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Four popular supplements that science says don't deliver
Walk into the supplement aisle and you’ll find plenty of products promising better health. But sometimes, basic chemistry and biology tell us those claims simply don’t add up. Before spending money on the next supplement promising better memory, faster recovery, or improved health, look beyond the label and examine the evidence.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
EU provides €12 million to WHO to sustain essential health services and support recovery across Syria
30 August 2026, Damascus, Syrian Arab Republic – The World Health Organization (WHO) has received €12 million (approximately US$14 million) from European Union Humanitarian Aid, to help sustain essential health...
Health department hosts free recovery event to reduce stigma and link residents to service
WHO releases US$150 000 emergency funds to support Nepal’s flood response
The World Health Organization has released US$150 000 from the South-East Asia Regional Health Emergency Fund (SEARHEF) to support urgent health and other needs of the communities impacted by the devastating flash floods in Nepal, one of the worst tragedies in the country in recent times. “The emergency funds will support immediate response priorities. WHO is committed to supporting Nepal through the response and recovery efforts,” said Dr Nilesh Buddha, Officer-in-Charge, WHO South-East Asia Regional Office. Earlier, within hours of the flash floods on 26 August, WHO mobilized and dispatched essential emergency medical supplies, including an Interagency Emergency Health Kit that can cater to the health needs of nearly 10 000 people for 3 months, along with multipurpose tents.
Eastern Washington agents balance business and wildfire disaster recovery
Residents who escaped the Eastern Washington wildfires now face insurance claims, temporary housing and difficult decisions.
Novant Health, Hornets unveil progress on new Uptown practice facility
Channel 9’s Miana Massey got a first look of the facility on Friday, where crews are building the spaces that will become practice courts, training and recovery areas for the Hornets.
'We are broken': One family's fight against gambling addiction
For Amit, it all started with a college poker game. Now he's in recovery from a gambling addiction that consumed him and his parents.
Carteret County Health Department to host free Recovery Month event
MOREHEAD CITY, Carteret County — Carteret County is hosting a free community event Saturday, Aug. 29, in recognition of Recovery Month.The event is scheduled fr
49ers' most agonizing roster decision looming on 2026 cutdown day
The San Francisco 49ers are approaching the final stages of the 2026 preseason with a roster that looks increasingly defined at the top but painfully unsettled underneath. With assistant head coach Chris Foerster helping steer daily operations during Kyle Shanahan’s recovery from an offseason vehicle accident, the exhibition slate provided really […] The post 49ers' most agonizing roster decision looming on 2026 cutdown day appeared first on ClutchPoints.
Mitch McConnell’s Team Fuels Health Mystery With Cryptic Update
An update from Mitch McConnell’s staff has raised fresh questions about how he is faring in his reported recovery.
What Tim Curry Said About His Health and Stroke Recovery Before His Death
The legendary actor shared details about his 2012 stroke.
‘Devastating’: Supporters speak out as Lake Lure business faces eviction
As recovery efforts from Hurricane Helene continue in western North Carolina, questions loom over the future of a beloved Lake Lure business facing potential eviction from town-owned property.
Ringgold business owners demand solutions as recovery from flash flooding continues
As Ringgold businesses continue cleaning up from last week’s flash flooding, owners are pressing city leaders for answers on what can be done to prevent similar
Gov. Reeves Announces Investment In Mental Health Services For Mississippi Youth » Office of Governor Tate Reeves
Gov. Tate Reeves today announced the state of Mississippi is deploying $3,375,709 to support expanded mental health services for children, adolescents and young adults who were negatively affected by the COVID-19 pandemic. Through the Community Development Block Grant CARES Act Coronavirus Relief (CDBG‑CV) program, the Mississippi Development Authority has approved targeted funding to modernize treatment environments and establish new programming focused on long-term recovery.
Man Had Massive Stroke That Left Him Paralyzed on the Floor. His Wife’s Random Decision That Day Led to ‘Miracle’ Recovery
Todd Meiklejohn was getting ready for his day the morning of Aug. 8, 2025, when he suddenly could no longer walk or see through one eye
State health officials urge Moke storm safety precautions during Lala recovery
State health officials are reminding the public to prepare for potential health hazards ahead of a second storm just a week after Hurricane Lala.
Bret Michaels cancels remaining 2026 tour dates hours after 'comeback' performance due to health scare
Bret Michaels' doctors pulled him off the road for months of recovery after recent surgeries, canceling all of his remaining 2026 tour dates.
Hale Foundation recovery program partners with art business for watercolor class
About 20 men took part in the class, using watercolor to create original pieces representing their own stories, both at Hale and in life.
Rock legend pulled off of tour by doctors, paramedics: ‘Slow recovery ahead’
The singer returned to the stage on Friday and announced on Saturday that he will be out of action for months.
Zesto points to recovery center location for business decline
This Zesto location has been serving up ice cream in Fort Wayne for nearly 80 years.
Ballad Health breaks ground on new Unicoi County Hospital after Helene
Unicoi County took a major step forward in the Helene recovery Wednesday as Ballad Health broke ground on a new hospital.“I feel like whenever I come to Unicoi,
HHS announces addition of behavioral health programs eligible for federal reimbursement
The Department of Health and Human Services Aug. 18 announced that its Administration for Children and Families has added two new peer support programs to the Title IV-E Prevention Services Clearinghouse, allowing all states to claim federal reimbursement. One addition is the Family-Based Recovery program, which focuses on in-home clinical treatment for parents combatting addiction who have children ages 0-5.
Debris Management in Gaza - Standard Operating Procedure: Health and Safety in Debris Removal and Recycling — Interim Guidance (August 2026)
Manual and Guideline in English on occupied Palestinian territory about Climate Change and Environment and Recovery and Reconstruction; published on 19 Aug 2026 by UNDP and UNEP
Rear Adm. Case Visits Naval Health Research Center, Underscores Importance of Warfighter Readiness
SAN DIEGO –Rear Adm. Matthew Case, Acting Surgeon General and chief, U.S. Navy Bureau of Medicine and Surgery, visited the Naval Health Research Center (NHRC) on August 7 to gain firsthand insight into the command's most recent research initiatives supporting warfighter health, readiness, resilience and recovery.
The most important NFL QB this season, plus questions on the Lakers sale
The Pulse Newsletter 📣 | This is The Athletic’s daily sports newsletter. Sign up here to receive The Pulse directly in your inbox. Good morning. RIP, Tommy John. Coming up: Jones’ incredible recovery 😶🌫️ Questions on Lakers sale 🏅 Taurasi’s big day So many things happen during the course of an NFL season that it’s easy to forget specifics. A lot can happen in 272 regular-season games. So forgive me if I read this story and immediately thought: Remember when Philip Rivers came out of retirement last year? After four years away? That was wild. It’s...
Workplace habit changes can improve your overall health
From ergonomic workstations to better hydration and recovery habits, small daily changes can help employees stay healthier, safer and more energized on the job.
California Politics 360 full episode | Governor sparks debate on wildfire recovery
He is asking lawmakers to consider limiting who and how much utility companies pay using the state’s wildfire liability fund.
Recovery session tomorrow morning
Tomorrow morning, the Rossoblù will take part in a recovery session at the Niccolò Galli Training Centre.
I work with athletes. Here’s how I evaluate exercise gadgets and supplements.
Thinking about investing in a recovery device, new nutrition product or fitness watch? Ask yourself these questions first.
I work with athletes. Here’s how I evaluate exercise gadgets and supplements.
Thinking about investing in a recovery device, new nutrition product or fitness watch? Ask yourself these questions first.
Yankees’ Aaron Judge begins baseball activities as return draws closer
Aaron Judge is making progress toward his highly anticipated Yankees return, taking another key step in his recovery from a broken right rib as New York awaits its superstar’s comeback.
Five remaining US detainees in Russia facing dire health concerns, horrific treatment: Gilman family rep
Kieran Ramsey, Chief Investigative Officer for Global Reach and a former FBI hostage recovery expert details the declining health of five Americans in Russian detention, arguing all five must be given wrongful detainee status.
The Pandemic Decimated Chicago’s Famous Loop. Now, New Business Openings and $673 Million in Investment Are Fueling Its Recovery
A new report finds office vacancies are leveling off and businesses are filling empty storefronts.
“I didn’t realize I had so many friends.” Business owner responds to community support amidst recovery
TROY, N.Y. (NEWS10) – If you’ve been to the Troy Farmers Market, you may be familiar with the Thai food vendor, Thunder Mountain Curry, a long-time staple of the community started by Mi…
The Great Barrier Reef isn’t dead yet. According to News Corp that makes climate science a ‘pseudo-religion’
‘High coral cover is evidence of recovery and resilience, not evidence that the disturbances causing mortality didn’t happen’, scientist says
49ers WR Ricky Pearsall reveals expected timeline for recovery
The San Francisco 49ers lost one of their top wide receivers for the year, but he has no regrets about the situation.
Estrogen’s Role in Female Athlete Muscle Health
Brandon Pfeifer and Dr. Robert Hyldahl explore how estrogen affects muscle recovery and growth in female athletes.
Car crashes into Trap House Chicken on Normandy Blvd.; owner says business will stay open
A car crashed into Trap House Chicken on Normandy Blvd. Wednesday afternoon, sending the popular restaurant into cleanup and recovery mode — but its owner says the doors will stay open.
Yankees reveal next step in Luis Gil's injury recovery
Gil was sent to the minors earlier this season.
UConn Institute of Sports Medicine: The Science of Motion
The data-driven insights help support recovery, enhance performance, and reduce injury risk
UConn Institute of Sports Medicine: The Science of Motion
The data-driven insights help support recovery, enhance performance, and reduce injury risk
Kelly Ripa is back on ‘Live’ after surgery... sort of
Here’s why Kelly Ripa is back on ‘Live With Kelly and Mark’ this week despite the star’s extended absence for surgery recovery over a painful gum procedure.
In 2018, scientists found just 39 surviving clams in Florida’s Indian River Lagoon; they bred them and have since outplanted 65 million
After decades of environmental decline, Florida's Indian River Lagoon is beginning to show signs of recovery. With funding from NOAA Fisheries' Office of Habitat Conservation, the Indian River Lagoon Council is leading a system-wide effort to restore the habitats that once sustained the lagoon's fish and wildlife.
Pitt’s Victory Heights gives Olympic sports a modern $240M home
Pitt’s $240M complex gives volleyball, gymnastics and wrestling a new arena while supporting 16 varsity teams with training and recovery space.
Pitt’s Victory Heights gives Olympic sports a modern $240M home
Pitt’s $240M complex gives volleyball, gymnastics and wrestling a new arena while supporting 16 varsity teams with training and recovery space.
New Book Examines Small Business Recovery and Racial Equity After the Pandemic
UCLA Luskin Professor Robert Fairlie explores how government aid, entrepreneurship and racial inequality shaped small business recovery after COVID-19.
Mitch McConnell leaves rehab center to continue recovery from fall at home
Republican senator, 84, was taken to hospital after fall in June and has been absent from Senate since
Sen. McConnell discharged from rehab center, continuing recovery at home
The Kentucky Republican has been absent from the Senate since he was hospitalized June 14 following a fall at home.
McConnell leaves rehab facility, continues recovery from home
Sen. Mitch McConnell says he has been discharged from rehab and will continue recovering at home while staying engaged in Senate business.
McConnell says he’s been discharged from rehab center and will continue recovery at home
Sen. Mitch McConnell said on Thursday that he has been discharged from the rehabilitation center where he had been recovering after a fall and will continue to recover at home.
MN wildfires: Businesses push Walz, lawmakers for recovery package
Northeastern Minnesota businesses struggling amid the wildfires burning the Boundary Waters are pushing Governor Walz and state lawmakers to move forward with a special session to pass an economic recovery package.
Falcons’ Michael Penix Jr. not 'chasing a timeline’ as health keeps improving
Falcons quarterback Michael Penix Jr. says he's focused on his recovery from an ACL tear and that he "can't worry about a starting job" while he's working his way back.
Elon Musk Has a Message for Jeff Bezos' Blue Origin After It Solved the New Glenn Mystery— 'Hope You...'
Elon Musk offers support to Blue Origin after launchpad explosion. Musk wishes quick recovery and backs collaboration.
Aware Recovery Care Caught in Multiple Financial, Operational Crises
Aware Recovery Care, a Connecticut-based addiction treatment provider with locations in 11 states, is embroiled in a tangle of legal issues and lost
Road to recovery: Jason Lennox walking 1,776 miles around Minnesota for youth mental health
He walks around 20 to 25 miles a day, hoping to finish in October.
Answer Man: Helene Business Recovery Fund borrowers facing skyrocketing rates? Messy I-26 median?
Today’s round of questions, my smart-aleck replies and the real answers: Question: You should look into the disaster bridge loans a lot of people took out through Mountain BizWorks and the Golden Leaf Foundation after Helene. These were loans with a 1 percent interest rate for 12 months, which was later extended to 24 months. […]
Secretary Kennedy Brings ‘Take Back Your Health Tour’ to Southwest Virginia to Highlight Rural Health and Recovery
HHS Secretary Kennedy traveled to southwest Virginia as part of his “Take Back Your Health” tour.
Ojai Raptor Center shares health setback for Jackie the Big Bear bald eagle
The veterinary team caring for Big Bear bald eagle Jackie after she was injured in a scrap with another eagle shared a health update Monday on her recovery. Bloodwork showed a drop in packed cell volume (PCV), indicating her anemia has worsened since the eagle’s last health update, according to the Ojai Raptor Center. Anemia is a serious medical condition…
Warriors Get Encouraging Moses Moody Injury Update
The Golden State Warriors could see Moses Moody take an important step in his recovery before training camp, though his return to game action remains farther away.Moody is targeting September to resume running and on-court work as he rehabilitates a ruptured left patellar tendon, The Athletic’s Marcus Thompson II reported Sunday.The 24-year-old guard has conducted […] The post Warriors Get Encouraging Moses Moody Injury Update appeared first on HEAVY.
Hundreds rally to promote wellness, fight stigma at Mothers of Hope Walk for Recovery
Hundreds gathered in Kalamazoo on Saturday, showing their support for those impacted by addiction and mental health challenges.
Caesars Entertainment (CZR) Stock Looks Cheap Even After The Take Private Deal
Caesars Entertainment stock is coming off a difficult five year stretch, with the share price down about 67%, yet recent valuation work suggests the market may now be pricing it too low. At the current US$29.75 share price, both the Discounted Cash Flow (DCF) intrinsic value estimate and the market multiples point to a company that screens as undervalued rather than expensive. The share price has fallen roughly 67% over five years, which puts the recent recovery into context and raises the...
Microsoft released Windows 11 KB5102117 update for OS recovery
New dynamic update for Windows 11 versions 25H2 and 24H2 were released by Microsoft this past week.
Promises made, promises kept: Trucker of the Month Jeffrey Crise
Owner-operator Jeffrey Crise, who runs two-truck A&J Transport & Recovery out of the Baltimore area, prides himself punctuality and service -- with clear dedication to customers.
Layla Kiffin’s new business aims to bring a first-of-its-kind experience to Baton Rouge
Layla Kiffin is bringing a new heated fitness concept to Baton Rouge with the launch of Livin Studio, a workout and recovery studio near Tiger Stadium that is scheduled to open by the end of August. … Already an INSIDER? Sign in. Already an INSIDER? Sign in
FDA advisers support easing restrictions on six peptides. Here’s what those drugs are and what happens next
Peptides have become one of the hottest trends in wellness, with promises like faster muscle recovery and healthier aging. And six of these compounds cleared a major hurdle last week, when an advisory panel to the US Food and Drug Administration voted in favor of making them available through compounding pharmacies.
Lions Star Sends Strong Message on Injury Recovery
Detroit Lions safety Kerby Joseph started training camp on the Physically Unable to Perform list. While head coach Dan Campbell said that he would feel good if Joseph were back by Week 1, Joseph has been much more optimistic than his coach.The fifth-year safety told media members that he was super optimistic about his health […] The post Lions Star Sends Strong Message on Injury Recovery appeared first on HEAVY.
Mental health support urged for Fox Valley tornado survivors and cleanup crews
Emotional recovery resources are available after Monday’s storm.
The Science Behind the AI Panic Is Shakier Than You Think
A column by Sascha Lobo Is AI making us dumb? So asked DER SPIEGEL on its cover a while ago. After a few weeks of recovery and a therapeutic intervention with the help of my AI, I feel able to respond. That’s a bit unfair, of course; the article itself is more nuanced than the loud cover, the image of a schoolkid with dull prompt questions, or the subtitle: “AI is conquering the schools, and educators fear a disaster.” The short answer to “Is AI making us dumb?” is: no. The long answer is more interesting, and even carries a preliminary glimmer of the spectacular. Unfortunately, it requires a detour into the sphere of artificial intelligence, into the mogul-field terrain of technology assessment, the attention economy, and the destructive virus of cultural pessimism. Along with narrowing the scope to AI’s effects on education and work rather than on intelligence. Because the honest version of the question would be: Does AI help us learn and work, or not? Generative AI, which set off the still-ongoing hype with ChatGPT, has only existed in relevant distribution since late 2022, early 2023. For a technology-driven transformation of people and society, that is extremely short. For that reason alone, research is still in its infancy. And technology assessment is not a fast discipline anyway. Prominent voices from Elizabeth Eisenstein to RAND to Tom Wheeler say we still cannot conclusively judge the consequences of the printing press. Its invention is a mere 580 years back, and some scholars would rather not circulate assessments that might have to be retracted in two or three hundred years. We’re Going Through Growing Pains A phenomenon that already caused upheaval in social media research makes serious assessment of AI’s consequences even harder: the “moving target” problem of LLM-ology, as the linguist Sean Trott called it in 2025. AI develops so quickly and so unpredictably that researchers often end up studying snapshots of the past. There are concepts, from morphological analysis to anticipatory governance, for keeping research, planning, and regulation halfway meaningful anyway. But even with those, universally valid statements are rare. DER SPIEGEL - The German View is a reader-supported publication. To receive new posts and support our work, consider becoming a free or paid subscriber. Subscribe We should therefore treat findings about the interplay between humans and AI as far more procedural and situational. Unfortunately, this challenge comes at the worst possible time. We are going through growing pains: AI’s everyday impact has grown very large very fast, and with it the longing for guidance. Annoyingly, the body of solid knowledge has not exploded along with it. Experts cannot be moved to broad consensus on even banal statements about AI. Sascha Lobo, born in 1975, is an author and strategy consultant focusing on the internet and digital technologies. Together with Jule Lobo, he explores the debates of the day in the podcast “Feel the News – Was Deutschland bewegt” (”What Moves Germany”). Nvidia CEO Jensen Huang says software developers are dying out. Bill Gates considers coders one of only three professions that will survive the AI tsunami. Top tech economists find virtually irrefutable arguments both for and against an AI bubble. The same naturally applies to the structurally youth-hostile debate over whether AI is good or bad for young people. The gap between the demand for insight and the supply of solid knowledge creates an orientation vacuum. This vacuum of AI cluelessness is filled, as the attention economy described by Georg Franck in 1998 would have it, with half-knowledge (funnily enough, often AI-generated), marketing, and self-marketing. After all, infinite money is at stake, along with academia’s best current shot at global fame. But this iridescent froth of interpretation operates more by the algorithmic principles of the digital public sphere than by seriously earned insight. That is why dramatized, fear-feeding claims about AI are so promising. It tempts parts of academia into distorted drivel, and parts of the media then sensationalize the published drivel once more. Was the Research Aimed at a Desired Result? How badly this can influence academia and public perception is demonstrated by one of the most-discussed studies on AI’s effects: “Your Brain on ChatGPT.” The MIT study by Nataliya Kosmyna also gets plenty of space in the SPIEGEL cover story. What was measured and interpreted: lower brain activity in people who write with AI assistance, compared to people who only google or write without any tools. As is common with preprints, the study has not yet been peer-reviewed, and it contains substantial weaknesses that experts have sharply criticized. The first round had 54 participants in three groups, the second only 18, who reportedly also came from MIT’s own orbit. There was no preregistration (committing in advance to what you want to find out with which data). In their analysis, Stanković et al. even discovered an opposite effect that the study does not further explain. Some measurement data has not (yet) been published. And the EEG analysis method used is considered too imprecise to support such far-reaching conclusions. The biggest criticism, though, is the suspicion of an activism-driven study. In an interview with Time, lead author Kosmyna said she published the study immediately, rather than after full peer review, because she feared politicians might otherwise decide to put ChatGPT in kindergartens. She considers that absolutely harmful. It is legitimate to hold such a view. It just seems unscientific to approach a study with it, and then to design the setup so that the chance of a fitting desired result remains as high as possible. Ideologies Collide It is not easy to separate genuine AI insights from studies that trivialize and weaken well-founded AI criticism. The same goes for the opposing, AI-enthusiastic narratives, because the pro-AI side works against it with billions in resources. Ideologies collide, fed by egos, PR strategies, moral posturing, and once-in-a-lifetime opportunities. Doomsday marketing makes the search even harder: AI companies can profit from warnings about the dangers of AI, whether through the notoriety of apocalypse narratives or because, in some target groups, danger translates into power. Some seemingly negative findings are therefore quite welcome in the AI industry. If you try to get at the findings presumably less influenced by interest groups, the picture in education seems relatively clear: AI can improve educational outcomes when the right AI is used the right way, namely pedagogically. Simply dumping an AI chatbot into a classroom, by contrast, accomplishes little. Huge surprise. But something else is also obvious: whether they are allowed to or not, kids use AI for school, which is why the controlled integration of AI tools into education is, in the medium term, entirely without alternative. In the world of work, the landscape of findings is more complex and requires more differentiation. A series of serious studies points to an AI effect that suits neither the alarmists, regulation fetishists, and AI opponents, nor the trillion-dollar corporations with their armada of paid scientists, PR professionals, and ecosystems: working with AI helps the inexperienced (at least for now) considerably more than it helps the pros, in certain fields of work, and provided they know how to use it correctly. Missing Domain Knowledge Among the experienced, the professionals, and the high flyers, by contrast, despite frequent time savings, partially negative effects and new problems are emerging. Take the jagged frontier problem: AI solves task A brilliantly and fails completely at task B, even though both look similar even to professionals. Or the verification-cost problem, in which AI’s greater productivity gets eaten up by the enormous effort of checking its output. Or the illusion of competence, because AI makes new domains seem easily penetrable, until you painfully discover that deep domain knowledge is missing. Taken as a whole, the effects of working with AI do lean positive. But the promise that AI works as a turbocharger for everyone and boosts practically everything simply refuses to materialize. The AI magic the world has been feeling since ChatGPT arrived in late 2022 has so far barely shown up in most companies’ numbers. The consulting firm McKinsey has coined a term for this, the “gen AI paradox,” and believes that work processes and corporate structures would have to be rebuilt quite fundamentally to realize AI’s benefits at scale. Reuters just reported that only 3.3 percent of Microsoft’s customers have subscribed to the AI package Copilot. That may be down to the product; in other areas we continue to see soaring successes and new AI triumphs. But after the first quarter of 2026, disillusionment is the word for all too many AI projects at traditional companies: because the promised revolution of AI agents has so far failed to arrive or been postponed, and because of the leveling effect that many of the studies cited here suggest. Against Inequality The societal effects, on the other hand, appear rather encouraging. Many previous technologies operated on the Matthew principle, named for the Gospel verse about giving to those who already have: they tended to reward the more competent and more privileged. AI, however, seems more often to have an equalizing effect once a threshold of access and education is crossed. Some anecdotal insights point in this direction, for example, how an unemployed man in Leipzig successfully defended himself in court in 2025 against fraud accusations from Germany’s federal employment agency — without a lawyer, armed only with ChatGPT. The AI made mistakes and cited invented court rulings, but in the end the man walked away unpunished. And a key capability of artificial intelligence is its capacity to learn: set up correctly and fed with data, it can keep getting better. It is a question of time, or more precisely of AI innovations and training data, until even free AI chatbots write better legal briefs than law graduates with perfect exam scores. Whether that will make anyone dumb is something the world’s press will surely inform us of in due time. Subscribe Leave a comment
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