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Nobel prize in physics 2026: high energy cosmic neutrinos

Second up for the 2026 Nobel Prizes was the award for physics. And this year it went to just one scientist, Francis Halzen. The Belgian physicist won the prize based on his work on the IceCube detector that observes ghostly particles called neutrinos. Science editor Ian Sample tells host Madeleine Finlay how Halzen came up with the brilliant idea to use sensors buried in the ice to detect these extraterrestrial particles.

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Oct 6 • 2:44 PM EDT • Science • theguardian.com
'She knew she had something really important on her hands': Rosalind Franklin figured out DNA's helical structure before Watson and Crick, study suggests

Rosalind Franklin knew about DNA's double-helix structure ahead of Watson and Crick, a new study of her photos and notes reveals.

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Oct 6 • 1:33 PM EDT • Science • livescience.com
McDonald’s faces antitrust suit over AI-driven pricing

The lawsuit alleges the company violated antitrust law by working with independent franchisees to fix prices using algorithms.

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Oct 6 • 1:13 PM EDT • Business • chicagobusiness.com
Tyreek Hill receives warning about going back to Kansas City

The Kansas City Chiefs saw wide receivers Tyquan Thornton and Rashee Ric go down in Sunday’s win over the Las Vegas Aces, leading to heavy speculation that former franchise superstar Tyreek Hill, who is working his way back from a knee injury, could be a prime candidate to replace Thornton and Hill’s production as he…

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Oct 6 • 1:03 PM EDT • Sports • sports.yahoo.com
French politicians grapple with protesters' demands for better schools while also cutting spending

Prime Minister Lecornu is pledging to improve schools at a time when the government seeks to save billions. France's dilemma can be seen across the EU: How to cut spending when citizens are demanding more from the state?

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Oct 6 • 12:49 PM EDT • Politics • dw.com
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Dennis Franchione, football coach at TCU, Alabama and Texas A&M, dies at 75

The Fort Worth Star-Telegram, which first reported the news, said Franchione’s family confirmed his death Tuesday.

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Oct 6 • 12:28 PM EDT • Sports • spectrumlocalnews.com
Autodesk names Diana Colella to lead architecture, engineering and construction business

Proven product leader to advance Forma industry cloud and AI strategy and drive the next phase of AEC growth SAN FRANCISCO, Oct. 6, 2026 /PRNewswire/ -- Autodesk, Inc. (NASDAQ: ADSK) today...

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Oct 6 • 12:00 PM EDT • Business • adsknews.autodesk.com
McDonald’s franchisees balk at $800,000 bill to overhaul stores

McDonald’s has said the program will help operators save about $100,000 in annual cash flow. Some franchisees see it differently.

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Oct 6 • 11:36 AM EDT • Business • chicagobusiness.com
Former Alabama and Texas A&M coach Dennis Franchione dies

Franchione left Alabama for Texas A&M after the 2002 season amid NCAA sanctions on the Crimson Tide.

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Oct 6 • 10:46 AM EDT • Sports • sports.yahoo.com
The Weather Channel dunks on Titans-Texans matchup

How bad do you have to be as an NFL franchise to get made fun of by The Weather Channel of all things? That’s a question that fans of the Tennessee Titans and Houston Texans are unfortunately now made to ponder. Both AFC South teams are 0-4 to start the season, but both arrive at…

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Oct 6 • 10:30 AM EDT • Sports • sports.yahoo.com
Scientist who hunts mysterious ghost particles in the Antarctic ice wins Nobel Prize for physics

Francis Halzen said it was predicted that he would win the prize, but the announcement still made him feel “strange.” The 82-year-old scientist is affiliated with the University of Wisconsin–Madison in the U.S.

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Oct 6 • 10:20 AM EDT • Science • latimes.com
Week 5 fantasy quarterback rankings: Top QB streamers, starts

San Francisco's Brock Purdy is having an outstanding fantasy season, leading the NFL in TD passes. Where does he rank this week at Seattle?

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Oct 6 • 10:13 AM EDT • Sports • sports.yahoo.com
Every ‘Scream’ opening scene, ranked

Do you like scary movie opening scenes? No franchise does killer starts like ‘Scream,’ and we’re ranking all of the star-studded sequences.

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Oct 6 • 10:00 AM EDT • Entertainment • ew.com
Wealthspire Launches $2.9B Sports and Entertainment Practice

Wealthspire’s new vertical will work with athletes, entertainers and creators, with managing director Frank Marzano leading the practice.

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Oct 6 • 9:14 AM EDT • Entertainment • wealthmanagement.com
Francis Halzen wins Nobel Prize in Physics for work on ‘ghost particles’
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Oct 6 • 8:31 AM EDT • Science • aljazeera.com
Francis Halzen wins Nobel Prize in physics for work on ghost particles

The Nobel Committee praised his work at the IceCube Neutrino Observatory in Antarctica, where he began studying neutrinos in the 1980s

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Oct 6 • 8:19 AM EDT • Science • spectrumlocalnews.com
Francis Halzen wins Nobel Prize in physics for work on ghost particles

The Nobel Committee praised his work at the IceCube Neutrino Observatory in Antarctica, where he began studying neutrinos in the 1980s

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Oct 6 • 8:19 AM EDT • Science • spectrumlocalnews.com
Business - US payroll data shows young workers' jobs most affected by artificial intelligence
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Oct 6 • 8:15 AM EDT • Business • france24.com
AIAS+ 2026 Brings Leading Scientists to San Francisco to Explore How AI Is Changing Scientific Discovery

The Tianqiao and Chrissy Chen Institute will bring leading scientists, AI researchers, engineers and innovators to San Francisco November 5–7 for AIAS+ 2026: AI Advancing Science & Society, a three-day symposium focused on one of the most consequential questions facing research today: How can artificial intelligence help scientists move beyond analyzing what is already known and accelerate new discovery?

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Oct 6 • 8:00 AM EDT • Science • newswise.com
John Beam made a difference. The Chronicle wants to hear about Bay Area coaches who helped you

For the John Beam Community Action Award, we want to hear from readers about the local coaches who have made a lasting impact on the lives of student-athletes and communities.

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Oct 6 • 8:00 AM EDT • Sports • sports.yahoo.com
UCSF Health Reaches 25,000 Robotic Surgeries

Surgeons at the UC San Francisco have performed over 25,000 robotically assisted minimally invasive surgeries, making it the first University of California health center to reach this milestone. UCSF Health has the busiest robotic surgery program in the UC Health system and is one of the leading academic medical institutions for robotic surgeries in the Western U.S.

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Oct 6 • 7:30 AM EDT • Health • newswise.com
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Franciscan Home Health Lafayette earns 2025 ‘Superior Performer’ Patient Experience Award

Franciscan Home Health Lafayette has been recognized by Strategic Healthcare Programs (SHP) as a “Superior Performer” for achieving an overall patient experience score that ranked in the top 20% …

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Oct 6 • 7:00 AM EDT • Health • buildingindiana.com
France student protests roil politics ahead of elections

Analysts expect unrest to intensify after a teenager’s hand was blown off by a riot police sting grenade.

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Oct 6 • 6:54 AM EDT • Politics • semafor.com
Francis Halzen wins Nobel Prize in physics for work on high-energy neutrinos from space

The 82-year-old scientist, originally from Belgium, is affiliated with the University of Wisconsin–Madison. His research into capturing neutrinos at the South Pole dates back to the 1980s.

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Oct 6 • 6:16 AM EDT • Science • npr.org
High-Signal Publisher
Nobel prize in physics goes to Francis Halzen for south pole work on neutrinos

Belgian physicist praised for work on the IceCube detector that observes the ghost-like particles in Antarctica

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Oct 6 • 6:11 AM EDT • Science • theguardian.com
'Ghost particles' from space telescope wins 2026 Nobel Prize in Physics

Belgian physicist Prof Francis Halzen has won for his pioneering work on an observatory that detects particles from space.

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Oct 6 • 6:10 AM EDT • Science • bbc.com
Francis Halzen wins 2026 Nobel Prize in physics

Among past laureates are some of the most celebrated figures in science, including Albert Einstein, Marie and Pierre Curie, Max Planck and Niels Bohr.

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Oct 6 • 6:02 AM EDT • Science • japantimes.co.jp
Nobel Prize in physics awarded to Francis Halzen for his work detecting cosmic particles

The 2026 Nobel Prize in physics has been awarded to Francis Halzen for his “decisive contributions to the IceCube Neutrino Observatory and the discovery of high-energy neutrinos of astrophysical origin.”

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Oct 6 • 5:54 AM EDT • Science • cnn.com
Nobel Prize in Physics awarded to Francis Halzen for ice research

Scientist Francis Halzen won the 2026 Nobel Prize in Physics, the Royal Swedish Academy of Sciences in Stockholm announced on Tuesday.

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Oct 6 • 5:52 AM EDT • Science • france24.com
Francis Halzen wins 2026 Nobel Prize in Physics

Belgian-American Particle physicist Francis Halzen won the 2026 Nobel Prize in Physics for "decisive contributions to the IceCube Neutrino ​Observatory and the discovery of high-energy neutrinos of astrophysical origin", the award-giving ‌body said on Tuesday.

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Oct 6 • 5:51 AM EDT • Science • reuters.com
Zinedine Zidane hails ‘exceptional’ Michael Olise

France head coach Zinedine Zidane has described Bayern Munich’s Michael Olise as “exceptional” after his team’s 4-1 win over Belgium on Monday. Les Bleus came from behind to score four late go...

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Oct 6 • 5:10 AM EDT • Sports • sports.yahoo.com
Golden Nuggets: We’re on to Seattle

Your daily San Francisco 49ers news for Tuesday, October 6th, 2026

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Oct 6 • 5:02 AM EDT • Sports • sports.yahoo.com
Evaluating Logan Webb's Season for Giants

San Francisco Giants right-hander Logan Webb was an All-Star in 2026, but why do the numbers tell a different story?

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Oct 5 • 10:11 PM EDT • Sports • sports.yahoo.com
Will Dawkins on AJ Dybantsa, Ending Wizards' Deconstruction Phase

From scouting character to ending the teardown, Washington Wizards GM Will Dawkins details the vision behind drafting AJ Dybantsa and how the franchise is finally shifting toward competitive growth.

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Oct 5 • 8:54 PM EDT • Sports • sports.yahoo.com
Nobel Prize in Physics 2026

The Nobel Prize in Physics 2026 was awarded to Francis Halzen “for decisive contributions to the IceCube Neutrino Observatory and the discovery of high-energy neutrinos of astrophysical origin.”

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Oct 5 • 8:00 PM EDT • Science • nobelprize.org
What control! Zidane oozes class during France match 🎥

Zinedine Zidane has reasons to make fans optimistic about the future of the French national team.And on Monday (5), he gave fans another reason to rise from their seats at the Stade de France.During t...

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Oct 5 • 7:56 PM EDT • Sports • sports.yahoo.com
New Franklin County Jail mental health program remains full with waitlist

The jail-based restoration program serves inmates who have been found unfit to stand trial.

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Oct 5 • 6:56 PM EDT • Health • kfvs12.com
Switching on brain cells: the Nobel-winning science of optogenetics
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Oct 5 • 5:56 PM EDT • Science • france24.com
James Gunn dispels Wonder Woman casting rumors while roasting Frank Grillo

James Gunn addressed the Adria Arjona-Wonder Woman casting rumors by roasting DC star Frank Grillo. ‘You don’t believe he doesn’t know anything? Exhibit A.’

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Oct 5 • 3:24 PM EDT • Entertainment • ew.com
The business of women's sports is booming—a viral bar that brings in $1M a year wants to take advantage

As women's sports enjoy record viewership, The Sports Bra — a Portland, Oregon, bar that only plays women's sports on TV — is rolling out national franchise plans.

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Oct 5 • 1:24 PM EDT • Sports • cnbc.com
Wyoming Business Hit A 5-Year Enrollment High. Its Dean Isn't Satisfied

Scott Beaulier once pictured a McDonald's franchise as his ceiling. Now he wants national recognition for a Wyoming college up 18% since 2021

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Oct 5 • 1:03 PM EDT • Business • poetsandquants.com
Serie A talent in Golden Boy Award 2026 nominees

The nominees for the 2026 Golden Boy Award have been announced, including Serie A talent Kerim Alajbegovic of Juventus, Roma’s Rodrigo Mora and Franco Mastantuono of Fiorentina.The trophy is for the...

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Oct 5 • 12:35 PM EDT • Sports • sports.yahoo.com
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49ers’ Mike Evans Reveals Truth About Playing Through Rib Injury

Mike Evans was not expected to play this week. He suited up anyway. The San Francisco 49ers receiver played through a painful rib injury in a 24-14 win over the Denver Broncos. Evans Beats the Odds for the 49ers Evans hurt his ribs in Week 3 against the Arizona Cardinals. Many assumed he would miss […] The post 49ers’ Mike Evans Reveals Truth About Playing Through Rib Injury appeared first on HEAVY.

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Oct 5 • 12:29 PM EDT • Sports • sports.yahoo.com
Mary McNamara: As David Ellison names his new empire Skydance, the message is clear: He owns Hollywood

LOS ANGELES — What a surprise. David Ellison has decided to name the Frankenstudio media company created by the merger of Paramount Skydance and Warner Bros. Discovery simply Skydance. And

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Oct 5 • 11:45 AM EDT • Entertainment • thederrick.com
Largest gift in Franklin College history to pay for new business and pre-law building

The college plans to build a two-story academic facility featuring a mock courtroom for pre-law students and an investment trading lab aimed at business majors.

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Oct 5 • 11:05 AM EDT • Business • theindianalawyer.com
'Here & Now' Highlights: Charles Franklin, Jason Stein

A month before the 2026 election, the Marquette Law School Poll shows candidates for governor neck-and-neck — poll director Charles Franklin explained where voters stand and why. Enrollment caps for ...

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Oct 5 • 10:27 AM EDT • Politics • pbswisconsin.org
Cambridge and London Life Sciences Showcase returns during JPM Healthcare Week 2027

o2h co-discovery has announced that the Cambridge × London Life Sciences Showcase will return for its second edition during J.P. Morgan Healthcare Week 2027 in San Francisco.

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Oct 5 • 8:06 AM EDT • Science • news-medical.net
Pope Francis' diaries to be published next month, revealing reflections on Vatican years

Pope Francis' journal entries from his time in the Vatican and years before will be published this fall | WBBM Newsradio 780 AM & 105.9 FM

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Oct 5 • 8:05 AM EDT • Entertainment • audacy.com
Pope Francis' diaries to be published next month, revealing reflections on Vatican years

Pope Francis' journal entries from his time in the Vatican and years before will be published this fall | Talk 1370

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Oct 5 • 8:05 AM EDT • Entertainment • audacy.com
Pope Francis' diaries to be published next month, revealing reflections on Vatican years

Pope Francis' journal entries from his time in the Vatican and years before will be published this fall.

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Oct 5 • 8:05 AM EDT • Entertainment • news4jax.com
MLB News Outside The Confines: The Postseason hits the roof

All the news from the playoffs, including Drew Rasmussen, Ty France and the Brewers.

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Oct 5 • 8:00 AM EDT • Sports • sports.yahoo.com
Business Ingenuity Gives Birth to Edgy, an AI Agent Educated in the Theory Behind Natural Synergy™ to Show Leaders Where Their Organizations Are Headed

SAN FRANCISCO, October 05, 2026--Business Ingenuity, Inc. today announced the availability of Edgy, an AI agent educated using Natural Synergy: From Natural Mystery to Mastery, co-authored by co-founder Charles Follett and Ray Scott and available on Amazon. Edgy analyzes an organization through its public footprint and its own people, then tells executives which Operating State the organization occupies, which direction it is being driven, and what adjustments would improve its performance.

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Oct 5 • 8:00 AM EDT • Business • finance.yahoo.com
London City gelling, Man City flying

After five frantic weeks, the Women's Super League takes a two-week break, offering the perfect chance to take stock of a thrilling start to the season.

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Oct 5 • 7:59 AM EDT • Sports • sports.yahoo.com
Earth Shifted Quickly On Its Axis Four Times In Last 320 Million Years, Including When Dinosaurs Reigned

Frankly, it’s surprising the dinosaurs didn’t get dizzy.

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Oct 5 • 7:18 AM EDT • Science • iflscience.com
'Totally Spies!' Expands Licensing with Apparel and Jewelry Deals

Banijay Kids & Family announces new "Totally Spies!" licensing agreements spanning apparel, jewelry and publishing as the franchise marks 25 years.

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Oct 5 • 7:02 AM EDT • Entertainment • licenseglobal.com
49ers Draft Scouting: Texas Tech's AJ Holmes
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Oct 5 • 7:00 AM EDT • Sports • sports.yahoo.com
Business - Trump names Jay Clayton as AI czar to lead 'Super Intelligence Force'
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Oct 5 • 6:09 AM EDT • Business • france24.com
TV Tinsel: 'NCIS' franchise explores new territory in Big Apple

The long arm of naval law is stretching into the Big Apple as the new “NCIS: New York” premieres on CBS Tuesday and streams on Paramount+ Wednesday. The omnipresent “NCIS”

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Oct 5 • 6:00 AM EDT • Entertainment • recorderonline.com
Nobel Prize in medicine jointly awarded to ​Karl Deisseroth, Peter Hegemann ​and Georg Nagel

The Nobel Prize in medicine was awarded Monday to Karl Deisseroth, Peter Hegemann and Georg Nagel for their research into light-gated ion channels and optogenetics. The prize money this year is 12 million…

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Oct 5 • 5:44 AM EDT • Science • france24.com
49ers Handed Intriguing Take on Vita Vea After Defeating Broncos

The San Francisco 49ers sit at 4-0 through four weeks, and the trade deadline is on Nov. 10, but if the team keeps playing like this, it’s clear they’ll be buyers looking to improve.Wide receiver and the defensive line are two areas of concern for the Niners given the injuries and lack of depth. On […] The post 49ers Handed Intriguing Take on Vita Vea After Defeating Broncos appeared first on HEAVY.

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Oct 5 • 5:37 AM EDT • Sports • sports.yahoo.com
Wyoming Business Hits A 5-Year Enrollment High. Its Dean Isn't Satisfied

Scott Beaulier once pictured a McDonald's franchise as his ceiling. Now he wants national recognition for a Wyoming college up 18% since 2021

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Oct 5 • 5:21 AM EDT • Business • poetsandquantsforundergrads.com
Zinédine Zidane worried about France’s lack of full-backs

It was Didier Deschamps’ concern, and it is now Zinédine Zidane’s. The former complained about the lack of full-back options in the France setup and called for an evaluation of how to be more eff...

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Oct 5 • 4:40 AM EDT • Sports • sports.yahoo.com
French services sector returned to growth for first time since December, PMI shows

France's dominant services sector grew in September for the first time since the end of last year, helped ​by a rebound in output after businesses had been ‌impacted in August by an intense summer heatwave, a business survey showed on Monday.

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Oct 5 • 3:53 AM EDT • Business • reuters.com
Another forgettable afternoon for Bo Nix

Bo Nix had 214 yards passing, 10 yards rushing, and one TD in the team's Week 4 loss to the San Francisco 49ers.

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Oct 5 • 3:08 AM EDT • Sports • sports.yahoo.com
Euro pummelled by France's debt burden; stocks mixed

By Rae Wee SINGAPORE, Oct 5 (Reuters) - Asian stocks made brisk gains on Monday as investors pared back expectations of a Federal Reserve rate hike this month, while the

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Oct 5 • 1:33 AM EDT • Business • lufkindailynews.com
Miami Marlins Hitting Core Emerges After Strong Season

Hit king Otto Lopez and defensive powerhouse Joe Mack lead a surging youth movement, signaling a turning point for the franchise following a productive 80-win campaign.

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Oct 5 • 12:30 AM EDT • Sports • sports.yahoo.com
George Kittle now ranks fourth in 49ers all-time TDs

George Kittle keeps moving up the 49ers record books.

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Oct 5 • 12:15 AM EDT • Sports • sports.yahoo.com
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What to Stream: Oasis doc, Pitbull, 'Carrie' series, 'Gears of War: E-Day' and 'Disclosure Day'

New streaming entertainment options are arriving this week, including an Oasis documentary, Pitbull record, and a new game in the blockbuster "Gears of War" franchise. The documentary "Oasis: Don't Look

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Oct 5 • 12:01 AM EDT • Entertainment • gazettextra.com
Euro slides as French fiscal worries grip markets

By Ankur Banerjee SINGAPORE, Oct 5 (Reuters) - The euro weakened sharply on Monday to a 17-month low as fiscal worries in France amid a steep bond market rout stoked

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Oct 4 • 11:50 PM EDT • Business • lufkindailynews.com
George Kittle finds the end zone

San Francisco 49ers TE George Kittle catches touchdown in win over Denver

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Oct 4 • 11:43 PM EDT • Sports • sports.yahoo.com
Deebo Samuel snags TD

San Francisco 49ers WR Deebo Samuel finds the end zone

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Oct 4 • 11:34 PM EDT • Sports • sports.yahoo.com
49ers get optimistic Kyle Juszczyk update after scary knee injury

San Francisco 49ers fullback Kyle Juszczyk seems to have avoided the worst after injuring his knee against the Denver Broncos.

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Oct 4 • 10:14 PM EDT • Sports • sports.yahoo.com
Broncos Inept Offense Leads To 24-10 Loss To Niners

The Denver Broncos offense struggled again as they lost an ugly game to the San Francisco 49ers.

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Oct 4 • 9:35 PM EDT • Sports • sports.yahoo.com
Bills Announce Historic Josh Allen News During Patriots Game

Buffalo Bills quarterback Josh Allen earned the all-time franchise record for rushing and receiving touchdowns in Sunday's game. The post Bills Announce Historic Josh Allen News During Patriots Game appeared first on HEAVY.

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Oct 4 • 5:27 PM EDT • Sports • sports.yahoo.com
Valkyries' Natalie Nakase takes steps to monitor her health after on-court scare

Golden State head coach Natalie Nakase addressed the causes of her on-court collapse late in the Valkyries' series-clinching win Friday, and measures she's taking for her health.

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Oct 4 • 4:11 PM EDT • Health • sports.yahoo.com
At San Francisco General, researchers are learning how to control HIV without drugs

Doctors at San Francisco General Hospital's famed AIDS clinic have shown the immune system can be primed to keep the virus in check — a promising advance just as U.S. funding cuts threaten future research.

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Oct 4 • 3:10 PM EDT • Science • latimes.com
Panthers prepare for Sunday Night Football with numerous pregame festivities

The Carolina Panthers is hosting the Detroit Lions on Sunday Night Football, marking the franchise’s first appearance in the league’s marquee primetime broadcast slot since 2016.

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Oct 4 • 2:34 PM EDT • Sports • sports.yahoo.com
Josh Allen Sets Bills Record Against the Patriots

The dual-threat quarterback surpassed Hall of Fame legends Andre Reed and Thurman Thomas, etching his name atop the franchise leaderboard with a historic first-half touchdown plunge.

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Oct 4 • 2:28 PM EDT • Sports • sports.yahoo.com
The pill: from symbol of women's liberation to subject of growing mistrust

Initially a symbol of liberation, the pill went on to become an almost inevitable part of a woman’s contraceptive journey. But today its use in France is in decline, the drop in popularity fuelled by…

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Oct 4 • 11:17 AM EDT • Science • rfi.fr
ESPN reveals special Seahawks all-time team

The Seahawks’ best Super Bowl performers at each position were named to ESPN’s all-time team for the franchise.

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Oct 4 • 9:01 AM EDT • Sports • sports.yahoo.com
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

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Oct 4 • 8:59 AM EDT • Health • fintechbusinessweekly.substack.com
Broncos Schedule Gauntlet Continues Against Undefeated 49ers

The Denver Broncos have another big challenge coming against the San Francisco 49ers.

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Oct 4 • 8:51 AM EDT • Sports • sports.yahoo.com
Loan watch: Game time aplenty

Ten Eintracht Frankfurt players are out on loan for the 2026/27 season. Here is an update on how Bahoya, Larsson, Theate, Futkeu, Nkounkou, Wahi, Lisztes, Doumbia, Staff and Karada are faring.Ten Eint...

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Oct 4 • 8:45 AM EDT • Sports • sports.yahoo.com
Fran Brown Delivers Three Important Messages After Syracuse Football Win

The head coach addressed multiple topics following the team's second win of the season, which came against UConn on Saturday.

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Oct 4 • 8:20 AM EDT • Sports • sports.yahoo.com
Rumour: Sony 'Accepting Game Pitches' on Fan Fave Franchises, First Wave Due Around PS6 Launch

Killzone! Ape Escape! Sly Cooper!

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Oct 4 • 8:00 AM EDT • Technology • pushsquare.com
Despair over future fuels political anxiety for college students on the cusp of adulthood

EAST LANSING, Mich. (AP) — Frankie Llerandi, 21, has been unable to land a single internship in his three years at Michigan State University.

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Oct 4 • 7:38 AM EDT • Politics • wral.com
Despair over future fuels political anxiety for college students on the cusp of adulthood

EAST LANSING, Mich. (AP) — Frankie Llerandi, 21, has been unable to land a single internship in his three years at Michigan State University.He will

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Oct 4 • 7:35 AM EDT • Politics • bangordailynews.com
Despair over future fuels political anxiety for college students on the cusp of adulthood

EAST LANSING, Mich. (AP) — Frankie Llerandi, 21, has been unable to land a single internship in his three years at Michigan State University.

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Oct 4 • 7:35 AM EDT • Politics • coasttv.com
Despair over future fuels political anxiety for college students on the cusp of adulthood

EAST LANSING, Mich. (AP) — Frankie Llerandi, 21, has been unable to land a single internship in his three years at Michigan State University.

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Oct 4 • 7:35 AM EDT • Politics • 2news.com
Despair over future fuels political anxiety for college students on the cusp of adulthood

(AP) — Frankie Llerandi, 21, has been unable to land a single internship in his three years at Michigan State University. He will graduate in the spring with an economics degree and an interest in dat...

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Oct 4 • 7:35 AM EDT • Politics • yahoo.com
Despair over future fuels political anxiety for college students on the cusp of adulthood

Many college students today are feeling anxious about their future. They have concerns about their job prospects, homeownership and impending adulthood. Michigan State University student Frankie...

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Oct 4 • 7:35 AM EDT • Politics • newstimes.com
Despair Over Future Fuels Political Anxiety for College Students on the Cusp of Adulthood

EAST LANSING, Mich. (AP) — Frankie Llerandi, 21, has been unable to land a single internship in his three years at Michigan State University. He will graduate in the spring with an economics degree and an interest in data analytics, but true adulthood seems maddeningly far away. Most of his cousins ...

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Oct 4 • 7:35 AM EDT • Politics • usnews.com
49ers almost drafted 5-time Pro Bowler in 2020 draft

The 49er had their eye on Tristan Wirfs, but also already had a trade for Trent Williams planned.

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Oct 4 • 7:02 AM EDT • Sports • sports.yahoo.com
CEO SUNDAY: Tropical Smoothie Cafe CEO says 'listening and learning' are keys to success

Max Wetzel said that staying close to franchisees, employees and customers has helped guide decisions as Tropical Smoothie Cafe has grown to nearly 1,800 locations.

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Oct 4 • 7:00 AM EDT • Business • foxbusiness.com
Teton Gravity Research presents 'Actually, It Is Rocket Science' at Palace of Fine Arts in San Francisco - October 8, 2026

Event details about Teton Gravity Research presents 'Actually, It Is Rocket Science' in San Francisco on October 8, 2026 - watch, listen, photos and tickets

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Oct 4 • 3:02 AM EDT • Science • sfstation.com
Blue Jays Receive Intriguing Take on Mets’ Francisco Lindor

The New York Mets and president of baseball operations David Stearns are back at the drawing board after missing the playoffs for the second straight season. Stearns has to find a way to improve the team and get it back to the postseason, and that means making tough decisions. Juan Soto is the face of […] The post Blue Jays Receive Intriguing Take on Mets’ Francisco Lindor appeared first on HEAVY.

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Oct 4 • 2:56 AM EDT • Sports • sports.yahoo.com
Polls open in Bosnia and Herzegovina as pro-Russian politician looms large over race

Bosnians are heading to the polls Sunday in elections that ​could impact their European Union membership bid and the influence that Russia seeks over the small Balkan nation. Bosnia and Herzegovina,…

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Oct 4 • 1:55 AM EDT • Politics • france24.com
Franciscan Health presenting The Family Dinner Project

News release, Franciscan Health: Initiative aims to help families connect over meals MICHIGAN CITY, Ind. – Franciscan Health is again hosting The Family Dinner Project, a free program focused on helping families connect, laugh and grow one meal at a time. The program provides easy recipes, fun conversation starters and simple activities to help dinnertime become a positive experience for the whole family. The Family Dinner Project sparks real conversations without cell phones, builds stronger family bonds, removes mealtime stress by making it fun and fits into any schedule or lifestyle. All families are welcome, whether big or small, multigenerational

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Oct 4 • 1:15 AM EDT • Health • wimsradio.com
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2026 Saw Breakout Stars and Return of Vintage Sandy

Sandy Alcantara reclaimed his ace status and shattered franchise records, leading a resurgent Miami pitching staff fueled by Max Meyer’s All-Star emergence and Eury Pérez’s dominant growth.

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Oct 4 • 12:15 AM EDT • Sports • sports.yahoo.com
Draymond Green Reveals Why Warriors Will Improve This Season

The Golden State Warriors have a tough season ahead of them with minimal improvement, and the Western Conference being so deep. Warriors star Draymond Green already sees positive signs for the franchise. Three days of training camp gave Green faith in an improved team more prepared to compete in the new NBA landscape of most […] The post Draymond Green Reveals Why Warriors Will Improve This Season appeared first on HEAVY.

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Oct 3 • 10:57 PM EDT • Sports • sports.yahoo.com