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Thursday Morning Links
Morning, all! Sebastian Walcott has been setting the Texas League on fire but has been limited to DH as he recovers from an internal brace procedure performed in February. The plan is for him to return to the field for the playoffs and then play in the Carrinean this winter. League Nathan Eovaldi is chomping […]
German club Borussia Dortmund parts ways with sports director Kehl
German football club Borussia Dortmund said on Sunday it is ending its collaboration with sports director Sebastian Kehl with immediate effect.
Why Sebastian Maniscalco's SiriusXM radio is bad for comedy
SiriusXM replaced its Raw Comedy channel with Sebastian Maniscalco’s Comedy Radio last April. The change threatens a meaningful source of royalties and exposure for midlevel comics.
Taylor Hall scores 2 as Hurricanes beat Canadiens 6-4 in Montreal's home opener
Sebastian Aho added a goal and two assists, while Eric Robinson and Mark Jankowski contributed with a goal and an assist each in Tuesday night's win.
Birds stop play but Medvedev flies into third round
An interruption from a pair of birds ruffles Daniil Medvedev's feathers but fails to disrupt the seventh seed as he eases into the US Open third round with a dominant victory over Sebastian Gorzny.
Demirovic the star as Stuttgart stroll to victory vs Viking
On the club’s 133rd birthday, VfB Stuttgart returned to Champions League action on home soil, looking to start their campaign with three points against Norwegian champions Viking FK.Sebastian Hoene�...
Two goalies share time in Rummel-Holy Cross quarterfinal shutout. ‘A bond between us.’
Rummel goalkeepers Ryan McDonald and Sebastian O’Brien came into the game knowing they each would play one half of soccer.
Smith Named CAA Leadership and Sports Excellence Award Winner for Swimming & Diving
RICHMOND, Va. - Drexel's Sebastian Smith has been named one of the 19 recipients of the prestigious CAA Leadership and Sport Excellence Award for the 2025-26...
Why Stand-Up Comedians Are Uniting Against SiriusXM & Sebastian Maniscalco
"It's going to devastate."
'Biermann' Doc Film on German Political Singer for Trump Era: Viennale
Jens Meurer discusses his doc, screening at Austria's Viennale and showing Wolf Biermann narrating his life in various iterations of Germany, and how the outspoken artist inspired 'The Lives of Others.'
Stars snuggle with adorable rescue puppies at the 2026 Toronto International Film Festival
Check out cute pics of Courteney Cox, Josh Hartnett, Sebastian Stan, and more!
‘Family Affair’ actress Kathy Garver reflects on child costar Anissa Jones’ death at 18
‘Family Affair’ actress Kathy Garver reflects on child costar Anissa Jones’ tragic death at 18 and reveals a haunting plea the star’s mother made to her shortly before her daughter died.
Nikon Small World 2026’s Winners Turn Science Into Abstract Art
Nikon Small World 2026 has finally unveiled its 20 stunning winners. Here's a quick look at the stories that made it possible.
Sebastian Maniscalco gets Sirius on Harry Styles' 'SNL' imitation, Bieber's ball pit
Sebastian Maniscalco has much to talk about on his new SiriusXM channel, like golf fashion, forced dog walks and ball pit frolics with Justin Bieber.
Sebastian Tounekti’s dig at Rangers following Celtic’s Ibrox win
Celtic winger Sebastian Tounekti appeared to mock the Rangers following the Hoops’ dramatic Scottish Cup triumph at Ibrox…Liam Scales celebrates after Celtic won the Scottish Cup quarter final on ...
Finland Unveils Olympic Hockey Roster
Finland has announced its roster for the upcoming Olympic hockey tournament in Milan. The squad features 24 NHL players along with one player from Switzerland’s top league. The squad is led by top NHL talent including Sebastian Aho, Mikko Rantanen, and Juuse Saros.
Sebastian Vettel: Divisive 2026 rules risk "DNA and heart" F1
The four-time world champion believes that Formula 1 must be careful not to lose its “DNA” as the 2026 regulations divide drivers and fans
September 8 Playbook: Fetterman Hits Back
🥱 Welcome Back. Hope you enjoyed your holiday weekend. 🎶 Your Morning Pick Me Up. Welcome Back. John Sebastian PA Weather☀️ Erie | Mostly Sunny, 77🌤️ State College | Partly Sunny, 81☀️ Allentown | Mostly Sunny, 81 PA Sports ⚾ Phillies (81-63, -4.0 GB, +4.5 GB WC) | Atlanta 1-0 |…
Robinson scores 22, NJIT takes down Binghamton 73-65
BINGHAMTON, N.Y. (AP) Sebastian Robinson scored 22 points as NJIT beat Binghamton 73-65 on Saturday.
Now is perfect time for Sebastian Tounekti to step up
Time for Sebastian Tounekti to step up. It’s essentially now or never for Celtic’s inconsistent Tunisian winger…5th September 2026; The Marbill Coaches Stadium, Paisley, Scotland; Scottish Premi...
Sebastian Walcott makes his AAA debut tonight
Sebastian Walcott is joining the Round Rock Express for their final two games
Concerns with the Sebastian County Sheriff’s office
The recently-surfaced video showing the potential maltreatment of a Sebastian County Jail inmate, and a subsequent statement about the troubling incident from interim Sheriff Mike Conger point to the need...
High-resolution dataset tracks health impacts of urban heat stress
Heat stress is a leading cause of weather-related deaths and can be especially dangerous in cities where phenomena like urban heat islands drive temperatures higher than surrounding rural areas.
Manu Ginobili among backers of new planned sports performance project in South Florida
Manu Ginobili is investing in South Florida’s potential with a new venture. The former San Antonio Spurs star is part of a group building the Sports Performance Hub in Homestead, Florida. It’ll be a next-generation sports, education and community development project. It will feature a 10,000-seat stadium for Miami FC, sports training facilities, a basketball facility, a boarding school and more. Groundbreaking is set for March, with plans to open in 2028. Ginobili, along with partners like Riccardo Silva and Juan Sebastian Veron, aims to connect sports training with academics. They believe Miami’s multicultural environment makes it an ideal location.
Sebastian Kehl exits role as Borussia Dortmund sporting director
Borussia Dortmund sporting director Sebastian Kehl is leaving the team with immediate effect as the club undergoes a major shakeup after what will be a trophyless season.
Penn State mourns the loss of sports medicine leader Wayne Sebastianelli
Wayne J. Sebastianelli, a longtime leader in sports medicine at Penn State who spent more than three decades caring for student-athletes and advancing research on sports-related injuries, died May 4. He was 68.
Will Ermal Hadribeaj Be Albania’s First Boxing Champion?
Ermal Hadribeaj believes he's found the key to defeating Sebastian Fundora on Saturday.
Top Weekly Entertainment Picks
Fall activities are taking shape throughout South Jersey and we have all the information you need to know on this weekend's biggest and best events. Sebastian
Confirmed lineups: Hoffenheim vs. Stuttgart
VfB Stuttgart make the short trip to Sinsheim on Saturday afternoon, looking to build on their impressive start to the week.Sebastian Hoeness’ side opened their Champions League campaign with a 3-1 ...
Parrot Island theft investigation ongoing, management company to end contract
On the same day Sebastian County Prosecuting Attorney Dan Shue said he is seeking a special prosecutor to investigate a Parrot Island Waterpark employee over theft allegations, it was learned...
Sebastian Stan recounts failed “American Idol ”audition: ‘They line you up like they’re gonna assassinate you’
Needless to say, he did not secure a Golden Ticket.
Structure, Agency, and Structural Reform: The Case of the European Central Bank -
Structure, Agency, and Structural Reform: The Case of the European Central Bank By Benjamin Braun, London School of Economics and Political Science, Donato Di Carlo, The London School of Economics and Political Science, Sebastian Diessner, [...]
Palumbo family business secrets revealed in settlement agreement with IDOT
It turns out there were more connections than previously known between Sebastian "Sam" Palumbo, his construction firms and a road-building group overseen by relatives known as Builders Companies. But the firms insist those ties didn't violate Palumbo's agreement not to participate in state or federal contracts following a 1999 guilty plea in a racketeering case.
Comedian Sebastian Maniscalco set for Turning Stone show
Comedian Sebastian Maniscalco will perform April 18, 2026, at Turning Stone Resort Casino in Verona as part of his national tour.
Sebastian Fundora stops Keith Thurman, defends WBC title
Sebastian Fundora said he would stop Keith Thurman, and he did.
USA's Sebastian Berhalter Joins Middlesbrough From Vancouver Whitecaps
United States midfielder Sebastian Berhalter has transferred to English Championship side Middlesbrough from the Vancouver Whitecaps, announced by both clubs Tuesday.
Coe warns on interference in sport: Keep politicians on the bus but out of the driver's seat
World Athletics president Sebastian Coe has discussed topics including track and field’s ban on Russian athletes, private equity in sports and FIFA’s credibility crisis following a controversial overturned red card at the World Cup
Hurricanes @ Jets: Preview and Game Thread
The Carolina Hurricanes (6-1-1) begin their annual “State Fair road trip” with a match against the Winnipeg Jets (4-1-2) on Saturday afternoon. The Canes have won six games in a row and have looked good doing it. Sebastian Aho with 13 points (6G 7A), Andrei Svechnikov 11 points (6G 5A), and Mark Jankowski are each […]
Emily Ratajkowski says she rejects the label 'divorced single mom'
Emily Ratajkowski is opening up about resenting the label "divorced single mom" following her split from ex-husband Sebastian Bear-McClard.
Sebastian Stan Interview on 'Fjord' Politics, 'Batman: Part II'
Sebastian Stan talks about playing a religious Romanian father trying to get his kids back in "Fjord" and his roles in "Batman: Part II" and the MCU.
London Marathon 2026: How to follow Sebastian Vettel, Alastair Cook, Aaron Ramsey, more
The London Marathon returns on Sunday with the usual array of elite athletes and fancy dress-wearing fun runners, but there are also a host of sports stars testing themselves against the famous 26.2-mile course and you can follow their progress.
Tommy Sullivan and John Ziegler to Perform at LI Music & Entertainment Hall of Fame on Aug 16th
As part of the Long Island Music and Entertainment Hall of Fame Soundtrack to Summer Series, Musician Tommy Sullivan (a member of the Brooklyn Bridge) will perform LIVE music and Comedian John Ziegler will open with comedy set at the Long Island Music and Entertainment Hall of Fame in Stony Brook Village (97 Main Street, Stony Brook, NY) on Aug. 16th from 3-4pm. The event is free for members or with general admission ticket purchase or $10 at the door concert ticket purchase. For details on this and upcoming events please visit https://www.limusichalloffame.... About Tommy Sullivan A life-long Long Islander and proud U.S. Army veteran, Tommy Sullivan enlisted in 1965 and was accepted to the United States Military Academy Band, where he created the first official rock group at West Point. Reentering civilian life in 1968, he helped create the Rhythm Method, a 7-piece Long Island band which was discovered by Johnny Maestro, then singing lead with the Del-Satins. The combined groups became the Brooklyn Bridge. As band leader and musical director, Tommy penned the group’s horn arrangements on every Bridge hit, including their gold record, Worst that could happen. Upon leaving the Bridge, Tommy co-founded Atlantic Records’ supergroup Ramatam, which was Jimi Hendrix Experience drummer Mitch Mitchell’s first group following Hendrix’ death. For the second Ramatam LP Tommy wrote and orchestrated original material which featured select members of the NY Philharmonic Orchestra. Together with Johnny Maestro, Tommy co-produced Johnny’s final CD, Peace on earth. The critically acclaimed album features Tommy’s arrangements & orchestrations, plus several of his original songs. A Charter Inductee to the LI Music Hall of Fame, Tommy Sullivan continues to write, record, arrange and produce records, serve as musical director/ arranger/conductor for projects across many musical genres plus donates dozens of performances annually for numerous charity events. Tommy Sullivan’s dynamic and unique one-man show, A thousand memories, featuring his vocals and performances on four instruments, has been packing concert auditoriums, nightclubs, private parties–even vineyards-for the past several years. John Zeigler Born and raised in New York, John has performed stand-up comedy for close to 20 years and was the winner of the 2016 "Funniest Comic on the East Coast" Contest at Mohegan Sun. John's opened for such comics as Sebastian Maniscalco, Gilbert Gottfried, Jim Breuer and Robert Klein. He currently headlines clubs across the country and regularly tours with legendary comedian Bobby Collins. John recently released his Dry Bar Comedy Special and Getting My Affairs in Order.
Social determinants of health may increase kidney failure risk after critical illness
New research indicates that certain individual- and neighborhood-level social determinants of health may increase the risk of developing post-discharge kidney failure in patients who developed acute kidney injury while in intensive care.
Sebastian Fundora Aims High
Sebastian Fundora has his sights set on unifying the super welterweight division after taking care of business Saturday.
In Sickness and in Health: Wellness-Obsessed Techies Adopt Oura Rings as Wedding Bands
When AI researcher Sebastian Raschka got married in November 2023, he and his now-wife, Liza, went nontraditional. They wedded in Las Vegas at an Elvis-themed chapel, then celebrated by attending a U2 concert at the Sphere, the futuristic orb-shaped theater on the Strip. The Raschkas also bucked ...
Talking Red Wings on The Full Press Hockey Podcast
The post Talking Red Wings on The Full Press Hockey Podcast appeared first on Detroit Hockey Now. What’s next for the Detroit Red Wings? Will GM Steve Yzerman be bold this summer? Are Sebastian Cossa’s days in […] The post Talking Red Wings on The Full Press Hockey Podcast appeared first on Detroit Hockey Now.
O'Neill's team selection questioned as Celtic wilt at Ibrox
Manager Martin O'Neill will have to face criticism over his Celtic team selection in Sunday's derby defeat to Rangers after "too many players didn't show up" at Ibrox, says former striker Cillian Sheridan. The ex-forward was shocked to see winger Sebastian Tounekti start ahead of summer signing Haissem Hassan, who was introduced as a half-time substitute in the 3-0 League Cup quarter-final loss. Sheridan says it will be no surprise to see O'Neill change his line-up for Thursday's Europa League opener at home to Ferencvaros, which comes just three days before a rematch with Rangers in the Scottish Premiership.
Crockett, Seung, win major prizes from National Academy of Sciences
Molly Crockett will receive the 2026 Troland award for early-career researchers in experimental psychology, Sebastian Seung the Pradel award in neuroscience research.
NHL Rumors: 3 Red Wings Who Could Be Traded Next
The Detroit Red Wings made a notable trade on Friday, as they traded top goalie prospect Sebastian Cossa to the Utah Mammoth in exchange for the 23rd overall pick of the NHL Entry Draft. The Red Wings then used that pick to select forward J.P. Hurlbert.Seeing Cossa get traded by the Red Wings is not […] The post NHL Rumors: 3 Red Wings Who Could Be Traded Next appeared first on HEAVY.
Cherries fans hail historic day in San Sebastian
AFC Bournemouth fans gather in San Sebastian ahead of the club's first European fixture.
‘Play On!’ hits all the right notes
The English Renaissance meets the Harlem Renaissance in “Play On!,” a sparkling show that marries a loose adaptation of Shakespeare's “Twelfth Night” with the music of Duke Ellington. Conceived by Sheldon Epps, who also directed the original 1996-97 production (first in San Diego, then on Broadway), the show is getting a marvelous revival under his direction to open Chicago Shakespeare Theater's 40th anniversary season.While the title “Play On!” refers to the famous quote about music being the food of love and thus to the dozens of Ellington songs—among them “It Don’t Mean a Thing,” “Don’t Get Around Much Anymore,” “I Got It Bad (And That Ain't Good),” “Solitude” and “I’m Beginning to See the Light”—incorporated into the plot, one of the highlights for me is the clever way Cheryl L. West's book reworks the story. Apparently, it's also been updated for this outing, among other things to give the women more agency. In the big opening number (there's a six-piece, horn-heavy onstage band), aspiring songwriter Vy (Hailee Kaleem Wright) is the one to “Take the 'A' Train” to “Drop Me Off in Harlem.” She wants to meet the famous Duke (Edred Utomi) — Ellington, not Orsino, that is — and she seeks the help of Jester (an engaging James Harkness) to find out how. When Jester tells her in no uncertain terms that the music industry is a man's world, she disguises herself as Vy-Man and persuades the Duke to listen to one of her songs. He's suffering from a creative block because he's pining for Lady Liv (Krystal Joy Brown), queen of the Cotton Club, and convinces Vy-Man to bring the Lady the song as if the Duke had written it, promising to reward her with employment. Vy reluctantly complies, and the predictable complications ensue. Lady Liv is attracted to Vy-Man, while Vy is attracted to the Duke and he to Vy, though it disturbs him because he thinks she's a man. The fallout when the deception comes to light bodes ill—at least for a while.Here's where West's book cannily diverges from Shakespeare. Vy's twin brother Sebastian really is dead, so West devises another love interest for Lady Liv basically by rehabilitating the Malvolio character, here named Rev (Alan H. Green), the Lady's uptight, self-important manager. His unrequited love for her is magically transformed after he gets his comeuppance (minus the torture) from Miss Mary (Alanna Lovely), her honey Sweets (James Earl Jones II) and Jester, the stand-in for Sir Toby, who has romantic problems of his own with a woman named CC (Kaylah Janssen). In other words, Rev gets the girl — and also a show-stopping yellow zoot suit from costume designer An-Lin Dauber. All the costumes are dandy, though those for the men have more pizzazz than the women's day dresses. The bilevel, slanted scenic design by Beowulf Boritt brings 1930s Harlem to life in a slightly expressionistic way with the help of Adam Honoré's lighting and Ray Nardelli's sound design. Edgar Godineaux's choreography adds to the period feel, though there could be even more of it.Most of all, the leads have splendid voices, and the performances are terrific. Green's Rev and Harkness's Jester get my vote for comedy chops, and Brown's Lady Liv probably will stay with me the longest for her complexity and big blues number, “I Ain't Got Nothin' But the Blues.”
Rangers Top Prospect Walcott Strong in Fall League
Texas Rangers top prospect Sebastian Walcott had a strong day in the Arizona Fall League, but the Surprise Saguaros dropped their third straight game.
The Sports Economy's $8.8 Trillion Potential
"Sport can reinforce today’s extractive patterns—or it can model a new definition of success," writes Sebastian Buckup.
I pay each startup employee $18,000 a year to live near the office
Sebastian Jimenez, the CEO of Rilla, explains why the AI startup invests $37,000 a year in perks for every employee, including a housing stipend.
Messi smashes MLS record in Inter Miami’s win over Toronto
Lionel Messi set a new MLS record in Inter Miami’s 4-2 victory against Toronto FC on Saturday.The Argentina international scored a goal and added two assists, smashing Sebastian Giovinco’s record ...
Germany Sixteen Tons Entertainment Hire
In this image released on Monday, March 2, 2026, Sebastian Nussbaum, new Chief Creative Officer at Sixteen Tons Entertainment. (Sixteen Tons Entertainment/news aktuell via AP Content Services)
DOH-Lee Issues Blue Green Algae Health Alert for Caloosahatchee River-Sebastian Canal - Florida Department of Health in Lee County
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Why do we suffer? Religion and science may now agree.
A Reflection for the Memorial of Saint Jerome, Priest and Doctor of the Church, by Sebastian Gomes
Scientists capture how bacteria build their protective antibiotic-resistant barriers
Gram-negative bacteria are responsible for causing several infections that are hard to treat, owing to their high resistance to antibiotics.
Bacteria found in classroom dust may affect children’s respiratory health
Common bacteria found in classroom dust are associated with reduced lung function in children according to research presented at the European Respiratory Society (ERS) Congress in Barcelona, Spain.
The 33 best comedy specials of 2025
The best comedy of 2025 includes specials by Frankie Quiñones, Andrew Schulz, Jordan Jensen, Sebastian Maniscalco, Bill Burr, Atsuko Okatsuka and Gabriel Iglesias.
Red-hot teams clash when Hurricanes visit Blue Jackets
Andrei Svechnikov and Sebastian Aho look to continue their respective strong play on Tuesday as the Carolina Hurricanes visit the streaking Columbus Blue Jackets.
Tottenham hold talks with leading contender Sebastian Kehl over co-sporting director role
Spurs are searching for a replacement for Fabio Paratici, who left the club in February to take up a position at Serie A side Fiorentina.
DOH-Lee Issues Blue Green Algae Health Alert for Caloosahatchee River-Sebastian Canal - Florida Department of Health in Lee County
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Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. 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Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Birthday boy is Bach!
Blue Hill Bach will celebrate Early Music Month with an “intimate chamber baroque” concert honoring Johann Sebastian Bach’s 341st birthday at St. Francis by the Sea Episcopal Church on Friday,
Work begins on $280 million Homestead sports complex, new Miami FC stadium
Sports Performance Hub investors include retired Argentine sports stars Manu Ginobili, Juan Sebastian Veron, Juan Monaco, Martin Gramatica.
National Academy of Science elects eight Princeton professors
Eight Princeton professors were elected to the National Academy of Sciences this year: Cliff Brangwynne, Chris Chang, Maria Chudnovsky, Jianqing Fan, Sabine Kastner, Sebastian Seung, Daniel Sigman and Christopher Skinner.
Latest Duke Chronicle Player Preview: Joaquim Boumtje Boumtje
Nick Arnold || Brock Davis || Maxime Meyer || Jacob Theodosiou || Sebastian Wilkins || Bryson Howard || Drew Scharnowski We missed this on Saturday, but here is the latest Duke Chronicle Player Preview, this time featuring freshman JoJo Boumtje Boumtje. Boumtje Boumtje was out of the spotlight as an American teenager playing for FC Barcelona, but the basketball public caught on pretty quickly after […]