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BTS, Madonna and the Muppets take the World Cup stage

Madonna opened the World Cup halftime show with her 2000 dance-pop hit “Music,” joined by star Brazilian soccer players of yesteryear, Ronaldo and Ronaldinho. Sunday's show started with an apparently

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Jul 19 • 4:21 PM EDT • Entertainment • lancasteronline.com
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Phoenix Suns 2026-27 Player Profile: Ryan Dunn

Third-year forward Ryan Dunn faces a defining crossroads. To secure his rotation spot under Jordan Ott, the defensive specialist must unlock his offensive potential and silence lingering doubts.

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Sep 14 • 8:00 PM EDT • Sports • sports.yahoo.com
Steelers vs. Colts: Week 5 game picks

BTSC Week 5 game picks.

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Oct 11 • 7:00 AM EDT • Sports • sports.yahoo.com
'You Can See Everything' trailer: Nathan Fielder moves in with Elizabeth Holmes

Nathan Fielder’s Elizabeth Holmes documentary, 'You Can See Everything,' gets a full trailer ahead of its Oct. 16 theatrical release.

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Sep 23 • 3:38 PM EDT • Entertainment • latimes.com
Stray Kids follows BTS in Grammy boycott over Asian pop category

K-pop group Stray Kids is boycotting next year’s Grammys, following BTS in its decision not to submit music for consideration amid mounting controv...

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Oct 4 • 2:33 AM EDT • Entertainment • koreatimes.co.kr
Samsung Galaxy S27 Ultra rumors: Pricing, features, and leaks

The new Samsung flagship is coming early next year.

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Oct 10 • 5:00 AM EDT • Technology • mashable.com
Here’s What Lifted BrightSpring Health Services (BTSG)

Carillon Tower Advisers, an investment management company, released its second-quarter 2026 investor letter for the “Carillon Eagle Small Cap Growth Fund”. The letter can be downloaded here. Small-cap stocks rallied broadly in the second quarter, with the Russell 2000 Growth Index (+25.71%) outpacing Value +17.24%). Information Technology (+46.79%) led all sectors, supported by solid gains […]

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Sep 21 • 10:01 AM EDT • Health • finance.yahoo.com
What is Alaska LNG and why does the project face doubts?

President Donald Trump could unveil plans as soon as Wednesday to tap South Korea's pledged strategic investment package for about $54 billion to build a liquefied natural gas project in Alaska, as he rolls out a series of economic initiatives ahead of November's midterm ​elections.

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Sep 30 • 4:56 AM EDT • Business • reuters.com
Gold Reverses 3.8% Slide as Central Bank Politics Hit the Headlines

The PRICE of GOLD extended an overnight rally on Thursday, reversing this week's previous 3.8% slide in London's spot market as doubts grew whether the US Fed will raise Dollar interest rates once or twice before the end of the year, and the politics of central bank gold reserves hit the headlines.

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Sep 3 • 9:25 AM EDT • Politics • bullionvault.com
As California touts new youth football safety law, expert doubts the science

Like football skill, Guardian Caps are at their best at the NFL level.

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Oct 7 • 8:00 AM EDT • Science • yahoo.com
Steelers news: The national media doubts Pittsburgh’s future

Steelers news, notes, and more from August 18

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Aug 18 • 2:30 PM EDT • Sports • sports.yahoo.com
South Korea's stock rout reveals a double threat to the AI boom

Doubts about AI profits and growing reliance on outside funding are prompting investors to rethink how much semiconductor stocks are worth.

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Oct 14 • 11:35 PM EDT • Business • businessinsider.com
Introducing Live Science Pro — a new space to get all the science with none of the distractions

Go beyond the headlines to read the latest in-depth science features, op-eds, book excerpts and more.

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Jul 28 • 9:00 AM EDT • Science • livescience.com
South Korean police seek indictment of K-pop mogul behind BTS

South Korean police are pushing for an indictment of music tycoon Bang Si-Hyuk, chairperson of the agency behind K-pop supergroup BTS, over alleged investor fraud.

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Sep 3 • 4:29 AM EDT • Entertainment • seattletimes.com
Investors are having doubts about Elon Musk’s grandiose ambitions

SpaceX is spending gobs of money to refashion itself as an AI company

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Aug 5 • 3:50 PM EDT • Business • economist.com
Why BrightSpring Health Services (BTSG) Stock Is Up Today

What Happened? Shares of healthcare services provider BrightSpring Health Services (NASDAQ:BTSG) jumped 4.8% in the afternoon session after BMO Capital analy...

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Oct 2 • 3:50 PM EDT • Health • stockstory.org
Popular College Football Personality Doubts Success For Syracuse Football

One of the most well-known college football personalities discussed the Orange this week.

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Oct 3 • 1:22 PM EDT • Sports • sports.yahoo.com
The Best K-Pop Albums Of 2026, Ranked (So Far)

From BTS to CORTIS, these are the best K-Pop albums to drop this year, so far.

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Aug 18 • 6:09 PM EDT • Entertainment • yahoo.com
Cooper Standard Achieves SBTi Validation of Near-Term Science-Based Emissions Reduction Targets

/PRNewswire/ -- Cooper Standard (NYSE: CPS), a leading global supplier of sealing and fluid handling systems and components, today announced that the...

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Sep 2 • 8:30 AM EDT • Science • prnewswire.com
Boston Celtics: One Thing Abundantly Clear After Preseason Opener

If there were any doubts about how the Celtics were going to play in 2026-27, you can erase them now.

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Oct 9 • 4:09 PM EDT • Sports • sports.yahoo.com
Americans’ Goodwill Toward Business Dips Amid Rising Prices and Deepening AI Doubts

Americans’ goodwill toward business dips amid rising prices and deepening AI doubts, according to findings from the 2026 Bentley-Gallup report.

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Oct 6 • 8:02 PM EDT • Business • bentley.edu
RM of BTS coming to the Bay Area but not for a concert

(KRON) — RM, leader of K-pop boy group BTS, is coming to San Francisco to preview his exhibit with SFMOMA. On Sept. 29, Kim Namjoon, better known as “RM,” will be in San Francisco…

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Sep 9 • 4:58 PM EDT • Entertainment • kron4.com
Stocks cautious in Asia as oil gains, yields rise

By Wayne Cole SYDNEY, Sept 28 (Reuters) - Share markets made a cautious start on Monday as oil prices popped higher again amid doubts the United States and Iran will

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Sep 27 • 8:53 PM EDT • Business • lufkindailynews.com
🚨 Line-up confirmed: Real Sociedad must win in Norway

Lillestrøm host Real Sociedad this Thursday, October 22, on Matchday 3 of the Europa League. Both sides desperately need a win to dispel doubts over their European campaigns. The Norwegian team are c...

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Oct 22 • 1:51 PM EDT • Sports • sports.yahoo.com
Debt-saddled Argentina pitches 'golden passport' scheme to woo wealthy foreigners

Argentina is putting a price on citizenship as President Javier Milei searches for dollars to help the country meet its debts.

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Oct 2 • 12:36 PM EDT • Business • clickondetroit.com
Rockets forward Amen Thompson addresses shooting doubts

After signing a five-year contract extension this summer, Houston Rockets forward Amen Thompson addressed his shooting struggles.

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Sep 27 • 7:50 PM EDT • Sports • sports.yahoo.com
BTS say they will not submit music for 2027 Grammys

Wednesday’s announcement came just over a month after the Recording Academy announced five new Grammy categories, which include best Asian pop music performance. Some fans viewed the new category as a racialized barrier for Asian performers.

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Jul 29 • 4:27 PM EDT • Entertainment • spectrumlocalnews.com
The new, wide Galaxy Z Fold 8 revealed by BTS member J-Hope

J-Hope's tour footage gave fans an early, unofficial look at the upcoming Samsung Galaxy foldable.

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Jul 20 • 11:28 AM EDT • Technology • mashable.com
Oil rises as doubts over US-Iran deal heighten supply concerns

Oil prices rose on ​Wednesday morning as doubts about a U.S.-Iran peace deal and attacks on two ships ‌fuelled concerns about Middle East supply disruptions, even as industry data showed U.S. crude inventories expanded.

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Aug 11 • 8:58 PM EDT • Business • reuters.com
Democrats remain far behind GOP in cash on hand as midterms near

New filings find the Democratic National Committee trailing its Republican counterpart by more than $100 million, with millions of dollars in debts.

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Aug 21 • 12:01 PM EDT • Politics • washingtonpost.com
Trump deal for Russian diesel sparks anger in Ukraine, doubts among analysts

President Donald Trump said on Friday he secured an agreement from Russian President Vladimir Putin to supply markets with Russian diesel fuel as he works to bring down energy costs ahead of the midterm elections.

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Oct 9 • 6:34 PM EDT • Politics • cnn.com
Vance doubts Pentagon plan to livestream Fort Hood shooter's execution

The Republican vice president said, “I don’t know that that’s actually going to happen.”

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Oct 9 • 2:04 PM EDT • Politics • spectrumlocalnews.com
N.J. towns, school districts owe millions to public worker health plans

Some districts that disenrolled years ago haven’t settled debts.

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Aug 13 • 12:13 PM EDT • Health • inquirer.com
Duren’s $200 Million Deal Won’t Quiet Detroit’s Title Questions

Jalen Duren finally has his money, and a Yahoo Sports analyst already has doubts about Detroit's core. #Pistons

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Oct 2 • 11:10 AM EDT • Sports • sports.yahoo.com
Bayern Announce Fresh Injury Concerns Ahead Of Arsenal Clash

Vincent Kompany faces a selection crisis at the Allianz Arena as fitness doubts over Manuel Neuer and Jamal Musiala threaten to derail Bayern’s clash against record-chasing Arsenal.

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Oct 20 • 2:12 PM EDT • Sports • sports.yahoo.com
Behind the Scenes with Kaitlan Collins: Trump pushes back on AI guardrails as Kennedy Center votes to close amid name dispute
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Sep 18 • 7:08 PM EDT • Politics • cnn.com
K-pop powerhouse BTS say they will not submit music for 2027 Grammys

K-pop powerhouse BTS say they will not submit their music for consideration at the forthcoming Grammys.

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Jul 29 • 10:27 AM EDT • Entertainment • ksat.com
AP Entertainment SummaryBrief at 11:54 p.m. EDT

Shakira, Madonna and many Muppets take the World Cup stage, along with BTS and Bieber

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Jul 19 • 11:54 PM EDT • Entertainment • hastingstribune.com
Governor candidate Bernadette Wilson has been sued repeatedly over unpaid bills, records show

Alaska judges have ordered the Republican candidate to pay thousands of dollars for overdue business and personal debts.

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Oct 3 • 10:06 AM EDT • Politics • adn.com
Boys & Girls Clubs of Maui Back-to-School Health Fair draws more than 450 families

The Boys & Girls Clubs of Maui connected more than 450 families with health and wellness resources during its annual Back-to-School Health Fair on July 24 at Queen Kaʻahumanu Center in Kahului.

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Aug 9 • 4:00 PM EDT • Health • mauinow.com
Germany: Chancellor Merz tries to rally his troops

Following the CDU's crushing defeat in the Saxony-Anhalt election, many are expressing doubts about Chancellor and party leader Friedrich Merz. But they don't appear to have any viable alternative.

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Sep 16 • 6:49 AM EDT • Politics • dw.com
AP Entertainment SummaryBrief at 4:22 p.m. EDT

BTS, Madonna and the Muppets take the World Cup stage

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Jul 19 • 4:22 PM EDT • Entertainment • hastingstribune.com
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2026 BTS World Tour: How to get tickets to sold-out shows, prices, U.S. dates and more

Here's how to get tickets for the 2026 BTS World Tour.

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Jul 24 • 2:00 PM EDT • Entertainment • yahoo.com
Here’s what the wide Galaxy Z Fold 8 looks like in real life [Gallery]

Thanks to a member of BTS, we've got a fresh look at the Galaxy Z Fold 8 in real life, showing off the wide new form factor.

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Jul 19 • 4:50 PM EDT • Technology • 9to5google.com
BTS Superstar V Named Global Brand Ambassador for Nothing Headphones

Praised Nothing co-founder and CEO Carl Pei: "V has an instinct for fearless experimentation. He's always pushing into different sounds and styles."

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Sep 28 • 9:20 PM EDT • Technology • hollywoodreporter.com
Following Specialty And Infusion Growth, Is BrightSpring Health Services (BTSG) Still Cheap?

BrightSpring Health Services (BTSG) is back in focus after highlighting fresh momentum in its Specialty and Infusion unit, including 30% year-over-year revenue growth and a 31% rise in scripts for the second quarter. Despite a softer 7-day share price return of down 3.3% and a 90-day move down 7.1%, BrightSpring Health Services still shows a strong year-to-date share price return of 52.9% and a 1-year total shareholder return of 122.0%. This points to momentum that has built over the past...

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Sep 12 • 5:20 PM EDT • Health • simplywall.st
Behind the Scenes in Washington with Kaitlan Collins
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Jul 31 • 7:42 PM EDT • Politics • cnn.com
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Behind the Scenes with Kaitlan Collins: Trump administration won’t commit to a timeline in Iran as midterms loom large
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Sep 3 • 10:15 PM EDT • Politics • cnn.com
Vote now for the 2026 Isaac Redman Award

Vote now in BTSC’s most storied tradition.

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Aug 28 • 4:14 PM EDT • Sports • sports.yahoo.com
Mipcom: Why Pragmatism Is Reshaping Global TV Deals

At Mipcom, global TV executives face industry’s shift from bidding wars to pragmatic deals, shared rights, consolidation and YouTube-driven IP.

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Oct 8 • 8:30 AM EDT • Business • variety.com
Pixar exhibit brings movie magic to Frost Science

Buzz Lightyear may have doubts about humans and space travel, but when it comes to bringing Pixar characters to life, filmmakers take technology to infinity and beyond.

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Oct 6 • 6:27 PM EDT • Science • yahoo.com
BTS Foxborough tickets sold out but these deals are still available for Aug. 5, 6
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Jul 29 • 3:02 PM EDT • Entertainment • cleveland.com
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As Calif. touts youth football safety law, expert doubts the science

Like football skill, Guardian Caps are at their best at the NFL level.

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Oct 7 • 7:00 AM EDT • Science • sfgate.com
‘We hope our music can be heard and loved for what it is’: BTS declines Grammy submission after controversial Asian category announcement

As New York City transforms into “ARIRANG City” ahead of BTS’ sold-out concerts at MetLife Stadium this weekend, the K-pop juggernauts announced they will not

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Jul 29 • 1:15 PM EDT • Entertainment • amny.com
PENN Entertainment (PENN) Stock Profit Rebound Faces Lingering Digital Doubts

PENN Entertainment stock barely moved on the results, edging up about 0.3% to US$20.18, even though the earnings story was anything but sleepy. Q2 flipped back into the black with basic earnings per share of US$0.25 and net income of US$33.1m. Retail casinos produced record quarterly revenue and adjusted earnings before interest, taxes, depreciation, amortization and rent that management highlighted on the call. The market reaction looks muted for now. The real question for investors is how...

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Aug 7 • 11:49 PM EDT • Entertainment • simplywall.st
Hegseth Talks Tough as Republican Doubts About His Leadership Grow

Pete Hegseth has held onto his job by projecting a tough guy image, but his relationship with Republican lawmakers has never been worse.

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Sep 30 • 7:18 PM EDT • Politics • nytimes.com
England suffer double injury scare ahead of Czechia clash

Nico O’Reilly and Ezri Konsa are doubts for England’s UEFA Nations League clash against Czechia at Fortuna Arena on Tuesday evening.O’Reilly and Konsa missed group training on Monday morning, wi...

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Sep 28 • 7:55 AM EDT • Sports • sports.yahoo.com
Konsa and O'Reilly doubts to face Czech Republic

Ezri Konsa and Nico O'Reilly are both doubts to play in England's Nations League match against the Czech Republic on Tuesday night.

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Sep 28 • 9:20 AM EDT • Sports • sports.yahoo.com
Cumberland County Schools Business Operations earns Meritorious Budget Award for third consecutive year

Cumberland County Schools continues to demonstrate strong fiscal leadership as the district’s Business Operations Department has earned the 2026–2027 Meritorious Budget Award from the Association of School Business Officials International for the third consecutive year.The national recognition honors excellence in budget preparation and presentation, highlighting the department’s commitment to transparency, accountability and sound financial practices. The award is presented following a rigorous peer review by experienced school finance professionals who evaluate district budgets against nationally recognized standards.“This recognition reflects the leadership of the Cumberland County Board of Education and Superintendent Dr. Eric C. Bracy, along with the hard work of our Business Operations team,” said Jay Toland, associate superintendent of Business Operations, in a press release. “We take pride in using public funds wisely and making our budget clear and accessible so our community can see how those resources support student success.”ASBO International’s award program promotes budget documents that are comprehensive, accessible and informative for families, staff and community members.“An effective school budget is more than just numbers—it’s a vital tool for building trust and engaging the community,” said Executive Director of ASBO International Jim Rowan in a press release. “The Meritorious Budget Award recognizes districts like Cumberland County Board of Education that prioritize financial clarity and accountability.”

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Sep 16 • 8:44 AM EDT • Business • bizfayetteville.com
Italy’s Sports minister slams Azzurri’s Andrea Pirlo mess-up

Italian football finds itself in the middle of a crisis again, as Andrea Pirlo’s candidacy for the Azzurri role has gone up in smoke. There have been increasing doubts about the future of Paolo Mald...

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Jul 27 • 9:55 AM EDT • Sports • sports.yahoo.com
Noah Hiles: Late season collapses are what the Pirates do best

I was really hoping I wouldn’t have to write this column. While I’ve had my doubts about this Pirates team from the very beginning, there was...

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Aug 10 • 5:00 AM EDT • Sports • post-gazette.com
Vikings' Justin Jefferson Makes Clear Statement on Kyler Murray

Amid swirling doubts over work ethic and cold-weather grit, the All-Pro receiver silences critics by praising his new quarterback’s unexpected leadership and elite arm talent.

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Sep 10 • 1:00 PM EDT • Sports • sports.yahoo.com
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

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Oct 4 • 8:59 AM EDT • Health • fintechbusinessweekly.substack.com
Boy band BTS' J-Hope teases the Samsung Galaxy Z Fold8 ahead of launch

It's expected to go official on July 22. Samsung is hosting a Galaxy Unpacked event on July 22 in London, where it's expected to unveil its new folding...

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Jul 18 • 8:00 PM EDT • Technology • gsmarena.com
GOP doubts about North Carolina have Republicans shifting focus

Republicans haven’t abandoned the Southern battlegrounds, though they're shifting greater resources to states they see as more competitive.

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Sep 29 • 10:00 AM EDT • Politics • spectrumlocalnews.com
OpenAI projects ChatGPT ad growth amid market doubts

OpenAI, led by CEO Sam Altman, is working to grow its ChatGPT ad business amid skepticism about its ambitious revenue projections.

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Jul 21 • 5:00 AM EDT • Business • businessinsider.com
🙂 Positive (50%)
Eastview Mall owner, town of Victor accused of attempting to avoid debts

Mortgage lenders U.S. Bank and Wells Fargo have filed for foreclosure.

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Sep 29 • 6:37 PM EDT • Business • spectrumlocalnews.com
‘The Odyssey’ cast go behind the sacking of Troy

‘The Odyssey’ cast go behind the sacking of Troy, filming inside the wooden horse, and the moment that surprised Matt Damon.

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Jul 20 • 9:00 AM EDT • Entertainment • ew.com
Doubts damp demand for business courses in the ‘Anglosphere’

Immigration policies, inflation and uncertain job markets have reduced appetite for study in the UK, US and Canada

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Sep 6 • 11:30 PM EDT • Business • ft.com
Joe Burrow silences any doubts about staying with the Bengals

QB1 has put this to bed.

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Sep 8 • 6:49 PM EDT • Sports • sports.yahoo.com
😱 Is Diomandé worth 140m? The video fuelling the debate

The debate over Yan Diomandé is ongoing. After becoming the most expensive signing in Real Madrid’s history at a fee of 140 million euros, the player has yet to dispel doubts about his true level i...

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Sep 12 • 5:21 PM EDT • Sports • sports.yahoo.com
🙂 Positive (30%)
Seattle mayor wants to diversify the city’s tech-dependent economy

Seattle Mayor Katie Wilson wants to jumpstart the city's economy by making it less tech-dependent. Business leaders have their doubts.

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Sep 11 • 9:00 AM EDT • Business • seattletimes.com
Markwayne Mullin Lost His Pick to Lead ICE, as He Struggles to Prove His Toughness on Immigration

Markwayne Mullin is working to overcome hard-liners’ doubts about his leadership, his position undermined by missteps with the White House.

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Sep 20 • 5:03 AM EDT • Politics • nytimes.com
Huang says 1 number in the AI debate isn't science-based at all

Nvidia's CEO took aim at a figure that has shaped careers and portfolios, and the man behind it has his own doubts.

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Sep 26 • 8:33 AM EDT • Science • thestreet.com
Fertitta Entertainment counsel doubts Texas will legalize gaming, expects SCOTUS to favor state regulation

The general counsel and executive vice president of Houston-based Fertitta Entertainment cast doubt on Texas getting legalized gaming anytime soon and told Neva

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Jul 26 • 8:25 AM EDT • Entertainment • cdcgaming.com
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Texas Republicans splinter as MAGA candidates test party limits

GOP leaders are voicing doubts about U.S. Senate nominee Ken Paxton, who's trailing Democrat James Talarico in polls with less than six weeks until Election Day.

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Sep 24 • 8:15 PM EDT • Politics • seattletimes.com
Rayman Legends Retold Overview Trailer Banishes Any Lingering Doubts

Rad, man

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Sep 23 • 5:00 AM EDT • Technology • nintendolife.com
NIH Renews Prestigious Training Grant for NC State Ph.D. Students Preparing to Lead Complex Research Teams

The National Institutes of Health has approved a $2.5 million grant for the NC State College of Veterinary Medicine to continue the work of its Comparative Molecular Medicine Training Program, which awards fellowships to Ph.D. students in NC State University’s Comparative Medicine Institute. Since NIH first funded the program in 2021, more than 20 students…

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Jul 24 • 10:08 AM EDT • Science • cvm.ncsu.edu
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BTSC game thread: Falcons at Packers

Join your fellow Steelers fans to watch tonight’s game.

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Sep 24 • 8:00 PM EDT • Sports • sports.yahoo.com
One lucky guy was officially allowed to leak the Samsung Galaxy Z Fold 8

Although an Instagram Story didn’t provide the very first glimpse, it did offer the first official look at the new Samsung Galaxy Z Fold8, which will be unveiled next week during the Galaxy Unpacked launch event. One of the BTS members was allowed to go ahead and "leak" the device in full glory.

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Jul 18 • 9:15 AM EDT • Technology • notebookcheck.net
BTS opens four-night stand at Inglewood's SoFi Stadium

The K-pop boy band is on tour for the first time since its seven members completed their mandatory South Korean military service.

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Sep 2 • 12:21 PM EDT • Entertainment • latimes.com
Behind the Scenes with Kaitlan Collins: Trump welcomes Xi Jinping amid White House press restrictions
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Sep 25 • 6:15 PM EDT • Politics • cnn.com
Kansas GOP Sen. Roger Marshall pays off 6-year-old campaign cookie bill

Republican Sen. Roger Marshall settled his debts this weekend with a bakery in Kansas after a bill for hundreds of treats his campaign ordered for a 2020 event sat unpaid for six years.

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Oct 11 • 1:04 PM EDT • Politics • cnn.com
Newsom signs 'ghost ticket' ban, but critics say StubHub got a pass

Newsom signed AB 1349, banning 'ghost ticket' sales for concerts and sports — but urged lawmakers to revisit carve-outs critics say favor StubHub.

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Sep 28 • 3:02 PM EDT • Entertainment • latimes.com
Bears Make QB Signing Amid Doubts About Tyson Bagent’s Status

The Chicago Bears have made another quarterback signing ahead of Week 1's season opener with backup Tyson Bagent's status in question. The post Bears Make QB Signing Amid Doubts About Tyson Bagent’s Status appeared first on HEAVY.

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Sep 12 • 6:09 PM EDT • Sports • sports.yahoo.com
Science word of the day: Seamount

What does 'seamount' mean?

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Jul 28 • 4:00 AM EDT • Science • livescience.com
CES principal discusses rationale behind lack of sixth-grade science

BAR HARBOR — In June, a group of 13 families first raised doubts about the way the Connors Emerson School administers its science instruction in the higher grades — providing

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Sep 21 • 8:24 AM EDT • Science • mdislander.com
BTSC late games and Sunday Night Football thread

Chat about the rest of the Sunday slate here at Behind the Steel Curtain.

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Sep 27 • 4:00 PM EDT • Sports • sports.yahoo.com
"My tattoo business was the trigger for Base44"

Yuval Shlomo reflects on how the business she built sparked the creation of Base44, the AI company founded by her husband, Maor Shlomo, as she leaves tattooing behind for a career in tech.

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Aug 7 • 5:30 AM EDT • Business • calcalistech.com
Is NATO ready to fight? The Ukraine war is raising doubts among military analysts

Ukrainian and Western defense officials told Reuters that developments on ‌the battlefield are moving so quickly that some NATO weapons and tactics risk becoming outdated.

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Sep 17 • 6:07 AM EDT • Business • reuters.com
The market’s big AI doubts are exposing the riskiest players

The meteoric rise and stunning near-collapse this week of a US hedge fund has sent shockwaves across global markets, becoming a kind of cautionary tale for the AI era.

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Jul 31 • 12:24 PM EDT • Business • cnn.com
BTS' Grammy boycott spreads to K-pop's biggest agencies

The decision of BTS to boycott the Grammys amid the newly introduced Asian pop category appears to have grown into an industrywide stand, with arti...

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Oct 16 • 6:54 AM EDT • Entertainment • koreatimes.co.kr
BrightSpring Health Targets Growth Through Specialty Pharmacy, M&A and AI

BrightSpring Health Services (NASDAQ:BTSG) outlined its growth strategy across pharmacy and provider services at the Bernstein healthcare services conference, emphasizing specialty pharmacy expansion, home health acquisitions, technology investments and opportunities to integrate services for comple

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Sep 27 • 7:01 AM EDT • Health • finance.yahoo.com
Sundar Pichai: Google’s Frontier Imperative, Compute Scarcity Dilemmas, Future AI Products and Businesses

Alphabet CEO Sundar Pichai has little patience for doubts about Google’s willingness or capacity to compete at the frontier of AI. His company’s latest Gemini 4 Argon model — long-promised and recently delivered — beats OpenAI and Anthropic’s latest public models on coding, math, science, and knowledge-work benchmarks and has placed Google’s AI back among the world’s best. Amid chatter that Google was fine with good-enough lightweight ‘Flash’ models, Pichai pushed back hard against any suggestion that company is limiting its research ambitions. “We won’t do it any other way,” he told me in a Big Technology Podcast interview recorded this week at Google’s Mountain View headquarters. Pursuing cutting-edge research is costly for Google, requiring compute and chips that otherwise could be sold at a high markup by its cloud business. But Pichai said allocating resources to frontier AI development is “ground zero” for Google. “Our cloud business is at any given moment in time forgoing short-term revenues because we are making compute trade-offs to support frontier AI development,” Pichai told me. In our conversation, we discussed Argon (which Pichai says processed three times as many tokens as Gemini 3 in the 72 hours after launch), AI’s role in developing better models, the AI interface of the future, competition with OpenAI, Google’s partnerships with Anthropic and Apple, data centers in space, and the nature of his optimism. You can read the full conversation, lightly edited for length and clarity, below, or listen to it on Apple Podcasts, Spotify, YouTube, or your podcast app of choice. Alex Kantrowitz: Google is back at the frontier with Gemini 4 Argon, which beats OpenAI’s and Anthropic’s public models on benchmarks spanning coding, math, science, and knowledge work. The conventional wisdom was that Google had given up on the frontier to focus on fast, good-enough models for its products. That was wrong? Sundar Pichai: Very wrong. Look, we are so committed to being at the frontier. It’s in our DNA. We won’t do it any other way. We’ve been thinking about the AI frontier for well over a decade now. The frontier is very dynamic. It’s very competitive. It’s very exciting. I couldn’t be more pleased with how Argon has come together. We took our time with it. We made sure we tested it safely and deployed it carefully. We took a bit longer than our other models, given its capabilities. Across the board, be it for agentic work, knowledge work, coding, creative tasks, Argon is one of the really good frontier models. The first 72 hours since we launched, it’s almost up to 25 trillion tokens used, which is about three times what Gemini 3.0 had in the first 72 hours. And we are capacity constrained as we are serving it. Excited, but there are always areas….. You know, the frontier is very dynamic, and you have to keep evolving the models. There are areas which we can see we need to improve as well. We’ll be at work on all of that as well. Which areas? On any given model, Argon would be across the board better at everything if you just look even two months back. But the space is so evolving. Even on coding, for example, there are pockets where we know we need to do better, and there’s clear feedback. We’ll make it better. The argument for standard models is that they’re already good enough to build great products, with the frontier valuable only for certain tasks. Meta built Muse with good models rather than the best, and Google could put standard models into Maps, Gmail, and Search. Why isn’t that sufficient? It’s definitely not how I have thought about it at all. We are deeply committed to driving the state of the art and actually pushing where this technology can go, all the way from transformers. That’s a journey we’ve been on. You will see us continue to do that. When you’re at the frontier, you get an earlier look into the emerging capabilities, earlier than others, which helps you better prepare for the future. We are fortunate to have a wide set of opportunities across consumer and enterprise. Some of our cloud customers, for sure, want the model at the frontier. The frontier models will be better at developing the next set of models in an era of recursive self-improvement. I would argue it matters there. Internally, we have definitely seen a steep point of inflection by deploying Argon to our developers. It definitely tackles problems which our previous models could not do. Being at the frontier puts you at the innovation frontier and helps you drive that as well. There is room for models of all sizes and capabilities. That’s why we did Flash, Flash-Lite, etc. I agree with you that you can develop very good product experiences with not necessarily the most frontier model, because they tend to be slower and more expensive too. But we care about the Pareto frontier, and we’re committed to doing all of that. You said developing frontier models gives you a look at what’s coming. What do you see on the horizon? What makes this moment so exciting is you build something which you think is a culmination of months of work, and you put it out. You already see clear headroom ahead. We’ve all been working on these agentic, long-horizon capabilities, but clearly the frontier is going to have multiple of these agents working together to do things. That’s an example of an exciting paradigm underway. It’s also clear to me that users, both in consumer and enterprise, will have access to some multi-agent framework for them, working all the time doing things. It feels like a moment of infinite possibilities. Sergey Brin said one of Argon’s core innovations was relying more on the model to help develop the model. Yet incidents involving OpenAI’s bots breaking containment and Google’s bots accessing a site they shouldn’t have suggest these systems still aren’t perfectly aligned. Isn’t there reasonable cause for concern about accelerating toward recursive self-improvement? There are three parts to your question. Let’s first talk about RSI itself. You’re right, Sergey mentioned RSI being a critical contributor as we are developing Argon. But to be very clear, today, in a continuum, we are pretty far from the end state of RSI or something like that. The right way to describe it is you have RSI loops along with AI researchers in various aspects of model development. You almost have agents helping AI researchers in some automated way work together to build these models. It’s good to at least understand where we are today, and it’s super exciting. I expect that continuum to keep making progress as we go into next year. The second question is around safety. Security comes from defense in depth. You’re talking about alignment, obviously. We all are doing a lot of work to make sure the models are as aligned as possible. But it’s an active area of research, and there are clear gaps. That’s not the only thing we rely on. You have the work you do on alignment, but beyond that, we put a lot of effort into real-time monitoring as these models are working. Making sure you have good telemetry into what’s happening so that you can intervene in real time if you see unexpected behaviors. How you do that, the architecture with which you do that, how you make sure it’s all sandboxed and isolated in a way that it can continue doing its job during real-time monitoring — these are all areas of investment. Obviously, when we deploy these models, giving customers, enterprises, control, both with real-time monitoring, but their ability to decide where they deploy, what type of data which models ever have access to, etc. All that work is very, very important, and we are doing a lot of that. As an industry, we need to constantly up our game and take the time to do all this stuff, including dedicating the compute required to make sure you can safely deploy these models. The third part is: Is it all enough? This is why there are a lot of conversations in the industry, and I think it’s reasonable to be worried. The right way to approach something you worry about is early on thinking about what more we can do. As an industry, you’re definitely seeing increased levels of work on alignment, testing for safety, etc., as we deploy these models. The next step would be developing better standards so there are cross-industry standards of how we do these things, including the ability to evaluate using independent evaluators. If you look at areas like financial controls, we have accounting standards, we have independent auditors. Those are all the next natural steps for us as an industry to work toward, and regulation will end up playing a role as we go through all of that as well. Google pursues both language models and world models, while some other AI companies like OpenAI have focused more heavily on LLMs as the path to AGI. Why is world-model research important to you? As humans, you obviously perceive the world around you, and you’re taking all those inputs. Making sure these models are able to understand the laws of physics, simulate the world in high fidelity. All that, I think, are key enabling blocks for intelligence. We are working across all possible applications of this. Take an area like robotics. It’s not an accident: If you look at embodied reasoning benchmarks, Argon is state of the art. That all comes from our experience building world models. Inherently, I would expect there will be architectures which will converge all of this in the future. But for us, we view this as, today, this jagged frontier that is intelligence. We want to be at the frontier of all the possible approaches, and that will help us both drive better research, better insights, and develop a much better AGI model, is how we think about it. Some people argue Google should focus on selling its computing resources rather than using them for AI research. Cloud wants to sell compute at a high markup, while researchers need a very big computer to build the best models. How do you balance those demands? Ground zero for us is making sure we are investing in the compute that’s needed to be at the AI frontier. In 2015, I set the company to be AI-first. AI is that key horizontal ingredient across everything we do, all the way from Search to Cloud to Waymo. That is ground zero for us, making sure both for research and developing the models that we have enough compute needed. Beyond that, we have these independent businesses which each have their own long-range plans. They’re using those long-range plans to project forward, and we plan for compute for all of them. The cloud team, they have a business and they have a projection and they have demand signals. They have committed contracts. With that help, we can plan on a long-term compute trajectory for them. We’re fortunate to have this wide set of opportunities. There’s no company in the world which isn’t making trade-offs at any given moment in time. But the first principles we operate on is making sure we have enough compute to invest in the frontier, and that’s non-negotiable, and everything else works on top. Remember, we are building our own compute, our own data centers. There are long lead times. The compute we have today is a function of decisions I made in 2024. Even if you think back to a year from today, last year the agentic coding takeoff hadn’t happened. Today, obviously, when you sit and look at anything, everyone is short—not just us, other companies—and everyone wishes you had two times what you had planned for. That comes with the territory. At any given moment in time, we are planning for what we would need two to three years out in the future. You’re going to find some decisions you make may look suboptimal two years out, depending on where the state of the art is. I don’t spend too much time thinking about it. The way I think about compute allocation is making sure Google DeepMind, both for research and frontier model development, is cutting edge in terms of compute access. After that, we plan for all our businesses. It’s great we can provide our compute to other people too, like we have done. It allows us to scale that up, get real tests for it in the widest application set possible, test it in the real world, and make sure we are at the cutting edge of technology at every layer of our AI stack as well. Ben Horowitz relayed on a podcast that Andy Jassy had said compute was sold out until 2028. Are you seeing the same thing? If today a customer is coming out and asking us for compute in ’27, that is incredibly difficult to do. Even last year we went out and leased some short-term compute to accommodate some customers and help them out. But yes, we are all dealing with similar timelines. Every major technology shift seems to involve overbuilding, from railroads to fiber. Do you think that’s happening here? It depends on the time frames you’re looking at. This level of build, if I take a long enough time frame, it makes complete sense to me. We are at early stages of the most consequential technology ever, and this is not like fiber. It’s not dark. We are using it. We are capacity constrained on a daily basis. The applications, the underlying technology is improving rapidly. But running a company, the way I work through the moment is you look at your demand signals. You look at your committed revenue opportunities that you’re getting in the form of contracts. You balance that with the underlying technical capability, or internally you balance how we are using it internally, the model trajectories. Based on all that, you take a disciplined approach—a confident, aggressive, but disciplined approach—to plan out compute. But when you talk about the broader economy as a whole, you’re having people operate with various levels of risk. I focus on what I can control as a company and plan through it. If your question is, can there be an overbuild? Yes, because you can have some constrained components. Remember, what matters is a set of everything you need to build out that compute. Memory, electricity, electricians…. Land. Like 2,000 components or more. You could get constrained at some point. There could be things which cause bottlenecks, and then you could have overbuilds. There could be external shocks to the economy. There are macro risks. All that is possible at any given time. But am I confident that the compute we are planning for, we will have uses for it given enough time? Absolutely, yes. I was in the room when you said AI would be as profound as fire and electricity. If you believe that, shouldn’t you give researchers the biggest possible computer, even at the expense of today’s cloud profits? We’re all doing some form of that. Our cloud business is at any given moment in time forgoing short-term revenues because we are making compute trade-offs to support frontier AI development. What you’re seeing is true already. But you want to be thoughtful. Even our AI researchers have some constraints, which are also good. That’s what inspires creativity. That’s what helps you come up with a more efficient algorithmic breakthrough, maybe to use less memory. What we are committed to is to invest what’s needed to stay at the frontier. OpenAI President Greg Brockman told me a few months ago that the ideal AI product might have no interface at all—just as natural as conversation. What do you think the interface looks like in the age of AI? Computing historically has been humans adapting to computing. With AI, it’ll be the other way around. The technology will adapt seamlessly to how humans live and go about their day-to-day life. You want to be able to speak to that AI when you want to. It has context. It can be persistently running somewhere, give you continuity. You’re not dealing with a lot of complexity. It’s natural. All that makes sense to me. That doesn’t mean it won’t have any interface, however. Nowadays, even on my phone, Gemini voice models are so good. I can just press the microphone button. I can just ramble. That’s why we call it Rambler. I can ramble. It intelligently corrects with my personal context. Even my friends’ names, weird names, it gets it right, even if it first guesses it wrong. It’s amazing. I’m not going in, backspacing, editing once I finish saying it. It’s remarkable how good it’s gotten. But there are going to be moments you will need an interface. You may want to entertain yourself. You may want to watch a video. You may ask your AI to create something, and you want to watch it, consume it. The way I think about it is, you want it to be as seamless and as natural as possible, and that you are not doing the hard work adapting to whatever the interface is. The technology is adapting to how you’re working at any given moment in time. When I asked Sam Altman about competition from Google, he argued that OpenAI was building AI-native products and implied Google was bolting AI onto existing ones. Do you accept that framing, and can a “bolt-on” compete with an AI-native product? First of all, it’s a very dynamic moment. We are all pushing each other. OpenAI has pushed us as a company too. This is not just we are doing something to them. Far from it. Yes, Google went into its own version of a code red too. In the AI moment, all of us have to respond with varying levels of urgency at any given moment in time. We are constantly building new products as well. Gemini was built from the ground up as a product—the Gemini app I’m talking about. Or tomorrow, as all of us are adapting to agents, are you bolting agents onto ChatGPT, or are they building it natively? How would you think about that? You can always put these questions back. I don’t think of it that way. I think of it as you want to build world-class product experiences that are AI-native and they are winning. Some of it is adapting products, some of it is rethinking new experiences. They will all be part of how you approach this moment. How do you expect to make money from these AI interfaces? If an agent recommends a product and I buy it, should it take a cut of the sale, even if that’s disclosed? I’m going to put enterprise aside. Consumers are going to increasingly value this technology. Take software developers today. Developers are willing to pay for these coding models because it really helps make them more productive. Nobody would want to code the way they were coding three years ago, or even the same time last year. When you’re delivering value, there’s value to be had. I’ve never seen examples where consumer products really scale to billions of users, where people are using it intensely, and haven’t had monetization to go along with it. If you’re providing value to people, there is inherent value to be had. The nature of it may change. You’re asking a scenario in which agents are doing stuff for you. At the end of the day, you will have commercial needs. The agents need to fulfill those commercial needs. The providers on the other side are going to see value in that. There’s going to be some mechanism by which it gets fleshed out. That’s what an efficient system does. But what matters is that you’re building those world-class consumer experiences. I promised myself one product feature request: Can you make Gemini-powered search in Gmail as good as searching Gmail through ChatGPT? What’s going on here? One of the exciting things we announced recently is the unified Gemini agent for enterprise, and we’re bringing that to consumers. These are persistent agents which run 24/7 in the cloud. We’re spinning up a micro VM effectively for every query, and from the runtime, the harness, the model—it’s all a headless service. It’ll work everywhere, and it has your context with you. You can address this agent whether you’re in Workspace, in Search, in Gemini. Agents are going to drive this unification from a customer experience, which people are looking for. When you have a broad product portfolio and you’re moving forward fast, there are always areas where you’re moving forward faster than some other areas. That’s valid feedback. But we are putting a lot of time and effort into making sure, as we build out our agentic experience, that unification and that capability works well across all these services. People have asked where Google’s equivalent of Muse or Dots is. Do you anticipate creating a new product to compete with them? Our goal with Gemini is to be a personal, proactive, and powerful assistant. That’s what we are working toward. You saw us describe the early versions of it at Google I/O this year with Spark. Effectively, already, if you open the Gemini app as a Pro or an Ultra user, you see Chat and Task, and they start giving you that agentic experience. With Argon now, that capability is dramatically accelerated. What we announced recently in our enterprise event, we are bringing that to consumers as well. Soon in Gemini, you will be able to ask something, and it’s a continuum. You don’t need to think about whether you’re asking a chat or an agentic task. It’ll just automatically do the right thing, and it can work persistently in the background securely and get things done for you. Already, empirically, when I look at what’s coming into Gemini in our app, last year you would have tagged them and most of them would have been chats. But a steadily growing percentage is already agentic tasks in Gemini. Yes, we are going to bring personal agents to our consumers. It’ll work in the Gemini app. It’ll work in Google Search. It’ll work in Gmail. You can address it, call it, etc. We want to make sure we’re getting it right. It’ll be powered by Argon, and we are very excited to bring it to our users. Google has invested and committed tens of billions of dollars to Anthropic. What do you see in Dario Amodei that makes you want such a deep investment and partnership? Very early on, when we looked at the founding team of Anthropic, it was very clear to us this was a world-class team which was involved in some of the earliest GPT models. We were quickly able to assess that they would be at the frontier. We’ve always tried to identify and partner with companies which would be at the cutting edge of technology. We’ve done that with SpaceX. We’ve done that with Anthropic. That’s what we saw, and we had a chance to partner. Is your partnership with Apple to license Gemini for Siri expanding, contracting, or standing still? For both us and Apple, that partnership was about translating the capabilities of AI into better experiences for users. I thought Apple has done a phenomenal job of incorporating—they customize these models and build it into Siri—and it’s been great to see the reception. We are committed to doing more. You’re going to do more with them? There’s nothing specific to comment, but it’s a partnership. It’s working well. What have you learned so far about the feasibility of data centers in space? It’s a very exciting project. Projects like this remind me—I still recall that moment in the desert for the DARPA Grand Challenge, watching the Stanley car compete in it, which ended up being the basis for Waymo. With all these technologies, you’re at a moment in time where it looks a bit like sci-fi, but 10 to 20 years down the line, it’s actually working in a meaningful way. I feel the same in space. We’ve always believed in betting big on these technologies. Quantum has been a great example of it. We’re probably 10 years into the journey. Waymo, we are almost 20 years into the journey. Space, we are two to three years into the journey. It’s clear to me that it’s an approach which will make a lot of sense in the future. Being in sub-synchronous orbits with 24/7 access to the most abundant form of energy we have access to will make a lot of sense for this exponential increase in compute that we are going to need. Having said that, this is a challenging project. The team has disciplined milestones. It was a super exciting milestone to send the TPUs up to space. Sometime, as we are speaking, we are expecting a “hello world” moment from them. I look forward to seeing that happen, and we’ll continue investing here too. You previously said 25% of the code written within Google was written by AI. What’s the number today? That number in our world today is meaningless in the sense that every part of what we now touch is influenced by AI deeply. What we are tracking with Argon, for example, it’s been a point of inflection. People are using Argon to really go tackle complex projects, including projects which affect millions of lines of code. In the four weeks since we have launched Argon, we have seen a 30% increase in CLs, and more importantly, almost a similar increase—a one-third decrease in rollbacks. People are writing code more productively and better code with it. We are tracking it with newer metrics now. How are you dealing with opposition to data centers? If you can’t build in the U.S. the way you want to, where else do you go? We’re very committed to building our data centers very responsibly. When I look at our largest data centers in some of the communities where we have been the longest, I visit them, I talk to people. There are people who come and tell us their kids have gone to college because of our investments in these communities, and we’ve grown in those communities. To me, this is about doing it right. Engaging with the communities early, doing it transparently. We are committed to making sure we are bringing incremental power, and we cover 100% of the cost of our power needs for these projects. It’s understanding the impact on neighborhoods and making sure you’re working thoroughly to address them. Done rightly, you can continue making progress. But we are constantly taking feedback into account. I do worry not everyone operates the same way. People have been surprised by data centers showing up in their backyard. Those are all important. As an industry, we should continue to do better. But part of the reason, in a 20-year time frame, we are thinking about things like data centers in space is making sure we are able to put these data centers where maybe the trade-offs will be different. What unproven area of AI is Google working hardest to crack? Is it continual learning—getting models to keep updating after release—or something else? There are multiple parallel paths. You saw with Argon we have a million output tokens. With our Gemini models early on, we had a one-million context window on the input side. These are all examples of breakthroughs we are constantly working on. How do you think about synthetic data? How do you think about continual learning? How do you think about more efficient architectures? We do dedicate a meaningful percentage of our compute to these research bets too. It always goes hand in hand, including our world models. Those are all bets we are placing. Sometimes, as part of these bets, there are ideas that emerge which just make their way into the mainline models. Maybe we don’t fully talk about it, but we have multiple steps in these areas. Working in technology requires optimism that building something will improve the world, but those bets can leave real consequences when they fail. I recently returned to a town in El Salvador where enthusiasm for Bitcoin had given way to unfinished construction and something resembling a ghost town. How do you maintain the optimism you spoke about in your Stanford commencement address while accounting for those risks? I genuinely have a deep conviction that improving technology and improving access to technology makes people’s lives better. It’s been my personal experience in my life, out of which comes that deep conviction, optimism. But with that, I’ve always felt humanity’s journey is always about working hard to harness that technology to make it work well for society. The optimism is not an optimism that you just build whatever you want, whenever. You work hard to make sure you’re building technology in the service of humanity, to make the human condition better. That’s got to be the defining goal as we are approaching it. With that framework, I’m very, very optimistic. We are in very early stages of the kind of progress that we are going to see on many areas. We’re all talking about areas like healthcare. A lot of the progress is ahead. The ability to make things in a fundamentally cheaper way on many things where things have been getting expensive for a long, long time, discovering new materials, etc., which really bend the curve—it’s tough to step today and understand the impact of all that, but they’re going to be very profound. I’m very optimistic, but we have to be rightfully concerned about all the ways this technology can go wrong. Sundar, I know you don’t do many of these. Thank you. Thanks, Alex. Appreciate it.

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Oct 20 • 1:47 PM EDT • Technology • bigtechnology.com
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Sep 16 • 7:03 PM EDT • Business • yourcentralvalley.com
Grosso aware Fiorentina could fire him after three defeats

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Sep 5 • 11:55 AM EDT • Sports • sports.yahoo.com
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Madonna, BTS, Justin Bieber, Shakira, and more headlined a spectacle too bland and overstuffed to be memorable

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NFL Execs Believe In Broncos Defense But Still Have Doubts

The Denver Broncos are ranked high in every preseason list, but NFL executives don't completely believe in them.

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Enjoy the last game of the NFL’s Week 4 here at Behind the Steel Curtain.

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Oct 5 • 8:00 PM EDT • Sports • sports.yahoo.com
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Enjoy the NFL’s final Week 5 game here at Behind the Steel Curtain.

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Oct 12 • 8:00 PM EDT • Sports • sports.yahoo.com