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Reclaiming 'Health Sovereignty': EU Gastein Forum Confronts A Fragmenting Global Order

Health, long treated as a sanctuary of diplomatic consensus, has entered an era of high politics and ideological division. Leading the closing panel of the EU Health Forum Gastein (EHFG) on Friday (2 October), session chair Ilona Kickbusch, founder of the Global Health Centre at the Graduate Institute in Geneva, highlighted how recent votes at the UN General Assembly demonstrate that nation-states increasingly split and vote instead of searching for consensus.

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Oct 5 • 7:29 AM EDT • Health • healthpolicy-watch.news
United Will Begin Selling Basic Fares for More Premium Products

Customers will get fewer add-ons

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Oct 5 • 6:20 AM EDT • Business • businesstravelexecutive.com
Minnesota health insurance premiums set to soar 17% next year

Minnesota health insurance rates will rise 17% in 2027 as hospital consolidation drives up medical costs.

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Oct 5 • 6:04 AM EDT • Health • sctimes.com
NYC’s office recovery becomes a competition for talent

JLL’s Peter Riguardi explains how talent, AI growth and demand for premium space are reshaping New York City’s office market.

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Oct 5 • 6:00 AM EDT • Business • crainsnewyork.com
Hospital and pharmaceutical prices are smothering America’s businesses

Workers and employers are drowning in their health insurance premiums. The reason for that deluge: the health care industry’s high and inscrutable prices.

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Oct 5 • 4:30 AM EDT • Health • statnews.com
RosCept Capsules Introduces Ros Cept Multi-Ingredient Dietary Supplement for Brain Health, Memory and Concentration

RosCept dietary supplement features Magnesium Beta Hydroxybutyrate, Calcium Beta Hydroxybutyrate, and Sodium Beta Hydroxybutyrate in a focused BHB formulation.Wilmington, DE, Oct. 05, 2026 (GLOBE NEWSWIRE) -- RosCept has announced the introduction of RosCept, a multi-ingredient dietary supplement formulated with three mineral beta-hydroxybutyrate (BHB) compounds: Magnesium Beta Hydroxybutyrate, Calcium Beta Hydroxybutyrate, and Sodium Beta Hydroxybutyrate. Official Website: https://roscept.shop/

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Oct 5 • 4:09 AM EDT • Health • finance.yahoo.com
Closed Business Day highlights importance of online security for businesses

On 5 October, the day after Open Business Day (an open door in hundreds of companies), the Centre for Cybersecurity Belgium (CCB) is calling on organisations and businesses to close their doors. Not to the public, but to cybercriminals. With Closed Business Day, the CCB is drawing extra attention to business cybersecurity.

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Oct 5 • 3:18 AM EDT • Business • belganewsagency.eu
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Visualizing Magnetism in 3D

Xiuzhen Yu, the first person to directly observe an individual skyrmion, explains how microscopy could shape the future of spintronics.

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Oct 5 • 1:04 AM EDT • Science • advancedsciencenews.com
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Kelley Liu’s Song of Skin to Open SoHo Flagship, Expand CelDot

Kelley Liu is opening Song of Skin’s first permanent store in SoHo, hosting an L.A. pop-up and expanding her K-beauty brand CelDot.

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Oct 5 • 12:01 AM EDT • Business • wwd.com
China develops plant to extract hydrogen, fresh water and uranium from the sea

Scientists improve on existing technology, plugging an overlooked energy leak to achieve a potentially profitable green solution.

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Oct 5 • 12:00 AM EDT • Science • scmp.com
The New Denpa Men to end service on December 6

Free-to-play RPG The New Denpa Men will end service on December 6 at 6:00 p.m. PT / 9:00 p.m. ET / December 7 at 11:00 JST, developer Genius Sonority announced.

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Oct 4 • 11:38 PM EDT • Technology • gematsu.com
Darius Slay Roasts Detroit Lions Defense on X

Former Detroit Lions CB Darius Slay took to X to deliver a brutal assessment of Detroit's defense during Sunday night's game against Carolina.

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Oct 4 • 10:53 PM EDT • Sports • sports.yahoo.com
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Lamar Jackson leaves stadium in walking boot

Baltimore Ravens quarterback Lamar Jackson left the Week 4 game due to a foot injury. He reportedly left in a walking boot on his right foot.

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Oct 4 • 8:10 PM EDT • Sports • sports.yahoo.com
Countries race to provide oral health care for all in 100-Day Sprint across Asia

Twenty Asian countries and areas across the WHO Western Pacific and South-East Asia regions vowed to strengthen essential oral health benefits as part of a “100-Day Sprint” initiative, during the 16th Asian Chief Dental Officers Meeting held from 27 to 29 September in Kota Kinabalu, Malaysia. The meeting marked the midpoint of the 100-day sprint bolstering support for countries to develop essential oral health benefit packages that can be integrated into national universal health coverage plans. Convened by the two WHO regional offices and the Malaysian Ministry of Health as the Secretariat, the meeting brought together national oral health leaders from 20 Asian countries, staff from all levels of WHO, WHO collaborating centres and other development partners. Participating countries and areas included: Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Hong Kong (SAR) China, India, Indonesia, Japan, Lao People’s Democratic Republic, Malaysia, Maldives, Mongolia, Nepal, the Philippines, Singapore, Sri Lanka, Thailand, Timor-Leste and Viet Nam. Participants reviewed progress and refined proposals using the WHO Service Package Delivery and Implementation (SPDI) Platform. Countries conducted bottleneck analyses across four key areas: service delivery, workforce, access to essential medicines and health products, and health financing. They identified practical actions to address implementation challenges and refined proposed revisions to their national oral health benefit packages. “There is no health without oral health. Through the 100-Day Sprint, countries are advancing the implementation of the Western Pacific regional implementation plan on oral health and strengthening progress towards universal health coverage,” noted WHO Regional Director for the Western Pacific Dr Saia Ma'u Piukala. Participants identified bottlenecks and proposed workable solutions to strengthen access to essential oral health care through primary health care, sharing experiences and discussing how best to translate policy commitments into feasible and sustainable action at the country level. Malaysian Minister of Health Datuk Seri Dr Dzulkefly Ahmad highlighted the importance of prevention and primary health-care approaches to improve oral health: “Oral diseases can have lifelong consequences, yet many are preventable. By integrating essential oral health care into primary health care and promoting prevention in schools and communities, we can improve oral health across the life course.”The WHO team led by Dr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control of the WHO Western Pacific Region and national oral health leads from over 20 Asian countries visited the SK Pekan Putatan School, Sabah for school oral health programme including flouride mouth rinsing. © WHO / V. ChaudharyDr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control for the WHO Western Pacific Region, emphasized key collaborative roles WHO can play. “Oral diseases are the most common noncommunicable diseases, yet many can be prevented and treated through essential oral health services delivered at the primary health-care level,” she said. “By sharing experiences and using WHO tools such as the SPDI Platform, countries are accelerating progress towards universal health coverage for oral health.” “Integrating oral health into broader health services is essential for reducing inequities, expanding access and recognizing oral health as an integral component of overall health and well-being. The 100-Day Sprint provides an important opportunity to translate this commitment into practical action and ensure that quality oral health services reach all people, especially those most in need,” said Dr Suman Rijal, Director of the WHO South-East Asia regional Department of Healthier Populations and Noncommunicable Diseases. As host of the meeting, Malaysia showcased ongoing efforts to strengthen oral health care through primary health care and prevention-focused approaches, while providing a platform for countries across the two WHO regions to exchange experiences and accelerate progress towards universal health coverage for oral health. “WHO is encouraged by Malaysia's leadership in addressing the burden of oral diseases and advancing universal health coverage for oral health through practical, country-led action,” said Dr Rabi Abeyasinghe, WHO Representative to Malaysia, Brunei Darussalam and Singapore. Countries will continue to refine and figure costs for national oral health benefits during the remaining sessions of the 100 days. These efforts support implementation of the WHO Global strategy and action plan on oral health 2023–2030, while also helping to expand access to essential oral health services through stronger and more equitable health systems across the WHO Western Pacific and South-East Asia regions.______________For more information, or to arrange media interviews, contact: WHO Regional Office for the Western Pacific: wprocom@who.int WHO Regional Office for South-East Asia: SEMediaRelations@who.int

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Oct 4 • 8:00 PM EDT • Health • who.int
Accenture Completes Acquisition of Mjølner Informatics, Bringing Deep Software Engineering Expertise for Energy, Utilities and Manufacturing Clients in Denmark

Accenture has completed its acquisition of Mjølner Informatics from Norlys, strengthening Accenture’s software engineering, digital engineering and embedded software development capabilities in Denmark.

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Oct 4 • 8:00 PM EDT • Business • newsroom.accenture.com
This mysterious hole on the Moon may open into a giant cave

NASA has selected the GIMLI project to investigate whether the Marius Hill Pit opens into a vast underground cave or lava tube. Using radar, seismic sensors, gravity measurements, and cameras, researchers will search beneath the lunar surface and estimate the size of any hidden void. Such caves could preserve clues to the Moon’s volcanic history and potentially provide protected shelters for future astronauts.

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Oct 4 • 8:00 PM EDT • Science • sciencedaily.com
WHO joins Pre-COP31 to advance climate action that delivers for people’s health

The World Health Organization (WHO) is joining Pacific leaders, governments and partners at Pre-COP31 in Fiji from 5 to 8 October to advance health priorities in climate action and strengthen the Pacific voice ahead of the 31st Conference of the Parties (COP31) to the United Nations Framework Convention on Climate Change (UNFCCC).COP31, to be held next month in Antalya, Türkiye, marks an important step for global climate and health action. Health is one of the 10 priority themes of the COP31 Action Agenda, “Dynamic and Resilient Health Systems”, and a dedicated Health Day will take place on 9 November, the first day of COP31. The inclusion of health reflects growing global recognition that climate action and health are closely connected. The climate crisis is affecting population health globally. Across the WHO Western Pacific Region, which includes Pacific island countries and areas, the consequences of climate change include extreme heat, cyclones, floods, rising sea levels, food and water insecurity, infectious diseases and disruptions to essential health services. The Pacific in particular faces additional challenges. A recent review of 76 hospitals in 14 Pacific island countries found that 62% of health facilities are located within 500 metres of the sea or a river, leaving them particularly exposed to flooding, storm surges and sea-level rise.Bringing Pacific priorities to the global climate agendaThe Pacific Pre-COP31 provides an important opportunity for Pacific countries and partners to consolidate regional priorities and bring the experiences and leadership of Pacific communities into global climate discussions.Pacific countries have been advancing practical approaches to protect health in a changing climate, including strengthening climate-resilient health systems, improving preparedness for extreme weather events, building resilient health infrastructure and mobilizing climate finance for health. “This Pre-COP is an important moment for the Pacific, bringing global climate discussions to a region that has long been at the forefront of the climate crisis. It provides an opportunity for Pacific countries and areas to set their priorities, experiences and leadership on the global stage, and to ensure that the realities of Pacific communities are genuinely reflected in the decisions made on climate action,” said Dr Saia Ma’u Piukala, WHO Regional Director for the Western Pacific.Throughout this week, WHO will co-convene and participate in high-level discussions and events focused on climate and health, climate resilience, adaptation, financing and implementation. “Climate finance is essential for resilient and healthy Pacific communities,” emphasized Dr Mark Jacobs, WHO Representative to the South Pacific and Director of Pacific Technical Support. “We must ensure that financing reaches the people, communities and essential services most exposed to climate risks, supporting locally defined priorities and investments.”WHO will work with partners to strengthen the integration of health considerations across climate policies and investments, including national climate plans and resilience initiatives.Health as a driver of climate actionAmid the risks to health and pressures on health systems, well-strategized and implemented climate action can deliver significant health benefits. Investments in clean energy, sustainable transport, resilient infrastructure, food systems and nature-based solutions have proven to reduce health risks while contributing to climate mitigation and adaptation.“Climate action is truly an investment in health. Cleaner energy, healthier food systems and climate-resilient health services can protect lives while building stronger communities. We now need to turn these opportunities into action and make health a core part of climate investments,” said Dr Sandro Demaio, Director and Head of Office, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region. “These benefits demonstrate that climate action is not only about reducing future risks. It is also an opportunity to improve lives today while building healthier, safer and more resilient societies.”At COP31 next month, WHO will also support the Health Pavilion, which will bring together the global health community and partners to advance health and equity within climate negotiations. With COP31 poised to move health higher on the global climate agenda, WHO will continue working with countries and partners across the Western Pacific Region and globally to strengthen climate-resilient and low-carbon health systems, and ensure that climate action protects and improves people’s health.____________________Media contactsElizabeth Bennett, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, elizabeth.bennett@who.intJulia Dongwhan Shin, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, dong.shin@who.intWHO Western Pacific Communications, wprocom@who.int

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Oct 4 • 8:00 PM EDT • Health • who.int
Mobile area health systems receive grants from state rural health program

34 grants total nearly $55 million

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Oct 4 • 6:30 PM EDT • Health • fox10tv.com
What’s your music consumption medium of choice?

Are you streaming only? Have you dug out your old iPod? Have a massive vinyl collection? I want to know which music formats you listen to most and why. I’ve been buying more on Bandcamp, ripped all my CDs, and started carrying around an iPod again. But I haven’t been able to ditch streaming completely.

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Oct 4 • 5:12 PM EDT • Entertainment • theverge.com
Instant analysis from Patriots’ 29-26 win over Bills

Observations from Week 4 at Highmark Stadium.

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Oct 4 • 5:01 PM EDT • Sports • sports.yahoo.com
Kevin O'Connell Speaks With FOX Sports' Allison Williams

Hear from Head Coach Kevin O'Connell after the first quarter of Sunday's game vs. Miami...

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Oct 4 • 4:50 PM EDT • Sports • vikings.com
Trump Is Promising Health Care Checks Before the Midterms. How Far Will They Go?

Trump’s promised rebates come as Americans worry about health care costs. For Medicare recipients, a one-time payment may offer limited relief from rising premiums.

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Oct 4 • 4:38 PM EDT • Health • time.com
Carnell Tate's Breakout Overshadowed by Offensive Woes in Titans Loss

While Carnell Tate neared a career milestone, Cam Ward’s turnovers and a costly fumble stalled Tennessee’s momentum, gifting Derrick Henry a triumphant revenge game in Baltimore.

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Oct 4 • 4:09 PM EDT • Sports • sports.yahoo.com
As Music Instrument Buyers Go Upscale, Fender Overhauls Online Experience

Fender is revamping its online presence amid a shifting market for musical instruments moving toward premium offerings, vintage sounds, and online sales and information.

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Oct 4 • 3:35 PM EDT • Technology • forbes.com
NH state retirees face 85% health premium hike

New Hampshire retirees in the state health plan will see premiums rise 85% in January under a one-year Anthem extension, while the state prepares to seek compet...

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Oct 4 • 3:25 PM EDT • Health • unionleader.com
Doctors, Insurers Sue Newsom Over Health Insurance Premium Increases

The California Medical Association and California Association of Health Plans say in a new lawsuit that a healthcare tax violates Proposition 35, passed by voters in 2024.

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Oct 4 • 2:25 PM EDT • Health • kqed.org
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TAMIU receives proposed funding for AI freight project

TAMIU's proposed logistics project would use artificial intelligence to improve freight movement through Laredo and strengthen regional trade.

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Oct 4 • 1:16 PM EDT • Business • lmtonline.com
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Alan Alda opens up about Parkinson’s diagnosis: ‘I don’t want to wish it away’

Alan Alda says the first Parkinson’s symptom that he experienced ‘was not that well-known’ at the time, adding that he had ‘no twitch, no tremor’ and ‘no problems with [his] voice.’

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Oct 4 • 12:49 PM EDT • Entertainment • ew.com
Packers fans could take over Raymond James Stadium on Sunday
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Oct 4 • 12:44 PM EDT • Sports • sports.yahoo.com
Jadon Sancho Attracting Premier League Interest After Man Utd Exit

Fresh off a Europa League triumph with Aston Villa, the former £73 million winger searches for a new home as top-flight suitors weigh his talent against looming wage concerns.

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Oct 4 • 12:00 PM EDT • Sports • sports.yahoo.com
Tepper Sports & Entertainment announces Trane Technologies as Cornerstone Partner

Tepper Sports & Entertainment announced that Trane Technologies has been designated a Cornerstone Partner for Bank of America Stadium.

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Oct 4 • 11:11 AM EDT • Entertainment • sports.yahoo.com
Doctors, insurers sue Newsom over health insurance premium increases

The California Medical Association and California Association of Health Plans say the tax violates Proposition 35, passed by voters in 2024.

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Oct 4 • 11:00 AM EDT • Health • stocktonia.org
Trauma Farming: the New Politics of Public Suffering | Ash Sarkar meets Catherine Liu

The new politics of public suffering.

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Oct 4 • 10:00 AM EDT • Politics • novaramedia.com
South Dakota to receive $7.2M in federal funding to modernize rural emergency services

South Dakota will receive $7.2 million through the Rural Health Transformation Program to modernize EMS with 25 projects improving response and telemedicine.

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Oct 4 • 9:30 AM EDT • Health • kotatv.com
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Healthcare Privacy Leaders Look to AI to Improve Monitoring and Data Breach Investigations

At a recent symposium on privacy, experts discussed how AI supports a faster and oftentimes more insightful approach to data security, while identifying which privacy risks healthcare organizations must monitor.

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Oct 4 • 9:00 AM EDT • Health • medcitynews.com
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

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Oct 4 • 8:59 AM EDT • Health • fintechbusinessweekly.substack.com
Zach Bryan’s ‘Free Palestine’ shirt at Gillette Stadium offers lesson in music, politics

The decision to wear the “Free Palestine” shirt extended beyond Bryan himself. Members of his band also appeared to want to send a message.

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Oct 4 • 8:43 AM EDT • Politics • jpost.com
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A night to forget for Vinicius in India

Vinicius played the first half while Endrick entered in the 61st minute

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Oct 4 • 8:40 AM EDT • Sports • sports.yahoo.com
How to watch Dodgers vs. Braves NLDS Game 2

LOS ANGELES — The Dodgers will turn to Blake Snell in Game 2 of the National League Division Series, throwing another southpaw starter against the Atlanta Braves on Sunday night at Dodger Stadium. Snell, like Skubal, has won two Cy Young Awards in his career. But for Snell, his two Cy Young years (2018, 2023) […]

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Oct 4 • 7:44 AM EDT • Sports • sports.yahoo.com
Packers vs. Buccaneers: Game Time, TV Channel, Injury Report, Betting Odds, Prediction and Key Matchup

The Green Bay Packers face a high-stakes crossroads against a winless Tampa Bay Buccaneers squad starting a rookie quarterback. Survival hinges on a battle of struggling offensive lines at Raymond James Stadium.

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Oct 4 • 6:00 AM EDT • Sports • sports.yahoo.com
Lewis Hamilton and Charles Leclerc arrive at Sepang in matching sports saloons

Lewis Hamilton and Charles Leclerc have arrived at Sepang in matching Alfa Romeo Giulia Veloces

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Oct 4 • 4:13 AM EDT • Sports • sports.yahoo.com
Wales vs Denmark – Predicted lineup and team news

Wales will take on Denmark in their fourth UEFA Nations League fixture this Sunday at Cardiff City Stadium, with both sides currently level on three points from three games in the group standings.Wale...

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Oct 4 • 2:10 AM EDT • Sports • sports.yahoo.com
Not All Magnesium Supplements Are Equal: What Science Says About Absorption

Magnesium has quietly become one of the most talked-about minerals in nutrition science, and a new narrative review published in Food Science and Biotechnology by Sanem Gultekin and Merve Tomas of Istanbul Technical University explains why the supplement aisle may be far more

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Oct 4 • 1:06 AM EDT • Science • bioengineer.org
Cavan Sullivan, Julian Hall lead USMNT to Mexico rout

By Dylan ButlerGoals by two of Major League Soccer's youngest and brightest stars helped lift the US men's national team to a 3-0 win over rival Mexico at State Farm Stadium in Glendale, Ariz. on Satu...

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Oct 4 • 12:17 AM EDT • Sports • sports.yahoo.com
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SDSU posts complete road win at Illinois State

NORMAL, Ill. (SDSU) —Josh Holst threw a pair of touchdown passes and the South Dakota State defense forced three turnovers as the second-ranked Jackrabbits came away with a 31-14 victory over Illinois State Saturday night at Hancock Stadium. SDSU improved to 5-1 overall and 2-0 in the Missouri Valley Football Conference. The Redbirds, who entered […]

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Oct 3 • 11:51 PM EDT • Sports • sports.yahoo.com
No. 5 SFA Lumberjacks beat UIW Cardinals 28-26

NACOGDOCHES, Texas (KETK) — The fifth-ranked SFA Lumberjacks football team was back at Homer Bryce Stadium for the second-straight week to host the Incarnate Word Cardinals in a Southland Conference matchup. SFA ended up holding off the Cardinals 28-26 to stay unbeaten this season. SFA quarterback Gavin Rutherford passed it to Jaylen Jenkins who ran […]

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Oct 3 • 10:48 PM EDT • Sports • sports.yahoo.com
RODRIGUEZ: Nebraska football prevails over Maryland, shows promise ahead of Indiana

Anthony Colandrea led Nebraska to a 48-23 victory over Maryland (2-3, 0-3) on a perfect fall Oct. 3 night at Memorial Stadium. In freshman running back Jamal Rule’s absence, the senior quarterback had a game-high 108 rushing yards, including a 51-yard burst in the third quarter.

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Oct 3 • 9:36 PM EDT • Sports • dailynebraskan.com
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Jagex Announces RuneScape 4, a New MMO Built in Unreal Engine

Jagex has announced a fourth RuneScape MMO at RuneFest 2026. It currently goes by the working title RS4, though most people are already calling it RuneScape 4. The game is being built in Unreal Engine, and Jagex hasn't said which version. It's the first numbered follow-up since RuneScape 3...

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Oct 3 • 8:51 PM EDT • Technology • techpowerup.com
Players who stood out in Nebraska football’s hard-fought win over Maryland

Nebraska (5-0, 2-0) didn’t miss a beat after a dominant road victory last week and took care of Maryland (2-2, 0-1) 48-23 Saturday afternoon at Memorial Stadium. The Huskers fought through a disappointing first quarter and an array of penalties to take the lead against the Terrapins in the second quarter, and they held that lead through the end of the game. Nebraska totaled 447 yards of offense, led by receiver Kwazi Gilmer and methodical drives. Here’s who stood out on the afternoon:

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Oct 3 • 8:22 PM EDT • Sports • dailynebraskan.com
Takeaways from Nebraska football's win over Maryland

Maryland (2-3,0-2) trotted into Memorial Stadium off two straight losses and a coach on the hot seat and gave the Huskers a run for their money early on.

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Oct 3 • 8:01 PM EDT • Sports • dailynebraskan.com
Ohio State Dominates Iowa In Record-Breaking Fashion

Ohio State returned to Kinnick Stadium for the first time since the 2017 beatdown, and it went significantly better this time around. For as frustrating as all three phases were for the Buckeyes, Ohio State was in control from the jump, only allowing a late touchdown when the game was well in hand. In the …

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Oct 3 • 7:18 PM EDT • Sports • sports.yahoo.com
Braves fall to Dodgers in NLDS opener

The Atlanta Braves couldn’t handle the hot bats of the Los Angeles Dodgers at Dodger Stadium in Los Angeles on Saturday.

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Oct 3 • 6:52 PM EDT • Sports • sports.yahoo.com
Sadie Strong hosts annual health and wellness expo

Sadie Strong hosts annual health and wellness expo

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Oct 3 • 6:51 PM EDT • Health • wivb.com
Southern University faces Arkansas Pine Bluff in homecoming game

Southern University will face the University of Arkansas Pine Bluff in their homecoming game this Saturday at A.W. Mumford Stadium.

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Oct 3 • 6:13 PM EDT • Sports • sports.yahoo.com
Anatomy exhibit opens in Sacramento, taking visitors on a tour inside the human body

The exhibit of “Bodies: The Science Within” at the Sacramento Memorial Auditorium runs from now until Nov. 29 and includes Spanish translations.

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Oct 3 • 5:00 PM EDT • Science • sacbee.com
Gears of War: E-Day Devs 'Proud to Be One of Xbox's Main Titles' Amid Newfound Focus on Exclusivity

The Gears of War: E-Day developers at The Coalition say they are "proud to be one of Xbox's main titles" as Microsoft refocuses on exclusivity.

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Oct 3 • 3:45 PM EDT • Technology • ign.com
Nebraska vs Maryland – Game Thread of Winning Fun!

Time: 3:00pm CST Location: Memorial Stadium, Lincoln, NE Surface: Hellas Turf (Blessed by the Bobfather himself in Husker Valhalla) Wagering Info: Huskers -14 1⁄2 . O/U – 52 1⁄2. Moneyline: Nebraska +116, Maryland +666 ($100 wager) (FanDuel) Series Record: Nebraska is 3-1 vs. Maryland all-time with all 4 games being played after the Huskers joined the Big 10. The last two games […]

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Oct 3 • 3:39 PM EDT • Sports • sports.yahoo.com
Did You Know Tesla Performance Models Get Free Premium Connectivity?

Lifetime Premium Connectivity comes free with all U.S. Model 3 and Model Y Performance orders, saving $99 a year for the first owner

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Oct 3 • 3:17 PM EDT • Technology • notateslaapp.com
Zach Bryan defies Gillette Stadium's Macklemore ban with politically charged shirt

Country singer Zach Bryan’s latest political fashion statement might add more fuel to the ongoing Ed Sheeran-Macklemore tour drama.

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Oct 3 • 3:02 PM EDT • Entertainment • centraloregondaily.com
Zach Bryan wears 'Free Palestine' shirt at Robert Kraft's Gillette Stadium

Country music star Zach Bryan signaled his support with a 'Free Palestine' shirt at Robert Kraft's Gillette Stadium, a venue that recently banned rapper Macklemore over his efforts to do the same.

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Oct 3 • 2:35 PM EDT • Entertainment • latimes.com
Live updates, score from Florida football vs Missouri Tigers

Florida football plays Missouri at Memorial Stadium. Follow here for live score updates, highlights, injury news, key plays and instant analysis.

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Oct 3 • 1:32 PM EDT • Sports • sports.yahoo.com
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4 Things Auburn Must Do to Upset Tennessee in Knoxville

Auburn football can upset Tennessee at Neyland Stadium if four things go right. Alex Golesh's Tigers must start faster, unleash Byrum Brown's legs, improve tackling and finally get off the field on fourth down in their toughest road test of the 2026 season.

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Oct 3 • 12:06 PM EDT • Sports • sports.yahoo.com
Trump to give $90 to senior citizens for Medicare premiums

President Donald Trump said late Friday he will give around 20 million senior citizens $90 each to help pay for their Medicare Part B premiums, marking his latest effort to dole out funds to certain Americans weeks before the midterm elections.

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Oct 3 • 11:13 AM EDT • Politics • cnn.com
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Zach Bryan sparks debate after wearing 'Free Palestine' shirt at venue that barred Macklemore

Zach Bryan took the stage in a "Free Palestine" shirt at Robert Kraft's Gillette Stadium, just weeks after Kraft barred Macklemore from the venue.

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Oct 3 • 11:07 AM EDT • Entertainment • foxnews.com
Doctors, insurers sue Newsom over health insurance premium increases

In June, lawmakers passed a healthcare tax that could increase premiums in order to combat federal Medicaid cuts. A new lawsuit says that tax violates Proposition 35, passed by voters in 2024.

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Oct 3 • 10:31 AM EDT • Health • ijpr.org
Kid Rock Wants to Show Friendship Triumphs Over Politics With New Eminem Collaboration

On his new Christian rock album Halfway to Jesus, Kid Rock wanted to show friendship exists beyond politics with his collaboration with Eminem.

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Oct 3 • 10:04 AM EDT • Politics • consequence.net
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FOX4 Game of the Week: Kearney vs. St. Pius X

FOX4 went to St. Pius X High School on Friday night for another edition of our "Game of the Week."

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Oct 3 • 9:49 AM EDT • Sports • sports.yahoo.com
‘No brainer’: Growing trend of Chinese tourists booking business-class flights

Chinese holidaymakers are increasingly upgrading to ‘premium travel’ to make their well-earned leisure time more pleasurable, say insiders.

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Oct 3 • 9:00 AM EDT • Business • scmp.com
12 Best European Countries for American Retirees Seeking Great Lifestyle and Health Care

Discover the top 12 European countries ideal for American retirees that offer excellent health care, diverse lifestyles, and practical residency options.

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Oct 3 • 8:00 AM EDT • Health • investopedia.com
Commentary: Universal public health insurance is the answer

Employer-sponsored health insurance is rapidly deteriorating. In 2027, premiums are expected to see their largest single-year increase in two decades, jumping 11% and closing in on a nearly five-fold increase

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Oct 3 • 8:00 AM EDT • Health • yakimaherald.com
How to watch Dodgers vs. Braves NLDS Game 1

LOS ANGELES — The Dodgers open their 2026 postseason run on a sweltering Saturday afternoon, hosting the Atlanta Braves in Game 1 of the National League Division Series at Dodger Stadium. Tarik Skubal will start for the Dodgers in Game 1, the team’s prized trade-deadline acquisition set to make his seventh career postseason start. Amazingly, […]

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Oct 3 • 7:32 AM EDT • Sports • sports.yahoo.com
Three Last-Minute North Carolina vs. Notre Dame Predictions

The North Carolina Tar Heels face a juggernaut in Kenan Stadium.

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Oct 3 • 7:00 AM EDT • Sports • sports.yahoo.com
UW College of Business career fair connects students with employers

The University of Wyoming College of Business recently hosted its annual career fair and Meet the Firms events in the Jonah Bank Atrium, bringing employers from across Wyoming and the

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Oct 3 • 7:00 AM EDT • Business • wyomingnews.com
The most surprising things about Etihad's new first and business class

Etihad is bringing a new Airbus aircraft to its fleet in 2027, and I got an early look at its premium seats. Here's what future passengers can expect.

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Oct 3 • 5:23 AM EDT • Business • businessinsider.com
Rajasthan Royals star creates history, surpasses Chris Gayle for highest T20 score

Lhuan-dre Pretorius has made T20 cricket history with his phenomenal score of 188 runs off 79 balls while playing for the Titans against the Knights. This feat breaks Chris Gayle's former record of 175 runs, showcasing Pretorius's exceptional talent as he maintained a striking rate of 237.97. His recent century for South Africa further underscores his remarkable consistency and prowess on the field.

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Oct 3 • 2:43 AM EDT • Sports • sports.yahoo.com
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FNF Week 5: Kennedy edges Salmen, 42-40

The Kennedy Cougars hosted the Salmen Spartans on Thursday night at Pan American Stadium.

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Oct 3 • 12:46 AM EDT • Sports • sports.yahoo.com
FNF Week 5: Rummel outlasts John Curtis, 10-9

The John Curtis Patriots took on the Rummel Raiders on Thursday night at Joe Yenni Stadium.

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Oct 3 • 12:44 AM EDT • Sports • sports.yahoo.com
Sandy's Fine Food Emporium's new owners keep it a family business

WESTERLY — A new chapter in the story of Sandy's Fine Food Emporium — the local, family-owned market at 15 Post Road — began this week as Sandy’s approaches its

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Oct 3 • 12:30 AM EDT • Business • thewesterlysun.com
FNF Week 5: Jesuit dominates Holy Cross, 33-6

The Holy Cross Crusaders took on the Jesuit Blue Jays on Friday night at Tad Gormley Stadium.

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Oct 3 • 12:13 AM EDT • Sports • sports.yahoo.com
A gut punch in Ohio: Nearly 1,400 laid off at truck factory just days before Trump rally

President Donald Trump is trying to rally voters in the Dayton, Ohio, area on Saturday.

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Oct 3 • 12:02 AM EDT • Politics • wsls.com
A gut punch in Ohio: Nearly 1,400 laid off at truck factory just days before Trump rally

President Donald Trump is trying to rally voters in the Dayton, Ohio, area on Saturday.

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Oct 3 • 12:02 AM EDT • Politics • news4jax.com
SIU hosts trauma training conference for mental health professionals

The third annual Trauma Training Conference provides advanced training in adult trauma and psychological health.

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Oct 2 • 9:42 PM EDT • Health • kfvs12.com
Will Brazil Betting Ban Change Flutter Entertainment's (FLUT) Narrative

Flutter Entertainment reported that Don Liu resigned as Chief Legal Officer effective September 30, 2026, with Group Company Secretary Edward Traynor stepping in as interim Chief Legal Officer from October 1, 2026. Brazil's recent ban on online betting removes a previously important market opportunity for Flutter Entertainment, placing greater emphasis on execution in existing regulated regions and any remaining expansion plans. We will now look at how Flutter Entertainment's investment...

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Oct 2 • 8:30 PM EDT • Entertainment • simplywall.st
Doctors, insurers sue Newsom over health insurance premium increases

Doctors and health insurers filed a lawsuit Friday alleging Gov. Gavin Newsom and the Legislature violated the law when they approved a healthcare tax that could substantially increase insurance premiums for Californians.

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Oct 2 • 8:00 PM EDT • Health • lakeconews.com
Carbondale business community preps for busy month

CARBONDALE — With SIU students in town, alumni coming to visit and the fall atmosphere finally rolling in, October is a big month for business in Carbondale.

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Oct 2 • 6:41 PM EDT • Business • thesouthern.com
Trillium Health opens new clinic in Rochester
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Oct 2 • 6:31 PM EDT • Health • 13wham.com
Trillium Health opens new clinic in Rochester
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Oct 2 • 6:31 PM EDT • Health • 13wham.com
Scientists Discover a Genius Use For Leftover Steel Waste – And It Could Save Lives

Win-win-win.

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Oct 2 • 6:00 PM EDT • Science • sciencealert.com
Renovated W.T. Anderson Health Center expands access after $7.4M upgrade

Atrium Health Navicent celebrated the opening of its newly renovated and relocated W.T. Anderson Health Center in Macon on Friday, following a $7.4 million inve

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Oct 2 • 5:03 PM EDT • Health • wgxa.tv
UCA trustees approve 12% health insurance premium hike for employees

CONWAY -- University of Central Arkansas employees are set to see their health insurance premiums jump 12% after the university's Board of Trustees unanimously approved the increase Friday morning.

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Oct 2 • 4:25 PM EDT • Health • nwaonline.com
Doctors, insurers sue Newsom over health insurance premium increases

California lawmakers passed a healthcare tax in June that could increase premiums by $100 annually, but groups representing doctors and insurers say it violates the law.

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Oct 2 • 4:15 PM EDT • Health • calmatters.org
Local girl overcomes health challenges, chosen to encourage runners at Columbus Marathon

The 7-year-old and former patient at Nationwide Children's Hospital was selected as a Mile Champion to inspire runners as the run over 26 miles through Columbus.

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Oct 2 • 4:13 PM EDT • Health • whio.com
How culinary school shaped Victoria Monét's return to music

LOS ANGELES — This past spring, while deep in rehearsals for a European stadium tour with Bruno Mars, Victoria Monét would get up early every morning to chop, blend and

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Oct 2 • 3:18 PM EDT • Entertainment • thederrick.com
7 Science-Backed Ways to Channel Creativity

To boost creativity, we need to get into a “flow” state. New research reveals lesser-known ways proven to help anyone unlock their creative potential. Now that’s genius!

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Oct 2 • 3:07 PM EDT • Science • yahoo.com
Bank Independent Stadium Opens At The University Of North Alabama

The University of North Alabama celebrated a historic milestone with the opening of Bobby Wallace Field at Bank Independent Stadium, bringing to life a vision

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Oct 2 • 3:00 PM EDT • Business • huntsvillebusinessjournal.com
Studying Science in an Anti-Scientific Time

This Chronicle Review Deep Cut was first published in 2025. By Julianne Werlin Thanks for reading The Chronicle Review! Subscribe for free to receive new posts and support my work. Subscribe The last two decades have not been kind to science studies. Already bruised and battered by the “science wars” of the 1990s, by the 2000s sociologists of science — who had long argued that science had to be understood in its human context — were encountering the funhouse-mirror version of their own views in right-wing critiques of climate scientists. It was enough to give some prominent scholars pause. “Was I wrong to participate in the invention of this field known as science studies?” asked Bruno Latour, the most famous sociologist of science in the world, in 2003. “Should we apologize for having been wrong all along? Or should we rather bring the sword of criticism to criticism itself and do a bit of soul-searching here: What were we really after when we were so intent on showing the social construction of scientific facts?” In response, Latour proposed a change of method and attitude. Science studies, now chastened and contrite, would no longer seek to strip facts of their authority, but to enrich and enhance them. What this meant in practice was never fully clear. But his diagnosis of problems resonated, even if his solutions did not. Latour’s exercise in public hand-wringing signaled a shift in mood. By 2016, with the first election of Donald Trump, the idea that skepticism of science was a right-wing position, not a left-wing one, had become a commonplace, discussed eagerly in The New York Times. For liberals, vaccine denial during the Covid era and Trump’s second-term attacks on the funding of scientific research, covered extensively in these pages, added a new urgency to the defense of science on both practical and principled grounds. There was little appetite for a sociology or philosophy of science that emphasized the messiness and missteps of the scientific process rather than its integrity and triumphs. The distinguished historian of science Peter Dear’s new book, The World as We Know It: From Natural Philosophy to Modern Science (Princeton University Press, 2025), which seeks to tell the story of 18th- and 19th-century science for a general public, may seem comfortably remote from these bitter contests. In its 16 short chapters, Dear draws swift, sure sketches of major discoveries from Newton to Einstein, ably guiding the reader through debates on stellar nebulae, animal taxonomy, atomic chemistry, evolution, and other flashpoints in the history of science. But though a work of history, Dear’s book must still negotiate our polarized present. In a blurb on its back cover, the historian of biology Lynn K. Nyhart alludes to the “present moment, when scientific knowledge is being swamped by misinformation and its institutions are under siege.” Dear himself, in his conclusion, refers to the “yard signs” and “bumper stickers” that proclaim “Science Is Real.” One antidote to both anti-science propaganda and to reductive slogans in science’s defense is a robust history and philosophy of science: exactly what Dear’s scholarship has long offered. But his new book illustrates how difficult such work has become. Dear, an emeritus professor of history at Cornell University, is best known as a creative and philosophically minded historian of the Scientific Revolution. His edited volume The Literary Structure of Scientific Argument (1991) analyzed the rhetoric of Galileo’s thought experiments to brilliant effect. Discipline and Experience: The Mathematical Way in the Scientific Revolution (1995) was a major contribution to the analysis of scientific experiments in early modern Europe and beyond, while Revolutionizing the Sciences: European Knowledge in Transition, 1500-1700 (2001), now in its third edition, remains one of the best overviews of the profound epistemological upheavals of 16th- and 17th-century science. But Dear has also ventured into later periods. Nearly two decades ago, in The Intelligibility of Nature: How Science Makes Sense of the World (2006), he turned to the 18th and 19th centuries to sketch a history and theory of scientific knowledge. Aimed at a generalist audience, Dear’s simple prose belied serious philosophical ambitions. Science, Dear argued, has two aspects: “natural philosophy,” the quest to understand the true nature of the universe, and “instrumentality,” the applied skills and technologies that allow us to manipulate the world for human advantage. Both strands are ancient, but the innovation of the phenomenon we call “science” was to yoke them together. As Francis Bacon wrote, “Human knowledge and human power meet in one; for where the cause is not known, the effect cannot be produced,” an insight typically abridged to “knowledge is power.” Or, in Bertrand Russell’s characteristically blunt phrase, science has two functions, “1. to enable us to know things, and 2., to enable us to do things.” So far, so conventional. But Dear took issue with this familiar story in one respect. Bacon’s formula implied that theory and practice could be fused in a single method. In fact, Dear argued, the quest to understand nature and the desire to manipulate it were coupled only loosely. They could come together, but they could also pull apart. Focusing on natural philosophy, the “knowing” half of the scientific circle, he used a series of case studies from cosmology, taxonomy, chemistry, electromagnetism, and quantum theory to show how theories changed over time, in dialogue with practice, but never reducible to it. Take the case of matter, the basic substrate of the physical world. In the 18th and 19th centuries, scientists not only disagreed about what it was, but also about how well it could be known. In 1789, the chemist Antoine Lavoisier dismissed speculation about the atomic composition of chemicals as “discussions entirely of a metaphysical nature,” as he sought to orient chemistry away from philosophical abstraction and toward laboratory results. But in the 19th century, atoms returned with a vengeance in the atomic chemistry of John Dalton, who wanted to explain the underlying structure of nature. It was not just that Dalton and Lavoisier had a different set of experimental results, or even a different theory, Dear showed. What counted as an explanation had changed. In arguing that scientific theories depended on their intelligibility to human beings with complex arrays of beliefs and commitments, Dear was in sympathy with science studies. Key figures such as the sociologist Steven Shapin emphasized the importance of psychological mechanisms like trust in the formation and acceptance of scientific ideas. But in focusing on the scientific pursuit of knowledge, not its politics or economics, Dear resisted the more cynical perspective of some of his colleagues. The Intelligibility of Nature strikes a very different note than Shapin’s collection of a few years later, Never Pure: Historical Studies of Science as If It Was Produced by People With Bodies, Situated in Time, Space, Culture, and Society, and Struggling for Credibility and Authority (2010), to name just one example. Walking a very fine line, Dear depicted science as driven at once by complex social dynamics and by the intellectual power of real discoveries. It was a testament not only to his own acumen but also to the vitality of the field that he was able to do so. Nearly two decades later, The World as We Know It returns to the questions broached in The Intelligibility of Nature. Like Dear’s earlier study, it begins with the Newtonian cosmos and ends with debates between Einstein and Bohr on quantum physics. Beyond its terminal figures, many of the same characters appear in both studies, including the naturalists John Ray and the Comte de Buffon; the chemists Étienne François Geoffroy, Antoine Lavoisier, and John Dalton; as well as Charles Darwin and Michael Faraday, among others. Its subject is nearly identical: As in The Intelligibility of Nature, The World as We Know It considers natural philosophy as opposed to instrumentality, here defined as the “desire to create a picture of what the world is really like — the world as God knows it — rather than simply having instrumental or operational control over it.” The two books also overlap in insights — and sometimes even in language. The reader who has learned in The Intelligibility of Nature that Buffon’s method of classifying animals “reflected his belief in the importance of the senses and empiricism in learning about nature (a doctrine associated with Newton and the philosopher John Locke)” will experience a sense of déjà vu on reading, in The World as We Know It, that the classification “reflects Buffon’s commitment to the epistemological stance of Newton and his philosophical underlaborer John Locke, who stressed the role of the senses in creating natural knowledge.” Later in the passage, we read that, “because of its stress on understanding the ways of life of animals in their environments, Buffon’s approach could almost be labeled (anachronistically) as ‘ecological.’” And again, “an anachronistic way of putting it would be to say that Buffon recommends an ecological mode of understanding.” Likewise, in The Intelligibility of Nature we read of Dalton that he was initially drawn to meteorology, and that: He did a bit of experimental work on these things, especially having to do with the water-holding capacity of gases, but his real interest lay in understanding what, at an underlying natural-philosophical level, was really going on physically.” Whereas, in The World as We Know It: He did experimental work on these things, especially concerning the water-holding capacity of gases — although not at a very refined level quantitatively — but he was continually trying to develop a theoretical conception of what was happening physically. The final full chapter of each book closes on the same resigned note. Intelligibility: These days, most serious work on the natural philosophical underpinnings and implications of quantum mechanics is performed not by physicists but by philosophers of science. Among scientific practitioners themselves, Bohr’s attempt to use instrumentality as sufficient grounds for a respectable science has met with a high degree of success. And again, in The World as We Know It: Bohr’s and Einstein’s concerns are now questions that are mostly discussed by philosophers of science rather than by physicists themselves. The marginalization of these sorts of questions amounts to the demise of natural philosophy, at least in physics, in the 20th century. Quantum mechanics “works,” and that’s good enough for most scientists who encounter it. Examples could be multiplied. When handling the same subject matter, some echoes are inevitable. Scholars should not feel that because they have written “Isaac Newton died in 1727” in one book, in the next they must describe him as perishing, expiring, or meeting his maker. But the repetitions of language and arguments (not to mention six reproduced images) threaded throughout The World as We Know It are more extensive than that. They should have been caught by Princeton University Press or its reviewers, and revised. Because the two books have so much in common, it is easy to see where they diverge. The World as We Know It is a less theoretical work than its predecessor. The sociology of knowledge that organized The Intelligibility of Nature has been reduced in scale and folded into readings and examples. The taut interplay between history and theory, which gave the earlier study so much interest, is there, but it is subtle. In the earlier book, the case studies demonstrated theoretical claims about the character and development of science. In the later work, each narrative of discovery is an end in itself. Insights emerge from the history, but they do not control the organization of the study. With the theory muted, it can be hard to understand the logic uniting Dear’s sprawling history of more than two centuries of scientific knowledge. The 16 brisk chapters cover an enormous amount of material. But the closer the volume edges to comprehensiveness, the more obvious the missing elements become. A chapter on “Institutions and Pedagogy,” describing the birth of the research university, illustrates the problem. Inserted roughly halfway through the book, the unnumbered chapter is designed as an “entr’acte,” in acknowledgement that it does not fit the study’s organization around scientific discoveries. Yet as Dear is well aware, no general history of the development of modern science can bracket its 19th-century institutionalization and professionalization. It was the 19th-century university, after all, that gave us the “scientist,” a term coined by the Cambridge philosopher William Whewell. Dear’s history of scientific discoveries implies a wider social and institutional history, but it remains largely subterranean, only occasionally extruded under the pressure of the narrative. It must be said that the balance is not all on the side of the earlier study. There are some advantages to the more historical, less theoretical organization of The World as We Know It. Dear’s accounts of paradigm shifts are remarkably lucid, no small accomplishment given that they span fields and centuries. He makes excellent use of the wealth of new scholarship on Darwin and his influences, to which he has himself contributed. It is satisfying to see puzzle pieces from Buffon’s natural history, Georges Cuvier’s animal taxonomy, Thomas Robert Malthus’s demography, and Charles Lyell’s geology recombined seamlessly in the Darwinian jigsaw. Likewise, Dear’s discussion of stellar nebulae, divided between chapters two and 15, shows vividly how Newton, Kant, Herschel, and Hubble reimagined insights and observations as they sought to discover whether the diffuse light that filtered through early telescopes was a glowing, gaseous substance or discrete but distant stars. Yet despite such pleasures, the book remains a more modest work than The Intelligibility of Nature. Dear has clearly not changed his views about the history of science. But in the two decades that have elapsed, the discipline and the world around it have changed, making it harder to write a sociologically and philosophically ambitious history of science for the general reader. That is a shame, because in the age of Silicon Valley and biotechnology, both the reciprocity and the tensions Dear identified between the epistemological and instrumental ambitions of science are more evident than ever. In recent years, some of the most exciting new books on the history of science in early modernity have focused precisely on this pressure point. Important studies such as Pamela H. Smith’s From Lived Experience to the Written Word (2022), James Poskett’s Horizons: The Global Origins of Modern Science (2022), and Vera Keller’s The Interlopers: Early Stuart Projects and the Undisciplining of Knowledge (2023) all shed new light on how early modern science negotiated the relationship between its instrumental and epistemological ambitions, or in Russell’s phrase, knowing and doing. There is every opportunity for a philosophically informed approach to draw new insights from this wealth of material. Dear, unfortunately, has not done so in The World as We Know It. But for future scholars of the history of science, his body of work over nearly four decades may provide just the model. Julianne Werlin is an associate professor of English at Duke University. 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Oct 2 • 2:52 PM EDT • Science • chronicleofhighereducation.substack.com
DA proposes civil commitment court during mental health symposium

Salt Lake County DA Sim Gill is proposing a civil commitment court as an alternative to jail for those suffering from a severe mental illness.

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Oct 2 • 2:03 PM EDT • Health • ksl.com
Moving back the clock: Did animal life begin 200 million years earlier than we thought?

In a new study, a research group including Yale paleontologist Derek Briggs suggests animals may have appeared on Earth as early as 800 to 700 million years ago.

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Oct 2 • 2:00 PM EDT • Science • news.yale.edu
Bishop’s computer science chair says AI is eliminating ‘grunt work’ and reshaping digital jobs

Dr. Russell Butler, chair of Bishop’s University’s Department of Computer Science, says artificial intelligence is increasingly taking over routine digital “grunt work,” changing the skills students and workers may need in the years ahead. Photo courtesy of Bishop’s University. Click here to read our platform! Get local news like this every morning. Subscribe free below. Subscribe Pulse Newsroom Artificial intelligence is already taking over some of the routine digital work once performed by entry-level employees, according to Bishop’s University Computer Science chair Dr. Russell Butler — a shift he believes will make expertise, judgement and the ability to evaluate AI-generated work increasingly important. Butler described the change as automation reaching what he calls the “bottom of the cognitive pyramid” during an interview with The Pulse about AI, university education and the future of digital work. His argument is not that humans are disappearing from the workplace. Instead, he sees their role changing as AI becomes capable of handling more of the repetitive tasks involved in computer-based work. “Everything’s converging on just AI basically doing all the grunt work,” Butler said. The bottom of the cognitive pyramid Butler is from Lennoxville, completed his undergraduate studies at Bishop’s and later earned his PhD at the Université de Sherbrooke. He joined Bishop’s in 2019 and now chairs its Department of Computer Science. He uses AI in research, teaching and other creative work, and said the technology is increasingly capable of handling routine digital tasks that once required substantial human time. “You’ve got the grunt work, like moving things around in Excel, doing basic programming tasks,” Butler said. “That’s like the bottom grunt work that the entry-level worker would have done two or three years ago.” Butler went further, saying in his view that much of this type of work has already been absorbed by AI tools. He connected that change to a shift he sees taking place in computer science, where entry-level roles have declined while experienced workers can use AI to increase what they can produce. “A senior developer now has access to essentially an unlimited amount of junior developers on demand,” Butler said. He was describing AI systems metaphorically, not literal employees. His point was that one experienced developer can now ask AI tools to produce code or other technical work that might previously have been assigned to more junior workers. That raises a broader question for universities and employers. If some of the simpler work traditionally given to newcomers can now be done by machines, how do people gain the experience needed to become senior workers themselves? Students doing work that once required years of programming Butler said he is already seeing the change inside his classroom. He created a Bishop’s course called CS208, Coding in Plain English, to show students — including those without traditional programming backgrounds — what they can accomplish using AI. Some come from disciplines such as psychology or neuroscience with no previous programming experience. “What I’m finding is that students who have zero programming experience, they come in from another discipline like psychology or neuroscience or something, they are now able to get up and running with real data sets,” Butler said. Butler’s own doctoral work involved neuroimaging, and he said he has assigned students work he considers comparable to the kinds of analysis he performed during his PhD. He described giving students a real dataset, an expected result and instructions to use AI to complete the analysis. Butler said those students have been able to carry out work at a level he associates with tasks he once performed after years of programming experience. That does not mean a student using AI instantly acquires the same knowledge as an experienced computer scientist. But Butler sees it as evidence that AI can dramatically lower the technical barrier between having a problem to solve and producing a working result. The role of the person using the system then changes. They need to know what to ask for, understand enough about the subject to judge the answer and take responsibility for what is ultimately produced. What about AI hallucinations? One persistent concern surrounding generative AI is hallucination — when a system produces information that sounds convincing but is false or unsupported. Butler said that problem has improved substantially in newer systems and is not as severe as it was with earlier models. He pointed in particular to newer AI systems’ ability to search the web, consult scientific databases and return source links rather than simply generating a citation from their internal model. Butler nevertheless said users should verify what AI produces. “You should verify,” he said while discussing citations generated with AI. His position is that hallucinations have become less common in the systems he uses, not that incorrect AI output is impossible. Human checking remains part of the process. Hours of work compressed Butler offered another example from his administrative work at Bishop’s. The university has been comparing CEGEP courses with first-year Bishop’s courses to determine where students may qualify for advanced standing. Traditionally, Butler said, that means reviewing two sets of course descriptions and manually matching one institution’s courses with another’s. As department chair, that could require hours of reading and comparison. He said AI can now be given both sets of material and asked to generate an initial mapping automatically. “It saves me hours and hours of work,” Butler said. Butler said the AI-generated mapping can also produce a better result than he would produce himself. He sees similar opportunities in businesses. A company may receive specifications, drawings, emails or other digital material from customers and then have employees convert that information into an internal format before anything can be manufactured or delivered. AI can increasingly perform parts of that intermediate processing. In Butler’s view, the employee does not necessarily disappear. Instead, the job becomes more about checking the result. “The human is still there,” he said. Judgement could become more valuable That change is central to Butler’s view of where digital work may be headed. If AI can produce a first draft, write basic code, compare documents or process large amounts of information, he argues that knowledge and judgement become increasingly important. “The real scarce resource going forward is going to be domain knowledge, expertise, and… credentials, authority, the ability to work with other people,” Butler said. He is therefore encouraging students not only to learn AI tools but also to broaden their education. He mentioned acting, fine art and photography as examples of courses that can help develop what he described as taste and intuition — the ability to recognize what is good, what is not and what should be changed. “And that’s the skill that they need now because the grunt work has been automated and now it’s about evaluating what the AI produces and telling it how to improve or expand the output,” Butler said. That does not remove the need for technical knowledge. Butler’s argument is that the emphasis may shift away from manually completing every step of a task and toward directing, checking and improving work produced with AI assistance. He also stressed that humans remain responsible for final decisions. “At the end of the day, the human has to make the final call,” Butler said, pointing to the question of accountability. Physical work may be different Butler draws a distinction between digital work and jobs requiring people to manipulate the physical world. He expects AI to continue advancing quickly in tasks performed almost entirely on computers. He is more cautious about claims that humanoid robots will soon be able to replace workers such as plumbers or electricians. Butler said those trades would not be replaced “anytime soon” in his view and described some current robotics demonstrations as overhyped. He described the situation as counterintuitive. “It’s almost like we solved the highest level first,” he said, contrasting advances in digital AI with the harder problem of building robots capable of operating reliably in the physical world. Butler’s argument is that some digital occupations could face automation sooner than trades requiring complex physical work. The wider AI shift in the Townships Butler’s comments come as local institutions are increasingly grappling with how AI should be used. The federal government recently announced up to $162 million over five years for 10,000 AI-related placements through Mitacs. The Université de Sherbrooke told The Pulse that the number of its collaborative research and innovation projects supported through Mitacs has approximately doubled since 2018-19, while the number of placements has approximately tripled. UdeS also said it already has projects involving both AI adoption and the application of AI to other fields. At Bishop’s, Butler said part of his role involves building the Computer Science department’s local presence, connecting students with regional partners and strengthening relationships with the Sherbrooke technology ecosystem. Those developments put universities in a difficult position. They have to prepare students to use the tools employers increasingly have available while also making sure graduates understand enough to recognize when those tools are wrong, incomplete or being applied to the wrong problem. The risk of losing human skills Butler does not see AI as risk-free. Later in the interview, he raised a separate concern: as AI becomes better at reading, writing, programming and other cognitive tasks, people could lose some of the underlying skills that historically helped produce new ideas. “The other danger is that we’re going to lose the human skills,” Butler said. He specifically mentioned reading and writing and argued that people could lose some of the lower-level understanding that contributes to breakthroughs. Butler said AI systems are based on existing human knowledge and argued that they become much more powerful when paired with a capable person. That tension runs through his view of the technology. AI can remove hours of routine work. It can allow beginners to perform tasks that once required substantial technical training. It can give experienced workers significant leverage. But the more capable the technology becomes, the more important it may be for people to develop the judgement needed to decide what should be done in the first place. For Butler, that is where education may have to change. Students still need to understand their field. They still need to know when something is wrong. And they still need to be able to make the final decision. But if AI increasingly handles the bottom of the cognitive pyramid, the value of a worker may depend less on how quickly they can perform the grunt work and more on whether they understand what the work is supposed to accomplish. Don’t miss the next story that affects your community. Join thousands of readers getting The Pulse every morning—plus breaking news alerts when it matters most. If you value this kind of local journalism, consider supporting it. Subscribe, share and like! Subscribe Share

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Oct 2 • 1:57 PM EDT • Science • publisherpt.substack.com
Kings' Projected Starting Five Ranked No. 29 in NBA

The Sacramento Kings' quiet offseason has most projections placing the franchise towards the bottom of the Western Conference. But, the team should definitely see improvements with the addition of Darius Acuff Jr. and key players returning to health.

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Oct 2 • 1:56 PM EDT • Sports • sports.yahoo.com