hormuz shuttle runs must be transferred to larger vessels before being shipped to markets in Europe and Asia; around 15 percent of the world’s large crude carriers are now parked off the coast of Oman, waiting to be tanked up. This is creating a shipping crunch: But that’s a topic for another day. For now, the point is that with oil still high and refined products, especially diesel, still close to record levels, inflation will remain elevated. And this in turn means that the Federal Reserve will keep short-term interest rates high, an expectation that is feeding into longer-term rates. Hence Bessent’s bond-market humiliation. The truth is that Bessent might not have been able to get interest rates down even in the best of circumstances. But he certainly won’t get anywhere as long as Trump keeps believing that he can somehow convert his Iran debacle into a triumphant victory. And Trump will keep believing that as long as he is surrounded by sycophants who tell him what he wants to hear. Sycophants like, for example, Scott Bessent, who is predicting the imminent collapse of the Iranian economy, possibly within two weeks. Bessent is right to say that the embargo on Iranian oil exports is placing the country under great economic strain. But his implicit prediction that this will quickly produce a deal that Trump can call victory looks no more plausible than his boasts about the bond market. The big question now is, why would anyone with a reputation to lose work for Donald Trump? As the beclowning of Bessent shows, joining the Trump team won’t just damage your reputation; it will utterly destroy it.
Sam Presti Breaks Down NBA Aprons
The Thunder GM reveals how new salary cap restrictions target high-spending dynasties while explaining why Oklahoma City might still choose an aggressive, tax-heavy path toward a title.
Detroit Pistons: Langdon Draws Zion Williamson Comparison With Jalen Duren
Despite an offseason filled with negotiation, Jalen Duren still hasn’t signed a contract with the Detroit Pistons
U.S. ban on Canadian alcohol imports set to begin Tuesday
A coalition representing American bourbon distilleries, wineries and restaurant workers is urging the Trump administration to resolve the trade dispute ahead of the holidays
Long After Wildfire Smoke Is Gone, Heavy Metals Could Still Be Harming Survivors’ Lungs
A new study from University of Hawai‘i researchers links metals found in the ash of the 2023 Maui wildfires with impaired lung function.
Real Madrid, Barcelona and Liverpool still tracking Dortmund star
Nico Schlotterbeck was heavily linked with a move away from Borussia Dortmund earlier this year.He eventually signed a new contract with BVB until 2031, but that did little to end the speculation, wit...
Japanese business presence in China down nearly 30% from peak in 2012: survey
The research found 1,221 new Japanese entrants in China since the last survey in 2024, but that was still less than during Covid-19.
Draymond Green Says Luka Doncic & Lakers Hurt LeBron James
The Los Angeles Lakers are still forced to witness the loss of LeBron James remaining a huge talking point. Any NBA team losing an iconic figure will see this level of attention, and it is far bigger than the Lakers. Draymond Green decided to bring this back into the news by addressing something head coach […] The post Draymond Green Says Luka Doncic & Lakers Hurt LeBron James appeared first on HEAVY.
Galaxy S27 Ultra camera could solve two major issues seen on Samsung phones
The launch of the Galaxy S27 series is still four months away, but most details about the lineup's phones have already leaked. While the Galaxy S27 Ultra's basi
Ja Morant on City of Memphis: ‘That’s My Family’
Ja Morant still has love for the city of Memphis even after being traded by the Grizzlies.
Hawks Should Have No Regrets About Trading Zaccharie Risacher
Zaccharie Risacher can still become a good NBA player, but the Hawks were right to trade him for Luguentz Dort as they shift into win-now mode.
Inside the Texas courtroom where toddlers face immigration judges
U2 Helped Prove The Sphere’s Business Model — And Still Holds A Record At The Venue
Three years after 'U2:UV Achtung Baby Live at Sphere' began, U2 still holds Sphere’s highest per-show residency average at roughly $6.1 million.
Despite Setbacks, NASA Gives Boeing’s Starliner Spacecraft a Boost
A previous mission left two astronauts stuck in space for months. Still, the space agency is investing $359 million to keep the craft flying.
John Harbaugh: Giants Could Still Add Another QB Following Trade
New York Giants head coach John Harbaugh says his team could still add another QB after JJ McCarthy trade. The post John Harbaugh: Giants Could Still Add Another QB Following Trade appeared first on HEAVY.
FBI grapples with fallout from massive data breach
A week after a cybercriminal group claimed to steal sensitive personal data on thousands of current and former FBI employees, the bureau is still assessing the extent of the damage while facing internal criticism about the agency’s handling of the incident.
Two Former Nets Still Without Training Camp Invites
Cam Thomas and Dariq Whitehead remain in free agency limbo as rosters solidify.
Ranking Member Markey: SBA Administrator Loeffler, Trump Administration are Refusing to Answer to America’s 36+ Million Small Businesses and Workers, Leaving Main Street Behind
Loeffler canceled her scheduled Sept. 30 appearance before the Senate Small Business Committee, has not appeared before SBC in more than a year (Washington, September 28) – Ranking Member Edward J. Markey (D-Mass.) today released the following statement after Small Business Administration (SBA) Administrator Kelly Loeffler canceled her scheduled Wednesday appearance before the Small Business and Entrepreneurship Committee. Administrator Loeffler has not appeared before the committee in more than a year and has consistently refused to provide substantial answers to committee members in person, in writing, or via requested briefings. In June, Ranking Member Markey led every Democratic member of the committee in calling on Administrator Loeffler to appear before the committee to answer for the Trump administration’s cruel attacks on American small businesses, entrepreneurs, and workers. The Democratic lawmakers still have not received a response from Administrator Loeffler. “It is unacceptable that Administrator Loeffler chose to cancel her appearance before the Senate Small Business and Entrepreneurship Committee. The Trump administration is once again ignoring the more than 36 million American small businesses, entrepreneurs, and workers who drive our economy and enrich our communities by refusing to answer questions about this administration’s reckless economic policies. It has been more than a year since Administrator Loeffler has appeared before our committee and answered questions from both Democrats and Republicans. Since then, the Trump administration’s attacks on Main Street have only worsened. “Small businesses are facing record high gas and diesel prices, skyrocketing healthcare costs, and never-ending uncertainty from Trump’s trade war with the world. Trump has terrorized Main Streets across the country with violent ICE raids, destroying families, communities, and local economies. Meanwhile, Administrator Loeffler and the Trump SBA have been in a Witness Protection Program, ignoring the Pain on Main Street that they have created. They have chosen to make drastic cuts to SBA funding and essential, bipartisan programs, including the closure of the SBA office in Springfield and removal of the SBA office from Boston; directly attacked immigrant small business owners and destroyed the promise of the American Dream; and proposed shortsighted small business size rules that would benefit billion-dollar businesses over actual small businesses. “It’s clear that Administrator Loeffler, President Trump, and their CEO billionaire buddies want to turn the Small Business Administration into the Big Business Administration, tear down our economy, and abandon Main Street. If that is indeed this administration’s goal, Administrator Loeffler must answer to the millions of small businesses, workers, and families in Massachusetts and across the country that this administration is leaving behind.” ###
Nick Bosa to miss another game
49ers DE Nick Bosa still dealing with calf injury and will miss Week 4
The WPI Conversation: Why global health still needs external funding
Arnhold Institute of Global Health Director Rachel Vreeman on the continued need for global health funding in the wake of wide cuts
NAVANEETHAKRISHNAN: You do not know women’s sports
When female autonomy is still marketed through male desire, is it really empowerment or just the same gaze repackaged?
Criminal allegations fly in OH-07 race
The campaign for Congress in northeast Ohio between embattled Rep. Max Miller and his Democratic challenger Brian Poindexter is getting nasty, with both sides accusing each other of engaging in criminal behavior.
MTA axes G train shutdowns planned for December after outcry from small businesses
The dreaded December G train shutdowns have been scrapped, to the relief of business owners and residents in North Brooklyn. Long-overdue repairs initially scheduled to stretch through the end of the year have been finished ahead of schedule, according to the MTA, and though the G still needs some work, it will run like…
Deadline Wednesday: Free business training for Central Oregon veterans, families
BEND, Ore. (KTVZ) -- Applications are open through Wednesday, Sept. 30, for Startup Training Resources to Inspire Veteran Entrepreneurship (STRIVE), a free eight-week business training program for military veterans and their family members. The in-person program is designed to assist military-connected entrepreneurs in developing skills to create and sustain small businesses. Offered in collaboration with
Ironman 70.3 brings business boost to downtown Augusta
This year’s Ironman 70.3 event has crossed the finish line, but its impact on downtown Augusta businesses is still being felt.
White House to reopen part of Lafayette Square after eight months
Administration officials are still pursuing plans to build a permanent fence around the park.
Liverpool still chasing in-demand Virgil van Dijk successor
Liverpool are a team in transition, and Andoni Iraola’s squad is a long way from being complete. The Reds have spent over £650 million in the past 18 months, breaking the British transfer record tw...
Google Messages is closing in on RCS video call support
It's still not quite ready to go, but Google Messages is showing further evidence of development work towards supporting RCS video calls.
Naughty Dog Officially Celebrates Last of Us Day with DLC
Still no word about a potential Part 3
What’s Going On With LifeStance Health Group (LFST)?
LifeStance Health Group (LFST) has drawn fresh attention after recent trading left the share price at $11.84, with performance over the past week and month moving in different directions. Short term momentum for LifeStance Health Group has cooled, with a 7 day share price return of down 6.6% and a 30 day share price return of down 3.8%. However, the year to date share price return of 70.1% and 1 year total shareholder return of 118.5% still signal a sharp re-rating as investors reassess both...
I'm Still Shocked at the Pixel 11 Pro Being 56% Off
There aren’t many deals that we find that seem too good to be true, yet basically are as good as advertised. When you throw a wireless carrier into the mix of the deal, you then almost always assume the worst. However, Verizon is still running a Pixel 11 Pro deal that really is as good...
Scientists find lunar 'magnetic fossil' in Chang'e-6 samples
The moon no longer has a global magnetic field, but lunar rocks and soils still contain records of ancient magnetism. Studying the magnetic minerals in these samples can help scientists understand how ...
A Trump adviser tells CNN the midterms are ‘going to be f-ing rough.’ Here’s how they’re trying to blunt the damage
Two Scientists Killed in Russian Strike on Ukraine’s National Academy of Sciences
The death toll from a Russian strike on the National Academy of Sciences in Kyiv has risen to two scientists, with several colleagues still missing,
12 moves that illustrate the brazenness of Trump’s second term
When the Trump administration began running taxpayer-funded “public service announcements” that looked suspiciously like campaign ads for President Donald Trump last week, the White House gamely maintained they were “very clearly not campaign ads.”
An American Cold War-era spy satellite just exploded above Earth
The defunct USA 32 (or Farrah III) satellite, which launched in 1988, broke apart without warning on Sept. 13, around 480 miles above Earth's surface. Experts are still unsure what caused this sudden fragmentation, how many pieces it created, or how the debris might impact other nearby spacecraft.
The Lions Still Can’t Cover a Tight End
Three Jets tight ends piled up 164 yards and two touchdowns on Detroit's defense Sunday. #Lions
'Taken a long time to get to this result'
Former Manchester City midfielder Nigel Gleghorn told BBC Radio Manchester that Enzo Maresca "must think he has jumped into a fire" after the club were found guilty of the vast majority of 115 breaches of financial rules. "The rules put in place, I know why they're put in place to protect clubs, but I will still go to Man City and still watch them as I do," added Gleghorn.
Alessio Milivojevic Remains Spartans QB, but Patience Is Growing Thin
Freshman promise has vanished behind a crumbling offensive line as Milivojevic’s turnover-prone struggles force Michigan State to decide if their struggling starter can still salvage the season.
Scanning the waiver wire for intriguing options
The Penguins would probably figure to not use waivers to boost their lineup, given all the depth they already have. However with four players placed on IR yesterday plus the statuses of Bryan Rust (injured) and Andrei Kuzmenko (personal) still up in the air for the start of the season, the waiver wire could hold […]
The Odds: Young Voters and the President
Stanley Parable Co-Designer Perfectly Explains Why People Play 1,600 Hours Of Dota 2 And Still Hate It
This is exactly how I've felt
Alien nation? URI fall Honors Colloquium lecture on Oct. 6 explains why space travel means ‘More than Martians’
KINGSTON, R.I. – Sept. 28, 2026 – Interest and fascination in space travel isn’t just about visiting far-away planets, including Mars. Sometimes, it’s learning more about other life forms from another world. But venturing into outer space is still vitally important to understand the world around us, and beyond, even if aliens are never found. […]
Do you still care about this UNC Football season?
Is Bill Belichick’s squad doing enough to keep fans engaged as we inch closer to basketball season?
Kone overtakes Barella to become Serie A’s most expensive midfielder
The season has started off on the right foot for Roma, who are still undefeated in their first six league and Champions League matches. Among the key players is undoubtedly French midfielder Manu Kon�...
The Aral Sea, Once the World's Fourth-Largest Inland Lake, Was Drained Dry. Now It's a Ticking Carbon Bomb
Most of this inland sea is a dry lakebed the size of Ireland, and it has already released 748 million metric tons of CO2. But scientists say there's still time to reverse course.
Do Red Sox fans still hate the Yankees?
Good morning! There is no baseball today. Normally that’s a sad phrase to read and write. But when you’re gearing up for the playoffs, a day of rest isn’t the worst thing in the world. Especially when you’re gearing up to face the Yankees in the playoffs. Having said that, we can all acknowledge that […]
Georgia governor's race: Where Bottoms and Jackson stand on health care
Where do Bottoms and Jackson stand on Medicaid expansion and health care access? Credits: Video by Miasarah Lai, Sources: AJC | CSPAN | Riley Bunch / AJC
A Strange Heat “Anomaly” Deep Inside Mars Has Scientists Searching for Answers
An enormous southern heat anomaly hints that Mars’s interior is still active.
Corn Nation Overreaction: Huskers Dominate Spartans, Remain Undefeated
Nebraska moved to 4-0 with a convincing 31-13 road victory over Michigan State, and Greg and Jake broke down an “ugly win” that still showed how far the Huskers have come. Nebraska didn’t play its best football, particularly in the running game, but the defense dominated with six sacks, multiple takeaways, excellent tackling, and impressive […]
Flock cameras are creepy. They might still be worth it.
We probably shouldn’t de-Flock the police.
Didn’t get ‘Oasis Live ’27′ tickets? Here’s where you can still buy them
All 42 dates sold out across three days of code-only sales.
The Apple Next Vision Pro Is Reportedly on 'Life Support'
It might still happen, but I mean, come on.
Makhanya price tag soars after Rangers move
Massive jump in value for Rangers summer signing as Celtic midfielder says team still recovering from Champions League exit...
Brookfield Business (TSX:BBUC) Rebound Hopes Meet A Fair Value Reality Check
Brookfield Business (TSX:BBUC) has been drawing attention after its share price closed at CA$35.96, with recent returns showing mixed momentum over the past week, month, and past 3 months for investors tracking the stock. For context, Brookfield Business is coming off a weak stretch, with the share price down 27.31% year to date and 15.15% over the past 3 months. However, the 3-year total shareholder return of 84.94% still points to a much stronger longer-term outcome than the recent pullback...
Rams QB Matthew Stafford Makes NFL History Against the Broncos
The Los Angeles Rams lead the Broncos 16-0 at the half on Sunday Night Football. The Rams outgained the Broncos 273-67 through two quarters, had 17 first downs to Denver’s five, and converted five of nine third downs. There are still two quarters to play, but the Rams put themselves in great position to notch […] The post Rams QB Matthew Stafford Makes NFL History Against the Broncos appeared first on HEAVY.
Navigating the American Dream: How Integrated Financial Tools, Credit and Rewards Can Help Small Businesses Succeed
(Feature Impact) Owning a small business has been a cornerstone of the “American Dream” for generations. It represents the chance to transform a passion into a livelihood and legacy. However, turning dreams into reality is rarely a smooth or easy process and requires more than ambition alone. Today’s business owners need support and access to tools that enable them to overcome challenges and keep growing.#placement_678081_0_i{width:100%;margin:0 auto;}var rnd = window.rnd || Math.floor(Math.random()*10e6);var pid678081 = window.pid678081 || rnd;var plc678081 = window.plc678081 || 0;var abkw = window.abkw || '';var absrc = 'https://ads.empowerlocal.co/adserve/;ID=181918;size=0x0;setID=678081;type=js;sw='+screen.width+';sh='+screen.height+';spr='+window.devicePixelRatio+';kw='+abkw+';pid='+pid678081+';place='+(plc678081++)+';rnd='+rnd+';click=CLICK_MACRO_PLACEHOLDER';var _absrc = absrc.split("type=js"); absrc = _absrc[0] + 'type=js;referrer=' + encodeURIComponent(document.location.href) + _absrc[1];document.write('');Recent research conducted by the Capital One Insights Center shows 75% of more than 1,000 surveyed small business owners with more than one employee and annual revenues of up to $20 million are confident about the future, and 69% believe their business is actively primed for growth.While this optimism is promising, 47% of business owners still said their operations either stayed the same or became less efficient over the past year, citing issues like back-office friction and fragmented financial systems that make it difficult to get a clear picture of the health of their businesses.If you’re a small business owner eager to grow but not sure how to get there, start with this advice from real small business owners and experts at Capital One.Identify Sources of FrictionBefore you can pour effort into growth, you must understand what barriers are holding you back. Take time to look under the hood of your business to identify where time and energy is being lost.For example, you may be among the 78% of small business owners who feel stressed and uncertain about expense management – think hours spent hunting for receipts, manually entering numbers into software and reconciling accounts. Operational challenges aren’t just a hassle; they also pull attention away from important priorities like serving your customers and planning for growth. “We were focused on making as many candles as possible, especially during the busy season,” said Katie Roering, co-owner of Fontana Candle Co. “A lot of the back-office tasks like procurement, raw material purchasing, forecasting – all the really important things – were done at 3 a.m., 8 p.m. or on Saturday and Sunday, and there really just was not enough time in the day to get everything done that we needed to. We just knew as we continued to grow, we needed to streamline our processes, build out our team and keep moving forward.”Use Integrated Tools to Manage FinancesInstead of balancing 10 different tracking and analysis tools, you can turn to one-stop solutions to improve efficiency. Time gets lost when you’re forced to manually gather and interpret relevant data before you’re able to act. You need a platform that handles the busywork for you.Integrated, or “all-in-one,” financial tools – like accounting and bookkeeping platforms with automation capabilities or business credit cards featuring built-in analytical tools – allow you to easily stay on top of cash flow and day-to-day operations. For small businesses where every hour and dollar makes a difference, consolidating and automating systems can have an immediate impact. In fact, 51% of survey respondents said integrated tools have already fueled their growth.Leverage Credit Access and Rewards WiselyGrowth requires capital, so access to credit is a game-changer for many business owners, with 77% describing it as a key factor in achieving business resilience. Having funds accessible when you need them makes your business more capable of weathering storms such as equipment failures and seasonal slowdowns. It also puts the power in your hands to act when an exciting opportunity presents itself, like an inventory flash sale or the chance to advertise in a new market.Access to credit comes with another advantage: rewards. By using credit cards for your daily business expenses, you can earn cash back, points or travel rewards. Whether you redeem these to cover everyday expenses, book business trips or reinvest in the business, they can act as a bonus source of income. Learn to maximize rewards like the 84% of small business cardholders surveyed so you aren’t leaving money on the table.To learn more about how small business owners can identify obstacles, employ integrated financial tools and use credit as a tool for growth, read the full report at capitalone.com/about/insights-center.Photos courtesy of Shutterstock
Trunks of Treasure event returns to benefit mental health programs
Transitions-Mental Health Association brought back its Trunks of Treasure event at Filiponi Winery on Sunday afternoon.
Blocking and tackling: Claims still needs the human touch
Why investing in innovation to empower claims professionals is the true the key to unlocking Success
Art that serves others: How a Harnett County muralist is making a lasting mark in her community
Van Goat Studios, which has been operating since 2019, has allowed Johnson to express herself and reflect the spirit of local communities through murals. Photo provided by Elyse Johnson.Elyse Johnson of Van Goat Studios in Dunn wants to spread her artistry and make a lasting mark in her community. Van Goat, which has been operating since 2019, has allowed Johnson to express herself through murals and decorating electrical boxes in the urban landscapes of North Carolina. On top of traditional mural painting, Johnson offers what she calls “portable murals,” an option tailor-made for structure owners who do not want to commit to a design for their wall.“A contractor builds a framed piece of wood, and then they can frame the ‘mural’ onto the wood, whether it’s into their building, whether it’s interior or exterior,” Johnson said. The beginnings of Johnson’s journey into establishing Van Goat Studios reflect the teachings she wants artists to take away today: everything is a learning opportunity. When she started Van Goat, she shared it was a joint venture with a business partner. “I mainly did that because I didn’t feel like I was ready to go and do this on my own,” Johnson said. Her business partner eventually dropped out of the project, deciding she wanted to pursue other forms of art. That is when Johnson was thrust into growing her business on her own during and in the aftermath of the COVID-19 pandemic. “I had built up my confidence enough to go out and reach new heights,” she said. “And I was probably one of the few that benefited from COVID.”The moment presented a silver lining for Johnson. One of her first projects was a Farmers Day mural for the town of Coats. “When COVID-19 hit, Coats was not able to hold their annual festival, so they had a little bit of savings. They decided they wanted to do something for their community without getting anyone sick,” Johnson said.From there, word of mouth spread. Now, Johnson has an organic way of approaching projects. “Like a lot of muralists, if I feel inspired by a building, I will just go up and talk to that building owner and tell them a mural is something they should consider,” Johnson said. But above all, Johnson says she wants art to be accessible to everyone. Johnson said she is trying to stick to projects that benefit “the little guys.” “I’m not trying to go for a project in downtown Raleigh to get the eight-foot-tall building,” Johnson said. “I’m not trying to go to those major cities and get those huge buildings for two reasons: one, I don’t want to go that high; two, my passion really lies with the small guys.” But due to financial constraints and the material reality of art commerce, that requires open communication, she added. “I don’t want to just snowball you with this huge price, and then you just shut me down because it wasn’t what you were thinking,” Johnson said. “At the same time, I am an advocate for the arts, so I’m not going to give you a $10,000 mural when you’re only going to pay $5,000.” There is a healthy balance in explaining the artistic process and working with clients and the surrounding community, Johnson said.“Your municipality invested this, and this is why they invested this, and this is how it’s going to help and improve your community,” she noted. “Same thing when I’m talking to a small business. You asked for me to come at you with this that is outside your budget. How do we make this still your same exact goal, but within your budget lines?” Johnson also provides lessons to aspiring artists. She does so with a mission: how do you master the balance between being a great artist and a competent business owner? “We still do art lessons, but I’m also going to give you business scenarios,” she noted.One of the scenarios she has come up with for her students is a T-shirt competition. “The kids have to think about ‘okay, I can’t just draw whatever I want on a T-shirt. I need to think about what colors Miss Elyse likes. What does Miss Elyse’s logo look like? What would Miss Elyse like?’” Johnson said. “So the design needs to be around that kind of concept.” As Johnson looks toward the future of Van Goat Studios, she is thinking of time, longevity and succession. Johnson is a new mom, which she said has shaped how she sees the future of the studio.“I still want my name and my business out there continuing, so that when my daughter is of age and she can be more independent, then I can be out there doing more and more,” Johnson said. “I would love to get a student to pass this on to, or an intern. I would love for this business to be passed on to the next generation and let them go.”
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