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Mortgage rates fall to lowest level since 2022
The average rate on a 30-year fixed mortgage fell this week to 6.06%, according to the latest Freddie Mac data released on Thursday. That is down from last week's reading of 6.16%.
Drug use disorders a growing public health concern in the Americas, PAHO study finds
Washington, D.C., 14 January 2026 (PAHO) – Drug use disorders are a major and growing public health problem in the Americas. Drug use is among the top 10 risk factors contributing to all-cause mortality and disability in the Region, according to findings published in the Pan American Journal of Public Health.In 2021, an estimated 17.7 million people in the Americas were living with a drug use disorder, resulting in nearly 78,000 deaths directly attributable to these disorders, representing a mortality rate four times higher than the global average.
Survey: Small Business Optimism Continues to Rise
The NFIB Small Business Optimism Index rose 0.5 points in December to 99.5 and remained above its 52-year average of 98.
Audience for Golden Globe Awards telecast drops 7% from last year
The 83rd awards telecast, emceed by Nikki Glaser, averaged 8.66 million viewers across TV and streaming.
Earth's last 3 years were its hottest on record
For the first time, the three-year average global temperature was more than 1.5 degrees C above preindustrial temps.
How state policy is quietly crushing Colorado’s small businesses (Opinion)
Supporters of the repeal dismissed the vendor fee as insignificant, claiming it averaged just $60 to $100 per month and insisting that the money belonged to the state anyway. That framing could not…
Scientists Solve Mars Water Mystery With a Thin Layer of Ice
New climate modeling suggests that small lakes on ancient Mars could have stayed liquid for decades, even in a generally cold environment. Small lakes on early Mars may have stayed in liquid form for many years, despite average temperatures that were far below freezing. Researchers at Rice Uni
PlayStation Plus Users Urged To Play Free 4/5 Game
PlayStation Plus Extra users have been recommended a free game on the service that currently has an average rating of 4/5.
Millions v. billions: New health funds in rural Minnesota are welcome, but they won’t offset Medicaid cuts
Minnesota’s allocation from a new federal program meant to offset significant budget cuts comes in below the average.
STAFF NOTE: Our Small Businesses Need Some Love
I may not have every area business organized alphabetically in my brain, but I do spend an above-average amount of time researching and writing about Chippewa Valley businesses. It doesn’t take a trench coat-wearing, magnifying-glass wielding detective to see quite a few of them have been
FOX NFL Had Its Best Regular Season Since 2015
FOX NFL enjoyed its best season since 2015, averaging 19.6 million viewers.
Computer Science Colloquiums Series: Balanced Allocations: The Power of Choice Versus Noise
AbstractIn the balanced allocation problem we wish to allocate m balls (jobs) into n bins (servers) by allowing each ball to choose from some bins sampled uniformly at random. The goal is to maintain a small gap between the maximum load and average load.
Nvidia Vera Rubin, Dow tops 49K, business optimism: 3 Things
Nvidia (NVDA) CEO Jensen Huang unveiled a variety of new projects and innovations at his keynote speech at CES 2026 on Monday, including the chipmaker's Vera Rubin AI platform. US stock futures (ES=F, NQ=F, YM=F) are mixed in Tuesday's premarket trading after the Dow Jones Industrial Average (^DJI) reached a new record high above 49,000 yesterday. A majority of small and medium business owners appear cautiously optimistic for 2026, according to a new study from Bank of America. To watch more expert insights and analysis on the latest market action, check out more Morning Brief.
Philadelphia faces Denver, aims for 4th straight win
Philadelphia is 9-4 in games decided by 10 points or more. The Nuggets have gone 13-7 away from home. Denver is fifth in the Western Conference with 33.3 defensive rebounds per game led by Nikola Jokic averaging 9.1.
Hochul: Average health insurance premiums up 38% after ACA subsidies expire
The governor said about 140,000 New Yorkers will face steep health care costs as early as this week.
Top TV trends to expect from CES 2026: RGB TVs galore, plus a shift in average TV sizes
OLED has been the pinnacle of TV tech for years. That's finally changing.
Bus journey times being 'killed by congestion' in cities
The industry warns that traffic jams are slowing average bus speeds and are calling for more priority measures for buses.
Opinion | How to Reduce Surging Health Care Costs
Readers suggest ways to bring medical costs under control for average Americans. Also: Australia sets an example for the U.S. on gun laws.
Za’atar isn't your average spice blend. Here are a few surprising health perks.
Za'atar adds an earthy depth of flavor to food, but it also comes with a few health perks. Here's what dietitians want you to know.
Millions of Californians to see health care premiums soar as federal subsidies set to expire
If the enhanced health care tax credits do expire as expected, insurance costs are expected to double, on average, for about 22 million people who get their coverage through the Affordable Care Act.
Stauber votes for Republican health care bill
The bill does not extend enhanced subsidies for the Affordable Care Act. If left to expire on Dec. 31, 22 million ACA enrollees would see their monthly health insurance premiums double on average.
Employer health insurance costs reach record highs in Oregon
In Oregon, the average annual premium for employer-sponsored family health insurance climbed to $24,688 last year.
Being a Huge Asshole Is Not Good Politics
It would be one thing if Trump was delivering for the average person. But when he isn't, his complete lack of human virtue becomes a bigger problem.
East Coast manufacturer to move HQ to Cincinnati area, create 230 jobs
SencorpWhite is moving its headquarters from Massachusetts to Hamilton, Ohio, creating 230 jobs averaging $90,000 annually over seven years.
Hidden Cost: The impact of sports betting on young adults mental health
New data from Partners in Prevention shows 23% of college students in the Show Me State report participating in sports betting. The national average is 75%.
Roundup: Mortgage rates / Health care legislation / Jazz Fest lineup
Ticking up: Mortgage rates increased slightly, adding to cost pressures for buyers. The average for 30-year, fixed loans rose to 6.22%, up from 6.19% last week, Freddie Mac said in a statement Thursday. A year ago, the average was 6.6%. Read more from Bloomberg. A subscription may be required. Stalling: The U.S. Senate failed to […]
Scientists have calculated just how much faster clocks tick on Mars
Clocks tick faster on Mars than they do on Earth, in part because Mars experiences less gravitational pull from the Sun. Now scientists have calculated just how much faster -- 477 microseconds, on average.
Pebble's founder introduces a $75 AI smart ring for recording brief notes with a press of a button
After rebooting the Pebble smartwatch, founder Eric Migicovsky is expanding his company's device lineup with a new smart wearable: an AI-powered smart ring known as Index 01. Named for the finger where the ring is meant to be worn, the new $75 ring is not meant to be a competitor to the always-on, always-listening AI devices, like the AI pendant Friend, but instead offers a way to record quick notes and reminders with a press of a button on the ring's side. AI only comes into play via the open source, speech-to-text, and AI models that run locally on your smartphone, via the open source Pebble mobile app. That is, if the Ring's button is not being pressed, it's not recording. (And this is a press-and-hold gesture, too, which means you can't start the ring's recording and then let go to surreptitiously record a conversation.) You can wear the stainless steel ring while in the shower, washing hands, doing dishes, or in the rain, but you would have to take it off for other water-related activities, like swimming. At launch, it's water-resistant to 1 meter. The ring is also not a fitness tracker or sleep monitor. It doesn't record details about your heart rate or health. And it's not there to be your AI friend. "I'm not trying to build some AI assistant thing," Migicovsky told TechCrunch in an interview. "I build things that solve one main problem, and they solve it really well," he explains. "I think of as external memory for my brain...that's what this is. It's always with you." Plus, the ring has been designed to be highly reliable and privacy-preserving, he says, as all your thoughts are stored on your phone, not in the cloud. There is no subscription. Migicovsky has been wearing the ring for three months now and says he cannot imagine going back to a world where he doesn't always have a memory device with him. "The problem is that, during the day, I get ideas or I remember something, and if I don't write it down that second, I forget it," he says. The ring solves this problem, he adds, without becoming another device you need to charge. "The battery lasts for years," Migicovsky claims. Technically, the ring is said to support roughly 12 to 14 hours of recording. On average, the founder says he uses it 10-20 times per day to record 3-6 second thoughts. At that rate, he'll get about two years of usage. When the ring's battery dies, you can ship it back to the company for recycling. When using Index, you can record up to five minutes of audio, which can be saved to the ring and synced to your phone later. This makes sense for recording briefer, personal thoughts and notes, even when you don't have your phone handy, but it wouldn't work for recording a longer chat, like a presentation, meeting, or in-person interview of some kind. The ring also supports 99+ languages and has a bit of on-device memory, in case you're not in Bluetooth range of your device, where the recording is ultimately saved and transcribed. (The raw audio is retained, too, in case the speech-to-text is garbled due to loud background noise). If you own a Pebble smartwatch or one from another brand, your recorded thought can even appear on the watch's screen so you can verify it's correct. The ring works with Pebble's mobile app, which offers notes and reminders, but can optionally integrate with your phone's calendaring system, too, or other apps, like Notion. And the ring's software is open source, which makes it hackable by the community, the founder points out. Because of its open nature, the ring's button is already programmable. In addition to the press-and-hold gesture, you can program the ring to do other things with a single or double press, like play or pause your music or control the shutter on your phone's camera. You could use it to send a message through the universal chat app Beeper, which Migicovsky also created, or you could add your own voice actions via MCP. A new approach to hardware Migicovsky acknowledges that hardware can be difficult to get right -- as the previous exit of Pebble to Fitbit showed. (Fitbit, too, was later acquired by Google in 2021). "I didn't earn any money during Pebble -- we exited, but it was not a great exit," Migicovsky admits. This year, however, he decided to reboot the Pebble project after Google open sourced the PebbleOS, which opened up the door to new hardware. With his new company, Core Devices, Migicovsky plans to do things differently. Still, the founder doesn't regret his previous choices, he clarifies. "I wouldn't have gone back and changed anything. I loved what we built. I loved what we did. I love the company that we built, but it's not the only way to build a company," he told TechCrunch. " And, speaking as an ex-YC partner, there are -- there's a time and a place for building a venture-backed startup. Some companies are phenomenal when they raise money and build a big team, and I tried that...I think what I'm doing now is trying an alternative path, which is start from profitability," he says. The new company is a small team of five, self-funded, and focused on sustainability. So far, Core Devices has shipped the Pebble 2 Duo smartwatch with a black-and-white display. Its first run sold out, and the company is now preparing to ship the upgraded version, the Pebble Time 2. The newer device, which has seen 25,000 pre-orders, is a stainless steel watch with a larger, color e-ink screen. As for the Index 01, the ring's pre-order offer ends in March 2026. After that, the price increases to $99. It currently comes in silver, polished gold, and matte black and works with iOS and Android devices. Customers can select from eight ring sizes and three colors.
Prep talk: Jayshawn Kibble of Washington Prep is off to fast start in senior season
Jayshawn Kibble of Washington Prep is averaging 29.3 points in his first four games this season.
Walking the Tiger Walk: Construction science student Charlie Rohaley built a Clemson Experience that's rock solid
The Tiger Walk leads to many things for the average Clemson student — the Oculus, the West End Zone, Frank Howard Field, the most exciting 25 seconds in
How The Idea Of Affordability Is Shaping Our Politics : 1A
No matter where you live in the U.S., you’ve probably heard stories — or have your own — about not being able to afford to live. The couple in their 30s that can’t buy a home. The 20-something who can’t afford rent without living with several roommates. The family of five who feel pinched every time they visit the grocery store. The retiree struggling to pay their health insurance premium.Whatever the situation, these stories are becoming central to how Americans are experiencing the economy. And this feeling is shaping politics.A CBS poll from October suggests inflation and the economy are now the top concern among Americans. According to the Urban Institute, 52 percent of U.S. families don’t have the resources to cover what it costs to live. The average monthly cost of groceries has also risen 32 percent since 2019.What do when we mean when we say something is “affordable?” And how do we achieve that goal when the target keeps moving?
Elden Campbell, 15-year NBA veteran, dead at 57
He spent eight-and-a-half seasons in LA and averaged 10.3 points and 5.9 rebounds per game during his career.
Wait times drop in King County for people in mental health crisis
Two years ago, the average wait time for patients to get a mental health evaluation from a Designated Crisis Responder was nearly 5 days. Now, it's 11 hours.
27 Science Words That Only People With Above-Average Intelligence Know The Definitions Of
Welcome back to science class. Take a seat.
Flagg, Mavericks to host Jaquez and the Heat
The Heat average 8.2 more points per game (124.3) than the Mavericks give up (116.1). The two teams square off for the second time this season. The Heat defeated the Mavericks 106-102 in their last matchup on Nov. 25.