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Topgolf saved over $11.3 million after leaving VMware

Topgolf and VMware "ran deep" before the migration.

arstechnica.com logo
Oct 13 • 5:33 PM EDT • Technology • arstechnica.com
Unlock free AI tools for your small business through UH Maui College webinar

Small business owners and sole proprietors across Hawaiʻi are invited to learn how autonomous AI tools can streamline operations, save time and stretch limited resources in an upcoming free webinar offered by University of Hawaiʻi Maui College.

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Oct 13 • 4:00 PM EDT • Business • mauinow.com
*POSTPONED* Behind the Science with Paleontologist and Curator of Dinosauria Dr. Matthew Carrano

***Due to speaker illness, this event has been postponed. A new date will be announced in two weeks. If you registered for this program, please check your email for more information. We apologize for the inconvenience.*** Is the 21st Century the real Age of Dinosaurs? Today, more paleontologists are discovering more dinosaur fossils from more places in the world than ever before. Our understanding of these amazing creatures has leapt forward while their popularity has surged. Museums sit at the junction of these phenomena. The Smithsonian has been a center for dinosaur research for more than a century, and its collections include many iconic and scientifically important specimens. Today, Smithsonian researchers continue to discover new dinosaurs, but they are also uncovering more information about the ones we already know and love. New techniques and approaches allow them to investigate aspects of dinosaur biology, ecology, and evolution in ways that would have been inconceivable to early paleontologists. The result is an ever-improving understanding of dinosaurs as living, breathing, and thriving animals. This month, go behind the science with paleontologist Dr. Matthew Carrano, Curator of Dinosauria at the National Museum of Natural History as he discusses new discoveries at home and abroad, in the field and in the museum. Registration is encouraged. Space is filled on a first come first served basis. ---------------- About the Series: Behind the Science A monthly after-hours series featuring NMNH scientists and researchers Each month, join the National Museum of Natural History for the new series, Behind the Science, where NMNH researchers share insights into their latest discoveries and explore the fascinating questions driving their work—from the origins of life to the future of our planet. Come learn what’s happening behind the scenes and how science shapes our understanding of the natural world. Programs take place in Q?rius, the Coralyn W. Whitney Science Education Center. Topics and speakers announced on a rolling basis, but save the dates now!

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Oct 13 • 2:32 PM EDT • Science • naturalhistory.si.edu
Christine Baranski and Cynthia Nixon tease ‘The Gilded Age’ season 4: ‘Serious complications in the household’

‘The Gilded Age’ season 4 sees the characters dealing with some big changes. Christine Baranski and Cynthia Nixon exclusively share what’s to come for the HBO series: ‘She’ll do what she needs to do to save her and her family members.’

ew.com logo
Oct 13 • 12:00 PM EDT • Entertainment • ew.com
Clemson Sports Science Institute to host third annual RECESS Symposium

The Robert H. Brooks Sports Science Institute will host its third annual RECESS Symposium from Nov. 10-12, 2026.

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Oct 13 • 11:47 AM EDT • Science • news.clemson.edu
Clemson Sports Science Institute to host third annual RECESS Symposium

The Robert H. Brooks Sports Science Institute will host its third annual RECESS Symposium from Nov. 10-12, 2026.

news.clemson.edu logo
Oct 13 • 11:47 AM EDT • Sports • news.clemson.edu
Monarch butterfly saved after landing in refried beans

Cornstarch to the rescue.

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Oct 13 • 11:06 AM EDT • Science • popsci.com
Student-loan borrowers' timing to pick new repayment plan is shifting

More student-loan borrowers are receiving notices that they have an extra 30 days to leave the SAVE repayment plan, extending the transition deadline.

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Oct 13 • 10:49 AM EDT • Business • businessinsider.com
Seth Campbell: An electoral reckoning for Republicans?

With the midterm elections approaching, President Donald Trump can clearly see his grasp on the American electorate slipping. Despite the seemingly endless speeches, rallies and public appearances to try and save Republican majorities, the pre-midterm Trump tour seems to be falling flat. Well over a century ago, President Andrew Johnson went on a similar tour

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Oct 13 • 9:30 AM EDT • Politics • mainstreetmediatn.com
Scientists deploy a 24-armed secret weapon to save California’s kelp forests

Team works to restore the sunflower sea star as 95% of these key underwater ecosystems have been decimated along the Pacific

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Oct 13 • 8:00 AM EDT • Science • theguardian.com
Sixty years later, Missouri's bold investment in nuclear science continues to save and improve lives

Mizzou is harnessing the power of MURR and NextGen MURR to fight cancer, strengthen U.S. supply chains, support national defense and drive breakthroughs in health, energy and technology.

showme.missouri.edu logo
Oct 13 • 8:00 AM EDT • Science • showme.missouri.edu
To save democracy, you might want to go to church

The solution to some of American democracy’s biggest problems might be something old and controversial: More religion.

vox.com logo
Oct 13 • 6:00 AM EDT • Politics • vox.com
Gen Z women want politicians who can make the ‘American dream’ feel attainable

An organizer with the Ohio Student Association said students bring up the cost of gas, weighing if it’s cheaper to commute or live on campus. They also talk about whether to get an unpaid internship or work a job out of their field of study to save money.

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Oct 13 • 3:50 AM EDT • Politics • ohiocapitaljournal.com
Teams should record and save all headset communications
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Oct 12 • 10:43 PM EDT • Sports • sports.yahoo.com
Wisconsin farmer weighs in on Save Our Bacon Act

The measure, which some want to see included in the new Farm Bill, is a response to a California law that some farmers across the nation abide by to maintain access to the state’s large market.

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Oct 12 • 5:42 PM EDT • Politics • spectrumnews1.com
Wisconsin farmer weighs in on Save Our Bacon Act

The measure, which some want to see included in the new Farm Bill, is a response to a California law that some farmers across the nation abide by to maintain access to the state’s large market.

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Oct 12 • 5:42 PM EDT • Politics • spectrumnews1.com
Rams vs Bills Odds, Picks, Parlay for Monday Night Football

If you want more Action Network content, be sure to add us as a preferred source on Google. NFL Week 5 saves the best for last as Monday Night Football

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Oct 12 • 4:22 PM EDT • Sports • sports.yahoo.com
Yale researchers recommend ways to cut nationwide health care costs by billions a year

A new Yale project argues the U.S. could save $450 billion a year on health care without overhauling the system. Economist Zach Cooper explains the proposed changes.

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Oct 12 • 3:03 PM EDT • Health • ctpublic.org
Fantasy football buy, sell: 10 trade candidates for Week 6

Whether you're 5-0 or trying to save your fantasy football season, there are plenty of trades to make in Week 6.

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Oct 12 • 2:02 PM EDT • Sports • sports.yahoo.com
Elon Musk quietly becomes biggest known donor in midterm contests as he tries to save Republicans

Musk, the world's only trillionaire, has doled out more than $276 million since July to try to save Republican majorities in Congress.

pbs.org logo
Oct 12 • 11:56 AM EDT • Politics • pbs.org
Elon Musk quietly becomes biggest known donor in midterm contests as he tries to save Republicans

Trillionaire Elon Musk has quietly become the biggest known spender in this year’s midterm elections, doling out more than $276 million since July to try to save Republican majorities in the House and Senate

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Oct 12 • 10:49 AM EDT • Politics • washingtonpost.com
Elon Musk quietly becomes biggest known donor in midterm contests as he tries to save Republicans

Trillionaire Elon Musk has quietly become the biggest known spender in this year’s midterm elections, doling out more than $276 million since July to try to save Republican majorities in the House and Senate.

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Oct 12 • 10:44 AM EDT • Politics • wsls.com
Inside Elon Musk’s $276 Million Midterm Rescue Mission for Republicans

The world’s richest person has quietly become by far the biggest known midterm donor, trying to save Republicans’ Senate majority with some of the largest donations in American political history.

nytimes.com logo
Oct 12 • 5:02 AM EDT • Politics • nytimes.com
Democracy Can’t Only Show Up for Black Voters at Election Time

Democracy cannot just be something Black Americans are asked to save every election. It has to be something we can see working in our lives between elections. Every election season, here it comes again. We are told how important this election is. We are told democracy is on the line. We are told to ...

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Oct 12 • 12:50 AM EDT • Politics • thefulcrum.us
Hurricanes 5, Blackhawks 2

The Carolina Hurricanes cruised to their fourth win in a row with a 5-2 victory over the Chicago Blackhawks on Saturday night. The win improved their record to 4-1-1 for this early season. Five different players notched goals and 11 got on the scoresheet. Brandon Bussi made 24 saves on the 26 shots he faced […]

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Oct 11 • 12:03 PM EDT • Sports • sports.yahoo.com
There's a vibe-coded Adobe Creative Suite vibecoded clone, and it's pretty good

Vibe-coded alternatives to Adobe Creative Cloud apps such as Photoshop and Premiere have been released. They may help Mac users save money, but there are some nuances to the situation.

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Oct 11 • 11:04 AM EDT • Technology • appleinsider.com
Three years after October 7, Israeli reservists are still fighting to save their businesses

Hundreds of days in uniform have left self-employed reservists struggling with lost clients, stalled projects and businesses that can be difficult to restart. Three business owners describe the financial and personal toll of repeatedly leaving work to serve, and the support helping them prepare for the next call-up.

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Oct 11 • 7:46 AM EDT • Business • calcalistech.com
Player Ratings: Real Madrid 1–0 Villarreal

Thibaut Courtois: 8. Made four saves and came up big late on, when Real Madrid were down to 10 men and Villarreal were pushing for an equalizer. Trent Alexander-Arnold: 7. Played some incredible passes over the top to Mbappé. Less convincing defensively, despite not being tested particularly often. Ibrahima Konaté: 6.5. His passing was poor […]

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Oct 10 • 8:15 PM EDT • Sports • sports.yahoo.com
😐 Neutral (20%)
Solanke saves wasteful Spurs

Dominic Solanke scores in stoppage time to salvage a draw for a wasteful 10-man Tottenham.

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Oct 10 • 3:18 PM EDT • Sports • sports.yahoo.com
Amazon slashes $430 off 14-inch MacBook Pro M5 Pro, now $2,069

Early holiday deals are in effect at Amazon this weekend, with Apple's M5 Pro MacBook Pro dropping to $2,069 after a $430 discount. You can also save up to $600 on M5 Max models.

appleinsider.com logo
Oct 10 • 12:31 PM EDT • Technology • appleinsider.com
Best The Legend of Zelda: Ocarina of Time deal: Save $10 on Nintendo Switch preorders

Save on the physical edition of this hotly-anticipated remake.

mashable.com logo
Oct 10 • 8:19 AM EDT • Technology • mashable.com
What Killed Europe’s Ancient Wild Cattle? Scientists Find a Disturbing Answer

The fate of Scandinavia’s aurochs warns conservationists worldwide that curbing hunting alone may not save species facing depleted genetic diversity and fragmented habitats. The cattle on today’s farms descend from aurochs, wild animals that once roamed much of Europe, Asia, and northern Africa. They disappeared from Scandinavia thousands of years before the species became extinct

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Oct 10 • 7:50 AM EDT • Science • scitechdaily.com
IRRR, AEOA celebrate 1,000 small business grants

The Ely Echo weekly newspaper and its companion pieces - North Country SAVER and North Country ANGLER - provide insight into the news and happenings of northern Minnesota, alongside the Canadian border. www.elyecho.com

elyecho.com logo
Oct 10 • 7:00 AM EDT • Business • elyecho.com
Layne Riggs Tops NASCAR Truck Series Practice at Charlotte

Layne Riggs, who finds himself behind the eight ball, err, the No. 11 truck of Kaden Honeycutt — in the NASCAR Craftsman Truck Series championship standings, began his quest to reclaim the point lead by pacing practice for Friday night’s Ecosave 200 at Charlotte Motor Speedway. With a lap time of 30.132 seconds (179.211 mph), […] The post Layne Riggs Tops NASCAR Truck Series Practice at Charlotte appeared first on TobyChristie.com.

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Oct 9 • 2:07 PM EDT • Sports • sports.yahoo.com
NC’s State Health Plan sues Atrium, saying it can’t set plan members’ copays

The plan says it may not be able to pay its bills by January and is counting on its new tiered network to save $135 million.

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Oct 9 • 1:20 PM EDT • Health • newsobserver.com
Commentary: Not even Tom Cruise could save ‘Digger’

Continuing a concerning trend for Warner Bros. in 2026, its latest release is buried in a financial hole no film can escape. Alejandro González Iñárritu’s "Digger" arrived over the weekend

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Oct 9 • 11:04 AM EDT • Entertainment • recorderonline.com
How Meta’s Muse AI Agent Is Helping Small Businesses Save Time

Meta’s Muse for Small Business is designed to automate tasks such as marketing, customer communication, scheduling, and business analysis, helping owners focus on growth.

uschamber.com logo
Oct 9 • 9:09 AM EDT • Business • uschamber.com
These Skin Cancer Pictures Could Save Your Life

Plus, how to differentiate between different skin cancer types.

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Oct 9 • 7:53 AM EDT • Health • prevention.com
Gabriel Delfim shines again in goal for Atlético

Goalkeeper Gabriel Delfim once again delivered a great performance and helped Atlético secure a good result at Arena da Baixada. With outstanding saves in both halves, Atlético’s number 1 left the...

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Oct 9 • 6:01 AM EDT • Sports • sports.yahoo.com
Why Congress hasn't passed bills to save Black infants, moms

Wisconsin Democrats in the U.S. House and Senate are pushing a package of bills to improve Black infant and maternal health nationwide. It faces a steep climb.

captimes.com logo
Oct 9 • 6:00 AM EDT • Health • captimes.com
Emma Camp wants Gen Z to grow up

'Nobody is coming to save you.' A conversation with the anti-therapy pro-capitalist writer and influencer riding the short form video wave.

businessinsider.com logo
Oct 9 • 4:13 AM EDT • Business • businessinsider.com
Sabotaging conservation in the US: this time it’s the next generation of conservation scientists

Let’s be honest. Most of us working in conservation science got into it because we wanted to save something. We envisioned our research ultimately protecting a fragile ecosystem or an endangered sp…

southernfriedscience.com logo
Oct 9 • 3:00 AM EDT • Science • southernfriedscience.com
Deep dive
😐 Neutral (6%)
ahah
53%
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José Ramírez, just in time to save the Guardians' season, has rediscovered his MVP form in ALDS vs. White Sox
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Oct 9 • 2:10 AM EDT • Sports • sports.yahoo.com
Street Fighter 6 Producer Reveals How He Helped Save Capcom’s Iconic Fighting Game Franchise From ‘Dying’

Street Fighter 6 producer Shuhei Matsumoto revealed how dire things were for Capcom’s flagship fighting game franchise during the Street Fighter V era and explained how he and director Takayuki Nakayama worked together to save the series from death.

ign.com logo
Oct 8 • 6:11 PM EDT • Technology • ign.com
Bickley: Pat Murphy can save baseball

If the Brewers eliminate the Dodgers on their way to a pennant, Pat Murphy will detonate the argument for a hard salary cap, Dan Bickley writes.

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Oct 8 • 5:27 PM EDT • Sports • arizonasports.com
Yankees Fans Boo Jazz Chisholm Jr. For Playoff Failure

The New York Yankees’ season was dwindling, just nine outs away from being sent home by the Tampa Bay Rays. Yankees manager Aaron Boone called on Jazz Chisholm Jr. to try and save the day. Chisholm hadn’t started ALDS Game 3. The Yanks had gone with Anthony Volpe at second base and Jose Caballero at […] The post Yankees Fans Boo Jazz Chisholm Jr. For Playoff Failure appeared first on HEAVY.

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Oct 8 • 1:34 AM EDT • Sports • sports.yahoo.com
Self-service health check machine in Essex workplaces refers to GPs

London Stansted Airport says one employee's life has been saved by using the mobile sit-down unit.

bbc.com logo
Oct 8 • 1:15 AM EDT • Health • bbc.com
Fire destroys Clymer barn, business

CLYMER – Fire destroyed a tarp business and barn on Ravlin Hill Road in Clymer on Tuesday – though the family’s home was saved. Firefighters from six area volunteer fire departments responded to the fire around 5 a.m. after Clymer firefighters called for mutual aid. Surrounding departments, starting with the Stanley Hose Company from Sherman, […]

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Oct 7 • 8:00 PM EDT • Business • post-journal.com
Who Won August and September: Original Films or Franchises?

(Welcome to the Entertainment Strategy Guy, a newsletter on the entertainment industry and business strategy. I write a weekly Streaming Ratings Report and a bi-weekly strategy column, along with occasional deep dives into other topics, like today’s article. Please subscribe.) I just heard someone say that if you’re reading a pundit or data analyst, and they don’t tell you that they got anything wrong, they’re not a pundit but an “influencer”. I agree with that. You have to tell your audience when you get things wrong, or they won’t (or shouldn’t) trust you as much. Today, we’ve got another edition of “What I Got Right, What I Got Wrong”. In general, I’m patting myself on the back (and patting very hard) about a few things like IP at the box office, LIV golf, horror films, crowdfunding movies, superheroes, and old people going to the theaters. That said, I also made a couple of data mistakes on the streaming bubble popping and HBO’s datecdotes, so I’m not perfect. But first, I need your feedback... Subscribe Follow-Ups: What Should We Call Mid-Budget Movies Which Aren’t Cinematic Enough for Theaters But Are Too Expensive to Make Money on Streaming? After I asked for feedback on what we should call straight-to-streaming films that are too big to pencil out on streaming but not really big enough to resonate in theaters, I got some great suggestions from you all, including... “Moldilocks” from John Aboud “Little Big Indie” from Travis Frick1 “Midflicks” from Jonathan Funke. “Extra-Medium” from Jona Nwuke. (Read the explanation in the footnote.) Between these and Brandon Katz—who suggested “Bermuda Budget Triangle”, “The Platform Gap” and “The Distribution Deadzone”—we’ve got some excellent suggestions. And they’re better than my suggestion, the “Streaming Budget Dead Zone”, so let’s take a poll! The winning entry becomes the new term. Loading... RIGHT: LIV Golf is Fully Bankrupt…Is Anyone Else Next? A few years ago, I was always a bit perplexed at all the articles I’d read praising LIV Golf and their strategy to disrupt the PGA. LIV Golf, a brand new professional golf league, offered PGA stars ten times what they made on the PGA Tour to join their new league. And folks praised this strategy for its initial “success” in that a lot of big names did indeed leave the PGA. Yeah, of course the players came over. LIV Golf paid them so, so, so much more! But LIV Golf hadn’t discovered a way to increase potential revenue. So think about this in basic business terms… They paid much more in costs… …but had no real way to increase revenue. That’s not a strategy! That’s deficit financing. It won’t work unless you bankrupt the competition (and then turn around and pay those same golfers much, much less). It’s not a sustainable strategy and only lasts as long as the company/person/nation backing it decides they’re cool with losing money. For LIV Golf, that meant Middle East oil wealth, in particular Saudi Arabian money. Clearly, the current Iran War has hurt Middle East finances, so they need to trim their more exorbitant spending. And LIV Golf was part of that trimming. This should be a major warning for others. TGL’s parent company, TMRW Sports, just got a $1 billion valuation, despite TGL’s (the indoor golf league) horrible TV viewership of less than half a million viewers per match. Unrivaled, the women’s basketball league, just secured a $650 valuation, despite its horrible TV viewership and a new rival (Project B) entering the scene next year. To relate this to streaming, Hollywood should ask which streamers may have wealthy patrons funding their losses. (Let’s be clear: Google, Amazon and Apple.) Could those patrons lose their appetite? For Amazon, probably not. But Apple has a new boss, so maybe! WRONG: My Analysis of the Streaming Bubble Was Missing a Week I’m going to be congratulating myself a lot today, but I make mistakes too, like this data goof. When I last compiled the data on the decline in TV shows, I was missing one week at the end of June. If you look at the first image, you can see that one week was mislabelled as “July”. Mainly, this image got updated to show a 27% decline, not 29%: This change doesn’t really impact the overall analysis, but it is two percent better. By the way, through the third quarter, the decline increased and it’s now a 30% decrease since 2022. (I’ll write/visualize this in an upcoming article.) But I want you to trust me and my data. Especially these days, when many people are using LLMs that I know are inserting faulty data into their charts, I want to keep earning my audience’s faith. So that’s the accurate data. RIGHT: IP Remains Very, Very Popular In July, I wrote a giant (and I mean giant) article on Backrooms, Obsession, and the box office, going over what we know, what we don’t know about what works in theaters, looking at YouTubers, IP, the horror genre, comic book movies, and a whole lot more. The month of August really tested a lot of my theses and, being honest, mostly supported my arguments. Let’s start with IP. Looking at 8-Aug (the weekend after Spider-Man: Brand New Day came out) to 18-Sep (the weekend that Resident Evil came out, which I think provides a nice bookend to this time period), there were seven films based on pre-existing IP: Resident Evil (2026) ($126 million) Practical Magic 2 ($65 million) _Insidious: Out of the Furthe_r ($65 million) Coyote Vs. Acme ($59 million) Paw Patrol: The Dino Movie ($53 million) Tony ($15 million) Super Troopers 3 ($7 million) Compare those to the notable original films from the past month—I actually could have included more movies, but here are just thirteen, bringing us to an even twenty films—including.... The End of Oak Street ($54 million) Buddy ($26 million) Mutiny ($15 million) By Any Means ($15 million) The Dog Stars ($14 million) Runner ($14 million) One Night Only ($11 million) Hope ($8 million) Spa Weekend ($7 million) The Uprising ($6 million) Teenage Sex and Death at Camp Miasma ($6 million) Onslaught ($3 million) Eli Roth’s Ice Cream Man ($2.8 million) Here’s that in chart form: Five of the top six films in this time period were all based on IP. I made a big chart of films that grossed over $200 million at the box office before Spider-Man: Brand New Day and The Odyssey hit theaters. Let’s update that chart! By the way, if you want to see how I categorized each film—so another bar chart—here it is: I know that many of my fellow critics/pundits/analysts dislike films based on IP and how Hollywood is making so many of them. And I’m sympathetic to this point of view. As I’ve written many, many times before, you need a balance between existing franchises, new IP, and original films. And Hollywood clearly needs to make more films like Resident Evil (a well-made film from a visionary director) and fewer Practical Magic 2’s (which didn’t get critical or customer buzz). But at some point, critics and pundits need to contend with what audiences are telling them: Movie-goers aren’t showing up to original films. Audiences are speaking with their dollars, telling you they want more IP and franchises. You can try to convince studio heads to make fewer IP-based films and franchises, but the data and numbers aren’t there. Instead, critics need to work harder to convince audiences to show up for original films. Aim your ire/concern at the average person, not studio heads.2 Because they’re just making the films that audiences are telling them to make. WRONG: Original Horror Films Didn’t Break Out I’ll be honest, even though I wrote an article casting some skepticism on the horror genre in July, if you asked me to make a prediction, I would have predicted that, in August, a new, original horror film would have blown up. No, seriously, I just assumed that Obsession and Backrooms presaged a change in audience behavior. But none of the buzzy new original horror films from August—Teenage Sex and Death at Camp Miasma, Onslaught (not an action film in spite of the ads), The End of Oak Street, Eli Roth’s Ice Cream Man, or _Buddy—_broke out. To be clear, exactly one of those films (Buddy) had good “ROI”, but again—I try to be specific in my language—none were “popular” in any broad sense of the word. None of them will be “saving” movies theaters like Backrooms or _Obsession_helped save the summer. The new Insidious film and Resident Evil, both based on IP, were far and away the biggest horror films since July. (We’ll see if this changes in October/Halloween season.) RIGHT: Stay Skeptical about Crowdfunding... I’ve long been skeptical about crowd-investing platforms as one of Hollywood’s saviors, mainly because there’s so much hype/buzz. People need to stay more skeptical about more things, explaining both the potential upside but also the downsides. In particular, the media often hypes crowdfunding at the start and never checks in on the actual results after they’ve come in later. And August gave us our first update! _Ice Cream Man—_directed by Eli Roth—grossed $6 million off of a $5.5 million budget. This is a production of The Horror Section, which was one of the first “crowd investing” studios with 2,400 investors, which means that 2,400 investors probably lost money. They certainly aren’t getting as great of returns as if they had just invested their dollars in the stock market. Hopefully Stiletto (Tagline: “Someone’s Going to Make it Rain Blood!”) does better next month. WRONG: Another Data Goof Here’s another data error. When the first episode of House of the Dragon came out, HBO put out that it had 21.5 million viewers in the first three days, and I read that to mean in the US…but no, it was global. So my US-only datecdotes charts shouldn’t have included it. We never got US-only numbers for the first episode, but for the final episode, HBO put out that it had 11 million US viewers. (And that global dropped to 21 million viewers.) Here’s the updated chart (which I’ve since used in the Streaming Ratings Report): Still, this show is absolutely huge. RIGHT: Superhero Films Remain Very, Very Popular After Supergirl flopped, I read a few takes that “comic book movies are going the way of the Western”. Post-Spider-Man: Brand New Day, that take didn’t age well. To be fair, I have a very nuanced take on the superhero genre right now; it’s down right now, for a lot of reasons. But it’s not “dead”. Maybe _Spider-_Man is just a really popular character? I saw that take, and it’s a fair counter-argument. (But pundits arguing that superhero movies were dead should have mentioned this $1.5 billion counter-argument…) But is it just Spider-Man? The next Avengers film already has $50 million in pre-sales (and I was skeptical that that film would do well) and the Avengers: End Game re-release topped the box office two weekends ago (over three original films). And I wouldn’t bet against Batman or Superman. So maybe it’s just Spider-Man, Batman, Superman and the Avengers. Oh, and Deadpool, of course. And Black Panther. And Wolverine. And probably the X-Men. Plus a well-made Wonder Woman or the Hulk film could break out. But that’s it! It’s just those ten characters/teams. Oh, what’s that? Lanterns is also doing well on HBO? (See previous section…) To be fair, I’m actually pretty sympathetic to the argument that more popular characters—like Spider-Man and Batman—anchor more popular films. In fact, I made that exact argument three years ago when I first wrote about the “Marvel-cession”. In many ways, you can blame The Guardians of the Galaxy for fooling Marvel Studios (and the rest of us) into believing that any character could pop. It turns out, the list of iconic characters is probably smaller than most people think. But it’s probably too early to say that superhero films and comic book movies are dead unless “death” means a slight decline over a longtime. RIGHT: Who Killed Theaters? Old People I get frustrated whenever I see headlines or analysis about how young people are “returning” to theaters. As I’ve detailed(for years), young people have always powered the US box office, despite narratives about “kids these days” and their “phones”. Really, what’s changed post-2020/pandemic is that old people aren’t going to the movies nearly as much. This summer, I saw a movie (from an older director) in a theater near a retirement community, and multiple older people at the theater were talking about how this was their first time seeing a movie in years. I dislike personal anecdotes, so YouGov can fill in the data, best summarized by this headline: “Who killed movie theaters? Not the youths”. According to them, 64% of people aged 18-29 have seen a movie in the last year, but only 30% of 65-and-older. 20% of 18-29 have seen a movie in theaters in the last week and 42% in the last month. Here’s the polling data: Most concerning? Many Americans (17%) think theaters are a worse or much worse experience than watching films at home. Slight WRONG: Hadestown Opens Big A live theater capture of the Broadway musical, Hadestown, made $20 million at the US box office, which begs the question: was I wrong to be skeptical about musicals a few years ago? Yes and no. On the one hand, $20 million is a far cry from being “popular”, so yeah, the genre isn’t that popular overall and Hadestown is one of the more popular musicals from recent years (i.e. the “Taylor Swift Data Fallacy” in action). On the other, I doubt filming this cost all that much, and I don’t think that they spent much on marketing, so this is a good source of ancillary revenue. Smaller Updates WRONG: As I mentioned in a Streaming Ratings Report, I underestimated the budget for Enola Holmes 3. It probably cost more like $50 million, if not more. But... I’m not sure that it really matters? At sub-10 million hours, prices have to come down to make this work. WRONG: Netflix is giving Ink a 27-day in theaters! To quote the kids/YouTubers these days, let’s go! Now I might actually have a chance to see Danny Boyle’s latest in theaters. I’d complained about this in a “Coming Soon” section, but I was heartened to read that Netflix is giving multiple films longer theatrical windows this year. RIGHT: Netflix is sending 4-5 films per year to theaters. Netflix is slowly but surely sending more and more films to theaters, as I cautiously predicted earlier this year. For now, it’s just three big films and a number of awards contenders, but still, this is great news. And they’ll be releasing box office grosses! Just this week, Ted Sarandos confirmed that KPop Demon Hunters 2 will come to theaters (and my guess is it performs in the box office top ten at a minimum). WRONG: Angel has 3 million subscribers! How do I know this? Well, they told Deadline, who reported it. I marked this as “wrong”, since they’ve doubled their subscribers in one year but, you know, they don’t really have a hit film to speak of and they’re still losing money. WRONG: Furious was only renewed for one more season. I accidentally wrote “two more seasons” in my latest “Renewals, Cancellations, Un-Orders and Removals Update”. RIGHT: House of David is ending with its third season. In July, Prime Video renewed House of David for a third season, as I just wrote in my latest “Renewals and Cancellations” report. Well, now it’s ending after that third season. Why? As I’ve been writing, its viewership wasn’t great. I got feedback that this show didn’t cost very much, but it cost enough that its limited viewership didn’t save it. WRONG: Adults was a Hulu original! So I missed Adults when it first came out last year; I saw that it aired on FX and just assumed that it was a linear-first program. Turns out, it aired three episodes on FX, but binge-released the rest of its episodes the next day on Hulu. Huh. So I should have covered it last year! But I just wrote about it. 1 “When I was a kid in the 90s, if you wore a t-shirt to school that wasn’t too big and also wasn’t too small, but somehow didn’t quite fit, we’d say you were wearing an “extra-medium” shirt.” 2 As always, a huge exception is Disney, which barely makes anything original anymore.

Pork Politics Heat Up as American Meat Producers PAC Targets Save Our Bacon Act Backers

While the campaign frames its messaging around family farms and foreign ownership, industry groups warn of animal rights strategists driving the multi-million-dollar push to preserve Prop 12.

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Oct 7 • 4:39 PM EDT • Politics • porkbusiness.com
Google starts rolling out its upgraded Pixel screen savers to the Pixel 9

When Google added Pixelsnap to the Pixel 10 series, it wasn’t just building in support for all kinds of magnetic...

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Oct 7 • 1:04 PM EDT • Technology • 9to5google.com
This Top-Rated Smart Scale Is 50% Off During Prime Big Deal Days—But Not on Amazon

You can save nearly $200 on this advanced scale that tracks your muscle mass, body fat, and more.

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Oct 7 • 12:03 PM EDT • Health • prevention.com
Beyond hours saved: Building the business case for agentic automation

The RPA-era ROI model misses most of the value agentic automation creates. This post gives AI center of excellence leaders a framework to size the full value of agents across time savings, exception handling, decision quality, and maintenance economics, and to prioritize which workflows to automate first.

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Oct 7 • 11:50 AM EDT • Business • aws.amazon.com
Rubio to deliver urgent plea to save Western civilization during speech in its birthplace

Marco Rubio will deliver a major address near the Acropolis calling on Americans and Europeans to reject decline and renew Western civilization.

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Oct 7 • 9:09 AM EDT • Politics • foxnews.com
Heart association recognizes Sanford for heart, stroke care

The awards recognize hospitals using research-based guidelines for heart disease and stroke care, helping save lives and support recovery.

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Oct 7 • 9:00 AM EDT • Health • news.sanfordhealth.org
Trump choosin' Texas in bid to save GOP majority in Congress

The president's visit to San Antonio is his 4th stop in Texas in 6 weeks. The visit fulfills a promise he made in August to help Republican U.S. Senate candidate Ken Paxton win in November.

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Oct 7 • 7:00 AM EDT • Politics • houstonchronicle.com
Padres closer Mason Miller misses Game 3 win over Brewers after being added to paternity list

Mason Miller was tied for third in MLB in saves this year with 38.

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Oct 7 • 1:10 AM EDT • Sports • sports.yahoo.com
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'Saved by the Bell' star Dennis Haskins' cause of death revealed

The cause of death for Dennis Haskins, an actor who played Principal Richard Belding across the 'Saved by the Bell' franchise, has been revealed. The sitcom star died Sept. 27 in Burbank.

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Oct 6 • 10:48 PM EDT • Entertainment • latimes.com
Elizabeth Berkley says “DWTS” created ‘drama’ where it ‘didn’t exist’ when she was on show

The “Saved by the Bell” alum competed on the 17th season and was eliminated despite earning a perfect score.

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Oct 6 • 10:28 PM EDT • Entertainment • yahoo.com
Spectrum streaming bundle makes entertainment affordable on Coast Live

With so many plans and packages to choose from, how do you know if you are really getting the most for your money? Experts say there are some simple ways you may be able to save.

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Oct 6 • 4:39 PM EDT • Entertainment • wtkr.com
French politicians grapple with protesters' demands for better schools while also cutting spending

Prime Minister Lecornu is pledging to improve schools at a time when the government seeks to save billions. France's dilemma can be seen across the EU: How to cut spending when citizens are demanding more from the state?

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Oct 6 • 12:49 PM EDT • Politics • dw.com
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Select Final Fantasy Games Are 50% Off at Amazon During Its Prime Big Deal Days Sale – Save on Final Fantasy 7 Remake, Rebirth, and More for PS5 and Switch 2

Select Final Fantasy games - including Final Fantasy 7 Remake Intergrade, Final Fantasy 7 Rebirth, and more - are up to 50% off as part of Amazon's Prime Big Deal Days sale.

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Oct 6 • 11:59 AM EDT • Technology • ign.com
Julia Stiles says it was ‘very wrong’ to play up dance training for “Save the Last Dance” at the time

The actress is competing on season 35 of “Dancing With the Stars” alongside pro partner Ezra Sosa.

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Oct 6 • 11:47 AM EDT • Entertainment • yahoo.com
Julia Stiles says it was ‘very wrong’ to play up dance training for ‘Save the Last Dance’ at the time

Julia Stiles said it was ‘very wrong’ of her to play up the dance training she had for ‘Save the Last Dance’ at the time while looking back at a 2000 interview she gave on set of the film.

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Oct 6 • 11:47 AM EDT • Entertainment • ew.com
Ronald Waterreus Defends Matej Kovar Amid 'Unfair' PSV Criticism

Former PSV player Waterreus tackles the harsh scrutiny surrounding the Czech keeper, highlighting a crucial Harry Kane save while questioning if tactical demands lead to his perceived errors.

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Oct 6 • 11:45 AM EDT • Sports • sports.yahoo.com
McDonald’s franchisees balk at $800,000 bill to overhaul stores

McDonald’s has said the program will help operators save about $100,000 in annual cash flow. Some franchisees see it differently.

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Oct 6 • 11:36 AM EDT • Business • chicagobusiness.com
These Are the Only Nintendo Switch 2 Discounts That Are Actually Worth Your Money in Amazon's 48-Hour Prime Sale — Save on Games, Consoles, Gift Cards, and More

Our resident shopping experts have curated the 10 absolute best Nintendo Switch 2 console bundles, games, and accessory deals for Amazon's latest 48-hour Prime sale.

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Oct 6 • 10:00 AM EDT • Technology • ign.com
Amazon Prime Big Deal Days Offers Major Discounts on AirPods, iPads, and Much More

Amazon's Prime Big Deal Days has officially kicked off, offering shoppers the first chance to save on holiday shopping from a major retailer. Similar to last year's fall Prime Day, it will last for two days, and you can find a large selection of deals across Amazon's storefront, covering savings on tech, clothing, video games, groceries, and much, much more. Note: MacRumors is an affiliate partner with Amazon.

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Oct 6 • 8:43 AM EDT • Technology • macrumors.com
Miller Admits To Possibility That He Was Tipping Pitches

San Diego Padres closer Mason Miller blew a save against Milwaukee in Game 2, and there may be a reason why.

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Oct 6 • 7:23 AM EDT • Sports • sports.yahoo.com
From ‘feel-good’ to urgent: NC lawmakers move to act on gas taxes

If the legislature suspends the state gas tax, it would save North Carolinians 41 cents per gallon.

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Oct 6 • 5:00 AM EDT • Politics • newsobserver.com
Vermont firms slash energy costs with new projects

Efficiency Vermont projects are set to save state businesses $78 million in energy costs over their lifetime.

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Oct 6 • 4:47 AM EDT • Business • burlingtonfreepress.com
Doctor: Before flu season arrives, make one health care decision that can save time and money

Nationally, up to 57 million people could get the flu this winter. As many as 25 million could seek medical care, 800,000 could be hospitalized and 81,000 could lose their lives.

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Oct 6 • 4:00 AM EDT • Health • cardinalnews.org
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34+ Amazon Prime Day tech deals: Save over 50% on top products from Apple, Sony, Bose and more

Shop top-rated televisions, headphones, security cameras and more.

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Oct 6 • 3:45 AM EDT • Technology • nbcnews.com
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Best The Legend of Zelda: Ocarina of Time deal: Save $10 on Nintendo Switch preorders

Save on the physical edition of this hotly-anticipated remake.

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Oct 6 • 3:33 AM EDT • Technology • mashable.com
Best Prime Big Deal Days Tech & Apple Deals 2026

Shop the best tech and Apple deals during Amazon’s Prime Big Deal Days. Save big on AirPods, Apple Watch, MacBooks, headphones and more top gadgets.

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Oct 6 • 3:01 AM EDT • Technology • wsj.com
Why I Don’t Think Ride Or Die Should Have Been Cancelled (And What Company Should Save It...)

(Welcome to my weekly streaming ratings report, the single best guide to what’s popular in streaming TV and what isn’t. I’m the Entertainment Strategy Guy, a former streaming executive who now analyzes business strategy in the entertainment industry. If you were forwarded this email, please subscribe to get these insights each week.) So…I recently came across a Reddit thread, talking about films on streaming, wondering why there are no reliable sources out there for streaming ratings data. Sigh. Honestly, as annoyed as I am that so many still don’t realize that we have streaming ratings, I somewhat get it. Until now, there was such a long delay between when a show or film came to streaming and when we got its viewership data; I understand why people were confused. (But, as you know, this just changed.) Also, even back in the day, how many people knew how well films did on television? Luckily, as a reader, you’re in the know. Okay, on to this week’s issue. I want to take a look at Prime Video cancelling Ride or Die and whether I agree with that decision. Overall, we didn’t have any breakout hits (no TV shows landed over 20 million hours according to Nielsen) but we have a lot of steady performers on the streaming charts. Plus, we’ll look at where $50 million in missing box office dollars went. (Spoiler: straight-to-streaming.) All that, plus new episodes of The Secret Lives of Mormon Wives, Supergirl heads to streaming, a new YA show does well on Netflix, the viewership for the Daily Wire’s $50 million fantasy show, what TV show hit-maker can’t make streaming hits, CD sales, all the flops, bombs and misses, and a whole lot more. Let’s dive right in! (Reminder: The streaming ratings report focuses on the U.S. market and compiles data from Nielsen’s weekly top ten viewership ranks, Luminate’s Top Ten Data, JustWatch and Reelgood interest data, Samba TV household viewership, company datecdotes, Netflix hours viewed data, Google Trends, and IMDb to determine the most popular content. While most data points are current, Nielsen’s data covers the weeks of September 7th to September 13th, 2026. You can find a link to my terminology here.) Subscribe Television - Ride or Die Is a Hit…But It Got Cancelled? What The Data “Says” I hate the phrase “here’s what the data says”, even though sometimes I find myself using it. If data just told us everything, we data folks would be out of a job! Data is often messy, complicated and nuanced. When it comes to strategy, many of the best decisions can’t actually use “data”, since it’s vastly too complicated to model. Anyways, I’ve been singing the praises of Prime Video’s Ride Or Die this summer, a show that did very well for them. And yet…it got cancelled. Now, usually when a show gets cancelled, a bunch of websites say “a hit show got cancelled”... Here’s the thing, though: in this case, they’re right! The data “says” that this show was a hit. Specifically, out of 522 first seasons to make a week on the Nielsen charts since 2020, it’s the 75th biggest. On Amazon, Ride or Die is eighth out of 41 first seasons: That’s top 15th percentile all time, almost exactly, which is my definition of a “hit”! I mean, outside of Reacher, Amazon needed a hit this summer! (Admittedly, Off Campus did well for Amazon in the spring, but Ride or Die performed even better.) So what happened? Why did Amazon cancel one of their rare 2026 bright spots? Well, Deadline reported a reason—which I’ll get to—but I’d break it down into three relevant questions: What is a given streamer’s reasoning? Is that reasoning sound? Could the stated reason not be the real reason? According to Deadline, Amazon felt the show “over-indexed” in middle-aged women. (This was based on leaks from within Amazon.) The logic is this: Amazon already reaches this demographic because of unlimited two-day shipping bundled with Prime, so they don’t really need more shows like this. Now, it’s my job to ask if that’s a good reason, and I’ll be honest, in this case, I don’t think it is. Sure, this show may “over-index” in middle-aged women—I’ll just assume that’s the case here—but I think folks often oversell how important over-indexing actually is. When a show is a “hit”, it isn’t a bit bigger than its rivals; it’s usually multiples bigger. For example, Elle only made the charts for two weeks at 8.3 million hours each. So Ride or Die was 80% bigger in its first two weeks, and likely had a much stronger hold, with its terrific 13 million hours in week three. Ride or Die was nearly three times bigger than Sterling Point through three weeks too. And that means that _Elle, Sterling Point a_nd other Amazon YA shows need to not just over-index a little with younger women (assuming that’s who Amazon prefers over middle-aged women), but massively over-index. Otherwise, more people in that demo (and a bunch more besides) likely watched Ride or Die. (I’ll try to explore this concept more in a future article.) And don’t get me started on how Ride or Die did compared to a certain (very, very popular, possibly the world’s most popular) YouTuber’s reality show…which didn’t make the charts after its first week and likely cost much, much more than Ride or Die. All to say, Amazon-MGM Studios/Prime Video can tell reporters that this show didn’t reach the right audience, but that excuse feels weak to me. So this leads to the third question: could other reasons have come into play? Yes! Renewal or cancellation decisions rarely (I’m tempted to say “never”) boil down to one variable. At its simplest, it’s two things: budget versus viewership. But often factors like critical acclaim, ownership and, yes, personal opinion come into play. In this case, Amazon has a new executive running things, and this show isn’t owned by Amazon-MGM Studios (unlike Elle). And yes, it may not have indexed with the right target viewers, too. Likely all of those factors came into play.1 My guess is ownership ended up mattering most. Amazon doesn’t own Ride or Die. It’s actually produced by another major studio. Fortunately/allegedly, this show is being shopped around. I can think of one brand new CEO who should consider it for one of his two major streamers…especially if he wants to rebuild goodwill in Hollywood. His name is on this list of exec producers of Ride or Die… If David Ellison needs some goodwill—and he does—rescue this female-led show tomorrow and grab some good headlines for a day. The data justifies it. Quick Notes on TV We’re just getting started with this issue, but the rest is for paid subscribers of the Entertainment Strategy Guy, so if you’d like to find out… How The Secret Lives of Mormon Wives latest season did on Hulu, post-controversy... Whether Supergirl soared on HBO Max... Why the box office is losing money due to the streamers... The viewership for the Daily Wire’s $50 million fantasy show... Updates on The Gentlemen, Lanterns, Outer Banks, King of the Hill and more... What former hit-maker has three streaming flops in a row... Whether The Mandalorian and Grogu popped in week two... All the flops, bombs and misses... And a whole lot more... ...please subscribe! We can only keep doing this great work with your support. If you want an idea of just how much content you’d get in a full issue, check out this older issue. Coming Soon! Oh man, we’re almost caught up! We just have two more issues, then the streaming Ratings Report will be coming out just two weeks after a TV show premieres! Next issue, I’ll be looking at the first two weeks of the NFL Thursday night games on streaming, a huge new spinoff, Reacher’s Neagly on Prime Video, and the latest edition of Monster: The Lizzie Borden Story on Netflix, the return of Slow Horses on Apple and MobLand (quietly one of their biggest shows) on Paramount+, and Dancing with the Stars on both ABC and Disney+. Plus I’ll take a look at animation for adults in 2026. The week after, a ton of movies are coming to streaming: Toy Story 5 on Disney+, Backrooms on HBO Max, Jackass: Best and Last on Paramount+ and The Breadwinner on Netflix, plus a Unabomber film on Netflix and a romcom on Prime Video. Woody Harrelson and Matthew McConaughey have a show on Apple, along with a game show inspired by Willy Wonka that everyone seems to hate. Long term, some crazy (but hopefully crazy like a fox) IP news. FX ordered a new Sons of Anarchy show from Charlie Hunnam, but it’s not about the biker gang. No, it features the show’s cast playing themselves in a new “meta-thriller”. Huh. And a lot of the cast is coming back. Next, Ryan Gosling is producing a Flintstones movie about a “grown-up Bamm-Bamm Rubble”. Also, huh. This one is in “early development” so we’ll see what happens. Both projects are based on IP, but also seem to have crazy takes on the IP, which I like.

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Start Using Amazon Business and Save 35% on Your First Order This Prime Day

Business owners can really benefit from setting up an Amazon Business account during Prime Day.

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Oct 5 • 2:04 PM EDT • Business • cnet.com
‘I’m here to save lives’: Inside the unlikely Biden-Trump partnership to secure a Gaza ceasefire

Secure rooms in the US Capitol are cavernous compared to the White House Situation Room. They are designed for full committees or larger gatherings, not intimate discussions. On Nov. 20, 2024, Jake Sullivan and I had gone to one of those rooms to brief our successors two weeks after Donald Trump resoundingly defeated Kamala Harris.

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Oct 5 • 5:00 AM EDT • Politics • cnn.com
Driving Community Health: Bristol Myers Squibb, Emirates Thalassemia Society and Dubai Science Park Host the 6th 'Help Save a Life' Blood Donation Drive

For patients living with chronic blood disorders, access to safe and reliable blood supplies is fundamental to their care journey. Marking the sixth edition of an impactful partnership, Bristol Myers Squibb proudly collaborated with the Emirates Thalassemia Society and Dubai Science Park, the region's leading science focused hub and part of TECOM Group PJSC, hosted the 'Help Save a Life' blood donation drive, bringing together community members and healthcare professionals to provide vital suppo

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Oct 5 • 3:54 AM EDT • Health • finance.yahoo.com
Driving Community Health: Bristol Myers Squibb, Emirates Thalassemia Society and Dubai Science Park Host the 6th 'Help Save a Life' Blood Donation Drive

For patients living with chronic blood disorders, access to safe and reliable blood supplies is fundamental to their care journey. Marking the sixth edition of an impactful partnership, Bristol Myers Squibb proudly collaborated with the Emirates Thalassemia Society and Dubai Science Park, the region's leading science focused hub and part of TECOM Group PJSC, hosted the 'Help Save a Life' blood donation drive, bringing together community members and healthcare professionals to provide vital suppo

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Oct 5 • 3:54 AM EDT • Science • finance.yahoo.com
Driving Community Health: Bristol Myers Squibb, Emirates Thalassemia Society and Dubai Science Park Host the 6th 'Help Save a Life' Blood Donation Drive

/PRNewswire/ -- For patients living with chronic blood disorders, access to safe and reliable blood supplies is fundamental to their care journey. Marking the...

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Oct 5 • 3:54 AM EDT • Health • prnewswire.com
Driving Community Health: Bristol Myers Squibb, Emirates Thalassemia Society and Dubai Science Park Host the 6th 'Help Save a Life' Blood Donation Drive

/PRNewswire/ -- For patients living with chronic blood disorders, access to safe and reliable blood supplies is fundamental to their care journey. Marking the...

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Oct 5 • 3:54 AM EDT • Science • prnewswire.com
Three Takeaways from Packers 17-14 Win vs. Buccaneers

Evan Williams’ late-game heroics saved Green Bay from costly turnovers, securing a gritty victory despite a revamped offense and a devastating wave of defensive injuries.

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Oct 4 • 4:12 PM EDT • Sports • sports.yahoo.com
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

The MacBook Air M5 is $200 off for the first time in months

Save some cash on Apple’s midrange laptop.

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Oct 4 • 8:34 AM EDT • Technology • theverge.com
The iPad Mini is slightly cheaper again during Prime Day

Save $100 during Amazon’s October sale.

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Oct 4 • 8:31 AM EDT • Technology • theverge.com
Free Columbus events with a library card. How the Culture Pass works

Are you looking for wallet-friendly entertainment? Find out how a trip to the library can save you big bucks.

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Oct 4 • 6:00 AM EDT • Entertainment • thisweeknews.com
Free Columbus events with a library card. How the Culture Pass works

Are you looking for wallet-friendly entertainment? Find out how a trip to the library can save you big bucks.

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Oct 4 • 6:00 AM EDT • Entertainment • dispatch.com
Lightning beat the Capitals 3-1 in home opener

(AP) — Andrei Vasilevskiy made 19 saves, Charle-Edouard D'Astous and Conor Geekie scored in the first period and the Tampa Bay Lightning won their home opener with a 3-1 victory over the Washington Capitals on Saturday night.Brandon Hagel had two assists for the Lightning, and Jake Guentzel scored into an empty net and had an assist.

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Oct 3 • 10:03 PM EDT • Sports • sports.yahoo.com
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Stars react to Ryan Seacrest posting shirtless thirst trap: ‘Ryan relax!’

“Ok Seacrest, save some for the rest of us.”

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Oct 3 • 6:25 PM EDT • Entertainment • yahoo.com
Elizabeth Berkley pays tribute to television principal Dennis Haskins

DETROIT — Elizabeth Berkley, who played Jessie Spano on TV's "Saved by the Bell," is paying tribute to her television principal, Dennis Haskins. Haskins, who played Mr. Belding on the

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Oct 3 • 5:12 PM EDT • Entertainment • recorderonline.com
iPhone Owners Turn Off This Setting To Save Battery Life

The Background App Refresh on iPhone keeps your apps updated with the latest information before they are opened, which is nice, but it drains the battery.

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Oct 3 • 4:47 PM EDT • Technology • bgr.com
A $28B hemp THC industry is fighting to save itself from a looming federal ban

America’s multibillion-dollar market for impairing hemp products faces potential elimination before the end of the year.

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Oct 3 • 3:29 PM EDT • Business • adn.com
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iPhone 18 Pro Max users on AT&T: Take these steps to save your service

If you still have service, update ASAP.

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Oct 3 • 10:21 AM EDT • Technology • mashable.com
$28B hemp THC industry fighting to save itself from looming federal ban

A government-funding bill last month delayed the effective date of a hemp THC ban to Dec. 11 to give Congress time to consider regulations.

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Oct 3 • 10:17 AM EDT • Politics • spectrumlocalnews.com
A $28B hemp THC industry is fighting to save itself from a looming federal ban

America’s multibillion-dollar market for impairing hemp products faces potential elimination before the end of the year.

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Oct 3 • 10:01 AM EDT • Business • seattletimes.com
$28B hemp THC industry fights to save itself from looming federal ban

America’s multibillion-dollar market for impairing hemp products faces potential elimination before the end of the year

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Oct 3 • 10:00 AM EDT • Business • abcnews.com
Just short of its 200th birthday, a landmark natural history museum shuts down

Beloved for its dinosaurs, Philadelphia's storied Academy of Natural Sciences closed down this week, amid an intense fight by local residents, politicians and scientists to save it.

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Oct 3 • 7:00 AM EDT • Science • npr.org
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Scientists Discover a Genius Use For Leftover Steel Waste – And It Could Save Lives

Win-win-win.

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Oct 2 • 6:00 PM EDT • Science • sciencealert.com
Bishop’s computer science chair says AI is eliminating ‘grunt work’ and reshaping digital jobs

Dr. Russell Butler, chair of Bishop’s University’s Department of Computer Science, says artificial intelligence is increasingly taking over routine digital “grunt work,” changing the skills students and workers may need in the years ahead. Photo courtesy of Bishop’s University. Click here to read our platform! Get local news like this every morning. Subscribe free below. Subscribe Pulse Newsroom Artificial intelligence is already taking over some of the routine digital work once performed by entry-level employees, according to Bishop’s University Computer Science chair Dr. Russell Butler — a shift he believes will make expertise, judgement and the ability to evaluate AI-generated work increasingly important. Butler described the change as automation reaching what he calls the “bottom of the cognitive pyramid” during an interview with The Pulse about AI, university education and the future of digital work. His argument is not that humans are disappearing from the workplace. Instead, he sees their role changing as AI becomes capable of handling more of the repetitive tasks involved in computer-based work. “Everything’s converging on just AI basically doing all the grunt work,” Butler said. The bottom of the cognitive pyramid Butler is from Lennoxville, completed his undergraduate studies at Bishop’s and later earned his PhD at the Université de Sherbrooke. He joined Bishop’s in 2019 and now chairs its Department of Computer Science. He uses AI in research, teaching and other creative work, and said the technology is increasingly capable of handling routine digital tasks that once required substantial human time. “You’ve got the grunt work, like moving things around in Excel, doing basic programming tasks,” Butler said. “That’s like the bottom grunt work that the entry-level worker would have done two or three years ago.” Butler went further, saying in his view that much of this type of work has already been absorbed by AI tools. He connected that change to a shift he sees taking place in computer science, where entry-level roles have declined while experienced workers can use AI to increase what they can produce. “A senior developer now has access to essentially an unlimited amount of junior developers on demand,” Butler said. He was describing AI systems metaphorically, not literal employees. His point was that one experienced developer can now ask AI tools to produce code or other technical work that might previously have been assigned to more junior workers. That raises a broader question for universities and employers. If some of the simpler work traditionally given to newcomers can now be done by machines, how do people gain the experience needed to become senior workers themselves? Students doing work that once required years of programming Butler said he is already seeing the change inside his classroom. He created a Bishop’s course called CS208, Coding in Plain English, to show students — including those without traditional programming backgrounds — what they can accomplish using AI. Some come from disciplines such as psychology or neuroscience with no previous programming experience. “What I’m finding is that students who have zero programming experience, they come in from another discipline like psychology or neuroscience or something, they are now able to get up and running with real data sets,” Butler said. Butler’s own doctoral work involved neuroimaging, and he said he has assigned students work he considers comparable to the kinds of analysis he performed during his PhD. He described giving students a real dataset, an expected result and instructions to use AI to complete the analysis. Butler said those students have been able to carry out work at a level he associates with tasks he once performed after years of programming experience. That does not mean a student using AI instantly acquires the same knowledge as an experienced computer scientist. But Butler sees it as evidence that AI can dramatically lower the technical barrier between having a problem to solve and producing a working result. The role of the person using the system then changes. They need to know what to ask for, understand enough about the subject to judge the answer and take responsibility for what is ultimately produced. What about AI hallucinations? One persistent concern surrounding generative AI is hallucination — when a system produces information that sounds convincing but is false or unsupported. Butler said that problem has improved substantially in newer systems and is not as severe as it was with earlier models. He pointed in particular to newer AI systems’ ability to search the web, consult scientific databases and return source links rather than simply generating a citation from their internal model. Butler nevertheless said users should verify what AI produces. “You should verify,” he said while discussing citations generated with AI. His position is that hallucinations have become less common in the systems he uses, not that incorrect AI output is impossible. Human checking remains part of the process. Hours of work compressed Butler offered another example from his administrative work at Bishop’s. The university has been comparing CEGEP courses with first-year Bishop’s courses to determine where students may qualify for advanced standing. Traditionally, Butler said, that means reviewing two sets of course descriptions and manually matching one institution’s courses with another’s. As department chair, that could require hours of reading and comparison. He said AI can now be given both sets of material and asked to generate an initial mapping automatically. “It saves me hours and hours of work,” Butler said. Butler said the AI-generated mapping can also produce a better result than he would produce himself. He sees similar opportunities in businesses. A company may receive specifications, drawings, emails or other digital material from customers and then have employees convert that information into an internal format before anything can be manufactured or delivered. AI can increasingly perform parts of that intermediate processing. In Butler’s view, the employee does not necessarily disappear. Instead, the job becomes more about checking the result. “The human is still there,” he said. Judgement could become more valuable That change is central to Butler’s view of where digital work may be headed. If AI can produce a first draft, write basic code, compare documents or process large amounts of information, he argues that knowledge and judgement become increasingly important. “The real scarce resource going forward is going to be domain knowledge, expertise, and… credentials, authority, the ability to work with other people,” Butler said. He is therefore encouraging students not only to learn AI tools but also to broaden their education. He mentioned acting, fine art and photography as examples of courses that can help develop what he described as taste and intuition — the ability to recognize what is good, what is not and what should be changed. “And that’s the skill that they need now because the grunt work has been automated and now it’s about evaluating what the AI produces and telling it how to improve or expand the output,” Butler said. That does not remove the need for technical knowledge. Butler’s argument is that the emphasis may shift away from manually completing every step of a task and toward directing, checking and improving work produced with AI assistance. He also stressed that humans remain responsible for final decisions. “At the end of the day, the human has to make the final call,” Butler said, pointing to the question of accountability. Physical work may be different Butler draws a distinction between digital work and jobs requiring people to manipulate the physical world. He expects AI to continue advancing quickly in tasks performed almost entirely on computers. He is more cautious about claims that humanoid robots will soon be able to replace workers such as plumbers or electricians. Butler said those trades would not be replaced “anytime soon” in his view and described some current robotics demonstrations as overhyped. He described the situation as counterintuitive. “It’s almost like we solved the highest level first,” he said, contrasting advances in digital AI with the harder problem of building robots capable of operating reliably in the physical world. Butler’s argument is that some digital occupations could face automation sooner than trades requiring complex physical work. The wider AI shift in the Townships Butler’s comments come as local institutions are increasingly grappling with how AI should be used. The federal government recently announced up to $162 million over five years for 10,000 AI-related placements through Mitacs. The Université de Sherbrooke told The Pulse that the number of its collaborative research and innovation projects supported through Mitacs has approximately doubled since 2018-19, while the number of placements has approximately tripled. UdeS also said it already has projects involving both AI adoption and the application of AI to other fields. At Bishop’s, Butler said part of his role involves building the Computer Science department’s local presence, connecting students with regional partners and strengthening relationships with the Sherbrooke technology ecosystem. Those developments put universities in a difficult position. They have to prepare students to use the tools employers increasingly have available while also making sure graduates understand enough to recognize when those tools are wrong, incomplete or being applied to the wrong problem. The risk of losing human skills Butler does not see AI as risk-free. Later in the interview, he raised a separate concern: as AI becomes better at reading, writing, programming and other cognitive tasks, people could lose some of the underlying skills that historically helped produce new ideas. “The other danger is that we’re going to lose the human skills,” Butler said. He specifically mentioned reading and writing and argued that people could lose some of the lower-level understanding that contributes to breakthroughs. Butler said AI systems are based on existing human knowledge and argued that they become much more powerful when paired with a capable person. That tension runs through his view of the technology. AI can remove hours of routine work. It can allow beginners to perform tasks that once required substantial technical training. It can give experienced workers significant leverage. But the more capable the technology becomes, the more important it may be for people to develop the judgement needed to decide what should be done in the first place. For Butler, that is where education may have to change. Students still need to understand their field. They still need to know when something is wrong. And they still need to be able to make the final decision. But if AI increasingly handles the bottom of the cognitive pyramid, the value of a worker may depend less on how quickly they can perform the grunt work and more on whether they understand what the work is supposed to accomplish. Don’t miss the next story that affects your community. Join thousands of readers getting The Pulse every morning—plus breaking news alerts when it matters most. If you value this kind of local journalism, consider supporting it. Subscribe, share and like! Subscribe Share

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Oct 2 • 1:57 PM EDT • Science • publisherpt.substack.com