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Commentary: DeWine and Vance: A case study of Ohio political reaction to the now-infamous Ramaswamy Acton ad

Ohio's 2026 campaign for governor made history this week with what's quickly becoming one of the most notorious political advertisements of all time. Republican Vice President JD Vance and Republican Gov. Mike DeWine offer a fascinating case study in political reaction.

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Oct 22 • 5:39 PM EDT • Politics • ohiocapitaljournal.com
Celebrate Halloween with wine matched to your favorite candy

Let’s be honest: We all “taste” our kids’ Halloween candy. Sometimes it mysteriously disappears before Halloween even arrives.

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Oct 22 • 5:30 PM EDT • Entertainment • floridaweekly.com
Can a Political Attack Ad Go Too Far?

Ohio Republicans are divided after Ramaswamy's attack ad featuring rival's mother drew condemnation from Gov. DeWine. Read what Vance and Husted said.

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Oct 22 • 3:41 PM EDT • Politics • legis1.com
Ohio Gov. Mike DeWine calls on Vivek Ramaswamy to take down ad featuring opponent’s estranged mother

DeWine, a Republican, said he still endorses Ramaswamy over Democrat Amy Acton in the race to succeed him as Ohio’s governor.

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Oct 22 • 12:49 PM EDT • Politics • nbcnews.com
High-Signal Publisher
GOP Ohio Gov. Mike DeWine denounces controversial Ramaswamy attack ad
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Oct 22 • 12:33 PM EDT • Politics • cnn.com
'Just wrong': Ohio Gov. Mike DeWine tells Ramaswamy to immediately take down controversial ad

Ohio Gov. Mike DeWine is telling Republican candidate for governor Vivek Ramaswamy to pull down his controversial ad featuring Democrat Dr. Amy Acton's estranged mother.

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Oct 22 • 10:56 AM EDT • Politics • news5cleveland.com
Zingerman’s Cornman Farms gets new owners who plan to add 14-acre vineyard

The owners of Social Vines Vineyard & Winery plan to keep the Cornman Farms name and continue to operate it as an event venue.

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Oct 20 • 12:48 PM EDT • Business • crainsdetroit.com
Bleu Provence hosts wine event to support local charities

SWFL Children’s Charities, Inc. recently hosted their second wine series event in Naples geared at bringing like-minded women together around a great cause and supporting restaurant & winery partners during

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Oct 20 • 11:30 AM EDT • Entertainment • floridaweekly.com
Envelope Insiders Live: See stars of 'Furious,' 'Love Story' and more

The creatives behind 'Furious,' 'Love Story,' 'The Only Living Pickpocket in New York' and 'Tenzing' joined us for a day of food, wine and great conversations. Take a look inside.

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Oct 20 • 6:00 AM EDT • Entertainment • latimes.com
The Human Fingerprint on Earth’s Water Cycle

Human activities have become intertwined with how water is distributed across the continents. A new study brings their effects into sharper focus.

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Oct 20 • 12:01 AM EDT • Science • science.nasa.gov
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Could This Centuries-Old Seafood Delicacy Hold Clues to Better Brain Aging?

Sea pineapples, a type of sea squirt known as meongge in Korea and hoya in Japan, contain compounds with potential anti-aging benefits. A study found that plasmalogens extracted from these marine animals improved memory, reduced brain inflammation, and promoted black hair growth in aging mice. But could eating this seafood offer similar benefits to humans?

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Oct 19 • 8:00 PM EDT • Health • foodandwine.com
Rakim’s hip hop masterclass

Towards the end of his concert — where he held down iconic emcee Rakim on the tables — Technician the DJ said something everyone inside City Winery Friday night already knew. “Y’all are witnessing the definition of hip hop,” he said. “In the dictionary, if you look up hip hop, there are no words. There […]

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Oct 19 • 8:34 AM EDT • Entertainment • stlamerican.com
Cookies, liquor and mocking Nazis fuel final stretch in fiery Texas House race

Katy Padilla Stout's Texas Democratic campaign reported over $4,300 in cookies, beer and wine, and Mexican restaurant spending per FEC records.

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Oct 16 • 7:16 PM EDT • Politics • foxnews.com
Judge dismisses child sex abuse charges against actor Timothy Busfield

By Lisa Richwine LOS ANGELES, Oct 16 (Reuters) - A state court judge in New Mexico on Friday dismissed charges of child sexual abuse against "West Wing" actor and director

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Oct 16 • 6:53 PM EDT • Entertainment • centraloregondaily.com
What causes sleep paralysis; health indicators of Alzheimer's diagnosis; sober October; plus other stories with Vanderbilt Health sources

(iStock) Food and Wine interviewed Peter Martin, MD, Professor of Psychiatry and Behavioral Sciences, for a story about sober October. William Schaffner, MD, Professor of Preventive Medicine, was quoted in CNN International’s Connect the World with Becky Anderson and NewsNation Morning in America for stories about the reported plague situation in Russia, after a laboratory worker at an institute in Siberia dedicated to studying the plague and other infectious diseases died of a mysterious illness. Prevention interviewed James McGuirk, MD, Assistant Professor, Division of Sleep Medicine, for a story about what causes sleep paralysis. Modern Healthcare interviewed Daniel Fabbri, PhD, Associate Professor of Biomedical Informatics and Computer Science, for a story about how health systems are managing AI token costs. WNKY interviewed Ziv Beckerman, MD, Associate Chief of Pediatric Cardiac Surgery, Surgical Director of Pediatric Heart Transplantation in the Golisano Pediatric Heart Institute at Monroe Carell Jr. Children’s Hospital at Vanderbilt about rapid recovery with extended ultra oxygenated preservation (REUP) that is a new form of preservation for heart organs. Ray Romano, PhD, MPH, MSN, Nurse Practitioner, Vanderbilt Memory & Alzheimer’s Center, was quoted Prevention about research that found other health issues may be an early indicator of Alzheimer’s.

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Oct 16 • 4:49 PM EDT • Health • news.vumc.org
Judge dismisses indictment of actor Timothy Busfield on child sexual assault

By Lisa Richwine LOS ANGELES, Oct 16 (Reuters) - A judge in New Mexico on Friday dismissed sexual assault charges against "West Wing" actor Timothy Busfield, according to court documents.

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Oct 16 • 3:11 PM EDT • Entertainment • centraloregondaily.com
NCAA sues Ohio gov. over eligibility order for 5th-year athletes

The NCAA has filed a federal lawsuit against Ohio Gov. Mike DeWine three days after he signed an executive order giving the state's colleges and universities the option of allowing athletes who graduated from high school in 2022 to play a fifth year.

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Oct 16 • 11:19 AM EDT • Sports • espn.com
NCAA sues Ohio Gov. Mike DeWine after executive order flouting new eligibility rules

DeWine’s executive order comes against a backdrop of eligibility chaos that has enveloped college sports this summer.

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Oct 16 • 11:11 AM EDT • Sports • nytimes.com
M.A. Silva adds two wine industry veterans to sales team

The Santa Rosa cork and glass packaging supplier creates a business development position and hires an account manager with 28 years of experience.

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Oct 16 • 9:08 AM EDT • Business • pressdemocrat.com
National Pork Board

U.S. Pork Industry Unites to Advance Swine Health The U.S. pork industry is working together to strengthen herd health through a coordinated, producer-led effort. The National Swine Health Strategy brings producers and partners into alignment to address the industry’s most significant health challenges. By advancing measurable improvements in herd health, the initiative supports the well-being of pigs and […]

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Oct 15 • 3:12 PM EDT • Health • brownfieldagnews.com
Cleveland State, Gov. DeWine tout business school gift to fuel AI focus

The announcement of the gift came during President Laura Bloomberg's 2026 State of the University address.

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Oct 14 • 5:17 PM EDT • Business • wvxu.org
Cleveland State, Gov. DeWine tout business school gift to fuel AI focus

The announcement of the gift came during President Laura Bloomberg's 2026 State of the University address.

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Oct 14 • 5:17 PM EDT • Business • ideastream.org
N. Syracuse Manufacturer Marks Milestone, Plans for the Future

Air Innovations has grown from a small local manufacturer into a global business, selling its products in 74 countries organizations. Some of its clients include NASA, Blue Origin and SpaceX. By Stefan Yablonski [caption id=attachment_11117 align=alignright width=450] Michael Wetzel, president and CEO, and his father, Larry, who currently is an adviser to the board of directors. Larry served as the chairman of the board until 2024, when the company was acquired by Altus Capital Partners, a private equity firm.[/caption] Air Innovations in North Syracuse hopes to add more employees and possibly even expand its facility in the near future. The company is a global leader in designing and building environmental process control systems for applications that can’t be addressed with standard HVAC equipment, according to Michael Wetzel, president and CEO. “We customize solutions for temperature, humidity, filtration and pressurization, with additional capabilities in direct-expansion, chilled-water and thermoelectric technologies. Our business now is entirely focused on specialty or niche markets.” Air Innovations celebrated its 40th anniversary on Sept. 18, marking four decades of doing business, manufacturing products and growing in Central New York. In the beginning [caption id=attachment_11138 align=alignright width=451] A worker, Ezzy Salehi, tests a Wine Guardian condenser unit at Air Innovations.[/caption] “A guy by the name of Jim Kelley started the business [known as Floratech] in 1986. It was focused on refrigerated display cases for supermarket fresh flowers,” Wetzel said. “My father [Larry] started Clean Room Technology in the early 1980s, then sold that to a French company called Clestra Cleanroom. “My father and I bought Floratech in 1996 — 30 years ago, 10 years after it was started. Then in 1999, Floratech bought a portion of Clestra and their building. At that point everything was still called Floratech. But, as that was not reflective of the diversity of the business, we rebranded as Air Innovations in 2001.” The company rebranded to pursue a strategy of diversification in specialty HVAC systems. Wetzel explained that since then, it has become a trusted global partner, earning the President’s “E” Award for Exports and securing contracts in the most demanding fields, including aerospace, defense and semiconductor manufacturing. Air Innovations has grown from a small local manufacturer into a global business, selling nearly 70,000 units in 74 countries and territories and developing custom environmental control systems for companies and organizations including NASA, Blue Origin and SpaceX. “We work with all the big names you ever heard of and some you never heard of,” Wetzel added. The Wetzels sold the business two years ago to Altus Capital Partners, a private equity firm focused on control investments in lower middle-market, niche manufacturing companies in North America. Founded in 2003, Altus Capital Partners’ headquarters is in Wilton, Connecticut, with an additional office in Lincolnshire, Illinois. “They are an equity firm. Both my father and I both maintain a small minority share. I am going to continue to be involved. I call myself a part-time CEO. I will continue that role for the foreseeable future; I don’t see any change there.” Building to the future “We are at 58 employees right now, which is a little bit down. We had a high of 70. That moves along with the activity we have,” Wetzel said. “We’ll start ramping up here in the fourth quarter into next year. More than 20% of our employees have been with the company for more than a decade. “I am fairly certain that sometime in the next several years we are going to have to enlarge the footprint of our facility and for sure we are going to have to add employees. We already are. We are probably going to have to add five or six people next year. We are always in the market for HVAC technicians; we always need those.” Air Innovations will remain in Central New York, with its current workforce staying in place, he added. “I believe the primary driver of our success over time is the diversity of our business which is a direct result of our willingness to tackle new challenges,” Wetzel said.

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Oct 14 • 8:23 AM EDT • Business • oswegocountybusiness.com
The beauty of nature by train

Picture this. You settle into a train seat with a glass of wine in your hand. Outside the window, the hills slide by, dressed in orange and gold hues. No

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Oct 12 • 3:14 PM EDT • Entertainment • herald-citizen.com
Coravin Symposium gives sommeliers the business advice they need

Business events in the wine industry are thin on the ground, so when Coravin announced it was to host a day dedicated to providing commercial insights and support for sommeliers the expectations were high. Thankfully those hopes were well and truly met at a highly successful inaugural event held at London’s Savoy Hotel last week. The Buyer’s Richard Siddle was there to not only analyse what was said, but helped chair the opening session on how data is now central to how wine lists are being pulled together - which was typical of the commercially focused issues covered during this much needed and well received day. Here he shares his key takeaways from what will hopefully become an annual fixture in any leading sommelier’s diary.

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Oct 12 • 4:02 AM EDT • Business • the-buyer.net
Maria Lekkakos and Marc Harris Build Beyond the Beauty Business

Maria Lekkakos and Marc Harris expand from salons and skincare into Wenham real estate, wine, and their next shared ventures.

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Oct 11 • 1:01 PM EDT • Business • nshoremag.com
My favorite California hidden gem has great wine without Napa prices

Paso Robles, on California's central coast, has delicious food, incredible wine, and the sweetest locals. It's also much more affordable than Napa.

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Oct 11 • 8:28 AM EDT • Business • businessinsider.com
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Queen Creek businesses requesting state liquor licenses

The Queen Creek Town Council recommended approving several businesses for liquor licenses from the Arizona Department of Liquor Licenses and Control. Kilkenny's Irish Pub, 20736 E. Munoz St., is …

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Oct 10 • 12:00 PM EDT • Business • yourvalley.net
Indiana Pork expands disease prevention efforts as part of its Swine Health Advisory Committee

The director of producer education for Indiana Pork says protecting the health of the U.S. swine herd remains a top priority for producers in 2027. Stacy Herr, director of producer education, says disease prevention isn’t a one-size fits all approach. “PEDV virus and PRRS virus have significant impacts on production,” she says. “What would it […]

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Oct 9 • 3:32 PM EDT • Health • brownfieldagnews.com
Area Events & Entertainment Community Calendar

Oct. 8 - Veterans Coffee & Conversation at the Eagles Club - begins at 10 a.m. Oct. 8 - Merrill Chamber Annual Celebration and Awards Oct. 8 - Create, Paint, and Sip at Sunset Hollow Wine Bistro …

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Oct 9 • 9:16 AM EDT • Entertainment • merrillfotonews.com
New Permanent Alchemy Exhibit in Philadelphia Reveals How Art and Chemistry Intertwine

Philadelphia has quietly been sitting on what the Science History Institute says may be the finest collection of alchemical fine art in the world. Now, for the first time, visitors can see that collection in a permanent exhibition. Fire and Gold: The Art of Alchemy, 1450–1850 is the Science History Institute’s first permanent display devoted […]

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Oct 8 • 12:00 PM EDT • Science • philadelphia.today
Inside 'GaryVee' Vaynerchuk's VeeFriends Empire: Comics, Characters, TV

From Resy to Empathy Wines, VaynerX chairman Gary “GaryVee” Vaynerchuk knows how to build a profitable business.

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Oct 8 • 10:00 AM EDT • Business • variety.com
DeWine praises success of Appalachian Children’s Health Initiative

The innovative program brought over $64 million in transformative care to children and families in the state's Appalachian region

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Oct 7 • 1:33 PM EDT • Health • spectrumnews1.com
How to Intertwine the Science of Teaching With the Art of It (Opinion)

The best teachers rely on many strategies to meet the challenges that arise in the classroom.

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Oct 7 • 12:22 PM EDT • Science • edweek.org
People who live to 100 have 3 drinks in common, longevity expert says

Dan Buettner highlights how blue zones residents drink water, black coffee and red wine with resveratrol to support long-term health goals.

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Oct 6 • 7:07 PM EDT • Health • foxnews.com
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

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Oct 4 • 8:59 AM EDT • Health • fintechbusinessweekly.substack.com
Area Events & Entertainment Community Calendar

Oct. 1 - Veterans Coffee & Conversation at the Eagles Club - begins at 10 a.m. Oct. 1 - Karaoke at Hy-Da Way at 8:30 p.m. Oct. 1 - Bingo at St. Francis Xavier Catholic School Oct. 2 - Merrill’s …

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Oct 2 • 10:23 AM EDT • Entertainment • merrillfotonews.com
Ex-CEO Devin Nunes opens wine business in Pismo Beach

Devin Nunes transitioned from CEO of Trump Media to launching Nunes Wine Company, specializing in Portuguese and Bordeaux wines.

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Oct 1 • 5:00 PM EDT • Business • mustangnews.net
Inside Ken Paxton’s jet-setting lifestyle: California wineries, European hot spots and ski resorts

When Texas Attorney General Ken Paxton launched his campaign for Senate last year, he skipped the local pageantry.

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Oct 1 • 3:27 AM EDT • Politics • seattletimes.com
United Airlines Debuts Polaris Studio Business Class For Global Premium Travelers

United’s new Polaris Studio adds larger suites, privacy doors, 27-inch 4K screens, upgraded dining and wine. Here’s how the experience compares.

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Sep 29 • 6:38 PM EDT • Business • forbes.com
OKANA Resort to host first food, wine and entertainment festival

OKANA Resort & Indoor Waterpark will host its first OKANAFest Oct. 17 with food, wine, entertainment and a cooking demonstration by Christina Wilson.

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Sep 29 • 1:00 PM EDT • Entertainment • journalrecord.com
U.S. ban on Canadian alcohol imports set to begin Tuesday

A coalition representing American bourbon distilleries, wineries and restaurant workers is urging the Trump administration to resolve the trade dispute ahead of the holidays

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Sep 29 • 5:00 AM EDT • Politics • spectrumnews1.com
After court ruling, Ohio Gov. Mike DeWine to hold Kalshi accountable for operating illegally

Ohio Gov. Mike DeWine is promising to hold prediction market platform Kalshi accountable for skirting state gambling regulations for years after a federal court ruling.

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Sep 28 • 8:01 PM EDT • Politics • news5cleveland.com
What If the Coffee Grounds We Throw Away Could Help Insulate Our Homes?

The grounds left behind from your daily cup of coffee could one day help insulate buildings. Scientists transformed spent coffee grounds into biodegradable biochar insulation that performs about as well as commercial foam. The material could give mountains of coffee waste a useful second life while helping reduce energy use. Now, researchers are working to determine how well it holds up over time.

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Sep 28 • 8:00 PM EDT • Science • foodandwine.com
CD Projekt Releases Official List of All the Improvements in The Witcher 3: Wild Hunt

CD Projekt has released an official list of all the improvements made for The Witcher 3: Wild Hunt — Remastered.

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Sep 28 • 7:45 AM EDT • Technology • ign.com
Trunks of Treasure event returns to benefit mental health programs

Transitions-Mental Health Association brought back its Trunks of Treasure event at Filiponi Winery on Sunday afternoon.

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Sep 27 • 9:38 PM EDT • Health • ksby.com
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Think Beyond Brita — These Advanced Water Filter Pitchers From $15 Help Remove Microplastics From Your Glass

More microplastics and forever chemicals are popping up in our drinking water. As a public health expert, I rounded up seven water filter pitchers to help reduce your microplastic exposure in your drinking water. Picks include pitchers from Culligan, Aquagear, LifeStraw, Aarke, and more.

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Sep 27 • 8:00 PM EDT • Health • foodandwine.com
Can Science Solve Smoke Taint?

With wildfires an increasing problem worldwide, Chris Boiling investigates the solutions to smoke taint. Read the latest wine news & opinion on wine-searcher

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Sep 27 • 8:00 AM EDT • Science • wine-searcher.com
At NH winery hit by tariffs, Pappas calls for small business exemptions

Soaring diesel prices, higher costs for imported goods, and fewer visitors from Canada are hitting a winery in New Hampshire’s Lakes Region.

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Sep 25 • 5:10 PM EDT • Business • wcax.com
Gundlach Bundschu declares bankruptcy as the wine industry struggles

California's oldest family-run winery has filed for bankruptcy protection, another sign of the struggles in the wine industry.

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Sep 25 • 6:00 AM EDT • Business • latimes.com
Drew Bledsoe talks football lessons and wine business in Yakima

YAKIMA, Wash. — Drew Bledsoe was in Yakima speaking about how his football career shaped the work he took on after leaving the NFL.

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Sep 24 • 12:45 PM EDT • Business • nbcrightnow.com
Fire damages more than 160 golf carts at Brandywine business

More than 160 golf carts were damaged in a fire Thursday morning at a commercial golf cart repair business in Brandywine, according to the Prince George’s County Fire/EMS Department.

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Sep 24 • 10:50 AM EDT • Business • baltimoresun.com
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Fire damages more than 160 golf carts at Brandywine business

More than 160 golf carts were damaged in a fire Thursday morning at a commercial golf cart repair business in Brandywine, Maryland, according to the Prince Geor

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Sep 24 • 9:47 AM EDT • Business • foxbaltimore.com
Fire damages more than 160 golf carts at Brandywine business

More than 160 golf carts were damaged in a fire Thursday morning at a commercial golf cart repair business in Brandywine, Maryland, according to the Prince Geor

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Sep 24 • 9:47 AM EDT • Business • wjla.com
Canada's boycott forces the sale of a California winery

As California's wine industry struggles, a family-owned vineyard spanning 3,500 acres is for sale after its exports to Canada dropped 35% in a year.

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Sep 23 • 6:00 AM EDT • Business • latimes.com
Gov. DeWine addresses gas tax suspension proposal at Farm Science Review
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Sep 22 • 12:23 PM EDT • Science • 10tv.com
Jiang Feng: The Unravelling of German & European Politics

A state election in eastern Germany has become a revealing test of the changing political landscapes of Germany and Europe, writes Jiang Feng, Professor and Chairman of the Council of the Shanghai Academy of Global Governance and Area Studies (SAGGAS) at Shanghai International Studies University. His analysis follows the decisive victory of the Alternative for Germany (AfD) (which has been classified as right-wing extremist by German authorities)in the state of Saxony-Anhalt on 6 September, in which it finished far ahead of its mainstream rivals. Jiang previously served as Minister-Counsellor at the Chinese Embassy in Berlin. The following article was published on 8 September 2026 on huanqiu.com, the online platform of the Global Times. On 6 September, the results of the state election in Saxony-Anhalt, Germany, were announced. The Alternative for Germany (AfD), classified as far-right by German authorities, made history by becoming the largest party in the state parliament, winning 43.8 per cent of the vote — twice its share in the previous election. The Christian Democratic Union (CDU), which had governed the state continuously for 24 years, won just 17.2 per cent, its worst result ever in Saxony-Anhalt. On the night the results were announced, the atmosphere at the CDU gathering was unusually calm. There was neither shock nor argument, as if the defeat had long been expected. Several veteran party members who had spent years working in the state government said: “Defeat is not a bad thing. It is time to make changes.” This state election has not only upended Saxony-Anhalt’s political landscape, but also laid bare the deep tensions between Germany’s traditional party structure and model of governance, on the one hand, and an increasingly polarised society on the other. Its repercussions are already being felt at the federal level, making Saxony-Anhalt a useful case study of the broader trend towards political polarisation and realignment in Europe. Governing Difficulties after Electoral Victory The most immediate consequence of the election is a historic setback for the mainstream party order that took shape in post-war Germany. In Saxony-Anhalt, the AfD has leapt from a peripheral party to the largest political force in the state. Its electoral base has expanded beyond the traditional category of “marginal protest voters” to take on the characteristics of a cross-class coalition. The party has not only consolidated its support in rural areas, but also attracted many middle-class voters and even members of the social elite with stable jobs, their own homes, and substantial incomes. It has thus evolved from a “protest party” into one with the potential to govern. Despite its commanding lead in the vote, however, the AfD faces an institutional obstacle to governing the state: the mainstream parties’ long-standing “firewall” against it. Neither of the two potential routes to forming a government appears likely to break the current political deadlock. The first would be a coalition of establishment parties, led by the CDU and bringing together the Social Democratic Party (SPD), the Greens, the Left Party (Die Linke) and the Sahra Wagenknecht Alliance (BSW) in a cross-camp government. In terms of parliamentary arithmetic, such a coalition could prevent the AfD from forming a government and preserve the outward stability of the traditional political order. Yet these parties are fundamentally divided over key issues including immigration, the energy transition, economic management, and cultural and education policy. Coalition negotiations would therefore be extremely difficult, and even if a government could be formed, it would most likely prove short-lived. More importantly, an alliance of establishment parties aimed at keeping the largest party out of government would play directly into the AfD’s narrative that “political elites are suppressing public opinion”. It could deepen perceptions of political unfairness, further strengthening the AfD’s political capital, and creating a dynamic in which “the more it is suppressed, the more people vote for it”. Ulrich Siegmund, the AfD’s candidate for state premier, has said that if efforts to form a government fail because other parties refuse to cooperate, the AfD will push for a fresh election, which he believes could deliver the party an absolute majority of seats. This points to more intense political battles ahead. The second option would be a coalition between the AfD and the BSW. Together, the two parties would command a simple majority in parliament, making this, on paper, the quickest route to forming a government. The BSW is the only elected party that has not ruled out cooperation with the AfD, and the two parties share some common ground, including on policy towards Russia. There is therefore a degree of political basis for cooperation. Were such a coalition to materialise, Germany would see its first state government jointly formed by a party defined as far-right and one with a far-left background, creating what might be called a “bipolar anti-establishment alliance”. Such an outcome would fundamentally break with the ideological boundaries of post-war German party politics. It is worth noting that even if the AfD ultimately fails to enter the state government, its roughly 47 per cent share of parliamentary seats would give it a powerful blocking minority. Without its consent, major decisions requiring a two-thirds majority — including constitutional amendments, significant budgetary adjustments, and state-level institutional reforms — would be extremely difficult to pass. Therefore, whoever ultimately forms the government, the AfD will be an unavoidable force in Saxony-Anhalt politics, with a direct influence on the state’s legislative process. Systemic Failures in Germany’s Governance Model The Saxony-Anhalt election result reflects a systemic failure of Germany’s post-war mainstream-party model of governance to adapt to rapidly changing socioeconomic conditions. It stems from multiple, mutually reinforcing structural tensions and highlights the existing political system’s difficulty in adapting to “an increasingly polarised society First, collective anxiety has replaced individual material hardship as a central driver of political mobilisation. The rise of the AfD can no longer be explained simply by poverty or social marginalisation. Its increasingly cross-class electoral base suggests that what is driving voters towards the party is, above all, concern about the broader direction of society. This anxiety about the future of the political community goes beyond individual gains and losses. In political discourse, economic anxiety has become closely intertwined with immigration, while immigration and refugee issues are, in essence, questions of social fairness. This perception turns conflicts over the distribution of social resources into negative assessments of governing parties, providing a broad social basis for far-right political narratives. Second, regional disparities and East German identity have undermined the strategy of addressing eastern Germany’s structural challenges at the regional level. More than three decades after German reunification, eastern states such as Saxony-Anhalt have experienced periods of economic growth, but their underlying economic structures remain weak, and household incomes and wealth remain significantly below those in western Germany. At the same time, they continue to face population outflow, an ageing population, labour shortages, and other structural challenges. At a deeper level, historical experiences — including the collapse of the former East German economic system, mass unemployment during the transition, and the westward shift of decision-making power over major issues — have left some residents with a sense of being “second-class citizens” and of being excluded. For years, the German government treated the “syndrome” of reunification as a regional problem to be gradually addressed at the local level. That approach is becoming increasingly unsustainable, as regional development disparities emerge as a core structural factor shaping national politics. Third, the erosion of institutional trust is perhaps the most decisive factor. AfD supporters tend to distrust establishment institutions, including parliament, government, and the mainstream media. Their concerns about economic security, pensions, and social fairness are significantly greater than the social average. Increasingly, their support for the AfD reflects not an expectation that the existing system can be improved, but a search for an alternative to the current political order. Such a systemic deficit of trust will be extremely difficult for the traditional parties to repair in the short term. Fourth, a generational shift in political mobilisation has amplified political polarisation. Unlike traditional parties, which rely heavily on offline rallies and mainstream media coverage, the AfD has developed a social-media mobilisation strategy built around “raising an issue — identifying who is responsible — offering a simplified solution — building a shared identity”. It turns complex social tensions into concise political narratives, rapidly channelling public sentiment into political support. The contrast on the eve of the election was particularly telling. The establishment parties, together with trade unions and churches, organised an offline march attended by more than 10,000 people, but its reach was largely confined to those present and to traditional media coverage. The AfD held a much smaller indoor event, yet livestreaming on TikTok, YouTube, and other platforms, combined with the involvement of online influencers, gave it a reach and mobilising capacity far beyond that of the march. The contrast illustrates how the traditional parties’ methods of political mobilisation are increasingly struggling to keep pace with a political environment transformed by changes in media technology. A Microcosm of Structural Political Change in Europe The shockwaves from the Saxony-Anhalt election quickly travelled beyond the state to the federal level. Calls for political accountability followed immediately after the results were announced. The governing CDU and SPD are now under enormous pressure, while Chancellor Friedrich Merz and Vice Chancellor Lars Klingbeil face an unprecedented test. Political polarisation in Germany is no longer simply a regional phenomenon. The post-war model of multiparty government by establishment parties is breaking down and being reshaped. Viewed in a broader European context, the Saxony-Anhalt election is part of a continent-wide wave of party polarisation, mainstream-party decline, and rising right-wing forces. Far from an isolated phenomenon, it is a microcosm of the structural political changes unfolding across Europe. Weak economic growth, cultural tensions over immigration, and declining trust in institutions are fuelling the rise of right-wing forces in several countries, challenging the liberal internationalist order established in post-war Europe. As a core member state of the European Union, Germany’s ability to adapt its political system and the direction of its politics will have profound implications for both European integration and the evolution of the international order. Subscribe [ Pekingnology China’s Germany watchers take stock of Berlin’s uneasy turn On 7 December 2025, nearly 50 Chinese scholars and policy researchers gathered in Beijing for the 2025年德国形势年终研讨会 “2025 Year-End Seminar on the Situation in Germany… Read more 9 months ago · 31 likes · 1 comment · YIRUI LI and Yuxuan JIA ](https://www.pekingnology.com/p/chinas-germany-watchers-take-stock?utm_source=substack&utm_campaign=post_embed&utm_medium=web&embedding_publication_id=1151841) [ Jiang Feng on Germany's 2025 and beyond: no easy exit ](https://www.eastisread.com/p/jiang-feng-on-germanys-2025-and-beyond) Yirui LI and Yuxuan JIA · Jan 24 The following is an op-ed by Jiang Feng, published on 29 December 2025 at Shanghai Observer 上观新闻, the digital platform of Jiefang Daily, the official newspaper of the Shanghai Municipal Committee of the Communist Party of China (CPC). [ Read full story ](https://www.eastisread.com/p/jiang-feng-on-germanys-2025-and-beyond)

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Sep 22 • 3:04 AM EDT • Politics • eastisread.com
Build a Career in Wine: Linfield University Opens Applications for Graduate Certificate in Wine Business Leadership

Four-month online program gives wine professionals and career changers the business knowledge to take their next step in the wine industry September 21,

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Sep 21 • 6:37 PM EDT • Business • wineindustryadvisor.com
Laura Bruner Honored with 2026 Allen D. Leman Science in Practice Award

Swine Vet Center veterinarian recognized for leadership in swine health, biosecurity and practical disease management.

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Sep 21 • 3:49 PM EDT • Science • porkbusiness.com
The Biggest Names in Food, Entertainment and Culture Come Together at the 2026 Food Network New York City Wine & Food Festival presented by Invesco QQQ

NEW YORK--(BUSINESS WIRE)--Sep 21, 2026--

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Sep 21 • 11:15 AM EDT • Entertainment • newspressnow.com
This Week: Phone Bank for Transit, SF Politics, Transit Tales

Here is a list of events this week. Monday/today! Phone bank with SFBike to Save Transit. The San Francisco Bicycle Coalition is phone banking and connecting with voters, explaining how vital it is to pass the Regional Transit Measure this November. Join them to help make sure our regional transit survives and thrives. Monday/today, September 21, 5-7 p.m. San Francisco Bicycle Coalition Office, 1720 Market Street, S.F. Tuesday Historic Photo Exhibit Tour. Moving San Francisco is a collaboration between the SFMTA and San Francisco Arts Commission and is on view at City Hall through November 25. During this informal tour, they will take an in-depth look at selected photos from San Francisco transit history and learn more about the stories and people behind them. Tuesday, September 22, 5-7:45 p.m. North Light Court inside City Hall, One Dr. Carlton B. Goodlett Place, S.F. Tuesday San Francisco Bicycle Coalition Board Meeting. SF Bicycle Coalition members are invited to attend all board meetings. Tuesday, September 22, 6-8 p.m. Register for Zoom link. Tuesday SF Politics 101 with Joel Engardio. ​SF Politics 101 is a look at how local politics work and the history that shaped San Francisco—brought to life with visuals and narrative storytelling. Tuesday, September 22, 6-7:15 p.m. SPUR Urban Center, 654 Mission Street, S.F. Register to attend. Wednesday Transit Tales: A Storytelling Night. Join SPUR and Muni Diaries at Local Economy for an evening of true stories inspired by riding transit. From unexpected encounters and meet-cutes to funny mishaps and heartfelt moments, Transit Tales celebrates the experiences that make public transportation unforgettable. Wednesday, 5:30-7 p.m. Local Economy, 6028 College Ave, Oakland. Saturday Group Ride: Richmond BART to Point Pinole. Join Bike East Bay for a family-friendly, no-drop group ride to Point Pinole Regional Shoreline. Saturday, September 26, 10:30 a.m.-3 p.m. Starts at Richmond BART Plaza, 1600 Nevin Plaza, Richmond. Saturday Shipwreck Cove Opening. Come see Sunset Dunes’s newest playground. Saturday, September 26, 3 p.m., Sunset Dunes and Kirkham, S.F. Saturday 55 Wine Line Progressive. Ride between Horsies Market & Saloon, Bar Part Time and Ruby Wine on the 55 Dogpatch bus. Saturday, September 26. Three locations in Dogpatch. See SFMTA site for more details on locations and times. Got an event we should know about? Drop us a line.

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Sep 21 • 11:14 AM EDT • Politics • sf.streetsblog.org
The Biggest Names in Food, Entertainment and Culture Come Together at the 2026 Food Network New York City Wine & Food Festival presented by Invesco QQQ

NEW YORK, September 21, 2026--NYCWFF returns October 15–18 with 50+ events featuring Rachael Ray, Bert Kreischer, mgk, Method Man, Whoopi Goldberg and more.

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Sep 21 • 11:14 AM EDT • Entertainment • finance.yahoo.com
‘La Bola Negra’ wins TIFF’s People Choice Award, putting it on Oscar path

“La Bola Negra,” the Spanish queer epic about the intertwined lives of three gay men, won the People’s Choice Award at the Toronto International Film Festival on Sunday, confirming its status as a major Oscar contender.

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Sep 20 • 12:50 PM EDT • Entertainment • seattletimes.com
'La Bola Negra' wins TIFF's People Choice Award, putting it on Oscar path

“La Bola Negra,” the Spanish queer epic about the intertwined lives of three gay men, won the People’s Choice Award at the Toronto International Film Festival on Sunday, confirming its status as a major Oscar contender | Talk 1370

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Sep 20 • 12:49 PM EDT • Entertainment • audacy.com
\'La Bola Negra\' wins TIFF\'s People Choice Award, putting it on Oscar path

“La Bola Negra,” the Spanish queer epic about the intertwined lives of three gay men, won the People’s Choice Award at the Toronto International Film Festival on Sunday, confirming its

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Sep 20 • 12:49 PM EDT • Entertainment • lancasteronline.com
'La Bola Negra' wins TIFF's People Choice Award, putting it on Oscar path

“La Bola Negra,” the Spanish queer epic about the intertwined lives of three gay men, won the People’s Choice Award at the Toronto International Film Festival on Sunday, confirming its status as a major Oscar contender.

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Sep 20 • 12:49 PM EDT • Entertainment • wsls.com
How America's Best Restaurant Serves 450 Pounds Of Meat Every Week

Kabawa was just named the best restaurant in America by Food & Wine. So, what does it take to run a full service at America's best restaurant?

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Sep 20 • 11:30 AM EDT • Business • businessinsider.com
U.S.-Canada trade war further taxes small businesses as costs rise during the Iran war

NEW YORK — A trade war between the United States and Canada is making it more difficult and expensive for small businesses in the economically entwined ...

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Sep 20 • 2:24 AM EDT • Business • toledoblade.com
The Big Holes in Wearable Heart Rate Variability And Readiness Scores

On September 9th, Apple announced it was revamping its Apple Watch Health Sensing System, rolling out a Readiness score (0 to 10), and increasing the frequency of heart rate variability (HRV) outputs 24-fold. This can be viewed as upping its competition with various other consumer wearable sensors. These “readiness scores” as a composite of multiple metrics, with heart rate variability (HRV) being front and center for most. The majority of Americans are now using wearable sensors, which equates to well over 100 million adults. HRV and Readiness scores are increasingly being marketed as a measurement of autonomic nervous system health, a digital marker for future disease, a clock for biological age, and a holistic metric to promote healthspan and even longevity. (Apple also introduced a new longevity tab and “Health Age”.) None of this has been proven. In this edition of Ground Truths I am going to review what we know about heart rate variability and readiness scores. Heart Rate Variability HRV is the variation in normal heart cycle timing. The variability of the heart rate, the barely perceptible millisecond changes in time between consecutive heart beats (see R-R intervals in the Figure below, left panel), is due to interplay between the sympathetic and parasympathetic (vagal nerve) inputs. Distinct from heart rate, individuals with the same heart rate can have very different HRVs. It is a rough reflection of the autonomic nervous system (ANS) activity, inadequate to say whether a person’s ANS function is abnormal. For more than three decades, heart rate variability (HRV) has been measured and several studies have found an association of low HRV and clinical outcomes, particularly a link with higher all-cause and cardiovascular mortality. There have also been less well established links of low HRV to risk of early cognitive impairment, dementia, mental illness, Type 2 diabetes and substance abuse. An important reminder is that HRV is a surrogate marker without any established cause-and-effect relationship. If you increase your HRV, that doesn’t mean it will improve health outcomes. In fact, there is no hard evidence for that. All that work linking to health outcomes was done with electrocardiogram (ECG) derived HRV. Now, in the era of consumer wearables, this is getting assessed differently, by optical pulse (yes, the lights you see) plethysmography (PPG) or what is called pulse rate variability (PRV). They are not the same, as shown below (right panel) and only concordant when the delay between the ECG and pulse is kept constant, which basically means at rest. I should mention there’s also what I will call MPV, a mattress mechanical movement sensor, a derived heart rate variability, that companies like Eight Sleep use, even further away from directly measuring HRV. HRV has not one uniform measurement but many different types of quantification, such as RMSSD, the magnitude of difference between successive R-R intervals of normal sinus beats (N-N) or SDNN, the standard deviation of NN intervals, both in milliseconds. SDNN is one of the so-called frequency domain HRVs (others are LF, HF, LF/HF). Different wearable sensors use different metics; Apple has relied on SDNN and nearly all of the others use RMSSD, which is generally considered the more accurate metric. There’s also the different length of time measured, such as for a matter of minutes, all day, or an overnight’s sleep. Short measurements are especially problematic since they don’t capture enough of respiratory modulation and other factors that influence HRV. Share Ground Truths How well does HRV correlate with PRV? There are very limited studies, especially independently done. One that is commonly cited was conducted by Air Force researchers in only 13 healthy adults assessing Oura ring 3 and 4, Whoop 4.0, and Garmin Fenix 6 and showed a correlation coefficient of 0.88 to 0.97 and a mean absolute percentage error from 6 to 10%. The correlation is not a perfect 1.0, but there’s at least a fairly high level of correlation. HRV is supposed to increase during the night due to takeover of the parasympathetic nervous system, and higher during deep sleep. A recent example of my 1 week, all day “HRV,” and one during sleep is shown below. As you can see, the N of 1 data are inconsistent for the same days from different sensors (Oura, AppleWatch, Fitbit Air, and Eight Sleep) by patterns, absolute numbers, and comparison with prior days and weeks. The largest study in over 8 million Fitbit users (the old version, not Google Fitbit Air, introduced in May 2026) gives you a sense of the effect of age, sex, and the 2 different main HRV (here PRV) metrics, with RMSSD on the left and SDRR (=SDNN) on the right below. That study, from data collected in 2018, is a major outlier, since all the more recent ones are tiny with respect to sample size. Many of the companies have not had independent evaluation of their HRV, such as Eight Sleep, but have published a low standard error on their website. There are some other published studies on the correlation between HRV and PRV, but they are all small and only in healthy adults. A scoping review emphasized the lack of study in underrepresented individuals, including the aged, people of color (which affects the PPG signal), and individuals who are underweight or obese. Add the typical adult age 60 plus with one or more chronic diseases. For example, one study in over 900 adults found poor correlation of HRV and PRV, non-uniformly underestimated across many chronic diseases (cardiovascular, endocrine, neurological, respiratory, and others), concluding PRV is “an invalid surrogate for HRV.” A recent systematic review of 43 studies comparing HRV and PRV found reasonable pooled absolute standardized error (HRV as gold standard) but only 10 of the studies provided quantitative synthesis in ideal conditions. Their main conclusion was similarly cautious: “PPG-derived HRV [PRV] should not be regarded as universally interchangeable with ECG-derived HRV across all devices, populations, and recording contexts.” Factors Affecting HRV and PRV That gets me to the long list of factors that affect HRV (and PRV) besides the device, the type of measurement (RMSSD, SDNN or others), the person’s signal, the sensor site, the duration of data capture, if weighting by sleep stage is used, how artifact is processed and corrected. And this list is not complete!: Oura puts out data from their community of users (who input data) on what affects their overnight HRV. The factors currently provided are: no alcohol (increase 8%), melatonin (increase 2%, float tank (increase 2%), wine (decrease 4%), and party (decrease 14%) in overnight HRV. Must be some big parties! Subscribe What is a PRV measurement good for? It has been falsely characterized as an index of “autonomic balance” and a specific indicator of stress. A 2018 review of the studies available for HRV and its relationship to stress, not using any of the current wearables, found that stress can lower HRV. But so can many other factors. The non-specificity of the signal, indexed to the table above, is striking. Evidence from a UK Biobank study of over 46,000 participants with actual HRV looked at genetically predicted HRV, a genetic risk score, that failed to show the expected HRV-mortality link, indicating that _HRV is likely not causa_l, but rather a reflection of person’s physiologic state. A review of consumer wearable HRV data from 5 longitudinal studies showed that nighttime PRV was not associated with perceived stress, and surprisingly higher HRV, in the largest cohort (N=717 participants), was correlated with higher stress. An Oura ring cohort of 525 first-year college students found a link between overnight PRV and perceived stress, but that was also seen with resting heart rate, sleep, and respiratory rate. Several very small studies have examined the relationship of HRV and athletic injuries or guiding training with mixed, and predominantly negative results. HRV biofeedback training with paced breathing had no significant effect on reducing stress or raising HRV, as demonstrated with sham controlled trials. When HRV for multiple days showed a decline in conjunction with body temperature, the Oura ring published data for prediction of Covid. The WHOOP company sponsored an observational study, published in 2026, of 30,000 users for 72 weeks, without a control group, that reported reduced alcohol intake (5.8 % points) by self-report. That doesn’t tell us much, and particularly about the merits of HRV for behavioral change. If you use the same device and conditions as longitudinal trends for multiple (at least 2-3) weeks that may be the one way to get something useful from the measurements. Data for overnight sleep with minimal motion and using RMSSD is the best proxy for real HRV. The reason to look at trends rather than any given night is that it more likely represents something, even though you won’t know with certainty what the “it” is. Keep in mind there are no data, no peer-reviewed evidence, to show that HRV fluctuation in-person has any correlation with health outcomes. Share Readiness Scores These are proprietary scores that integrate different metrics for each of the wearables: no algorithms have been disclosed. They are unvalidated against health outcomes. In a review of 14 composite health scores of readiness and recovery, HRV contributed 86% to the scores, followed by reading heart rate (79%), physical activity and sleep duration (both at 71%). That review noted the substantial variability in measurement protools and lack of standardization. Sleep staging is notoriously inconsistent and inaccurate by these sensors, which adds further to the HRV uncertainties for what the scores, which use sleep stage data, mean. Only resting heart rate has been shown consistently across devices to be extremely accurate. I’ve made a Table to summarize what we know about which metrics are included, the scores, any peer-reviewed studies that compared the readiness score with health outcomes, and the corresponding (if any, NA-not available) citation. You will note that some companies do not use the term “readiness," such as WHOOP for recovery, and Garmin, which has 2 different scores, one of which is Body Battery. Eight Sleep uses the term “Fitness Score.” They all include HRV; Apple includes a new metric they call “Recovery HRV” which among other components uses 7-days of sleep, but it is unclear what this means or how it is differentiated from other scores (there are clearly no data for outcomes). We have no knowledge of how the different components are weighted or whether any of these scores are better than resting heart rate, HRV alone, physical activity, or any other single metric. Since none of these are standardized, they are not interchangeable, so if you get a 90 for Oura that has no relationship to a 90 on a Google Fitbit Air. Notably, the company can update its algorithm for readiness score at any point without notification to device users. Without any useful evidence of actionability for these scores or established relationship with health outcomes, it is hard to make a case for their value. At the Apple recent announcement they showed their Readiness score (0-10) on the watch (Figure below) but there are no published data on this score, not even on their website. It’s available only on their new Watch Series 12 or Ultra 4 [of course, ;-)]. That exemplifies the problems with these scores, lack of data and evidence for being meaningful to promote health. Perhaps the best study (which isn’t saying much) is the WHOOP Recovery for golfer performance, because it did correlate with an objective outcome, even though there was no control group and the authors were all from the company. Among the 389 pro golfers, an absolute 10-per cent point increase in Recovery score was associated with about 0.5 fewer strokes per round. But that’s hardly a health outcome! WHOOP is also conducting a study in over 2,700 runners to see if their recovery score will be linked to less injuries and improved performance, but that is not yet published and has no control group or randomization. Putting This in Context For two decades I’ve been enthusiastic about the potential for digital health and particularly wearable biosensors. Over the years, we’ve seen some great progress for their ability to promote physical activity and accurately detect atrial fibrillation (the first FDA cleared deep learning AI for consumers). That work was the subject of rigorous research. But there are holes in the data and evidence for other metrics. One notable one is the “VO2 max” story that I wrote about earlier this year. At that time many subscribers asked me to cover heart rate variability, which I finally got to here. When I dived into the research and publication for HRV and readiness scores, I expected to find at least some that were of high quality and demonstrated their utility by linkage to health outcomes. To my surprise, I found none. The wearable sensor measurements for HRV (PRV) are, for the most part, accurate, but that validation work has only been done in small studies of healthy adults and does not take into account the long list of factors, from the device, software side, and the user side, that affect HRV measurements. Moreover, this metric chiefly relies on optical sensing and, as we have learned for heart rate PPG sensing, may be less accurate in people of color. Keep in mind that all of the health outcome association evidence comes from ECG-derived HRV; none are from wearable sensor data. I will repeat the key point: there's no peer-reviewed evidence to show that in-person HRV fluctuation—or efforts to raise your HRV— has any correlation with health outcomes. For those of you who look at your HRV on awakening, or even 2+ week trends of it being low, I hope this context helps to relieve any anxiety. Yes, low HRV (not PRV) has been shown to increase risk of some diseases as summarized above. But efforts to raise your HRV—a surrogate metric— has not been established for improving any health outcomes. HRV does not have any evidence of causality (the genetic evidence actually goes against this possibility). In this summary, I have not included data for other wearable sensors such as Polar, Samsung, Withings, Suunto, Amazfit, Coros, Ultrahuman, or additional mattress sensors. These are beyond my first-hand experience, and as far as I know from my in-depth review none have any peer-reviewed published data that differ from the 6 sensors I’ve reviewed here. From the points I’ve gone over above, we’re not ready for readiness scores. Besides being proprietary, they are predominantly based on metrics that have their own issues. It’s compounding the problem, like building a house without a solid foundation that has never undergone a rigorous inspection, and then selling it. Like I mentioned for PRV, you can look at trends over weeks rather than any single day, to get a handle, but even that may not be helpful. There’s simply no evidence that these scores meaningfully relate to health outcomes. I’d emphasize they might, but that requires doing prospective or randomized studies to prove it. None exist. There’s great promise for HRV/PRV utility_. For example**,**_ Prof Maiken Nedergaard, who discovered the brain glymphatics that are essential in eliminating metabolic waste products from the brain during sleep, has posited that HRV could be a non-invasive marker for neuromodulator oscillations, brain-body regulatory circuits, and brain clearance. That would be extremely useful, but like everything else on HRV and readiness scores it requires solid research and validation. The lay media isn’t helping much to get the story straight. Earlier this year The Economist published a piece entitled “The most useful indicator of your overall health” which ordained HRV as an “accumulated stress score.” That’s akin to the false assertion about VO2max: “V02 max is the singular most powerful marker for longevity.” As I’ve summarized here, that is not established. The fact is that so many things can lower HRV, including physical exercise (especially an intense workout), reduced sleep quality, stress, the list above, no less the device, signal, and software. Whatever fluctuations observed have not been correlated with any health outcome. Sadly, “datamaxxers” are widely using HRV and readiness scores that have never been validated to mean anything. We already know that for some people using the sensors for sleep metrics, it can induce “orthosomnia,” an obsession to get high sleep quality, with associated high levels of anxiety. In an experiment done by a company to promote sleep quality for its employees, “For those employees who did use the trackers, many reported feeling perfectly rested until their tracker told them they had had a terrible night. Others were told that they had slept like a baby when they had actually been lying awake worrying about the quality of their sleep. “ The same problem can result from preoccupation with HRV or readiness scores, with anxiety that would lead to further reduction in both. It you are using a wearable like >100 million American adults, it’s OK to look at these data, but contextualized with the major caveats reviewed here. If you are one to require evidence that HRV or readiness scores are linked to health outcomes, you may not even want to look. The companies make it hard to turn them off! Let me end with the companies that make and sell wearables. Apple’s doubling down on HRV (24-fold more reporting and heart rate very 5 seconds) and introduction of a Readiness score tells us that consumers have bought into these metrics and they are joining the club. However, all of this is occurring with a backdrop of tens millions of users, claims about the data that are not backed up by adequate evidence, marketing way out in front of whatever limited data exists, and not being transparent about their readiness score algorithms. The companies can well afford to do the research that is needed to connect these metrics with health outcomes show, once and for all, that increasing HRV or using readiness scores promotes our health. If they believed and invested in the products they are selling, we’d not be in this position of not knowing. That’s essentially where we are with HRV and readiness scores. Perhaps someday this will change and we’ll have good reason to embrace them. NB: I wrote this post. No AI. I have no conflicts of interest with any of its content. Loading... Ground Truths has 215,000 subscribers from every US state and 214 countries. There are over 300,000 followers of Ground Truths so more than 90,000 folks who can easily convert to be free subscribers. Your subscription to these free essays and podcasts makes my work in putting them together worthwhile. If you’re not a subscriber, please join! If you found this interesting PLEASE share it! Share Ground Truths The proceeds from all voluntary paid subscriptions go to support our summer internship program. It enabled us to accept and support a record number of 62 summer interns that joined us in 2026! These are high school, college and medical students selected from thousands of applicants. We couldn’t do this expanded program without the funds coming in through Ground Truths. Thank you!

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Sep 19 • 10:05 AM EDT • Technology • erictopol.substack.com
Gavin Newsom's first business was a wine shop funded by a billionaire family friend

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Sep 19 • 6:45 AM EDT • Business • finance.yahoo.com
'The Ford/Hill Project' review: Anita Hill, Christine Blasey Ford testify

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Sep 18 • 5:15 PM EDT • Entertainment • latimes.com
Hendrix Genetics acquires full ownership of swine business

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Sep 18 • 9:38 AM EDT • Business • feedstuffs.com
Reno health inspectors find wine, linens stored under sewer line

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New attractions highlight Santa Fe Wine & Chile Fiesta opening Tuesday

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Sep 18 • 12:30 AM EDT • Business • santafenewmexican.com
Rising Tide Distributors, Inc.

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Sep 18 • 12:15 AM EDT • Business • libn.com
2026 Outstanding Women in Business Event Photos

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Sep 17 • 9:31 AM EDT • Entertainment • shorelocalnews.com
DeWine Satisfied That 'Science of Reading' is Working - News-Talk 1480 WHBC

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Sep 17 • 7:53 AM EDT • Science • whbc.com
Women's Kidney Health in Focus

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Sep 17 • 5:04 AM EDT • Health • professional.heart.org
Ketchikan business nationally spotlighted for serving up Alaskan oysters

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Sep 16 • 10:20 PM EDT • Business • krbd.org
Leavenworth County farmers concerned proposed data center could threaten crops, local business

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The entwinement of religion and politics in modern life

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Sep 16 • 5:21 AM EDT • Politics • iowastatedaily.com
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Sep 16 • 12:20 AM EDT • Business • wtop.com
US-Canada trade war further taxes small businesses as costs rise during the Iran war

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Sep 16 • 12:03 AM EDT • Business • wral.com
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Sep 15 • 5:45 AM EDT • Business • crainscleveland.com
What two LDS candidates have to say about their big political showdown

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Sep 14 • 8:00 AM EDT • Politics • sltrib.com
I finally found an easy way to run Windows apps on Linux without turning my desktop into a science project

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Science Behind the Forecast: Wine grapes demand temperatures that are just right

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Sep 12 • 8:00 AM EDT • Science • lpm.org
Swine Health Stalwart Honored as NC State Distinguished Alumni

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Sep 11 • 12:34 PM EDT • Health • cvm.ncsu.edu
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Sep 10 • 8:00 PM EDT • Science • timesofisrael.com
Editorial: Provide political protection

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MIPCOM 2026 expands creator economy programming, embraces vertical content and generative AI

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Peter Stanbury on the business case for sustainablity in drinks

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Pomona Cafe and Wine Bar Gets Green Light for Entertainment

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Sep 8 • 8:40 AM EDT • Science • theconversation.com
COUNTDOWN: 12 days to West Seattle Wine Walk. Here are the winery/business matchups!

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Sep 6 • 7:36 PM EDT • Business • westseattleblog.com
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