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Meghan shares rare video of Princess Lilibet speaking in American accent
Duchess Meghan is sharing sweet memories with Princess Lilibet.
12th annual Generational Wealth Business Summit highlights o...
Hundreds of entrepreneurs met at the Reginald F. Lewis Museum of Maryland African American History and Culture for the 12th annual Generational Wealth Business ...
Ed Dame of North American Midway Entertainment is host of the day at The Big E
WEST SPRINGfiELD, Mass.— Ed Dame of McHenry, Ill., was presented with a Host of the Day hospitality award at The Big E on Tuesday, September 29. Among those present for the presentation were North A…
Rubio to deliver urgent plea to save Western civilization during speech in its birthplace
Marco Rubio will deliver a major address near the Acropolis calling on Americans and Europeans to reject decline and renew Western civilization.
Taylor Hall scores 2 as Hurricanes beat Canadiens 6-4 in Montreal's home opener
Sebastian Aho added a goal and two assists, while Eric Robinson and Mark Jankowski contributed with a goal and an assist each in Tuesday night's win.
Gen Z women want politicians who can make the ‘American dream’ feel attainable
This story is part of Gen Z at the Ballot Box, a collaboration between States Newsroom and The 19th. Strike up a conversation with a Gen Z woman about politics, and affordability will likely come up within the first 30 seconds. The cost of doing anything, whether it’s renting a home, staying in college or getting […]
'Home of the Future' at LACMA explores dark side of American dream
Across six decades, designers and corporations sold the home as a route to health, freedom and security. The exhibition raises the harder question of who paid for that dream.
Kansas’ 94-year streak is unlike anything else in American politics
Democrats are dreaming of a revolution in Kansas in November, trying to believe in polling that shows a tight race in the Senate contest there between the Democrat, Rev. Adam Hamilton, and the Republican incumbent, Sen. Roger Marshall.
'Medicare for All' message attracts midterm voters buckling under medical bills
Midterm candidates are talking up Medicare for All, and in a poll 2 out of 3 Americans said they support it. The phrase speaks to a desire for radical change, though many don't really know what it is.
Why ‘Wives’ is relevant to the times
Parvesh Cheena, actor in Jaclyn Backhaus’ play WIVES, at East West Players, co-produced with Hypokrit Live Arts. Photo by Daniel Antonio Vallejo. At a time when marginalized voices are changing the national conversation, Jaclyn Backhaus’ play Wives, featuring a South Asian American cast, is both relevant and funny. “This play offers its actors the opportunity to time travel, to play many…
How Sean Burke Silenced Cleveland’s Offense in the ALDS
The Chicago White Sox are one win away from clinching a ticket to the American League Championship Series after defeating the Cleveland Guardians in Game 2 of the ALDS on Monday. One of the heroes of the 4-3 victory against Cleveland was right-hander Sean Burke, who is a traditional starter but pitched a long relief …
Americans’ Goodwill Toward Business Dips Amid Rising Prices and Deepening AI Doubts
Americans’ goodwill toward business dips amid rising prices and deepening AI doubts, according to findings from the 2026 Bentley-Gallup report.
Pokémon Fossil Museum exhibit coming to Denver Museum of Nature and Science
In 2026, the exhibit of life-sized fossil Pokémon models made its North American debut in Chicago, and it will make a stop in Denver next year.
Small Business Insider: Policy Update, Tips & Intelligence, More - Small Business & Entrepreneurship Council
SMALL BUSINESS INSIDER NEW REPORT: Bayh-Dole Is an American Innovation and Entrepreneurship Success Story POLICY & LEGISLATIVE UPDATE ● SBE Council Files Comments on FTC’s “Personalized Pricing” Proposal ● SBE Council Supports FCC Action to Modernize Permitting and Accelerate Digital Infrastructure ● Comments Filed with SEC in Favor of Raising the Regulation Crowdfunding Offering Limit […]
SnakePit Post-season GDT, #7
A fairly low-key day yesterday in the American League Division Series, with both the White Sox and the Rays following up their Game 1 victories, with another win in Game 2. That gives them a commanding lead: Chicago in particular, now have two chances at home to clinch, and if needed, a third back in […]
Texas voters get ‘Are you white?’ political texts targeting James Talarico
The messages direct recipients to a site paid for by American Political Action Committee, whose website identifies longtime conservative Alan Gottlieb as its founder.
Whit Fosburgh Misstates Menhaden Science on Qualified Captain Podcast and Overlooks American Fishing Families
WASHINGTON, D.C. / ACCESS Newswire / October 6, 2026 / The Qualified Captain is a North Carolina-based boating and maritime interview podcast hosted by Aaron Stasiak. On the podcast, Stasiak
Whit Fosburgh Misstates Menhaden Science on Qualified Captain Podcast and Overlooks American Fishing Families
The Qualified Captain is a North Carolina-based boating and maritime interview podcast hosted by Aaron Stasiak. On the podcast, Stasiak interviews ...
Housing costs are the top political issue for young U.S. voters heading into the midterms
A new survey finds 1 in 5 Americans spend half their pre-tax income on housing, and renters are bearing the worst of it
We studied American Jews’ mental health after Oct. 7. They’re not OK.
Research showed invalidation in ways that were painful, isolating and sometimes startling, writes a co-founder of The Jewish Community Mental Health Initiative.
Inter-American Mental Health Week calls for intersectoral action to improve mental health in the Americas
More than 185 million people live with mental health conditions in the Americas. Addressing the challenge requires action beyond the health sector.Washington, D.C., 6 October 2026 (PAHO) – The Pan American Health Organization (PAHO) and the Organization of American States (OAS) are marking Inter-American Mental Health Week 2026 (October 5–9) with a call to strengthen intersectoral action to improve mental health and well-being across the Americas, where more than 185 million people live with a mental health condition.
Jazz Chisholm Jr. Has Surprising Response After Costly Yankees Error
The New York Yankees are staring at another postseason deficit, and the way they got there feels painfully familiar. New York committed three errors against the first four batters in the bottom of the first inning Monday night in Game 2 of the American League Division Series, immediately putting itself in trouble. And one of…
Most Americans support switch to Medicare for all health insurance
NEW YORK >> Most Americans now favor government-paid health insurance for all, according to a new poll, as voters across party lines see major healthcare reforms as a priority less than a month before midterm elections to decide control of Congress.
Zambia to sign revised U.S. health deal without patient data and specimen-sharing clauses
The U.S. has signed new bilateral health agreements with around two dozen African nations since last year, but some have pushed back on requirements to provide patient data.
Kilmar Ábrego Garcia is set to be back in court as he battles deportation to Liberia
WASHINGTON (AP) — Kilmar Ábrego Garcia on Tuesday will be back in federal court, where the federal government will continue its attempt to deport him in an 18-month saga that began when he was mistakenly sent to El Salvador last year. The government is moving to vacate a preliminary injunction put in place by U.S. District Judge Paula Xinis preventing U.S. Immigration and Customs Enforcement from detaining and deporting Ábrego Garcia to the West African
Candlelit Concert In Eastham Will Feature Guitarist Derek Gripper
Internationally acclaimed South African guitarist Derek Gripper will play a candlelit concert at Chapel in the Pines in Eastham on Wednesday, October 14, at 7 PM. The concert is part
Most Americans support switch to Medicare for all health insurance
Medicare is the US government program that provides health coverage to about 70 million people aged 65 and older or with disabilities.
Actor, 'restaurant kid' Ming-Na Wen reflects on the Asian American experience in 70 recipes
Ming-Na Wen's acting breakthrough was in the 1993 film adaptation of Amy Tan’s novel “The Joy Luck Club.” | KCBS All News 106.9FM and 740AM
Actor, 'restaurant kid' Ming-Na Wen reflects on the Asian American experience in 70 recipes
Ming-Na Wen's acting breakthrough was in the 1993 film adaptation of Amy Tan’s novel “The Joy Luck Club.” | NewsRadio 1080 KRLD
American Journal Of Public Health Study Examines Political Differences In Perceptions Of Vaccine Safety And Effectiveness
Vaccine perceptions can influence acceptance and uptake. Dr. Dror Walter, with the Department of Communication at Georgia State University in Atlanta, and colleagues examined these perceptions using data from a national probability sample of 1,763 US adults surveyed in November 2024.
I’m an American in Denmark. I moved here excited to have a better work-life balance—but I kept resisting it
Brooke Black says moving to Denmark from the U.S. didn't cure her workaholism. It took her years to learn that rest and ambition were not mutually exclusive.
DITP Promotes Thailand's Entertainment Industry on the Global Stage with "Thai Night Busan 2026& ...
BUSAN, SOUTH KOREA - Media OutReach Newswire - 6 October 2026 - The Department of International Trade Promotion (DITP), Ministry of Commerce, has announced its readiness to bring Thai companies in the film and content industry to the Asian Contents & Film Market (ACFM) 2026, a major marketplace
Francis Halzen wins 2026 Nobel Prize in Physics
Belgian-American Particle physicist Francis Halzen won the 2026 Nobel Prize in Physics for "decisive contributions to the IceCube Neutrino Observatory and the discovery of high-energy neutrinos of astrophysical origin", the award-giving body said on Tuesday.
Most Americans support switch to Medicare for all health insurance
Most Americans now favor government-paid health insurance for all, according to a new poll, as voters across party lines see major healthcare reforms as a priority less than a month before midterm elections to decide control of the US Congress.
The small African nation ready for Messi's big night
Benin are about to have their own moment in the limelight as they visit Argentina for Lionel Messi's final game.
Nature recognized as key component of lifestyle medicine and health
The American College of Lifestyle Medicine (ACLM) today welcomed a resolution adopted by the Association of Fish and Wildlife Agencies (AFWA) that recognizes nature's role in supporting human health and calls for greater collaboration among the conservation, healthcare and research communities.
‘American Idol’ alum Caleb Flynn sentenced to life without parole for murdering wife
‘American Idol’ alum Caleb Flynn, who competed in season 12, was sentenced to life without the possibility of parole for murdering his wife Ashley as she slept in their home on Feb. 16.
Padres’ Potential Game 4 Starter Comes Back from Paternity List
Walker Buehler has spent the season being one of the San Diego Padres' most valuable starting pitchers. That might not be immediately apparent from the overlying statistics, but the metrics under the surface show a different picture. San Diego will be all hands on deck after dropping both games to the Milwaukee Brewers at American …
Week 6 honor roll for Central Texas high school football
Week 6 of the Central Texas high school football season is in the books. Here is the honor roll for the Austin area.
Answer Man: Misleading political ads? What’s up with water alerts?
Today’s round of questions, my smart-aleck replies and the real answers: Question: The ads against Jamie Ager that are airing on TV now are false. They say that Ager voted against this or that and supported this or that. He is not an elected official and could not support or oppose any legislation. These are the ads paid for by No Going Back PAC. What am I missing? My answer: Well, I’d like to say, “The good old days of American politics where opponents politely disagreed with one another in their advertising.” But honestly, these campaigns have always been uglier than a closeup of my belly button.
MLB Division Series: White Sox at Guardians, Yankees at Rays
The American League series continue with the White Sox and Rays leading.
2 Years After Historic Union Vote, Bicycle Health Clinicians Still Lack a Contract
Nearly two years after voting to unionize, Bicycle Health clinicians have yet to reach a contract agreement, representatives of the Union of American
'Love Story' actress Constance Zimmer reveals cancer diagnosis
Constance Zimmer attends FX's 'American Horror Story: 13' celebration event at Hotel Chelsea on Sept. 23, 2026, in New York City. (Cindy Ord/WireImage via Getty Images)
Anxiety over fuel prices points to ‘looming EV comeback’ in U.S.
Just when it seemed American car buyers had left electric vehicles for dead, there are new signs of life in that corner of the auto market.
Layla Zaidane: The politicians who can fix America’s polarization problem will win
Political predictions are notoriously unreliable, but here is one I am willing to stand behind: the elected officials who figure out how to govern across difference will dominate the next decade of American politics. With dysfunction and paralysis having become the status quo in Washington, elected officials who work together
American Heart Association Lobbies on Health, Tobacco, Nutrition
The AHA's lobbying disclosure outlines priorities on health care, tobacco, Medicare and Medicaid, agriculture and government issues. Read more.
Updated AAP guidance warns raw dairy poses severe health risks
Unpasteurized milk, cheese and other "raw" dairy products are unsafe to drink or eat, especially for young children and those who are pregnant or breastfeeding, according to updated guidance from the American Academy of Pediatrics.
New York and American Democracy: A Conversation with Christina Greer
Noted political scientist will unpack urban politics and public policy with Professor Mitchell Moss - Oct. 20 at NYU Wagner
Gen Z women want politicians who can make the ‘American dream’ feel attainable
Affordability is the top issue for Gen Z women. But few candidates are appealing to them with a message strong enough to cut through the noise.
Gen Z women want politicians who can make the 'American dream' feel attainable
Affordability is the top issue for Gen Z women. But few candidates are appealing to them with a message strong enough to cut through the noise.
New Regulations Make It Easier to Find, Compare, and Report Healthcare Pricing and Coverage Information
HHS announced that Americans will have access to more reliable, accessible, and actionable information about their health coverage
Italian American heritage advocates advance county museum plans
Suffolk County Executive Ed Romaine announced plans for a new Italian American museum to honor the community's history and contributions on Long Island.
Former ‘American Idol’ singer Caleb Flynn awaits sentencing for wife's murder
A former Ohio music pastor who appeared briefly on “American Idol” is set to be sentenced after a jury convicted him last week of murdering his wife while he was having an affair | Talk 1370
Former ‘American Idol’ singer Caleb Flynn awaits sentencing for wife's murder
A former Ohio music pastor who appeared briefly on “American Idol” is set to be sentenced after a jury convicted him last week of murdering his wife while he was having an affair.
Nobel for medicine awarded to 3 scientists for work that helps map the brain
A method that controls nerve signals with light, developed by an American and two Germans, has provided greater understanding of Alzheimer’s and is used in efforts to restore sight.
American College of Lifestyle Medicine welcomes national resolution advancing nature as a foundation for health and well-being
/PRNewswire/ -- The American College of Lifestyle Medicine (ACLM) today welcomed a resolution adopted by the Association of Fish and Wildlife Agencies (AFWA)...
Premier League viewership up 20% among young Americans, Nielsen Sports data shows
The Premier League has struck a chord with young Americans after the US co-hosted this year's World Cup, with viewership for the English top-flight up 20% among those aged 18-34 so far this season, shows data from Nielsen Sports released on Monday.
Why the creative brain feeds on movement
Movement and creativity go hand in hand. Scientists are working to discover why
Seattle-area businesses feel sting of ‘obscene diesel prices’
In Washington, the average cost for a gallon of diesel was around $7.37 Friday, according to the American Automobile Association, almost $2.50 more than a year ago.
Tracking health misinformation helps pediatricians provide targeted patient education
Pediatric clinicians can learn useful information by tracking the health misinformation that their patients encounter, according to research presented during the American Academy of Pediatrics 2026 National Conference & Exhibition Oct. 2-6, 2026, at the San Diego Convention Center.
You should care about politics
Ever since America’s founding, the United States has been extremely politically charged. From the civil war in the 1860s, to the civil rights movements of the 1950s, America has always had politics at the root of economic, social and institutional change. So then why do Americans care so little about it? In 2024, about 63.9...
MLB playoff schedule: It’s American League Monday
The National League had the MLB playoff stage to itself on Sunday, but while those four teams switch cities, Monday belongs to the American League Division Series, with a pair of Games 2 in Cleveland and St. Petersburg. Major League Baseball in recent years has started the Division Series round with all four series playing […]
Hurricanes Beat Flyers 3-2 In Overtime With Gostisbehere Heroics
The Carolina Hurricanes survived a scare in Philadelphia, using a former Flyer's power-play goal to secure a 3-2 overtime win.
Should you be ‘poop maxxing,’ or ‘fiber maxxing’? Experts explain what’s healthy
Your feces can tell you a lot about your health
Jobs in health care. Jobs for women. The US labour market is segmenting. Chernobyl’s radiation and Lenin’s love of literature.
Thank you for opening your Chartbook email. Elmer Bischoff, Two Figures at the Seashore, 1957 The only really dynamic job-creator in the US economy is health care: The largest crunch has come in Federal government, which has shed 2.7 m jobs. Source: tchouvkov on Twitter Tech is struggling. [ Joey Politano 🏳️🌈@JosephPolitano The US tech sector continues bleeding jobs in official data released today—overall, employment decreased by 17k last month and is down 69k over the last year That's nearly as bad as the worst of the 2024 tech-cession, and much worse than the 2022 boom or even pre-2020 norms 12:42 PM · Oct 2, 2026 · 15.2K Views 15 Replies · 47 Reposts · 390 Likes ](https://x.com/JosephPolitano/status/2106001807847940232?s=20) The new jobs are all for women. [ Justin Wolfers@JustinWolfers I'm not sure who saw this coming, but so far nearly all the jobs created during the second Trump administration have gone to women. 1:09 PM · Oct 2, 2026 · 33K Views 70 Replies · 146 Reposts · 644 Likes ](https://x.com/JustinWolfers/status/2106008723533533601?s=20) Meanwhile, real wages are being eaten up by modest over-target inflation. [ Heather Long@byHeatherLong The financial pain is real: Wage growth fell to 3% (y/y) in September. That's the lowest in 5 years. Wage growth: 3% Inflation: ~3.4% Inflation has eaten up all wage gains for the average worker since April. Many people are having to make hard choices about what to buy and what … 1:24 PM · Oct 2, 2026 · 37K Views 24 Replies · 275 Reposts · 533 Likes ](https://x.com/byHeatherLong/status/2106012367712620728?s=20) HEY READERS, THANK YOU for opening the Chartbook email. I hope it brightens your day. I enjoy putting out the newsletter, but tbh, what keeps this flow going is the generosity of those readers who clicked the subscription button. If you are persuaded to click, please consider the annual subscription of $60. It is both better value for you and a much better deal for me, as it involves only one credit card charge. Why feed the payments companies if we don’t have to. Subscribe Elmer Bischoff, Bathers, 1960 Americans are disillusioned with higher ed. For contributing subscribers only. Subscribe Where the Chernobyl radiation went. h/t Simon Kuestenmacher aka simongerman600 How Lenin’s love of literature shaped the Russian Revolution - Tariq Ali This, then, was the intellectual atmosphere in which Lenin came of age. His father, a highly cultured conservative, was the chief inspector of schools in his region and much respected as an educationalist. At home, Shakespeare, Goethe and Pushkin, among others, were read aloud on Sunday afternoons. It was impossible for the Ulyanov family – “Lenin” was a pseudonym adopted to outwit the tsarist secret police – to escape high culture. At high school, Lenin fell in love with Latin. His headteacher had high hopes that he might become a philologist and Latin scholar. History willed otherwise, but Lenin’s passion for Latin, and taste for the classics, never left him. He read Virgil, Ovid, Horace and Juvenal in the original, as well as Roman senatorial orations. He devoured Goethe during his two decades in exile, reading and rereading Faust many times. Lenin put his knowledge of the classics to good use in the time leading up to the October revolution of 1917. In April of that year, he broke with Russian social-democratic orthodoxy and, in a set of radical theses, called for a socialist revolution in Russia. A number of his own close comrades denounced him. In a sharp riposte, Lenin quoted Mephistopheles from Goethe’s masterwork: “Theory, my friend, is grey, but green is the eternal tree of life.” Source: The Guardian Elmer Bischoff, The River, 1953 If you’ve scrolled this far, you know you want to click: Subscribe
An El Niño–fueled ocean wave could raise California flood risks as Florida’s vaccine debate sparks outbreak concerns
An El Niño–driven ocean surge threatens coastal flooding, researchers warn that a plan to loosen vaccine requirements will increase measles risks in Florida, and experts debunk a viral TikTok cold remedy
American Deisseroth and Germans Hegemann and Nagel win 2026 Nobel medicine prize
Scientists Karl Deisseroth, Peter Hegemann and Georg Nagel won the 2026 Nobel Prize in Physiology or Medicine for "discoveries concerning light-gated ion channels and optogenetics," the award-giving body said on Monday.
2026 Nobel Prize in Physiology or Medicine awarded to Karl Deisseroth, Georg Nagel and Peter Hegemann for work on optogenetics
Karl Deisseroth, Georg Nagel and Peter Hegemann developed optogenetics, which uses light and genetics to control individual cells
Pony Cars Don't Always Have To Be American-Made
Jensen, Holden, and even Toyota have made automobiles that could easily be considered pony cars if you're willing to stretch the definition a bit.
The ego has invaded American politics
We need to replace egotistical leaders with leaders who will work for the benefit of all.
Trump takes extraordinary steps to target midterms, alarming critics
Trump's election moves include a redistricting push, seeking to restrict voting and floating a $5,000 payment to every American adult if the GOP wins.
How to get up to $10,000 for your farm stay startup
Airbnb partners with American Farmland Trust to provide grants to producers who want to add farm stays to their business. Learn more at Oct. 14 webinar.
Penn State students win award for connecting health and environment through play
A series of games developed by a team of interdisciplinary Penn State students to help children in Iquitos, Peru, learn about the connections between human, animal and environmental health was recognized with a national American Society of Landscape Architects award.
CDC Plans To Drop Disability Questions From Federal Health Survey
A proposed revamp of a key federal survey could lead to a drastic undercount of Americans with developmental disabilities, advocates warn.
US midterms: 470 seats, $12 billion and one absent president
Americans go to the polls on November 3 for elections that will shape the final two years of Donald Trump's presidency -- although the president himself will not be on any ballot.44: House races on No...
American Cancer Society and Baptist Health Announce Partnership to Expand Cancer Screening Efforts
September 30, 2026 — The American Cancer Society (ACS) is expanding its efforts to improve access to cancer screening and early detection in Southeast Florida through an exclusive partnership with Baptist Health. This effort focuses on breaking down barriers to screening, raising awareness about prevention, and helping more people access recommended cancer screening tests. “This […]
US removes all Air Force bombers from Fairford base amid terrorism concerns
The United States has moved long-range bombers back to their American home stations days after the British government arrested a number of individuals in connection with an alleged Iranian plot to target the UK airbase where the planes had been stationed.
Trump Is Promising Health Care Checks Before the Midterms. How Far Will They Go?
Trump’s promised rebates come as Americans worry about health care costs. For Medicare recipients, a one-time payment may offer limited relief from rising premiums.
Science 4 Everyone: What is the difference between a nor'easter and a hurricane?
What’s the difference between a nor’easter and hurricane? Storm Team4 Meteorologist and science teacher breaks it down on Science 4 Everyone.
Los Angeles Chargers rule former FSU All-American inactive
Former FSU safety and Los Angeles Chargers safety Derwin James is inactive for their game against the Seattle Seahawks.
Corey Ave businesses host craft fest in ‘new normal’ after Hurricane Helene anniversary
Business owners along Corey Avenue said they’re getting used to a new normal, now two years removed from the decimation by Hurricane Helene.
UCSB AGU Honors: Three Earth Science Researchers Recognized for 2026
Three UC Santa Barbara researchers have been honored by the American Geophysical Union for their outstanding contributions to earth and space science.
Fox Sports announcers can’t believe controversial finish to Padres-Brewers Game 1
The Milwaukee Brewers hung on to beat the San Diego Padres 3-2 in Game 1 of the National League Division Series on Saturday night, and the Brewers got a home-field assist from the roof at American Family Field during a crucial moment in the ninth inning. Trailing 3-2 with a runner on first base and…
Aho scores 2, Hurricanes beat Flyers 3-2 in OT for first win of season
The win was Carolina's first of the season after the Stanley Cup champions opened with a pair of losses.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
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