SCROLL NEWS / DISCOVERY
Search headlines
Find the stories shaping the conversation.
Results for " estimate " 841 found 🔀 AI-powered Shuffle
The U.S. Healthcare System is Already Mostly Socialized
Now that Abdul El-Sayed is the Democratic nominee for Michigan’s open Senate seat, the outcome of this crucial race will depend mainly on two things: Whether Republicans succeed in demonizing El-Sayed because he’s brown and a Muslim, and whether they succeed in demonizing him as a left-wing radical. I will defer for the now the question of whether bigotry will be effective this year, although I will address it another day. What I want to address instead is El-Sayed’s signature issue — healthcare. Yes, El-Sayed advocates Medicare for All, a position the usual suspects denounce as “socialism.” I will get to the politics of his stance soon. Today, however, I want to talk about the substance. We should be clear that El-Sayed doesn’t even call himself a socialist. On the contrary, he explicitly disavows the label, saying “I’m a capitalist who just knows about capitalism”. In fact, as I explained in a previous post, the policies that El-Sayed advocates qualify him as a social democrat, not a socialist. Still, El-Sayed advocates a system under which the government would pay almost all medical expenses. Isn’t that socialism? Well, if that is the criterion then much of U.S. healthcare is already socialist. In fact, the government’s role is so large that U.S. healthcare is better described as partially privatized socialism than as anything resembling a free market. Let’s start with the raw numbers on health insurance, which pays the bulk of Americans’ medical expenses. Americans receive health insurance either from private companies or from public programs, overwhelmingly Medicare and Medicaid. Here’s what the breakdown of coverage and spending between private and public looked like in 2024: While a majority of Americans with health insurance get it from private companies, well over 100 million of us are covered by government programs instead. And these government programs pay more total dollars for medical bills than the private insurers do. Why do government programs that cover a minority of the population account for a majority of health insurers’ outlays? Mainly because Medicare covers seniors, and we’re expensive. Also, while Medicaid covers many younger Americans, disabled and elderly beneficiaries account for most of its spending. Even by the raw numbers, then, U.S. health insurance looks as much public as private. But that understates the government’s role: Private health insurance in the U.S. is both highly regulated and heavily subsidized. This is obviously true for the insurance coverage purchased by tens of millions of Americans through the exchanges established by the Affordable Care Act. But employment-based health insurance, which covers 161 million Americans, is far more of a government creation than most people realize. For employment-based insurance exists largely because of huge implicit government subsidies that come with major strings attached. Here’s how that works. If your employer pays you $10,000, that’s taxable income. But if your employer pays $10,000 toward a company health insurance plan that meets certain criteria, it isn’t taxable. That’s a huge effective subsidy, running at more than $300 billion a year. Take that subsidy into account, along with the more than $100 billion per year spent subsidizing policies purchased under the ACA, as well as the outlays on Medicare and Medicaid, and net effect is that the government pays for more than two-thirds of Americans’ health insurance. Granted, there are strings attached. Roughly speaking, employment-based health plans can’t discriminate based on medical history — that is, they can’t deny coverage to employees with pre-existing conditions — and they also can’t offer the plans only to highly compensated employees — a health plan that is only for the C-suite is considered taxable income. So given the restrictions of the federal tax code, employer-based health insurance is a lot like Obamacare, which also prohibits discrimination based on medical history and provides subsidies to make insurance affordable to lower-paid workers. The fact is that virtually all of private healthcare insurance is already well under some form of government control through regulation and tax subsidies. How should we think about this system? First of all, is Medicare socialist? Don’t tell anyone, but the way Medicare operates — it covers every senior’s medical expenses, whatever they turn out to be, while being funded by taxes that depend on one’s income — could be summarized by the old Marxist slogan “From each according to his ability, to each according to his need.” And back in 1961, when Ronald Reagan was the face of a last-ditch effort by the American Medical Association to block the creation of Medicare, he denounced Medicare as “socialized medicine” and warned that it would destroy our freedom. In reality, American freedom survived until Jan. 20, 2025, while Medicare is immensely popular, with an 82 percent favorable rating in the most recent KFF survey. Medicaid, government health insurance for lower-income Americans, comes in at 73 percent. This is in sharp contrast to public views about private insurers, who are widely disliked if not hated and accused of denying essential care. Furthermore, if Medicare is socialism, then the whole U.S. health insurance system, with the government paying most of the bills and placing conditions on private insurers, is almost equally socialist. If you insist on calling any program the government pays for and regulates socialist, then U.S. healthcare would best be described as a partially privatized form of socialism. And one must ask, what is the point of the part that is privatized? Do private insurers add anything positive? Or are they simply parasites, skimming off money that could have been paying for care? The case for viewing insurers as parasites is strong. Many Medicare benefits are now delivered via Medicare Advantage, that is, plans paid for by the government but run through insurance companies. MedPAC, an independent advisory commission, estimates that last year Medicare Advantage plans were overpaid by $84 billion, thanks to practices such as “upcoding,” in which patients’ health problems are overstated to get larger sums from Medicare. Assessing the waste from employer-based insurance is harder, but most evidence suggests that private insurers have substantially higher administrative costs than Medicare does. Furthermore, the complexity of private insurance, with multiple payers all trying to deny care when they can, is a huge burden both on providers — doctors, nurses, and hospitals — and on patients. What do private insurers offer to compensate for these costs? One must go through intellectual contortions to avoid the conclusion that they are, in fact, parasites. Which brings me back to El-Sayed. In supporting Medicare for All, he’s basically calling for an end to the partial, parasitic privatization of a healthcare system that is already hugely dependent on public funding. When one looks at it that way, it’s not at all a radical proposal. Admittedly, the political lift requires overcoming the opposition to higher taxes to pay for Medicare for All. Political realism rather than economics was the reason I and many other progressives supported Obamacare, with all its complexities, rather than demanding an immediate move to Medicare for All. But the political calculus may very well have shifted since the 2000s, as Americans are fed up with a system of unaffordable premiums, rampant claim denials, and byzantine claim administration. Moreover, funding healthcare insurance through taxation would allow for a much more progressive distribution of the cost. That is, compared to the present system, middle-income households would pay less as high-income households would pay more. And the U.S. would stop wasting large sums on pointless administrative costs. So let’s be clear: El-Sayed’s healthcare platform is perfectly reasonable on the merits of cost, fairness and health efficacy. And with private insurers never more hated, while millions of Americans are losing their health insurance, 2026 may be its time. MUSICAL CODA
AGO Q2 Deep Dive: New Business Growth and Investment Volatility Shape Results
Financial guaranty insurer Assured Guaranty (NYSE:AGO) fell short of the market’s revenue expectations in Q2 CY2026, with sales falling 30.6% year on year to $195 million. Its non-GAAP profit of $1.23 per share was 23.2% below analysts’ consensus estimates.
iPhone 18 Pro BOM cost estimated to be up by 40%
Apple is reportedly paying three times more for RAM and storage than it did with the iPhone 17 Pro. We’ve already seen rumors that iPhone 18 Pro...
Hims & Hers Health (NYSE:HIMS) Exceeds Q2 CY2026 Expectations But Stock Drops
Telehealth company Hims & Hers Health (NYSE:HIMS) reported revenue ahead of Wall Street’s expectations in Q2 CY2026, with sales up 38.2% year on year to $753.2 million. On top of that, next quarter’s revenue guidance ($890 million at the midpoint) was surprisingly good and 12.4% above what analysts were expecting. Its GAAP loss of $0.37 per share was significantly below analysts’ consensus estimates.
Many Americans Underestimate Health Risks of Extreme Weather, New Study Finds
The research examines the “risk perception gap,” or the difference between climate-related mortality estimates and public perceptions of climate risk, across U.S. counties.
iPhone 18 Pro Costing Apple 38% More to Make, TrendForce Estimates
Apple's iPhone 18 Pro will cost nearly 40 percent more to build than its predecessor because of soaring memory prices, according to new data analyzed TrendForce. The research firm's latest smartphone analysis puts the bill of materials for the 256GB iPhone 18 Pro roughly 38 percent above the equivalent iPhone 17 Pro, and says higher retail prices will be unavoidable as a result.
Starz Entertainment (STRZ) Stock Sees Fair Value Lift After Q1 Analyst Revisions
Price targets for Starz Entertainment have been refreshed, with Fair Value moving from US$28.50 to about US$32.33, which marks a higher central valuation estimate in current models. These updates sit alongside Street commentary that weighs the separation from Lionsgate, Q1 model changes, and the new content approach, as analysts balance upside from execution against risks and the recent share price move. Read on to see how to track these shifting views and follow the evolving narrative around...
COLL Q2 Deep Dive: ADHD Expansion and Pain Business Headwinds Shape Guidance
Pharmaceutical company Collegium Pharmaceutical (NASDAQ:COLL) fell short of the market’s revenue expectations in Q2 CY2026, but sales rose 6.3% year on year to $199.9 million. The company’s full-year revenue guidance of $840 million at the midpoint came in 3.4% below analysts’ estimates. Its non-GAAP profit of $1.92 per share was 8.8% above analysts’ consensus estimates.
'Spider-Man: Brand New Day' keeps record pace, ‘The Odyssey’ sets new high for Nolan
“Spider-Man: Brand New Day” continued its blistering pace in theaters, collecting $144.5 million domestically over its second weekend, according to studio estimates Sunday. And Christopher...
PENN Entertainment (NASDAQ:PENN) Releases Earnings Results, Beats Expectations By $0.07 EPS
PENN Entertainment (NASDAQ:PENN - Get Free Report) issued its quarterly earnings results on Thursday. The company reported $0.44 EPS for the quarter, beating analysts' consensus estimates of $0.37 by $0.07. PENN Entertainment had a negative net margin of 12.66% and a positive return on equity of 2.93%. The business had revenue of $1.86 billion for the quarter, compared to analysts' expectations of $1.86 billion. During the same quarter in the prior year, the firm posted ($0.12) earnings per share. The business's quarterly revenue was up 5.2% compared to the same quarter last year.
AMC Entertainment Holdings (AMC) Rallies While Fair Value Narratives Stay Cautious
Recent momentum in AMC Entertainment Holdings stock Recent trading interest in AMC Entertainment Holdings (AMC) has picked up after the stock showed strong momentum in recent weeks, supported by upward earnings estimate revisions and a favorable third party ranking. See our latest analysis for AMC Entertainment Holdings. For context, AMC Entertainment Holdings has a recent 30-day share price return of 35.60% and a 90-day share price return of 72.67%, while the 1-year total shareholder return...
iPhone 18 Pro price: Here's how much more it could cost
The iPhone 18 Pro will cost more than the iPhone 17 Pro, with estimates ranging from $100 to $300. Here's what to expect.
Powerball jackpot soars to $856 million, next drawing Saturday night
Over a million tickets were sold as hopeful players tried their luck, but no one scored in Wednesday’s Powerball jackpot, sending the prize soaring to an estimated $856 million.
Apple Raises Trade-In Values for iPhone, Mac, and More
Apple today updated its U.S. trade-in estimates, raising values for most iPhone, iPad, Mac, and Apple Watch models and adding several Android phones to the list for the first time. As first noted by 9to5Mac, some devices gained nearly 30% in estimated value compared to the last update in May.
PENN Entertainment (PENN) Tops Q2 Earnings and Revenue Estimates
PENN Entertainment (PENN) delivered earnings and revenue surprises of +25.71% and +0.06%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
PENN Entertainment (PENN) Reports Q2 Earnings: What Key Metrics Have to Say
The headline numbers for PENN Entertainment (PENN) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
PENN Entertainment (NASDAQ:PENN) Posts Q2 CY2026 Sales In Line With Estimates
Casino, sports betting and entertainment operator PENN Entertainment (NASDAQ:PENN) met Wall Street’s revenue expectations in Q2 CY2026, with sales up 5.2% ye...
PENN Entertainment (NASDAQ:PENN) Posts Q2 CY2026 Sales In Line With Estimates
Casino, sports betting and entertainment operator PENN Entertainment (NASDAQ:PENN) met Wall Street’s revenue expectations in Q2 CY2026, with sales up 5.2% year on year to $1.86 billion. Its non-GAAP profit of $0.44 per share was 66.9% above analysts’ consensus estimates.
Nintendo's fiscal first-quarter profit and revenue beat estimates, despite Switch 2 sales slump
Nintendo reported fiscal first-quarter earnings Thursday.
Why did the polls miss so badly in Michigan?
Polls overestimated Abdul El-Sayed’s lead by 12 percentage points. That isn't unusual for statewide primary contests.
COOL: Bad math makes for bad business
While some claim the cost of the program is “just pennies per pound,” those pennies add up – to an estimated nearly $30/head.
Canada's Shopify forecasts revenue above estimates, shares surge
Canada's Shopify projected current-quarter revenue growth above Wall Street estimates on Wednesday, signaling the company's AI efforts were drawing more merchants to its suite of e-commerce services, sending its U.S.-listed shares up 26% premarket.
CVS blows past estimates, hikes guidance as insurance unit continues to improve
CVS also announced a new collaboration with Eli Lilly that will make Zepbound and Foundayo accessible to eligible patients on the CVS Health app.
National Guard deployment to Washington through 2029 will cost roughly $1.4 billion, estimate shows
The cost estimate is for fiscal years 2027-2029 and came in response to questions from Massachusetts Democratic Sen. Elizabeth Warren.
Accel Entertainment (ACEL) Releases Q2 2026 Earnings: Revenue Beats Estimates and EPS Jumps
Accel Entertainment, Inc. $ACEL reported second-quarter 2026 revenue of $368.1 million, up 9.6% from a year earlier and slightly ahead of Wall Street’s $363.6 million estimate. Gross profit rose 9.5% to $115.2 million, while operating profit climbed 19.3% to $32.1 million.The company also posted stronger bottom-line results, with net income attributable to common shareholders increasing 70.8% to $12.5 million. Diluted earnings per share came in a
Gusto Small Business Jobs Report: Small Businesses Add 38,200 Jobs in July, Marking Sixth Straight Month of Growth
America's small businesses added an estimated 38,200 net new jobs in July on a seasonally adjusted basis, according to the latest Gusto Small Business Jobs Report — the sixth consecutive month of positive hiring following January's dip. July's gain held roughly in line with June's 40,800 net new jobs, extending a small business labor market that has remained remarkably steady through the summer even as growth normalizes from the sharper gains seen earlier this spring.
Bayer Earnings Beat Estimates on Crop Science Strength
Bayer AG posted better-than-expected profit in the second quarter, helped by a strong performance in its crop science business.
A single US measles outbreak can cost millions of dollars, study estimates
The overall cost of containing a 2025 measles outbreak in New Mexico was nearly $5.4 million, a new study estimates.
ON Semiconductor Earnings Beat Estimates Driven by AI Data Center Growth
The chipmaker reported net income of $226.8 million in the second quarter, up from $170.3 million a year earlier.
Palantir stock jumps as US commercial business booms
Palantir stock jumped after the company smashed earnings estimates.
Daiwa Profit Beats Estimates as Equities Business Surges
Daiwa Securities Group Inc.’s quarterly profit rose more than analysts expected to the highest in 13 years, as Japan’s second-largest brokerage benefited from the global stock trading boom.
Let’s do science: Share your wild turkey sightings
MAINE—All good wildlife management starts with science, and all good science starts with data. That’s where you come in. Maine’s Wild Turkey August Production Survey invites community scientists to play a direct role in monitoring our state’s wild turkey population. Whether you enjoy watching wildlife from your window, spend time hiking, hunting, or exploring the outdoors, or just need an excuse to get outside, you can help. Each summer, Maine’s wild turkey hens are busy raising the next generation of birds. By reporting your sightings and observations, you’ll help our biologists monitor annual reproduction rates, track population trends, and make informed management decisions that support healthy, sustainable turkey populations for generations to come. The information collected helps ensure there are abundant opportunities for both wildlife watchers and hunters to enjoy Maine’s wild turkeys. It’s easy to participate! Whenever you see wild turkeys anywhere in Maine during August, simply report: Date and location of your observation Number of adult females (hens) Number of adult males (gobblers) Number of poults (young turkeys) Estimated poult size relative to the adult hens Every observation counts, even if you don’t see poults. Together, these reports provide a clearer picture of turkey productivity across the state and are an important part of Maine’s wildlife management. Ready to help? Report your turkey sightings online using the Wild Turkey August Production Survey. Submit an Observation Subscribe Share Leave a comment
'Spider-Man: Brand New Day' scores second-largest global opening ever
"Spider-Man: Brand New Day" swung into the top spot at the box office and scored one of the highest-grossing opening weekends with an estimated haul of $355 million in the
Federal Policy Priorities To Strengthen Rural Health and Maximize Rural Health Transformation Program Investments
Executive Summary Rural health care in the United States is at an inflection point. The Rural Health Transformation Program (RHTP), enacted as part of H.R. 1, is a $50 billion, five-year investment designed to help states improve access, quality, and outcomes by transforming rural health care delivery. This investment takes place alongside an estimated $137 … Continued
Caesars Entertainment (CZR) Stock Looks Cheap Even After The Take Private Deal
Caesars Entertainment stock is coming off a difficult five year stretch, with the share price down about 67%, yet recent valuation work suggests the market may now be pricing it too low. At the current US$29.75 share price, both the Discounted Cash Flow (DCF) intrinsic value estimate and the market multiples point to a company that screens as undervalued rather than expensive. The share price has fallen roughly 67% over five years, which puts the recent recovery into context and raises the...
Eating one avocado a day may lower heart disease risk
A daily avocado may help lower heart disease risk in adults with obesity by reducing the number of LDL particles circulating in the blood. After six months, participants who ate an avocado each day experienced a decline associated with an estimated 4% reduction in cardiovascular risk.
Investment firm acquires majority stake in Indianapolis-based ShipSigma
Pennsylvania-based Inverness Graham has acquired a majority stake in Indianapolis logistics-tech firm ShipSigma in a deal valued at an estimated $100 million-plus.
Hydrogen-powered shipping could deliver $284 billion in annual health benefits
Researchers modeled how replacing conventional global shipping fuels with hydrogen could change PM2.5 and ozone pollution, premature mortality, and monetized health benefits. Under complete transition, the model estimated 129,458 fewer premature deaths and US$284 billion in annual monetized health benefits, although some regions experienced increased pollution from hydrogen production or altered ozone chemistry.
Sony posts 40% rise in Q1 profit, beating estimates
Sony reported on Friday a 40% rise in first-quarter operating profit, beating analyst estimates, boosted by the performance of its gaming and image sensors businesses.
Sphere Entertainment (SPHR) Stock Looks Reasonable On Cash Flow But Stretched On Earnings
Sphere Entertainment stock has delivered a very strong 360.9% return over the last 5 years, while the latest valuation checks are more cautious, with the Discounted Cash Flow (DCF) estimate pointing to upside and market multiples suggesting the shares are already pricing in a lot of good news. Recent swings in the share price add to the debate about whether the current US$148.32 level offers enough margin of safety. Over 5 years, Sphere Entertainment has returned 360.9%, which puts today’s...
The Federal Government’s $33.6 Trillion Health Care Problem
The Congressional Budget Office’s (CBO) latest report on federal health-insurance subsidies estimates the federal government will subsidize health coverage by approximately $2.4 trillion in 2026, by $3.9 trillion by 2036, and by a total of $33.6 trillion over the intervening decade. For all the focus on health care costs in the United States, CBO’s new […]
Rivian beats quarterly revenue estimates as R2 launch, software business gain traction
By Akash Sriram July 30 (Reuters) - Rivian Automotive beat quarterly revenue estimates and raised annual delivery forecast on Thursday, buoyed by optimism over the rollout of its lower-priced R2 SUV and growth in its software business as it expands b...
Rivian beats quarterly revenue estimates as R2 launch, software business gain traction
Rivian Automotive beat quarterly revenue estimates and raised annual delivery forecast on Thursday, buoyed by optimism over the rollout of its lower-priced R2 SUV and growth in its software business as it expands beyond its premium lineup.
Sphere Entertainment’s (NYSE:SPHR) Q2 CY2026 Sales Beat Estimates, Stock Soars
Content production and distribution company Sphere Entertainment (NYSE:SPHR) reported Q2 CY2026 results exceeding the market’s revenue expectations, with sales up 11% year on year to $313.6 million. Its non-GAAP loss of $0.62 per share was 55.6% above analysts’ consensus estimates.
Sphere Entertainment’s (NYSE:SPHR) Q2 CY2026 Sales Beat Estimates, Stock Soars
Content production and distribution company Sphere Entertainment (NYSE:SPHR) reported Q2 CY2026 results exceeding the market’s revenue expectations, with sal...
Why Some Family Health Insurance Is Now Pricier
LDI/CHOP experts estimated the potential effect of the expiration of enhanced ACA Marketplace subsidies on family premiums across income levels.
Emerald Ash Borer Summer Update: Information, Action, and Community Science
Ash trees are being threatened by Emerald Ash Borer (EAB), an invasive pest which has arrived in North America. Ash trees—which make up about 3% of all trees in Maine, an estimated 511 million trees—feed and support numerous species of insects, birds, and mammals, and are vital to Maine forests and communities. Once EAB has […]
Is PENN Entertainment, Inc. (PENN) Stock Undervalued Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Compared to Estimates, Sphere Entertainment (SPHR) Q2 Earnings: A Look at Key Metrics
Although the revenue and EPS for Sphere Entertainment (SPHR) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
US economic growth slows unexpectedly in second quarter
U.S. economic growth slowed unexpectedly in the second quarter, with the Commerce Department's advance estimate showing a 1.5% annual growth rate.
Cigna raises annual profit forecast on strength in health services unit
Cigna on Thursday raised its annual profit forecast, after beating quarterly earnings estimates on growth in its pharmacy and specialty drug businesses.
Samsung Stock Jumps Over 6% In Seoul as AI Memory Business Delivers Record Profit: 'Supply Constraints' Expected to Continue
Samsung Electronics Co. Ltd.‘s (OTC:SSNLF) shares rose on Thursday after the chipmaker posted a record second-quarter operating profit as surging artificial intelligence memory demand boosted its semiconductor business, though higher component costs weighed on earnings in its mobile division. Operating Profit Beat Estimates Operating profit climbed to a record 89.5 trillion KRW ($61.93 billion) for the second-quarter, beating the 88.13 trillion KRW ($60.98 billion) analysts’ forecast compiled by
Microsoft tops quarterly cloud growth estimates, easing spending concerns
Revenue at the company's Azure cloud-computing business rose 43%.
Roundup: Composite expansion / Oil surges / Steady rates prevail
Carencro investment: NPK Access Solutions LLC will invest $40 million to expand its manufacturing facility in Carencro, increasing production capacity by about 50% and adding a new composite matting product line. The project will create 38 new direct jobs, retain 124 existing positions and support an estimated 109 total new jobs in the Acadiana Region, […]
Biogen Beats Estimates as New Medicines Overtake MS Business
Biogen Inc. reported quarterly revenue and adjusted earnings that beat analysts’ expectations as sales of newly acquired kidney and eye-disease drugs helped offset declining revenue from multiple sclerosis medicines.
Hyperliquid Is Building A $1B Business, Says Grayscale – But Traders Just Got Reminded Of The Risks Amid SK Hynix Turmoil
HYPE's circulating supply is estimated at 270-310 million tokens by 2027, said Grayscale, influenced by the unlocking of vested tokens at a rate of 550,000 per month.
Caesars Entertainment (CZR) Reports Q2 Loss, Tops Revenue Estimates
Caesars Entertainment (CZR) delivered earnings and revenue surprises of -850.00% and +1.09%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
76ers Lineup Projected to Cost Jaylen Brown, Tyrese Maxey
The Philadelphia 76ers assembled enough scoring talent to pursue a championship, but their new lineup presents a numbers problem. LeBron James, Jaylen Brown, Tyrese Maxey, Joel Embiid and V.J. Edgecombe all require shots, and a new projection identifies Brown and Maxey as the players facing the largest sacrifices. Casino.org Canada estimates that Brown and Maxey […] The post 76ers Lineup Projected to Cost Jaylen Brown, Tyrese Maxey appeared first on HEAVY.
Caesars Entertainment’s (NASDAQ:CZR) Q2 CY2026 Sales Top Estimates
Hotel and casino entertainment company Caesars Entertainment NASDAQ:CZR reported Q2 CY2026 results topping the market’s revenue expectations, with sales up 3% year on year to $2.99 billion. Its GAAP loss of $0.30 per share was significantly below analysts’ consensus estimates.Caesars Entertainment…
Caesars Entertainment’s (NASDAQ:CZR) Q2 CY2026 Sales Top Estimates
Hotel and casino entertainment company Caesars Entertainment (NASDAQ:CZR) reported Q2 CY2026 results topping the market’s revenue expectations, with sales up...
Google finally lets Find Hub users delete their old devices
Google has quietly rolled out a new feature to Find Hub that lets users delete old or duplicate devices from the app.
Texas lawmakers weigh future of data center tax breaks
The cost to the state in lost revenue from data centers has grown from a $14 million estimate over a decade ago to a projected $3.3 billion in sales tax losses over the next two years.
CMS Energy forecasts 2027 profit below estimates, exits non-utility renewables business
CMS Energy forecast 2027 adjusted earnings below Wall Street estimates on Tuesday and said it would exit non-utility renewables development, as the utility focuses on its regulated business while investing to meet growing electricity demand.
California Scientists Find Early Warning Sign of Irreversible Groundwater Damage
The U.S. Geological Survey’s California Water Center estimates 15% of the Central Valley’s groundwater storage capacity has been permanently lost because of subsidence.
Retirees need at least $185K set aside to cover healthcare, even with Medicare, study finds
The figure comes from research by Fidelity Investments. The group said their estimate, updated annually, jumped 7.5% since last year.
$70 for a popcorn bucket? Movie theaters are seeing big business with blockbuster collectables
AMC, the world’s largest theater chain, estimates it will see $100 million in revenue this year alone from its collectable popcorn buckets.
$70 for a popcorn bucket? Movie theaters are seeing big business with blockbuster collectables
AMC, the world’s largest theater chain, estimates it will see $100 million in revenue this year alone from its collectable popcorn buckets.
$70 for a popcorn bucket? Movie theaters are seeing big business with blockbuster collectables
AMC, the world’s largest theater chain, estimates it will see $100 million in revenue this year alone from its collectable popcorn buckets.
$70 for a popcorn bucket? Movie theaters are seeing big business with blockbuster collectables
AMC, the world’s largest theater chain, estimates it will see $100 million in revenue this year alone from its collectable popcorn buckets.
Xenoblade Chronicles 2 - Nintendo Switch 2 Edition Estimated File Size Revealed
It's almost here
The best way to save giant sequoias may be more fire
Giant sequoias are built to withstand ordinary fires, but recent extreme wildfires killed thousands of trees that had survived for centuries or even millennia. A new analysis of about 26,400 sequoias found that trees in areas treated with prescribed burns were nearly four times more likely to survive. Researchers estimate the controlled fires prevented about 1,900 deaths and could have saved thousands more if used across every grove.
3 in 5 overestimate how much gas prices have risen: Survey
As ongoing fighting in the Middle East continues to influence prices at the pump, a new survey signals many Americans overestimate gas price increases. The Politico poll, released on Friday, found …
Retirees may need $185K for healthcare, Fidelity estimates
The new estimate from Fidelity Investments is up 7.5% from a year ago.
'It's not just an inconvenience': We've underestimated the health impacts of heavy periods
As women have fewer children and more periods, heavy menstrual bleeding is becoming more of a health burden.
Intel's PC business will be dictated by AI data center momentum: CFRA
Intel (INTC) stock is surging by over 11% in Thursday's extended hours after smashing second quarter expectations, reporting adjusted earnings of $0.42 per share (vs. estimates of $0.21) and revenue of $16.1 billion (vs. estimates of $14.43 billion). CFRA Research senior vice president and equity analyst Angelo Zino dives into Intel's earnings release and what he can garner about the trajectory of the company's PC business.
The unlicensed therapist 8 million kids are seeing, per 1 behavioral health chief
Nearly 1 in 5 adolescents and young adults in the U.S. — an estimated 8.2 million people — used an AI chatbot for mental health advice in 2025, according to a study published June 1 in JAMA Pediatrics. The findings are stark: 91.7% rated the guidance as somewhat or very helpful, and 42.8% came back […]
Ranking Members Markey, Velázquez Push to Roll Back Trump Administration’s Discriminatory SBA Lending Policy that Blocks Immigrant Entrepreneurs from Pursuing the American Dream
Bicameral resolution would rescind Trump administration policy banning green card holders from accessing SBA loans Resolution Text (PDF) | One-Pager (PDF) (Washington, July 23) – Ranking Member Edward J. Markey (D-Mass.) and House Small Business Committee Ranking Member Nydia M. Velázquez (D-NY-7) today introduced a Congressional Review Act (CRA) resolution to rescind the Trump administration’s policy that bans green card holders from accessing essential Small Business Administration (SBA) loans to start and grow their businesses and invest in Main Streets nationwide. Trump’s SBA restrictions buck decades of precedent, attacking immigrant small business owners who are lawfully in the U.S. with no justification. The Trump administration’s green card holder ban is the most recent escalation of SBA’s draconian citizenship restrictions that are killing jobs and putting the American Dream further out of reach for entrepreneurs. In Fiscal Year 2025, the SBA made an estimated $5.7 billion in loans to green card holders, which supported more than 80,000 American jobs. Ranking Member Markey’s introduction of the CRA resolution follows his introduction of the Investing in the American Dream Act alongside Ranking Member Velázquez earlier this year. The Investing in the American Dream Act would roll back the SBA’s draconian lending restrictions and restore previous SBA lending policies for immigrant entrepreneurs lawfully in the U.S., including green card holders, refugees, and asylees. More than 100 organizations have called for the passage of the legislation and over 60 Massachusetts state legislators have raised concerns about the impact of the citizenship restrictions in their local communities. “Once again, Donald Trump is shutting hardworking immigrants out of the American Dream with his discriminatory and dangerous policies, fear tactics, and violent rhetoric. The anti-small business lending requirements implemented by Trump’s SBA won’t Make America Great Again—they are Making America Hate Again,” said Ranking Member Markey. “I am fighting every single day to roll back Trump’s brazen attempt to steal the American Dream from entrepreneurs in Massachusetts and across the country who enrich our communities, strengthen our Main Streets, and create jobs in the United States.” “Starting and owning your own business is one of the pillars of the American Dream. Under the Trump Administration, the SBA has sought to deny immigrant small business owners and entrepreneurs that dream by preventing them from accessing the capital they need to grow and scale their businesses. Not only is this policy cruel, but it is also self-defeating and holds our country back economically. As Ranking Member of the House Small Business Committee, I will do everything in my power to reverse this terrible policy,” said Ranking Member Velázquez. Massachusetts state legislators applauded Ranking Member Markey’s actions and emphasized the critical contributions of green card holders to Bay State communities and the Commonwealth’s economy. "Green card holders are our neighbors, workers, entrepreneurs, and taxpayers,” said Massachusetts State Senator Adam Gómez (D-Springfield), Senate Chair of the Joint Committee on Community Development and Small Businesses. “They open restaurants, launch small businesses, create jobs, and contribute every day to the economic strength of Massachusetts. Denying lawful permanent residents access to SBA loan programs doesn't make our economy stronger—it makes it harder for small businesses to succeed. I support this resolution because opportunity should never be limited by unnecessary barriers that prevent hardworking people from investing in their communities and pursuing the American dream." “Senator Markey’s CRA Resolution provides a valuable moment for our federal leaders to show their commitment to small businesses and the American Dream,” said Massachusetts State Representative Andy X. Vargas (D-Haverhill), House Chair of the Joint Committee on Community Development and Small Businesses. “The SBA’s recent policy restricting lawful residents from accessing the popular 7(a) and 504 programs has shut out some of the most entrepreneurial and hard-working members of our community from much-need capital. In Massachusetts, these programs have invested millions of dollars into small businesses owned by green card holders, supporting thousands of jobs. This should not be a partisan issue. People who worked hard, have legal status, and contribute so much to their communities via employment and economic impact don’t deserve to be in the crosshairs for political purposes. The Senator’s resolution is a step forward in restoring access to the American Dream that small business owners across the country deserve.” Several small business advocates and stakeholders voiced their support for Ranking Member Markey’s efforts to roll back Trump SBA’s discriminatory lending rules. “Immigrant-owned businesses are the foundation of the American economy. They power our neighborhoods, provide essential services, and employ our loved ones. Yet, systemic hurdles like the Small Business Administration’s citizenship restrictions unfairly block their path to prosperity," said Elizabeth Sweet, Executive Director of the Massachusetts Immigrant and Refugee Advocacy (MIRA) Coalition. "We applaud Senator Markey’s continued leadership and look forward to a future where immigrant entrepreneurs can share their ingenuity without arbitrary restrictions that hold us all back.” “Independent restaurants have always been built by people willing to work hard, take risks, and invest in their communities. When lawfully authorized entrepreneurs lose access to the financing they need to start or grow a business, we all lose. These are the businesses creating jobs, filling storefronts, and strengthening our neighborhoods. Access to capital should help good businesses succeed, and that’s exactly what restoring these SBA loan programs would do,” said Jen Ziskin, Executive Director of Massachusetts Restaurants United. “At the Latino Economic Development Corporation, we see firsthand that access to capital transforms lives, creates jobs, and strengthens neighborhoods. Many of the entrepreneurs we serve are lawful permanent residents who have invested their savings, opened businesses, and employ local residents. Restricting access to SBA financing doesn’t just impact business owners, it limits economic opportunity for entire communities. Main Street succeeds when every qualified entrepreneur has a fair chance to grow,” said Andrew Melendez, CEO and Founder of the Latino Economic Development Corporation. "Immigrants and immigrant-owned businesses are the heart and soul of small business communities in cities and towns throughout the Commonwealth, and across America. Limiting access to these SBA loans not only sends the wrong message about immigration, it will have significant negative economic impact on our small business ecosystem,” said Keith Mahoney, Vice President of Public Affairs at the Boston Foundation. “The SBA’s recent policy changes that prevent Legal Permanent Residents, and other non-citizens from participating in any of the SBA’s valuable programs are changes that are unwelcome, immoral, and antithetical to our purpose, our mission, and our vision for Massachusetts communities and businesses. Immigrant entrepreneurs and others have expressed concern that Common Capital will ‘report them to ICE,’ so loan demand has decreased. There is no valid reason for excluding Legal Permanent Residents and other noncitizens who are lawfully present in the U.S. from accessing the SBA’s programs. Immigrant entrepreneurs start businesses, they create jobs, they support their families and their communities. Our government should be in the business of encouraging their full participation in our economy,” said Raymond Lanza-Weil, President of Common Capital. "ECCHO-Latino now represents over 400 educators and 300 microbusinesses across Massachusetts, where immigrants make up 60% of the childcare workforce. When a green card holder is ready to grow her business—from expanding her home child care to opening a center—she shouldn't be turned away by local banks simply because of federal citizenship rules. Blocking access to SBA loans kills opportunity and deepens our state's childcare crisis. ECCHO-Latino strongly supports Senator Markey and Representative Velázquez in passing this resolution to put Main Street first," said Harold Antonio Blanco, Co-Founder & Executive Director of ECCHO-Latino Inc. "This is exactly how political ideology ruins an economy. Washington has taken lawful, tax-paying entrepreneurs who live in our communities, invest in America, and hire American workers, and declared their businesses ineligible for critical financing simply because a green card holder owns even a fraction of the company. Using policies ostensibly aimed at illegal immigration to punish lawful permanent residents is nothing short of ideological overreach and economic self-sabotage. The SBA exists to help viable small businesses grow, rather than imposing nativist tests that ignore an entrepreneur’s credit history, business plan, or ability to create jobs. When the federal government closes the door on qualified entrepreneurs, they’re also closing the door on American entrepreneurship and on American workers, while handing future companies, jobs, innovation, and investment to our competitors. America should be competing to attract people who want to invest and build here, not creating arbitrary barriers that drive their talent and capital elsewhere,” said Javier Palomarez, President and CEO of the United States Hispanic Business Council (USHBC). "The U.S. Small Business Administration's decision to prohibit legal permanent residents, including green card holders, from accessing SBA-backed loans has the potential for disastrous consequences that could reverberate throughout America's economy for years to come. After all, immigrants are twice as likely to start small businesses as U.S.-born individuals. Congress must overturn rules requiring the SBA to block legal permanent residents from accessing lending resources because so many of the entrepreneurs who drive job creation in this country were born outside the United States," said John Arensemeyer, Founder and CEO of Small Business Majority. “NCRC supports the Congressional Review Act resolution to overturn SBA’s citizenship restrictions that bar green-card holders from receiving the 7(a) and 504 loans. When qualified entrepreneurs are denied access to SBA loans, all of Main Street gets hurt. Communities lose jobs. Neighborhoods lose services. Local economies lose the opportunity to build wealth and shrink disparities,” said Jesse Van Tol, President & CEO of the National Community Reinvestment Coalition (NCRC). “We cannot afford to have the American Dream out of reach for hard-working, immigrant small business owners.” “Asian Americans and Asian immigrants have been integral in building local economies. They create businesses, jobs, and opportunities in communities across the country that benefit everyone. Lawful permanent residents pay taxes, invest in their communities, and strengthen Main Street, yet the SBA's discriminatory citizenship restrictions unfairly deny them access to the same tools that help small businesses grow and succeed. We applaud congressional leaders for advancing this resolution to overturn the latest restrictions on SBA lending for green card holders, and we urge lawmakers to also pass the Investing in the American Dream Act to fully restore access to SBA loan programs for all eligible people in the United States. Ensuring that immigrant-owned small businesses have a fair opportunity to access capital is essential to building a stronger, more inclusive economy that works for all,” said Joanna Derman, Director of Anti-Profiling, Civil Rights and National Security at Asian Americans Advancing Justice (AAJC). "Immigrant-owned businesses often turn to SBA 7(a) and 504 loans because they face higher denial rates from traditional lenders,” said Imani Augustus, Director of the Center for Entrepreneurial Opportunity. "These programs provide the capital they need to expand operations, hire workers, and invest in their businesses. Reversing the ban on lawful permanent residents is a critical first step toward ensuring these financing tools are accessible to everyone strengthening their communities through entrepreneurship. We applaud this action and urge Congress to fully restore access by passing the Investing in the American Dream Act.” "Last year, nearly 5,700 SBA loans worth $5.7 billion went to businesses owned by green card holders, supporting more than 80,000 jobs. These are entrepreneurs who have put down roots here, hired their neighbors, and invested in the communities they call home. Barring them from capital doesn't protect Main Street—it starves it. What should matter is the strength of a business and its potential to grow, not the immigration status of its owner. This resolution doesn’t eliminate all the citizenship restrictions in SBA’s policy change, but it’s a step toward restoring a commonsense principle that stood for more than 30 years," said Howard Wial, Director of Research at ICIC. "I'm encouraged to see Congress moving to reopen access to capital for green card holders, a key tool for small business survival. Green card holders accounted for an estimated 5,700 SBA loans in Fiscal Year 2025, worth $5.7 billion and supporting more than 80,000 jobs across the country. That capital is often what keeps a business operating through its toughest stretches when cash flow gets tight. When qualified entrepreneurs lose access to that capital over their immigration status rather than their ability to repay a loan, it's the local economy that pays the price,” said Small Business for America's Future Co-Chair Shaundell Newsome, Founder of Sumnu Marketing. “Small businesses are the backbone of the American economy, and entrepreneurs —including green card holders — take risks every day to build businesses, create jobs, and strengthen communities. SBA loan programs should be administered with clear, consistent standards that safeguard public resources while ensuring these programs remain focused on supporting eligible entrepreneurs and job creators. This resolution responds to the opportunity to support all entrepreneurs and preserve the integrity of federally supported lending programs. We applaud the introduction of this resolution and remain committed to policies that strengthen small businesses, promote economic growth, and maintain confidence in these vital lending programs,” said Carolina Martinez, CEO of CAMEO Network. “National CAPACD wholeheartedly supports the introduction of this resolution aimed at overturning the SBA's misguided policy prohibiting immigrants from accessing the 7(a) and 504 loan programs. As a coalition, we are committed to creating systems, organizations, and societies that are fair and just. We believe we and our economy are stronger when we uplift our rich and diverse communities. Access to capital helps small businesses create jobs, build wealth, and strengthen neighborhoods. Restoring this pathway is an important first step toward ensuring immigrant entrepreneurs can continue to grow their businesses and contribute positively to our economy as a whole. We urge Congress to build on this momentum by passing the Investing in the American Dream Act, which would fully restore fair access to safe and affordable credit and uphold our commitment to a fair economy that works for everyone,” said Seema Agnani, CEO of National CAPACD. Ranking Member Markey is fighting for small business owners and immigrants that rely on SBA loans to start and run their businesses, create jobs, and contribute to their communities. In May, Ranking Member Markey highlighted the significant contributions of immigrant entrepreneurs in Massachusetts and across the country and condemned the Trump administration’s repeated attacks on immigrant communities at a Small Business Committee hearing. MIRA’s Elizabeth Sweet, who participated in Ranking Member Markey’s listening session earlier in May, provided testimony at the hearing. Also in May, Ranking Member Markey hosted a listening session at the Urban College of Boston to hear directly from several Massachusetts immigrant small business owners, lenders, and chambers of commerce how President Trump’s cruel and callous anti-immigrant policies are hurting Main Streets in the Bay State. Earlier in May, Ranking Member Markey hosted a press conference alongside Ranking Member Velázquez, Democratic lawmakers, and stakeholders to condemn the Trump administration’s harmful anti-immigrant lending policies and to introduce the Investing in the American Dream Act. In March, Ranking Member Markey released a comprehensive report detailing the harms to small business owners, workers, and consumers caused by the Trump administration’s ICE raids in communities across the country. In February, Ranking Member Markey introduced the Small Business ICE Disruption Fund Act, which would provide grants to small businesses that have been impacted by the Trump administration’s violent immigration enforcement actions on Main Streets across the United States. Earlier in February, Ranking Member Markey, Ranking Member Velázquez, Congressional Black Caucus Chair Yvette Clarke (D-N.Y.), Congressional Hispanic Caucus Chair Adriano Espaillat (D-N.Y.), and Congressional Asian Pacific American Caucus Chair Grace Meng (D-N.Y.) sent a letter urging the SBA to rescind their lending rule change that bars legal permanent residents from receiving SBA loans. Previously, Ranking Members Markey and Velázquez released a statement condemning the actions of the SBA after it announced that small businesses with legal permanent residents will be barred from receiving SBA loans. In December 2025, Ranking Member Markey and all Democratic members of the Senate Small Business Committee sent a letter to the SBA reiterating concerns with the SBA’s citizenship requirements and highlighting a drop in SBA lending volume. In September 2025, Ranking Member Markey heard directly from SBA lenders about the issues with the citizenship verification requirements. In July 2025, Ranking Members Markey and Velázquez sent a letter to the SBA expressing serious concerns with the agency’s new, draconian citizenship verification requirements that require small businesses seeking SBA loans to be 100% owned by U.S. citizens, nationals, and legal permanent residents. SBA has not responded to the letter. ###
Fidelity estimates retirees will spend $185,500 on healthcare and medical expenses in retirement
Fidelity's 2026 estimate shows a 65-year-old retiree may face $185,500 in medical expenses despite Medicare coverage, a 7.5% jump from last year.
Fidelity estimates retirees will spend $185,500 on healthcare and medical expenses in retirement
Fidelity's 2026 estimate shows a 65-year-old retiree may face $185,500 in medical expenses despite Medicare coverage, a 7.5% jump from last year.
Winter Garden considers first local business tax increase in more than 20 years
The increase would be less than $10 for most businesses, according to the agenda. Staff estimate the change would generate about $14,000 in additional revenue.
Immigration sweeps in L.A. cost businesses millions in revenue, UCLA study finds
Researchers found there were 46,000 fewer customer visits among formal businesses within half a mile of nine documented enforcement sites and an estimated $3.16 million in accumulated revenue losses during the two weeks after enforcement activity.
Retiree Health Costs Spike 7.5% in Latest Estimate From Fidelity
The report excludes daunting long-term care expenses, which can add hundreds of thousands more to lifetime health costs.
Great Barrier Reef microbiome mapped as researchers discover 500 bacterial species previously unknown to science
Research identifies 808,585 viral genomes belonging to what scientists estimate to be 362,802 different viruses
Xbox Console Sales Rose In June, Despite Price Increases
Meccha Chameleon was the second-best-selling game in the U.S. last month, with an estimated 4 million copies sold
Nevada health officials brace for new Medicaid work requirements
Nevada health officials are preparing to phase in sweeping new work requirements for the largest safety-net insurance program in the state, a move that will impact an estimated 280,000 Nevadans who benefited from expanded Medicaid coverage.
Immigration Enforcement Surge Triggered Immediate and Lasting Economic Disruption Across Los Angeles County’s Latino Business Corridors
Analysis shows 46,000 fewer business visits and an estimated $3.16 million in accumulated losses near nine enforcement sites within two weeks. Latino entrepreneurs reported continuing financial…
Police Dismantle Kratos Phishing Kit Built to Steal Microsoft 365 Sessions and Bypass MFA
Authorities seize 200 Kratos servers and arrest its alleged developer and operator; investigators estimate 15,000 campaigns ran monthly.
Roundup: LNG exports / Prairieville market / GLP-1 rivalry
Predicted to double: U.S. LNG exports are expected to nearly double by 2031, becoming the country’s second-largest net export industry and contributing an estimated $1.4 trillion to the economy. The growth is driven by abundant shale gas supplies, major Gulf Coast investments and rising global demand, with LNG exports projected to support hundreds of thousands […]
Steam Deck sales tanked after Valve increased the price, latest estimates suggest decline of more than 75%
A new report suggests that Steam Deck sales have dropped significantly following Valve's price increase due to industry shortages.
‘The Odyssey’ Doesn’t Stop: Epic Bound For Best Monday YTD Stateside With $17M+
EXCLUSIVE: Christopher Nolan’s The Odyssey continues to dominate the box office, fueling a Monday that’s estimated to be $17.5 million. If those figures stick, that will be the best Monday year-to-dat...
AMC Entertainment (AMC) Stock Trades Up, Here Is Why
Shares of theater company AMC Entertainment (NYSE:AMC) jumped 17.3% in the morning session after the company reported impressive Q2 2026 earnings results with revenue and Adjusted EBITDA crushing expectations.The cinema chain delivered a blowout second quarter, posting total revenues of $1.60 billion—representing 14.2% year-over-year growth and easily surpassing analyst estimates of $1.47 billion. Profitability metrics were particularly strong, with Adjusted EBITDA soaring to $321.4 million comp
Hackers are exploiting recently patched WordPress bugs, putting millions of websites at risk
Two critical security flaws in WordPress’ software have given hackers the chance to remotely take over tens of millions of websites, according to an estimate by a cybersecurity researcher.
AMC Entertainment (AMC) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
The headline numbers for AMC Entertainment (AMC) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
AMC Entertainment (AMC) Tops Q2 Earnings and Revenue Estimates
AMC Entertainment (AMC) delivered earnings and revenue surprises of +1,300.00% and +5.79%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
AMC Entertainment Q2 2026 earnings: record revenue, surprise profit
The theater chain beat Wall Street estimates on both revenue and earnings as attendance climbed in the U.S. and Europe
AMC Entertainment posted record revenue and a surprise profit as blockbusters packed theaters
The theater chain beat Wall Street estimates on both revenue and earnings as attendance climbed in the U.S. and Europe
AMC ENTERTAINMENT HOLDINGS ($AMC) Releases Q2 2026 Earnings
AMC ENTERTAINMENT HOLDINGS ($AMC) posted quarterly earnings results for Q2 2026 on Monday, July 20th. The company reported earnings of $0.14 per share, beating estimates of -$0.06 by $0.20. The company also reported revenue of $1,596,700,000, beating estimates of $1,488,804,013 by $107,895,987.You can see Quiver Quantitative's $AMC stock page to track data on insider trading, hedge fund activity, congressional trading, and more.
AMC Entertainment (NYSE:AMC) Reports Upbeat Q2 CY2026, Stock Jumps 15.2%
Theater company AMC Entertainment (NYSE:AMC) reported Q2 CY2026 results exceeding the market’s revenue expectations, with sales up 14.2% year on year to $1.60 billion. Its non-GAAP profit of $0.14 per share was significantly above analysts’ consensus estimates.
Domino's misses quarterly sales, profit estimates on weak demand, competition
Domino's Pizza missed sales and profit estimates for the second consecutive quarter on Monday, underscoring pressure from weak demand, intensifying competition and macroeconomic uncertainty.