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JPMorgan says buy this sports data stock that looks cheap

The investment bank initiated coverage of the sports data and technology stock with an overweight rating.

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Sep 25 • 6:44 AM EDT • Sports • cnbc.com
Gundlach Bundschu declares bankruptcy as the wine industry struggles

California's oldest family-run winery has filed for bankruptcy protection, another sign of the struggles in the wine industry.

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Sep 25 • 6:00 AM EDT • Business • latimes.com
Alaskans Dismayed, But Not Moved, by Peltola’s Treatment of Her Staff

Voters interviewed in Anchorage and Fairbanks on Thursday said news that Mary Peltola, the Democratic nominee for Senate, had used offensive slurs would not change their vote.

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Sep 25 • 5:50 AM EDT • Politics • nytimes.com
Euro zone business lending slows slightly

Lending growth to euro zone businesses slowed ​slightly from relatively high ‌levels in August and held steady in the case ​of household loans, data ​from the European Central Bank ⁠showed on Friday.

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Sep 25 • 4:12 AM EDT • Business • reuters.com
How one desperate phone call saved a failing creamery

Facing bankruptcy, Homestead Creamery’s founders committed to listening and making tough changes — and thus built a $15 million business.

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Sep 25 • 3:00 AM EDT • Business • farmprogress.com
Brazil XI vs Australia – Predicted lineup and team news

Brazil is heading across the globe to face Australia on Friday at Queensland Country Bank Stadium, marking their first game since the World Cup.Brazil arrives in this new chapter keen to move on from ...

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Sep 25 • 1:30 AM EDT • Sports • sports.yahoo.com
‘Tone deaf’: Rep. Moore backs Sen. Curtis’ call to investigate Trump Jr. gift from Russian oligarch

Utah Rep. Blake Moore said on Thursday that he “absolutely agrees” with Sen. John Curtis’ call to investigate Donald Trump Jr.’s lavish, private-island wedding after-party that was bankrolled by a Rus...

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Sep 24 • 9:23 PM EDT • Politics • yahoo.com
BofA battles for talent as business banker hiring surges

Bank of America's Sharon Miller says competitors recognize business owners as a fountain of leads for cross-selling opportunities and are chasing that business, too.

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Sep 24 • 11:37 AM EDT • Business • finance.yahoo.com
SBA Loan Defaults Surged at 2 Nonbank Lenders. $1.3 Billion Entered Liquidation

The Small Business Administration stopped non-bank lender exams just one week before lifting a nearly 40-year moratorium on admitting more of them into the program.

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Sep 24 • 11:35 AM EDT • Business • inc.com
Top Russian banker says state asset grabs are spooking big business

Russian state asset seizures are deterring big businesses from investing in ​core operations due to fears of confiscation, senior state banker Andrei Kostin said on Thursday.

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Sep 24 • 11:31 AM EDT • Business • reuters.com
Provident Bank Goes Live with MANTL Business and Retail Account Opening Across its 135-Branch Network

/PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT), a digital sales and service platform provider for financial institutions in the U.S., today announced...

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Sep 24 • 10:00 AM EDT • Business • prnewswire.com
JoAnn Fabrics fans seek to stitch void left by private equity with crafts co-op

US crafters are looking to build a communal network to replace the company after it was bankrupted by private equity investors in 2025

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Sep 24 • 7:00 AM EDT • Business • theguardian.com
Community Health Network, Lifepoint Behavioral Health Break Ground on New Inpatient Behavioral Health Hospital

Community Health Network and Lifepoint Behavioral Health, an operating division of Lifepoint Health, celebrated a major milestone as they officially broke ground on Community Fairbanks Behavioral …

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Sep 24 • 7:00 AM EDT • Health • buildingindiana.com
Fragmented market prevents EU banks from financing bloc's ambitions, EBA chair says

Europe's fragmented banking market is preventing lenders from achieving the scale needed to finance the continent's digital, economic-security and defence ambitions, the chair ​of the European Banking Authority told Reuters.

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Sep 24 • 3:20 AM EDT • Business • reuters.com
Women Inspiring Nevada: Vjollca Tarjan, Market President, Enterprise Bank & Trust

Vjollca Tarjan has built her life around three core principles: strong relationships, integrity and service.

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Sep 23 • 10:00 PM EDT • Business • vegasinc.lasvegassun.com
Trump SBA to Extend Comment Period After Ranking Member Markey Leads Effort to Rescind SBA Policy that Reclassifies Billion-Dollar Businesses as “Small Businesses”

Trump admin policy would reclassify 114,000 larger businesses as “small” to access small business resources and win federal contracts meant for small businesses Letter (PDF) (Washington, September 23) – This week, the Small Business Administration (SBA) announced its plans to extend the deadline to submit comments on its controversial proposed rule regarding small business size standards until November 20. The Trump SBA’s announcement came shortly after Ranking Member Edward J. Markey (D-Mass.), alongside 12 of his Senate colleagues, sent a letter to Administrator Kelly Loeffler demanding that the Trump SBA rescind a harmful policy that would dramatically redefine what a small business is. The Administration’s proposed policy would change the small business size standard to designate 114,000 larger companies some with annual revenue above $1 billion—as small businesses, giving these businesses access to small business resources and federal contracts typically set aside for actual small businesses. In the letter, Ranking Member Markey and the lawmakers emphasized that small businesses will be shut out of the federal contracting space as government agencies award contracts to larger businesses, causing small businesses to lose revenue, lay off workers, or close their businesses entirely. “For more than 70 years, SBA’s mission has been clear: promote and protect the interests and viability of small businesses. By proceeding with this proposed methodology and rule, SBA moves further away from its mission of facilitating healthy small business participation in the U.S. economy. We urge SBA to rescind these proposals, meet in earnest with small businesses across the country, and discuss the proposal and methodology with congressional committees of jurisdiction. SBA must be committed to developing measured increases to the size standards that do not reward large, billion-dollar companies but instead helps our small businesses survive, grow, and thrive.” The lawmakers highlighted the following points in their letter: Under the Trump SBA’s new size standards, the highest receipts-based standard would exceed $1 billion in annual revenue—more than 20 times the current $47 million maximum—and the highest employee-based standard would reach 3,600 employees—more than twice the current 1,500 employee maximum. Specific increases include an increase in size of nearly 492% for banks, 1,500% for law firms, and more than 2,051% for private equity firms. Of the 114,000 businesses that would be newly classified as small, more than 37,000 of these businesses have collectively won more than 100,000 federal contracts worth approximately $71 billion in Fiscal Year 2025 alone without a small business designation. If SBA included the awards won by these 37,000 businesses in its Fiscal Year 2025 analysis, small business contracts would have accounted for 38% of all federal contracts, instead of the 27% that SBA announced this summer. The letter was co-signed by Senators Mazie Hirono (D-Hawaii), Angela Alsobrooks (D-Md.), Richard Blumenthal (D-Conn.), Christopher Coons (D-Dela.), Elissa Slotkin (D-Mich.), Chris Van Hollen (D-Md.), Jacky Rosen (D-Nev.), Elizabeth Warren (D-Mass.), Tim Kaine (D-Va.), Brian Schatz (D-Hawaii), Mark Warner (D-Va.), and Ruben Gallego (D-Ariz.). Ranking Member Markey is fighting to protect small businesses in Massachusetts and across the country from the Trump SBA’s harmful policies that put big businesses and billionaires over American small businesses, workers, and families. In August, Ranking Member Markey slammed the Trump SBA’s proposal to overhaul its small business size standards to benefit big businesses over small businesses. In July, Ranking Member Markey and House Small Business Committee Ranking Member Nydia M. Velázquez (D-NY-7) introduced a Congressional Review Act (CRA) resolution to rescind the Trump administration’s policy that bans green card holders from accessing essential Small Business Administration (SBA) loans to start and grow their businesses. Also in July, Ranking Member Markey and Senator Hirono submitted a comment letter to the Small Business Administration (SBA) opposing a proposed rule change by Trump’s SBA to the 8(a) Business Development Program that would harm underserved small business owners and entrepreneurs. In June, Ranking Member Markey released a new report highlighting Trump’s drastic reduction in federal contracting dollars awarded to American small businesses. ###

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Sep 23 • 6:23 PM EDT • Business • sbc.senate.gov
China Capital stories reveal how ICBC advanced China’s political goals across four continents

ICIJ’s media partners uncovered strategic deals and moves the Chinese bank made around the world to further the political priorities of the party-state.

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Sep 23 • 2:29 PM EDT • Politics • icij.org
ESM Students Earn Spot In Global Science Bank

Seven Eastport-South Manor students have moved beyond the traditional high school science lab, earning a place for their research in a global scientific archive used by professional researchers around the world.

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Sep 23 • 1:00 PM EDT • Science • southshorepress.com
A holiday circus show opens an Oklahoma amphitheater, which includes a club built in partnership with Troy Aikman.

The preview uses a nearly 5,000-seat theater setup; full 12,500-seat capacity is anticipated for summer 2027. Tickets go on sale in coming weeks.

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Sep 23 • 12:30 PM EDT • Entertainment • stocktitan.net
Regent Bank Amphitheater Opens Its Doors This December, Marking VENU's Entry into the Oklahoma Live Entertainment Market

BROKEN ARROW, Okla., September 23, 2026--Venu Holding Corporation ("VENU" or the "Company") (NYSE AMERICAN: VENU), an owner, operator, and developer of premium live entertainment destinations, today announced that Regent Bank Amphitheater will open to the public on December 4 and 5, 2026 with its Winter Preview, featuring A Magical Cirque Christmas. Fans can sign up at regentbankamphitheater.com to be the first to know when tickets go on sale.

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Sep 23 • 12:30 PM EDT • Entertainment • finance.yahoo.com
Hilltop Bank restores personal, business banking services

CASPER, Wyo. — Hilltop Bank has continued to restore key digital banking systems in recent days, including personal and business online banking and mobile

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Sep 23 • 11:54 AM EDT • Business • oilcity.news
Banks Do Not Owe a Duty of Care to Non-customers in Business Email Compromise and Wire Fraud Cases

Business email compromise (BEC) and other third-party fraud inducing funds transfers have generated a wave of litigation against banks: not just those

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Sep 23 • 11:39 AM EDT • Business • consumerfinancialserviceslawmonitor.com
Singer and actress Hilary Duff announces San Antonio concert date

Duff’s “The Lucky Me Tour” will stop at Frost Bank Center in November with Tegan and Sara opening.

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Sep 23 • 11:34 AM EDT • Entertainment • expressnews.com
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How Valley National's New 'Foundry' Merges Tech Innovation with Business Development

The bank's innovation function combines internal and external players to speed tech adoption — and discover opportunities in the tech sector.

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Sep 23 • 10:42 AM EDT • Business • thefinancialbrand.com
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Fernbank Museum to welcome Bean Sprouts Café this week

Fernbank Museum of Natural History will welcome a new café this week as part of the museum’s ongoing transformation.

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Sep 23 • 10:24 AM EDT • Entertainment • gwinnettdailypost.com
Fiber is both diet fad and fixture for good health – a doctor explains why there is no one-size-fits-all way to increase your intake

Americans aren’t getting enough fiber in their diets. Luckily, there is a plethora of ways you can increase your daily dose of fiber without upsetting your stomach or breaking the bank.

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Sep 23 • 8:46 AM EDT • Health • theconversation.com
Citi jumps into the ad business, enters a competitive market

The banking giant is letting brands target ads to its more than 70 million customers based on their spending habits.

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Sep 23 • 8:30 AM EDT • Business • businessinsider.com
Quality Behavioral Health named in $18.8M federal case alleging Medicaid fraud, forced labor

The federal government is seeking to seize nearly $18.8 million in cash, bank funds, and precious metals as part of a civil forfeiture case alleging a Detroit-area behavioral health provider defrauded Medicaid and used forced labor involving people receiving treatment.

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Sep 23 • 5:00 AM EDT • Health • clickondetroit.com
Burbank business owner disputes $2,000 Zelle transfer, bank's fraud review

The physical therapist said she’s fighting to recover nearly $1,980 she said was fraudulently transferred from her Bank of America business account.

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Sep 23 • 12:50 AM EDT • Business • nbclosangeles.com
What links smoking, body fat, mental health, genes, and heart risk? Inflammation may be part of the answer

In a large UK Biobank study, higher levels of the chronic inflammation marker GlycA were associated with smaller heart chambers, thicker heart walls, impaired diastolic function, reduced stroke volume, and a 43% higher risk of major adverse cardiovascular events in the highest versus lowest GlycA group. Genetic susceptibility also modified the associations between environmental exposures, inflammation, and cardiovascular risk, while inflammatory proteins in the IL-1, TNF, and IL-6 pathways statistically mediated several of these associations.

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Sep 23 • 12:15 AM EDT • Health • news-medical.net
Federal complaint alleges Medicaid fraud, forced labor by Quality Behavioral Health CEO

The federal government is seeking to seize nearly $19 million in bank funds, cash, and precious metals linked to Quality Behavioral Health, alleging the organization’s CEO used Medicaid beneficiaries as forced labor and submitted claims for services that were not provided.

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Sep 22 • 10:36 PM EDT • Health • clickondetroit.com
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Burbank business owner says fraudulent Zelle transfers cost her $2k

The physical therapist, who has had a business account with Bank of America for 20 years, said the bank’s responses were unsatisfactory. Carolyn Johnson reports for the NBC4 News at 5 p.m. on Tuesday, Sept. 22, 2026.

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Sep 22 • 9:15 PM EDT • Business • nbclosangeles.com
ProPublica reporter shares key takeaways from investigative story involving Susan Collins

A new investigation is out today from the news site ProPublica about an ex-defense contractor’s allegations that he won millions in federal contracts by bankrolling the campaigns of powerful politicians, including Maine Sen. Susan Collins.

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Sep 22 • 7:04 PM EDT • Politics • mainepublic.org
Utica to Host International Curling Competition

The NBT Bank Arena will be hosting an international curling competition this coming January.

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Sep 22 • 5:39 PM EDT • Entertainment • wktv.com
North Star Health Alliance cuts nearly 600 jobs, job center reports few seeking help

North Star Health Alliance has cut nearly 600 jobs in the past year, according to information revealed last week in U.S. Bankruptcy Court.

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Sep 22 • 5:03 PM EDT • Health • wwnytv.com
The Inverted Circuit: Attribution, Answerability, and Accountability in Canadian Health Governance

Canada and the United States have pursued health-system accountability for decades through inquiries, commissions, and public reporting, yet the same governance failures recur.

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Sep 22 • 1:45 PM EDT • Health • milbank.org
Republican senator calls for probe of Trump Jr. after wedding party bankrolled by Russian oligarch

Republican Sen. John Curtis of Utah wants the Senate Judiciary Committee to investigate and subpoena Donald Trump Jr. after his wedding party was partially bankrolled by a Russian oligarch.

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Sep 22 • 1:41 PM EDT • Politics • pbs.org
Lanier Islands concert series raises $28,000 for North Georgia nonprofits

The 2026 Concerts for a Cause series at Lanier Islands Resort raised $28,000 for two North Georgia nonprofits, with proceeds split evenly between the Georgia Mountain Food Bank and the

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Sep 22 • 10:59 AM EDT • Entertainment • gwinnettdailypost.com
GOP Sen. calls for probe of Trump Jr. wedding party bankrolled by Russian

He is calling on the Senate Judiciary Committee to investigate whether Donald Trump Jr. used his proximity to the presidency for financial benefit

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Sep 22 • 9:23 AM EDT • Politics • spectrumlocalnews.com
GOP Sen. calls for probe of Trump Jr. wedding party bankrolled by Russian

He is calling on the Senate Judiciary Committee to investigate whether Donald Trump Jr. used his proximity to the presidency for financial benefit

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Sep 22 • 9:23 AM EDT • Politics • spectrumlocalnews.com
GOP Sen. calls for probe of Trump Jr. wedding party bankrolled by Russian

He is calling on the Senate Judiciary Committee to investigate whether Donald Trump Jr. used his proximity to the presidency for financial benefit

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Sep 22 • 9:23 AM EDT • Politics • spectrumlocalnews.com
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Wendy’s moves to take 314 restaurants from bankrupt Meritage

Wendy’s terminated Meritage Hospitality Group’s franchise agreements for 314 restaurants, citing about $147 million in unpaid royalties and fees.

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Sep 22 • 7:56 AM EDT • Business • crainsgrandrapids.com
Fresh food, healthy minds: Atlanta seniors receive produce during World Alzheimer's Month

The Atlanta Community Food Bank and its partners are promoting brain health by providing fresh produce boxes to underserved seniors across Atlanta.

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Sep 22 • 7:22 AM EDT • Health • cbsnews.com
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Atlanta food bank distributes 1,350 produce boxes to support brain health
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Sep 22 • 7:08 AM EDT • Health • cbsnews.com
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Operator of 314 Wendy's locations in the U.S. files for bankruptcy protection

Dublin, Ohio-based Wendy’s has been struggling for several years with outdated stores, high beef prices and stiff competition.

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Sep 22 • 6:38 AM EDT • Business • spectrumnews1.com
ECB, EU central banks oppose stablecoin bank deposit rule

Stablecoin issuers should not be required to hold a minimum proportion of ​their reserve assets as bank deposits because ‌they could leave lenders exposed to changes in the stablecoin market and less sticky deposits, the ECB ​and other EU central banks said ​on Tuesday.

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Sep 22 • 6:15 AM EDT • Business • reuters.com
Is 50 the new 60?

Subscribe TL;DR: Younger generations are showing signs of worse health compared to earlier-born cohorts at the same age This backward “drift” is showing up both in mortality risk and chronic disease Worsening trends in obesity and diabetes are the most consistent signals Taking the long view, we’ve made astonishing gains in health and life expectancy in the last century. Global average life expectancy has more than doubled from 32 years in 1900 to 73 years in 2024. (But don’t forget, there were still old people when life expectancy was 32). As people lived longer, they also generally lived healthier along the way. It turns out that avoiding things that can kill you early, like malnutrition and lots of childhood infections, also keeps you healthier later in life. In a classic 2004 paper, Finch and Crimmins proposed that cohorts of children who benefited from fewer early life infections had less lifetime exposure to inflammation and cardiovascular disease later in life, accelerating mortality improvements at older ages. Poor nutrition in the womb has also been linked to a higher risk of later chronic disease. The upshot is that improvements in childhood health can pay dividends many decades later. The combination of better living conditions (nutrition, sanitation) and medical advances (antibiotics, vaccines, blood pressure meds, etc) meant that people’s healthy lifespan generally expanded, even as they lived longer. Aging researchers call this best-case scenario “compression of morbidity”—meaning we delay the onset of disease and disability even faster than the years of life we are adding. During my 20+ year research career, we could generally bank on the idea that younger generations would not only live longer but also keep getting healthier along the way. “60 is the new 50” as they say… Enter “Generational Health Drift” Sadly, this expectation of steady progress may be changing. You’ve probably heard that US life expectancy gains have slowed to a crawl in the past couple of decades. Mortality improvements are also slowing (though less dramatically) in many other high-income countries (you can read more about that in a review paper I wrote here). Mortality is a very blunt health measure, but it is often a good barometer for the broader population health trends happening underneath. And we are now seeing that younger generations may be in worse health at similar ages compared to earlier born cohorts. My collaborator Prof. George Ploubidis at University College London coined this worsening health in more recently born cohorts “generational health drift.” “Generational health drift” is bad news on multiple fronts. Most obviously, we don’t want our health progress to go backward. But the timing is also bad, since our populations are aging. In demographic terms, “population aging” means that the proportion of the population at older ages (i.e >65 years) is increasing. Fun demography fact: Current population aging is not due to the recent declines in the birth rates making the news, but declines in fertility decades ago, after the “baby boom.” As baby boomers reach older ages, the smaller cohorts behind them mean the percentage of older adults will increase. For example, the share of the population age 65 and older in the US increased from 12.4% in 2004 to 18.0% in 2024. This story of population aging was written long ago. Many worry that population aging will put pressure on health care and pension systems. But if people reach older ages in better health than in years past, those fiscal pressures would be less dire than projected. Healthy older people can also continue to contribute to society in many valuable ways, including paid work, caregiving, community service….even high political office 🤷. On the flip side, if younger generations reach retirement age in worse health and with more disabling conditions, this could magnify the societal challenge of population aging. Evidence for worsening generational health A recent paper that I LOVED in the Proceedings of the National Academy of Sciences by Dr. Leah Abrams and colleagues examined which birth cohorts (aka generations) were behind worsening US mortality. Behold the Lexis diagram (cue swooning demographers). Calendar time is on the x-axis, age on the y-axis. Birth cohorts can be followed over time as they age on the diagonal lines moving up and to the right. This figure plots the year-on-year % change in all-cause mortality at a given age. Green shading indicates mortality improvements over time, white is stagnation, and gray shading indicates worsening mortality. Following the diagonal line for those born in 1950, you can see a noticeable shift from green to gray that follows this cohort for most of their lives. This gray shading shows generally worsening mortality for the 1950 to 1959 birth cohorts compared to their predecessors across all ages. Concerningly for my GenX and elder millennial peeps, there was also a deterioration in mortality for birth cohorts born in the 1970s and 1980s, visible as dark gray areas at ages 30 to 45 during the 2010s. While some of these mortality changes reflect specific shocks such as the opioid epidemic, most deaths still occur from major causes of death such as cardiovascular disease and cancer. For cancer, the gray in the top left corner of the figure below reflects the legacies of smoking for older cohorts, followed by a period of green with improvements in cancer mortality as smoking rates declined. But the white/gray shading in the bottom right corner highlights a stagnation and reversal of the cancer trends, with cohorts born around 1970 to 1985 experiencing worsening cancer mortality. This deterioration was most noticeable for colon cancer mortality, possibly linked to obesity or dietary factors. Not just dying more, but less healthy along the way. A recent paper by Dr. Laura Gimeno of University College London (of which I am a co-author), found evidence that more recently born cohorts in Great Britain have stagnating or worsening health. A stylized picture of what“generational health drift” might look like: The review paper found: Rates of childhood overweight and obesity were highest among Gen Z. Rates of diabetes in the 40s almost doubled from 3.1% among the Baby Boomers to 5.9% in Generation X. Gen Z reported higher rates of poor mental health in adolescence compared to earlier-born groups. These UK results are consistent with studies showing worsening health across generations in the US as well. A 2021 US study found that more recently born cohorts had worse biological markers (like blood pressure and blood sugar) than earlier generations at the same age. A separate 2022 study of Americans aged 50 and over found that more recently born generations had a higher number of chronic diseases, with younger age of disease onset. A 2024 Lancet paper found that in the US, women born in 1945 had 33% obesity prevalence at age 50, rising to 48.2% for women born in 1970 turning 50. So what’s going on, and can we turn it around? We don’t have a definitive answer for what’s causing the deteriorating health of younger cohorts, but circumstantial evidence points to worsening trends in obesity and diabetes in both the US and UK. Remember that cohort trends reflect lagged effects of early environments, and younger generations have faced both earlier onset and more severe obesity across their lifetimes. Despite these very concerning trends, the future is not set in stone. We’ve reversed poor generational health trends before: drops in smoking are a major reason cancer and heart disease deaths fell so dramatically in recent decades. GLP-1 drugs may finally turn the tide against rising rates of obesity and diabetes, though it is still early days. But things could also get worse…for example from a return to higher levels of childhood infectious diseases that can have a lasting impact on health. See for example: [ ](https://jenndowd.substack.com/p/dont-you-forget-about-measles-the) [ Don’t You Forget About Me(asles): The Virus That Erases Immune Memory ](https://jenndowd.substack.com/p/dont-you-forget-about-measles-the) Jenn Dowd, PhD · March 24, 2025 [ Read full story ](https://jenndowd.substack.com/p/dont-you-forget-about-measles-the) Even as an optimist, emerging data on the “generational health drift” has my full attention. For most of my research career, we took it for granted that each generation would be healthier than the last. But if present trends continue, **50 could be the new 60….**and Gen Z celebrities will soon look older than Paul Rudd :). Stay well, Jenn Share the Health! If you found this post useful, please share it with a friend. Share

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Sep 22 • 6:03 AM EDT • Health • jenndowd.substack.com
How lip-syncing to AI let Forced Entertainment ‘play the game of theatre’

Today we have a fascinating piece by long-time Forced Entertainment fan Ben Kulvichit, speaking to Tim Etchells about their latest show Cold Sweat, how they are integrating lip-sync and AI voices into their work, the question of ‘authenticity’ on stage, and how lip-sync has even opened the door for them to make “something a little bit like drama”. This piece is a paid partnership with the Southbank Centre, where you can see Cold Sweat next month – we’re very grateful to the Southbank Centre for their ongoing support for Exeunt. Holly Williams ‘It was immediately interesting and uncanny’ **By Ben Kulvichit** “Is the microphone on?” So goes one of the opening lines of Signal to Noise, delivered by a human performer lip-syncing to an AI-generated voice. The voice is American, cheery but sluggish, slowed down into a gelatinous drawl. It repeats ad infinitum in a farce of stuckness; an answer never materialises. I find myself asking the same question as I hop on a Google Meet call with Tim Etchells, the artistic director of Forced Entertainment. We spend five or ten minutes frowning at each other, muting and unmuting, me gesticulating in semaphore into my webcam, checking if I am coming through now, restarting the laptop. To Etchells, I appear exaggeratedly mouthing words, my voice missing. In this gloopy purgatory of broken communication, life imitates art imitates life imitates art. We try a Zoom instead. Forced Entertainment, the pioneering British theatre company who have been at the avant-garde of performance since the 1980s, turned an interesting artistic corner with Signal to Noise, created on the occasion of their 40th anniversary. The whole performance employed this lip-sync technique to AI voices; on the face of it a left-field move from a company whose identity has long been grounded in the earthy, immediate presences of its performers and its unassuming, low-tech approach to theatricality. The technique, however, turned out to provide the company with a “rich new seam” of artistic enquiry, and has now spawned a trilogy of works. The second instalment, Cold Sweat, plays at Sheffield Theatres, Southbank Centre, and Lancaster Arts in October, while the third part, Everything Must Go, has been touring in Europe and is slated to come to the UK in 2027. As is often the case with Forced Entertainment shows, the main conceit for this work didn’t arrive until quite late. They were “four or five weeks into rehearsals for Signal to Noise,” Etchells recalls, and getting nowhere. Away from rehearsals, he had been playing around with feeding “weird texts” to AI voices to see how they would cope with them – “basically for my own amusement” – and was compelled by the uniformly “serviceable, benign, good-natured” tone they would read in, no matter how poetic, fractured or experimental the writing. On a hunch, he brought some examples into rehearsals and the performers gave lip-syncing a go. “It was immediately interesting and uncanny,” he recalls, with the performers having to deal in the moment with the problem of mapping themselves onto another artificial ‘performer,’ which itself was dealing with the problem of a very human text. “Almost all the writing for these projects would be useless to us unless it was done in this way,” says Etchells. “We wouldn’t know what to do with it. It’s too poetic. It’s too fictional. It’s too tangled.” But exploring lip-syncing along to the text has opened “an enormous reservoir of ways of thinking about writing and performing.” Subscribe to Exeunt, and get two in-depth pieces on theatre a week, direct to your inbox Subscribe Forced Entertainment have long been sifting through the detritus of popular culture, from daytime TV to end-of-the-pier vaudeville, magic acts and clown shows, to find frameworks for their own unusual entertainments. Lip-syncing, then, makes sense for them to experiment with. As a mode of performance, it’s wired into popular consciousness through pop stars trying to convince stadium audiences of their liveness, or those same voices as channeled through the made-up lips of contestants on RuPaul’s Drag Race, or movie dialogue spreading virally through the host bodies of TikTok users. For Etchells, lip-syncing is often about “approaching real voices and trying to take on their aura,” subsuming that original human presence into yours. “There’s a very basic, elemental sort of theatre magic to it, produced in this very easy way.” This broad approach resonates with instances of lip-syncing within contemporary performance, too. In works like Re-Member Me and Showmanism, performance artist Dickie Beau acts as a kind of spirit medium for archival recordings (this process of re-membering – as in, giving corporeal form to voices – relies on his masterfully precise actor’s technique), while Frankie Thompson is similarly possessed by a host of characters ranging from a nine-year-old Jacob Rees-Mogg to Cliff Richards, all of whom she finds compellingly nauseating, in the exorcism ritual that is her latest show, Horrible Things. What’s different about Forced Entertainment’s use of lip-syncing is that here, there is no original presence to be channeled. The performers are instead taking on what Etchells describes as “the voices of nobody,” or rather the “phantasmic, aggregated echoes” of the many many voices on whose data the AI has been trained, and which are now conjuring into existence words they never actually said. There is a sort of mournful, empty quality to these voices, having “washed up” far away from the people they originally belonged to, to find themselves in stranger’s mouths listing objects, wondering if anyone can hear them and glitching in interminable loops. There is a cold, sad anonymity to it all. Etchells remarks that occasionally the software company he used has notified him that particular people are withdrawing their voices from the platform, instructing him to cease use of those voices. Using these technologies in performance certainly brings up ethical questions around digital rights, consent, identity and ownership, although in the grand scheme of things, Etchells is fairly blasé about it: of all the purposes someone’s voice might be put to without their knowledge, “an avant-garde performance is probably the least of their worries.” [ ](https://exeuntmagazine.substack.com/p/frankie-thompson-horrible-things-essay-mental-health-compulsive-behaviours-pleasance-courtyard-soho-theatre) [ Frankie Thompson: How I manage my own ‘horrible things’ at the Edinburgh Fringe ](https://exeuntmagazine.substack.com/p/frankie-thompson-horrible-things-essay-mental-health-compulsive-behaviours-pleasance-courtyard-soho-theatre) Exeunt · Aug 25 [ Read full story ](https://exeuntmagazine.substack.com/p/frankie-thompson-horrible-things-essay-mental-health-compulsive-behaviours-pleasance-courtyard-soho-theatre) For the performers, though, lip-syncing to these strange, artificial voices is an odd task, requiring them to bend their live, human presence into the shapes produced by machines. Politically, it mirrors processes that are already at play in the continued computational automation of human life. Etchells brings up James Bridle’s writings on new technologies as a reference point: one example Bridle gives is of “chaotic storage”, a logistics technique employed by Amazon fulfilment centres whereby items are stored not according to traditional methods of categorisation or alphabetisation, but in a way that an algorithm determines to produce the most efficient routes for ‘picking’ based on customer purchase patterns. This appears completely random and incomprehensible to humans, with paddling pools sitting next to USB sticks sitting next to blowtorches, and so for the warehouse workers, the process of picking items becomes completely reliant on technology which tells them where to go. Our world is increasingly being designed not with humans in mind, but rather machines. As Etchells puts it, “technology malforms the space, and then you end up having to live in it.” Initially, Forced Entertainment tried their best to live in the world of machines: “I was in the it’s-got-to-be-perfect school of lip-sync,” says Etchells. But with their aesthetic being so tied to the failing act, the slipping mask, the shoddy costume, “it’s no surprise really that that didn’t last.” Instead, the performers got to enjoy being late for a line, or playing games with each other, “stealing” each other’s voices. Etchells compares it to the principles of ventriloquism, in which a free-floating voice unattached to a body is fundamentally discomforting and “sort of traumatic”. That discomfort is equally as alluring to Forced Entertainment as the satisfaction of precision, the pretence of authenticity only interesting if shown to be a pretence. Lip-sync has also opened up new avenues for the company. Having been allergic all their lives to Plays-with-a-capital-P, with Cold Sweat Forced Entertainment find themselves approaching something a little bit like drama. Rather than the presentational arena of Signal to Noise’s open white stage, Cold Sweat places us more decisively in a “fictional locale”: what appears to be “the aftermath of some disastrous party or backyard drinking binge” where three figures – family members, or neighbours, perhaps – are the last ones standing. “It’s all quite acrimonious and accusatory, everyone’s talking over each other.” For Etchells, this more fictional mode is “a door that we’ve never been able to open. We’ve just never really gone there.” Perhaps it is the technique of lip-syncing, an extra buffer of mediation, that allows them to venture away from the here-and-now without feeling that they have to commit to the “psychological claptrap” that comes along with acting; to be able to “play the game of theatre, without getting one’s hands too dirty.” As I wonder how else the impulses behind Forced Entertainment’s work have changed over time, it occurs to me that over the last ten years of new creations, with the exception of If All Else Fails, the company’s performers haven’t ever spoken on stage: there were two shows without any language at all, Out of Order and Under Bright Light, and then this trilogy of lip-sync works. Etchells agrees it’s a shift away from earlier productions, that were so often about “the actual voices of the performers and their actual presences. We had a lot of money, in some ways, on an authentic approach to what it might mean to speak on the stage.” But this sense of authentic presence itself had a fakeness to it; these days, Etchells can’t stand that mode of being onstage where performers “are here to be cheeky and witty versions of themselves. I don’t want to be charmed.” Pulling back into a more anonymous space has resulted in works that feel slightly sharper-edged, more brutal in a way. “All of these shows are post-Brexit, post-Trump, post-truth, post-everything,” Etchells notes. Speech, charisma, authenticity – these things feel politically loaded, and perhaps warmth and openness just don’t feel like the right tools to reflect the world we’re living in. “It feels like the space is closing down, and we’re trying to deal with the fact that the system, the structure that you’re in, is more oppressive and more powerful. It probably always was, but I think we’re just more tuned to it now.” Yet even without their voices, the performers’ distinctive presences – ones that many audiences have followed around for years, if not decades – still, inevitably, shine through as they physically navigate whatever unending task the system of the piece has set for them. They’re still trying to keep up with the onslaught of text, still running about, changing costumes, moving stuff around. The human is always stuck in the teeth of the machine, jamming the smooth, frictionless cheeriness of the not-real, gesticulating silently, trying desperately to communicate. Cold Sweat is at Sheffield Theatres, 2 to 3 October; Southbank Centre, London, 9 to 10 October; Lancaster Arts, 14 October [ ](https://exeuntmagazine.substack.com/p/exeunt-recommends-the-best-autumn-theatre-2026-lives-of-others-standard-of-living-our-friends-in-the-north-lanny-) [ Exeunt recommends... the best autumn theatre ](https://exeuntmagazine.substack.com/p/exeunt-recommends-the-best-autumn-theatre-2026-lives-of-others-standard-of-living-our-friends-in-the-north-lanny-) Exeunt · Sep 16 [ Read full story ](https://exeuntmagazine.substack.com/p/exeunt-recommends-the-best-autumn-theatre-2026-lives-of-others-standard-of-living-our-friends-in-the-north-lanny-) This piece was paid for by the Southbank Centre. Such support helps Exeunt to keep publishing the most interesting writing, about the most exciting theatre. Interested in partnering with Exeunt? Visit our Advertise with Exeunt page, where you can get more information, download an advertising pack, and find our contact details.

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Sep 22 • 5:02 AM EDT • Entertainment • exeuntmagazine.substack.com
Fed’s Goolsbee says road to 2% inflation may not be painless

Federal Reserve Bank of Chicago President Austan Goolsbee warned the central bank cannot ignore repeated and persistent supply shocks, and must respond in a way that may cause economic hardship.

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Sep 21 • 9:01 PM EDT • Entertainment • thederrick.com
City fielding tenants for historic Tempe National Bank, Tempe Hardware Building on Mill Avenue

The century-old Tempe National Bank building and the Tempe Hardware Building will soon be home to new businesses as the city fields offers for tenants to lease the spaces on Mill Avenue.

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Sep 21 • 8:55 PM EDT • Business • abc15.com
Most firms keep cash from tariff refunds, Fed study finds

The bulk of companies receiving billions in tariff refunds are mostly holding on to the cash, according to a survey released Monday by the Federal Reserve Bank of Atlanta. Of

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Sep 21 • 8:50 PM EDT • Entertainment • thederrick.com
Bank selling landmark Las Vegas, N.M., building for new City Hall

Southwest Capital Bank is selling its main branch in Las Vegas, N.M., to the city, which plans to make it its new City Hall.

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Sep 21 • 8:30 PM EDT • Business • santafenewmexican.com
Iowa Bankers Mortgage Corp. announces leadership transition

Robert Hartwig, president of Iowa Bankers Mortgage Corp. since 2023, plans on retiring in 2027, the group announced. Nathan Smithey, currently the group’s senior vice president of loan production, will succeed Hartwig. Hartwig began working at Iowa Bankers Association in 1997. (Iowa Bankers Mortgage Corp. is an affiliate of Iowa Bankers Association.) Hartwig held roles…

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Sep 21 • 4:21 PM EDT • Business • businessrecord.com
How GLP-1s Are Reshaping the Business of Healthcare

John Teasley, Market Executive, Wells Fargo Healthcare Banking joins Good Day DC.

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Sep 21 • 1:38 PM EDT • Business • fox5dc.com
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Trump administration gave firm with ties to ballroom donor the green light to do business with a sanctioned Russian bank

Private equity investor Konstantin Sokolov was also appointed to run a government enterprise fund.

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Sep 21 • 12:56 PM EDT • Business • icij.org
Kazakh scientists develop W Balance functional spread

Scientists of the Kazakh Scientific and Research Institute of Processing and Food Industry of the National Agrarian Scientific and Educational Centre created a new technology and recipe for the functional butter-vegetable spread “W Balance,” Qazinform News Agency reports.

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Sep 21 • 12:30 PM EDT • Science • qazinform.com
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Gilbert & Cook announces merger with Cerity Partners

Des Moines-based wealth management firm Gilbert & Cook has announced plans to merge with Cerity Partners, a national independent wealth management firm, effective at the end of September. Gilbert & Cook has served individuals, families and business owners in Greater Des Moines and across Iowa for more than 30 years. Founded in 2009, Cerity Partners…

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Sep 21 • 12:22 PM EDT • Business • businessrecord.com
Sponsor spotlight: Make banks compete for your business

Banks regularly compete for new customers by offering cash bonuses, higher interest rates and other perks. By periodically reviewing your options, you may be able to earn extra money while […]

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Sep 21 • 11:55 AM EDT • Business • myedmondsnews.com
Invesco Leisure and Entertainment ETF declares quarterly distribution of $0.0561

Content provided by Seeking Alpha is intended for information purposes only, and that Seeking Alpha does not offer any personalist investment advice and is not a licensed securities dealer, broker, US investment adviser or investment bank.

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Sep 21 • 11:23 AM EDT • Entertainment • tradingview.com
This Week: Phone Bank for Transit, SF Politics, Transit Tales

Here is a list of events this week. Monday/today! Phone bank with SFBike to Save Transit. The San Francisco Bicycle Coalition is phone banking and connecting with voters, explaining how vital it is to pass the Regional Transit Measure this November. Join them to help make sure our regional transit survives and thrives. Monday/today, September 21, 5-7 p.m. San Francisco Bicycle Coalition Office, 1720 Market Street, S.F. Tuesday Historic Photo Exhibit Tour. Moving San Francisco is a collaboration between the SFMTA and San Francisco Arts Commission and is on view at City Hall through November 25. During this informal tour, they will take an in-depth look at selected photos from San Francisco transit history and learn more about the stories and people behind them. Tuesday, September 22, 5-7:45 p.m. North Light Court inside City Hall, One Dr. Carlton B. Goodlett Place, S.F. Tuesday San Francisco Bicycle Coalition Board Meeting. SF Bicycle Coalition members are invited to attend all board meetings. Tuesday, September 22, 6-8 p.m. Register for Zoom link. Tuesday SF Politics 101 with Joel Engardio. ​SF Politics 101 is a look at how local politics work and the history that shaped San Francisco—brought to life with visuals and narrative storytelling. Tuesday, September 22, 6-7:15 p.m. SPUR Urban Center, 654 Mission Street, S.F. Register to attend. Wednesday Transit Tales: A Storytelling Night. Join SPUR and Muni Diaries at Local Economy for an evening of true stories inspired by riding transit. From unexpected encounters and meet-cutes to funny mishaps and heartfelt moments, Transit Tales celebrates the experiences that make public transportation unforgettable. Wednesday, 5:30-7 p.m. Local Economy, 6028 College Ave, Oakland. Saturday Group Ride: Richmond BART to Point Pinole. Join Bike East Bay for a family-friendly, no-drop group ride to Point Pinole Regional Shoreline. Saturday, September 26, 10:30 a.m.-3 p.m. Starts at Richmond BART Plaza, 1600 Nevin Plaza, Richmond. Saturday Shipwreck Cove Opening. Come see Sunset Dunes’s newest playground. Saturday, September 26, 3 p.m., Sunset Dunes and Kirkham, S.F. Saturday 55 Wine Line Progressive. Ride between Horsies Market & Saloon, Bar Part Time and Ruby Wine on the 55 Dogpatch bus. Saturday, September 26. Three locations in Dogpatch. See SFMTA site for more details on locations and times. Got an event we should know about? Drop us a line.

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Sep 21 • 11:14 AM EDT • Politics • sf.streetsblog.org
M C Bank opens an executive office in Baton Rouge

Morgan City-based M C Bank has officially established a presence in Baton Rouge, opening an executive office at 8545 United Plaza Blvd. as it moves forward with an aggressive regional expansion strate… Already an INSIDER? Sign in. Already an INSIDER? Sign in

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Sep 21 • 10:35 AM EDT • Business • businessreport.com
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Arkansas duo goes to bat for small investment brokers

WASHINGTON — House Financial Services Chairman French Hill, R-Ark., often calls for easing regulatory burdens on community banks. Now he and a home-state Senate colleague are turning their attention to

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Sep 21 • 10:25 AM EDT • Entertainment • thederrick.com
NEA C-Suite: Dale Cole

What is the best business advice someone has ever given you? Never forget that people do business with people. Technology, products and the way we deliver banking services will continue...

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Sep 21 • 10:00 AM EDT • Business • talkbusiness.net
Gutfeld Live brings political comedy to F&M Bank Arena in Clarksville

Fox News host, comedian and author Greg Gutfeld brought his Gutfeld Live tour to F&M Bank Arena in downtown Clarksville on Sunday.

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Sep 21 • 9:25 AM EDT • Politics • clarksvillenow.com
AMC Entertainment starts $3.97B debt plan to refinance notes, term loans

Content provided by Seeking Alpha is intended for information purposes only, and that Seeking Alpha does not offer any personalist investment advice and is not a licensed securities dealer, broker, US investment adviser or investment bank.

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Sep 21 • 9:13 AM EDT • Entertainment • tradingview.com
MSG Entertainment names new president

Content provided by Seeking Alpha is intended for information purposes only, and that Seeking Alpha does not offer any personalist investment advice and is not a licensed securities dealer, broker, US investment adviser or investment bank.

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Sep 21 • 8:53 AM EDT • Entertainment • tradingview.com
Detroit Tigers to Announce New Comerica Park Name

The Tigers and Fifth Third Bank will announce a new name for Comerica Park, with the rebranding expected to begin in 2027.

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Sep 21 • 8:33 AM EDT • Sports • sports.yahoo.com
Swiss business groups pressure parliament over UBS capital rules before vote

ZURICH, Sept 21 (Reuters) - Swiss business groups have weighed into the debate on tougher capital rules for UBS, writing to lawmakers to lobby against what they say risks being "excessive" ​regulation drawn up for the bank after the 2023 ‌collapse of C...

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Sep 21 • 7:32 AM EDT • Business • kfgo.com
How violent West Bank settlers are threatening Israel’s alliance with America

It’s so bad now even Mike Huckabee is recoiling.

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Sep 21 • 6:00 AM EDT • Politics • vox.com
Already-operating battery storage projects are key to making the business case for the next assets bankable

Existing assets provide crucial benchmarks for sizing and other crucial battery storage design decisions, writes Ashutosh Vats at 3E.

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Sep 21 • 5:54 AM EDT • Business • energy-storage.news
What’s a Classic Car? Younger Collectors Prize Less Heralded Models.

Baby boomers embraced brawny cars from the 1950s and ’60s, but as new collectors take up the hobby, Mazdas and Nissans from the 1980s and ’90s are hot, and still don’t break the bank.

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Sep 21 • 5:00 AM EDT • Technology • nytimes.com
What’s a Classic Car? Younger Collectors Prize Less Heralded Models.

Baby boomers embraced brawny cars from the 1950s and ’60s, but as new collectors take up the hobby, Mazdas and Nissans from the 1980s and ’90s are hot, and still don’t break the bank.

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Sep 21 • 5:00 AM EDT • Business • nytimes.com
Iran Condemns Israeli Atrocities against Palestinians

TEHRAN (Tasnim) – Iran’s Foreign Ministry strongly condemned the Israeli regime’s ongoing crimes against Palestinians, calling for urgent international action to stop the genocide in Gaza and the West Bank.

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Sep 21 • 4:24 AM EDT • Politics • tasnimnews.ir
Business Buzz

The Business Buzz features news about the economic scene, promotions, acquisitions and expansions. Contact Pat Hill at pat.hill@pikespeaknewspapers.com or (719) 636-0358. Tony Perry/Park State Bank & Trust provided the sound system for the Sept. 11 ceremony in Lions Park. SSR Mining Cripple Creek Victor is the presenting sponsor of the Light of Hope Teller, a […]

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Sep 21 • 2:00 AM EDT • Business • gazette.com
Israeli settler shot dead in West Bank before Yom Kippur

Israeli civilian shot dead in West Bank as tensions rise; Iran's foreign minister heads to UN via Qatar, and CIA chief visits Egypt.

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Sep 20 • 9:47 PM EDT • Politics • wrtv.com
Ravens-Saints recap: Everything we know about Week 2 loss

The Ravens led New Orleans 14-3 but scored only three second-half points in a stunning 24-17 loss at M&T Bank Stadium

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Sep 20 • 7:31 PM EDT • Sports • sports.yahoo.com
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Charles Schwab Bank is making a big investment in Fort Worth entrepreneurs and small business owners.

Also, burger brand loyalty; Goodwill opening; rodeo boots up; Mansfield real estate; and more Tarrant County business happenings.

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Sep 20 • 3:56 PM EDT • Business • fortworthreport.org
My Husband's Vending Machine Business Put Us $1M In Debt In 3 Years. He Drained All Our Bank Accounts, 401(k) And Home Equity

Three years ago, her husband left a stable job to start a vending machine business. Today, the couple is nearly $1 million in debt, their retirement savings are gone, their bank accounts are empty and they have virtually no equity...

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Sep 20 • 3:01 PM EDT • Business • finance.yahoo.com
Reporting From Alaska- Sullivan injects Fairbanks Memorial Hospital into partisan politics

HOSPITAL CAMPAIGN: The tiny print on some new ads for Sen. Dan Sullivan featuring numerous shots of Fairbanks Memorial Hospital, says that Steve Frank is not speaking for the hospital foundation when he speaks about the hospital. But most people won’t read or notice the fine print. Frank is the tr

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Sep 20 • 1:57 PM EDT • Politics • dermotcole.com
Why politicians should pay more attention to the polls (reprise)

Welcome to the 231st edition of The Week in Polls (TWIP), a polling newsletter that always welcomes new readers. So please don’t keep TWIP a secret; share it with your friends and colleagues: Share The Week in Polls With all the stories swirling around Reform, JL Partners and political polling, I am finally tearing myself away from talking about the regulation of polling this week - and instead re-running a previous piece reminding us why the solution to problems with polls isn’t simply to ban or ignore them. Rather, we need them to play a vital role in making our politics - and politicians - better. This is followed by summaries of the latest national voting intention polls, seat projections from MRPs and the most recent party leader ratings. Subscribers who pay for the full edition can also read ten insights from the latest polls and analyses, including: A trio of organisations and a pair of professors have been casting their eyes over the Liberal Democrats ahead of the party’s autumn conference; What impact did the summer heatwave have on views on climate change? and Which wins out between chocolate and cheese? If you are not yet a paid subscriber, you can read all ten by starting a free trial now: Get FREE 7-day trial For more polling news as it comes in ahead of next week’s edition, you can also follow The Week in Polls on Bluesky. Picking up on my doubt last week about whether or not 35% of British train travellers have tried to order a takeaway for delivery to a railway station or carriage, thank you to reader Iain, who has been in touch to say he has done just that… in India. Another quick pair of updates, this time on the controversies around Reform and polling. Politico has a further scoop - “Farage aide caught in donor sting attended Egypt retreat with JL Partners” - and Ian Dunt has written about the problems with polling too: “Seeing the response of many polling experts in the last few weeks suggests that they are nervous about what is happening and keen to mitigate against it. Seeing the response of journalists, which has been basically non-existent, suggests the precise opposite.” My usual reminder as well: please do hit reply if you’ve spotted a poll, focus group or new piece of poll-based research that you think should be in contention for coverage in a future edition. Thank you! And with that, on with the show. How politicians get public opinion wrong I have written before about the benefits that come from widespread availability of high-quality political polling. We need more polls and more good coverage of polls. However, what I’ve not dug into before is the research into how accurately politicians estimate public opinion on issues. Thankfully we have academic research to tell us. First, the bad news: We present results from a study of 866 politicians in four countries.1 Politicians were asked to estimate the percentage of public support for various policy proposals. Comparing more than 10,000 estimations with actual levels of public support, we conclude that politicians are quite inaccurate estimators of people’s preferences. They make large errors and even regularly misperceive what a majority of the voters wants. Politicians are hardly better at estimating public preferences than ordinary citizens. Walgrave, S., Jansen, A., Sevenans, J., Soontjens, K., Pilet, J.B., Brack, N., Varone, F., Helfer, L., Vliegenthart, R., van der Meer, T., Breunig, C., Bailer, S., Sheffer, L. & Loewen, P.J. (2023a), “Inaccurate Politicians: Elected Representatives’ Estimations of Public Opinion in Four Countries”, The Journal of Politics, 85(1): 209-222. The bad news is not quite as bad as that makes it sound because, when asked whether the majority of public opinion was for or against various policies, politicians picked the wrong option ‘only’ 29% of the time. However, this included getting it wrong even when public opinion is far from evenly split on an issue: They do not only get it wrong when the public is divided and hard to read (e.g., when there is a 51%:49% distribution). Seventy percent of the misplacements occur for policies with a relatively clear distribution of at least 60% (dis)agreeing citizens. Moreover, the public scored only slightly worse than politicians, picking the wrong option 2.7 out of 8 times on average, compared with 2.3 times for politicians. Turning to the other measure of accuracy (not which side is in the lead but what the percentage support is for each side), politicians on average were 18 percentage points out in their guesses. Again, this was only slightly better than the public, whose error came in at 21 percentage points.2 Further research, using the same mix of countries, gives a little more comfort about how (in)accurate perceptions are: We show that politicians have a better understanding of public opinion when they think the issue matters to voters. Further, when an issue is personally important to politicians they more accurately estimate their party supporters’ opinions. The results confirm that politicians hold more accurate perceptions of voters’ preferences when they think it is important to do so but not necessarily when the issues actually are important to voters. Butler, C., Walgrave, S., Soontjens, K. & Loewen, P.J. (2024), “Politicians are better at estimating public opinion when they think it is more salient”, Party Politics: 1–13. Even so, it’s not a good picture. The remedy for this? Politicians should spend more time reading the polls. So forward this newsletter to someone you know… Share For a more general argument against banning polls, see my 2024 piece. Is “Let Bartlet Be Bartlet” good advice or not? The latest episode of my Political Fictions podcast heads across the Atlantic for a dip into one of the political TV classics: Mark and Cory talk about a giant of American political drama for the first time this week, as they tackle The West Wing. They talk about Let Bartlet Be Bartlet, the nineteenth episode of series one. In it, Mark wonders if The West Wing is actually the epitome of the “Boris Johnson school of politics”, Cory outmanoeuvres Mark into confirming we will record a Christmas Special about Love, Actually and they debate whether the central message of this episode has been misunderstood. Cory’s email newsletter is Paperback Rioter and Mark has a family of email newsletters. Subscribe to our newsletter for some additional bonus content and to get alerted whenever a new episode comes out. Our theme tune is “Monkeys Spinning Monkeys” by Kevin MacLeod/incompetech.com and licensed under the Creative Commons: By Attribution 4.0 License. You can also listen to our episode on Apple Podcasts, Spotify, the web or YouTube. Elsewhere from me… [ A Lord's Eye View How to fix the problem of money in our politics Welcome to my latest update on work in the House of Lords. This time I am taking a look at how our political system is regulated, and the protections we need to keep democracy safe from becoming simply a contest to see who has the biggest bank account… Read more 5 days ago · 3 likes · 2 comments · Mark Pack ](https://lordseyeview.substack.com/p/how-to-fix-the-problem-of-money-in?utm_source=substack&utm_campaign=post_embed&utm_medium=web&embedding_publication_id=1269283) If you spot a factual error… Borrowing an idea from Stuart Ritchie and others, if you spot a factual error in an edition of this newsletter, I will give you a free 12-month subscription to the paid-for version (or an extra 12 months on your existing one). Factual errors qualify, but grammatical errors or disagreements over interpretation do not, and my decision is final. Messages about both of those are always welcome, though. Voting intention and leadership ratings Here are the latest voting intention polls from different pollsters. It is all pretty static at the moment, with a small and consistent Labour lead in nearly all the polls. The table is also online here, along with explanations about what is included. It is updated regularly throughout the week as new polls are released. Next are the seat projections from MRPs, also sorted by fieldwork dates, listing those which are based on dedicated fieldwork (rather than models based on averages of other polls). Because such MRPs are published infrequently, some of the entries below are quite old. Finally, here is a summary of leadership ratings, with a graph from PollCheck: Detailed numbers from the latest polls are online here, and both that and the graph are updated regularly throughout the week as new data comes out. For historical figures on both voting intention and leader approval stretching back to the 1930s, including Parliamentary by-election polls, see PollBase. Catch up on the previous two editions [ ](https://theweekinpolls.substack.com/p/a-crisis-point-for-political-polling) [ A crisis point for political polling Sep 13 ](https://theweekinpolls.substack.com/p/a-crisis-point-for-political-polling) [ Read full story ](https://theweekinpolls.substack.com/p/a-crisis-point-for-political-polling) [ ](https://theweekinpolls.substack.com/p/extra-questions-about-the-polls-in) [ Extra questions about the polls in Reform’s funding scandal Sep 6 ](https://theweekinpolls.substack.com/p/extra-questions-about-the-polls-in) [ Read full story ](https://theweekinpolls.substack.com/p/extra-questions-about-the-polls-in) My privacy policy and other legal information are available here. Links to purchase books or other items are usually affiliate links which pay a commission for each sale. Quotes from social media messages are occasionally lightly edited for punctuation and clarity. If you are subscribed to other email lists of mine, please note that unsubscribing from this one will not automatically remove you from the others. If you wish to be removed from all my lists, simply reply to this email to let me know. A quintet of Lib Dem polling analyses, and 9 other polling insights you shouldn’t miss The following ten findings from the most recent polls and analyses are only for subscribers who pay for the full edition, but you can sign up for a free trial to read them straight away. Ahead of the start of Liberal Democrat conference, we have a trio of organisations and a pair of professors with pieces out about Ed Davey’s party:

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Sep 20 • 1:02 PM EDT • Politics • theweekinpolls.substack.com
Giants may have caught a huge break before Monday night

The Giants have enough to manage in their own secondary before flying west. Deonte Banks is questionable with a calf […]

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Sep 20 • 8:18 AM EDT • Sports • sports.yahoo.com
Oklahoma ranks top 10 for business bankruptcies despite startup boom

Oklahoma ranks in the top 10 for business bankruptcies as interest rates rise, yet the state remains a top spot for startups.

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Sep 20 • 6:04 AM EDT • Business • oklahoman.com
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Texas candidate's racist post shows what's wrong with politics

The bigoted Bo French is running for railroad commissioner. His racist social media post drew scathing condemnation, though not from Gov. Greg Abbott or the ethically bankrupt Senate nominee Ken Paxton.

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Sep 20 • 6:00 AM EDT • Politics • latimes.com
Together for Good: LCMC Health, Second Harvest and Junior League of New Orleans partner in food and diaper drive

Learn about the collaborative efforts of LCMC Health, Second Harvest Food Bank, and the Junior League of New Orleans to support families through a food and diaper drive.

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Sep 20 • 1:00 AM EDT • Health • nola.com
Furbank to miss opener

GEORGE Furbank suffered a nightmare start to his new life at Harlequins after he was forced off a minute into his club debut on Friday night. Furbank, who joined the London club from Northampton over the summer, is likely to miss his new club’s Premiership opener against Bath on Friday after he was caught by […] The post Furbank to miss opener appeared first on The Rugby Paper .

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Sep 19 • 9:59 PM EDT • Sports • sports.yahoo.com
Deonte Banks, Micah McFadden questionalbe for Monday vs. Rams
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Sep 19 • 3:44 PM EDT • Sports • sports.yahoo.com
Krösche and Hütter concede Freiburg outperformed Frankfurt

Eintracht Frankfurt ended SC Freiburg’s perfect start of the campaign with a 2-2 draw at Deutsche Bank Park on Saturday afternoon. However, Markus Krösche and Adi Hütter conceded that the hosts we...

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Sep 19 • 2:52 PM EDT • Sports • sports.yahoo.com
Delivery Outlook Shows Tesla (TSLA)’s Core Business Under Pressure. Its Next Growth Engine Must Deliver

Goldman Sachs has cut its delivery forecast for Tesla, Inc. (NASDAQ:TSLA) while citing weaker sales trends across the company’s most important markets. The investment bank slashed its Q3 delivery forecast to 435,000 vehicles from 490,000. It also lowered its Q4 delivery forecast to 475,000 vehicles from 515,000. The question now is whether Tesla’s demand weakness […]

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Sep 19 • 1:14 PM EDT • Business • finance.yahoo.com
How to watch Memphis’ home game against UT Martin

Memphis returns to action at Simmons Bank Liberty Stadium for its final non-conference game against UT-Martin. The Tigers will look to bounce back following a 38-20 loss against Boise State.

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Sep 19 • 11:04 AM EDT • Sports • sports.yahoo.com
The Big Holes in Wearable Heart Rate Variability And Readiness Scores

On September 9th, Apple announced it was revamping its Apple Watch Health Sensing System, rolling out a Readiness score (0 to 10), and increasing the frequency of heart rate variability (HRV) outputs 24-fold. This can be viewed as upping its competition with various other consumer wearable sensors. These “readiness scores” as a composite of multiple metrics, with heart rate variability (HRV) being front and center for most. The majority of Americans are now using wearable sensors, which equates to well over 100 million adults. HRV and Readiness scores are increasingly being marketed as a measurement of autonomic nervous system health, a digital marker for future disease, a clock for biological age, and a holistic metric to promote healthspan and even longevity. (Apple also introduced a new longevity tab and “Health Age”.) None of this has been proven. In this edition of Ground Truths I am going to review what we know about heart rate variability and readiness scores. Heart Rate Variability HRV is the variation in normal heart cycle timing. The variability of the heart rate, the barely perceptible millisecond changes in time between consecutive heart beats (see R-R intervals in the Figure below, left panel), is due to interplay between the sympathetic and parasympathetic (vagal nerve) inputs. Distinct from heart rate, individuals with the same heart rate can have very different HRVs. It is a rough reflection of the autonomic nervous system (ANS) activity, inadequate to say whether a person’s ANS function is abnormal. For more than three decades, heart rate variability (HRV) has been measured and several studies have found an association of low HRV and clinical outcomes, particularly a link with higher all-cause and cardiovascular mortality. There have also been less well established links of low HRV to risk of early cognitive impairment, dementia, mental illness, Type 2 diabetes and substance abuse. An important reminder is that HRV is a surrogate marker without any established cause-and-effect relationship. If you increase your HRV, that doesn’t mean it will improve health outcomes. In fact, there is no hard evidence for that. All that work linking to health outcomes was done with electrocardiogram (ECG) derived HRV. Now, in the era of consumer wearables, this is getting assessed differently, by optical pulse (yes, the lights you see) plethysmography (PPG) or what is called pulse rate variability (PRV). They are not the same, as shown below (right panel) and only concordant when the delay between the ECG and pulse is kept constant, which basically means at rest. I should mention there’s also what I will call MPV, a mattress mechanical movement sensor, a derived heart rate variability, that companies like Eight Sleep use, even further away from directly measuring HRV. HRV has not one uniform measurement but many different types of quantification, such as RMSSD, the magnitude of difference between successive R-R intervals of normal sinus beats (N-N) or SDNN, the standard deviation of NN intervals, both in milliseconds. SDNN is one of the so-called frequency domain HRVs (others are LF, HF, LF/HF). Different wearable sensors use different metics; Apple has relied on SDNN and nearly all of the others use RMSSD, which is generally considered the more accurate metric. There’s also the different length of time measured, such as for a matter of minutes, all day, or an overnight’s sleep. Short measurements are especially problematic since they don’t capture enough of respiratory modulation and other factors that influence HRV. Share Ground Truths How well does HRV correlate with PRV? There are very limited studies, especially independently done. One that is commonly cited was conducted by Air Force researchers in only 13 healthy adults assessing Oura ring 3 and 4, Whoop 4.0, and Garmin Fenix 6 and showed a correlation coefficient of 0.88 to 0.97 and a mean absolute percentage error from 6 to 10%. The correlation is not a perfect 1.0, but there’s at least a fairly high level of correlation. HRV is supposed to increase during the night due to takeover of the parasympathetic nervous system, and higher during deep sleep. A recent example of my 1 week, all day “HRV,” and one during sleep is shown below. As you can see, the N of 1 data are inconsistent for the same days from different sensors (Oura, AppleWatch, Fitbit Air, and Eight Sleep) by patterns, absolute numbers, and comparison with prior days and weeks. The largest study in over 8 million Fitbit users (the old version, not Google Fitbit Air, introduced in May 2026) gives you a sense of the effect of age, sex, and the 2 different main HRV (here PRV) metrics, with RMSSD on the left and SDRR (=SDNN) on the right below. That study, from data collected in 2018, is a major outlier, since all the more recent ones are tiny with respect to sample size. Many of the companies have not had independent evaluation of their HRV, such as Eight Sleep, but have published a low standard error on their website. There are some other published studies on the correlation between HRV and PRV, but they are all small and only in healthy adults. A scoping review emphasized the lack of study in underrepresented individuals, including the aged, people of color (which affects the PPG signal), and individuals who are underweight or obese. Add the typical adult age 60 plus with one or more chronic diseases. For example, one study in over 900 adults found poor correlation of HRV and PRV, non-uniformly underestimated across many chronic diseases (cardiovascular, endocrine, neurological, respiratory, and others), concluding PRV is “an invalid surrogate for HRV.” A recent systematic review of 43 studies comparing HRV and PRV found reasonable pooled absolute standardized error (HRV as gold standard) but only 10 of the studies provided quantitative synthesis in ideal conditions. Their main conclusion was similarly cautious: “PPG-derived HRV [PRV] should not be regarded as universally interchangeable with ECG-derived HRV across all devices, populations, and recording contexts.” Factors Affecting HRV and PRV That gets me to the long list of factors that affect HRV (and PRV) besides the device, the type of measurement (RMSSD, SDNN or others), the person’s signal, the sensor site, the duration of data capture, if weighting by sleep stage is used, how artifact is processed and corrected. And this list is not complete!: Oura puts out data from their community of users (who input data) on what affects their overnight HRV. The factors currently provided are: no alcohol (increase 8%), melatonin (increase 2%, float tank (increase 2%), wine (decrease 4%), and party (decrease 14%) in overnight HRV. Must be some big parties! Subscribe What is a PRV measurement good for? It has been falsely characterized as an index of “autonomic balance” and a specific indicator of stress. A 2018 review of the studies available for HRV and its relationship to stress, not using any of the current wearables, found that stress can lower HRV. But so can many other factors. The non-specificity of the signal, indexed to the table above, is striking. Evidence from a UK Biobank study of over 46,000 participants with actual HRV looked at genetically predicted HRV, a genetic risk score, that failed to show the expected HRV-mortality link, indicating that _HRV is likely not causa_l, but rather a reflection of person’s physiologic state. A review of consumer wearable HRV data from 5 longitudinal studies showed that nighttime PRV was not associated with perceived stress, and surprisingly higher HRV, in the largest cohort (N=717 participants), was correlated with higher stress. An Oura ring cohort of 525 first-year college students found a link between overnight PRV and perceived stress, but that was also seen with resting heart rate, sleep, and respiratory rate. Several very small studies have examined the relationship of HRV and athletic injuries or guiding training with mixed, and predominantly negative results. HRV biofeedback training with paced breathing had no significant effect on reducing stress or raising HRV, as demonstrated with sham controlled trials. When HRV for multiple days showed a decline in conjunction with body temperature, the Oura ring published data for prediction of Covid. The WHOOP company sponsored an observational study, published in 2026, of 30,000 users for 72 weeks, without a control group, that reported reduced alcohol intake (5.8 % points) by self-report. That doesn’t tell us much, and particularly about the merits of HRV for behavioral change. If you use the same device and conditions as longitudinal trends for multiple (at least 2-3) weeks that may be the one way to get something useful from the measurements. Data for overnight sleep with minimal motion and using RMSSD is the best proxy for real HRV. The reason to look at trends rather than any given night is that it more likely represents something, even though you won’t know with certainty what the “it” is. Keep in mind there are no data, no peer-reviewed evidence, to show that HRV fluctuation in-person has any correlation with health outcomes. Share Readiness Scores These are proprietary scores that integrate different metrics for each of the wearables: no algorithms have been disclosed. They are unvalidated against health outcomes. In a review of 14 composite health scores of readiness and recovery, HRV contributed 86% to the scores, followed by reading heart rate (79%), physical activity and sleep duration (both at 71%). That review noted the substantial variability in measurement protools and lack of standardization. Sleep staging is notoriously inconsistent and inaccurate by these sensors, which adds further to the HRV uncertainties for what the scores, which use sleep stage data, mean. Only resting heart rate has been shown consistently across devices to be extremely accurate. I’ve made a Table to summarize what we know about which metrics are included, the scores, any peer-reviewed studies that compared the readiness score with health outcomes, and the corresponding (if any, NA-not available) citation. You will note that some companies do not use the term “readiness," such as WHOOP for recovery, and Garmin, which has 2 different scores, one of which is Body Battery. Eight Sleep uses the term “Fitness Score.” They all include HRV; Apple includes a new metric they call “Recovery HRV” which among other components uses 7-days of sleep, but it is unclear what this means or how it is differentiated from other scores (there are clearly no data for outcomes). We have no knowledge of how the different components are weighted or whether any of these scores are better than resting heart rate, HRV alone, physical activity, or any other single metric. Since none of these are standardized, they are not interchangeable, so if you get a 90 for Oura that has no relationship to a 90 on a Google Fitbit Air. Notably, the company can update its algorithm for readiness score at any point without notification to device users. Without any useful evidence of actionability for these scores or established relationship with health outcomes, it is hard to make a case for their value. At the Apple recent announcement they showed their Readiness score (0-10) on the watch (Figure below) but there are no published data on this score, not even on their website. It’s available only on their new Watch Series 12 or Ultra 4 [of course, ;-)]. That exemplifies the problems with these scores, lack of data and evidence for being meaningful to promote health. Perhaps the best study (which isn’t saying much) is the WHOOP Recovery for golfer performance, because it did correlate with an objective outcome, even though there was no control group and the authors were all from the company. Among the 389 pro golfers, an absolute 10-per cent point increase in Recovery score was associated with about 0.5 fewer strokes per round. But that’s hardly a health outcome! WHOOP is also conducting a study in over 2,700 runners to see if their recovery score will be linked to less injuries and improved performance, but that is not yet published and has no control group or randomization. Putting This in Context For two decades I’ve been enthusiastic about the potential for digital health and particularly wearable biosensors. Over the years, we’ve seen some great progress for their ability to promote physical activity and accurately detect atrial fibrillation (the first FDA cleared deep learning AI for consumers). That work was the subject of rigorous research. But there are holes in the data and evidence for other metrics. One notable one is the “VO2 max” story that I wrote about earlier this year. At that time many subscribers asked me to cover heart rate variability, which I finally got to here. When I dived into the research and publication for HRV and readiness scores, I expected to find at least some that were of high quality and demonstrated their utility by linkage to health outcomes. To my surprise, I found none. The wearable sensor measurements for HRV (PRV) are, for the most part, accurate, but that validation work has only been done in small studies of healthy adults and does not take into account the long list of factors, from the device, software side, and the user side, that affect HRV measurements. Moreover, this metric chiefly relies on optical sensing and, as we have learned for heart rate PPG sensing, may be less accurate in people of color. Keep in mind that all of the health outcome association evidence comes from ECG-derived HRV; none are from wearable sensor data. I will repeat the key point: there's no peer-reviewed evidence to show that in-person HRV fluctuation—or efforts to raise your HRV— has any correlation with health outcomes. For those of you who look at your HRV on awakening, or even 2+ week trends of it being low, I hope this context helps to relieve any anxiety. Yes, low HRV (not PRV) has been shown to increase risk of some diseases as summarized above. But efforts to raise your HRV—a surrogate metric— has not been established for improving any health outcomes. HRV does not have any evidence of causality (the genetic evidence actually goes against this possibility). In this summary, I have not included data for other wearable sensors such as Polar, Samsung, Withings, Suunto, Amazfit, Coros, Ultrahuman, or additional mattress sensors. These are beyond my first-hand experience, and as far as I know from my in-depth review none have any peer-reviewed published data that differ from the 6 sensors I’ve reviewed here. From the points I’ve gone over above, we’re not ready for readiness scores. Besides being proprietary, they are predominantly based on metrics that have their own issues. It’s compounding the problem, like building a house without a solid foundation that has never undergone a rigorous inspection, and then selling it. Like I mentioned for PRV, you can look at trends over weeks rather than any single day, to get a handle, but even that may not be helpful. There’s simply no evidence that these scores meaningfully relate to health outcomes. I’d emphasize they might, but that requires doing prospective or randomized studies to prove it. None exist. There’s great promise for HRV/PRV utility_. For example**,**_ Prof Maiken Nedergaard, who discovered the brain glymphatics that are essential in eliminating metabolic waste products from the brain during sleep, has posited that HRV could be a non-invasive marker for neuromodulator oscillations, brain-body regulatory circuits, and brain clearance. That would be extremely useful, but like everything else on HRV and readiness scores it requires solid research and validation. The lay media isn’t helping much to get the story straight. Earlier this year The Economist published a piece entitled “The most useful indicator of your overall health” which ordained HRV as an “accumulated stress score.” That’s akin to the false assertion about VO2max: “V02 max is the singular most powerful marker for longevity.” As I’ve summarized here, that is not established. The fact is that so many things can lower HRV, including physical exercise (especially an intense workout), reduced sleep quality, stress, the list above, no less the device, signal, and software. Whatever fluctuations observed have not been correlated with any health outcome. Sadly, “datamaxxers” are widely using HRV and readiness scores that have never been validated to mean anything. We already know that for some people using the sensors for sleep metrics, it can induce “orthosomnia,” an obsession to get high sleep quality, with associated high levels of anxiety. In an experiment done by a company to promote sleep quality for its employees, “For those employees who did use the trackers, many reported feeling perfectly rested until their tracker told them they had had a terrible night. Others were told that they had slept like a baby when they had actually been lying awake worrying about the quality of their sleep. “ The same problem can result from preoccupation with HRV or readiness scores, with anxiety that would lead to further reduction in both. It you are using a wearable like >100 million American adults, it’s OK to look at these data, but contextualized with the major caveats reviewed here. If you are one to require evidence that HRV or readiness scores are linked to health outcomes, you may not even want to look. The companies make it hard to turn them off! Let me end with the companies that make and sell wearables. Apple’s doubling down on HRV (24-fold more reporting and heart rate very 5 seconds) and introduction of a Readiness score tells us that consumers have bought into these metrics and they are joining the club. However, all of this is occurring with a backdrop of tens millions of users, claims about the data that are not backed up by adequate evidence, marketing way out in front of whatever limited data exists, and not being transparent about their readiness score algorithms. The companies can well afford to do the research that is needed to connect these metrics with health outcomes show, once and for all, that increasing HRV or using readiness scores promotes our health. If they believed and invested in the products they are selling, we’d not be in this position of not knowing. That’s essentially where we are with HRV and readiness scores. Perhaps someday this will change and we’ll have good reason to embrace them. NB: I wrote this post. No AI. I have no conflicts of interest with any of its content. Loading... Ground Truths has 215,000 subscribers from every US state and 214 countries. There are over 300,000 followers of Ground Truths so more than 90,000 folks who can easily convert to be free subscribers. Your subscription to these free essays and podcasts makes my work in putting them together worthwhile. If you’re not a subscriber, please join! If you found this interesting PLEASE share it! Share Ground Truths The proceeds from all voluntary paid subscriptions go to support our summer internship program. It enabled us to accept and support a record number of 62 summer interns that joined us in 2026! These are high school, college and medical students selected from thousands of applicants. We couldn’t do this expanded program without the funds coming in through Ground Truths. Thank you!

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Sep 19 • 10:05 AM EDT • Technology • erictopol.substack.com
Mariners News: J.P. Crawford, Aaron Judge, and Pete Fairbanks

The Yankees’ superstar goes down again. Plus, other injury news from around baseball.

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Sep 19 • 10:00 AM EDT • Sports • sports.yahoo.com
Detroit Tigers Must Win Out to Keep Playoff Dreams Alive

With elimination looming, Detroit must sweep their final eight games and bank on outside help to complete an improbable late-season surge toward the American League playoffs.

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Sep 19 • 9:32 AM EDT • Sports • sports.yahoo.com
MRN BUSINESS SPOTLIGHT: Edward Jones

When was the last time you gave your 401(k) a maintenance check? Did you know that was even a thing? Better yet, did you know that service is free? On the Business Spotlight, brought to you by The Bank of Springfield, Brittany Boll is joined by Edward Jones financial advisors Brandon VanCamp and Alicia Rollins...

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Sep 19 • 8:15 AM EDT • Business • muddyrivernews.com
Why BofA is calling for 2 more rate hikes in 2026

Bank of America thinks the Federal Reserve has just kicked off a hiking spree heading into the end of the year.

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Sep 19 • 5:45 AM EDT • Business • businessinsider.com
Local Burbank business remembers NewsChopper 4 pilot George Marciniw

NewsChopper 4 pilot George Marciniw remembered by Burbank business. Brittany Hope reports for NBC4 at 5 p.m. on Sept. 18, 2026.

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Sep 18 • 9:11 PM EDT • Business • nbclosangeles.com
Boyer appointed to ABA Emerging Leaders Council

Devin Boyer, senior vice president and Central Iowa market leader for Nicolet National Bank in West Des Moines, has been appointed to the American Bankers Association’s Emerging Leaders Council for the 2026-27 association year. The council works to identify, connect and develop current and future banking leaders and helps guide ABA programming related to leadership…

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Sep 18 • 4:23 PM EDT • Business • businessrecord.com
United Bank hires Phil Poliquin to lead government contracting business

Phil PoliquinUnited Bank, a subsidiary of United Bankshares, Inc. (NASDAQ: UBSI), has announced that Phil Poliquin has joined the Bank as senior vice president and managing director of Government Contracting (GovCon), leading the next phase of growth for United’s GovCon business across the Bank’s footprint.United has a longstanding history of serving government contractors and meeting the dynamic banking needs of companies supporting federal, state and commercial markets. Building on that foundation, the Bank is establishing a dedicated GovCon team led by Poliquin. The new team will bring together bankers from across United's footprint under a focused strategy designed to deepen industry expertise, strengthen client relationships and expand the Bank's presence in this important market.“Government contractors operate in a complex and highly specialized environment, and Phil understands that environment from multiple perspectives,” said United Bank Chief Commercial Lending Officer Mike Proctor in a press release. “His extensive commercial banking experience, combined with more than two decades of military and government service, brings tremendous depth and expertise to our team. We’re excited to have his leadership and insight as we continue strengthening how United serves our GovCon clients across the nation’s capital and beyond.”In his new role, Poliquin will lead United’s GovCon lending strategy and a team of specialists, with a focus on deepening client relationships and expanding the Bank’s presence in the government contracting and defense sectors. He will also serve as a subject matter expert across the organization, partnering with bankers across United’s footprint to support GovCon clients and opportunities.“Government contracting has long been an important part of the economy across the Washington region, and we believe it remains an attractive sector for growth,” said United Chief Executive Officer Richard M. Adams, Jr. in a press release “As the needs of these companies continue to evolve, investing in specialized leadership strengthens our ability to build on our established presence, expand how we serve this market, and pursue new opportunities.”Poliquin has a decade of experience in commercial banking, most recently serving as executive director of Aerospace, Defense, and Government Services (ADG) commercial banking at JPMorgan Chase. In this role, he led a team responsible for providing specialized financing and treasury advice to federal government contractor companies across the nation. Previously, he also held senior leadership positions at Bank of America.Prior to his banking career, Poliquin served 24 years in the U.S. Navy, retiring at the rank of Captain in 2013. A Naval aviator, he flew more than 100 combat missions in operations around the world and served in senior leadership positions, including as commanding officer of an F/A-18 Super Hornet squadron, leading more than 250 personnel during two combat deployments. He later joined the Intelligence Community as a program manager at the National Reconnaissance Office and contributed to the development of the Navy’s unmanned aircraft system strategy.“United has a strong foundation in government contracting, and I’m excited about the opportunity to build on that foundation by expanding our industry presence, deepening relationships, and developing a team with specialized expertise focused on serving government contractors,” said Poliquin in the release. “The goal is to be a trusted resource for growth-oriented companies that need a banking partner who understands what they do, where they’re headed and can help them navigate the opportunities and complexities of this market.”Poliquin holds a bachelor’s degree in mathematics from the University of Oklahoma, a master’s degree in national security strategy from the U.S. Naval War College, and an MBA from the University of North Carolina at Chapel Hill’s Kenan-Flagler Business School.

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Sep 18 • 4:12 PM EDT • Business • bizfayetteville.com
First look: New renderings show exhibit spaces at MOSH's new museum

New renderings released by MOSH show some of the museum's exhibit spaces at its planned Northbank facililty.

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Sep 18 • 3:37 PM EDT • Science • jacksonville.com
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Credit unions bulk up a business that banks long dominated

Citadel Credit Union recently closed a $50 million loan on a Philadelphia office tower. It's part of a trend, as credit unions build their commercial real estate lending businesses.

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Sep 18 • 3:31 PM EDT • Business • americanbanker.com
Global Credit Union Hires Northrim Exec

Bill Bailey, a senior vice president at Northrim Bank, has joined Global Credit Union as Senior Vice President, Business Banking.

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Sep 18 • 2:02 PM EDT • Business • akbizmag.com