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25 years later, 9/11 health crisis continues on Long Island
The 9/11 health crisis on Long Island persists with rising cancer cases and ongoing mental health impacts among responders and families; an online oral history project preserves their stories
Firefighters battle early morning fire at Richland business
RICHLAND, Wash. - The 7-11 convenience store off Duportail and Wright Avenue in Richland is closed after it was damaged in an early morning fire Wednesday.The call for help came in just before a.m. When firefighters arrived, they saw heavy smoke coming from the building attached to the 7-11 and could see flames inside.Several fire crews responded to the area and a ladder truck was used to attack the fire from above. Richland police also arrived on scene to shut down streets so fire crews could work in the tight space. They also helped with people living close to the fire get out safely.Firefighters were able to get the fire under control but it continued to flare up and crews were finally released from the scene just before 6 a.m. A crew remained on the scene to continue checking the area. Fire investigators are also at the scene.The 7-11 remains closed until further notice after the building was heavily damaged by smoke and water. The building attached to it was destroyed.The cause of the fire has not yet been released. Injuries are also unknown. We are gathering more information at this time.COPYRIGHT 2026 BY APPLE VALLEY NEWS NOW. ALL RIGHTS RESERVED. THIS MATERIAL MAY NOT BE PUBLISHED, BROADCAST, REWRITTEN OR REDISTRIBUTED.
Jamison Battle’s Preparation Could Earn Him More Raptors Minutes
Toronto has a reserve shooter worth examining closely, especially when his limited opportunities arrive without much warning.
National Park Service’s WWII series highlights Washington State nature reserve
Olympic National Park had strategic 13 Aircraft Warning Service stations.
At rally to save Academy of Natural Sciences museum, protesters urge Drexel to 'act like it's an emergency'
Local lawmakers and scientists outlined several options to preserve the museum, which is due to close Sept. 30.
Scientists call for joint efforts to preserve nomadic heritage
At the International Scientific and Practical Conference “Cultural Heritage of the World’s Nomadic Peoples: Preservation, Study, and Development”, scholars and experts from 23 countries urged unified action to safeguard the cultural diversity of nomadic peoples and ensure traditions remain alive for future generations, Qazinform News Agency cites Kabar.
MDI Health to Honor Mount Desert Nursing Association with 2026 Impact Award
BAR HARBOR—MDI Health will honor Mount Desert Nursing Association (MDNA) as its 2026 Community Partner of the Year during the organization’s Annual Meeting and Community Celebration on Tuesday, September 15. MDNA will receive the 2026 Impact Award in recognition of its longstanding commitment to providing in-home nursing, physical and occupational therapy, and medical equipment to the Island region. By caring for people where they live, MDNA helps patients remain safely and independently at home, providing reassurance and support to their families. “Mount Desert Nursing Association exemplifies the power of community partnership,” said Chrissi Maguire, President and CEO of MDI Health. “Its nurses bring skilled, compassionate care directly into people’s homes, helping patients navigate illness, recovery, and some of life’s most difficult moments. We are deeply grateful for MDNA’s service and the important role it plays in the health of our community.” MDNA works closely with MDI Health providers and care teams to support continuity of care following hospitalization, surgery, illness, or changes in health. Its personalized services extend care beyond the hospital and help ensure patients receive the support they need close to home. “For 77 years, MDNA has been here for our community, helping our neighbors recover and remain safely at home. Our long-standing partnership with MDI Health is an important part of making that possible. Together, we help ensure a seamless transition from hospital to home and provide patients with the continued care they need. We are incredibly grateful for this recognition and especially proud of our talented and hardworking team,” said Amy McVety, Executive Director of Mount Desert Nursing Association. The Impact Award will be presented during MDI Health’s Community Celebration from 5 to 7 p.m. at the Bar Harbor Club. The event will also recognize outstanding employees, volunteers, and trustees; celebrate MDI Health’s achievements over the past year; and mark a transition in Board leadership as Madeleine Braun, PhD, MBA, prepares to succeed Martha Wagner, PhD, as chair. The celebration will feature music, refreshments, the MDI Health Auxiliary Raffle, and a cash bar. MDI Health’s Annual Business Meeting will take place from 3:30 to 4 p.m. via Zoom. These events are free and open to the public, but space is limited. To reserve your spot, contact Patrianna Anderson at 207-288-5082, ext. 1432, or visit mdihospital.org/communitycelebration. Subscribe Share Leave a comment
Kiwanis learns about health department
SIDNEY — Sidney-Shelby County Health Department Accreditation and Medical Reserve Corps Coordinator Eileen Ferree spoke at a recent Sidney Kiwanis Club meeting.
$18M Stocking Elementary housing conversion hinges on federal tax credits
Commonwealth Development's plan would preserve Stocking Elementary on Grand Rapids' west side for housing and add two buildings.
Scientists found two bat species never known to science in Cameroon’s rainforest after studying bats that looked almost identical
Deep inside the rainforests of southeastern Cameroon, scientists have identified two bat species that had never been formally recognised by science. The discoveries came from surveys in and around Lobéké National Park and the Dja Biosphere Reserve, where researchers examined a small collection of forest bats belonging to the genus Glauconycteris.
Science Without Borders® Challenge 2027
Deadline: March 1, 2027 Applications are invited for the Science Without Borders® Challenge 2027. The Science Without Borders® Challenge is an international art contest that teaches students about important ocean science and conservation issues. This annual competition engages students and teachers around the world, inspiring them to be creative while raising awareness of the need to preserve, protect, and
Port of Grandview works to attract new businesses with active marketing and land development
The BriefThe Port of Grandview is actively marketing the community to attract new business development, with efforts including attendance at trade shows and conventions like Food Northwest in Portland.The Port reports strong demand for business property, with several prospective clients currently seeking space to build in Grandview.The Port recently acquired 45 acres for its new Woodworth Road Business Park, with planning underway to support the community's continued growth.GRANDVIEW — The Port of Grandview is capitalizing on strong interest in the community by actively marketing Grandview to businesses seeking locations for expansion and growth. The Port's efforts are paying off, with increased development activity and growing demand for available business property.Grandview's appeal stems from multiple factors. The community's available land and central location between the Tri-Cities and Yakima make it an attractive option for businesses looking to establish or expand operations. The Port has recognized these advantages and is taking a proactive approach to market the community directly to potential clients.Port Executive Director Randy Tucker says the Port has been actively attending trade shows and conventions to promote Grandview as a business destination. These events, including Food Northwest in Portland, provide opportunities to connect with companies actively seeking new locations."Say, hey, locate your business here and bring your customers here. And it's worked out pretty good for us," Tucker said.The Port's marketing strategy is generating results. The Port reports strong demand for business property, with several prospective clients currently looking for space to build in Grandview. This interest reflects the effectiveness of the Port's outreach efforts and the community's appeal to businesses in various industries.To support this growth, the Port recently acquired 45 acres for its new Woodworth Road Business Park. Planning is underway to determine how the property can best support Grandview's continued development and attract additional businesses to the area.The combination of available land, strategic location, and active marketing positions Grandview as an increasingly attractive option for businesses seeking to relocate or expand. As the Port continues its efforts to promote the community, Grandview appears poised for continued economic growth and development. News Three Queens Fire approaching 10,000 acres, now 11% contained Robert Desaulniers, Josh Culbreth News Two injured after rear-end crash leads to rollover near Grandview Robert Desaulniers News Grandview High School temporarily enters secure and teach for possible altercation between students Robert Desaulniers News Port of Grandview pursues economic growth with new business park development William Albert, Apple Valley News Now News Driver dies in fiery crash in Columbia Park Friday Erin Wencl COPYRIGHT 2026 BY APPLE VALLEY NEWS NOW. ALL RIGHTS RESERVED. THIS MATERIAL MAY NOT BE PUBLISHED, BROADCAST, REWRITTEN OR REDISTRIBUTED.
Tyler Smith out at least four weeks
Cowboys OG Tyler Smith will be placed on Injured Reserve because of thumb injury
Science says ancient roman concrete could repair its own cracks: The secret was hidden in tiny white chunk
Modern concrete can become vulnerable when cracks allow water and chemicals to seep into its interior. Ancient Roman concrete, by contrast, appears to have contained a reserve of reactive, calcium-rich material that could contribute to its long-term durability.
Scientists found 66-million-year-old wound still healing inside a T. rex’s rib
Neutron imaging at ORNL revealed a mineralized blood vessel network preserved in a healing rib from Scotty, the largest known T. rex.
China's forex reserves rise more than expected in August
BEIJING, Sept 7 (Reuters) - China's foreign exchange reserves rose more than expected in August, central bank data showed on Monday, as the dollar extended its weakness.
Why is Kenya cracking down on foreign traders and small retailers?
President Ruto says small businesses should be reserved for Kenyans as his government moves against foreign traders.
Rams release cornerback from injured reserve
The Rams have cut Zech McPhearson from injured reserve, allowing him a chance to play for another team.
Ex-Eagles Draft Pick Gets Cut By LA Rams
Former Philadelphia Eagles cornerback Zech McPhearson was looking to find a role with the Los Angeles Rams in 2026. Unfortunately, an injury prevented him from proving his total value. After signing with the Rams back on August 9, he was placed on the injured reserve list just weeks later. On Saturday, September 5, McPhearson reached […] The post Ex-Eagles Draft Pick Gets Cut By LA Rams appeared first on HEAVY.
San Francisco 49ers: Place Rotational Piece on Injured Reserve
The San Francisco 49ers’ EDGE rusher room is very thin heading into Week 1. Nick Bosa recently returned to practice at full capacity after recovering from an ACL tear and knee tendinitis, which later followed. Mykel Williams is on the PUP list while recovering from an ACL tear and meniscus damage and will miss at […] The post San Francisco 49ers: Place Rotational Piece on Injured Reserve appeared first on Gridiron Heroics.
'Winning the lottery': Preserved fossil tissue reveals shocking cause of death for largest T. Rex ever found
It got Tyrannosaurus wrecked.
Trump threatens trade cutoffs if Fed doesn’t lower interest rates
Trump threatened to cut off trade with countries that run surpluses with the U.S. if the Federal Reserve does not lower interest rates.
Stephanie Hill: What needs to be preserved
I love a good plan in the way some people love binge-watching your favorite show, sleeping in on the weekends or devouring slices of pizza. I make to-do lists for
Durham offers $10K for Fayetteville Street businesses, but owners say corridor needs more investment
Durham's Bounce Back program is providing grants and business support to help small businesses along Fayetteville Street grow and preserve the historic corridor.
Scientists Push Molecules on a Surface to the Ultimate Quantum Limit
An ultra-clean crystal surface allowed individual molecules to preserve quantum coherence at the fundamental Fourier limit. A molecule placed on a surface should be easier to probe and manipulate than one hidden inside a solid or suspended in vacuum. In practice, however, surface contamination creates an unstable, noisy environment that can quickly degrade the molecule’s
Trump says if the Fed doesn't cut rates, he'll stop trading with some nations
U.S. President Donald Trump on Friday said that unless the Federal Reserve cut interest rates, he would stop trading with countries with which the United States had a deficit.
Scientists looked inside a rock pellet smaller than a grain of rice and found a 445-million-year-old world preserved within it — more than 20 microscopic marine organisms, including a species never seen before
A microscopic time capsule from an ancient ocean reveals an entire ecosystem frozen in stone—and scientists didn't even know to look for it.
Qalibaf Mocks US over Oil, Treasury Yield Pressures
TEHRAN (Tasnim) – Iran’s Parliament speaker warned that the US is facing growing pressure from rising oil futures prices, elevated Treasury yields and the depletion of the country’s Strategic Petroleum Reserve (SPR), saying the consequences of US’ policies are increasingly difficult to conceal.
Iron helped scientists trace Earth's oxygen. Now it's telling a bigger story
For decades, scientists have studied iron preserved in ancient rocks to reconstruct how Earth's oceans and atmosphere became rich in oxygen. A new study suggests iron has recorded other major transformations ...
Closing a 200-year-old institution will wound both the city and science
The oldest museum of its kind in the nation, it has inspired generations of science enthusiasts. Drexel must find a way to preserve it, writes a Philadelphia-area science journalist.
Fossilized tissue reveals largest known T. rex died from broken rib
The blood vessels around the wound that killed Scotty were preserved for 66 million years.
Gold Reverses 3.8% Slide as Central Bank Politics Hit the Headlines
The PRICE of GOLD extended an overnight rally on Thursday, reversing this week's previous 3.8% slide in London's spot market as doubts grew whether the US Fed will raise Dollar interest rates once or twice before the end of the year, and the politics of central bank gold reserves hit the headlines.
Just war is not the same as ‘genocide’
When one nation is singled out for an accusation reserved for no one else facing comparable circumstances, the motive is no longer the pursuit of justice.
US eyes Venezuelan oil swap to refill strategic reserves
More Venezuelan heavy crude could also increase competition for Canada, a major supplier of heavy oil to US refineries.
Philadelphia leaders work to preserve Academy of Natural Sciences as museum prepares to close
The effort is focused on preserving the academy's research, education and public engagement missions, according to David Cohen, an attorney and former U.S. ambassador to Canada who has joined the effort.
Detroit Lions RB to start the 2026 season on injured reserve
Pacheco runs hard when healthy, and the Lions wanted him to be a complementary piece to Jahmyr Gibbs out of the backfield
Chevron to expand Venezuela operations, says U.S. official
President Donald Trump last week announced an ambitious deal to develop Venezuela's oil reserves and give the Pentagon a stake in the profits
Six Films Preserved from the Father of Forensic Science
Thanks to a National Film Preservation Fund Grant (NFPF), the WashU Libraries’ Film & Media Archive has successfully completed the preservation of six short reels of scientific film made by Dr. Rutherford Birchard Hayes Gradwohl (1877-1959). An 1898 graduate of the WashU School of Medicine, R.B.H. Gradwohl went on to found the modern version of […]
Pair revert to Patriots’ injured reserve after cut to 53
Isaiah Iton and Eric Butler were waived with injury designations.
Dillon Gabriel’s Wife Sets Record Straight on Browns IR Decision
Dillon Gabriel’s wife spoke out after the Cleveland Browns placed the quarterback on injured reserve. The post Dillon Gabriel’s Wife Sets Record Straight on Browns IR Decision appeared first on HEAVY.
Western training for Ukraine's troops is purposefully close to the war
Norway is leading training for Ukrainian troops in eastern Poland to preserve training time and keep lessons tied to the battlefield.
Dillon Gabriel Begins 2026 Season on Reserve/Injured List
Gabriel was impressive in the preseason finale, but he supposedly suffered a back injury during the game.
Packers place Micah Parsons on injured reserve to start regular season while recovering from ACL tear
Parsons started training camp on the PUP list after tearing his ACL in December, and has been aiming for an October return.
Patriots placing top backup swing tackle on injured reserve
The Patriots are reportedly placing improved second-year offensive tackle Marcus Bryant on injured reserve.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
When big business goes too far, government matters
Two corporate settlements show how regulators can protect children, preserve competition and restrain profit-driven abuses.
Does microwaving food make it unhealthy? What the science says
There is something about the microwave that makes it seem less wholesome than a stove. Perhaps it is the speed, the strange humming sound or the long-running fear that radiation somehow gets into the food. But when scientists look at what actually happens inside a microwave, the story is considerably less alarming. Microwaving food does not make it radioactive or inherently unhealthy. In fact, research suggests that, for many foods, microwave cooking can preserve nutrients as well as, or sometimes better than, conventional cooking. Scroll down to read more....
What we know about Trump's deal giving U.S. access to vast oil reserves in Venezuela
The answers to questions such as how soon the reserves could be drilled and who will pay to make it happen were not immediately clear. No text of any agreement has been released.
New exhibit to take Sacramento on a trip inside the human body
The traveling exhibition, “Bodies - The Science Within,” features preserved human specimens will arrive in Sacramento this fall.
Trump says U.S. has entered deal with Venezuela to take control of 65 billion barrels of oil reserves
President Trump says his administration has entered a sweeping agreement with Venezuela that could give the U.S. access to vast amounts of the South American country's untapped oil reserves, at cost.
The universe is still speeding up, but nobody knows why
A major new analysis challenges recent claims that the universe's expansion is slowing, finding that the evidence for cosmic acceleration remains strong. The findings preserve the leading role of dark energy, while leaving scientists with the enduring mystery of what this strange cosmic force actually is.
Trump says U.S. has entered deal with Venezuela to control 65 billion barrels of its oil reserves
The announcement of the deal comes nearly nine months after the U.S. military at Trump’s direction carried out an operation to capture Venezuela’s president Nicolás Maduro and spirit him to the United States to face federal narcoterrorism and drug trafficking charges.
Healthcare Costs Are Squeezing Montana’s State Workforce
Some employees will see their insurance contributions double and individual deductibles triple as the state confronts dwindling reserves in its employee health plan.
Fed Chairman Kevin Warsh faces pressure to show his hand
Federal Reserve Chairman Kevin Warsh is set to deliver his biggest speech yet on Friday, but investors may not hear what they want.
49ers Have Placed A Defensive End on Injured Reserve
The 49ers signed defensive end Jah Joyner off the UFL and placed Victor Dimukeje, another defensive lineman, on injured reserve.
All eyes on Warsh in Wyoming
Welcome to The Hill’s Business & Economy newsletter{beacon} Business & Economy Business & Economy The Big Story All eyes on Warsh in Wyoming Federal Reserve Chair…
Fed's Hammack tells Fox Business inflation likely to ease slowly
Federal Reserve Bank of Cleveland President Beth Hammack said Thursday the U.S. central bank is unlikely to get price pressures back to target even by next year, in an interview that also saw her reiterate her belief a rate hike is needed to quell high inflation.
10 defensive matchups to watch in Eagles-Bengals preseason finale
Philadelphia’s reserve edge rusher, linebackers and defensive backs face 10 revealing matchups in Friday’s preseason finale against Cincinnati
Fed Chair Warsh faces Jackson Hole spotlight with inflation, rate path in focus
Federal Reserve Chair Kevin Warsh delivers his first Jackson Hole keynote as bond yields near highs and markets demand clarity on the Fed's rate path.
Former US archivists warn that Trump’s effort to ignore records law jeopardizes national security and government continuity
Former leaders of the National Archives — which preserves and protects the nation’s most important documents — are urging a federal appeals court to reject the Trump administration’s effort to ignore the Presidential Records Act, a decades old law that requires presidents save all official records from their time in office.
How OU's Elijah Thomas has 'elevated' to the next level
Sophomore Elijah Thomas looks to be a breakout candidate in 2026 after a season as a reserve wide receiver.
Business owners squeezed as costs rise, profits fall, Minneapolis Fed survey finds
Most businesses in the Upper Midwest report that their profits are down from last year, according to a new survey from the Federal Reserve Bank of Minneapolis.
North Carolinians Continue to Trust Elections Close to Home More Than Elections Across the Nation, Catawba College-YouGov Survey Finds
Catawba College is ranked #4 among the best colleges in the South. Located in historic Salisbury, NC, it is a private, coeducational liberal arts college established in 1851. Our mission is to enrich the educational experiences of students and to prepare them for productive, meaningful lives of purpose. Our campus consists of over 30 buildings on 276 acres, a beautiful blend of neogothic architecture set on a shaded hillside adjacent to its own ecological preserve. We are just two hours from the Appalachian Mountains and four hours away from some of the best beaches on the Atlantic Coast.
Scientists find hidden “highways” guiding animal evolution
A sweeping analysis of thousands of animal genomes suggests that chromosomes do not evolve randomly but instead follow a limited number of irreversible “evolutionary highways.” These one-way genetic changes preserve clues to more than 600 million years of animal history and could even help researchers explore where evolution may head next.
Chargers place Tyler Biadasz on season-ending injured reserve
Chargers center Tyler Biadasz will not play at all this season.
Voyager 2’s three surviving instruments are part of humanity’s only direct scientific presence in interstellar space—and with no approved successor under development, engineers remotely reconfigured the 49-year-old probe’s power system in July 2026, completing a delicate operation across a 39-hour command-and-response delay that should preserve its science for at least another year.
Voyager 2's saved watts preserve magnetic-field, plasma-wave and cosmic-ray measurements from beyond the heliopause, where no approved replacement mission is yet on its way.
People are trading mummified human remains online. Some scientists say that may be bad for their health
In new research, scientists shine a light on a global, online trade in preserved human remains and raise the alarm about its potential health hazards.
Preserving Processes: How Capturing Workflows Can Supercharge a Business Manual
They capture what employees click, type, and navigate as procedures unfold, helping preserve both the steps and the “whys” of how a company does what it does.
Boston Fed president listens to N.H. business, economic leaders
Susan M. Collins, president of the Federal Reserve Bank of Boston, met on Thursday with business leaders in New Hampshire who are grappling with lingering inflation and an especially tight labor market.
Patriots reach injury settlement with offensive lineman Andrew Rupcich
Four players remain on injured reserve in Foxborough.
How Republican Politicians and Conservative Judges Work Together to Preserve Capital Punishment
Public opposition to capital punishment is growing. But more people are being executed.
Trump calls for lower interest rates as Fed officials watch inflation
President Donald Trump again called for lower interest rates, though Federal Reserve officials said a hike may be needed if inflation does not cool.
Scientists discovered four snakes curled together in a burrow for 38 million years as the volcanic ash preserved their remarkable fossils
A snake fossil discovery in Wyoming has given palaeontologists an unusually close look at the lives of these ancient reptiles. Four complete skeletons belonging to a newly recognised species, have helped researchers understand an early member of the ‘boa family’ and the history of small, burrowing snakes in North America.
A Business in Kabul, A Business in Eugene
Cardamom, fennel, cumin and coriander are all frequently used spices in Tamana Ashor’s kitchen cabinet. She carried those spices with her to Eugene to preserve her Afghan roots and share with her…
New Metroparks ‘STEAM Day’ coming to Swan Creek Preserve on Saturday
Here’s something new for the kids to try: this Saturday, Aug. 22, the Toledo Metroparks will be hosting their first ever STEAM Day at Swan Creek Metropark. Meteorologist Derek Witt has a preview in this week’s Metroparks Meetup.
Lions’ Ennis Rakestraw Fires Back After Subpar Ranking
The Detroit Lions already have their first preseason game in the books, having dropped a 16-14 final score against the Cincinnati Bengals on Thursday evening at Paycor Stadium.During the contest, the Lions were comprised mostly of reserve players hoping to make a good enough impression upon the club’s coaching staff to earn a coveted roster […] The post Lions’ Ennis Rakestraw Fires Back After Subpar Ranking appeared first on HEAVY.
Florida’s leading coral experts unite in historic effort to restore Florida’s Coral Reef
Backed by a NOAA-funded initiative, 12 organizations joined forces during the annual coral spawning event to produce more than 1.5 million embryos and help preserve genetic diversity for the future of Florida’s Coral Reef.
Try This Doctor-Approved Walking Routine to Preserve Bone Health in Mid-Life
In TODAY.com’s Expert Tip of the Day, an orthopedic surgeon breaks down how interval walking training can help protect bone density and boost heart health.
Introducing: Porsche Design Chronograph 1 - 911 GT3 100 Jahre Nürburgring
Celebrating a century of the Nürburgring with an exclusive Chronograph 1 reserved for owners of the matching Porsche 911 GT3 special edition.
Vikings Sign Ex-Chiefs Cornerback, Place All-Pro on IR
The Minnesota Vikings had make an unfortunate move on Aug. 17 in placing former All-Pro safety Jamal Adams on season-ending injured reserve after he tore his right quadriceps tendon during the preseason game against the New York Giants the Saturday prior. The ex-sixth overall pick, who spent the entirety of the 2025 season with the […] The post Vikings Sign Ex-Chiefs Cornerback, Place All-Pro on IR appeared first on HEAVY.
Lions’ Dan Campbell Offers Strong Outlook On Levi Onwuzurike
The Detroit Lions have their first preseason game in the books, dropping a 16-14 decision to the Cincinnati Bengals on the road at Paycor Stadium last Thursday evening in a contest that featured mostly reserve players on Detroit’s side.The good news for the Lions is that, despite having several players who are banged up and […] The post Lions’ Dan Campbell Offers Strong Outlook On Levi Onwuzurike appeared first on HEAVY.
Indiana working to preserve local businesses across ownership changes
The recently launched “Keep IN” initiative is focusing on a “silver tsunami” of retiring company owners.
Neighboring business makes top bid for vacant Reserve Center in Grand Rapids
A Grand Rapids industrial equipment dealer placed the highest bid in the auction for an old Navy and Marine Corps Reserve Center next door.
Indiana working to preserve local businesses across ownership changes
The "Keep IN" initiative is meant to get small business owners thinking about how to hand off their companies when they leave, instead of closing them down — and prompt potential successors to consider entrepreneurship through acquisition.
Women in Business Awards 2026
Celebrate 244 Women in Business nominees at our 9/17/26 luncheon in Irvine, featuring keynote speaker Charlene Reynolds of John Wayne Airport. Reserve your seat.
Scientists reveal why walking gets so much harder with age
As we age, the body appears to sacrifice walking efficiency in exchange for stability. Older adults stiffen the ankle more with each step, which may help prevent falls but also forces the muscles to work harder while producing less forward motion. This leads to shorter strides, slower walking, and faster fatigue. Exercises targeting balance, coordination, and lower-leg strength could help preserve mobility.
Physicists discover a hidden gluon structure inside protons that could rewrite textbooks
Physicists may have uncovered a hidden feature inside protons that helps preserve one of matter’s most fundamental properties. RHIC collision data suggest baryon number is carried not simply by three quarks, but by a Y-shaped junction of the gluons connecting them. The finding challenges a decades-old textbook picture and could deepen our understanding of why protons—and ultimately matter itself—remain stable.
Scientists Discover a 245-Million-Year-Old Reptile With Its Organs Still Preserved
An international research team examined a unique fossil from China that, for the first time, preserves the digestive system of a marine reptile with a long neck that lived in the oceans 245 million years ago. Inside an almost complete fossil from China, researchers identified the stomach, liver, and intestines of a marine reptile that
Patriots reach injury settlement with running back Terrell Jennings
Terrell Jennings landed on injured reserve before the preseason opener.
Idaho must allow abortions to preserve women's health, US judge rules
A U.S. judge has ruled that Idaho's near-total abortion ban is unconstitutional because it provides exceptions when abortions are life-saving and not for broader risks to pregnant women's health.
Patriots’ Alabama Product Steps Up After Sudden RB Shakeup
Hours before the New England Patriots opened their preseason against the Indianapolis Colts, their running back depth chart changed in a hurry.Terrell Jennings landed on injured reserve, ending his season, while New England brought back JaMycal Hasty. The moves came one day after the Patriots signed Hassan Haskins, leaving a crowded but unsettled battle behind […] The post Patriots’ Alabama Product Steps Up After Sudden RB Shakeup appeared first on HEAVY.
What placing Terrell Jennings on IR means for the Patriots
The third-year running back was moved to the reserve list ahead of Thursday’s preseason opener.
Broncos place offensive lineman on season-ending injured reserve
"I feel bad for him and where he was at," Broncos coach Sean Payton said after center Michael Deiter suffered a season-ending quad injury.
How Rocket Science Could Save Pacific Raceways
Aerospace development may provide the financial lifeline the historic Seattle-area racetrack needs to preserve its NHRA dragstrip and road course for generations.
AI needs science’s search history
“Actually, that’s where the gold is,” said Alasdair Russell, my graduate school friend who leads a pre-clinical genome editing group at Cambridge. He was talking about the winding road of science that is omitted from published papers. “When you’re discussing how to do the experiment, and why this way is better than another way, and what does the data really mean? I know what it shows, but what does it mean?” At RAAIS 2026, he described how his group has begun logging the twisting path of discovery as it happens, recording the verbal and written exchanges that normally disappear. Ideas become nodes in a living graph: they branch when a meeting produces two plausible experiments, merge when separate lines of evidence converge, and go dark when someone quietly stops pursuing them. In his implementation, one agent scores novelty, while another tries to learn “how scientists think and how they navigate through a complex world of data,” so that high-potential nodes can trigger deeper investigation. As frontier AI labs deploy agents toward scientific discovery, giving AI authentic scientific taste remains a trillion-dollar dilemma. The bottleneck is that the record we have kept for centuries of science might be insufficient to get us there. The experiments that never make the paper Peter Medawar, 1960 Nobel laureate and “father of transplantation,” asked in 1963 whether the scientific paper was a fraud, and answered yes: the form of the paper misrepresents the thinking that produced it. Sixty years on, the diagnosis is unchanged. A paper presents a clean progression from hypothesis to result to conclusion. Lost along the way are the unconventional theories, the abandoned or unaffordable methods, and the underwhelming and inconclusive data. It reads like a browser history with every dead end deleted: the ten open tabs, the four rephrased queries, the wrong turn down a subforum. All scrubbed, leaving one clean path from question to answer as the canonical path. What has changed since then is that the discarded material is now worth something. No high-impact journal wants these artifacts, but raw trial and error is the most likely source of the training data required to develop scientific intuition, or what researchers call taste. Earlier attempts to capture the discards were motivated by scientific integrity. The Journal of Negative Results in Biomedicine launched in 2002 to publish rigorous studies that disputed established models or exposed ineffective treatments. Its archive preserved negative conclusions after they had become papers, rather than the live alternatives and arguments that produced them. BioMed Central closed it in 2017, saying the mission had been served now that other journals publish null results. A less generous reading is that in fifteen years it published around 200 papers because almost nobody wants to read a negative result, let alone write one up when it will not count toward academic tenure. AI models are different. Even an uninteresting negative result can be useful, provided it is labeled. Earlier this year, Anthropic put a version of this to the test. The company pulled 129 decision points from real Claude Code sessions between January and March 2026, showed models the work up to a human detour, and asked what should happen next. Claude Mythos Preview beat the human choice 64% of the time, while Opus 4.5 managed 51%. The comparison was tilted toward the models because Anthropic deliberately chose moments where the human decision had room for improvement. On 127 further scenarios where the human action was already strong, the models improved on it only about 20% of the time. The study was possible because Anthropic’s researchers work inside a tool that logs by default. The reasoning, detours and outcome are produced in the same working environment. Biology has no equivalent. Its reasoning happens in hallways, at benches, in Slack threads and on whiteboards, while the outcome arrives weeks later somewhere else. The record has to emerge from the work itself. Ask scientists to reconstruct it afterwards and we’ll create another polished account. Subscribe A log is not a label Before any of this becomes training data, a negative result has to say what failed. The first paper published in the Journal of Negative Results in Biomedicine examined 234 negative studies across five leading medical journals. Only 30% discussed statistical power, and half clearly defined a primary outcome. Tell a model an experiment failed, without telling it whether the assay was underpowered, a reagent had degraded, or the hypothesis was simply wrong, and it will learn noise with confidence. Decision histories have a second missing label too. When a lab considers five experiments and runs one, only the chosen branch returns an outcome. The other four are experimental counterfactuals. Researchers call this the selective labels problem: the data reveal results only for the actions someone chose to take. Such a record can teach a model to imitate a lab’s taste, but it cannot establish that the taste was good. It also smuggles local constraints into general lessons. A lab that never ran cryo-EM because it did not own a microscope teaches a model that cryo-EM is rarely the right call. Alasdair’s nodes preserve the candidate set, which is the necessary first step. To be useful, each decision record needs six fields: The evidence available at that moment, and nothing that arrived later. The candidates considered, including the ones dismissed in a sentence. For each candidate: the expected result, the confidence attached to it, and the cost in time and money. The route chosen, and the reason. What happened next. How the evidence changed the scientist’s view. These must be timestamped before the outcome, because hindsight turns uncertainty into inevitability. Disagreement also has to survive. Averaging three scientists into one clean rationale reproduces exactly the information loss we are trying to fix. But there is an obvious failure mode here. Once decisions are logged and scored, people log for the record post-facto. Anyone who has watched an electronic lab notebook fill up with retrospective tidying knows how quickly a research tool becomes a compliance exercise. A record that costs a scientist ten minutes of honest reflection per decision is worth far more than one that costs an hour of performance. A publication initiative called Registered Reports offers a useful starting point. Here, researchers submit their rationale, methods and analysis plan for peer review before the data exist, and the journal commits in principle to publish if they follow the approved plan. Nature has now expanded the format across every field it covers. This approach to paper writing timestamps intent before the outcome, but it freezes one plan. A useful search history must also preserve how the plan changed, which alternatives were rejected, when, and on what evidence. Subscribe Run the runner-up Autonomous labs show what happens when decisions and outcomes are connected in a loop. Liverpool’s mobile robotic chemist ran 688 experiments over eight days in a ten-variable formulation space. A batched Bayesian search used each result to choose the next experiments and found photocatalyst mixtures six times more active than the starting formulations. Every completed experiment changed what the system did next. The robot optimized within a goal and search space that humans had already chosen. It did not decide which scientific question mattered. So what this work demonstrates is narrower, but still useful: a search history pays off when the options return standardized outcomes quickly. Open-ended biology is harder because branches can take weeks and the discarded alternatives may never be run. Some exploration therefore has to be bought. Where two branches are plausible and the stakes justify the cost, a lab should sometimes run the runner-up. Otherwise the record captures what today’s scientists usually chose and stays silent on what they systematically overlooked. A funder could ring-fence a small fraction of a grant for the branch not taken, provided that the decision record and the outcome are both deposited. That costs money, but so does having every lab rediscover the same abandoned path. Test whether taste transfers When it comes time to evaluate if our new AI system exhibits taste, the comparison should run across laboratories and fields. At selected decision points in a live research campaign, we should freeze the six fields: the evidence, the candidates, expected results, confidence, costs and the choice made. Experts then rank the options before the outcomes are known, and those outcomes are checked independently later. We could give models one of two diets - papers alone, or papers plus decision histories - and ask them to rank the next experiment on unfamiliar projects. Then, we score information gained per dollar and week, calibration, and how quickly weak branches are abandoned. If histories improve choices only inside the lab that produced them, they amount to useful organizational memory. If they improve choices on unfamiliar problems elsewhere, Alasdair’s group will have captured something science has never managed to write down: a transferable record of taste. Until that happens, a scientific search history is a promising record, not yet a training set.
Cleveland Fed’s Hammack questions whether U.S. inflation will keep slowing
The Federal Reserve Bank of Cleveland president says more needs to be done to get to the Fed's 2% target for inflation.