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House juggles options for extending ACA subsidies
This is the web edition of D.C. Diagnosis, STAT's twice-weekly newsletter about the politics and policy of health and medicine.
Live updates: House, Senate attempt to move ahead on health plans with deadline looming
Congressional lawmakers on Tuesday are scrambling to hammer out plans to address rising insurance premium costs before their holiday recess, as the expiration of Affordable Care Act subsidies looms…
Kelly Born on All the Ways AI Is Changing Politics
Yascha Mounk and Kelly Born discuss the socioeconomic impact of artificial intelligence.
Debating Science: No Thanks
Anti-vaccine activists RFK Jr., Aaron Siri, and Steve Kirsch have asked that I debate them on vaccine safety. One of them offered me $1 million to do it. Here’s why I declined.
Miller-Meeks says GOP health care bill does more to fix rising costs
U.S. Rep. Mariannette Miller-Meeks is the lead sponsor on a GOP bill aimed at making health care more affordable, without extending ACA subsidies.
Opinion | Why Both Republicans and Democrats Are Wrong About Health Care
The real issue is how to address overall cost. Haggling over Obamacare subsidies or what might replace them isn’t the solution.
White House weighs risks of a health care fight as ACA subsidies set to expire
Republicans inside and outside the White House dispute how politically damaging the subsidies’ expiration would be.
A Subtle Return of La Niña
A weak La Niña emerged in the equatorial Pacific in late 2025, and scientists are watching how it may help shape weather and climate in the months ahead.
Speaker Mike Johnson battles with GOP centrists over expiring health care subsidies
Speaker Mike Johnson is facing a possible revolt from a small bloc of GOP centrists this week over the looming expiration of Covid-era Obamacare subsidies — which will spike premiums for tens of millions of Americans in 2026.
Miller-Meeks says her health care bill would address ‘root causes’ of high premiums
U.S. Rep. Mariannette Miller-Meeks said Monday the health care bill she is leading in the U.S. House would address the “root causes” behind rising health care premiums while not seeking to extend Affordable Care Act subsidies.
iOS 26.3 Beta 1 Features: What's New So Far
Apple is testing iOS 26.3, the next version of iOS 26 that will launch around January. Since iOS 26.3's testing is happening over the holidays, it is a smaller update with fewer features than we've seen in prior betas. We've rounded up what's new so far, and we'll add to our list with subsequent betas if we come across any other features.
House GOP moderates signal they’ll fall in line with Johnson’s health plan
Vulnerable members have agitated for a vote to extend Obamacare subsidies. But that appears unlikely to happen.
Miller-Meeks says her health care bill would address 'root causes' of high premiums
The legislation would not extend ACA subsidies, but the Iowa Republican argued would bring down premium costs in the long term.
Will Congressional Inaction Force Farmers to Choose Between Health Insurance and Their Farm Budget?
Farmers likely need to prepare for substantially higher premiums and healthcare costs for 2026, unless Congress acts now to address the problem.
Americans face higher health care costs as Congress stalls on ACA subsidies
The deadline to enroll in Affordable Care Act plans for coverage starting Jan. 1 is Dec. 15, as key subsidies are set to expire at the end of the year unless Congress intervenes
Americans face higher health care costs as Congress stalls on ACA subsidies
The deadline to enroll in Affordable Care Act plans for coverage starting Jan. 1 is Dec. 15, as key subsidies are set to expire at the end of the year unless Congress intervenes
82 percent say they’re satisfied with health care coverage: Survey
An NBC News Decision Desk survey released Sunday found that over eight in 10 respondents are satisfied with their health insurance coverage, just weeks before Affordable Care Act (ACA) subsidies ar…
ACA shoppers face sticker shock as Congress dithers on health care
With subsidies that help consumers pay their health insurance premiums set to expire, health care shoppers face staggering prices. Lawmakers are running out of time to agree on a solution.
'Immersive enteratainment experience' at suburban mall closing after less than a year
The immersive experience, from Sony Motion Pictures, opened to the public at Oakbrook Center Mall in January of 2024.
Trump sustains political attack on Rob Reiner in inflammatory post after his killing
President Donald Trump on Monday blamed Rob Reiner's outspoken opposition to the president for the actor-director’s killing, delivering the unsubstantiated claim in a shocking post that seemed intent on decrying his opponents even in the face of a tragedy.
On Politics: Republicans are giving Kathy Hochul a re-election gift
It was already going to be hard for Elise Stefanik, the Republican congresswoman, to beat Gov. Kathy Hochul next year.Now she’ll have to contend with Bruce Blakeman, who recently announced his plans to run for governor and will, at the minimum, make life more difficult for her in the Republican primary. Stefanik has come out swinging against the Nassau County executive, attacking him as a perennial candidate who is too liberal for Republican primary voters.Stefanik should win. A large chunk of the GOP primary vote is concentrated north of the New York City suburbs, where she is strongest. She has the support of the state party chair, Ed Cox, and a wide array of politicians and local organizations. She is a loyal ally of Donald Trump and a frequent presence on cable TV.
Trump sustains political attack on Rob Reiner in inflammatory post after his killing
President Donald Trump is blaming Rob Reiner’s outspoken opposition to the president for the actor-director’s killing, delivering the unsubstantiated claim in a shocking post that seemed intent on decrying his opponents even in the face of a tragedy
Government shutdown in January? Senate braces for health care subsidies fight
Unbiased Politics News
Readers respond: Business-friendly Oregon falters on land development
Letters to the Editor can be submitted to letters@oregonian.com with full name and place of residence.
Live updates: House turns to health care while Senate looks to lock down defense spending
The House and Senate return to Washington for the last week before the long holiday recess, and the expiring Affordable Care Act subsidies will take center stage once again. The House is expected t…
Long Island Music and Entertainment Hall of Fame to hold Billy Joel symposium
Billy Joel is going to be the subject of a new symposium at the Long Island Music and Entertainment Hall […]
Long Island Music and Entertainment Hall of Fame to hold Billy Joel symposium
Billy Joel is going to be the subject of a new symposium at the Long Island Music and Entertainment Hall of Fame in Stony Brook, New York.According to the description, the June conference will be “devoted to the music, lyrics, themes, and cultural impact of Billy Joel.” It will feature scholars, critics, musicians and more, offering “critical analysis of Joel’s artistry, life, and legacy.”“Joel’s body of work offers a unique lens through which to explore popular music, regional identity, and Ame
The Week Ahead: Republicans face a health care dilemma
Republicans are staring down a major health care challenge as Affordable Care Act (ACA) subsidies are set to expire at the end of the month. With a two-week recess beginning Dec. 22, they only have…
Rep. Kevin Kiley talks about this week's vote to extend the ACA subsidies
Some lawmakers are filing discharge petitions to bring plans to extend ACA subsidies to a vote this week. NPR's A Martinez speaks to Rep. Kevin Kiley, R-Calif., about challenging House leadership.
Here’s what’s in the House GOP health care bill
House Republicans are set to vote this week on their version of a health care bill as the expiration of the enhanced Affordable Care Act subsidies looms ever closer.
Here’s what’s in the House GOP health care bill
House Republicans are set to vote this week on their version of a health care bill as the expiration of the enhanced Affordable Care Act subsidies looms ever closer.
15 years into Obamacare, the GOP health care message is as muddled as ever
The party is again struggling to unite behind an alternative to expiring insurance subsidies used by millions of Americans.
Miami-Dade, Broward schools get federal boost for mental health services
The combined $5.2 million in funding was provided through the Department of Education's Mental Health Service Professional Demonstration Grant Program.
Refugee and migrant health system review in Lithuania
Lithuania has experienced a substantial increase in the number of refugees and migrants, particularly following the 2021 Belarus border situation and the mass displacement from Ukraine in 2022. By late 2024, over 91,000 Ukrainians had been cumulatively registered in Lithuania, with about 47,000 holding valid temporary protection status. This increase, alongside sizeable communities of Belarusian nationals, Russian citizens and other regular migrants covered under compulsory health insurance contributions, has brought new challenges for Lithuania’s health system, especially related to continuity of care, interpretation support and equitable access across municipalities. This report presents the findings of a joint review of the health system in Lithuania, conducted by the World Health Organization (WHO) in close collaboration with the Ministry of Health of Lithuania, and other partners. The review examines the capacity of Lithuania’s health system to provide services for refugees and migrants. It focuses on the health challenges facing refugees and migrants, the policies and systems in place to address these challenges, and the opportunities to strengthen long-term health system capacity. Furthermore, the report offers practical recommendations for addressing the barriers refugees and migrants face in accessing health services.
Franklin County's 2025 Community Health Needs Assessment prioritizes food security
The 2025 Baystate Franklin Medical Center Community Health Needs Assessment identified food security, maternal and infant health, behavioral health and substance use disorders as priority health concerns in Franklin County and the North Quabbin region, with the assessment highlighting the need for increased attention to and resources for food insecurity, mental health and substance use prevention.
Obamacare expiration will have ‘death spiral’ effect on US healthcare
End of subsidies after failed legislation will have serious and damaging impact on entire sector, policy experts say
With Obamacare subsidies set to expire, Sen. Cassidy says there is a deal to be made
5 Free Apps That Can Replace Your Microsoft Office Subscription
If you are tired of paying a fortune for a Microsoft Office subscription, you must check out some alternative apps like Canva, Mailspring, and more.
Cassidy: ‘There is a deal that could be made’ on ACA subsidies by end of year
Sen. Bill Cassidy (R-La.) on Sunday expressed cautious optimism about a bipartisan compromise on extending enhanced Affordable Care Act (ACA) subsidies for a select group of Americans before the ta…
Can Lawmakers Find a Solution to Expiring Health Care Subsidies?
The United States Senate rejected a pair of health care bills that would have delivered relief to more than 20 million Americans before the end of the year. Now, cost-saving subsidies added to the Affordable Care Act in 2021 are likely to expire on New Year’s Eve, causing patient prices to increase by as much as 100%. NBC’s Anne Thompson reports in this week’s Sunday Focus.
Latest on the Trump administration: Health care deadline looms, US-Venezuela tensions deepen
It’s the start of a consequential new week for President Donald Trump, with deadlines looming for the release of the Epstein files and addressing key health care subsidies. Follow for live updates.
Latest on the Trump administration: Health care deadline looms, US-Venezuela tensions deepen
It’s the start of a consequential new week for President Donald Trump, with deadlines looming for the release of the Epstein files and addressing key health care subsidies. Follow for live updates.
Health insurance under Affordable Care Act to skyrocket after Senate fails to extend tax credits
Health care advocates and progressive groups across Florida said the U.S. Senate's failure to extend premium subsidies for the Affordable Care Act was a "disheartening setback" that will significantly raise the cost of health insurance for nearly 5 million Floridians, including hundreds of thousands of people in South Florida.
Readers respond: Political noise is drowning out proven science
Letters to the Editor can be submitted to letters@oregonian.com with full name and place of residence.
Analysis | Rank-and-file Republicans feel heat from constituents on health care
As efforts to address expiring Obamacare subsidies stall in Congress, members of Trump’s party say it’s time to find a way to help millions afford health insurance.
Analysis | Rank-and-file Republicans feel heat from constituents on health care
As efforts to address expiring Obamacare subsidies stall in Congress, members of Trump’s party say it’s time to find a way to help millions afford health insurance.
After failure in the Senate, House GOP has its own health care proposal
House Republicans released proposed legislation late Friday that would not extend enhanced Affordable Care Act tax subsidies.
OPINION: Reducing our school board election to 'union vs. business' misses the point
A recent op-ed — and a subsequent discussion on New Mexico In Focus — framed the Nov. 4 school board ...
Utah youth survey reveals decline in depression, substance use
Utah students report fewer symptoms of depression and suicidal thoughts, and fewer say they have used alcohol or drugs compared with two years ago, a new statewide survey finds.
Teen’s video a ‘Breakthrough’ in science communication
Seventeen-year-old Grace Lee from Chula Vista is gaining national attention as a finalist in the global Breakthrough Junior Challenge, an annual competition that invites students to create original videos explaining complex scientific ideas in creative and engaging ways. Founded in 2015, the contest encourages young people to break down advanced scientific theories using imagination and storytelling— “Steven Spielberg meets Albert Einstein,” as organizers describe it. Lee’s submission centers on the principle of least time in physics, a concept that explains why light always travels the path that takes the least amount of time. To bring the idea to life, she used intricate origami characters and stop-motion animation, along with simple at-home experiments, she said. “The fact that light always travels via the path that takes the least amount of time sounds simple at first, but nature is full of surprises,” she said. “This principle is actually very profound and underlies many different fields in physics that seem completely unrelated, from optics to Newton’s laws to Einstein’s theory of relativity.” Also, origami has long been one of her passions and integrating it into her project felt natural. She often makes origami gifts for friends and teaches origami in her school clubs. “A single 10-second scene would take hours to craft,” she said, noting the mixture of stop-motion and post-production editing required to animate expressions and movement. To ensure the science remained accurate and accessible, she spent time reading books and online resources, writing a script, creating a storyboard, and filming and editing repeatedly until the visuals worked.The experiments were among the biggest challenges. To demonstrate water waves, she used everyday household items — “a spatula and an electric toothbrush to vibrate the waves, glass in a baking pan for different depths, and an iPhone flashlight so the waves would be visible.” She also put careful thought into explaining the principle through analogies, including a gingerbread man and a fox. “Analogies and visuals are incredibly important,” she said. “Visual demonstrations allow viewers to see how the science actually works.” Beyond the competition, Lee is deeply involved in science leadership and advocacy. She serves as International President of miRcore, the world’s largest student computational biology organization, with 136 chapters across five countries. She leads a 20-member executive board, organizes outreach connecting schools worldwide, and has helped run workshops at locations including Scripps Research Institute and the University of Michigan. “I used to be intimidated,” she said, but she gradually grew her skills and confidence. “Now I am no longer afraid to use my voice and enthusiasm to bring out the best in others.” Her research experience includes two peer-reviewed papers on asthma and vaping. Misconceptions around vaping, she said, show why clear science communication matters. “Our research shows that there is long-term harm to your lungs on the cellular level that isn’t obvious unless you come down with an illness like the flu,” she said. Lee also founded Full Hearts at Eastlake High School, transforming the small club into one of the school’s largest, with hands-on service projects in partnership with local nonprofits. She continues mentoring younger students to sustain the mission. If she wins the Breakthrough Junior Challenge, Grace hopes the $100,000 science lab prize for her school will expand opportunities for students who have limited access to equipment and hands-on science outside the classroom.
Higher cost, worse coverage: Affordable Care Act enrollees say expiring subsidies will hit them hard
Costs are poised to jump.
Health Care Subsidies, Flooding In Washington, DOJ Under President Trump : Up First from NPR
Health care subsidies are set to expire at the end of this year. Millions of Americans face price hikes but can Congress reach a deal to alleviate the pain? Historic flooding hits part of the Pacific Northwest, we’ll have the latest from Washington. Plus, a look at the U.S. Justice Department under President Trump.
Cows forgotten on an island survived alone for 130 years — their story fascinates scientists - Futura-Sciences
In the late 19th century, a small group of cattle was left behind on Amsterdam Island, a remote spot in the subantarctic region. Against the odds, the herd survived and adapted to the island’s harsh ... Read more
Higher cost, worse coverage: Affordable Care Act enrollees say expiring subsidies will hit them hard
Americans are feeling the strain already with less than three weeks to go until the expiration of COVID-era tax credits that have helped many people pay for health insurance through the Affordable Care Act.
Saturday Sports: Michigan's football coach fired; World Cup downhill skiing win; NFL
NPR's Rob Schmitz and sportswriter Howard Bryant discuss the latest on Sherrone Moore's case after his firing as head coach of Michigan football and subsequent arrest for assault.
Week in Politics: Redistricting; Trump's economic messaging; Obamacare subsidies
We discuss the week's political news, including the latest developments in congressional redistricting, President Trump's economic messaging, and the expiration of Obamacare subsidies.
YouTube TV offering subscribers generous gift this holiday season: Here’s what we know
YouTube TV subscribers, a post-Christmas gift is headed your way.
Amazon Prime Video is offering its U.S. subscribers a major upgrade for free
Amazon Prime Video just pulled a noticeable move that could make the streaming platform even more of a worthy contender.
House GOP offers health care bill without Obamacare subsidies
House Republicans offer health care bill without extending Obamacare subsidies but Democrats oppose the proposal.
House GOP offers health care bill without Obamacare subsidies
House Republicans offer health care bill without extending Obamacare subsidies but Democrats oppose the proposal.
House G.O.P. Releases Health Plan That Would Allow Subsidies to End
The legislation, expected to come to a vote next week, would make changes that could eventually affect health care costs but are unlikely to immediately curb rising premiums.
Speaker Johnson unveils health care plan as divided Republicans scramble for alternative
The legislation, unveiled Friday, is a last-minute sprint as Johnson's party refuses to extend the enhanced tax subsidies for those who buy policies through the Affordable Care Act.
GOP unveils health bill without ACA subsidies
Presented by the Coalition to Strengthen America’s Healthcare {beacon} Health Care PRESENTED BY COALITION TO STRENGTHEN AMERICA’S HEALTHCARE The Big Story GOP unveils health bill …
House GOP unveils health care bill without ObamaCare subsidies extension
House Republicans on Friday unveiled a health care bill they will bring to a vote next week that includes items that are broadly popular in the party, like cost sharing reductions and reforms to th…
House GOP unveils narrow health care package with key deadline looming
House Republicans unveiled a narrow health care package on Friday that does not extend soon-to-expire enhanced Affordable Care Act subsidies — the latest sign that Congress is unlikely to avert skyrocketing insurance premiums for millions of Americans in the new year.
House GOP unveils narrow health care package with key deadline looming
House Republicans unveiled a narrow health care package on Friday that does not extend soon-to-expire enhanced Affordable Care Act subsidies — the latest sign that Congress is unlikely to avert skyrocketing insurance premiums for millions of Americans in the new year.
House Republicans unveil healthcare plan, set up vote for next week
House Republicans unveil a new healthcare proposal to address rising health insurance costs and extend ACA subsidies
The Republicans’ Endangered Health
The refusal to extend ACA subsidies becomes a huge political liability and signals deepening splits.
With ACA subsidies set to lapse, millions of Americans face a painful spike in health plan costs
House GOP leaders are closer to releasing health bill
The provisions under consideration do not currently include an extension of expiring Obamacare subsidies.
GOP health care chaos spills into battleground midterm races
Republican Senate candidates aren’t on the same page about extending Obamacare subsidies, reflecting a broader tension that is creeping into House and Senate races.
House GOP leaders race to release health care package Friday
It remains unclear whether members will get to vote on extending the expiring Obamacare subsidies.
Julianne Murray steps down as Delaware U.S. Attorney, citing politics
Delaware's top federal prosecutor for the past six months submits her resignation, and has a lot to say about it.
Watch live: Jeffries gives remarks amid health care, redistricting battle
House Minority Leader Hakeem Jeffries (D-N.Y.) will speak with reporters Friday morning after senators struck down Democrats’ effort to extend Affordable Care Act (ACA) subsidies, which are s…
Why affordability is the 'beating heart' of the ACA enhanced subsidy debate, health policy experts say
Health plans proposed by Senate Democrats and Republicans failed on Thursday, making it more likely enhanced ACA subsidies would expire at year end.
Breaking echo chambers, white-label resources, and this month’s top science picks
Behind the curtain (Dec 12)
Video White House vows action on health care after Senate votes fail
The Senate rejected competing proposals from both parties on Thursday as subsidies for more than 20 million people are set to expire and send premiums soaring.
California braces for disaster as Congress fails to come to a deal on health care plans
Insurance premiums for nearly 2 million Californians are almost certain to spike in a matter of weeks as a fractured Congress allows federal subsidies for some customers to expire.
Dueling health care plans fail in the Senate as ACA premium deadline approaches
Competing health care plans failed to meet the 60-vote threshold in the Senate Thursday. With federal ACA subsidies set to expire, health insurance costs are expected to surge in the new year.
GOP defectors raise the heat on Republicans over health vote subsidies
GOP leaders in both chambers of Congress are under growing pressure from rank-and-file Republicans to address health insurance premiums that are expected to soar next year, fueling concerns the nat…
ObamaCare impasse sets stage for January health care battle
Only a holiday miracle can prevent ObamaCare subsidies from expiring on Jan. 1, setting up a major health care fight next month when lawmakers turn their attention to a 2026 spending bill and anoth…
Health insurance prices in Colorado set to soar for 225,000 people as Senate fails to extend subsidies
The U.S. Senate failed to extend expiring Affordable Care Act enhanced subsidies, raising health insurance prices for 225,000 Coloradans.
Republicans and Democrats can work together on healthcare, says Trump, as rise in premiums looms
President spoke at Congressional ball after Senate rejected two competing proposals to address imminent expiration of Obamacare subsidies
Sticker Shock: Obamacare Customers Confront Premium Spikes as Congress Dithers
With subsidies that give consumers extra help paying their health insurance premiums set to expire, lawmakers are again debating the Affordable Care Act. The difference this time: It’s happening in the middle of ACA open enrollment.
What expiring ACA subsidies mean for Massachusetts health care
Congressman Stephen Lynch said the change will be dramatic.
China Is Heading for Another ‘Lackluster’ Economic Health Check
Key economic data for November are set to show China’s domestic demand remained subdued — or even weakened further — offsetting the country’s solid performance in exports.
YouTube TV to offer new plans, including Sports package with ESPN
YouTube TV will expand its subscription options in 2026 with more than '10 genre-specific packages' including a Sports Plan with ESPN.
Senate rejects extension of health care subsidies as costs set to rise for millions
Google spinout proposes Oakland County data center nearly as large as Oracle megaproject
While controversy stirs around OpenAI’s Stargate data center project in Saline Township, another data center complex nearly as big is being quietly planned 45 miles northeast in Lyon Township.Sidewalk Infrastructure Partners, a spinout of Google parent company Alphabet Inc., has submitted plans to…
Jacobs to demolish Bonanza Inn, submit permits for soccer field
Jacobs Entertainment has decided to demolish the Bonanza Inn, citing the high cost of renovating the blighted property.
Several Subway shops in Maine close as state revokes business certificates
Several Subway restaurants in Maine, owned by MTF Subs, were abruptly closed after the state revoked their business registration certificates Wednesday.
US Senate rejects dueling health care bills. How Iowa senators voted:
The US Senate rejected a bill to extend expiring ACA subsidies, leaving little time to stop health care premiums from spiking for Obamacare enrollees.
‘We have failed’: Murkowski, Sullivan call for compromise after Democratic proposal to extend health care subsidies stalls
Alaska’s U.S. Sens. Lisa Murkowski and Dan Sullivan were among four Republicans who voted in favor of extending the tax credits.
Lamont pledges $70M for health care after US Senate deadlocks
CT will spend $70 million of the emergency surplus funds it set aside to partly offset the looming loss of millions in ACA subsidies.
Health insurance subsidies expire this month but Congress can't agree on a fix : The NPR Politics Podcast
The enhanced subsidies 22 million Americans use to help pay for health insurance are set to expire at the end of this month, and when they do, many Americans will see their insurance premiums balloon. We discuss Democrats' and Republicans' competing proposals to address rising healthcare costs and whether Congress is likely to come to an agreement before — or after — the looming deadline. This episode: political correspondent Sarah McCammon, congressional correspondent Deirdre Walsh, and health policy correspondent Selena Simmons-Duffin.This podcast was produced by Casey Morell and Bria Suggs, and edited by Rachel Baye.Our executive producer is Muthoni Muturi.Listen to every episode of the NPR Politics Podcast sponsor-free, unlock access to bonus episodes with more from the NPR Politics team, and support public media when you sign up for The NPR Politics Podcast+ at plus.npr.org/politics.
Roundup: Mortgage rates / Health care legislation / Jazz Fest lineup
Ticking up: Mortgage rates increased slightly, adding to cost pressures for buyers. The average for 30-year, fixed loans rose to 6.22%, up from 6.19% last week, Freddie Mac said in a statement Thursday. A year ago, the average was 6.6%. Read more from Bloomberg. A subscription may be required. Stalling: The U.S. Senate failed to […]
Senate rejects extension of health care subsidies
It's an unceremonious end to a monthslong effort by Democrats to prevent the COVID-19-era subsidies from expiring on Jan. 1
Senate rejects extension of health care subsidies
It's an unceremonious end to a monthslong effort by Democrats to prevent the COVID-19-era subsidies from expiring on Jan. 1
Navy delivers report to Hegseth on potential punishment for Sen. Mark Kelly over ‘illegal orders’ video
The US Navy has submitted its recommendations on potential punishments for Democratic Sen. Mark Kelly over his participation in a video that reminded US troops they have a duty to refuse illegal orders, a Pentagon official told CNN on Thursday.
Republicans block bill to extend expiring health insurance subsidies
Senate Republicans on Thursday blocked a motion to advance a Democrat-drafted bill to extend enhanced health insurance premium subsidies that are due to expire at the end of 2025, tax credits that …