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Matt Campbell is Perfectly Buying Into Penn State's History
Penn State football history is perhaps the biggest part of the program. Penn State, from top to bottom, has done a lot of good throughout its existence. The program has been among the top in college football year in and year out, and that doesn't look likely to change anytime soon, given how much money the school is allocating to the program.
Enes Kanter Freedom sues Chicago Sky over ejection, ban from Wintrust Arena
Freedom was ejected from a game for engaging in a mid-game dispute with a Sky player and was later banned from Chicago home games.
Judge Ends Federal Oversight of Teamsters
The union and federal prosecutors agreed that organized crime groups had been rooted out of union operations, the judge wrote.
Built-in backlash: Musk’s toxicity complicates his return to politics
Jen Psaki looks at how Elon Musk's tone deafness on issues like data centers and his evident antisemitism, not to mention his image as a villain to many Americans since his disastrous implementation of DOGE at the start of Trump's second term, makes him a likely political liability for Republicans even as he hopes to help them financially. Jesse Lehrich and Rob Flaherty, co-hosts of the "Nobody Knows Anything" show, join to discuss.
Dodgers Must Place Ohtani on Injured List
Prioritizing postseason health over MVP pursuits, the Los Angeles Dodgers must sideline struggling superstar Shohei Ohtani to ensure his nagging injuries don't turn into anything more serious.
Trump Taps Army Engineering Official as Acting Secretary
The move came days after the resignation of Daniel P. Driscoll, who had clashed with Defense Secretary Pete Hegseth over the purge of top generals in the Army.
Proposal for White House Visitor Screening Center Advances
A federal panel again paved the way for one of President Trump’s construction projects, even as it heard opposition to another proposal to fence in a park north of the White House.
JD Vance Says He Wouldn’t Call Iran Conflict a War
In the first White House press briefing since Karoline Leavitt left as press secretary, the vice president suggested that when the conflict would end was up to Tehran.
Video: Opinion | The Joke That Started a Political Movement
“For more than a decade, the people in India were scared of questioning the government. Now, finally, people are no longer scared,” Abhijeet Dipke, a 30-year-old Indian university graduate whose viral X post led to the creation of the Cockroach Janta Party, tells Opinion Video.
Trump Administration Asks Supreme Court to Allow Mail Voting Limits
The justices have been asked to weigh in again on the Trump administration’s efforts to restrict mail voting — this time on whether the plans violate the Constitution.
Maria Bartiromo Is Out at Fox News
The host, who appeared on Fox Business and Fox News, had been with the network for more than 12 years.
Video: Why the N.B.A. Banned the Richest Owner in U.S. Sports
A yearlong league probe, sparked by Pablo Torre’s Pulitzer Prize-winning investigation, found that the billionaire Los Angeles Clippers owner Steve Ballmer helped to secure endorsement deals for star Kawhi Leonard, breaking salary cap rules.
Dave Bautista unveils 'God of War' transformation after series recast
Dave Bautista may not be heading back into the ring anytime soon, but he's still got that fighting spirit.
Scientists Find More Than 1,000 DNA Variants Linked to Personality Traits
More than one million genomes helped identify DNA variants linked to extroversion, agreeableness, neuroticism and more. Researchers measured how those traits influenced how people lived.
This Week in Sports Trivia: Sept. 3, 2026
How closely were you following the sports news this week? Find out and test your knowledge by taking The Athletic's weekly quiz.
What feels different with these Cowboys? 5 reasons the vibes are positive before Week 1
After a disastrous playoff loss and coaching change entering 2024 and the Micah Parsons situation last offseason, things feel different.
What Did Jurassic Forests Sound Like? Like This.
Scientists spent over a decade reconstructing the calls of nine species of ancient insects to create the first accurate Jurassic soundscape.
Who are the British players in the NFL?
BBC Sport's Ask Me Anything team explains who the British players are in the National Football League
Connections: Sports Edition today: Hints and answers for Sept. 3, 2026, puzzle No. 710
Welcome to Connections: Sports Edition Coach — a spot to gather clues and discuss (and share) scores.
Today’s NYT Connections: Sports Edition Hints and Answers for Sept. 3, #710
Here are hints and the answers for today's Connections: Sports Edition puzzle for Sept. 3, 2026.
As Midterms Loom, Democrats Feud Over Defections
The fight has highlighted party divisions and raised questions about how Democrats will run the House should they win the majority.
Judge Blocks Trump’s Second Try to Restrict Birthright Citizenship
The ruling raised concerns that babies already defined as citizens by the Supreme Court could have their citizenship revoked under an order the president signed in August.
Opinion | Trump Ended My American Dream
America has closed its doors to too many students and entrepreneurs.
In the Midterms, Will the Nepo-Baby Attack Work?
A New Hampshire senator’s daughter is running for office, and finds her name being used against her.
USPS Is Building a Mail-In Ballot Screening System Despite Legal Battles Over Trump Order
Election officials warn that the creation of a new online portal for states to upload voter information is already fueling confusion and could ultimately disenfranchise voters.
Gov. Greg Abbott doubles down on rare fight for Medicaid
Abbott’s spokesman reiterated that Texas is not doing anything wrong that would disqualify hospitals from receiving nearly $10 billion in Medicaid funding annually.
As Trump Throws a Midterm Party, Some Vulnerable Republicans Send Regrets
Many members of Congress in the most competitive re-election races are skipping the chance to share a pep rally stage with President Trump.
Women’s Sports Leagues Have Exploded Around the Nation
Money is flowing into start-ups in softball, baseball, volleyball and basketball, and TV viewership is following.
Trump Administration Launches Blitz to Find Elusive Voter Fraud Ahead of Midterms
The practice is exceedingly rare, but President Trump has fixated on rooting it out this year, claiming without evidence that tens of thousands of noncitizens are registered to vote.
The Nets almost became the Swamp Dragons in the 90s. Now they’re hosting a night to celebrate it
One of the NBA's most infamous almost-rebrands will now be commemorated as part of the Nets' 60-year anniversary celebration.
How to watch Anaheim Ducks games on TV and Prime Video in 2026-27
The Ducks will make 65 of their games free to watch on over-the-air networks.
How New York Times Reporters Traced Dark Money in Politics
About $1 billion in anonymous contributions is coursing through midterm races across the country. Figuring out where the funds are coming from is no easy task.
NHL, Prime Video strike local streaming deal for 6 teams
The multiyear agreement makes Prime Video the exclusive local streamer for the Ducks, Hurricanes, Blue Jackets, Stars, Wild and Blues.
Tottenham’s Richarlison subject of failed bid from Trabzonspor
Richarlison, 29, faces an uncertain future at Spurs after a proposed move back to Everton broke down.
Federal Judge Declines to Break Up Google’s Ad Technology Business
In a long awaited ruling, the judge said Google must make some changes to its ad tech business to handle antitrust issues, but did not disclose the measures publicly.
Video: Opinion | What A.O.C.’s Egg Freezing Says About Politics
Alexandria Ocasio-Cortez and Karoline Leavitt may have very different politics, says Kristen Soltis Anderson, but they’re both publicly navigating similar realities: being young women in the public eye and navigating career ambition alongside questions of fertility and family.
Trump’s ‘Lightning Speed’ Threatens to Outpace the Courts
In his breakneck construction of a grand ballroom and in many other initiatives, critics say, the president has tried to outrun judicial review.
Trump Returns to a Familiar Playbook as the War With Iran Flares Up Again
President Trump called on Iranians to “rise up and fight” on Tuesday as the United States seems increasingly bogged down after six months of conflict.
Patients and Doctors, Shaken by the Clancy Trial, Seek Extra Help
Requests for advice from women with maternal mental health conditions, as well as health providers who care for them, have surged.
How will Stan Kroenke impact the Angels? We asked reporters who have covered his other teams
Los Angeles Angels fans rejoiced on Tuesday after news broke that longtime owner Arte Moreno was selling the team for $4 billion to Stan Kroenke, whose Kroenke Sports and Entertainment owns a collection of franchises across multiple leagues. Under the group’s umbrella, Kroenke owns the NFL’s Los Angeles Rams, NBA’s Denver Nuggets, NHL’s Colorado Avalanche and Arsenal in the English Premier League. He also owns MLS’ Colorado Rapids and the National Lacrosse League’s Colorado Mammoth. Each of those teams has won at least one league title during Kroenke’s ownership tenure. So what...
‘Wordle in 1’ is the NYT’s new puzzle just for subscribers
Fresh spins on familiar games.
What is a fan really worth?
As football teams around the country begin their seasons, it’s a good time to ask a bigger question about college and professional sports: What is a fan really worth?For sports organizations, the answer starts with the ticket, but it doesn’t end there. Fans buy parking, concessions and merchandise. They attract sponsors, bolster media products and help create the atmosphere that makes live sports feel different from almost anything else.
ESPN to debut Peter Schrager’s new daily afternoon show next week: Sources
A longtime on-air presence with NFL Network, Schrager moved over to ESPN a year ago.
Champions League players to wear new ‘debut patches’ in 2026-27 season
The patches will then be integrated into a unique trading card that will also be signed by the player.
Who CFB coaches think will win the title, plus the Angels sale
The Pulse Newsletter 📣 | This is The Athletic’s daily sports newsletter. Sign up here to receive The Pulse directly in your inbox. Good morning! Combine for 35 hits today. Coming up: 🗣️ Ducks, Tigers dominate gossip ⛓️💥 Congrats to Angels fans 👑 NFL 50 under 40 Right now, the texts I want to read most are the ones college football coaches are sending to each other. There’s always an inherent interest there, as these are quite famous men who have to play things straight in front of microphones and cameras for most of the week. What are they gossiping about in...
McKenzie Siroky was a rising hockey prospect. Now she’s on an Olympic path in swimming
Siroky was committed to a top school and had big hockey dreams, then she gave it all up for swimming. Now she's one of the world's best.
‘Atlanta is Deion’s city’: Deion Sanders begins pivotal Colorado season in city where star was born
In the early 1990s, Deion Sanders was Atlanta's two-sport athlete, starring for the Falcons and playing in the World Series with the Braves.
Employer Health Costs Are Expected to Spike in 2027
A new U.S. survey anticipates an average increase of 11 percent unless benefits are cut, the highest rate in decades. Other findings also predict a sharp rise.
Employer Health Costs Are Expected to Spike in 2027
A new U.S. survey anticipates an average increase of 11 percent unless benefits are cut, the highest rate in decades. Other findings also predict a sharp rise.
Joel Klatt wanted to be the ‘next Kirk Herbstreit.’ Klatt may have surpassed him
Fox's lead college football game analyst had a non-traditional path to the top of his profession. He's also got ideas how to fix the sport.
FiveThirtyEight’s Podcast Hosts Reunite for a New Show
Nate Silver, Clare Malone and Galen Druke will host “Still Counting,” a nonpartisan politics show — on a decidedly partisan podcast network.
Get to Know Your Phone’s Built-In Emergency Kit
In times of natural disasters and other dangers, special features tucked away on your iPhone or Android device could help make a difference.
Levon Kirkland: These are the 3 best leaders I played with in my 11 years in the NFL
Levon Kirkland played in the NFL from 1992 to 2002, mostly with the Pittsburgh Steelers.
‘Drive to Survive’ made F1 a hit. Sports car racing is cashing in, too
The WEC CEO is clear: F1 docuseries "Drive to Survive" boosted other forms of motorsport and helped attract new fans
Connections: Sports Edition today: Hints and answers for Sept. 2, 2026, puzzle No. 709
Welcome to Connections: Sports Edition Coach — a spot to gather clues and discuss (and share) scores.
Six Takeaways From the Massachusetts Primaries
Senator Ed Markey, 80, trounced a younger challenger who had made an argument for generational change. Two other longtime Democratic lawmakers hung on, too.
Former President Joe Biden Will Attend Sept. 11 Ceremony in New York
Mr. Biden will join three other living presidents at the event. President Trump has decided to skip the ceremony and is expected to appear at the Pentagon on the 25th anniversary of the attacks.
House Censures Republican Accused of Sexually Harassing Two Aides
Representative Chuck Edwards received a formal rebuke on the floor after a speech in which he apologized for his conduct but said it did not constitute harassment.
What Box Office Bomb Crushed Obsession on Streaming?
(Welcome to my weekly streaming ratings report, the single best guide to what’s popular in streaming TV and what isn’t. I’m the Entertainment Strategy Guy, a former streaming executive who now analyzes business strategy in the entertainment industry. If you were forwarded this email, please subscribe to get these insights each week.) Before we get into this week’s issue, let me ask you for some suggestions. At the risk of coining too many names for too many things (hence my dictionary of terms...), I need a name for straight-to-streaming films that are too expensive to justify a straight-to-streaming release, but not big enough to justify a theatrical release. Like some of the films I highlighted in last week’s tally of the biggest film flops of 2026 so far: Hulu’s Mike & Nick & Nick & Alice, Pizza Movie or Never Change! They don’t feel like “made for TV movies” (think Hallmark and Lifetime movies, cheap Netflix romcoms, or Disney Channel Original movies, for example) but they don’t feel big enough for the big screen. They’re not “cinematic” enough, so to speak. As I wrote... “I still need a name for this middle zone of film that’s too expensive to go straight-to-streaming but too small to justify a theatrical release (with all the PR, distribution, marketing and whatnot costs that go along with it), the Goldilocks zone of streaming film death.” Friend of the newsletter Brandon Katz has suggested the “Bermuda Budget Triangle”, “The Platform Gap” and “The Distribution Deadzone”. I love that first one. I’d offer up the much wordier “The Streaming Budget Dead Zone” or “the Goldilocks Zone of streaming film death” but that last one isn’t accurate since, unlike Goldilocks’ porridge, these films are the opposite of “just right”. That’s the problem! Anyway, if you have any suggestions, let me know! On to today’s Streaming Ratings Report. As you can tell by today’s headline, things are going to be spicy! I’m looking at a box office bomb that did really, really well on streaming, somewhat challenging a few different narratives. And another Netflix series declined in its second season. All that, plus Wicked: For Good switching streamers, The Hawk continuing its strong run, _The Bear’_s finale season finally dropping off the charts, the WNBA posting a big viewership number, “shallow libraries”, a sitcom spinoff failing to launch, more big budget IP flopping on Paramount+, all the flops, bombs and misses, and a whole lot more. Let’s dive right in! (Reminder: The streaming ratings report focuses on the U.S. market and compiles data from Nielsen’s weekly top ten viewership ranks, Luminate’s Top Ten Data, JustWatch and Reelgood interest data, Samba TV household viewership, company datecdotes, Netflix hours viewed data, Google Trends, and IMDb to determine the most popular content. While most data points are current, Nielsen’s data covers the weeks of July 20th to July 26th, 2026. You can find a link to my terminology here.) Subscribe Film - The Latest Theatrical Success Story on Streaming In the latest edition of “Flops, Bombs and Misses of the First Half of 2026”, I made a crucial change: I started including theatrical films with the streaming misses. The streamers have collectively—including Netflix, but not to as big of an extent—stopped making a lot of straight-to-streaming films, and the ones they do make aren’t as expensive as in the heyday of the streaming bubble. After the following two films bombed in theaters, you’d guess that they’ll be included in my next collection of flops, bombs and misses six months from now: Masters of the Universe on Prime Video (only $64 million domestic box office) Mortal Kombat II on HBO Max ($79 million domestic) But you’d be wrong! Masters of the Universe, a reboot of the He-Man franchise, a toy from the 1980s, came to streaming on 22-July and did great! This long-gestating project—it’s been at every studio for years, and came close to getting a greenlight at Netflix—then finally came to theaters in June, and showed up on streaming less than two months later. (I don’t love this short theatrical window.) It surprisingly grabbed nearly 20 million hours on its debut: That means, wait for it, Masters of the Universe is currently the eighth biggest film on streaming through two weeks. My rough bar for “hit” is shows or films in the top 15%. Ergo…Masters of the Universe is a legit, streaming hit! (One quick caveat: if it falls out of the top ten next week, it will move to 13th overall, just on the edge of the top 15.) Of course, that’s the data for just 2026. Here’s how it stacks up to Prime Video’s theatrical films: That drop into its second week is typical for Amazon films, but also a worrying sign. I have a feeling interest in this film is front-loaded and we’ll see it drop off after this. As for Mortal Kombat II, in this case, the viewership numbers roughly match the theatrical outing, with only 4.1 million hours in its first week. Here’s how it stacks up to other HBO Max films: The best defense of this number is that, as a relatively violent rated-R film, Mortal Kombat II never had a good chance at breaking out. So now it’s time for a little big of “Entertainment Nuance Guy”: First, yeah, my headline is obviously facetious, since Masters of the Universe besting Obsession says more about horror as a genre than it does that film. Second, I read and listened to quite a few “nobody wanted this IP” takes about Masters of the Universe, and that’s not really true. At least enough people wanted it to power a 20 million+ hour debut! Third, both this film and Mortal Kombat II were considered “average” by viewers, but not great films, with a 6.4 and 6.3 respectively on IMDb. That’s just shy of the level needed to be a word-of-mouth hit. Fourth, in the olden days, strong word of mouth could transform a box office miss into a cable/DVD hit, like Austin Powers or The Shawshank Redemption. We haven’t seen a lot of examples of that on streaming, though. And there are far fewer ways to monetize the post-theatrical life of a film these days. Fifth, Prime Video has shown an ability to push their own titles well, likely because they control the Amazon Fire TV ecosystem. Add it all up, and here’s my nuanced take on Masters of the Universe: it was a box office bomb, but, shockingly, a streaming hit. Unfortunately, while being a theatrical hit saves your film financially, being a streaming hit does not. Both Masters of the Universe and Mortal Kombat II had big budgets and needed to make more money in theaters to justify them. So…Straight-to-Streaming or Theaters? We’ve hit a really fun point in the streaming calendar, since the films that came out in theaters in April, May, and June are now arriving on streaming. So the “Do theatrical releases help streaming performances?” question is gonna get a fresh round of updates nearly every week. No single week will answer the question, but we may get some insights. For example, so far in 2026, it looks like theatrical films are lasting longer on the weekly Nielsen film charts. Here’s a list of films that have made the charts in their fourth or fifth week of release, separated by “for kids” and “general entertainment”: It certainly seems like theatrical films are lasting just a pinch longer on the charts, with Project Hail Mary being the current five-week champion. One Battle After Another did well for HBO Max too, and even The Sheep Detectives made it four weeks. The only exception to this trend? Obsession, which only lasted two weeks on the charts. You might tempted to overreact to this news. Don’t. Obsession is a huge horror hit, but horror just doesn’t do as well on streaming. By the way, here’s the Google Trends for various theatrical and stremaing films: Plus, when it comes to Netflix in four months, Obsession may have another big boost. Quick Notes on Film Note that when I write, “the streamers have pulled back on straight-to-streaming films” that doesn’t mean “abandoned” because Netflix is gonna Netflix. On 24-July, they released 72 Hours, a Kevin Hart comedy. Along with Eddie Murphy, Mark Wahlberg, John Cena and Adam Sandler, Kevin Hart is a streaming film star now. Did this latest one work? Not really. It only garnered two weeks of 13.2 and 12.2 million hours on its debut, well below the 20-million-hour hit threshold. It also was poorly received critically—a 44 on Metacritic—and by customers—a 5.4 on IMDb on 21K IMDb reviews. We’re just getting started with this issue, but the rest is for paid subscribers of the Entertainment Strategy Guy, so if you’d like to find out… The latest Netflix true crime doc to pop on the charts… How The Bear finished its run… Netflix’s latest Western to return to streaming… What Paramount+ animated film flopped… And what sitcom also missed… All the flops, bombs and misses… And a whole lot more… ...please subscribe! We can only keep doing this great work with your support. Coming Soon! I’m behind by a week, so we’ve got two issues coming your way this week, including one in a couple of days or so, then we’ll be all caught up**.** Next issue, inspired by The Super Mario Galaxy Movie coming to Peacock, I’m going to take a look at the workhouse of streaming TV: kids films. Plus The Devil Wears Prada 2 continues theatrical films’ big run on streaming. All that, plus another surprise hit on Hulu, Lioness on CBS, and a whole lot more. Long term, LeBron James is filming his own “Last Dance”-style docu-series, surprising no one. But as I’ve been writing about a lot this summer, this genre is really overrated, so whoever ends up buying it (reportedly ESPN) really shouldn’t pay too much for it.
On Trump’s Ballroom, Chief Justice Finds Himself in an Unusual Spot: In Dissent
Chief Justice John G. Roberts Jr. has been in the majority in divided cases more times than any other chief since 1953. But not this time.
Arte Moreno to sell Los Angeles Angels to Rams owner Stan Kroenke
The deal, announced Tuesday, is expected to close in the first quarter of 2027, pending approval by MLB’s owners.
House Votes to Avert Government Shutdown Before Midterm Elections
Lawmakers sent the legislation to President Trump in an overwhelming vote, reflecting bipartisan enthusiasm around punting a messy spending fight until after the midterms.
U.S. Soccer restructures sporting department: What it means for Pochettino, Hayes
Changes are afoot in the way U.S. Soccer sets up its hierarchy, affecting both the men's and women's national teams
Ada Yonath, Chemist and First Israeli Woman to Receive a Nobel, Dies at 87
Her mapping of the ribosome, which led to new designs for antibiotics, faced years of derision, as many scientists saw it as a dead-end effort.
Scientists Hunting Dark Matter Found Something Strange
A lone signal from an experiment in South Dakota doesn’t fit the profile of any other known particles, physicists say.
Republicans’ midterm convention in Dallas is anything but conventional. Why is it happening?
Political science experts say it's a sign Republicans are concerned about how key races will play out, including in the decades-long GOP stronghold of Texas. They expect the convention's effects to be negligible in polls, but its impact at the ballot box is less certain.
September sports watch guide: NFL kickoff, Kiffin vs. Ole Miss, WNBA and MLB playoffs
Here's our comprehensive guide to live sports and TV premieres for the crowded month ahead.
Whistle-Blower Says Trump Officials Are Defying Court Orders on Voting by Mail
A report detailed “grave concerns” that a new system being rushed into use by the U.S. Postal Service could imperil millions of mail ballots ahead of the midterm elections.
Inside the Dodgers purchase that launched Mark Walter’s sports empire
When a a little-known financier bought the storied franchise 14 years ago, MLB owners loved the price, not the process.
Opinion | The Political Power of Christian Kitsch
Precious Moments figurines and Christian romance novels aren’t overtly political, but they shape how Christian women see themselves and the world.
Book Review: ‘American Scoundrel,’ by Kai Bird
“American Scoundrel” traces the career of Roy Cohn, whose smash-mouth politics continue to shape our own.
Connections: Sports Edition today: Hints and answers for Sept. 1, 2026, puzzle No. 708
Welcome to Connections: Sports Edition Coach — a spot to gather clues and discuss (and share) scores.
How the Pentagon Is Getting Into the Venezuelan Oil Business Under Trump
The Defense Department’s Office of Strategic Capital, founded by the Biden administration to give loans to bolster the U.S. defense industry, is helping lead President Trump’s oil deal.
UCLA parts ways with AD Martin Jarmond, brings in former Lakers exec Tim Harris
In announcing move, Chancellor Julio Frenk called the current financial path of UCLA athletics "not sustainable."
Trump Mocks Data-Center Opponents as Wanting to Stay ‘Backwards and Poor’
The giant computing sites that power A.I. are increasingly opposed by communities across the country, a signal of voters’ concern about a changing economy.
JD Vance Called Michigan Senate Candidate Abdul El-Sayed ‘Evil’ in Speech
Vice President JD Vance also told Dr. Abdul El-Sayed, Michigan’s Democratic Senate nominee, to “keep my wife’s name out of your mouth.”
C.D.C. Director Challenges Pennsylvania’s Report of Two Measles Deaths
Questioning a state’s investigation is highly unusual for the public health agency, but reflects tensions between the Trump administration and many states over health issues.
Scott Brown Was a GOP Star. Will It Matter in the New Hampshire Senate Race?
Scott Brown is chasing the political limelight again with a seemingly improvised Senate campaign.
Republican Candidate in Key House Race Bet on Her Own Campaign
The trading platform Kalshi issued a three-year suspension to the candidate, Laurie Buckhout, and fined her nearly $2,600. Ms. Buckhout said she had made a “dumb mistake.”
Private Equity Wants to Invest in College Sports. Some Schools Are Wary.
As desperate as many athletic programs are for money, they are proceeding cautiously when it comes to deals with private equity.
Study A.I. Consciousness? The Bots Would Like a Word With You.
Given access to email, A.I. agents have started reaching out to the philosophers and researchers exploring deep questions about them.
Who is behind Monarch Collective? The 10,000-fan bet that changed women’s soccer investment
Understanding the private-equity fund behind several successful women's sports ventures
Global Oil Price Rises to $90 a Barrel After U.S. and Iran Trade Attacks
The first attacks in a month jolted energy markets. The average U.S. gasoline price remained 37 percent higher since the war began.
More Mail Ballots Are Arriving Late This Year, and They’re Getting Tossed
State officials say they worry about the Postal Service’s ability to deliver votes this fall. They are urging voters to mail their ballots early or use drop boxes so their votes count.
Gene-Editing Technology Offers New Ways to Create the Dogs of Our Dreams
Technologies like CRISPR are giving us new ways to create the dogs of our dreams — and a reason to reckon with our past mistakes.
This Marine Died in the Iraq War. His Mother Asks, ‘What Was It For?’
Travis Fuller was from my hometown. I went back and talked with his family about how they made sense of his death, 25 years after Sept. 11.
Connections: Sports Edition today: Hints and answers for Aug. 31, 2026, puzzle No. 707
Welcome to Connections: Sports Edition Coach — a spot to gather clues and discuss (and share) scores.
Trump urges Canadian companies to immediately move to US, says ‘I don’t want Canadian anything’
Trump says Canada has been “ripping" the U.S. off for decades as he defends tariffs and urges Canadian companies to move operations south of the border.
Trump Says Venezuelan Oil Will Refill U.S. Stockpiles, but It’s Not So Simple
New projects can take years to produce meaningful amounts of oil, and that’s especially true in Venezuela, where infrastructure is in disrepair.
Why the United States Can’t Quit Its Wars
The country’s longest war came to an end exactly five years ago. Today it offers lessons for policymakers seeking to avoid an endless war in Iran.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
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