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Wedmont Private Capital Sells 102,325 Shares of Hinge Health Inc. $HNGE
Wedmont Private Capital reduced its holdings in shares of Hinge Health Inc. (NYSE:HNGE - Free Report) by 76.8% during the second quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission (SEC). The institutional investor owned 30,978 shares of the
Hernando Teachers Protest 23% Health Insurance Premium Hike at Packed School Board Meeting
A packed Aug. 25 Hernando County School Board meeting was dominated by one topic — a potential 23% jump in employees’ health insurance premiums. Florida Blue informed the district during […]
Decades after 9/11, toxic dust and PTSD may be accelerating brain aging among first responders
From intense psychological trauma to exposure to neurotoxic dust, first responders at Ground Zero continue to confront significant physical and mental health risks.
OSU president wants Columbus to be the ‘startup capital of the Midwest’
“I want investors all over the country to feel like they'll be missing out on opportunities if they're not keeping an eye on what's happening at Ohio State.”
Babylon Bee challenges New Mexico AI political content law
The lawsuit asks if New Mexico can require disclosures on AI-generated political content without violating First Amendment protections for satire and parody
Should US Court Scrutiny of Prediction Markets Require Action From Flutter Entertainment (FLUT) Investors?
In recent weeks, Flutter Entertainment has seen sentiment improve as the prospect of a US Supreme Court review of sports prediction markets and fresh analyst coverage refocused attention on its core US sports betting exposure and broader global portfolio. This shift comes after a very large reset in expectations over the past year, leaving valuation metrics suggesting the business screens as relatively inexpensive while ongoing regulatory and legal uncertainties remain central to how...
Wrightsville Beach police respond to armed man experiencing mental health crisis
Wrightsville Beach police responded Saturday morning to a report of an armed man experiencing a mental health crisis, prompting a temporary road closure and evacuation of nearby residents.
10 affordable options for Philly families beyond the Academy of Natural Sciences
With the announced closure of the Academy of Natural Sciences, here's other kid-friendly institutions in Philadelphia that offer indoor fun at a similar price.
Multipolarity gives middle powers more choices, but fewer guarantees
BRICS, SCO and other organisations can offer relief from great power pressure but do not provide collective defence.
Mental health groups have ‘failed to acknowledge’ risk of violence, says Mind chief
Sector has avoided issue because of stigma fears, expert warns ahead of closure of Nottingham attacks inquiry
Treg Taylor is back in Alaska’s race for governor after election officials reverse decision
The former Alaska attorney general had previously been removed from the ballot for failing to follow the state’s financial disclosure laws.
Former Kentucky Governor Is Arrested Amid Child Support Battle
Matthew Bevin, the former Republican governor, was held in contempt for failing to abide by court orders to file financial disclosure documents, a lawyer said.
Crowds visit Academy of Natural Sciences museum weeks before closure
The Academy of Natural Sciences of Drexel University museum will close Sept. 30. Officials say the future of its collections remains undecided.
Weekly Portland women’s sports wrap up (9/4)
Weekly Portland women’s sports wrap up (9/4) presented by Rebound Rebound Orthopedics and Neurosurgery and Rivermark Community Credit Union.
MediaDailyNews: Meta To SCOTUS: Review Washington Political Ad Disclosure Law
Washington State's disclosure mandates "are so burdensome that they have forced Meta, Google, and other online platforms to ban political advertising in Washington altogether," Meta says in papers filed this week with Justice Elena Kagan.
ASUS Shows RTX Spark Mini PCs and Laptop Designs at IFA 2026
At IFA 2026 in Berlin, Germany, ASUS introduced mini PCs and laptops powered by NVIDIA's RTX Spark SoC. Starting with the GR1X mini, ASUS showcased the power of the RTX Spark N1X in grey or black aluminium enclosures. These are available with up to a 6,144-core GeForce RTX "Blackwell" GPU,...
Prime Healthcare ‘unable' to provide answers on cuts to OB/GYN, pediatric units at 3 hospitals, Illinois Rep. says
Illinois Rep. Lauren Underwood, a nurse, says Prime Healthcare has made "no plans to help moms" after the system announced closure of its labor and delivery units at three Chicago-area hospitals.
Mold, warm shrimp and a car crash: Latest Reno health inspections
A car accident, moldy strawberries and raw shrimp and pork left out overnight prompted closures and citations during health inspections in mid-August.
PCHC announces layoffs, Bangor office closure amid financial struggles
Penobscot Community Health Care is in the middle of what officials describe as "ongoing financial challenges."
Jaissle Rubbishes Osula Injury Rumour | Press Conference
Newcastle United head coach Matthias Jaissle has refused to be drawn into reports that William Osula could face a lengthy spell on the sidelines, dismissing speculation from Denmark surrounding the striker’s foot injury.
BizTimes editor talks on Channel 12 about Water Street business closures
BizTimes editor Andrew Weiland joins the 4 p.m. newscast on WISN-TV Channel 12 each week to discuss the latest business headlines in southeastern
CDL training school says closure by federal officials ‘political’
The Federal Motor Carrier Safety Administration cited graduates of United CDL for not having the requisite English language skills to earn their licenses.
Jim Cramer Notes Cardinal Health (CAH) is “Too Attractive to Ignore”
On the September 2 episode of Mad Money, Jim Cramer called Cardinal Health, Inc. (NYSE:CAH) one of his “absolute favorites” and mentioned its growing exposure to specialty pharmaceuticals and higher-margin healthcare services. Cardinal’s been running circles around McKesson and Cencora. They consistently put up the best numbers because this company has gradually become less of […]
Baptist Health scoops up Coconut Creek Kohl’s store for $54M
Baptist Health South Florida dropped $53.5 million on a Kohl’s department store in Coconut Creek. The retailer, led by CEO Michael Bender, sold the 92,700-square-foot stand-alone store at 6950 North State Road 7 for $577 per square foot. Kohl’s acquired the 8.2-acre property for $14.8 million in 2008, soon after the store was built. Last year, the company announced plans to shutter 27 stores in underperforming locations, though no additional closure announcements have been made since then. The store is still open, and plans for the site are being evaluated, a Baptist Health spokesperson told the South Florida Business Journal. […]
The Academy of Natural Sciences’ museum closure: what we know
Philly’s beloved Academy of Natural Sciences’ museum is closing at the end of the month. Here’s how the government, organizations and public have gotten involved in the discourse
Longtime flea market announces closure after 47 years in business
Longtime flea market announces closure after 47 years in business
Longtime flea market announces closure after 47 years in business
Luke's Flea Market owner Judy Rice says she is retiring.
Billionaire investor Leon Black sues and declines to testify in House committee’s Epstein investigation
Billionaire investor Leon Black is suing the House committee investigating Jeffrey Epstein to try and block the panel from obtaining his non-disclosure agreements and testimony.
Is Your Work Affecting Your Lung Health?
See how an occupational and environmental medicine specialist can help you understand your symptoms and recommend ways to reduce exposures in your workplace.
Fall events planned to support businesses through Blatnik Bridge closure
Marketing fairs, weekly construction updates and customer-tracking data are among efforts aimed at helping businesses weather the five-year rebuild of the Blatnik Bridge.
10 high-paying and growing jobs with low exposure to AI
Several healthcare jobs are among the high-paying, growing jobs with low exposure to AI.
Legal & General Group Plc Invests $6.41 Million in PENN Entertainment, Inc. $PENN
Legal & General Group Plc purchased a new stake in PENN Entertainment, Inc. (NASDAQ:PENN - Free Report) during the second quarter, according to the company in its most recent disclosure with the SEC. The firm purchased 299,874 shares of the company's stock, valued at approximately $6,405,000. Legal
AI pinpoints radiology residents’ educational gaps, helping expand personalized training
New research details how artificial intelligence can be harnessed to improve radiology resident education by identifying shortfalls in clinical exposure and reinforcing missed concepts.
Dallas businesses, residents brace for road closures, security ahead of RNC midterm convention
Rich Rodriguez Shares What Made Pat White Special at WVU
West Virginia University football head coach Rich Rodriguez looks back on the character and composure that helped make White a WVU legend.
Beijing investigates researchers after Student Geng allegations
NSFC names more than 40 researchers at 31 institutions in its biggest disclosure to date, following blogger’s allegations in April.
Cape Girardeau coffee shop closure highlights small business struggles
Downtown business owners said The Ground-a-Bout closure reflects a troubling trend and pointed to a lack of foot traffic in the area.
Cape Girardeau coffee shop closure highlights small business struggles
The owner of The Groundabout announced on social media Monday that all four of its shops are closing, including its cafe on Broadway in downtown Cape Girardeau. Other downtown business owners said the closure reflects a troubling trend and pointed to a lack of foot traffic in the area.
What’s behind the wave of Water Street business closures?
BizTimes Milwaukee editor Andrew Weiland discusses the recent closures of Lowcountry and Silk on Water, the district’s public safety concerns and what it could take to revitalize the downtown entertainment corridor.
Mount Nittany Health profited over $96M last year, union claims amid contract disputes
CENTRE COUNTY, Pa. (WTAJ) — New quarterly disclosures for Mount Nittany Health reveal the health system has amassed $96 million in total profits over the last 12 months, according to SEIU Healthcare P...
The trial over Tupac Shakur’s murder ended with a guilty verdict. But did it bring closure?
A Las Vegas jury has convicted Duane “Keffe D” Davis of first-degree murder in the 1996 killing of Tupac Shakur.
Lambeau Field to host Wisconsin, Michigan, Ohio State hockey
The Travel Wisconsin Frozen Tundra Faceoff will feature a college hockey doubleheader Feb. 20 with Wisconsin men's and women's hockey, Michigan and OSU.
Local business owner creates sunless tanning product called Jamaican Mist
Anthony Nigro says the spray offers a bronze look without sun exposure
Energy technology company to close Tualatin facility, eliminate 87 jobs
The closure of the Schneider Electric facility is the second plant closure announced this week in the Portland area.
What Happens When AI Starts Doing Business with AI?
As AI agents increasingly interact with one another on commercial platforms, firms need new rules governing what those agents can see, decide, and do. In a controlled AI-to-AI simulation covering 160 governance runs and 2,560 observations, researchers tested four governance mechanisms: information disclosure, agent autonomy, reputation signals, and structured interaction protocols. Rich, machine-readable information helped agents identify promising counterparties, while greater autonomy improved their ability to move opportunities toward commitment. Reputation signals helped agents determine which opportunities deserved attention. Rigid interaction protocols, however, reduced engagement and exchange progression. The findings suggest that firms should establish clear levels of agent authority, run bounded experiments, provide structured information and reputation signals, and design explicit handoffs from agents to human decision-makers.
New evidence shows Boulder climate lab was dismantled in act of political reprisal, lawsuit alleges
New evidence shows pure politics was behind the Trump administration's threat to dismantle Boulder's NCAR climate lab, a lawsuit says
Here’s what’s new in College Park’s business scene
From Peter Chang Kitchen & Bar’s closure to renovations in the Lidl grocery store, a lot has changed in College Park’s business scene this summer.
Key Texas county votes to cut polling sites ahead of the midterms
Officials in Tarrant County, the third most populous in Texas, approved a plan to reduce the number of polling locations by 92 compared with the 2022 elections.
Local health district advises precaution after possible measles exposure
The Warren City Health District is reminding locals to stay aware and take simple preventative steps when it comes to measles.
OHA reports new measles exposures at 3 Portland-area clinics, hospitals
Oregon health officials are warning people about new measles exposure sites at hospitals in Portland and Gresham.The Oregon Health Authority and Multnomah Count
Local health district advises precaution after possible measles exposure
e Warren City Health District is reminding locals to stay aware and take simple preventative steps when it comes to measles.
The Academy of Natural Sciences is closing its museum after nearly two centuries
The closure does not affect the rest of the institution, which builds and maintains the collections and conducts research through departments such as the Patrick Center for Environmental Research.
Column: Learn more about Iowa’s environmental health risks
Iowa has the second-highest cancer incidence rate in the nation. No single factor can be blamed. But scientists increasingly recognize that environmental exposures, including contaminants in our water, deserve serious scrutiny.
Pajaro Valley Unified hires new chief business officer after years of CBO turnover
Pajaro Valley Unified School District's governing board hired Victoria Knutson, currently Newark Unified's chief business officer, to fill the CBO role at a $248,418 salary — the district's fourth person in that position in roughly three years, as trustees hope her experience will help guide upcoming school closures.
Bennettsville construction projects bring detours, challenges for local businesses
Driving through Bennettsville has become a maze of detours, road closures and changing traffic patterns as crews work on major water, sewer and road projects th
CDFW News | Del Norte County Razor Clam Fishery Opens After One-Month Closure Due to Public Health Hazard
California Department of Fish and Wildlife Director Meghan Hertel has opened the recreational razor clam fishery in Del Norte County following a recommendation from state health agencies that domoic acid no longer poses a significant threat to human health if consumed.
Public health advisory issued for Pontoosuc Lake in Pittsfield
The Pittsfield Health Department issued a public health advisory Monday for Pontoosuc Lake following the discovery of a blue-green algae bloom. The advisory applies to the lake in both Pittsfield a…
One injection could keep osteoarthritis drugs working for weeks
Scientists have created an injectable gel that can remain inside arthritic joints for weeks, slowly releasing medication while also improving lubrication. The approach could make it easier to deliver disease-modifying drugs directly where they are needed while limiting exposure elsewhere in the body.
Live Nation Entertainment, Inc. $LYV Stock Holdings Decreased by Wellington Management Group LLP
Wellington Management Group LLP trimmed its position in Live Nation Entertainment, Inc. (NYSE:LYV - Free Report) by 31.6% in the second quarter, according to its most recent disclosure with the SEC. The institutional investor owned 1,891,959 shares of the company's stock after selling 873,002 shar
Vanderbilt University Medical Center sued after allegedly exposing dozens of patients to bloodborne pathogens
Many of the details are unknown, but a primary plaintiff in the lawsuit said the exposure stemmed from a contaminated solution used during a 2024 colonoscopy. An attorney representing the patient said as many as 100 people could have been exposed to bloodborne pathogens.
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
HEALTH ALERT: Measles exposure reported in Buncombe County, NCDHHS officials say
Officials were informed of a measles case in a resident of another state who traveled through Asheville while infectious.
Health officials identify potential exposure locations in Madison County
Health officials have identified a potential measles exposure in Madison County, with public exposure locations at the Lowe’s on Eastern Bypass in Richmond and the nearby Baptist Urgent Care located within the University Shopping Center.
Potential measles exposure reported at Asheville hotel, NCDHHS says
There was a measles case from an out-of-state person who traveled through Asheville in August, the North Carolina Department of Health and Human Services said.
Officials: Measles case reported in Asheville hotel
North Carolina state health officials report a case of measles in Buncombe County with potential exposure at a hotel in Asheville.
Health officials warn of possible rabies exposure at events in this NC County
Possible rabies exposure has been traced to baby goats from a mobile petting zoo that hosted multiple events across the state, including in Durham County.
North Carolina: Rabid baby goats at a mobile petting zoo prompts health warning
On Friday, the North Carolina Department of Health and Human Services reported confirmed multiple rabies cases in baby goats at a mobile petting zoo located in Iredell County. They were first notified of a potential rabies exposure among four baby goats at Farm Adventures in Harmony, North Carolina on August 27. The goats were most likely exposed to rabies by a skunk that had entered the pen where they were kept in late July. The NC State Laboratory of Public Health confirmed rabies viruses in three of the baby goats on August 28; a fourth goat was not tested but is also assumed to have been infected. Based on information gathered on August 28, it was determined that no other animals on the farm pose a risk of rabies exposure to people. Learn about rabies Anyone who had contact with baby goats from the Farm Adventures mobile petting zoo either at their location in Harmony, North Carolina, or at an off-site event, between July 28 and Aug. 27, 2026, may have been exposed while the animals were infectious. Impacted individuals should contact their local health department to determine whether medications are needed to prevent infection. Individuals are encouraged to call before visiting an emergency department or urgent care clinic to determine if treatment is needed and where it can be accessed. Known potential exposure dates and locations include: July 28: Jurney’s Assisted Living, 1942 Van Haven Drive, Statesville in Iredell County July 30: Private event in Mecklenburg County Aug. 1: Community Connections Back-to-School Bash, Breeden Amphitheater, 333 S. Main St., Lexington in Davidson County Aug. 6: Brookdale Peachtree, 2806 Peachtree Road, Statesville in Iredell County Aug. 8: Private event in Watauga County Aug. 9: Private event in Burke County Aug. 15: Masonic Picnic Grounds, 201 Poplar St., Mocksville in Davie County Aug. 16: Private event in Durham County Aug. 22: Private event in Iredell County Aug. 23: Private event in Durham County Rabies is a deadly disease that can spread from wild animals to pets and people, primarily through a bite, scratch or when infected saliva touches broken skin or mucous membranes. Human rabies infections are extremely rare in the United States. No human cases have been reported in North Carolina since 2011. Rabies is almost always fatal in mammals, including people, unless medications to prevent infections are given before symptoms develop. Symptoms can begin weeks to months after someone is exposed. Early symptoms are flu-like illness including weakness, fever or headache as well as a prickling or itching sensation where someone was bitten or exposed. In 2025, over 4,000 animals were submitted to the NC State Laboratory of Public Health for rabies testing, and of these, approximately 6% tested positive. In North Carolina the disease most often occurs in wild animals especially skunks, raccoons, bats and foxes. Outbreak News Today is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe
Health officials investigate possible measles exposure in Buncombe County
North Carolina health officials are warning of a possible measles exposure in Asheville.
Health officials warn of possible rabies exposure at Durham County events
Two events were infected baby goats were present were held in the county on Aug. 16 and 23.
NC health officials warn of possible rabies exposure tied to petting zoo goats
Health officials are investigating a potential rabies exposure after several baby goats from a mobile petting zoo tested positive for the virus.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Soungoutou Magassa on verge of West Ham exit
Soungoutou Magassa (22) is set to leave West Ham United before the closure of the transfer window. Spain and Italy are the most likely destinations for the France youth international, Foot Mercato und...
KY Health Department confirms potential measles exposure in Richmond, Olive Hill
According to the KY Department for Public Health, a potential measles exposure has been identified in Richmond and Olive Hill this week.
Kentucky health officials warn of potential measles exposures
Health officials have identified potential exposures in Richmond and Olive Hill
Press Release: Rabies Exposure Alert Linked to Mobile Petting Zoo Events
Rabies Exposure Alert Linked to Mobile Petting Zoo EventsFor Immediate ReleaseSalisbury, NC - Rowan County Public Health is alerting residents of a potential rabies exposure linked to a mobile pe
San Antonio closures after storm damage, power outages
One restaurant said its dining room flooded during the storms.
Mint Tower Capital Management B.V. Takes $2.11 Million Position in Caesars Entertainment, Inc. $CZR
Mint Tower Capital Management B.V. acquired a new stake in shares of Caesars Entertainment, Inc. (NASDAQ:CZR - Free Report) during the second quarter, according to the company in its most recent disclosure with the Securities & Exchange Commission. The firm acquired 70,021 shares of the company
Lane closures set on I-64 in Washington County
NASHVILLE — The Illinois Department of Transportation today announced that one lane in each direction of Interstate 64 will be closed between mile markers 45 and 55 near Nashville starting
Weekly Portland women’s sports wrap up (8/28)
Weekly Portland women’s sports wrap up (8/28) presented by Rebound Rebound Orthopedics and Neurosurgery and Rivermark Community Credit Union.
Alaska campaign watchdog says Treg Taylor should not be allowed to run for governor
A state commission says Taylor, a former attorney general, failed to file a financial disclosure as required by law.
Fitchburg bookseller tries to revitalize downtown
The old mill city has long battled a shaky economy and business closures. Now, it is undergoing its largest makeover yet in the hopes of becoming a destination.
As a measles outbreak escalates in Pennsylvania’s Amish Country, exposures rattle people at risk
Measles is showing up in places where people who can’t be protected have to live, work or go to school.
Scientists tested 212 plant-based meat alternatives. Every one contained fungal toxins
Every one of 212 plant-based meat alternatives and drinks tested in the UK contained at least one naturally occurring fungal toxin, though concentrations remained below recommended EU guideline levels. Researchers say the bigger question is whether regularly eating large amounts of these foods could lead to potentially concerning cumulative exposure over time.
Manasquan merchants say Main Street construction is hurting summer business
Road closures, detours and fewer parking spaces are frustrating Manasquan businesses and visitors during a critical stretch at the end of summer.
Oregon health officials warn of possible measles exposure at crowded Canby Rodeo
Oregon health officials say large crowds, tight seating and the difficulty of pinpointing who might have been at risk led to their exposure notice about the outdoor event.
US futures mostly higher as the artificial intelligence business booms
US futures are mostly higher as demand for artificial intelligence technology leads to a surge in business for Nvidia and other tech companies with heavy exposure to AI. S&P 500 futures gained …
Different State Regulatory Approaches Reflect Open Questions About AI Mental Health Tools
States are taking different regulatory approaches to AI mental health tools in response to concerns about chatbots providing inaccurate or potentially dangerous advice. Laws and pending legislation in some states restrict AI from providing or advertising itself as therapy, while others focus on data protections, disclosures, and patient consent requirements.
Michigan voters to weigh utility political spending
The November proposal would limit contributions and require more ad disclosure.
Air district report of Richmond refinery highlights higher cancer risk
The preliminary findings released Tuesday show residents living near the Richmond oil refinery face a higher risk of developing cancer over a lifetime of exposure to carcinogenic pollutants.
How Mayfield bridge closure could affect residents, businesses
After the New York State Department of Transportation’s most recent inspection of a “main artery” bridge in Mayfield, officials deemed the bridge to be unsafe and ordered it to be…
Washington business owner buys fire engine to defend community from wildfire threat
With wildfires raging across Washington and smoke forcing the closure of a popular lake for the first time in history, one local business owner has taken wildfire defense into his own hands — by buying a used fire engine.
Fire haze threatens health of millions in Indonesia, ministry warns
Millions of Indonesians risk health complications from exposure to thick haze covering several cities and towns, officials said Wednesday, as El Nino-fuelled wildfires wreak havoc on Borneo and Sumatr...
NBC CT Investigates: Why did a century old business shut down?
A Connecticut manufacturing company that has operated for more than a century has closed its doors, with its longtime owner citing soaring business expenses and tariffs as key reasons for the decision. Leed-Himmel Industries, a custom aluminum manufacturing company based in Hamden, has been winding down operations after decades of serving customers. The closure did not come as a surprise…
12 Health: Neurosurgery Awareness Month
WPRI 12 News on WPRI.com is Rhode Island and Southeastern Massachusetts' local news, weather, sports, politics, and investigative journalism source.