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House votes to legalize online sports betting and divert $600M to pension system
Proponents say this could generate tens of millions of dollars a year in new tax revenue, but critics warn it would fuel gambling addiction and hurt brick-and-mortar casinos.
Connecticut business owner admits to defrauding 2 companies of more than $2.5 million
BRIDGEPORT, Conn. (WTNH) — A former business owner who was arrested almost five years after being indicted for wire fraud admitted to defrauding two companies he was doing business with of mo…
Justice Department released 3 million pages of Epstein files. What did we learn? : The NPR Politics Podcast
The Justice Department says it has released all of the relevant documents from its investigation into convicted sex offender Jeffrey Epstein. We discuss what we have learned from the millions of pages of documents and whether Republicans or Democrats got what they were hoping for from the release.This episode: senior White House correspondent Tamara Keith, political reporter Stephen Fowler, and senior political editor and correspondent Domenico Montanaro.This podcast was produced by Casey Morell and Bria Suggs, and edited by Rachel Baye.Our executive producer is Muthoni Muturi.Listen to every episode of the NPR Politics Podcast sponsor-free, unlock access to bonus episodes with more from the NPR Politics team, and support public media when you sign up for The NPR Politics Podcast+ at plus.npr.org/politics.
Floyd Mayweather sues Showtime Sports for $340 million amid explosive claims of misappropriation
Mayweather is seeking $340 million in misappropriated funds and punitive damages in a stunning lawsuit against Showtime Sports and former Showtime Sports president Stephen Espinoza.
SAMHSA Distributes Nearly $800 Million in Block Grants Nationwide for Community-Based Mental Health and Substance Abuse Programs
SAMHSA, recently distributed $794 million in block grant funding across the United States and territories for community mental health services and substance abuse treatment and prevention.
Next Narrative Africa Fund Partners With Parrot Analytics On First-Of-Its Kind African Entertainment Landscape Study
The Next Narrative Africa Fund (NNAF) has announced it is working with Parrot Analytics on a first-of-its-kind African entertainment landscape study ahead of deciding its inaugural grantees. Launched in late 2024, the Next Narrative Africa Fund (NNAF) is a $40 million commercial content fund paired with a $10M from non-profit Venture Studio and focused on …
Millions may drop ACA coverage — and raise health insurance costs for everyone else
Some experts warn of a potential "death spiral" in the Affordable Care Act marketplace if young, healthy consumers drop coverage amid soaring costs.
Liberal Arts, Conservative Wallets: How College Majors Steer Students’ Politics
Surveys from over 300,000 college-goers show that humanities and social science majors drift left, while those studying business largely stand pat.
Maine GOP calls for tax cuts, not checks
Last week in her final State of the State Address, Mills, a Democrat running for the U.S. Senate, laid out what she called her “affordability agenda.” That includes $300 checks to about 725,000 Mainers who make less than $75,000 a year.
Bedrock, an A.I. Start-Up for Construction, Raises $270 Million
The year-old company, founded by veterans of the autonomous vehicle business Waymo, is seeking to automate excavators and other building equipment.
How the Trump Administration’s Embrace of Oil, Gas, and Chemical Industry Interests Will Endanger Children’s Health
The Trump administration’s actions to eliminate lifesaving environmental protections would allow corporate polluters to emit more toxins and chemicals, exposing more than 2 million kids to pollutants that increase the likelihood of lifelong health concerns—such as asthma, autism, ADHD, and cancer—while undercutting the administration’s own “Make America Healthy Again” agenda.
Nintendo Switch becomes gaming giant's best-selling console in history
The Super Mario maker said 155 million units of the console have now been sold overall.
Chicago's quantum park lands another global player
Israel-based Quantum Machines will open a lab at Chicago’s South Works site, adding momentum to Illinois’ $500 million push to become a global hub for quantum computing.
Opinion | How Trump can buy some global climate sanity for less than $2 million
The IPCC’s rigor keeps a lid on alarmism. The U.S. is needed to make sure that doesn’t change.
Democrats launch aggressive campaign to win back infrequent voters
DNC’s Local Listeners initiative will target one million ‘infrequent’ voters in battleground districts
Greece Buy Now Pay Later Business and Investment Opportunity Report 2026: A $1.25+ Billion Market by 2031 from $434.7 Million Market in 2025 Featuring Viva Wallet & Klarna, PayPal, and Finloup
The BNPL market in Greece presents key opportunities in retail and e-commerce, driven by strong growth and consumer adoption. Opportunities exist across business models, sales channels, and end-use sectors like retail, travel, and healthcare. Understanding consumer behavior and leveraging KPIs offers strategic insights for market entry and expansion. Greek Buy Now Pay Later Market Greek Buy Now Pay Later Market Dublin, Feb. 04, 2026 (GLOBE NEWSWIRE) -- The "Greece Buy Now Pay Later Business and
The Unlikely New Director of U.S. Environmental Health Research
Kyle Walsh’s appointment to head the NIEHS, a $914-million public agency, is unprecedented. What is on his agenda?
Trump, Changing Course, Throws Harvard Deal Talks Into Chaos
In the latest example of his mercurial negotiating style, President Trump went from dropping his ask for a $200 million fine to demanding $1 billion from the university.
Usher, Big Sean open 'Detroit’s Entertainment Innovation Incubator' for youth in the city
Two of the biggest superstars in music were in Detroit on Tuesday, making a million-dollar investment in the city’s youth.
How Stephen Miller Stokes Trump’s Boundary-Pushing Impulses
The White House aide has been an architect of aggressive immigration sweeps in U.S. cities and deadly boat strikes in the Caribbean.
WisdomTree CEO says crypto is now a core business, nearing profitability
WisdomTree’s Jonathan Steinberg says the firm’s tokenization push is nearing profitability, with $750 million in digital assets and long-term plans to modernize financial infrastructure.
Meat Processors Take a Hit as Cattle Prices Remain High
Tyson Foods said its beef business could lose up to $500 million this year as the supply of cattle hits a 75-year low.
Nicki Minaj says 'bullying' of Trump propelled her into politics
Nicki Minaj made an appearance on "The Katie Miller Podcast," which airs on Tuesday, Feb. 3.
‘Mystery Science Theater 3000’ RiffTrax Revival Kickstarter Earns Over $1.1 Million in First Day
The Kickstarter for Rifftrax's 4 episode revival of Mystery Science Theater 3000 has earned over $1 million.
Wegovy maker Novo Nordisk appoints Jamey Millar head of its US business
Danish drug maker Novo Nordisk said on Wednesday it had appointed Jamey Millar head of its U.S. business, and Hong Chow head of product and portfolio strategy.
Ferguson says he can’t support WA income tax bill without changes
Gov. Bob Ferguson says he won't support a proposed millionaire's tax without changes to send more of the proceeds back to the pockets of Washingtonians.
RFK Jr.: ‘Fragmented’ addiction treatment system ‘has not worked in this country’
Department of Health and Human Services (HHS) Secretary Robert F. Kennedy Jr. on Monday touted a new $100 million effort to fight opioid addiction highlighting the country’s “fragmented” system for…
Usher and Big Sean Open Detroit Entertainment Innovation Incubator at Michigan Central
The two artists shared why investing in Detroit’s youth mattered to them as they introduced a new $1 million production space inside Michigan Central.
Scientists Explored an Island Cave and Found 1 Million-Year-Old Remnants of a Lost World
Up to 50 percent of species—which included 12 bird species and 4 frog species—on Aotearoa’s North Island went extinct before humans arrived
Midi Health Surpasses $1B Valuation, Igniting a New Era for Women’s Health
Midi Health, the fastest growing women’s telehealth company, today announced it raised $100 million in a Series D financing round.
Women's health clinic Midi Health closes $100M series D as it aims to scale a national healthcare company
Virtual women's health clinic Midi Health banked a $100 million series D round, hitting "unicorn" status. | Midi Health has grown rapidly in the past five years with a clinician network that spans 500 providers across 50 states serving more than 230,000 patients.
Democrats unveil WA income tax on people earning over $1 million
Washington state Democrats unveiled a bill to tax residents earning over $1 million annually. Gov. Bob Ferguson has already pledged to sign it — with a condition.
Getting the right message to the right caregiver saves health system millions
At HIMSS26, a clinical informatics leader from the University of Maryland Medical System will describe how the organization's EHR-linked, rule-based technology helps ensure clinical notes get to the providers who need to see them.
Read AI dating app Ditto's pitch deck: $9.2 million seed
Ditto, an AI matchmaking service for college students, raised millions as it expand to more college campuses.
How to live a meaningful life, according to science
The meaning of life has puzzled philosophers for millennia, but new research suggests it could be as simple as lending a helping hand
Millions Of Legal Immigrants Are About to Lose Access To Government Loans for Small Businesses
The Small Business Administration is cutting off lending to any business with any amount of non-citizen ownership, excluding more than 5 million business owners from federal loans.
Pitt’s new Trivedi Institute will translate space science into human health breakthroughs
Former NASA astronaut and Professor Kate Rubins will lead the $25 million institute, funded by the Trivedi Family Foundation.
Exclusive | Ariel Investments Raises $250 Million for Women’s Sports Fund
The Chicago asset manager has closed one of the largest funds ever dedicated exclusively to women’s sports and plans to acquire stakes in teams and leagues in the U.S. and Europe.
Nintendo net sales up 99.3% as Switch 2 shifts 17.37m units
The hardware sold 7 million copies in the three months ending December 31, 2025
American high school student stuns scientists by mapping 1.5 million previously unknown space objects - Futura-Sciences
A young mind builds an AI breakthrough Matteo Paz, a student at Pasadena High School, joined the Planet Finder Academy in the summer of 2022. The program immerses students in real world astronomy challenges. Under the mentorship of Caltech scientist Davy Kirkpatrick at the Infrared Processing and Analysis Center (IPAC),...
The Switch just surpassed the DS as Nintendo's best-selling console ever
The orginal Switch just became Nintendo’s best-selling console ever with 155.37 million units sold as of December 31, 2025.
Florida State Became College Sports’ Debt King in FY25
FSU saw athletics related debt balloon to $437 million in a fiscal cycle after issuing bonds to cover stadium renovations and a new football center.
Republican incumbents maintain fundraising leads in Alaska’s congressional races
U.S. Sen. Dan Sullivan and U.S. Rep. Nick Begich had millions of dollars each in their campaign accounts heading into the election year.
Arts & Entertainment News February 2026
• Beaverton Symphony Young Artists Recital • Watercolor Tulips at Leedy Grange • Let’s dance in Oak Hills! • Events at The Reser • Hillsboro Parks & Recreation arts events • Village Gallery of Arts
Jeffrey Epstein's ties to politicians, business titans and other figures
The U.S. Justice Department's release of millions of internal documents related to Jeffrey Epstein has revealed the late financier and sex offender's ties to many prominent people in politics, finance, academia and business - both before and after he pleaded guilty in 2008 to prostitution charges, including soliciting an underage girl. Evidence in multiple legal and criminal cases has also shed light on these connections.
Factbox-Jeffrey Epstein's Ties to Politicians, Business Titans and Other Figures
Feb 2 (Reuters) - The U.S. Justice Department's release of millions of internal documents related to Jeffrey Epstein has revealed the late financier and sex offender's ties to many prominent people in politics, finance, academia and business - both before and after he pleaded guilty in 2008 to ...
WHO launches 2026 appeal to help millions of people in health emergencies and crisis settings
The World Health Organization (WHO) today launched its 2026 global appeal to ensure millions of people living in humanitarian crises and conflicts can access health care.
Mamdani’s New Health Commissioner Is an Unexpected Pick
Alister Martin’s appointment comes at pivotal time for the health of millions of New Yorkers, many of whom stand to lose their insurance or Medicaid under looming federal cuts.
Illinois Gov. JB Pritzker spends $5 million to boost his pick for Senate in his state
As early voting starts in the Democratic primary, the billionaire governor is spending big to help his lieutenant governor, Juliana Stratton, overcome a massive fundraising deficit.
WATCH: RFK Jr. and others launch new addiction and homelessness initiative
Health Secretary Robert F. Kennedy Jr. on Monday announced that his department will devote $100 million toward a pilot program addressing homelessness and substance abuse in eight cities, building on an executive order President Donald Trump signed last week related to addiction.
Jersey Shore mayor announces reelection bid despite business collapse and millions in debt
The mayor is running for a fifth term while addressing his Chapter 11 bankruptcy case and the closure of his family's Wonderland Pier.
Veteran political consultant Thomas Mills on the state of North Carolina politics
A special two-part conversation about the state of North Carolina politics and the upcoming election year with veteran political consultant and columnist Thomas Mills
Comcast Resets Connectivity Business As Legal And Sports Stakes Rise
Comcast (NasdaqGS:CMCSA) is overhauling its connectivity business, appointing Steve Croney as CEO of Connectivity & Platforms. The company is shifting its broadband and wireless approach, including simplified pricing and new partnership models. A recent patent ruling resulted in a US$240 million judgment against Comcast. Comcast is rolling out RealTime4K streaming and other products ahead of major sports broadcasts such as the Olympics and the Super Bowl. For you as an investor, the story...
The Colorado River's largest tributary flows 'uphill' for over 100 miles — and geologists may finally have an explanation for it
Millions of years ago, the Green River carved a path through the Uinta Mountains instead of flowing around the formation. Now, researchers have discovered how this could have happened.
Community Health Systems Completes Divestiture of Three Pennsylvania Hospitals to Tenor Health Foundation
FRANKLIN, Tenn., February 02, 2026--Community Health Systems, Inc. (NYSE: CYH) announced today that certain subsidiaries of the Company have completed the divestiture of 186-bed Regional Hospital of Scranton and 122-bed Moses Taylor Hospital in Scranton, Pennsylvania, 369-bed Wilkes-Barre General Hospital in Wilkes-Barre, Pennsylvania, and certain related businesses to affiliates of Tenor Health Foundation for $33 million of cash plus a $15 million promissory note from the buyer. Additional cash
Lumen Completes Sale of Consumer Fiber-to-the-Home Business to AT&T
DENVER, February 02, 2026--Lumen Technologies (NYSE: LUMN) today announced that it has completed the sale of its Mass Markets fiber-to-the-home business in eleven states, including Quantum Fiber, to AT&T (NYSE: T) for $5.75 billion in cash. The sale includes substantially all of the related consumer fiber access network and customer relationships in those states, which serves more than 1 million fiber customers and reaches more than 4 million enabled fiber locations. The completed transaction is
AT&T Completes Acquisition of Lumen’s Mass Markets Fiber Business
Deal extends AT&T’s industry-leading, award-winning fiber home internet service to 32 states, bringing millions of Americans the simple, seamless and trusted experience they can depend on, with the best Internet technology available today.
From PopMart to JD.com: Britain and China rush to forge business deals as diplomatic thaw takes hold
Chinese firms moved to pledge hundreds of millions of investment in the U.K. as Starmer's visit to China spurred a flurry of business deals and money flows.
Trump team has $400 million, and 5 other campaign money takeaways
The Democratic Party on the national level has a mere fraction of what Republicans have heading into the 2026 midterms. Big donors like Elon Musk are back, too.
'They've probably been untouched for 49 million years': The New Mexico cave expanding our search for alien life
In one of the most baffling discoveries of the last decade, scientists have found a clue in a cave to how life might survive in deep space without light.
Geneva campus moves ahead with major science center buildout
A major new science complex is taking shape in Geneva as Hobart and William Smith Colleges finalize plans for the Fish Center for the Sciences, a four-story facility designed to bring multiple STEM disciplines under one roof. With design work nearly complete, the $25 million project marks one of the largest academic investments in the… MoreGeneva campus moves ahead with major science center buildout
Carbon Credit Business Report 2026: Market to Grow by 18% to Reach $4,938.7 Bn - Investment Opportunities by 2035: Astute Analytica
The global carbon credit market is experiencing explosive growth, driven by robust corporate demand, net-zero targets, and tightening regulations. This market saw 161 million credits retired in 2023.Chicago, Feb. 02, 2026 (GLOBE NEWSWIRE) -- According to recent data from Astute Analytica, the global carbon credit market was valued at US$ 1,142.40 billion in 2024 and is projected to hit the market valuation of US$ 4,983.7 billion by 2035 at a CAGR of 18% during the forecast period 2025–2035. The
Alibaba to spend $431 million for Lunar New Year AI push as chatbot war heats up
Alibaba said on Monday it will spend 3 billion yuan ($431 million) to attract users to its Qwen AI app during the Lunar New Year holiday, heating up a race between China's largest tech firms.
Analysis: New document dump does little to answer Epstein questions or the pain of survivors
The latest release of millions of items from the Jeffrey Epstein files sharpened a public reckoning but also deepened the recurring tragedy of his victims.
Norfolk eyes Harbor Park entertainment district
An entertainment and nightlife district could be in the cards for the area surrounding Norfolk‘s upcoming $750 million waterfront resort casino near Harbor Park. The city owns most of the property around the casino site and the ballpark, controlling almost seven acres in an area bordered by the Elizabeth River, railroad tracks and Interstate 264. […]
McMillen Health on new dietary pyramid: ‘We always follow federal guidelines”
The updated food pyramid, released in January, puts an emphasis on whole foods and deters high processed food consumption.
Anchorage parents, students react to potential sports cuts amid ASD budget snag
Anchorage School District superintendent Dr. Jharrett Bryantt’s announcement Friday about its impending $90 million deficit included a myriad of proposed cuts - many of which are athletics.
DHL Health Logistics Singapore Expands Capabilities to Elevate Life Science & Healthcare Logistics
DHL Group has announced the expansion of its life sciences arm—DHL Health Logistics—with the development of a €10 million Pharmaceutical Hub in Singapore. This investment bolsters regional Life Sciences and Healthcare (LSHC) infrastructure.
A tiny light trap could unlock million qubit quantum computers
A new light-based breakthrough could help quantum computers finally scale up. Stanford researchers created miniature optical cavities that efficiently collect light from individual atoms, allowing many qubits to be read at once. The team has already demonstrated working arrays with dozens and even hundreds of cavities. The approach could eventually support massive quantum networks with millions of qubits.
USMNT's Ricardo Pepi reportedly close to joining Fulham from PSV
Fulham will reportedly pay PSV a transfer fee of roughly $44 million, though the deal has not been finalized yet
'Melania' documentary earns $7 million opening weekend
"Melania," which debuted in theaters on January 30, offers audiences a glimpse into first lady's life leading up to the 2025 inauguration.
E is for Entertainment
Want to hear from the biggest stars in Hollywood? You're in the right place! This week, Paul Milliken catches up with Emmy-winning actress Claire Foy, director Philippa Lowthorpe, and author Helen Macdonald for a first look at the soaring drama "H is for Hawk." Next up, we celebrate recent Oscar nominee Elle Fanning with a look back at last year's critical and commercial hit "Predator: Badlands." And finally, we're backstage at Lawrenceville's Aurora Theatre, where "The Play That Goes Wrong" is sending audiences into hysterics.
These Are The Best Car Tires Of 2026, According To Consumer Reports
Of the millions of components that make cars go and stop with performance and comfort, tires are the only ones that actually touch the road.
New Guide Aims to Improve UTI Care as Telehealth Use Grows
By I. Edwards HealthDay ReporterSUNDAY, Feb. 1, 2026 (HealthDay News) — Urinary tract infections, or UTIs, send millions of Americans to urgent care every year. But today, many people no longer see a doctor in person. Instead, they message their clinic, use video visits or fill out online forms to get antibiotics, sometimes ...
As Susan Collins awaits, a generational divide splits Maine Democrats in pivotal Senate race
Gov. Janet Mills was laying out her case against Sen. Susan Collins to several dozen supporters earlier this month when one attendee raised a question on the minds of many voters in Maine.
If We Care About Learning, We Must Care About Kids’ Oral Health
Izvernari: We must start treating children’s oral health as what it really is: a foundation for academic success, not an afterthought.
Missouri sports betting tops $543M in first month, state gets $521K
After giving more than $100 million in free plays to lure customers, FanDuel and DraftKings, the sports books dominating the MO market, paid no taxes.
Hims and Hers Super Bowl ad highlights 'uncomfortable truth' about elite healthcare for the rich and 'broken' system for the rest
The company is putting wealth inequality center stage as millions are expected to drop their Obamacare plans.
Republican National Committee Enters 2026 With Nearly $100 Million Edge on D.N.C.
Democrats have struggled to raise money, as is often the case for the party out of power, but the depth of their financial hole against the Republican National Committee is noteworthy.
Luis Arraez joins Giants on reported 1-year, $12 million deal
The three-time batting champion is staying in the NL West.
Gov. shutdown, ICE warehouses and 3 millon Epstein files
Carmella gives the top headlines of the day, including a judge ordering the release of a 5-year-old detained by ICE.
Expanded SNAP work requirements are kicking in for more states
The new requirements are expected to reduce the average monthly number of SNAP recipients by about 2.4 million people over the next 10 years, according to the Congressional Budget Office
New NKY clinic to offer cardiology, women’s health, labs and primary care under one roof
The Christ Hospital Health Network is expanding into Northern Kentucky with a new $16 million outpatient center.
What 3 million new documents tell us about Trump’s ties to Jeffrey Epstein
President Donald Trump is mentioned more than 1,000 times in the three million Jeffrey Epstein documents released Friday, after the president initially resisted the effort. While some of the references are benign, others include newly disclosed unverified sexual assault claims against Trump as well as fresh details about how some of Epstein’s victims described their interactions with the future president.
Life may have rebounded 'ridiculously fast' after the dinosaur-killing asteroid impact
After the asteroid smashed into Earth around 66 million years ago, it didn't take life that long to rebound, a new study finds.
'Shark Tank' star worked at Red Lobster while building his business: Your 9-to-5 can be 'your first investor'
'Shark Tank' star Daymond John says he kept his waiter job at Red Lobster while building his brand, FUBU, which made him a millionaire years later.
‘Food is medicine’ and the $800M shortfall: How WV hopes to change rural health care
With West Virginia now poised to lose hundreds of millions of dollars annually in federal health care funding, Gov. Patrick Morrisey plans to embrace a “food-is-medicine” movement to bridge the gap and make the state’s residents healthier so they’re less reliant on the health care system.
How gene loss and monogamy built termite mega societies
Termites did not evolve complex societies by adding new genetic features. Instead, scientists found that they became more social by shedding genes tied to competition and independence. A shift to monogamy removed the need for sperm competition, while food sharing shaped who became workers or future kings and queens. Together, these changes helped termites build colonies that can number in the millions.
TikTok Superstar Khaby Lame’s Big Deal—Which Saw Him Valued At $6.6 Billion—Raises Red Flags, Experts Say
The all-stock transaction revolved around a small Chinese firm with less than $6 million in revenues, which went public just six months ago and saw its stock skyrocket over 650%
Google takes down an invisible network that was secretly using your phone's internet
Google wipes out IPIDEA botnet that hijacked millions of home routers.
Planned Parenthood, reproductive healthcare could receive $90 million in new state funding
California will bolster funding for Planned Parenthood and other providers of reproductive health with a one-time infusion of $90 million, leaders of the state Legislature announced Friday.
Analysis: 5 early takeaways from the DOJ’s big Epstein files drop
The Justice Department on Friday announced the long-awaited release of an enormous tranche of Jeffrey Epstein files, spanning more than 3 million pages, which it said fufilled its obligations under transparency legislation passed last year.
Trump Is All over the Epstein Files. Except, Well, the DOJ Says It’s “Fake.”
So we’re just supposed to believe that millions of newly released documents are completely false?
Missouri sports betting tops $540 million in first month
Bettors in Missouri wagered more than half a billion dollars in December during the state’s first month of legalized sports betting, according to a new state report.
The Department of Justice announces release of more than 3 million pages of files related to Epstein investigation
CHANCELL-ING: UC Davis AI Research is Transforming Health Care
Imagine this scenario: Doctors know a small number of patients will face life-threatening complications after an illness, but they need to scan millions of records to identify the patients in need of intervention. It’s a task that would consume weeks and keep practitioners from other care needs.
'ChatGPT saved my life.' How patients, and doctors, are using AI to make a diagnosis
Hundreds of millions of people are turning to chatbots to help figure out what's wrong with them. Doctors say that's not always a bad thing. In fact, many are using it themselves.
Hubble Sees Galaxy with Dark Rings in New Light
This Hubble image is of NGC 7722, a striking galaxy with an uncommon appearance located about 187 million light-years away.
California Crypto Billionaires Plan to Spend Tens of Millions on Moderate Candidates
Chris Larsen and Tim Draper, two outspoken Silicon Valley leaders, are planning to spend tens of millions of dollars to elect moderate state lawmakers this year.
Fintech lender SoFi profit jumps on strong growth in fee‑based businesses
Consumers are shifting high-cost credit-card balances to fintech lenders to take advantage of low-interest personal loans. SoFi's financial services business, which includes credit card and investing products, saw revenue surge 78% in the quarter ended December 31 to $456.7 million. Fee-based businesses help insulate fintechs from interest-rate swings.