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Graham Platner no longer scheduled to speak at Labor Day rally
Former Democratic Senate nominee Graham Platner is no longer set to speak at a Labor Day rally when he makes his first major public appearance since ending his campaign against Republican Sen. Susan Collins of Maine.
Yankees news: Cole opines on Angels sale
Cole on Angels sale; Scouting notes on several Yankees; Yankees tampons; Remaining strength of schedule for contenders
Seminoles MBB Schedule Highlighted By SEC Showdowns
Coach Leonard Hamilton’s squad navigates a grueling non-conference slate featuring a fierce rivalry renewal with Florida and high-stakes road tests against powerhouse Tennessee and Houston programs.
Graham Platner no longer scheduled to speak at Labor Day rally
Former Democratic Senate nominee Graham Platner is no longer set to speak at a Labor Day rally when he makes his first major public appearance since ending his campaign against Republican Sen. Susan Collins of Maine.
Most Lancaster County Republican candidates decline nonpartisan forum invitations
The League of Women Voters of Lancaster County has canceled all but one of its five scheduled candidate forums due to a lack of Republican participation.
Penrod Arts Fair and Evening with Penrod bring art, entertainment to Indianapolis
The Penrod Arts Fair is scheduled to return to the Newfields gardens on September 12, featuring over 1,000 artists and supporting arts organizations throughout central Indiana.
Owen Thiele, Este Haim Join Variety Entertainment & Technology Summit
Leadership from WPP Media, NBCUniversal Entertainment, Netflix, Amazon, Paramount, Hallmark, and more are scheduled to speak.
30 Years of ‘Joe B. and Locker’: Monumental Sports Network Celebrates Capitals Broadcast Duo’s Milestone Season, Announces 2026-27 Capitals Local Broadcast Schedule
MNMT to broadcast 70 regular season and four preseason games, with a special celebration event planned for Joe Beninati and Craig Laughlin at upcoming Capitals game
August Monthly Review: ChatGPT In Epic
Death, taxes, another frontier lab healthcare launch inspiring truly insane LinkedIn takes. As much as I want to stay away, I repeatedly am the crewman unplugging his ears whenever we pass these sirens. So it’s not the first and probably not the last time we dial up the typewriter rather than tie ourselves to the mast. The full blow-by-blow timeline: Health API Guy is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe The End of the Standalone PHR (Jan 8): ChatGPT Health arrives for consumers, at the time powered by b.well. I was bullish on the approach in that the best way for the PHR to finally solve distribution was to meet consumers were they already are (i.e. When Horizontal Meets Healthcare (Jan 9): OpenAI for Healthcare puts out the shingle for enterprises, with SharePoint ingestion standing in for the EHR integration the product actually needed. Another One: Anthropic’s Healthcare Debut (Jan 16): Claude's version, on HealthEx rails instead of b.well, with Agent Skills for FHIR development as the one true vertical-specific investment. ChatGPT for Clinicians: The Trap Sprung (Apr 24): OpenAI filled in the missing GTM middle with a free product for verified clinicians, effectively peeling the enterprise wrapper off ChatGPT for Healthcare and taking the PLG fight directly to OpenEvidence. OpenAI’s Second Attempt at Health (Jul 31): a relaunch of their patient specific app, now branded Health in ChatGPT, where the privacy partition came out, the connectors thinned, and b.well disappeared in favor of first-party FHIR work against a smaller network Beyond a Shingle So what was announced now? Today, we’re introducing a new electronic health record integration that brings authorized patient context from Epic into ChatGPT for Healthcare, along with the Healthcare Public Data plugin for direct, structured access to official healthcare datasets like PubMed, DailyMed, and CMS Coverage. Together, these capabilities bring ChatGPT closer to the systems and sources healthcare teams trust, while supporting the controls and compliance healthcare work requires. The core portfolio is unchanged from prior announcements we delineated and discussed (aside from the relaunch of patient-facing). Since trade publications still seem to be confusing them by using the wrong names: Enterprise sales motion: ChatGPT for Healthcare Protecting their core product / PLG: ChatGPT for Clinicians Consumer/patient-facing product: Health in ChatGPT So really, this is a feature release (specifically for ChatGPT for Healthcare when it comes to EHR integration). What’s cool about it, though, is that we are moving beyond just putting out a shingle. Everything in the January enterprise launch was horizontalizable: Horizontal tech companies thus generally start verticalization with their “putting out a shingle phase”. Telling the world you’re open for business as a horizontal tech company reliably attracts early inbound interest from buyers who are already trying to force-fit horizontal tools into domain-specific workflows and are eager for any signal that the vendor intends to support their use case more directly. Nothing was really vertical specific, which is exactly what you'd expect from the ultimate hypergrowth horizontal company dipping their toes into specific industries. But eventually you have to stop changing the sign on the door and start changing the product. Can you guess where the horizontal product was going to run out of road? This is the core dilemma writ large: verticalization requires differentiation, while scale economics of consumer and horizontal push toward unification. I’ve buried the lede so deep here it will be painful to some readers, but what should be shocking to no one is that my perspective is that EHR integration is the only path that meaningfully resolves this tension for ChatGPT for Healthcare. Integration with Microsoft Sharepoint is fine, but it is categorically insufficient for any product that hopes to influence clinical decision-making. SMART Money Well here we are, eight months later! Real vertical investment has begun, which surprised a few people. One friend in the industry messaged me: “Absolutely no way Epic gave ChatGPT API access.” Looking forensically at the announcements, the integration is notably read-only across appointment notes, laboratory results, medications, and specialist documentation. So while I’m not a betting man, I'd wager the house this is a SMART on FHIR launch: That sounds a lot like USCDI! The recommended path for the workflow they outline would be SMART on FHIR Their Health AI lead’s post is evocative of both standalone and EHR launch SMART, which another termed “ChartGPT” and “EHR Plugin” The implementation burden for SMART on FHIR is the lowest of the available integrative paths This is the team who literally did patient-facing SMART on FHIR with Epic last month Most importantly, if you’re a horizontal company, you generally still haven’t taken the full plunge and thus (overly) value reusability. SMART on FHIR is the logical compromise: healthcare-specific enough to matter, but standardized enough to reuse. Nobody Asked Judy Another friend asked “I thought they had to go to each health system, or did they go direct to Epic and now health systems opt in?” Given the trust paradigms in healthcare, this functionally cannot be Epic hoovering up all the data for OpenAI and shoving ChatGPT in their customers’ faces (or they would revolt). However, I do believe the aforementioned terrible coverage by TechCrunch and other outlets is probably responsible for that question, given the 325 million reference. When using FHIR as a business associate to an Epic customer, there is no EHR gatekeeping to speak of, as that isn’t how fhir.epic.com works: You register an app You pick your APIs You test against the sandbox APIs You list as “Ready for Production” Hospitals pick your app You test and go live with them Bluntly, nobody had to say yes or no in Verona (nor were they given the chance). Vendor Services (their next developer tier up that I doubt OpenAI is using quite yet in this initial release) certainly has contractual paperwork that some resent, but even there, the twin pressures of mounting antitrust and information blocking make outright gatekeeping increasingly fraught. My friend’s sentiment is, to me, representative of a broader industry neurosis, perhaps a sort of scar tissue of prior eras: people assume the gate is still there and never actually try the door. There are certainly other ways Epic (and any EHR) can put its thumb on the scale, but they are not so dumb as to stand in front of a federally mandated API and play bouncer at this exact moment in time. So I think they can and probably should go deeper, as this release is at best parity and at worst behind vertical-specific competition. OpenEvidence did a basic SMART launch with Sutter Health in February, allowing for more convenient evidence search by providers. They then add patient-context (the equivalent SMART on FHIR flow to what we see here) when Cedars-Sinai went enterprise-wide in May. UpToDate has four distinct applications across deeper workflows like patient engagement listed in Epic Showroom and announced a partnership with Epic to power Art at UGM Abridge and other ambient scribes have invested deeply into the deepest bidirectional clinical copilot workflow with integrations well beyond SMART on FHIR. In that light, the “Who is OpenAI primarily targeting here?” is clear. This release brings them into striking distance of OpenEvidence, but not the others quite yet. They are the only one of the three you can reach without building something truly Epic-specific. When will they go further? Competition is a great motivator to overcome the horizontal demons and start building things that can’t be reused: not across industries, not across EHRs, maybe not past the customer you built them for. That’s the price of actually verticalizing. The question is if and when OpenAI will be willing to pay it. Month in Review Here is the monthly review. As a reminder, this is a regular round-up of the month’s posts and other content to surface things you may have missed across regulation, litigation, interoperability, and beyond. AI assistance is used in these bullet summaries so I can focus on articles. Articles Published: None this month Video Content: The Information Exchange: Standards-based Thruple Edition (Aug 14): Back to school for us too, with Brad reporting in from the CMS Health Tech Ecosystem’s one year anniversary in DC. We get into the January CMS-0057 deadline, the fall rulemaking reading list, and why enrollment still keeps most apps off FHIR. The Information Exchange: Epic Dúnadan Edition (Aug 25): A UGM roundup with Ryan Brickner joining for the first time to check our takes against what the building actually thinks. Rangers, Ergo sitting on top of EHI, and a down-market lineup that needs some cuts. Regulatory: Stacked Deck, Bad Hand (Aug 05): ONC’s website refresh took the entire HIT Policy Committee record with it, so I rebuilt the archive and went looking for the regulatory capture story everyone assumes is buried in there. Stacking the deck and winning the hand turn out to be very different things. The Sixth Generation of Patient Access (Aug 19): A quick catalog of the five generations of patient access we’ve layered on since HIPAA, and the two candidates now competing to be the sixth. One is planned. The other is the market routing around the plan entirely. Court cases: Three Cases Walk Into a Docket (Aug 06): Two surprise settlements cleared the board in a single week, and then Judge Maddox dropped ninety-four pages on Vyne v. Henry Schein. The sleeper is a DMCA holding that makes direct-to-database a considerably riskier business model. Epic v. Health Gorilla: Into the MDL (Aug 10): Nine class actions are headed to Miami, and the Panel signaled it wants to bring the case that spawned them along too. That would leave Epic arguing the requests were obviously fraudulent in one courtroom and unknowable in the other. Amazon v. Perplexity: Agents Are Legalized! (Aug 11): The Ninth Circuit vacated the injunction against Comet, holding that the user is the one accessing the servers rather than the company that built the agent. A real win for agentic access, and a much narrower one than the headline suggests. Veeva v. Epic: Come At Me, Bro (Aug 26): Epic’s response brief wants the dismissal affirmed and, unusually, wants the opinion published as precedent. Buried in it is Epic’s own description of what its non-competes actually prohibit, which current and former employees should read closely. EHRs: The Contract Epic Would Never Sign Today (Aug 04): A 1999 SEC exhibit catches Epic licensing nearly its entire product line, Tapestry included, to the company that became TriZetto. The marketing services menu attached to it is the part that will make you blink. Forecast from Verona (Aug 07): The Epic Almanac makes one argument six different ways: the AI is only as good as the networks behind it. Emmie headlines, Art’s context stack is the most ambitious part, and Penny finally gets an autonomous coding date on the calendar. Works With Epic MyChart (Aug 17): Epic’s first new Showroom category since the death of Workshop certifies hardware instead of software, badge on the box and all. Made for iPhone, but for blood pressure cuffs, and rough news for anyone selling the RPM stack sitting in between. UGM Hot Takes 2026 (Aug 20): Everyone else covered the AI announcements, so I went after Savvy deleting the payment gateway, Rangers as Boost with the timer removed, and a down-market lineup with too many entries. Plus the Health Grid tidbits I cannot help myself on. MyChart Central Grows Up (Aug 24): Device data and Emmie turn Epic’s identity hub into a full consumer platform, which is both a logical answer to ChatGPT and a bit of a mistake. It also happens to be the best scraping target Epic has ever shipped. Industry Analysis: The Wrong Yardstick (Aug 12): Vertical software keeps getting judged against Superhuman and Notion, which is the wrong bar entirely. Your user is comparing your product to a whiteboard and forty phone calls before lunch. Primitives vs. Abstractions (Aug 27): Developers want building blocks, systems of record prefer to hand out business logic, and both sides have a real case. There’s no test from the outside that separates the engineering reason from the competitive one, which is why this keeps ending up in court. Cross-industry Comparisons: The Two Kinds of Platform Power (Aug 18): Attention power and record power are different problems that keep getting handed the same regulatory toolkit. Congress’s latest swing at Big Tech shows both what’s possible and where it falls apart. The Dogs of (Platform) War (Aug 21): A CourtListener alert turned up a property management fight with healthcare’s exact shape and none of the Cures Act. Shell prospects, ghost accounts, a notetaker bot that came back to haunt someone, and a lawyer arguing both sides of the same theory in two states. Fractals All the Way Down (Aug 31): Yardi dominates property management right up until you zoom into one segment, where AppFolio owns it outright and Yardi doesn’t appear at all. Where you draw the line around a B2B software market is about to decide an awful lot of cases. Other News: If Judy Had the Courage (Aug 13): A short eulogy for the era when software was allowed to look insane: WinAMP, bold colors, and everything the grey chatbot era has taken from us. External Media: Portland Monthly Health Tech Meetup: Erin O’Brien channeled my own feelings - maybe it’s just because it’s August and beautiful, but the monthly edition of the PDX Health community meetup was a ripper. Make sure to reach out if interested to join for the next one. STAT’s Coverage of Epic This Month: Brittany Trang of STAT did a fantastic job of breaking the FTC investigation that’s been lurking, as well as UGM related coverage, so I had to give her her wish of a meme. Fall Conferences: I’m pumped to be kicking off my fall conference season in NYC at Nabla Accelerate next month, which Chrissy provided the link to apply for. Here’s the rest of my schedule in case you want to meet up: Commonwell (Redwood Shores, CA): Oct 13-14 Open@Epic (Madison, WI): Oct 21-22 eHealthExchange (Austin, TX): Oct 27 Sequoia Project (Austin, TX): Oct 28-29 HLTH (Vegas): Nov 15-18 RSNA (Chicago): Nov 29-Dec 3 Posts I Liked: HTI-6 Should Unbundle API Certification: Josh Mandel makes the case that HTI-6 should split (g)(10) into separate authorization and data certifications, so a PACS or a genomics platform can certify only the role it actually performs. Imaging is the urgent example, but the structure solves a much bigger problem. On implementing ePrior Auth with Epic: Scott Rossignol’s field notes from a live ePrior Auth build on Epic, including the two app registrations nobody warns you about and the CPT mapping problem waiting at the end. CMS-0057 implementations are going to be such a beast. Healthcare point solutions are starting to look a lot like streaming services: Spencer Dorn runs the cable-to-streaming arc against health IT and lands squarely on the bundling half of the cycle. Bundling can be good! It can also be bad! Life is nuanced. Health API Guy is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe
College Kickoff 2026
ROANOKE, Va. (WFXR) — Here’s a preview of the 2026 Roanoke Maroons. Head Coach: Bryan Stinespring (3rd Season) Last Season: 5-4 overall/4-4 ODAC 2026 Schedule September 3rd(Thurs. 6 p.m.) – at Virginia University of Lynchburg September 12th(2 p.m.) – vs. Greensboro September 19th – BYE September 26th(1 p.m.) – at Galladuet October 3rd(1 p.m.) – […]
St. Louis Cardinals vs Los Angeles Dodgers Game Discussion Tuesday
The St. Louis Cardinals begin a long west coast swing as they’ll take on the Los Angeles Dodgers Tuesday night. The Cardinals are starting Michael McGreevy while the Dodgers are expected to start LHP Eric Lauer. First pitch scheduled for 9:10pm central time and the game broadcast will be available via Cardinals.tv.
CBS Sports Extends English-Language Liga MX Coverage for 2026-27
If you’ve been following Liga MX in the States and wondering whether the English-language option on CBS would stick around, the answer is in. CBS Sports is continuing its coverage this season, committing to at least 40 regular-season matches plus additional playoff games from the 2026-27 schedule. Those games will air on CBS Sports Network […] The post CBS Sports Extends English-Language Liga MX Coverage for 2026-27 appeared first on HEAVY.
Unfinished business: Texas women’s basketball challenges itself early through nonconference schedule
Texas women’s basketball will test its revamped roster from the start after a disappointing exit in the Final Four last season against UCLA. Head coach Vic Schaefer will get a good look at his roster prior to the Longhorns’ daunting nonconference schedule. Texas has set up exhibition games against two of college’s best programs, UConn...
Lionel Richie hospitalized as Las Vegas Strip dates near
Lionel Richie has checked himself into intensive care after an episode in St. Louis. He’s still scheduled to play the Wynn.
Dolly Parton’s Walk of Fame star vandalized days after country icon’s death
Dolly Parton’s Hollywood Walk of Fame star was vandalized days after the country icon’s death. As of Tuesday, Sept. 1, the star is being repaired, as they were previously scheduled.
Soho Business Alliance opposes Tampa’s flood relief project, proposes alternative
The City of Tampa’s controversial South Howard Flood Relief Project is scheduled to go before city council again later this week.
Family Business Symposium to Be Held
The University of Mississippi Center for Innovation & Entrepreneurship’s 5th Annual “It’s All Relative” Family Business Symposium is scheduled for Sept. 15-16, 2026 at the Sheraton Flowood Refuge Hotel & Conference Center in Flowood, MS. As a part of the UM CIE Legacy Leadership Program, the “It’s All Relative” Family Business Symposium is an open […]
ESA, NASA Astronauts Suit Up for Navigation, Science Maintenance Spacewalk
NASA is streaming live coverage as two astronauts prepare for a spacewalk outside the International Space Station. The spacewalk is scheduled to begin at approximately 8:30 a.m. EDT and last about six and a half hours. Watch online at: https://www.nasa.gov/live
Can Dell’s AI Server Business Live Up to Wall Street’s Sky-High Expectations?
Dell is scheduled to report second-quarter financial results after the stock market closes on Tuesday.
Apple iPhone 18 Pro Release Timeline: New Date Enters The Schedule
It’s a matter of days before the next iPhones are revealed. Here’s a full schedule of what’s happening, including a new report that changes a key time in the calendar.
Links exposed physician cell numbers and work schedules at health systems in Philly and nationwide
QGenda web links revealed the information for thousands of providers at Children's Hospital of Philadelphia, Penn Medicine, ChristianaCare, and at least 50 other health systems across the country.
Sporting KC Weekly Schedule: Sept. 1-5, 2026
Sporting Kansas City II News: The official source for all SKC II news, photos, videos, highlights, and more.
Pensacola Interstate Fair Unveils 2026 Entertainment Lineup and Schedule
PENSACOLA, Fla. -- Fairgoers in Pensacola can expect 11 days packed with concerts, competitions and crowd-favorite attractions when the Pensacola Interstate Fai
PlayStation Schedules Back-To-Back State of Plays For Thursday
The first stream will be a standard State of Play, while the follow-up will focus on studios from Japan and the rest of Asia. - Game Informer
Vance to privately address Republican Jewish Coalition during tension over Israel and antisemitism
Vice President JD Vance is scheduled to speak Monday at the annual gathering of the Republican Jewish Coalition.
Apple iPhone 18 Pro Release Timeline: New Date Enters The Schedule
It’s a matter of days before the next iPhones are revealed. Here’s a full schedule of what’s happening, including a new report that changes a key time in the calendar.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. 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Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
BVB's Champions League matches scheduled
BVB schedule at a glanceAdvance ticket sales for members begin next Tuesday, September 1, at 12 p.m. in the online ticket shop.
Apple iPhone 18 Pro Release Timeline: New Date Enters The Schedule
It’s a matter of days before the next iPhones are revealed. Here’s a full schedule of what’s happening, including a new report that changes a key time in the calendar.
St. Louis Cardinals vs Pittsburgh Pirates Game Discussion Saturday
The St. Louis Cardinals and Pittsburgh Pirates will convene again Saturday afternoon for game 2 of their weekend series. Kyle Leahy is the scheduled starter for the Cardinals while the Pirates will send RHP Lake Bachar to the mound. First pitch is 1:15pm central time with the game broadcast available via Cardinals.tv.
NASA Roman Arrives at Launch Pad, Mission Briefings Scheduled
NASA Roman Arrives at Launch Pad, Mission Briefings Scheduled
24th Annual BioBlitz at Seacoast Science Center
Join Seacoast Science Center on Sunday, September 20, 2026 for the 24th BioBlitz, the non-profits annual community science event in Odiorne Point State Park. Families and nature enthusiasts team up with SSC naturalists and guest experts to explore the Park’s habitats to find and identify as many different species as possible in just one day! BioBlitz is a great way to get kids (and adults!) excited about science, learn about the park’s biodiversity, and discover how you can help protect our natural world.Like an extreme nature scavenger hunt, BioBlitz offers many opportunities for all ages to gain knowledge and hone skills in their favorite areas of nature! Habitat, plant, and animal explorations are scheduled throughout the day, allowing participants to choose among activities that interest them the most. With seven distinct natural habitats to survey, there’s something for everyone! Explorations include tide pools, mammals, seine netting, salt marsh, mushrooms, and more (see full schedule online, subject to change). Find all the details on the BioBlitz web page, and get your tickets to explore with SSC: https://www.seacoastsciencecenter.org/events-overview/bioblitz
ASU Football Schedule 2026: Dates, Opponents & Key Games
Here’s the complete 2026 ASU football schedule, with dates, opponents and key matchups for the Sun Devils throughout the upcoming season. The post ASU Football Schedule 2026: Dates, Opponents & Key Games appeared first on HEAVY.
Gladys Knight 'easing into fewer' concerts after health concerns
Amid growing health concerns from family and fans after recent concerts, legendary singer Gladys Knight has announced she is reducing her tour schedule.
Gladys Knight 'easing into fewer' concerts after health concerns
Amid growing health concerns from family and fans after recent concerts, legendary singer Gladys Knight has announced she is reducing her tour schedule.
Watch
Watch all the latest NBC Sports clips, highlights, shows, live & upcoming schedule, replays and more.
Small Business Energy Opportunity Hearing Scheduled September 2
SBA announces 90% loan guarantee for small businesses in energy sector. Learn about new funding opportunities and Wednesday committee hearing details.
iPhone 18 Pro Pre-Orders May Start at an Unusual Time
Pre-orders of Apple's iPhone 18 Pro may not open until Saturday, September 12, a day later than the company's usual schedule, according to a new report. Apple is set to hold its annual iPhone event on Wednesday, September 9, where the iPhone 18 Pro models, its first-ever foldable iPhone, and the Apple Watch Series 12 and Ultra 4 are all expected to be announced.
Gladys Knight sparks concerns, cuts back performances
Gladys Knight is scaling back her performance schedule after recent concerts prompted concern about the 82-year-old singer's health.
Health Rounds: Younger lung cancer patients more easily matched to targeted therapies
We also report on an analysis that confirms the importance of taking your blood pressure meds on schedule.
Falcons vs. Dolphins: Time, TV channel, preseason schedule
Falcons vs. Dolphins: Time, TV channel, schedule for Friday's preseason finale
Carteret County Health Department to host free Recovery Month event
MOREHEAD CITY, Carteret County — Carteret County is hosting a free community event Saturday, Aug. 29, in recognition of Recovery Month.The event is scheduled fr
Radiologists urge CMS to quash proposal that would slash pay for 2nd services delivered in same visit
Outlined in the 2027 proposed physician fee schedule, Medicare wants to pay 50% of full price in certain scenarios where patients visit an office and receive a second service on the same day.
Arizona high school football. Scores, schedule Aug. 27-29
Chandler at Basha, Hamilton at Brophy among key high school football games for Aug. 27-29.
Caesars sets shareholder meeting for Fertitta Entertainment buyout vote
Caesars Entertainment has scheduled a meeting for next month for shareholders to vote on Fertitta Entertainment's $17.6 billion buyout offer.
To match Denmark’s public health, we need more than its vaccine model
There are plenty of lessons the U.S. should take from countries such as Denmark, but vaccine policy is not one of them.
What channel is Browns vs. Patriots on today? Time, TV schedule, live stream to watch NFL Week 3 preseason game
Here's when and where to watch as Cleveland and New England wrap up their preseason schedules.
What channel is Bills vs. Steelers on today? Time, TV schedule, live stream to watch NFL Week 3 preseason game
Here's when and where to watch as Buffalo and Pittsburgh close out their preseason campaigns.
2026 Hardee’s Friday Night Blitz Preview Tour: Dan River Wildcats
ROANOKE, Va. (WFXR) — Here’s a preview of the 2026 Dan River Wildcats. Head Coach: Micah Knight (3rd Season) Last Season: 5-6….Lost at Gretna in Region 2C Quarterfinals 2026 Schedule August 28th – vs. Tunstall September 4th – vs. Halifax County September 11th – at Bassett September 18th – at Martinsville September 25th – vs. […]
Dolly’s business empire will continue growing even after her death
Dolly’s Tennessean Travel Stop plans to open more locations in the future, Dolly Parton’s SongTeller Hotel in Downtown Nashville is scheduled to open this fall and Dollywood will remain open and continue with its long-term expansion plans moving forward.
Mariners drop regularly scheduled blowout, 6-0
Woo falters early, bats go quiet as M’s settle for series win and 4-2 homestand
Golden Knights Announce Television Broadcast Details for 2026-27 Season
Vegas scheduled to appear in 15 nationally-televised games in the United States on league rightsholders ESPN and Turner Sports
Apple is holding its iPhone launch event on September 9
The event is expected to be a notable one, as Apple is rumored to unveil its long-awaited foldable iPhone. It'll also be the first Apple event with John Ternus as CEO, who is scheduled to take the reins of the tech giant from Tim Cook on September 1.
WashU astronomers selected for Roman space telescope programs
Scheduled to launch Aug. 30, scientists will use Roman to settle essential questions in the areas of dark energy, exoplanets and astrophysics. WashU plays a key role in four new projects.
Rewriting the Vaccine Schedule Without Science at the Table
Dr Daskalakis explains the confusion a recent executive order on vaccines can wrought, and why the MMR vaccine cannot simply be split into three shots.
Victor considering use of eminent domain to claim land from Eastview Mall
The town board passed a resolution Monday night to schedule a public hearing on the topic.
Forward Party asks judge to decide if New Mexico ballot rules unfairly protect two-party system
A federal judge in Santa Fe is preparing to decide if New Mexico’s two-tiered system for qualifying candidates in elections protects the two-party system by placing unreasonable requirements on smaller parties looking to qualify candidates for the ballot. U.S. District Judge Margaret Strickland is scheduled to hear arguments in the case on Friday. This story […]
List of DVD release dates for Aug. 25 and beyond
Following is a partial schedule of coming movies on DVD. Release dates are subject to change: AUGUST 25: Star Wars: The Mandalorian and Grogu 25: Disclosure Day 25: The Sheep
Entertainment scheduled for Fergus Falls Concert Association season
The acts are as varied as the entertainment in the upcoming season of the Fergus Falls Concert Association.
Joy Taylor Slams NFL’s ‘Greedy’ Push for 18-Game Schedule
“You can’t dedicate your entire life to watching the NFL,” she said.
Northeast Ohio clock repair business owner accused of scamming multiple customers pleads guilty
The owner of a local clock repair business, pleaded guilty Monday, the day his trial was scheduled to start in Cuyahoga County Court of Common Pleas.
Nebraska flag football to play in 2027
Nebraska’s new women’s flag football team will open play in the spring of 2027, a year ahead of schedule, the school announced early Monday morning.
This Week On FloRacing: Aug 24
See the FloRacing schedule for Aug. 24-30, featuring High Limit Racing, USAC, NASCAR, late models and more.
2026 Hardee’s Friday Night Blitz Preview Tour: Gretna Hawks
ROANOKE, Va. (WFXR) — Here’s a preview of the 2026 Gretna Hawks. Head Coach: Shaun Miller (6th Season) Last Season: 10-3….Lost at Glenvar in the Region 2C Finals 2026 Schedule August 28th – vs. Jefferson Forest September 4th – at Bassett September 11th – vs. Tunstall September 18th – at Halifax County September 25th – […]
Las Vegas Raiders' Ashton Jeanty suffers apparent injury during practice
Las Vegas Raiders running back Ashton Jeanty had to be helped off the field after apparently being injured late in Sunday's practice and was unable to put pressure on his right leg. The Raiders did not provide a statement on Jeanty's status and there was no indication of when an update would come. Coach Klint Kubiak is not scheduled to speak with reporters until Tuesday.
iPhone 18 Pro Latest Release Schedule: What To Expect When
As August ticks away into September, the next iPhone launch inches nearer. Here’s the latest on what to expect when.
Evaluating the Pens’ 2026-27 schedule, part 3
You can go back and find parts one and two here of this series. We take a look at what the Penguins will be facing now in the home stretch of their 2026-27 schedule. March The NHL season always seems to hit its crescendo in March as teams hit the trade deadline and make last […]
College football television schedule and predictions for Aug. 29
College football returns on Aug. 29 with eight games. USC is the lone ranked team in action.
Day 11 guide to the Iowa State Fair: Great weather, entertainment on last day
The 2026 Iowa State Fair is rounding out the season strong, with plenty of entertainment scheduled for Day 11. Special guest Ben Fuller has credited faith with helping him overcome cocaine and alcoho...
Fall lineup brings concerts, family entertainment to Mississippi Coast Coliseum
The Mississippi Coast Coliseum has six shows scheduled in October.
Prince George’s Parks Announces September Lineup of Festivals, History Events And Live Entertainment
RIVERDALE, Md. — Prince George’s County residents will have several opportunities to explore local history, culture, music and community events throughout September as the M-NCPPC Department of Parks and Recreation rolls out its fall programming. The schedule includes free and low-cost events across the county, ranging from museum experiences and cultural festivals to wine and […]
What channel is Eagles vs. Patriots on? Time, TV schedule
The Philadelphia Eagles open the NFL preseason against the New England Patriots on Saturday night. Here's how to watch and stream the game.
What channel is Cardinals vs. Cowboys on today? Time, TV schedule, live stream to watch NFL Week 2 preseason game
Here's when and where to watch as Dallas visits Arizona for a Week 2 preseason game.
Jaguars vs Panthers: How to Watch Preseason Week 2
Game time, TV/radio schedule, betting odds, and more for Jaguars vs Panthers in Preseason Week 2.
Hawgs Illustrated Sports Club luncheon speakers announced for fall
Arkansas football coach Ryan Silverfield will kick off the weekly fall luncheon schedule on Aug. 27.
Local river business ends kayaking season, live music schedule after damaging floods
Jake's River Landing said kayaking is done for the season and the rest of its regular live music schedule has been canceled.
XR SIG Seminar Canceled
The X-Ray Science Interest Group (XR SIG) seminar scheduled for Friday 21 August has been canceled.
Sevastopol Forming New Business Association
Business representatives and a Town of Sevastopol ad hoc committee are working toward the formation of a new Sevastopol Business Association. The committee was scheduled to meet Aug. 19 for an […]
‘I need a bandage’: A quick look at everything University Health Services offers
Going to college marks many firsts for a lot of college students—including going to the doctor or trying to schedule an appointment on their own for the first time. Luckily, University Health Services at the University of Tennessee at Chattanooga provides medical care for UTC students and helps make the healthcare process as smooth as possible.
Robo.ai Inc. Provides Business Update and Announces Interim Report Release Schedule
Robo.ai Inc. (Nasdaq: AIIO) ("Robo.ai" or the "Company"), announced that it will report its unaudited financial statements for the six months ended June 30, 2026 on August 24, 2026, and provided an update on its business.
Brooklyn business owners calling on MTA to reschedule planned G train shutdowns
Robo.ai Inc. Provides Business Update and Announces Interim Report Release Schedule
/PRNewswire/ -- Robo.ai Inc. (Nasdaq: AIIO) ("Robo.ai" or the "Company"), today announced that it will report its unaudited financial statements for the six...
FromSoftware’s The Duskbloods Leaks After Taiwanese Outlet 4Gamers Accidentally Publishes Hands-On Preview Ahead of Schedule
Footage of FromSoftware's The Duskbloods has leaked after an outlet accidentally published its hands-on preview ahead of its embargo.
PITTSTON TOMATO FESTIVAL: Special events and entertainment schedule
The Pittston Tomato Festival runs from 5 to 10 p.m. Thursday, Aug. 20; 3 to 11 p.m. Friday, Aug. 21; 11 a.m. to 11 p.m. Saturday, Aug. 22; and 11 a.m. to 8 p.m. Sunday, Aug. 23. Special events James Deice Memorial Tomato Festival Parade: 11…
Why Manufacturers Are Paying Closer Attention to Building Envelopes
Site selection teams have to be meticulous. They model tax incentive schedules years into the future, track labor availability across competing markets, and negotiate access to highway interchanges and rail spurs.
Penn State Schuylkill Athletics prepares for fall season with six sports
Six fall sports, new faces and big goals headline the 2026 fall season for Penn State Schuylkill Athletics as the Nittany Lions prepare to return to competition. For schedules, rosters and additional information, visit the Penn State Schuylkill Athletics website.
Orioles remaining schedule provides opportunity to “earn it”
The Orioles returned home this week with the toughest remaining schedule in the AL and a chance to prove they belong.
Little League World Series bracket scores, schedules and times today
The Little League World Series begins Wednesday. Here is how to watch every game with live updates, scores and highlights
StL Cardinals S.O.S. For The Last 35 Games
It is time to put out an SOS as the St Louis Cardinals have 35 games left to show what they can do. The S.O.S. this year, however, is not a distress signal. The remaining strength of schedule for the Cardinals actually ain’t too bad! While on one hand, the real meaning of SOS is […]
Why Michigan State Will Cover Its 4.5-Win Total
Dismissed by oddsmakers, the Spartans are primed for a resurgence. A manageable schedule and a gritty, blue-collar culture provide a clear path to exceeding low expectations.
Why These Three Games are Important for Orlando Magic
The Orlando Magic have a lot of significant games on their 2026-27 schedule, and these three might be the most important.
Apple's iPhone 18 Release Schedule: What's Coming and When
Since 2019, Apple has released a more affordable standard iPhone and a higher-end "Pro" variant, giving customers multiple flagship iPhones to choose from. Apple is deviating from its standard release timeline this year and splitting the iPhone 18 launch. We aren't going to get all of the iPhone 18 models in fall 2026, because Apple is holding the standard iPhone 18 until spring 2027. If you want an iPhone in the traditional September timeframe, it's going to cost you this year.
St. Louis Cardinals vs Cincinnati Reds Game Discussion Tuesday
It’s game 3 of the St. Louis Cardinals vs the Cincinnati Reds as they’ll clash again Tuesday night. Kyle Leahy will make the start for the Cardinals while Andrew Abbott is the scheduled starter for the Reds. First pitch at Great American Ball Park is set for 5:40pm central time.
Noll Wilson Group to open new West Des Moines office
The Noll Wilson Group will host an open house and ribbon-cutting ceremony Sept. 10 for its new office at 3408 Woodland Ave., Suite 201, in West Des Moines. The leadership development and organizational consulting firm will host the open house from 2-4 p.m., with the ribbon-cutting scheduled for 2:30 p.m. Attendees can tour the space,…
Memorial services set for T. Denny Sanford
A public celebration honoring the life and legacy of T. Denny Sanford has been scheduled for later this month.
In Good Health: Finding A Primary Care Physician
When was the last time you went to the doctor?Not necessarily for something big, not for a broken finger or the flu. Just a checkup. A regular annual visit to make sure everything is ok with your health.For about a third of Americans, it’s probably been too long. In 2024, more than 100 million people did not have a regular primary doctor at all, according to the National Association of Community Health Centers.The outlook is particularly bleak for young people. More than a quarter of people aged 18 to 29 polled in a national survey this summer said they didn’t have a primary care doctor. And over half of them who did have a doctor said they skipped or didn’t schedule an annual wellness check up in the past year.But the blame shouldn’t fall solely on the patients. Primary care doctors are getting squeezed by the current healthcare system. There’s a growing shortage of primary care physicians. That can mean wait times of months just to get an appointment.For today’s installment of our series, “In Good Health,” we’re unpacking the state of primary care—and what to do if you don’t have access to it.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.
As schedules change, health care advocates encourage back seat second looks to prevent hot car deaths
it only takes 10 minutes for the temperature inside a vehicle to rise 19 degrees and continue to rise. Even on cooler days closer to 70 degrees, children can experience vehicular heatstroke.
6 takeaways from Day 18 of Patriots training camp
The Patriots held a walkthrough practice on Tuesday, ahead of their two scheduled joint training camp practices with the Eagles.
Another look at remaining schedules for the Cubs and Brewers
About five and a half weeks remain in the 2026 regular season.
Smithsonian Brings Sandy Beach Scientists to Texas A&M Galveston
Scientists from the U.S. and South America are workshopping at Texas A&M University at Galveston (TAMUG) this week to expand sandy beach research and broaden collegiate learning opportunities.The Tides of Opportunity Project, co-led by the Smithsonian’s Marine Global Earth Observatory (MarineGEO) Program, TAMUG, the Smithsonian Marine Station, the Smithsonian National Zoo and Conservation Biology Institute, and the University of Miami, is a collaborative monitoring project with marine science professors and their students.Tuesday, Aug. 18, through Friday, Aug. 21, 15 professors and marine science professionals from the United States, Brazil, Peru, and Urugay will co-design a sandy beaches monitoring protocol and associated course modules and test the protocol in the field.The goal is to incorporate sandy beach monitoring protocols into marine science courses, which college faculty and students can use to achieve learning goals while providing essential data can help researchers diagnose the health of an understudied critical coastal habitat.Dr. Guilherme Corte, an assistant professor of marine biology in the College of Marine Sciences and Maritime Studies at TAMUG, is a principal investigator for MarineGEO. Texas A&M University at Galveston students and faculty package samples collected on the beach to take to campus for study in the Benthic Ecology Lab. Credit: TAMUG Division of Marketing and Communications“One third of the world’s ice-free coastlines are made of sandy beaches, and they go from pole to pole,” Corte said.However, despite their abundance and place as one of the most accessible coastal ecosystems for college-level education and research, they remain critically understudied.The Tides of Opportunity Project recognized that accessibility makes sandy beaches uniquely suited for engaging professors and students, including those with limited resources.“Any students can do sandy beach research,” Corte said, encouraging instructors to help students take a break from typing questions into artificial intelligence tools and embrace opportunities to do real science. “Providing this hands-on experience is something unique.”Tides of Opportunity Project goals include:Training a cohort of professors from across the Americas in standardized sandy beach monitoring methods; Equipping participating faculty with classroom modules, field tools, and multilingual teaching materials; Expanding MarineGEO with new monitoring sites focused on the implementation of long-term sandy beach monitoring; Strengthening hands-on, college-level learning experiences; And cultivating interest, learning, and efficacy in science among college-level students.By the end of this week, workshop participants plan to have a final version of the protocol and associated course modules that we can share with professors shortly after the workshop ends to then test with their students in courses that take place between September 2026 and February 2027.The scheduleDay 1: Tuesday, Aug. 18Location: Aggie Special Events Center (ASEC), Rooms 102 B and C, Texas A&M University at Galveston 8:30 – 9 a.m. Breakfast9 – 9:30 am Welcome and brief group introductions9:30 – 10 a.m. Introduction to Tides of Opportunity Project, Design Workshop, MarineGEO, and the Connecting Coastlines to Campuses Program (presentation)10 a.m. – 1 p.m. Introduction to workshop participants and project coordination team (presentations by each participant)• Brief lunch break from 12-12:30 p.m.1 – 3 p.m. Discussion about why collaborative science matters (presentation and interactive group discussion)3 – 4:15 p.m. Introduction to sandy beaches (presentation and group discussion)Day 2: Wednesday, Aug.19Location:• Morning sessions: ASEC Rooms 102 B and C, Texas A&M University at Galveston • Afternoon sessions: Corte’s field site (location available upon request)8:30 – 9 a.m. Breakfast9 a.m. – noon Prep for fieldwork (presentation and interactive group discussion)• Finish conversation about importance of studying sandy beaches• Go through sandy beaches monitoring protocol and field sheetsNoon – 12:45 p.m. Lunch12:45 – 1:30 p.m Prep for field (including driving to the field site)1:30 – 5:30 p.m. Fieldwork & bring samples back to TAMUGDay 3: Thursday, Aug. 20Location:• Breakfast: ASEC Rooms 102 B and C, Texas A&M University at Galveston • Fieldwork: Guilherme’s field site (location available upon request)• Lab/afternoon sessions: TAMUG lab (location available upon request) and ASEC Rooms 102 B and C8:30 – 9 a.m . Breakfast9 – 11 a.m. Return to field• Shorter field trip – recovering samples left out overnight11 a.m. – noon Lab work12 – 12:45 p.m. Lunch12:45 – 2:45 p.m. Continue lab work3 – 5 p.m. Discuss with professors the feasibility of implementing protocol in their courses and where might need to make changes (discussion)Day 4: Friday, Aug. 21Location: ASEC Rooms 102 B and C, Texas A&M University at Galveston 8:30 – 9 a.m. Breakfast9 a.m. – noon Group Discussion• How to evaluate student learning and engagement• Course modules• Next steps