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Sam Altman says AI's benefits outweigh 'some bad things happening'
Sam Altman said he does not accept "the really catastrophic risks" of AI, believing that people will do "more good stuff than bad stuff."
Professor Renée Marlin-Bennett Receives International Studies Association (ISA) Award
Professor Renée Marlin-Bennett has received the 2027 Distinguished Scholar Award from the Science, Technology, and Art in International Relations (STAIR) section of the International Studies Association (ISA). The award celebrates scholars whose work and academic engagement have been highly influential in the study of science, technology, and art in International Relations and International Political Economy....
Mark Cuban offers to help Sherrill fix state health benefits program
Gov. Mikie Sherrill is noncommittal on an offer from billionaire entrepreneur Mark Cuban to help New Jersey rein in the soaring cost of its troubled
Ja'Marr Chase out with concussion
Cincinnati Bengals wide receiver Ja'Marr Chase left the Week 4 game, and he has been ruled out for the rest of the game due to concussion
Ben Johnson’s Calm Logic Keeps Overriding the Noise
Most coaches would have just stuck with Case Keenum. After a near-perfect Monday Night Football performance — 247 yards, three total touchdowns, and a 27-7 win over the previously unbeaten Eagles in his first start in more than 1,000 days — riding the hot hand felt like the obvious move. Ben Johnson didn’t make it […] The post Ben Johnson’s Calm Logic Keeps Overriding the Noise appeared first on HEAVY.
C.J. Uzomah tailgates with Bengals fans before Jaguars game
C.J. Uzomah tailgated with Bengals fans before the game against the Jaguars on Oct. 4.
How Enceladus' ocean spray becomes chemically diverse ice grains
Saturn's icy moon Enceladus hides a global ocean beneath its frozen surface. From fractures near its south pole, material from this ocean is ejected into space as a plume of water vapor and ice particles. ...
Christian Benford, Six Others Inactive For Bills Against Patriots
The Buffalo Bills have announced their inactives for Week 4 against the New England Patriots, including number one cornerback Christian Benford and six others.
Bad Bengals injury updates impact inactives vs. Jaguars
The Bengals have some big injured names on the inactives list vs. Jaguars.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
Singing With Other People May Have Surprising Health Benefits
Skip the cold plunge. Join your local choir instead!
The MacBook Air M5 is $200 off for the first time in months
Save some cash on Apple’s midrange laptop.
Steelers LB fined for play vs. Bengals
Holcomb is the second Steelers player to be fined this season.
Jacksonville Jaguars vs. Cincinnati Bengals: How to watch, start time, where to stream and more
Find out how to watch the Bengals vs. Jaguars NFL game this week.
Gimme Him: Alec Anderson would immediately help Patriots' OL depth
The Patriots could benefit from the depth that Alec Anderson could offer to their banged-up offensive line.
ACO Expansion Might Change The Case For Investing In agilon health Stock (AGL)
In late September 2026, agilon health reported that The Jackson Clinic and Springfield Clinic would expand their partnerships by joining agilon’s Senior Health Connect ACOs. This extends value-based care support to roughly 30,000 additional Traditional Medicare beneficiaries on top of existing Medicare Advantage panels. The moves deepen agilon health’s integration with large multi-specialty groups, tying more senior lives into full-risk accountable care models that rely heavily on the...
How AI could usher in a 'new scientific golden age' (if it doesn't kill us all first)
AI has remarkable potential to exponentially advance scientific discovery, say scientists. But getting out the word of its scientific benefits of can be challenging when forced to compete with headlines about its significant if not existential threat to humanity.
Mum fundraises to install mental health bench in Wellingborough
The bench includes phone numbers and a QR link that offer support to people in need of help.
Paul Reubens memorabilia, including Pee-wee Herman props, up for auction
Hundreds of pieces of memorabilia from late actor Paul Reubens’ personal collection, including props from “Pee-wee’s Playhouse,” “Pee-wee’s Big Adventure,” and other films, are being auctioned off …
Trey Hendrickson updates: Former Bengals star missing game with Ravens
Former Bengals star Trey Hendrickson is already missing at least one game with the Ravens.
Eating More Protein Might Not Be as Healthy as You Think
A comprehensive look at scientific research to date points to unexpected benefits from consuming less protein, challenging the surging popularity of protein-packed meals and snacks. The research also raises a bigger question: How much protein do we really need?
Trump defends data centers in Ohio as he rallies to boost Jon Husted in a tight Senate race
President Donald Trump is defending data centers powering AI projects during a campaign rally in Ohio. He insists they benefit local communities and warns against losing them to China. The
Is Sun Life (TSX:SLF) Quietly Redefining Its Health Ecosystem With Disability Care Navigation?
In late September 2026, Sun Life U.S. introduced Disability with Health Navigator, integrating personalized care navigation into disability coverage to help employees access specialized opinions, providers, and employer-specific benefits while facing major health conditions or seeking ongoing support. This move extends Health Navigator’s reach across disability, standalone offerings and medical stop-loss coverage, underlining Sun Life’s focus on year-round health support within employer...
Whittaker survives late scare to hold on for points win
British light-heavyweight Ben Whittaker survives a dramatic late onslaught from Conor Wallace to move a step closer to a world-title shot with a points victory in Birmingham.
Reporting on the science of saunas
For centuries people have sought out saunas and hot springs for their supposed healing properties. But the science behind those claims can be quite vague. So NPR science correspondent Will Stone headed to the International Sauna Congress in Norway to find out just what we know about the health benefits of saunas. This episode was produced by Gabriel Sanchez, with engineering by Eowyn Fain. Our director is Elena Burnett.It was edited by Adam Raney.Our interim executive producer is Courtney Dorning.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include bonus episodes and sponsor-free listening. Learn more at plus.npr.org.
Baptist Health Calhoun Hospital Foundation Golf Classic Set for Oct. 7
ANNISTON, AL. — The Baptist Health Calhoun Hospital Memorial Foundation will host its annual Golf Classic on Wednesday, Oct. 7, with proceeds benefiting the health system. The tournament will feature a four-person scramble format with a shotgun start. Golfers may participate in either the morning session, beginning at 7:30 a.m., or the afternoon session, beginning […]
Bengals News: Joe Burrow on Pace for Career Year
The Bengals’ star quarterback is off to a great statistical start in 2026.
South Texas Health System (@stxhealthsystem)
1 likes, 1 comments - stxhealthsystem on October 3, 2026: "A Gathering of Compassion, Commitment & Community: The Texas Association of Healthcare Volunteers (TAHV), a statewide organization dedicated to supporting, training and connecting healthcare volunteers, recently held its District 3 Meeting at South Texas Health System Edinburg. Volunteers from across South Texas and the Coastal Bend gathered to learn, share ideas and strengthen the vital role they play in supporting patients, families and healthcare teams throughout their communities. The Auxiliary to STHS (@auxiliarytosths) is made up of more than 350 student and adult volunteers who help enhance the patient experience across the health system. To help make this year's event a success, auxiliary members from hospitals throughout the Rio Grande Valley came together to plan, coordinate and host the annual meeting. We extend our heartfelt thanks to everyone who attended and contributed to this inspiring event. Your dedication, compassion and service make a lasting impact in hospitals across the Rio Grande Valley and beyond.".
VB Health Launches Public Seven-Part Supplement Quality Standard
DENVER, Oct. 03, 2026 (GLOBE NEWSWIRE) -- VB Health, a Denver-based dietary supplement company co-founded by a U.S.-licensed physician, launched...
Israel boss shuns politics before Republic of Ireland clash
Israel boss Ran Ben-Shimon insisted he is “not dealing with any politics” ahead of his side’s behind-closed-doors Nations League meeting with the Republic of Ireland in Serbia on Sunday. Republic manager Heimir Hallgrimsson’s press conference on Saturday morning in Backa Topola ended abruptly following a confrontational conclusion, after an Israeli journalist accused Irish players of calling their opponents "monkeys" in Hungary, where the reverse fixture was held.
Obituaries: Dolores Sibonga, Dennis Haskins, Benjamin Satterley and more
Notable deaths also include Angela Stribling and "Mighty Sparrow" Slinger Francisco.
Voices: Teach to Fish North Miami Business Summit this weekend
Jawan sits down with Vice Mayor Kassandra Timothe and business owner Margarita Payero who benefited from the program.
VB Health Launches Public Seven-Part Supplement Quality Standard
New company-wide standard, effective across the VB Health portfolio, establishes requirements for research, clinically relevant dosing, formula transparency, sourcing, U.S. manufacturing and every-batch testingDENVER, Oct. 03, 2026 (GLOBE NEWSWIRE) -- VB Health, a Denver-based dietary supplement company co-founded by a U.S.-licensed physician, launched the VB Health Supplement Quality Standard today, a new public seven-part framework that establishes company-wide requirements for how its supplem
Benedictine football coach reaches 200 wins
Danny Britt won his 200th game as head coach, joining eight other current Georgia coaches in the club.
Mets Morning News: Carson Benge makes his case
Your Saturday morning dose of New York Mets and MLB news, notes, and links.
Does civility in politics still exist? A perspective from our CEO
Does civility in politics still exist? MND CEO Travis Bembenek sees a welcome contrast in Mexico as U.S. midterm campaigns turn nastier.
JPMorgan lays out the investing playbook for 2026 midterm elections
Gridlock tends to be a benign election outcome for markets, as investors don't have to grapple with the potential for sweeping policy changes.
Swiss scientist soils underpants, wins silly science prize
Franz Bender convinced a thousand people to soil their underwear. The Swiss soil ecologist and his team recruited 1,000 citizen scientists to bury and dig up underwear around Switzerland in an effort to better understand soil and soil health.
Aetna 2027 Medicare plans offer reliable, affordable access to care & member support
Learn about Aetna's 2027 Medicare offerings, featuring affordable coverage, $0 preventive care services, prescription drug benefits, Healthy Home Visits, Special Needs Plans and enhanced member support.
Clemson president among those asking for adjustments to Protect College Sports Act
SPARTANBURG, SC(WSPA)–Clemson president Ben Ayers was among four ACC presidents to sign a letter addressed to U.S. House Speaker Mike Johnson asking for adjustments to the Protect College Sports Act now before his body, the website Tomahawk Nation reported Friday night. The letter advocates changing expansion language in the PCSA bill that passed the senate […]
South Korean official says Trump announcement on Alaska LNG went ‘far beyond what was agreed’
The governor and Republican incumbents in competitive U.S. Senate and House races said they expect South Korea to ultimately invest $54 billion. Some industry observers cast doubt on that prospect.
Strategic sovereignty, social movements, and political agency: Evidence from the US-Israeli military campaign in Iran
Military intervention may be undertaken to weaken a hostile regime and strengthen the position of its opponents. This column argues that evidence from the 2026 US-Israeli strikes on Iran points to a different outcome: the strikes left total protest levels broadly unchanged but sharply reoriented mobilisation away from anti-government protest and toward pro-government activity. The findings suggest that overt foreign intervention can make sovereignty politically valuable to incumbent governments by making domestic opposition easier to portray as aligned with an external adversary.
Paul Reubens' Big Auction to feature more than 400 items
Pee-wee Herman's iconic suit and bow tie, quirky furniture, annotated scripts and signed memorabilia will be among the 400-plus items sold at Paul Reubens' Big Auction.
Steelers Host Former Bengals Edge Rusher for Visit
The Pittsburgh Steelers hosted veteran edge rusher Cam Sample for a free agent visit to UPMC Rooney Sports Complex on […]
Steelers Should Trade For AFC North WR To Bolster Offense
The Pittsburgh Steelers could benefit from adding a rival wide receiver from the AFC North.
NBA Shooting Coach Would ‘Love’ To Help Kings’ Simmons
Renowned trainer Lethal Shooter offers to overhaul Ben Simmons’ broken mechanics, promising to rebuild the veteran forward’s jumper from scratch to unlock Sacramento’s full offensive potential.
Patriots make decision on starting right guard vs. Bills
Ben Brown is slated to fill the vacant position along the Patriots offensive line.
Judge temporarily blocks border wall construction in Texas’ Big Bend region
A federal court in Texas has temporarily blocked the Trump administration from building a border wall in the Big Bend region. This decision is a win for landowners, businesses and
Earth Science Week at Museum Features Fossils, Minerals, Maps, and More
Credit: CourtesyCredit: CourtesyCredit: CourtesyCredit: Courtesy SANTA BARBARA, CA—The Santa Barbara Museum of Natural History is celebrating National
P.J. Washington Could Channel Mavs Legend with Bench Move
Coming off a down year, Washington wants to return to the playoff basketball that has defined his time thus far with the Dallas Mavericks.
Lewis Ginter Botanical Garden stops paying health benefits for employees on strike
The Lewis Ginter Botanical Garden has stopped paying health benefits for all employees who went on strike over what they say are unfair labor practices.
This week in health care policy: September 28 – October 2, 2026
Drug pricing CMS finalizes GLOBE pilot. On September 30, CMS finalized the Global Benchmark for Efficient Drug Pricing model, a program that ties Part B drug rebates to prices paid in 19 countries. It will cover physician-administered drugs in randomly selected communities throughout the US, representing about 25 percent of Part B beneficiaries. It runs […]
Mars’ North Polar Ice Is Much Cleaner Than Scientists Thought
Beneath the dusty surface of Mars’ north pole, scientists have uncovered surprisingly clean layers of ice that may preserve a hidden record of the planet’s dramatic climate history. Earth maintains a relatively steady posture in space thanks to the gravitational anchor of a massive moon. Mars lacks that stability. Tugged only by two tiny moons,
Investing in our schools benefits the business community
There are certain moments in the life of a community when we are called to think beyond the present and invest in the future we hope to create. For me, […]
Small business marketing: Benefits and downsides of AI marketing tools
Small business owners shared how they actually use AI to build and sustain a marketing strategy, as well as where it falls short.
Colossal Biosciences' Ben Lamm on AI and the science of de-extinction
Ben Lamm, Colossal Biosciences Co-founder and CEO, told CNBC's Julia Boorstin at the 2026 CNBC AI Forum about how AI helps make "magic" happen when it comes to de-extinction.
Trump bets big on ‘transactional politics’ in midterm sprint
President Donald Trump is leaning into transactional politics in the final month of the 2026 midterm campaign, tying his administration directly to economic benefits in states that could determine control of Congress. This week alone, Trump has promoted billions of dollars in proposed investments in Alaska and Iowa, redirected $20 million in Department of Homeland […]
Remembering Howard Stevenson, Who Transformed the Study of Entrepreneurship
Howard Stevenson transformed entrepreneurship from a study of founders’ personalities and business formation into a way of managing: pursuing opportunity beyond the resources currently controlled. His approach emphasized testing ideas, committing resources in stages, assembling teams, and rewarding value creation—practices that could benefit organizations of any size. His ideas reshaped business education and influenced generations of entrepreneurs and managers around the world.
Mangrove restoration is becoming big business, but benefits don't always reach local people
On Pakistan's Indus delta coast, a 350,000-hectare (865,000-acre) mangrove project is turning a growing forest into something that can be sold to companies thousands of miles away: carbon credits.
Politics Friday: Keith Ellison, Ron Schutz appear in their first attorney general race debate
Friday at noon, the first head-to-head debate in the race for Minnesota attorney general. In his bid for a third term, DFL incumbent Keith Ellison faces Republican Ron Schutz, a prominent Twin Cities attorney.
Wyman Duggan launches campaign for Jacksonville Mayor
The Republican argues incumbent Donna Deegan isn't functioning like a 'strong Mayor' should.
Rabies detected in Crook County bat prompts public health warning
Bend, Ore. (KTVZ) --- Crook County Public Health is advising residents to take precautions to protect their families and pets after rabies was recently detected in a local bat in Crook County, Ore. Health officials noted that rabies has been found in bats throughout the state, making awareness and preventive measures critical. Rabies is a
Kathy Hochul doesn't have a political home in NY: Erin Maguire
Former Trump 2020 press director Erin Maguire reacts to Israeli PM Benjamin Netanyahu's warning over the Islamist Marxist alliance, Hasan Piker's political influence and New York Governor Kathy Hochul.
Bernhard Capital completes exit from inaugural fund with sale of Epic Piping
The sale of United Weld Holdings, the parent company of Epic Piping and BendTec, to One Equity Partners has closed, according to Bernhard Capital Partners. Epic Piping is UWH’s flagship operating company. Financial terms of the deal were not disclosed. Bernhard announced in July it had agreed to a deal to sell UWH. “Epic has […]
Rural MAHA followers say Trump health policies haven't reached their communities
About half of rural voters identify with Make America Healthy Again, a sprawling political movement championed by the Trump administration, but most said President Donald Trump’s healthcare policies have not benefited their communities, according to a new poll from The Associated Press in partnership with KFF.
Mike Brown’s Knicks preseason plan puts the bench on trial
Mike Brown does not need a preseason game to learn what Jalen Brunson can do. He does need a better […]
Rural MAHA followers say Trump hasn't improved health of their communities, an AP-KFF poll finds
A new poll from The Associated Press and KFF reveals that while approximately half of rural voters identify with the Make America Healthy Again movement, eight in ten believe the Trump administration's healthcare policies have failed to benefit their communities.
Red Sox Players Right About Questionable Decisions Against Yankees
New York benefited from this.
Coastal forces shape building sciences practice
When Built Environments relocated to Wilmington, the firm’s partners weren’t looking for the lazy tranquility one hopes for when on vacation. Instead, they sought sultry heat. They wanted to understand whipping coastal winds and punishing precipitation – the kind that tropical storms produce. That’s because how materials degrade can reveal a lot about how they can be improved. “We specifically chose the Wilmington market because it does fall within Climate Zone 3A, which is a coastal warm-humid climate,” said Jarrett Davis, who joined Built Environments in 2023 to lead the company’s building science practice. “There’s not a lot of product research in that climate zone, but there are a lot of structures here that get weatherized pretty severely.” Built Environments has provided building science, material testing and code compliance consulting for 25 years, ever since principal materials scientist Steve Doggett founded the company in Minnesota. “There are very few manufacturers that understand fully how their own materials and products work, whereas we know their shortfalls and their benefits out in the real world on jobsites,” Doggett said. “That’s why the original Built Environments was formed, to make buildings better.” He said the 15-employee company is just as comfortable on a jobsite, retrofitting a high-end beachside property, for example, as it is recreating some of the coast’s most intense weather conditions in the great indoors. The company operates an A2LA-accredited ISO/IEC 17025 mechanical testing laboratory on Wright Street. The year-old facility has expanded Built Environments’ in-house capabilities, Doggett said. “We’re able to simulate that hurricane wind (and) rain and perform structural and impact testing on wall assemblies, roof assemblies and glazing assemblies,” he said. “There are certain requirements that those windows and doors need to meet as far as wind ratings and pressure ratings and things of that nature.” Standard Glass Co.-Glass Depots, of Wilmington, is currently testing a new glazing system using Built Environments’ stress testing, the partners said. One method involves what’s called a “large missile cannon.” “We take 8-foot two-by-fours, and we shoot them at assemblies, so they have to withstand that impact,” Davis said. “It’s pretty cool to see, I’m not going to lie.” In many cases, the lab can run a full, wall-scale test of a product in a matter of weeks or months, whereas “it might take midrange manufacturers years,” Doggett said. “We’re nimble. We can cut that time in half.” The lab also develops intellectual property. Doggett, for example, shares a patent with Sustant LLC, of Minnesota, on a fastener patch to increase the air and water tightness within building envelopes. “We have too many ideas and not enough time,” he said. But the partners noted that they or their fellow principals – of which the company has four total, including a principal engineer and a principal codes and standards expert – could be anywhere on a given day, including in the courtroom providing expert testimony in contentious insurance cases. “Let’s say there is a fire on a structure,” Davis said. “We can analyze all the specific materials within that assembly – an exterior wall or something like that – because there are loads that require certain heat release. And so, we can measure each one of those materials, if need be, to say if this was likely or not a code-approved assembly.” Despite what can be inferred in a lab, the partners said nothing beats learning from how materials change over time under real-world strain. Take, for instance, the curious case of the creaking condo. “We recently had a customer that came to us trying to assess a sound issue of a roof. It was making noises that no one could explain or account for. How do you tackle something like that?” Doggett asked rhetorically. “There’s really no generally agreed-upon methodologies.” The problem turned out to be a faulty installation of a commercial roof system. “The building in this particular case was not local,” he said. “In the initial installation, the commercial roofing contractor installed the wrong fasteners in the wrong locations into the deck, and essentially the solar radiation was causing the building to move quite substantially early in the morning when the sun initially hit that assembly after a quite cool evening, causing the threads on the fasteners to kind of jump within the material, within the metal.” Built Environments designed an effective repair methodology that was within budget, the partners said. “We get the bizarre,” Doggett said. “I will say that’s something that has stayed the same over 25 years.” The partners said they are hiring, and that Cape Fear Community College is one of their main recruiting grounds. Davis and Doggett look for talented people who can understand traditional methodologies yet are open to on-the-job training and new understandings, they said. After all, it’s not just weather that can ruin a building. “My favorite saying is,” Davis said, “‘What are the eight most expensive words in construction? That’s how my daddy used to do it.’”
Coastal forces shape building sciences practice
When Built Environments relocated to Wilmington, the firm’s partners weren’t looking for the lazy tranquility one hopes for when on vacation. Instead, they sought sultry heat. They wanted to understand whipping coastal winds and punishing precipitation – the kind that tropical storms produce. That’s because how materials degrade can reveal a lot about how they can be improved. “We specifically chose the Wilmington market because it does fall within Climate Zone 3A, which is a coastal warm-humid climate,” said Jarrett Davis, who joined Built Environments in 2023 to lead the company’s building science practice. “There’s not a lot of product research in that climate zone, but there are a lot of structures here that get weatherized pretty severely.” Built Environments has provided building science, material testing and code compliance consulting for 25 years, ever since principal materials scientist Steve Doggett founded the company in Minnesota. “There are very few manufacturers that understand fully how their own materials and products work, whereas we know their shortfalls and their benefits out in the real world on jobsites,” Doggett said. “That’s why the original Built Environments was formed, to make buildings better.” He said the 15-employee company is just as comfortable on a jobsite, retrofitting a high-end beachside property, for example, as it is recreating some of the coast’s most intense weather conditions in the great indoors. The company operates an A2LA-accredited ISO/IEC 17025 mechanical testing laboratory on Wright Street. The year-old facility has expanded Built Environments’ in-house capabilities, Doggett said. “We’re able to simulate that hurricane wind (and) rain and perform structural and impact testing on wall assemblies, roof assemblies and glazing assemblies,” he said. “There are certain requirements that those windows and doors need to meet as far as wind ratings and pressure ratings and things of that nature.” Standard Glass Co.-Glass Depots, of Wilmington, is currently testing a new glazing system using Built Environments’ stress testing, the partners said. One method involves what’s called a “large missile cannon.” “We take 8-foot two-by-fours, and we shoot them at assemblies, so they have to withstand that impact,” Davis said. “It’s pretty cool to see, I’m not going to lie.” In many cases, the lab can run a full, wall-scale test of a product in a matter of weeks or months, whereas “it might take midrange manufacturers years,” Doggett said. “We’re nimble. We can cut that time in half.” The lab also develops intellectual property. Doggett, for example, shares a patent with Sustant LLC, of Minnesota, on a fastener patch to increase the air and water tightness within building envelopes. “We have too many ideas and not enough time,” he said. But the partners noted that they or their fellow principals – of which the company has four total, including a principal engineer and a principal codes and standards expert – could be anywhere on a given day, including in the courtroom providing expert testimony in contentious insurance cases. “Let’s say there is a fire on a structure,” Davis said. “We can analyze all the specific materials within that assembly – an exterior wall or something like that – because there are loads that require certain heat release. And so, we can measure each one of those materials, if need be, to say if this was likely or not a code-approved assembly.” Despite what can be inferred in a lab, the partners said nothing beats learning from how materials change over time under real-world strain. Take, for instance, the curious case of the creaking condo. “We recently had a customer that came to us trying to assess a sound issue of a roof. It was making noises that no one could explain or account for. How do you tackle something like that?” Doggett asked rhetorically. “There’s really no generally agreed-upon methodologies.” The problem turned out to be a faulty installation of a commercial roof system. “The building in this particular case was not local,” he said. “In the initial installation, the commercial roofing contractor installed the wrong fasteners in the wrong locations into the deck, and essentially the solar radiation was causing the building to move quite substantially early in the morning when the sun initially hit that assembly after a quite cool evening, causing the threads on the fasteners to kind of jump within the material, within the metal.” Built Environments designed an effective repair methodology that was within budget, the partners said. “We get the bizarre,” Doggett said. “I will say that’s something that has stayed the same over 25 years.” The partners said they are hiring, and that Cape Fear Community College is one of their main recruiting grounds. Davis and Doggett look for talented people who can understand traditional methodologies yet are open to on-the-job training and new understandings, they said. After all, it’s not just weather that can ruin a building. “My favorite saying is,” Davis said, “‘What are the eight most expensive words in construction? That’s how my daddy used to do it.’”
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