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Menopause is missing from most electronic health records, study finds
Menopause is frequently missing from women's electronic health records, according to a University of Colorado Anschutz study of nearly 396,000 women participating in the National Institutes of Health's ...
Fashion, food and fun combine to make this event a success
arc THRIFT STORES Denver News: “Let’s Celebrate” was the theme for arc Thrift Stores’ annual fundraiser, and it’s not a stretch to say that’s exactly what everyone did at this Sept. 3 gathering held at Denver Botanic Gardens. The crowd that filled the gigantic tent overlooking the UMB Amphitheater launched the celebration with a social hour where good conversations, along […]
Missy Woods sentenced Tuesday
The former high-profile CBI analyst got a decade in prison on four counts A Jefferson County district court judge on Tuesday sentenced a disgraced former Colorado Bureau of Investigation DNA analyst to a decade in prison. Jefferson County District Judge Andrew Poland sentenced Yvonne “Missy” Woods to 10 years on the most serious felony charge, […]
Russia launches massive, deadly, and ‘complex’ attack against Ukraine
Fighting between Ukraine and Russia commenced after a 72-hour pause for diplomatic visits to both countries by U.S. officials. Russia launched a massive attack on Ukraine on Tuesday, firing dozens of cruise missiles and over 140 drones as the war raged on after this weekend’s peace talks brokered by U.S. envoys Jared Kushner and Steve […]
Telluride 2026: The 6 best movies we saw at the film festival
Some major Oscar contenders were forged, notably Andrew Scott and Julianne Moore, as the exclusive Colorado film showcase pulled off a successful edition.
New Cancer Care Technology at Intermountain Health St. Mary’s Improves Precision and Comfort for Western Colorado Patients
Intermountain Health St. Mary’s Regional Hospital has invested more than $2 million for new equipment and technology to improve quality of care and comfort of their patients receiving cancer care in the Grand Junction area.St. Mary’s Cancer Centers of Colorado purchased a new a new computed tomography (CT) scanner that offers several enhance...
New York Yankees vs. Colorado Rockies: series preview
Aaron Judge will return to the lineup against the Rockies, owners of the NL's worst record.
Redside Foundation provides mental health assistance to the West's outdoor guides
The Idaho-based nonprofit provides mental health and other services to river, hunting and wilderness guides in states like Wyoming, Montana and Colorado, writes guest columnist Chuck Malloy.
Opinion: The Colorado Option is failing to meet the needs of small businesses for healthcare coverage
State must hold insurance carriers accountable to targeted premium reductions or fewer businesses will be able to afford healthcare for employees.
Opinion: The Colorado Option is failing to meet the needs of small businesses for healthcare coverage
State must hold insurance carriers accountable to targeted premium reductions or fewer businesses will be able to afford healthcare for employees.
Trumpicans thumb their nose at the Constitution
As is all too often the case, there are again too many interesting things appearing in Colorado Politics for me to comment on all of them. So let me tell you what I won’t be talking about before I get to the good stuff. I’m not going to talk about Victor Marx’s remarkably and surprisingly […]
CSU biology professor delivers talk on extremophilic microorganisms, research advancements
Thomas Santangelo began the department of biology’s fall semester seminar series at Colorado State University strong, presenting the progressive research behind microorganisms in extreme environments and how those observations can inform future research about biological resilience and adaptation. Santangelo, a professor of biochemistry and molecular biology at CSU, was the main speaker of the “Surprises...
Colorado cafe owner defied officials, stayed open after failed health inspections
Endoscopic Nipple-Sparing Mastectomy Now Available at Boulder Community Health
Susan Hagen, MD, FACS of BCH’s Boulder Valley Surgical Associates (BVSA) recently performed the first E-NSM procedures in Colorado.
One dead after car crashes into Colorado Springs business
Police said around 8:00 pm on Saturday evening, officers responded to the 1100 block of N. Circle Drive for car that crashed into a building.
How a Colorado School District Is Fighting Trump’s Anti-Transgender Push
Jefferson County, Colo., is one of the few public school systems to sue the Trump administration over demands that it revoke transgender protections or face funding cuts.
CoComandering?
At 8 a.m., Friday morning, Aug. 28, 70 or 80 mostly bleary-eyed visitors to the Transportation Technology Center outside Pueblo packed a conference room to attend the Front Range Passenger Rail District’s (FRPRD) Board meeting. With the exception of those on a public or contractor payroll, who made their trips Thursday afternoon to overnight at […]
Even Dem court couldn’t abide theft of GOP seats
Thanks to the Colorado Supreme Court, Colorado voters will be able to reaffirm their support for the Independent Congressional Redistricting Commission after the court struck down the Democratic scheme to steal three Republican congressional seats. Billionaire-funded national Democratic groups from New York and Washington, D.C. created the hilariously named “Coloradans for a Level Playing Field,” […]
Chaotic meeting began with attempt to squelch public comment
When Attorney General Phil Weiser takes the governor’s office in January, he must immediately address the chaos of the latest round of appointees to the Colorado Parks and Wildlife Commission to assure stakeholders he’s willing to put pressure on the bleeding wound. The keys to the kingdom have fallen into the wrong hands and Weiser […]
Great Moments in Bulldog History: 2001 win at Colorado
(KSEE/KGPE) – On Bulldog Insider Sunday night, Sports Director Scott Bemis relived a memorable season opener 25 years ago, when the Fresno State football team got its first big, non-conference win of the Pat Hill era.
Colorado cafe owner defies county officials and court, stays open after failed health inspections
Grand County officials are weighing their options in a legal battle against a contentious cafe owner who continued to serve customers despite failing health departments inspections for more than a year.
Yankees Announce Aaron Judge News Before Padres Game
Aaron Judge remains on track to return during the New York Yankees‘ upcoming homestand. The captain has missed more than three months with a stress fracture in his first right rib. Manager Aaron Boone said Judge could return during that homestand, which runs Sept. 8-13 against the Colorado Rockies and New York Mets. The update […] The post Yankees Announce Aaron Judge News Before Padres Game appeared first on HEAVY.
St. Louis Cardinals vs Colorado Rockies Game Discussion Sunday
The St. Louis Cardinals wrap up their Colorado vacation against the Rockies Sunday afternoon at Coors Field. Kyle Leahy will pitch at least the first couple of innings for the Cardinals while the Rockies give the ball to RHP Tanner Gordon. First pitch set for 2:10pm central time and the game broadcast will be available […]
Graduated income tax proposal is a flat tax in disguise
“Youth is wasted on all the wrong people.” That’s one of my favorite lines from “It’s a Wonderful Life.” The older I get, the less it sounds like a joke. Every generation inherits victories it did not win. Young Americans never experienced the Cold War, the draft or stagflation. Double-digit inflation is something grandpa now […]
AI optimism vs. anxiety — podcasters debate this every night
President Donald Trump, CNBC’s “Mad Money” host Jim Cramer and entrepreneurial “accelerationists” celebrate the AI revolution and the infrastructure data-center build-out. Cramer recently gushed, “I like data centers so much that I wish I lived in one.” Trump criticized any community that opposes them as losers who will lose jobs and taxes — and will weaken […]
St. Louis CITY extend unbeaten run with Vancouver upset
By Ben SteinerVANCOUVER, B.C. - Let it be known, St. Louis CITY SC mean business.After a week that saw them shell out $12 million to the Colorado Rapids in a cash-for-player trade for Rafael Navarro...
Seven Pitchers Help Rockies Wallop Cardinals
Colorado Rockies use up seven pitchers, along with two big scoring innings, to dispatch the St. Louis Cardinals.
Columbus Crew handles business in 3-0 win over Colorado Rapids, snaps five-match losing streak
Just when you count them out, the Crew pulls you right back in. After losing five consecutive matches amid a summer in which the Black & Gold’s squad overhaul has created a revolving door…
St. Louis Cardinals vs Colorado Rockies Game Discussion Saturday Night
The St. Louis Cardinals will try to achieve the baseball equivalent of a Rocky Mountain High Saturday night as they do battle with the Colorado Rockies in game 2 of the weekend series. Matthew Liberatore gets the start for the Cardinals while the Rockies give the baseball to RPH Mason Adams. First pitch is set […]
Blue-collar support trends highlighted GOP gains among rank‑and‑file workers
Forty-five years ago this week: Kathy Oatis of the Colorado AFL-CIO’s Committee on Political Education said that organized labor had a negative image with the American voter. “I don’t think the country is against us,” said Oatis. “I think the leaders of the country are, and they don’t support the things that we have traditionally […]
Colorado Politics Calendar Sept. 7-13
CoPo’s weekly political calendar will help you find political and public-policy events throughout Colorado. It includes candidate and issue campaign events, public policy meetings, court hearings, state and local party conventions, assemblies, debates, rallies, parades, speaking engagements, traveling dignitary appearances, water meetings, book signings, county commission hearings, city council meetings and more. As a subscriber, […]
The dissonance of an American Jew thinking about Israel
The Jewish High Holidays will soon be upon us. The third anniversary of Oct. 7 will then quickly follow. Three weeks later, Israeli voters will head to the polls to elect all 120 members of its parliament, the Knesset and thereby their next prime minister. It has been a couple of years since I’ve addressed […]
Explore the Cosmos at Carnegie Science Observatories’ Annual Open House in Pasadena
On Sunday, October 11, Carnegie Science Observatories welcomes one and all to its annual Open House from 2:00 pm - 5:00 pm—a great chance to enjoy the cooler-
Rockies Suffer Crushing 7-6 Loss to Cardinals
The Colorado Rockies had a win against the St. Louis Cardinals in the palm of their hand, but it slipped through their fingers.
Cardinals Jordan Walker Reaches Milestone During Breakout Year
St. Louis Cardinals outfielder Jordan Walker has broken out this season and has hit the century mark for RBIs. In the Cardinals’ Friday contest with the Colorado Rockies, Walker hit a sacrifice fly to reach 100 RBIs for the season. Walker joins teammate Alec Burleson with 100 RBIs this season. The duo is the first […] The post Cardinals Jordan Walker Reaches Milestone During Breakout Year appeared first on HEAVY.
Fast business funding: Big fees, few protections for merchant cash advances
A Colorado man says he lost $4,000 after applying for online business funding tied to Goldman Financial. Denver7 Investigates examines merchant cash advances, complaints, fees and industry oversight.
St. Louis Cardinals vs Colorado Rockies Game Discussion Friday
The St. Louis Cardinals head east from California, but not that far east as they’ll land in Denver on Friday for a weekend series against the Colorado Rockies. Andre Pallante returns from the injured list to the mound for the Cardinals while the Rockies will give the ball to Ryan Feltner. First pitch is scheduled […]
Manny Rutinel resigns from Colorado legislature to focus on congressional race
The Democrat running for a key congressional race — whose outcome could decide the balance of power in the U.S. House — on Friday resigned from the Colorado legislature. State Rep. Manny Rutinel is turning his attention to his campaign in Colorado’s 8th Congressional District, where he is challenging Republican U.S. Rep. Gabe Evans. The […]
Democrat Manny Rutinel resigns from state House to focus on competitive race in Colorado’s 8th Congressional District
Democratic Rep. Manny Rutinel resigned from the state legislature Friday to devote his full attention to his campaign in Colorado’s 8th Congressional District, where he is challenging Republican U.S. Rep. Gabe Evans. The open seat in House District 32 will be filled by a vacancy committee. The Adams County Democratic Party has not responded to […]
Scientists studying cockroach milk and nose-blowing win Ig Nobel prizes for quirky science
Ten research teams were awarded the satirical Ig Nobel prizes during a ceremony in Zurich, Switzerland, marking the first time the event was held outside the United States due to visa concerns.
Series Preview – St. Louis Cardinals visit the Colorado Rockies
21 games left. Can it happen?
Marker Lectures in Physics set for Sept. 30, Oct. 1
Jun Ye, professor of physics and JILA Fellow at the University of Colorado Boulder, will present the 2026 Russell E. Marker Lectures in Physics on Sept. 30 and Oct. 1 on the Penn State University Park campus. These free public lectures are sponsored by the Penn State Eberly College of Science.
Looking for health information in Spanish? Discover UCHealth’s news site and Facebook community.
As Colorado's Hispanic population continues to grow, UCHealth offers trusted health information in Spanish, interpreter services and a welcoming community for Spanish speakers.
Joining Hull 'a no-brainer'
New Hull signing Lucas Herrington says he is enjoying being part of a "really special" squad. The 18-year-old defender has come on as a substitute in the Tigers' opening two Premier League fixtures since his move from from Colorado Rapids in August.
Grading Colorado football's dramatic Week 1 win over Georgia Tech
Grading every position group after Colorado's comeback win against the Georgia Tech Yellow Jackets in their 2026 season opener.
Bloom Healthcare Acquires Christian Care House Calls
Colorado-based Bloom Healthcare has acquired Christian Care House Calls, which provides home-based senior primary care in Texas. The deal expands the
Humanists’ Sunday Science to discuss wolves Sept. 6
“The Truth About Wolves” is the title of the Central Colorado Humanists Sunday Science program, which will start at 10 a.m. Sept. 6 at A Church, 419 D St.
What climate science tells us about the causes of the Colorado River crisis
Elected officials from across Colorado’s political spectrum continued a 68-year-old tradition last week when they took to the stage at the annual summer conference of the Colorado Water Congress in
Colorado football stuns Georgia Tech late, but questions linger
Colorado survived an uneven night against Georgia Tech thanks to Julian Lewis, Charlie Williams and Boo Carter. Breaking down what it all means
Georgia Tech field goal blocked in late loss to Colorado
Colorado freshman quarterback Julian Lewis hit tight end Charlie Williams for a 20-yard touchdown with 42 seconds remaining in the fourth quarter, lifting the Buffaloes to a last-minute, 14-13 win against Georgia Tech on Thursday night in the season opener. Georgia Tech looked like it could pull off the improbable when quarterback Alberto Mendoza found receiver Dalen Penson for a 42-yard gain, putting the Yellow Jackets in field goal range.
President Trump puts Colorado farmers and ranchers first
By Brooke L. Rollins Ever since Colorado was admitted to the union 150 years ago this month, farmers and ranchers across the state have kept our nation’s food supply secure and our freedom alive. From cattle ranchers on the eastern plains to specialty crop producers on the Western Slope, Colorado is home to more than 36,000 farms spread across more than 30 million acres. Last week, I saw the tremendous effect of agriculture in the Centennial State firsthand as, along with U.S. […]
No license, no inspection, no accountability — who is protecting women?
In early August, Massachusetts Gov. Maura Healey signed into law expansion of abortion from 24 weeks through the entire pregnancy. While many celebrated, Colorado serves as a staunch warning of the unintended consequences of unrestricted, unregulated abortion. Whether pro-life or pro-choice, Coloradans agree women deserve high-quality, safe, compassionate care. Colorado voters mistakenly believed a constitutional right to […]
How Deion Sanders and Colorado overcame sloppy play to eke out crucial win over Georgia Tech
Colorado Stuns Georgia Tech in Final Minutes, 14-13
Colorado pulled off one of the biggest comebacks of the opening week Thursday night, stunning Georgia Tech 14-13 at Bobby Dodd Stadium in Atlanta. The Buffaloes trailed by six points late in the fourth quarter before finding the end zone in the final minutes to steal the victory. Colorado’s win avenged last season’s 27-20 loss…
Rockies vs. Cardinals: Probable Pitchers, Game Times/TV, Etc.
Can the Colorado Rockies make some headway toward not losing 100 games with a winning series against the St. Louis Cardinals?
Bipartisan Colorado leaders press FEMA for disaster declaration amid widespread wildfire damage
Colorado leaders are renewing their push for federal disaster assistance after the Aspen Acres and Gold Mountain fires burned more than 140,000 acres across three counties in June and July. The state has submitted 173 letters from elected officials and community leaders in support of its request for a Major Disaster Declaration. The letters detail […]
Colorado QB depth chart: Can Julian Lewis, Zach Wilson's brother end post-Shedeur struggles?
The Buffaloes are looking to bounce back in 2026 with some intriguing names in their quarteback room.
Gong-Show Griswold’s latest data dump a disaster
Last week, Colorado Secretary of State Jena Griswold’s office discovered they exposed for weeks the addresses of more than 130,000 “confidential voters” — including victims of sexual assault, domestic violence — and her political opponent in the attorney general’s race, District Attorney Michael Allen. The act itself, another in a growing list of acts of […]
Colorado’s education paradigm déja-vu
Déja-vu for 10 years. In 2015-2016, state standardized testing was fully integrated into teacher performance evaluation. The tests comprised 50% of teacher “performance.” The idea was to follow the General Electric “rank-and-yank” human resources model. At GE, the model went like this: top 20% of employees got raises and bonuses; the middle 70% got to […]
Colorado vs. Georgia Tech: Season Opener Set for Thursday Night
The 2026 college football season officially gets underway for two Power Four programs on Thursday night when the Colorado Buffaloes travel to Atlanta to take on the Georgia Tech Yellow Jackets. Kickoff is set for 8 p.m. ET on ESPN at Bobby Dodd Stadium, with Georgia Tech looking to begin the season with another win…
Rockies Overcome Early Deficit to Beat Orioles in Extras
The Colorado Rockies would not give up in a 6-5 win over the Baltimore Orioles on Wednesday.
Rep. Jeff Crank leads resolution against Democratic Socialists of America
Colorado leaders of the Democratic Socialists of America called U.S. Rep. Jeff Crank's anti-socialism resolution a “waste of time."
Appeals court rejects CDOT employee’s discrimination, retaliation claims
Colorado’s second-highest court agreed last week that a Colorado Department of Transportation employee had not shown that his employer discriminated and retaliated against him due to his religion and national origin. Ayman Salloum, who described himself as a 70-year-old Muslim immigrant from Jordan, was an environmental protection specialist at CDOT in December 2024. That month, […]
CPW chair’s unilateral comment changes spark backlash from fellow commissioners
A decision to cap public comment, announced last week by Colorado Parks and Wildlife Commission Chair Jay Tutchton, set off a lively discussion at Wednesday’s meeting. In the end, Tutchton’s unilateral decision to cut public comment and to change who gets to testify was killed on a 6-5 vote, with Tutchton himself casting the deciding […]
NHL, Prime Video strike local streaming deal for 6 teams
The multiyear agreement makes Prime Video the exclusive local streamer for the Ducks, Hurricanes, Blue Jackets, Stars, Wild and Blues.
How will Stan Kroenke impact the Angels? We asked reporters who have covered his other teams
Los Angeles Angels fans rejoiced on Tuesday after news broke that longtime owner Arte Moreno was selling the team for $4 billion to Stan Kroenke, whose Kroenke Sports and Entertainment owns a collection of franchises across multiple leagues. Under the group’s umbrella, Kroenke owns the NFL’s Los Angeles Rams, NBA’s Denver Nuggets, NHL’s Colorado Avalanche and Arsenal in the English Premier League. He also owns MLS’ Colorado Rapids and the National Lacrosse League’s Colorado Mammoth. Each of those teams has won at least one league title during Kroenke’s ownership tenure. So what...
New evidence shows Boulder climate lab was dismantled in act of political reprisal, lawsuit alleges
New evidence shows pure politics was behind the Trump administration's threat to dismantle Boulder's NCAR climate lab, a lawsuit says
‘Atlanta is Deion’s city’: Deion Sanders begins pivotal Colorado season in city where star was born
In the early 1990s, Deion Sanders was Atlanta's two-sport athlete, starring for the Falcons and playing in the World Series with the Braves.
Don’t trade away our TABOR refunds
Here we go again — tax-and-spend politicians going in the wrong direction. Colorado families are being asked to believe a familiar lie: the only way to fund education is to let politicians keep more of your money — forever. Proposition NN is being sold as a solution for schools and teacher pay. But look past […]
House adopts Republican U.S. Rep. Jeff Crank’s resolution condemning socialism, mostly along party lines
The House on Tuesday approved a resolution sponsored by U.S. Rep. Jeff Crank to condemn socialism in a largely party-line vote that the Colorado Republican characterized as a chance for lawmakers to “stand firm” against an ideology making inroads among Democrats. The nonbinding resolution, HR 1490, also included a call for the “enactment” of GOP-led […]
Capped or graduated income tax rate? Colorado voters to decide
The proposal to create income tax tiers — which would replace Colorado’s flat rate — has been certified for the November general election ballot, setting the stage for a major showdown between two competing forces seeking to define the parameters of state revenue. Initiative No. 195, which would raise the tax obligations on higher-income earners, will […]
Voices of Our Youth Gala celebrated the impact a mentor can have
BIG BROTHERS BIG SISTERS OF COLORADO Denver News: When chief executive officer Elycia Cook extended an invitation to the 2026 Big Little Gala, Voices of Our Youth, it came with a note advising that it would be an evening that was “Very impactful. There will be some beautiful testimonies and some tears of joy.” She wasn’t kidding. […]
The 21 seats Mike Johnson says will decide the House majority
Speaker Mike Johnson, R-LA, is eyeing 21 seats that will determine the House majority in the November midterm elections, including Colorado’s Congressional District 8. Johnson pointed to the nonpartisan Cook Political Report’s 21 toss-up seats, before rattling off a list of the races he is watching particularly closely. “Those 21 or so seats that are […]
Angels sold by Arte Moreno to Kroenke Sports & Entertainment
Arte Moreno's Los Angeles Angels sold to Stan Kroenke’s company, which owns the Los Angeles Rams, Denver Nuggets and Colorado Avalanche.
Angels sold by Arte Moreno to Kroenke Sports & Entertainment
Arte Moreno's Los Angeles Angels sold to Stan Kroenke’s company, which owns the Los Angeles Rams, Denver Nuggets and Colorado Avalanche.
Colorado Department of Health releases testing on Arkansas River
Leaders with the Department of Agriculture said they have alerted farmers in communities downstream of the spill and are working to get more information from testing.
Northern Colorado health officials confirm first West Nile Virus case in Weld County
On Monday, health officials confirmed the first case of West Nile Virus found in Weld County this year.
Colorado redistricting limits measure heads to November ballot
A proposed constitutional amendment that would prohibit Colorado’s congressional maps from being redrawn outside of election cycles has qualified for the November ballot, according to the Secretary of State’s Office. Under Initiative 256, redistricting changes for the 2028 election and beyond would be prohibited unless approved by the Congressional Redistricting Commission and the Supreme Court. […]
Polis announces ‘Governor for a Day’ contest for Colorado students
Colorado seventh and eighth graders have the chance to experience a day in the life of the governor through a new contest launched by Gov. Jared Polis. The “Governor for a Day” competition will give one student the chance to see firsthand how state government works, shadowing Polis during a typical workday. It appears to […]
Federal grant cuts hit Colorado studies to make healthcare more efficient
Dr. Lisa DeCamp thought she might have a win-win idea that would improve health for kids with asthma while saving Medicaid money. She may never know if it would have worked after the Agency for Healthcare Research and Quality ended her…
A course correction Canada would concur with
I’ve always harbored a soft spot for Canada. My father was stationed there twice, once in the 1960s as the Atomic Energy Commission’s American liaison with the Canadian nuclear reactor program in Chalk River, Ontario and again in the 1970s as the State Department’s scientific attache at the U.S. Embassy in Ottawa. I had the […]
Private property rights challenge rural Colorado communities
If there were ever a topic I believe deeply in, it’s private property rights. If there were ever a topic that leaves me in a moral conundrum more often than not, it’s private property rights. The northern portion of Weld County is where towns like Grover and Hereford are hunkered down against the wind. It’s […]
Colorado High School Football Rankings: Top 25 Teams
Valor Christian is looking very strong, and their cross-sectional matchup against Mater Dei this weekend will be one of the biggest games in the country.
Bold predictions for Colorado football entering the 2026 season
Here are a few bold predictions from the Buffaloes Wire staff ahead of Colorado's 2026 campaign.
Politics Now: August 29, 2026
This week on Politics Now with host John Langeler: Nevada sues over the Colorado River plan House Speaker Michael Johnson campaigns in Las Vegas Nevada Senator Catherine Cortez Masto on escalating …
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
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