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Employer Political Activity During the 2026 Midterms: Key FAQs
As the 2026 midterm elections approach, employers may have questions about whether (and how) they can support candidates or political positions. This FAQ addresses common questions about company political activity, communications with employees, mandatory political meetings, and political contributions.
Navvis Introduces New Solution to Help Health Systems Build the Operating Capabilities Required to Achieve High Performance in CJR-X
ST. LOUIS, October 22, 2026--Navvis, the leading value-based care enablement company, today announced a new CJR-X solution built to help health systems achieve high performance in the Centers for Medicare & Medicaid Services (CMS) mandatory and newly finalized Comprehensive Care for Joint Replacement Expanded (CJR-X) model. Joint replacement is one of the most profitable service lines for health systems across the U.S. today, and CJR-X gives health systems a mandatory new way to protect and grow
Xbox Employees Who Survive Upcoming Layoffs Will Be Rewarded With More Mandatory Time In The Office If They Live Within 50 Miles
'We are Xbox'
Rachael Ray Shares Diet Advice After Past Health Concerns
Rachael Ray has shared her approach to healthy eating amid renewed public interest in her health. The celebrity chef recently offered advice for women experiencing menopause and explained why colorful...
Simu Liu’s Underrated Underwater Thriller & More Hulu Releases This Week
Hulu‘s lineup this week features Simu Liu’s gripping deep-sea thriller, plus more fresh releases. Set to premiere on October 25, Last Breath is a survival thriller from director Alex Parkinson. It rev...
Jennifer Lawrence Officially Launches New Business Venture That Fans Weren’t Expecting
Oscar-winning actress Jennifer Lawrence is officially making her stride into the commercial beauty landscape. She is stepping into the beauty business with a haircare brand of her own. The actress is ...
Zara Larsson Has a Blunt Message for Brands That Dislike Her Politics
Zara Larsson revealed that she has lost several business opportunities because of her outspoken views on political issues. The Swedish pop star emphasized the real-world impact of money, saying, “Mone...
Registration is open for high school winter sports
Registration is now officially open for high school winter sports for the City School District of Albany! Any student in grades 9-12 who is interested in trying out for boys' basketball, girls' basketball, bowling, cheerleading, boys' indoor track, girls' indoor track, spirit team, boys' swimming and diving, boys' wrestling and girls' wrestling is invited to register via Final Forms. Important: please note that registration for winter sports ends on Friday, Nov. 13. Practices and tryouts for winter sports begin on Monday, Nov. 16. FINAL FORMS Each season, the following must be done prior to the first day of tryouts and practices: A parent or guardian must initiate the registration process for their student-athlete in Final Forms, filling out the required forms such as Interval Sports Health History and the Athletic Consent Form. The student-athlete must sign and complete their required forms. A reminder that all students who would like to play an interscholastic sport need to have a current physical conducted within a year on file. PHYSICALS A physical conducted within the last 12 months is mandatory for any student interested in trying out for an athletic team and must be uploaded into the Final Forms platform. Families are encouraged to get a completed physical from their child's physician. If you are unable to get a physical from your child's physician, you can schedule a free physical with Whitney Young's school-based health center by calling (518) 573-2556. Additionally, the district physician will also be available to facilitate sports physicals at Albany High in room 4253 on the following dates: Thursday, Nov. 12 from 10:30 a.m.-2:30 p.m. Friday, Nov. 13 from 10:30 a.m.-2:30 p.m. Sports physicals on Nov. 12 and 13 are free and no appointment is necessary. ACADEMIC ELIGIBILITY REQUIREMENTS Please note that students must have a good attendance record and be in good standing academically to be eligible to participate in an athletic team. Eligibility is determined based on quarterly grades, and interim progress reports will serve as an important academic checkpoint for all student‑athletes. For additional details about academic eligibility, please see our Athletic Code of Conduct. For our winter teams, academic eligibility to start the season will be based on final first-quarter grades. The first marking period ends Nov. 13. Albany High offers free tutoring facilitated by Albany High teachers Monday-Thursday from 3:30-5 p.m. for students who need extra help with their academics. See this flyer for additional details. IMPORTANT DATES Seniors, please mark your calendars for Senior Media Day for winter sports, which will take place on Monday, Nov. 30. All student-athletes playing winter sports will also participate in our winter sports picture days, which will take place Tuesday, Dec. 15–Thursday, Dec. 18. Specific dates and times for each team will be shared once rosters are finalized. OPEN GYM SESSIONS Student-athletes are encouraged to check out our open gym sessions as they prepare for upcoming sports seasons. We’re looking forward to a rewarding winter sports season this year! If you have any questions, please contact the Athletic Department at (518) 475-6310. Go Falcons!
TLC’s Chilli Makes Emotional Plea as T-Boz Battles Health Crisis
TLC singer Rozonda “Chilli” Thomas has shared an update on bandmate Tionne “T-Boz” Watkins after her recent health crisis. Thomas asked fans to support Watkins as she takes time to recover from sickle...
Sylvester Stallone’s Rivalry With Arnold Schwarzenegger Takes Surprising Turn
Sylvester Stallone and Arnold Schwarzenegger are both so famous that they need no introduction. However, their long-running rivalry has remained in the spotlight for years. Now, their rivalry has take...
Avengers: Doomsday To Have a Rare & Major Difference From All MCU Movies
Avengers: Doomsday, one of the most highly anticipated movies of the year, could be markedly different from previous MCU films. A new report suggests the movie may take a much more serious approach th...
The Social Reckoning Crashes Hard at Box Office, Turns Into a Major Flop
Sony’s Facebook drama opened to just $5.5 million in North America, finishing fifth. The Social Reckoning box office debut fell short of even modest expectations and left it far behind the film that i...
‘Boy Meets World’ Star Reveals Unexpected Health Scare
Will Friedle was hospitalized after waking up and urinating blood. The “Boy Meets World” star later revealed that doctors found a kidney stone. He discussed the experience on his podcast while making ...
Zara Larsson Floats Political Future With a Pop Star Twist
Zara Larsson is imagining a future beyond music, and her political ambitions come with a playful twist. The singer discussed the possibility of entering politics during an appearance on Las Culturista...
Travel Health Insurance Requirement Implemented
As of October 6, 2026, all travelers to Kenya must obtain travel health insurance through the government-sanctioned provider prior to entry and must present proof of coverage upon arrival. The Electronic Travel Authorisation (ETA) portal (for ETA-eligible nationals) and the eCitizen portal (for non-ETA-eligible nationals) have been updated with this requirement. The insurance costs approximately USD 44 and is valid for one year, including for repeat trips to Kenya during the insurance policy's validity period. Previously, travelers could rely on private or employer-provided health insurance and did not need to provide proof of coverage before entering the country. This change will not affect the above applicants' processing times. However, travelers should obtain the required insurance before traveling to avoid delays or bars to entry. Notably, Tanzania recently adopted a similar mandatory inbound travel insurance requirement, potentially signaling an emerging trend in the East African region.
Joe Manganiello Reveals Health Battle That Almost Killed Him & Contributed to Sofía Vergara Divorce
True Blood star Joe Manganiello will soon release his memoir, which reveals the actor's major health crisis The post Joe Manganiello Reveals Health Battle That Almost Killed Him & Contributed to Sofía...
RHOSLC Season 7 Kicks Off With a Record-Breaking Win
RHOSLC Season 7 is already delivering strong ratings for Bravo. The latest season of The Real Housewives of Salt Lake City scored the show’s biggest premiere audience to date across multiple platforms...
Iran's Islamic regime continues war against secular entertainment industry
Tehran steps up its cultural crackdown, targeting cafes and theaters over mandatory hijab rules, 'vulgar' music, and on-stage contact.
Will Ben Affleck Get Join Politics Now? Animals Actor Has Answered
Ben Affleck’s latest movie Animals puts him in an unusual political role. He plays Mark Kimball, a mayoral candidate whose campaign is thrown into chaos when his son is kidnapped. While promoting the ...
Eminem and Kid Rock Preach Political Unity After Years on Opposite Sides
Eminem and Kid Rock found common ground despite their political differences. The longtime friends reunited for “7 Sins,” a new track that Kid Rock said could offer a lesson about staying connected des...
Supreme Court grants review of Trump administration's mandatory detention policy for immigrants
The case will test a key pillar of the Trump administration’s hard-line immigration agenda.
Supreme Court to review Trump admin's mandatory detention policy for immigrants
The high court will consider whether immigrants have a right to a hearing to determine if they should remain detained while challenging their possible deportation
Supreme Court to review Trump admin's mandatory detention policy for immigrants
The high court will consider whether immigrants have a right to a hearing to determine if they should remain detained while challenging their possible deportation
Supreme Court to review Trump admin's mandatory detention policy for immigrants
The high court will consider whether immigrants have a right to a hearing to determine if they should remain detained while challenging their possible deportation
Supreme Court to review key part of Trump’s immigration policy
(CNN) — The Supreme Court agreed Thursday to review President Donald Trump’s policy of imposing mandatory detention without bond hearings for people who entered the country illegally, taking up one
Paula Patton’s Acclaimed Thriller TV Show Returns Today on Paramount+ After 5 Year Wait
Paula Patton returns to streaming today with the long-awaited second season of her legal drama. Sacrifice Season 2 premieres on Paramount+ on September 30, nearly five years after the first season pre...
Kyle Cooke Changes His Tune on Carl Radke’s Business Journey
Kyle Cooke has changed his tune about Carl Radke‘s business journey. The Summer House star praised Carl after Soft Bar + Café reached one year. He also reflected on the challenges Carl faced while bui...
Donald Trump’s Warm Zohran Mamdani Meetings Come With a Political Catch
President Donald Trump and New York City Mayor Zohran Mamdani walked out of Gracie Mansion together after an hour-long sit-down. They also traded compliments in front of cameras even though their poli...
De la Fuente's three omissions for England v Spain
Luis de la Fuente has confirmed the final 23-man squad for the match against England at Wembley Stadium. The Spain manager has had to make three mandatory cuts from the initial 26-man call-up. The pla...
Princess Diana’s Painful Mental Health Struggles Revealed in Brother’s Explosive Memoir
This story discusses suicide. If you or someone you know is having thoughts of suicide, please contact the National Suicide Prevention Lifeline at 988 or 1-800-273-TALK (8255). Princess Diana’s brothe...
These top clubs 🇪🇺 already in crisis 🥶
A mandatory reaction before going under.As the international break is in full swing, the time has come for an initial assessment.The Premier League, La Liga, Serie A, Bundesliga and Ligue 1 have been ...
Apple Intelligence Taking up 30GB+ on Some Macs Running macOS 27
After you install macOS 27 Golden Gate, Apple automatically downloads a multi-gigabyte AI model to your Mac the next time it's connected to the internet. Unlike previous versions of macOS, you can't prevent it. Siri AI, and by extension Apple Intelligence, are now a mandatory part of your system.
Halle Berry Reveals Her Private Connection With Zendaya
Zendaya needs no introduction thanks to Spider-Man, as she has become a global star. Talking about Halle Berry, she has also been part of the superhero universe in two films. However, very few people ...
Channing Tatum Is Caught Up in a Wild Instagram Mystery Involving His Exes
A mysterious Instagram account that fans have linked to Channing Tatum has sparked online speculation after making comments about his ex-fiancée Zoë Kravitz, her new fiancé Harry Styles and his ex-wif...
Former RHOBH Fan-Favorite Faces Weeks of Recovery After Freak Accident
Eileen Davidson is recovering after a painful accident left her with a fractured knee. The former RHOBH star revealed the injury in a recent Instagram post. She also shared that surgery recovery will ...
Survivor 51’s Big Change Has Jeff Probst Warning of a ‘Dangerous’ Mistake
Survivor 51 is changing the rules of expectation. Jeff Probst says the show’s new Open Era will make familiar patterns less reliable, and players who assume they know what comes next could make a dang...
Carrot Top Breathing on His Own as Rep Shares Major Health Update
Scott Thompson, known professionally as Carrot Top, is awake and breathing on his own while he remains hospitalized in Las Vegas. His representative said the comedian continues to receive close medica...
The Savant: Jessica Chastain’s Shelved Apple TV Thriller Finally Gets a Release Date Window
Jessica Chastain’s The Savant is finally moving again after Apple TV put the thriller on hold. The limited series, which had already reached critics before its planned debut, now has a new window for ...
Jennifer Garner & Ben Affleck Almost Reunited on Screen After 23 Years
Ben Affleck revealed why Jennifer Garner didn’t end up starring in his new Netflix thriller, Animals. The actor-director explained how a series of unexpected production changes led to Garner’s departu...
Accelerating AI creates need to nurture a constituency for ‘anticipatory democracy’
Recent appeals from a half-dozen chief executives in our artificial intelligence (AI) community asking the federal government to jump in and slow them down should alarm us all. Their warnings imply a fear their rapid progress in achieving “super intelligence” just may get us all killed. Now that Congress is considering mandatory “kill switches” installed […]
Alan Ritchson’s 2nd 2026 Box Office Flop Continues To Crash Amid Reacher Success
Alan Ritchson is riding high on streaming, but the big screen is telling a different story. His action-thriller has managed just $13.1 million worldwide since opening on September 11. It is the second...
TV Shocker: 96% RT James Bond-Like Show Canceled by Prime Video
Prime Video has pulled the plug on one of its most-watched originals of the summer. The streamer declined to renew the spy comedy starring Hannah Waddingham and Octavia Spencer for a second season. Pa...
Matthew Mcconaughey’s New Comedy Show & More Apple TV Releases This Week
Apple TV‘s new TV and movie releases for the week of September 21-27 include Brothers‘ premiere, Ted Lasso Season 4’s upcoming episodes, and more. Brothers is a comedy series that chronicles the ficti...
Quentin Tarantino’s Blockbuster Comedy & More Prime Video Releases This Week
Amazon Prime Video’s new TV and movie releases for the week of September 21-27, 2026, include Once Upon a Time…in Hollywood. Written and directed by Quentin Tarantino, Once Upon a Time…in Hollywood is...
2026’s 2nd Biggest Horror Movie & More HBO Max Releases This Week
The new movie and TV releases coming to HBO Max from September 21-27, 2026, include Backrooms and more. Directed and co-scored by Kane Parsons, Backrooms is a psychological horror film. It follows Cla...
Kim Kardashian’s New Health Diagnosis Hits Painfully Close to Home
Kim Kardashian revealed a new health diagnosis in The Kardashians Season 8 trailer, and the moment quickly became personal. Her esophagitis affects the esophagus, the same organ where her late father,...
‘Jersey Shore’ Star Closes the Door on Seven-Month Health Nightmare
Nicole Polizzi shared a major health update seven months after receiving a stage 1 cervical cancer diagnosis, saying doctors found no evidence of disease following her hysterectomy. The Jersey Shore s...
Touro Law launches mandatory AI training for incoming students
Touro Law Center in Central Islip mandates AI training for new students to ensure ethical and competent use of technology in legal practice.
Colorado House harassment committee recommends censure, restrictions for lawmaker after 6 confirmed complaints
A Colorado House committee found harassment occurred in six complaints against an unidentified lawmaker and is recommending censure, restrictions and mandatory training, saying the conduct would trigger termination in the private sector.
10th Circuit judge asks DOJ for info on ‘disturbing’ immigration detention practice
A member of the Denver-based federal appeals court made an unusual request to a U.S. Department of Justice lawyer on Tuesday to investigate the apparent practice of withholding bond hearings for those in immigration custody months after a precedent-setting ruling found the government’s view on mandatory detentions unlawful. In the past year, Colorado’s U.S. District […]
Christmas at the Kringles Horror Comedy Movie Trailer Turns the Holidays Into a Bloodbath
The Christmas at the Kringles trailer is perfect for those seeking a horror comedy with a pure bloodbath. The upcoming film is directed by Kevin Lewis, who previously directed Willy’s Wonderland and P...
Unexpected Canadian Series Has Suddenly Taken Over Netflix as No. 1 Worldwide
An unexpected Canadian series has quietly dethroned every major Netflix show to claim the No. 1 spot worldwide. The coming-of-age sports drama pulled off the impressive feat within just days of its de...
Beloved Marvel Series & All TV Shows Canceled in September
A beloved Marvel series and several fan-favorite shows lost their spots on major platforms during September 2026. The cancellations hit streamers and broadcasters alike, ending runs that ranged from o...
Adam Driver & Anne Hathaway Pair Up for Amazon MGM Movie, Release Date Set
Adam Driver and Anne Hathaway will share the screen in Ron Howard’s next directorial effort for Amazon MGM Studios. The studio has now reportedly confirmed when audiences can see the pair in the true-...
‘Jeopardy!’ Host Reveals Why Politics Isn’t Just a ‘Soapbox’ for Him
‘Jeopardy!’ host Ken Jennings opened up about his political views and explained why speaking about politics is not just a “soapbox” for him. Jennings discussed political changes that affected him. Ken...
Pamplin+ transforms undergraduate business curriculum into four-year experiential internship
Launching in fall 2026, Pamplin+ transforms the Pamplin College of Business undergraduate experience through hands-on learning, required internships, mandatory agentic AI coursework, and cross-disciplinary corporate projects.
Meghan Markle Has ‘Unfinished Business’ With This UK A-Lister Amid Feud
Meghan Markle is reportedly looking to rebuild one of her most high-profile friendships following her family’s move back to the U.K. According to a new report, the Duchess of Sussex has been quietly r...
X-Men Reboot’s Wild 4-Movie Comparison Includes Batman V Superman
A leaked script review for Marvel Studios’ X-Men reboot draws comparisons to four wildly different films. The surprising mashup description hints at the tone and style audiences can expect from the MC...
Celebrity Traitors Season 2 Gets ‘Intense’ Update Ahead of Return
Celebrity Traitors Season 2 is heading back to the castle with 21 famous faces. However, this season may have a very different energy from the first. Richard Osman, the TV presenter and co-host of The...
Prince William & Kate Middleton’s ‘Fun Evening’ Includes This Reality Show
Prince William and Kate Middleton reportedly had a surprisingly relatable favorite for a quiet night at home. The royal couple apparently enjoyed settling in together for a popular reality competition...
Jim Thornton Wheel of Fortune Future Decided: Details
Jim Thornton‘s future on “Wheel of Fortune” took a dramatic turn this week. The longtime announcer became the subject of an investigation after a troubling incident. The situation involved messages re...
Coyote vs. Acme Box Office Continues To Prove Its Cancellation Decision Wrong
Coyote vs. Acme has proven that Warner Bros’ decision to shelve it was wrong, as it continues to make its mark at the box office. Despite a long weekend, the movie held up well, with only a small drop...
Commission to present long-awaited Innovation Act proposal
The European Commission will present its proposal for an EU Innovation Act on September 9, with a focus on strengthening public procurement as a driver of innovation and facilitating the use of intellectual property (IP) to secure financing.The proposal was initially meant to be published in March. No explanation has been given for the delay, but it may be linked to issues with the associated impact assessment.The Commission’s Regulatory Scrutiny Board issued a negative opinion on the draft impact assessment following its meeting on January 28, and again on February 27, according to a draft of the Innovation Act published by Agence Europe.In it, the Commission lays out the steps it has taken to address the board’s concerns, including avoiding overlap with the upcoming revision of the EU Public Procurement Directives and removing a mandatory target for EU member states to increase overall innovation procurement spending.The Innovation Act, which was included in last year’s start-up and scale-up strategy, is meant to reduce barriers to bringing innovative solutions to the market and speed up the path from research to commercialisation.Central to the initiative, according to the draft proposal, is the introduction of a harmonised EU framework for the procurement of R&D services by public buyers, including pre-commercial procurement. The plans would also introduce an EU preference in public R&D procurement.“Other leading economies in the world are investing five to eight times more in public procurement of R&D than the EU,” it notes. In Europe, the lack of harmonised rules has led to divergent practices across the bloc, legal uncertainty and limited use of joint, cross-border R&D procurement, it says.Related articlesCommission postpones European Innovation ActParliament draft report adds EU Inc safeguards to prevent fraud and regime shoppingThe text highlights a lack of clarity around the valuation and monetisation of IP as another barrier to the commercialisation of research results. Currently in the EU, IP is rarely used as collateral in financing, which restricts the growth potential of innovative firms. A key reason for this, according to the Commission, is the absence of a harmonised methodology for valuing IP.To address this issue, it plans to introduce an EU-wide IP valuation framework, a digital marketplace for commercialising IP, and a competence centre to help innovators access IP-backed finance.The issue was highlighted by a recent report by the European Union Intellectual Property Office, which referred to developing a “functional market for IP-backed finance” as a “core competitiveness imperative for the next decade,” and key to ensuring capital unlocked by other EU initiatives reaches innovative firms.The Innovation Act is one of several ways the Commission hopes to reduce fragmentation in the single market and help innovative companies to scale in Europe, complementing other initiatives such as the EU-wide corporate regime, dubbed EU Inc.The leaked draft is not the final version that will be published on September 9, according to a Commission official.
Sony Taps Acclaimed Video Game to Be Its Next Big Movie Adaptation After Resident Evil
Sony Pictures is turning to another acclaimed game for its next major movie adaptation after Resident Evil. The entertainment company’s new project brings an award-winning indie game to the big screen...
BTS opens four-night stand at Inglewood's SoFi Stadium
The K-pop boy band is on tour for the first time since its seven members completed their mandatory South Korean military service.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Asking Eric: My company’s mandatory mental health day just stresses me out more
Advice from R. Eric Thomas.
Asking Eric: Mandatory mental health days stress this employee out
Letter writer’s company encourages taking an annual day off to hang out with co-workers outside of the office.
The Dog Stars & Coyote vs. Acme’s Box Office Predictions Reveal Which Movie Wins
The Dog Stars and Coyote vs. Acme are heading for a surprising box office showdown this weekend. Early tracking and presale numbers reveal which film comes out on top as both compete for audiences in ...
Virginia considers calls for mandatory school nurses as healthcare gaps persist
As schools reopen across Virginia, just under 10% will operate without a nurse, leaving critical gaps in student healthcare, advocates say.
Virginia considers calls for mandatory school nurses as healthcare gaps persist
Legislators and experts are exploring updating the state’s Standards of Quality, the school funding baseline requirements for the state and local governments, to include mandatory full-time licensed nurse positions.
You no longer need clean install for a free Windows 11-exclusive performance boost feature
Microsoft removed the mandatory clean install requirement for a Windows 11-exclusive feature that's said to boost performance.
Healthy athlete had no symptoms before mandatory heart screening revealed hidden defect
Cameron Crider had no symptoms despite years of football and basketball, but a mandatory ECG screening revealed a congenital heart defect needing surgery.
Stars and Stripes editor says he has been fired for insubordination
The military newspaper is partly funded by the Pentagon but has a long legacy of editorial independence
Some Big Sur residents stay behind to protect homes, businesses as Timber Fire burns
As Big Sur’s Timber Fire continues to crescendo, many locals have chosen to stay and fight for their homes and businesses in spite of mandatory evacuation orders.
Health Department continues mandatory wood-burning restriction due to increased air pollution
Multnomah County is continuing to require people to refrain from burning wood until the advisory is lifted.
EXCLUSIVE: Oversight Project sues to block Maryland Democrats’ redistricting measure backed by Gov Moore
A redistricting lawsuit alleges Maryland officials missed mandatory deadlines for HB 2100 and used a last-minute clause to bypass certification rules.
High school sports tryouts and practices kick off Aug. 17
Our high school fall sports season will kick off on Monday, Aug. 17, with tryouts and practices beginning for high school football. Tryouts and practices for all other high school sports, including cheerleading, boys' soccer, girls' soccer, boys' cross country, girls' cross country, girls' tennis, girls' swimming and diving and volleyball, will begin on Monday, Aug. 24. Tryouts and practice schedules Tryout and practice schedules are available via the practice schedules button located on the fall sports page of our website. Please note that practice schedules are subject to change due to inclement weather or unanticipated circumstances. Registration information As a reminder, students and parents must fill out all required paperwork on Final Forms to participate in tryouts and practices. A physical conducted within the last 12 months is mandatory for any student interested in trying out for an athletic team and must be uploaded into Final Forms platform. Families are encouraged to get a completed physical from their child's physician. If you are unable to get a physical from your child's physician, you can schedule a free physical with Whitney Young's school-based health center by calling (518) 573-2556. Additionally, the district physician will also be available to facilitate sports physicals at Albany High in room 4253 on the following dates: Monday, Aug. 17 from 10:30 a.m.-3 p.m. Thursday, Aug. 20 from 10:30 a.m.-3 p.m. Sports physicals on Aug. 17 and 20 are free and no appointment is necessary. Academic Eligibility As a reminder, students must be in good academic standing to participate in athletics. Academic eligibility will start at the beginning of each academic year. Eligibility is determined based on quarterly grades, and interim progress reports will serve as an important academic checkpoint for all student‑athletes. For additional details about academic eligibility, please see our Athletic Code of Conduct. Falcons, we can't wait to see you soar this fall season!
NEWS RELEASE: Health Department continues mandatory wood-burning restriction due to increased air pollution
Multnomah County is continuing to require people to refrain from burning wood until the advisory is lifted.
EU Age Verification Project Mandates Hardware-Bound Attestation
The EU’s age verification project confirms hardware-bound attestation is mandatory, raising concerns over Linux, custom ROMs, and open-source access.
John Oliver Targets Donald Trump’s Growing Crypto Business in Scathing Segment
John Oliver went after Donald Trump again. This time, the target was crypto. The comedian used his latest Last Week Tonight episode to hit Trump for cashing in on cryptocurrency while in office. He ar...
Vanderbilt Staffing Collaborative expands workforce flexibility across Vanderbilt Health
By providing greater staffing stability, the VSC equips nursing leaders with scheduling alternatives that reduce mandatory overtime and on-call shifts for their teams.
Whitmer makes ‘science of reading’ training mandatory for Michigan teachers
Michigan elementary school teachers will be required to take literacy training by the 2031-2032 school year, under a new law signed by Gov. Gretchen ...
As cost of youth sports grows, Congress eyes regulation of private equity
WASHINGTON – Federal lawmakers are weighing restrictions on private equity in youth sports as families face rising costs, mandatory travel expenses and added fees. Industry supporters argue private investment expands facilities and access.
Whitmer makes ‘science of reading’ training mandatory for Michigan teachers
Michigan elementary school teachers will be required to take literacy training by the 2031-2032 school year under a new law signed by Gov. Gretchen Whitmer
Whitmer makes ‘science of reading’ training mandatory for Michigan teachers
Michigan elementary school teachers will be required to take literacy training by the 2031-2032 school year, under a new law signed by Gov. Gretchen Whitmer Tuesday.
Whitmer makes ‘science of reading’ training mandatory for Michigan teachers
As Michigan struggles with low literacy test scores, leaders are putting in a new training requirement for elementary teachers.
New Top Gun 3 Project Is Happening, But It’s Not What Fans Want
A new Top Gun 3 project is underway, but it isn’t the sequel many fans were expecting. According to sources, the production companies are providing a new experience in Las Vegas via a Top Gun-themed e...
Emmy Awards Just Cut Five Major Categories Out of 2026 Broadcast, Reason Revealed
The Television Academy is making several changes to the 2026 Emmy Awards. This time, they are moving five major categories out of the main broadcast. The change is part of an effort to make the show s...
Cornelius fountain company says water restrictions are bad for business
Due to mandatory water restrictions, Charlotte Water says “the operation of decorative fountains, including recirculating fountains, is prohibited.
Germany pushes through healthcare reform package despite pharma's drug discount resistance
Even as the effort has met with fierce pushback from drugmakers, trade groups and opposition parties in the country’s own government, German lawmakers late Friday voted to pass health insurance ref | Even as the effort has met with fierce pushback, German lawmakers late Friday voted to pass health insurance reforms aiming to cut healthcare costs, in part by hiking up mandatory rebates that pharmas must pay on branded medicines.
Meta & Ray-Ban glasses rolling out mandatory update that disables the camera when privacy light is broken
Smart glasses with a camera are inherently a privacy nightmare, but Meta’s Ray-Ban glasses (and now its self-branded ones) have...
Trump looking 'very strongly' at Australia-style retirement system: 'Taking that, making it sharper'
President Donald Trump says his administration is studying superannuation, a mandatory program requiring employers to contribute 12% into retirement accounts.
MAGA Base Stays Quiet After Trump Reports Billions in Personal Gains
A new mandatory disclosure revealed that the president has earned $2.2 billion during the first year back in the White House.
Campaign for mandatory mental health home visits
Abbey Wright says visits could have helped her dad, who suffered from severe depression.
Victor Marx’s lead sits outside of recount threshold in Republican race for Colorado governor
Ministry leader Victor Marx on Wednesday night overtook state Sen. Barb Kirkmeyer in the Republican primary for Colorado governor, securing enough votes that — for now — put the race beyond the mandatory recount threshold. The Republican primary race between Kirkmeyer and Marx briefly entered mandatory recount territory on Wednesday afternoon, with just a few hundred […]
Is the GOP race for Colorado governor heading into mandatory recount territory?
Not yet — not until the race tightens further as election officials tally more votes. The race for governor in the Republican primary between state Sen. Barb Kirkmeyer and ministry leader Victor Marx tightened on Tuesday night to roughly 1,400 votes, but whether a mandatory recount is triggered will depend on whether the margins shrink […]
Business Must Prepare Now for Mandatory E-Invoicing Challenges
Opinion: As mandatory e-invoicing spreads worldwide, businesses need to build flexible, central compliance architectures that can scale globally rather than react to each new mandate individually, say RSM practitioners Philip Munn and Christian Balk.
2 Most Unexpected Heroes To Return in Avengers: Secret Wars
Two unexpected characters could have major roles in Avengers: Secret Wars, per a new rumor. While the recent report from a well-known entertainment scooper’s claim has yet to receive official confirma...