SCROLL NEWS / DISCOVERY
Search headlines
Find the stories shaping the conversation.
Results for " free " 6,302 found 🔀 AI-powered Shuffle
Detroiters ask RenCen developers for $40M in gifts. What's on the list
The list of requests for the Renaissance Center's Community Benefits deal includes nearly 100 items and runs for 18 pages.
CBS19
CBS19 News is available on-demand with the CBS19+ app! Download it for free on ROKU, Amazon Fire, Apple TV or any smart TV! MORE: https://www.cbs19.tv/article/news/local/cbs19-for-roku-fire-tv-and-apple-tv/501-031d61c8-77c4-4ad9-997e-0f9544d2bfdd Text us: (903) 600-2600 Visit our website: www.CBS19.tv "Like" us on Facebook: https://www.facebook.com/kytxcbs19 Follow us on X: https://twitter.com/kytxcbs19
Teen arrested over Facebook post mocking political official
Reform UK Wolverhampton leader Councillor Celia Hibbert and Reform UK activist Fraser discuss concerns over free speech in the UK on 'The Ingraham Angle.'
ABC and Trump's FCC battle in federal court over free speech and jurisdiction issues
A lawyer for ABC on Tuesday asked a federal judge to prevent the Trump administration from conducting an unusual, early review of its broadcast licenses, likening it to a looming execution by guillotine that was already chilling the network’s editorial decisions just weeks before the U.S. midterm elections.
Former first-round pick Jedrick Wills lands in Arizona
The Arizona Cardinals signed free-agent offensive tackle Jedrick Wills on Tuesday
Elementary Science Curricula Are in Short Supply. Will a Free Resource Help?
Elementary schools face a limited array of science materials, and many don't align with state standards.
Michigan basketball schedule start times, TV channels for 2026-27
Michigan Wolverines announced start times and TV channels for their entire 2026-27 schedule. Here's how and when to watch them play.
Ben Affleck explains why politics is not for him
Stand Up for Science to Rally Scientists & University Leaders in Support of Academic Freedom Tomorrow
Virtual rally features speakers from SUNY & SUFS; calls on university leadership to defend academic freedom.
Stand Up for Science to Rally Scientists & University Leaders in Support of Academic Freedom Tomorrow
Virtual rally features speakers from SUNY & SUFS; calls on university leadership to defend academic freedom.
Micron event at Syracuse science museum will introduce families to chip careers
The MOST in Syracuse will host a free family event Thursday, Oct. 8 offering hands-on semiconductor activities and career information tied to Micron's planned Clay chip factory.
Kettering Health will no longer be in-network with Anthem's Medicare plans in 2027
Ohio has a free independent hotline at 800-686-1578 to help people compare Medicare plans during open enrollment.
YouTube And Google.org Commit $2.5 Million To Expand Free Class CrunchLabs Science Curriculum
YouTube and Google.org have committed a $2.5 million grant to Class CrunchLabs, providing additional funding to expand the free STEM curriculum founded by Mark Rober.
NIU STEAM Cafe to explore special effects science
The free cafe will begin at 6:30 p.m. Oct. 7 at Fatty’s Pub and Grille, 1312 W. Lincoln Highway, DeKalb. Food and beverages will be available to buy from Fatty’s.
Starbucks sued over ‘sugar-free’ claims for protein beverages
Starbucks has been sued by consumers who said the coffee chain falsely advertised eight protein beverages as “sugar-free” because they contain lactose, a naturally occurring sugar in milk.
Baptist Health to provide free flu vaccines at Goodwill locations this November
Baptist Health and Goodwill of Arkansas are teaming p to provide free flu shots to community members this fall.
Amazon Prime’s 10 ‘free’ games for October include Five Nights at Freddy’s: Into the Pit and Doom 2016
Amazon Prime subscribers can claim the games to keep via its Luna service…
Xbox CEO Asha Sharma speaks at internal town hall — Discussing Xbox Series X|S as 'core,' Helix as a family of devices, boosting Game Pass, and more
EXCLUSIVE: In a recent town hall with Microsoft gaming staffers, Xbox CEO Asha Sharma described how Xbox was in "free fall" declines before this year's big restructure.
Sheryl Crow headlines the first ‘Live on Sunset’ event November 14
The Sunset Strip, will see Sheryl Crow play a free concert on November 14 as part of the newly minted concert series Live on Sunset.
URI lecture series explores regenerative landscapes through science, planning, and design
KINGSTON, R.I. – Oct. 6, 2026 – The University of Rhode Island’s 34th annual Landscape Architecture Lecture Series will bring three nationally recognized practitioners and scholars to campus this fall to explore how science, planning, and design can work together to create more resilient and regenerative landscapes. The free public lectures carry added significance this […]
Star Wars: Galactic Racers Is Free to Play on Amazon Luna, Which Comes Free with Every Prime Membership
Star Wars: Galactic Racers is free to play on Amazon Luna, the game streaming service that comes free with every Prime membership.
Spurs get worrying Tobias Harris injury update
San Antonio's lone free-agent signing is reportedly dealing with an injury during preseason.
The Harvard Crimson (@theharvardcrimson)
83 likes, 0 comments - theharvardcrimson on October 6, 2026: "Harvard’s Faculty of Arts and Sciences is launching 25 tenure-track faculty searches, FAS Dean Hopi E. Hoekstra announced in a Monday email to faculty, further loosening a University-wide hiring freeze instituted last spring as the school draws an influx of philanthropic support. The searches, which include positions across the FAS’ three divisions and the School of Engineering and Applied Sciences, come less than a week after Hoekstra announced the school would also be upping Ph.D. admissions for the upcoming admissions cycle — and as the University continues soliciting support from donors for its academic programming. Full story linked in bio. 🖋: Abigail S. Gerstein and Amann S. Mahajan 📷: Mae T. Weir".
Trump signs order extending tax-free use of red-dyed diesel
He signed the order while campaigning in Nebraska
Trump signs order extending tax-free use of red-dyed diesel
He signed the order while campaigning in Nebraska
Trump signs order extending tax-free use of red-dyed diesel
He signed the order while campaigning in Nebraska
Claim Two Major PS4 Games for Free Right Now in Europe, No PS Plus Required
Get Call of Duty: WWII and Mafia 3 for free
And the Emmy Awards go to Amazon Prime Video
Amazon has agreed to promote the show to its millions of international subscribers and also make it available for free to non-Prime Video customers.
Daily Thread: 06 October 2026
The Daily Merengue is a place where you can feel free to d all things football. Do not be alarmed by the overt RMCF bias. It’s in the name! Shoutout to the mods who do a fantastic job, Ezek, Valyrian Steel, Kung_Fu_Zizou, Juninho, NeRObutBlanco and yours truly, Felipejack. The end of the break Today, are the last games of the current […]
YouTube and Google.org Commit $2.5 Million to Expand Class CrunchLabs' Free Science Curriculum
YouTube and Google.org deepen support for free, standards-aligned science education with a $2.5M grant to Class CrunchLabs
Block Club Chicago’s Free South Side Health & Wellness Fest Is Coming to Chatham
Join Block Club and community partners on Nov. 7 for activities and resources to help address health equity gaps. Join a fun run with Joabe Barbosa, get a free meal and more.
Prime Video and the Television Academy announce 6-year deal to exclusively stream the Emmy Awards globally
Beginning in 2027, the Emmy Awards will stream live and free on Prime Video in more than 240 countries and territories—the first time the ceremony has had a single, dedicated home.
Dani Carvajal set to remain in Madrid
Dani Carvajal is still a free agent and could soon make a surprise decision, according to the Spanish press. The right-back is expected to stay in the capital, although not at the club where he made ...
Dare County workshop seeks stronger links between behavioral health and justice systems
Dare County community stakeholders, local law enforcement, and members of the local court system will come together Thursday and Friday, Oct. 8-9, to develop integrated strategies to effectively identify and […]
How do Rockford-area businesses feel about the economy? Here’s what surveys say
By Kevin Haas Rock River Current Get our free e-newsletter ROCKFORD — Businesses in the greater Rockford region say their companies are in good health, despite waning confidence in the local economy. That's according to the latest results of the Greater Rockford Chamber of Commerce's quarterly business sentiment survey, which drew responses from 125 companies
Nimey brake campaign to support MVHS care
Nimey Auto Group will offer free brake pads with qualifying brake services in October while raising money to support the MVHS Breast Care Center.
Nebraska kids sent out of state when they need serious mental health care
Last year, children received care in such states as Massachusetts, Alabama and Virginia that local facilities either can't or won't provide. For kids, these separations can be jarring, complicating treatment and their return home, experts say.
Xbox Elite Controller 3 Specs Leak Via Xbox's Own Design Lab
Xbox's long awaited Elite Controller 3 may finally offer drift-free joysticks.
Vermont firms slash energy costs with new projects
Efficiency Vermont projects are set to save state businesses $78 million in energy costs over their lifetime.
Science-backed guidance for healthy screen time
We’re all aware – and wary – of doomscrolling. Lots of screen time can be bad for us. But what if that’s not always the case? We spoke with the author of a study that found a positive relationship between screen time and brain development in young people. This episode, we sort through what to actually worry about when it comes to screen time – and what guidelines already exist that can empower you and the kids in your life.Interested in learning more about how screen time affects your brain? Email us your question at shortwave@npr.org.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include sponsor-free listening. Learn more at plus.npr.org.
Science-backed guidance for healthy screen time
We’re all aware – and wary – of doomscrolling. Lots of screen time can be bad for us. But what if that’s not always the case? We spoke with the author of a study that found a positive relationship between screen time and brain development in young people. This episode, we sort through what to actually worry about when it comes to screen time – and what guidelines already exist that can empower you and the kids in your life.Interested in learning more about how screen time affects your brain? Email us your question at shortwave@npr.org.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include sponsor-free listening. Learn more at plus.npr.org.
UFC CEO Dana White said entrepreneurship isn't a shortcut to more free time
UFC CEO Dana White says working from the office creates the spontaneous conversations that spark ideas and surface new issues.
Six Flags Entertainment Corporation (NYSE:FUN) Stock Has Average Target Price of $21.50
Six Flags Entertainment Corporation (NYSE:FUN - Get Free Report) has earned a consensus rating of "Hold" from the sixteen ratings firms that are covering the company, MarketBeat Ratings reports. Three investment analysts have rated the stock with a sell recommendation, six have issued a hold recomme
Hyundai Motor Group and Exploratorium Launch ‘Have Fun with Science’ Experiential Exhibition in Seoul
HMG today announced the opening of ‘Have Fun with Science,’ a free experiential science exhibition developed in collaboration with the Exploratorium.
Salsa classes seek to spread Hispanic culture, boost campus life
The free weekly dance classes are at 1 p.m. Thursday in the Science and Engineering Innovation and Research Building.
Upcoming Trump rally at Freeman Coliseum draws mixed reaction from San Antonio voters
Fantasy football IDP free-agent report: Week 5
This is our weekly Waiver Wire feature depicting the best individual defensive players to target on waivers in fantasy.
Free Finance Fair planned at Santa Fe Business Incubator
The free event will be held from 8:30 to 10 a.m. Thursday at the Santa Fe Business Incubator.
Portage Co. Health and Human Services announces free flu shot clinic for kids
Portage Co. Health and Human Services announces free flu shot clinic for kids
This tool frees up Apple Intelligence storage on macOS, but think twice before using it
A new open-source tool is going viral over its promise to let users who aren’t interested in Apple Intelligence reclaim 12GB or more of storage on their Macs.
Free agent RB Joe Mixon to join Seahawks' practice squad
The Seahawks are signing running back Joe Mixon to their practice squad.
Free agent RB Joe Mixon to join Seahawks' practice squad
The Sticky Business of Loving Cinéma L’Amour: Inside Montreal’s Historic Porn Theater
You won’t find a sexier testament to word-of-mouth marketing than this Canadian institution, where free online porn and Trump’s tariffs are among many challenges facing its warmly exhausted owner toda...
DEEP DIVE: How Politics Is, and Is Not, Addressing Domestic Violence and Sexual Assault
In a conversation with U.S Senate candidate Peggy Flanagan last week with members of our young Future Forward editorial board, we talked about how powerful it is for four Minnesota women to be running for the two highest offices in the state — including Governor. We also talked about
Legends Radio spotlights JB Berkow’s lifelong art passion
JB Berkow is the founder of Benzaiten Center for Creative Arts in Lake Worth Beach. LEGENDS RADIO / COURTESY PHOTO This week's Legends Radio Local Artist Spotlight shines on accomplished artist and passionate advocate for the arts, JB Berkow. For more than five decades, JB Berkow has dedicated her life not only to creating art but also to making sure art has a place to thrive. Her work has been exhibited throughout the country in galleries, museums, and universities, and is held in permanent collections, including the Vatican’s Contemporary Art Collection in Italy, Boston University, and Palm Beach International Airport. Her passion for supporting other artists began early. At age 26, Berkow founded Touchstone Gallery in Washington, D.C., which became a highly successful cooperative gallery. She later brought that same entrepreneurial spirit to South Florida, founding Frenchman’s Art Gallery and Studios in Juno Beach in 1995. She opened Rosetta Stone Fine Art Gallery in 2003. In 2015, JB took her commitment to arts education even further by founding the nonprofit Benzaiten Center for Creative Arts. The 15,000-square-foot facility in Lake Worth Beach is home to Florida’s largest publicly accessible glassblowing hot shop and offers instruction in glassblowing, fusing, flameworking, and glass casting. The center also provides free classes to approximately 1,000 underserved children and young adults with disabilities each year. Its “Fragments Reimagined” art therapy program for veterans with PTSD recently received a $100,000 Impact 100 grant. In addition to her work as an artist and advocate, Berkow has authored four books, including Shades of Love and What They Didn’t Teach You in Art School. For JB, art has always been about more than creating something beautiful. It’s about opening doors, inspiring others, and making creativity an important part of life.That is why JB Berkow is in this week’s Legends Radio Local Artist Spotlight.
A lawsuit accuses Starbucks of mislabeling 8 'sugar-free' protein drinks
Starbucks is facing a consumer lawsuit over claims that the protein drinks labeled as “sugar-free” on its cafe menus may actually contain more sugar than a Reese’s peanut butter cup.
Candidates to field questions at San Joaquin Delta College forum on Tuesday
The forum will be held from 6 p.m. to 8 p.m. in the college’s Dawn Mabalon Forum. It is free and open to the public.
Zach Bryan breaks Gillette Stadium record in ‘Free Palestine’ shirt
Country singer Zach Bryan broke Gillette Stadium’s all-time attendance record on the second consecutive night he wore a “Free Palestine” T-shirt to perform in Robert Kraft’s Massachusetts venue. “Tonight, Zach
Goat to Vote: SPC students' try to get young people to the polls
St. Petersburg College students organized a voter registration event to register as many people as possible. The event, aptly named "Goat to Vote," provided treats, free yoga, and two voter-support goats.
How to Watch Celebrity Weakest Link Season 2, Episode 3
Watch Celebrity Weakest Link live with TV channel, start time and streaming info. Stream Season 2, Episode 3 on Fubo — no cable required, free trial.
Command-line tool quickly removes Apple Intelligence from macOS 27
The tool can free up over 12GB of storage.
NFL Star Tyreek Hill Gets Big Update After Eagles Suggestion
A top NFL free-agent wide receiver, Tyreek Hill, is expected to find a new team soon, according to ESPN. As Hill fully recovers from the setback he suffered last season, the speedy wide receiver’s agent made it clear that he will likely find a new team in the coming days. Recently, the Eagles were pegged […] The post NFL Star Tyreek Hill Gets Big Update After Eagles Suggestion appeared first on HEAVY.
'If You Can Keep It': Mental Health And Democracy
A veteran journalist covered the Jan. 6 attacks on the Capitol. That experience got her exploring the connection between stress, trauma, and our political choices.Our mental health might affect our politics. But our politics also definitely affect our mental health.In this edition of “If You Can Keep It,” we examine that intersection.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.
How to Watch CIA Season 2 Premiere
Watch CIA live with TV channel, start time and streaming info. Stream Season 2 Premiere on Fubo — no cable required, free trial available.
Kings HC Christie 'Really Enjoying' FA Signing Simmons
The Sacramento Kings are hoping free agent pickup Ben Simmons can get back to a semblance of his old self, while giving the team a much-needed boost on the defensive end. Head coach Doug Christie has been extremely positive regarding Simmons, calling him a "special" player.
How to Watch Line of Fire Season 1, Episode 3
Watch Line of Fire live with TV channel, start time and streaming info. Stream Season 1, Episode 3 on Fubo — no cable required, free trial available.
Greenfield Business Association distributes inaugural Buzz Awards
Greenfield Business Association held its first Buzz Awards at Four Phantoms Brewing Co., celebrating local shops like Hope & Olive and Freedom Cafe.
St. Louis Prehistoric Life Show brings free fossil fun to the Science Center
The inaugural St. Louis Prehistoric Life Show invites families to crack open rocks, identify fossils, meet paleontologists, and more.
$7.5B California Science Agency Plan Free From Trump’s Influence Will Go to Voters
Voters will get to weigh in on the plan in early 2028.
Whole Hog Politics: Audience capture and the GOP’s #content trap
You did not, I hope, have to take any notice of an empty online furor over Arkansas’s Republican Gov. Sarah Huckabee Sanders’s campaign ad that cast a young, white male as a welfare freeloader redeemed from sloth by...
Traders Purchase Large Volume of Call Options on Sphere Entertainment (NYSE:SPHR)
Sphere Entertainment Co. (NYSE:SPHR - Get Free Report) saw unusually large options trading activity on Monday. Traders bought 9,775 call options on the company. This represents an increase of 1,615% compared to the typical volume of 570 call options.
Business in brief: Oct. 5, 2026
Weekly news and notes from the Henrico business community. Better Business Bureau serving Central Virginia, headquartered in Glen Allen, has begun continuously monitoring licenses and regulatory credentials of its accredited businesses through a partnership with Branvio Inc. BBB said the system replaces repeated manual database checks and has freed more
Alexandria Health Department no longer offering free COVID-19, flu tests
The department is providing flu shots only to uninsured residents and has issued guidance for the respiratory virus season
Tyreek Hill in contact with Chiefs
Free-agent WR Tyreek Hill's (Dolphins) agent, Drew Rosenhaus, has been in contact with the Kansas City Chiefs.
NAMI Central Florida highlights mental health resources during Mental Illness Awareness Week
Freddy Morello Jr., CEO of NAMI Central Florida, discusses free resources, new programs, and an upcoming gala during Mental Illness Awareness Week.
First DLC for ‘Halloween: The Game’ Arrives October 27, Featuring a Free ‘Halloween 5’ Map
As expected, the first DLC for IllFonic's 'Halloween: The Game' will arrive just in time for Halloween on October 27.
Kansas City Royals news: Drew Waters elects free agency
And why do the Royals start out so slow?
Buy Rating Reaffirmed Might Change The Case For Investing In Astrana Health Stock
Astrana Health recently reported quarterly results showing solid revenue growth and higher net profit for the period ending June 30, with a reaffirmed Buy rating from Freedom Capital Markets serving as supporting commentary on the business performance. The combination of rising quarterly profitability and revenue momentum suggests Astrana Health is executing on its healthcare model, with analyst confidence reflecting how that operating progress is being interpreted by the market. This...
Arc Raiders is getting a free trial to celebrate its biggest update yet
Very soon, anyone who wants to play Arc Raiders without paying for it can do so for four days.
The genetic secret helping bats survive a deadly epidemic
We’re easing you into Halloween season with an episode about bats. There’s a silent serial killer decimating little brown bats as they hibernate. White nose syndrome has driven populations across the U.S. to almost the brink of extinction over the last decade. But recently, conservation biologist Giorgia Auteri and her team noticed several genetic mutations in the survivors. These mutations could explain how natural selection has shifted the existing population – and inform conservation efforts in the future.Interested in more animal science? Email us your question at shortwave@npr.org.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include sponsor-free listening. Learn more at plus.npr.org.
The New Denpa Men to end service on December 6
Free-to-play RPG The New Denpa Men will end service on December 6 at 6:00 p.m. PT / 9:00 p.m. ET / December 7 at 11:00 JST, developer Genius Sonority announced.
Local business plans Halloween event at Buckhannon’s Jawbone Park
Majestic Mountains Studio is planning a Halloween event at Jawbone Park in Buckhannon on Oct. 31 from noon to 5:30 p.m. The free event will feature vendors, games, crafts and costume contests.
3 Most Disappointing Cubs Players In 2026
From high-priced free agents to a botched blockbuster trade, these three struggling stars derailed Chicago's championship aspirations and fueled a premature postseason exit against the Padres.
Madison nonprofit celebrates 25 years providing free health care to uninsured residents
MADISON, (WKOW) — The Madison Specialty Care Free Clinic, a local nonprofit, is celebrating 25 years of providing free health care to uninsured patients across South Central Wisconsin on Sunday.
How to Watch Grimsburg Season 3, Episode 2
Watch Grimsburg live with TV channel, start time and streaming info. Stream Season 3, Episode 2 on Fubo — no cable required, free trial available.
How to Watch Tracker Season 4 Premiere
Watch Tracker live with TV channel, start time and streaming info. Stream Season 4 Premiere on Fubo — no cable required, free trial available.
How to Watch Animal Control Season 5, Episode 2
Watch Animal Control live with TV channel, start time and streaming info. Stream Season 5, Episode 2 on Fubo — no cable required, free trial available.
How to Watch Marshals Season 2 Premiere
Watch Marshals live with TV channel, start time and streaming info. Stream Season 2 Premiere on Fubo — no cable required, free trial available.
How to Watch The Simpsons Season 38, Episode 2
Watch The Simpsons live with TV channel, start time and streaming info. Stream Season 38, Episode 2 on Fubo — no cable required, free trial available.
Seahawks Host 2-Time Pro Bowler Due to Backfield Injuries
The Seattle Seahawks are taking a look at one of the most accomplished running backs still available as their backfield goes through ailments.Free-agent running back Joe Mixon is visiting Seattle, according to FOX Sports insider Jay Glazer. Hawk Blogger’s Brian Nemhauser relayed Glazer’s report Sunday, only hours before the Seahawks’ Week 4 matchup with the […] The post Seahawks Host 2-Time Pro Bowler Due to Backfield Injuries appeared first on HEAVY.
Registered Players Of Rare Cookie's Bustle Invited To Secret Party
After being freed from a patent troll earlier this year, the infamous '90s adventure game Cookie's Bustle is renewing the enigma that is itself
Mobile healthcare clinic set up provide free services
This mobile health clinic provides screenings, chronic disease management, prescription management, dental care and primary care for free.
Pakistan: Imran Khan supporters demand ex-PM's release
Thousands of Imran Khan supporters have begun a trek to Islamabad to demand he be freed as Pakistan's political leadership remains in deadlock. The government has set up roadblocks to keep protesters at bay.
Detroit Lions, TE Sam LaPorta stop contract talks: report
Sam LaPorta and the Detroit Lions won’t be reaching an agreement on a new contract anytime soon.
Where to live stream Buccaneers vs Packers for free: NFL, TV channel
The Green Bay Packers and Tampa Bay Buccaneers meet in Week 4 with both teams needing a victory after difficult starts to the season. Green Bay has dropped two of its first three games, while Tampa Bay is trying to…
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
Zach Bryan’s ‘Free Palestine’ shirt at Gillette Stadium offers lesson in music, politics
The decision to wear the “Free Palestine” shirt extended beyond Bryan himself. Members of his band also appeared to want to send a message.
Memorial Health offers free mammograms to uninsured and underinsured women and men in October
The Springfield Memorial Foundation covers the cost of the mammograms for eligible patients.