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From Netflix to Building Malaysia’s Sports Media
From Netflix and ESPN to launching a sports media company in Malaysia, Cedarville alumni Ernest Toh and Ian Chan are using human-centered storytelling to inspire...
4 lessons I hope Apple's foldable iPhone takes from the Samsung Galaxy Z Fold 8
If we do get a foldable iPhone soon, I hope it follows Samsung's lead on a few things.
Scientists challenge a 70-year-old “lizard brain” myth
A long-standing picture of brain evolution as newer, rational layers stacked on top of an ancient “lizard brain” may be deeply misleading. Researchers found that evolution instead appears to balance two competing styles of brain wiring, expanding one while shrinking the other depending on what an animal needs to survive.
Top salaries at Aunt Martha’s 2024
Aunt Martha’s Health & Wellness is a federally qualified health center that delivers integrated community health care that connects medical, behavioral and social support.
Top salaries at Aunt Martha’s 2024
Aunt Martha’s Health & Wellness is a federally qualified health center that delivers integrated community health care that connects medical, behavioral and social support.
House Democrat to launch challenge to Trump’s ‘Lake America’ order
Debbie Dingell plans to introduce her ‘Hands Off Our Great Lakes Act’ today following president’s latest escalation in US-Canada trade war
Galaxy S24’s new software update goes global
It is the last day of the month, and Samsung is rushing to roll out this month's security update for several Galaxy smartphones and tablets. After releasing the
Ocala CEP highlights Black Business Month Resource Fair
We highlight one expo which brought networking opportunities to Ocala in the Weekly Buzz.
Students connect over niche interests at Marine Science Club
The University of Alabama offers over 200 majors for undergraduate degrees, but one of the rarest is marine science. Since Tuscaloosa is not a coastal city, it can make some of the coursework unconventional. The Marine Science Club, however, makes it streamlined. While the Marine Science Club is open to all majors, it provides valuable...
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Here's a look inside Epicenter's Downtown Memphis office
Non-profit consulting and coaching group Epicenter has helped hundreds of businesses get off the ground. Here's how they do it.
4 Compact Tablets Perfect For Reading And Entertainment
Compact tablets strike the perfect balance between immersive entertainment and portability, so we've picked some great options from Apple, Lenovo, and Samsung.
Infirmary Health says it has received more than $5 million to expand rural health care.
Infirmary Health says the grants are among 138 awards totaling more than $144 million announced Aug. 24, 2026, by Gov. Kay Ivey.
Talarico Is Out-Fundraising Paxton and Flooding the Airwaves in Texas Senate Race
The Democratic candidate is on the offensive, giving his party hope in the deep-red state.
Politics Now: August 29, 2026
This week on Politics Now with host John Langeler: Nevada sues over the Colorado River plan House Speaker Michael Johnson campaigns in Las Vegas Nevada Senator Catherine Cortez Masto on escalating …
GeForce RTX 3080 Drops From 138 FPS to 4 FPS When DLSS 5 Neural Rendering is Enabled; Reports Confirm Similar Performance Drop With RTX 30 Series
DLSS 5 Neural Rendering runs on RTX 30 series but suffers a 97% FPS drop, making it unplayable, while RTX 50 series officially supports it
Ultra-thin aramid protection: Pitaka cases for the Samsung Galaxy Z8 Series review
In-depth hands-on review of the Pitaka Classic aramid fiber cases for the Samsung Galaxy Z Fold8 & Flip: fit, build quality, 3D-Grip, and MagEZ in detail.
The art of balancing formal business communication with authenticity
Senior Staff Writer Anna Mammarelli writes that professionalism need not come at the expense of personality.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Weekly Cupcakes: Reactions as Makar re-signs
Colorado Avalanche News News Around the League
NASA’s Nancy Grace Roman space telescope launches
During its five-year primary mission, Roman is expected to observe billions of stars and galaxies, 100,000 exoplanets, and more.
How the billionaire tax backers plan to combat a cash avalanche
The campaign to enact a billionaire tax in California is hoping to counter their cash disadvantage with a type of voter outreach that has never been attempted at this scale.
Gaylord — you never check in, but still pay
I go to a lot of conferences, often in beautiful cities I never actually see. Friends hear where I’ve been and ask depressing questions like, “Did you visit the famous museum?” No. I saw Ballroom C, the lobby bar and took out a loan to buy a Caesar salad. Having experienced some of the world’s […]
Will the Real Dan Sullivan Please Stand Up?
A U.S. Senate race has revealed just how many Alaskan men have the same name.
MoonPie Over Mobile set to announce entertainment for New Year’s Eve
And the Facebook post says the announcement will be made live during the Mobile City Council meeting at Government Plaza.
Does microwaving food make it unhealthy? What the science says
There is something about the microwave that makes it seem less wholesome than a stove. Perhaps it is the speed, the strange humming sound or the long-running fear that radiation somehow gets into the food. But when scientists look at what actually happens inside a microwave, the story is considerably less alarming. Microwaving food does not make it radioactive or inherently unhealthy. In fact, research suggests that, for many foods, microwave cooking can preserve nutrients as well as, or sometimes better than, conventional cooking. Scroll down to read more....
Windows 11 is warning people that Defender Antivirus has been turned off, but don't worry, says Microsoft
It might be a false alarm.
James Talarico visits Fort Worth with Mark Cuban to discuss healthcare
FORT WORTH, Texas — While on a 25-mile campaign walk from Taylor, Texas, to Round Rock, Texas, James Talarico got fatigued and nauseous and went to the emergency room the
Vicariously hike the Appalachian in the gorgeous A Trail Tale
A Trail Tale is an interactive trail journal inspired by Sierra point-and-click adventures and Oregon Trail.
Seattle Seahawks Trevon Diggs’ Role Emerges After Preseason Finale
Seattle Seahawks cornerback Trevon Diggs seemingly entered into a conversation for a starting role after his performance in Friday’s NFL Preseason Finale against the Kansas City Chiefs. Diggs signed a one-year contract for the minimum salary with the Seattle Seahawks a few weeks ago. He originally appeared as a depth option while the Seahawks await […] The post Seattle Seahawks Trevon Diggs’ Role Emerges After Preseason Finale appeared first on HEAVY.
NASA’s Roman Space Telescope is about to change how we see the universe
NASA’s Nancy Grace Roman Space Telescope is set to give scientists an unprecedented wide view of the universe, helping investigate dark energy and dark matter, chart the evolution of galaxies and aid in the discovery of planets beyond our solar system.
Tim Steller’s column: Choosy Tucson governments seek ideal business fit
The Tucson area’s economy is in a malaise. Still, after last summer’s data-center debacle, elected officials are being choosy, maybe too choosy, about which industries to court.
September At SALA Brings Movies, Community Events, Science, Music And More To Los Alamos
SALA NEWS RELEASE SALA Los Alamos Event Center is welcoming the fall season with a full September lineup featuring family programming, classic films, new releases, special screenings, live performa…
The Galaxy Z Flip 8 is at its best when there’s friction
Not every app suits the small screen.
Byron Donalds, Bill Maher discuss Lindsay Clancy, Jed York
The Congressman balanced tragedy and levity.
Ala. health system opens operations center with plans for up to 250 jobs
Huntsville Hospital Health System and Marshall Medical Centers opened a 32,000-square-foot operations hub in Arab to support scheduling, billing, customer service and other health care functions
Jose Mourinho: “The Ballon d’Or has politics, and if politics gets involved, I don’t like it so much”
Mourinho spoke to the media before Malaga.
Gut health scientist's simple rule for making balanced smoothies
A gut health scientist and dietitian has a smoothie most afternoons as a quick and easy way to eat more fiber.
Siemens CEO Roland Busch's seven rules for getting things done
Roland Busch, the CEO of Siemens, manages work life balance by prioritizing email management and efficient meeting strategies, enhancing productivity.
This Appalachian memoir author is running as a Democratic contrast to JD Vance
Beth Macy is challenging Rep. Ben Cline in a bright-red Virginia district, hoping her own story and the stories she told about the region will win back rural and working-class White voters.
907 Sports: A new bell rings in gameday at Colony
On this episode of 907 Sports, Colony and Palmer collide in a cross-town matchup surrounded by gameday traditions old and new. Plus, other news from around the Alaska high school sports world, and a look at second chances in the NFL.
Once again, a Manchester City maestro showed why he is a box office performer
Manchester City beat Crystal Palace 4-1 at Selhurst Park last night. A brace each for Rayan Cherki and Erling Haaland helped Enzo Maresca’s side see off Pierre Sage’s side. City also made it two w...
907 Sports Tailgate Tour: Colony, Palmer meet in rare cross-town clash
Week 3 of the Alaska high school football season is a yearly opportunity for teams to square off against unfamiliar opponents from different divisions within the state, or even out-of-state foes.
In the age of AI, is math the new CS degree?
Computer science was long respected as the degree with the most competitive salary. But as AI wipes out the tech sector, math might be the new safe bet.
Tom Begich says he will withdraw from Alaska governor’s race
The move paves the way for Jonathan Kreiss-Tomkins to be the only Democrat on the November ballot.
Politics Unplugged Podcast: Headline roundup with Jim Small
Arizona Mirror editor Jim Small joins us to talk about new poll numbers, and shenanigans with candidates running under the Green Party name. Then Dennis and Colin talk about the weird political attacks on the WNBA.
Throwing service members a mental health lifeline
PORTSMOUTH, Va. (WAVY) — A Navy sailor aboard the USS Abraham Lincoln faces potential disciplinary action, including having their salary reduced by half, after surviving a suicide attempt whi…
Hughes due extension after Makar signs record-breaking deal
The Minnesota Wild’s clock is ticking to get defenseman Quinn Hughes signed after seeing Colorado Avalanche defenseman Cale Makar get a contract extension today. Makar signed a historic 8-year deal worth $163.4 million, which makes him the highest-paid player in NHL history. He’s the first NHL skater to be making over $20 million as an […] The post Hughes due extension after Makar signs record-breaking deal appeared first on HEAVY.
Avalanche Set NHL History With Massive Cale Makar Extension
After weeks of speculation as to what his next contract could look like, the Colorado Avalanche and defenseman Cale Makar have come together on an extension that has officially set NHL history.On Friday, the Avalanche announced that they have signed Makar to an NHL-record $163.2 million contract extension over eight seasons. This means that Makar […] The post Avalanche Set NHL History With Massive Cale Makar Extension appeared first on HEAVY.
NASA is preparing to launch the Nancy Grace Roman Space Telescope. Here's what to know
NASA plans to soon launch a new space telescope that will survey a billion galaxies to trace how the universe evolved over time, all courtesy of America’s spy program and decades of research into detector technology. Once in position, it will take data that astronomers hope will help answer some of the field’s most puzzling questions.
Colorado Avalanche sign Cale Makar to largest contract in NHL history
The Colorado Avalanche signed Cale Makar to a $163.2 million extension, making him the highest-paid player in NHL history, his agency said Friday.
Maresca salutes 'unbelievable' Cherki after Man City star sinks Palace
Enzo Maresca hailed Rayan Cherki's "unbelievable" performance in Manchester City's 4-1 thrashing of Crystal Palace on Friday."His performance off the ball was unbelievable.
Alaska campaign watchdog says Treg Taylor should not be allowed to run for governor
A state commission says Taylor, a former attorney general, failed to file a financial disclosure as required by law.
Yankees Mailbag: Bullpen fatigue and salary cap concerns
The Yankees have help coming for the ‘pen, but is it too far away to save the current arms?
Eastern Washington agents balance business and wildfire disaster recovery
Residents who escaped the Eastern Washington wildfires now face insurance claims, temporary housing and difficult decisions.
Opinion: Alaska’s science is strange enough without the conspiracy theories
Alaska’s research facilities do remarkable work. Causing earthquakes and controlling the weather isn’t part of the job description.
Samsung Galaxy S26 series receives seventh One UI 9 beta with Galaxy Z Fold8 series' features
This was a surprise, as the sixth beta was released just a few days ago. Samsung released the sixth One UI 9 beta for the Galaxy S26 series earlier this...
Rep. Crockett says she’ll be campaigning ‘downballot’ instead of with Talarico
The congresswoman, who lost the primary Senate race to state Rep. James Talarico, did not mention him by name.
Local nurses protest against company that works with ICE
National Nurses United organized a protest against Palantir, a software company associated with immigration enforcement
Jasmine Crockett has no plans to campaign for James Talarico
Jasmine Crockett tells Laura she will not be campaigning with James Talarico in the closely-watched Senate race in Texas. Crockett says she’ll be supporting down ballot candidates in the midterms who are often overshadowed.
Giants WR Malachi Fields' fantasy stock is rising
The latest on Giants WR Malachi Fields.
Extended HLs: Crystal Palace v. Man City MWK 2
Enjoy full-match highlights from Manchester City's visit to Selhurst Park to take on Crystal Palace in Matchweek 2.
A sea cucumber venture in Zanzibar seeks to balance business and conservation
PEMBA, Tanzania — Like many coastal communities across East Africa, the residents of Shamiani have grown accustomed to watching the sea yield less and less. Warming waters, degraded marine habitats and decades of fishing pressure have all taken a toll on the resources that once sustained local livelihoods, according to community members. On Tanzania’s Pemba […]
John Cornyn is raising money for competitive Senate races
The GOP senator said he plans to use his considerable fundraising prowess to help colleagues in New Hampshire, Michigan, Alaska and elsewhere.
Inside Alabama Politics
Welcome to a new edition of Inside Alabama Politics! And a special welcome to new subscribers who have found your way here. For those who are new here, longtime Alabama politico David Azbell authored a great post on his Art of Alabama Politics about the history of IAP going back to its founder, Bessie Ford. […]
As a measles outbreak escalates in Pennsylvania’s Amish Country, exposures rattle people at risk
Measles is showing up in places where people who can’t be protected have to live, work or go to school.
Glacier collapse that caused Nepal floods was linked to climate change, scientists say
Climate change is making the Himalayas more dangerous, creating a slew of increasing hazards in Nepal.
Galaxy S26 series gets seventh One UI 9.0 beta update
Samsung has released the seventh beta version of One UI 9.0 for the Galaxy S26, Galaxy S26+, and Galaxy S26 Ultra. According to the changelog, it brings three c
Norway awaits news on health of 89-year-old King Harald
Norway on Friday awaited news from the royal palace on the health of King Harald, the 89-year-old monarch who has been hospitalised for more than 10 days and who was said on Thursday to be in a very serious condition.
Steelers Now Postgame: Bills 28, Steelers 27 (Preseason Week 3)
Pittsburgh Steelers Postgame: Join Alan Saunders and Jobe Morrison from Acrisure Stadium after the Steelers’ preseason loss against the Bills […] The post Steelers Now Postgame: Bills 28, Steelers 27 (Preseason Week 3) appeared first on Steelers Now.
Caesars Entertainment Launches Ball Rush Jackpots™ in New Jersey, the Latest Proprietary Online Title from Empire Creative™
New ball-and-peg style online casino game combines customizable gameplay, layered bonus features and dynamic jackpot opportunities LAS VEGAS (Aug. 28, 2026) Caesars Entertainment, Inc. (NASDAQ: CZR) (Caesars) today announced the launch of Ball Rush Jackpots(tm) , a new ball-and-peg style online casino game developed by Empire Creative(tm), the Company's in-house game development studio. Now live in New Jersey across Caesars Palace Online Casino, Caesars Sportsbook Casino and Horseshoe Online Casino, Ball Rush Jackpots is expected to become available in additional jurisdictions where Caesars offers online casino gaming following regulatory approval. The title expands Caesars' growing portfolio of proprietary online casino titles, following the successful launch of Ca$hline(tm) earlier this year and further diversifying the Company's lineup beyond traditional slots and table games. Ball Rush Jackpots follows the traditional ball-drop gameplay
The Literacy Crisis Reaches Dog-Bear Science
“New analysis of more than 300 bear encounters suggests our canine companions often increase odds of conflict and rarely serve as early warning systems many recreationists assume,” reads a subhead in Mountain Journal. The thing is, that study reaches no such conclusion. But you have to read beyond the abstract to understand that. Mountain Journal is not alone. Let’s look at a brief list of takeaways published elsewhere just to establish that none of them seem to know how to read science. Wes Siler’s Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe Here’s CBC: “A new peer-reviewed study, The Canine Conundrum: Is a Dog a Help or Hindrance in Bear Country?, dug into conflicts similar to what the video depicts, by analyzing 326 reported human-bear conflicts from 1901 to 2023 involving dogs.” “The study found 54 per cent of conflicts were started by dogs. In the encounters researchers included in the study, five people and 56 dogs were killed, and 170 people were injured.” “Lana Ciarniello, an independent researcher who co-authored the study, said researchers found when a person goes hiking with at least one other person, the odds of a negative bear encounter decrease by 50 per cent.” “However, when a dog is involved, the chances of a negative bear encounter increase because ‘a dog really adds a chaotic factor into the mix of recreation,’ said Ciarniello.” Again, the study finds no data supporting that conclusion. “Hiking with your pet dog may make you feel safer in bear country—but a hiker’s recent encounter and a new study prove that the numbers don’t add up,” writes Backpacker, which is now part of Outside. The numbers don’t add up to support this take. There’s plenty more examples, but all are equally dumb, so I’ll stop there. How did so many people get this so wrong? Three reasons: 1) the study is published behind a paywall, with only the abstract freely available. 2) the methodology sets out to create work relevant to a hyper-specific audience, not the public. And 3) the dataset studied is almost absurdly limited and doesn’t bear (get it?!) comparison to wider information. Let’s work through all three. The Problem is Money I understand the irony, since I’m writing about this on a subscription-model newsletter, but information wants to be free. The study is published by The Wildlife Society and costs $16 to access. Reprinting it is specifically prohibited by the terms of use, so I can only share snippets and my conclusions with you here. Having worked as a journalist for 24 years, I can report with some authority that journalists are both lazy and cheap. I don’t think it’s a stretch to say that much of the material you’re seeing written about this study is drawn from the freely-available abstract (above) only, and not a deep dive into its methodology or data. And that’s a problem, because abstracts are where researchers are able to break from their numbers and editorialize their opinions about conclusions. So what’s getting reported isn’t based on numbers, it’s based on an opinion designed for a specific audience, not the general public. Hell yeah ladies, kick that bear’s ass. The Methodology is Designed to Support a Predetermined Conclusion One of the biggest issues with the science that everyone likes to cite about bear spray’s efficacy is that no one understands that study was designed for a specific audience, looking for a specific answer. And since that audience is not the public, and our safety was not the question being asked, its conclusion is rendered irrelevant to our needs. Yes, I’m talking about Efficacy of Bear Deterrent Spray in Alaska, which was created by Tom Smith and Stephen Herrero, two of the same scientists who put together this dog-bear conflict analysis. In the spray study, the purpose was to present relevant agencies with the information they needed to issue their field workers with bear spray. As such, incidents where people were unable to access the spray or similarly failed to get it deployed in time were excluded from the results, and only incidents they deemed successful were included. Could a ranger roll down their vehicle’s window and scare a bear away from a dumpster by spraying it? Turns out the answer was yes, and that was good enough for the purposes of that study. The sample size of actual bear attacks—the thing you and I would want bear spray to provide a solution to, was too small to draw conclusions from, and didn’t indicate success in that role. Is a Dog a Help or Hindrance in Bear Country? has similar limitations. “Insights provided here are intended to help wildlife managers create effective guidelines regarding the presence of domestic dogs in bear habitat,” is explained clearly by the study’s text. To conduct the study, Smith and Herrero went looking for publicly available reports of dog-bear conflicts: “All incidents included in our analysis involved at least one bear, one dog, and one person who was at immediate risk of injury (e.g., not in a protective structure such as a cabin or vehicle), injured, or killed,” explains the report’s methodology. Why is that a problem? “We recognize that data used in this study are biased in that people generally only report adverse interactions with bears, not benign ones. Consequently, we assume that for the most part, people and their dogs pass through bear country without incident.” As was the problem with the bear spray study, people are drawing conclusions here from a study that was never intended to be relevant to the general public. The Smith-Herrero database famously excludes Alaska’s Defense of Life and Property records, which are elsewhere considered the largest and most authoritative source on human-bear conflict. The Dataset is Absurdly Limited A 2009 study conducted by the Washington Department of Fish & Wildlife estimates that each year there are at least 43,000 documented complaints of human-bear conflict across North America. Is a Dog a Help or Hindrance in Bear Country? Examined those reports for years ranging from 1901 to 2023, and only managed to find 326 such incidents that met the criteria explained above. Let’s do some quick math, poorly. 43,000 incidents x 122 years = 5,246,000 total incidents of documented human-bear conflict. Smith and Herrero were only able to find 326 incidents that met their criteria for dog+human+bear+risk or occurrence of injury. That means there’s a 0.006 percent chance that the study’s conclusion—that dogs make bear encounters more dangerous—even gets a chance of occurring. And remember, that’s only in documented conflicts. There’s no way to know how many people across North America run into a bear in any given year without any conflict, but it’s probably safe to assume that the total number is well in excess of 43,000. And, dig deeper into the study and you can find further restrictions that skew its conclusions even more. “While the people involved in these incidents did not report the level of training their dogs had received, it is our assumption that most were untrained companion dogs as opposed to well-trained bear dogs, such as Karelians and livestock guardian breeds that have proven to be significant aids in bear country,” the study’s methodology explains. And that’s a problem, because an ongoing study here in Montana is finding that the simple presence of a Kangal like our youngest dog Teddy can reduce visits to private property from grizzly bears by 87.8 percent. In addition to being a badass, Teddy is also a companion animal. And in my admittedly limited sample size of the three dogs currently present in our living room, she’s no more effective than her mutt brothers. Plenty of people own a dog capable of deterring bears, even if they didn’t set out to own a bear dog. The real purpose of this study appears to be a recommendation that leashes are mandated and recreationists pursue training in their deterrent of choice. But that doesn’t make for sensational headlines. Are There Any Real Takeaways Here? Let’s throw some numbers around, just to try and get our hands around what the larger picture might look like for bears and dogs here. The American Veterinary Medical Association estimates that 42.6 percent of American households own a dog. The Canadian Animal Health Institute says roughly 35 percent of households in Canuckistan own a dog. In an attempt to create the worst possible result for dogs, let’s run with that 35 percent number. And given that outdoorsy and rural people are more likely to both own a dog, and have bear encounters, let’s just make a giant assumption and apply that number to those 43,000 conflicts documented annually. If 35 percent of 43,000 human-bear encounters involve a dog, then we can assume that at least 15,050 dog-bear conflicts are occurring annually in North America. 15,050 x 122 = 1,836,100. Smith and Herrero were only able to find 326 incidents that met their human, dog, chance or occurrence of injury criteria across 122 years. And only 170 documented human injuries. So, with all the obvious caveats about these numbers in no way describing reality beyond narrow study parameters, what they actually found is that your risk of injury if your dog tangles with a bear is only 0.009 percent. I’ll take those odds next time I’m hiking my dogs in bear country. Top photo: “Superintendent Horace Albright, eating pancakes with bears, at Lake Lodge, Yellowstone National Park.” NPS. A journalist with more than two decades of experience working around the world, Wes Siler is here to cut through the outrage and disinformation to bring you the factual, insightful, actionable reporting you need to understand what’s going on. Upgrading to a paid subscription supports this reporting, and buys personal access to Wes, who will help you save money on gear, plan outdoor adventures, and prepare for real life, and who promises he’s less salty in real life than he sometimes comes across as on the Internet. Wes Siler’s Newsletter is a reader-supported publication. 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Although US President Donald Trump still harbours ambitions to take over Greenland, for US researchers his actions seem to have had the opposite effect. Over the summer, Greenland’s two largest research institutions, the Greenland Institute of Natural Resources and the University of Greenland, both announced policies of not starting new research projects with US researchers.Both institutions cite a mistrust of the US as a motivation for the decision. At the University of Greenland, the change of policy has already led to the rejection of specific proposals for new collaborations, rector Mari Kleist told Science|Business. “The reason is the changed political situation between the US and Kalaallit Nunaat [Greenland], and the uncertainty that the American interest in Kalaallit Nunaat has created,” she said.For the Greenland Institute of Natural Resources, a partially state-funded environmental research institution, the decision was also prompted by a lack of trust in US intentions. In a July interview with local broadcaster KNR, director Josephine Nymand cited concerns about data ownership, US “influence operatives” and social media monitoring of researchers entering the US.The Greenland Institute of Natural Resources has long collaborated with the US National Science Foundation (NSF). The policy change will not affect these existing partnerships but will apply to collaborations with new, “unknown” partners, Nymand said. At the University of Greenland, the policy is the same.The changes come amid proposals of severe cuts to the NSF, which would likely also see the US research presence in Greenland reduced. In spite of this, when asked about the Greenlandic policy change, the NSF remained optimistic of its continued presence in Greenland.“We are grateful to our partners in Greenland for their collaboration in advancing scientific knowledge and training the next generation of researchers. NSF remains committed to the long-term collaborations with Greenland that enable scientific research near communities and on Greenland’s ice sheet,” an NSF spokesperson told Science|Business.Fewer US researchers in GreenlandMost research published on Greenland is on natural science topics such as the cryosphere, ice dynamics, permafrost and climate change. In recent years, US researchers have been the most prolific publishers on Greenland.The US research presence in Greenland goes far beyond the capital of Nuuk, where the two research institutions are located. It includes the Pituffik Space Base in northwest Greenland, various projects in settlements and research stations along the coast, as well as research stations on the Greenland ice sheet itself.The largest of these sites, Summit Station, is located at the highest point of the Greenland ice sheet, about 3,200 metres above sea level, and since the 1980s it has been used for drilling cores out of the ice sheet. These ice cores provide valuable information on the global climate going back at least 100,000 years. About 30 kilometres from Summit Station, the Danish-led Greenland Ice-core Project (Grip), funded by the European Research Council, is also drilling ice cores. Although they initially competed, the relationship between the two research teams has “long been amiable,” Jørgen Peder Steffensen, a Danish researcher who has been part of Grip for more than 40 years, told Science|Business.However, since Trump took office in early 2025, Steffensen has noticed a reduction in US research in the country. “Several of our American partners did not make it into the field this year. Their field seasons were cancelled because they lacked the budget,” he said.He ascribed part of the reduction in US researchers to a renovation of Summit Station. “A very large share of NSF funding has gone into renewing the station. Money has been taken from research and allocated to rebuilding it,” he said.A report published in August by Arctic Hub confirms Steffensen's observations of fewer US researchers. It shows that US research publications on Greenland took a dip towards the end of the period spanning 2015 to 2024. In 2024, before Trump took office, the number of publications had fallen from an average of about 250 articles a year, to just 164, second behind Canada at 169.Data from the NSF logistics provider Battelle also shows a reduction in US research presence in Greenland in recent years. In 2023, Battelle counted 48 projects across 78 locations, but in 2025 that number had fallen to 40 projects across 38 locations. And while relations with US personnel in Greenland have remained strong, some tensions have arisen since Trump took office. “On a personal level, there is nothing. But it’s hanging in the air. It hangs unspoken,” Steffensen said.Cutting ties with US researchers entirely would come at a higher cost for the ice core researchers than the Nuuk-based institutions. To get cargo to and from their bases, both Grip and Summit Station rely on unique, ski-equipped Hercules LC-130 aircraft operated by the New York Air National Guard. Without these, maintaining a research base on the Greenland ice sheet would not be viable on current budgets, Steffensen said. “[If the Hercules planes were not available], we would have to think outside of the box. We would have to use smaller planes, and we would have to build a base closer to the coast. But staying in our current location would be too expensive and it would create a huge carbon footprint,” he said.Suspicious people in NuukIn her explanation of the severed US ties, Greenland Institute of Natural Resources director Josephine Nymand compared the decision to past situations when the institute had to cut ties with China and Russia, the latter due to Russia’s full-scale invasion of Ukraine in 2022. And although the current situation is less severe, the comparison reflects the seriousness with which Nuuk sees the US threats. “From Greenland’s perspective, the US may not look so different from Russia right now: a much larger neighbouring power threatening to invade,” Lin Alexandra Mortensgaard, a researcher of international politics in the Arctic at the Danish Institute for International Studies, told Science|Business. “From a European perspective, it is not a comparable situation, because we are entangled with the US on all possible fronts and do not want to destroy more than is absolutely necessary. But from Greenland’s side, there may well be a need to send a clear signal to the US,” she went on. Suspicions have been fuelled by instances of Trump-affiliated people in Greenland trying to persuade Greenlandic citizens to support a US takeover. The most prolific among them is Tom Dans, a former venture capitalist and pecan farmer who was appointed by Trump as the chair of the United States Arctic Research Commission. Observers fear that he is now using research to achieve a US takeover.“Greenland is a small society with a small population, so when Americans with unclear affiliations wander around, trying to be good friends with people, and you don't know what they want, that creates mistrust. This probably played into the research institutions taking these drastic steps,” Mortensgaard said.Related articles:The US ‘golden age’ science strategy: what Europeans need to knowEU polar research melts into the backgroundAnchor Greenlanders in Arctic climate research, experts tell EU ahead of policy updateAnd although Greenland’s population is small at just 57,000, for Mortensgaard, it serves as a microcosm for the geopolitical situation as a whole: global powers fighting for their interests to the detriment of the common interest. Arctic research already suffered when collaborations with Russia broke down in 2022, she said, so a split with the US would be a serious hit to climate science.“The Arctic climate system does not respect borders or geopolitical divides. When collaboration across those lines suddenly becomes impossible, it is a huge problem for knowledge production,” she said. European alternatives?The Greenland Institute of Natural Resources is funded partly by research grants from external sources like the NSF. To replace the US funding, the institute will have to look for alternative revenue sources, and Nymand said that she is looking to Europe for those. Aside from Denmark, of which Greenland is formally a part, she also noted increased interest in research collaborations from the UK, France and Switzerland. Kleist of the University of Greenland told Science|Business that it was too early to say if the severed US ties would lead to more collaborations with Europe. Meanwhile, Mortensgaard believed that the tensions in Arctic research could well leave room for closer European partnerships, or stronger links with Canada. “I spoke to Canadian researchers who had long-standing relationships with American colleagues and who collaborated with the US Navy, but who had gotten worried that their data on sea ice could be used if Trump suddenly decided to follow through on his threats of invading,” she said. “Like Canada, I think Greenland is considering creating closer ties to Europe and I think European capitals will be open to this,” she said.
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