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DEVO Mark Mothersbaugh on 1970s Pop Band Predicting Today’s Politics
The veteran composer discussed his eclectic artistic career combining film and music at the Vancouver Film Festival.
Flutter Entertainment: We Double Down (Rating Upgrade)
Flutter stock is down 20% since May. See why FLUT's FanDuel investment, international diversification, prediction markets & cost savings improve risk/reward.
Red Sox get bad $10 million Sonny Gray free agency prediction
This could hurt Boston's starting rotation.
Argonne-Led Campaign Aims to Improve Midwest Storm Predictions
A new U.S. Department of Energy research campaign will deploy advanced instruments from Ames, Iowa, to Chicago, Illinois, to study how differences in land surfaces, from farmland to cities, impact the formation and intensity of energy-disrupting storms. LEMONT, Ill., Oct. 7, 2026 — Every year, destructive storms cause billions of dollars of damage to homes, […]
Guardians vs White Sox predictions. Who wins ALDS Game 3?
With the Guardians facing elimination, here are our predictions for ALDS Game 3 against the White Sox.
Pittsburgh Opens as Only Four-Point Favorites vs. UNC
Oddsmakers predict a narrow clash as the undefeated Pittsburgh Panthers host a struggling North Carolina Tar Heels squad.
Steel mill politics will be about predictions, not reality
Two views about Iowa's steel mill plans are emerging, but assessing who's right will take longer than the current campaign, writes Steffen Schmidt.
‘Crystal Ball’ – Sports Media Analyst Predicts Fox Will Lose Greg Olsen, Prompting a Drew Brees Promotion and ESPN Star Getting Poached
With the NFL season well underway, it appears the broadcasting world could see a couple of shakeups. With Tony Romo’s exit from CBS, attention is also turning to other player-turned analysts, including Greg Olsen’s situation at Fox, which is expected to create a ripple effect in sports broadcasting.
Abdul El-Sayed is certain he’ll win Michigan’s Senate race. Some key Democrats quietly aren’t so sure
Abdul El-Sayed predicts that he will win the Michigan Senate race by 7 points.
Election prediction moves NC left + Will AI drive voters to the polls?
Plus, where do Cooper and Whatley stand on AI?
Memphis Grizzlies Predicted to Have Poor Record This Season
The Memphis Grizzlies will likely struggle this season.
Atlanta Hawks Predicted to Regress This Season
The Atlanta Hawks are predicted to regress this season.
Predict the Packers’ record in NFC North games in 2026
The Packers can take a big step back into the NFC North race next Sunday, but will they?
Cavaliers Granted High Win Total Prediction Entering Crucial NBA Season
The Cleveland Cavaliers are again being viewed as a top team in the NBA entering the season.
Hornets Land Curious Win Total Entering 2026-27 NBA Season
The Charlotte Hornets have been given a surprising win total prediction coming into the new season.
Pacers Given Interesting Win Total Despite Tyrese Haliburton Return
The Indiana Pacers have been given an interesting win total prediction entering the new NBA season.
Where USA TODAY Sports sees Florida playing its bowl game after Week 5
The Florida Gators have fallen out of USA TODAY Sports' College Football Playoff predictions and are now projected to play in this in-state bowl game.
Scientist who hunts mysterious ghost particles in the Antarctic ice wins Nobel Prize for physics
Francis Halzen said it was predicted that he would win the prize, but the announcement still made him feel “strange.” The 82-year-old scientist is affiliated with the University of Wisconsin–Madison in the U.S.
Brazil: Lessons from a Disaster
By Antonio Martins (Outras Palavras) Defeats become deeper and more prolonged when we misunderstand what caused them, avoid correcting course, and embrace “solutions” that only compound our mistakes. Lula’s government and the Brazilian left suffered a disaster in Sunday’s election. Contrary to every poll, the president finished the first round 2.2 million votes behind Flávio Bolsonaro—and, more significantly, 3.4 million votes below his total four years ago, when the machinery of the state was working against him and in favor of his opponent. His vote share declined in 98 percent of Brazil’s municipalities. The PL, the main party of the far right, elected 121 deputies and 28 senators, becoming the largest caucus in both houses of Congress. The parties aligned with the Centrão—Brazil’s bloc of transactional center-right parties—were somewhat diminished, but will still hold roughly 250 seats in the Chamber of Deputies and 35 in the Senate. That will make it easier to assemble the majorities needed to amend the Constitution or impeach Supreme Federal Court justices. If elected, Flávio Bolsonaro could appoint four members of the Court, substantially altering its internal balance of power. What produced these results? How can the far right be prevented from consolidating them into a prolonged political hegemony? And what is the essential change of direction the left now needs? Explaining the Disaster Across the commercial media and the exuberant chaos of digital platforms, interpretations are multiplying. Some focus on specific episodes: Lula’s absence from the Globo debate, his very close relationship with Alexandre de Moraes, or his emphasis on issues supposedly remote from most people’s everyday concerns, such as rare earth minerals. Among the more systemic interpretations, three seem especially questionable. One argues that the principal defeat was not the left’s, since its congressional representation declined only slightly. The decisive movement captured at the ballot box, according to this view, was a shift within the right itself—from the more moderate and transactional forces of the Centrão toward the more ideological and radicalized forces of the PL and Novo. A second interpretation holds that the nature of electoral and political processes has changed. The material interests and aspirations of society, it argues, no longer play the central role they once did; they have given way to forms of subjective self-identification that the left has yet to understand. And a third concludes that, because of these two developments, we should expect a political winter: a prolonged period in which the far right and the broader right dominate Brazilian political life. There are important elements in all three interpretations. The problem lies in what they deny or leave out: Lula’s third government was a small-bore government. It offered the majorities that elected it neither a clearly better life nor reasons to believe again in politics and its power to transform society. These failures flowed from two fatal accommodations, which I will examine below. As a result, the government suffered a slow but steady erosion of support. And, as has happened in so many Western countries, it gave the far right the opportunity to present itself as anti-system and to benefit from popular frustration and distress. The interpretation that emphasizes the migration of votes from the center-right and traditional right toward the far right has been advanced, among others, by the courageous journalist Leonardo Sakamoto. In his UOL column on Monday, October 5, he highlights the miserable behavior of the traditional conservative parties. Over the past four years, they repeatedly joined forces with the “neo”-fascists, helping to “normalize” them—a criticism that could equally be directed at almost the entire corporate media. Believing they could use the far right as a stepping stone, they instead ended up partly devoured by it. This was especially true in the Senate, where the PL’s gain of 13 senators and Novo’s gain of two came at the expense of the PSD, which lost nine; the MDB, which lost two; the PSDB, which lost two; and the PP, which lost one. Sakamoto’s observation is accurate and necessary, but it leaves uncomfortable questions unanswered. Why did the erosion of the Centrão benefit the far right rather than, for example, producing growth for the left—as has happened so many times before, both in Brazil and elsewhere? The answer is not difficult. Throughout its four years in office, Lula’s third government was almost invariably associated with the Centrão. Here lies its first accommodation: accepting the limits imposed by conservative institutions; avoiding, as much as possible, any attempt to strain those limits through popular pressure; and believing only in the modest changes that could be squeezed through openings in Congress. The failure of the campaign to end the six-day workweek is emblematic. Lula could have electrified the presidential race by pairing it with a popular campaign for passage of the measure. Instead, he chose to place his hopes in the hands of Senate president Rodrigo Alcolumbre. He generated no mass mobilization, did not force his opponents onto an uncomfortable defensive, and won no victory. In September 2025, the government squandered the greatest of its many opportunities to shake up conservative power in Congress. Popular opposition to the so-called Shielding Amendment—which, if approved, would have restricted criminal proceedings against members of Congress—brought crowds into the streets, mobilized primarily by artists and social movements. This opened the possibility for a broader political education: a campaign that could begin exposing the limits and dysfunctions of Brazil’s political system while putting Bolsonaro’s movement on the defensive for its predictable support of political privilege. The amendment was defeated. But the executive branch then backed away from the fight. It remained associated with an institutional world widely seen as corrupt, elitist, and indifferent to ordinary people’s struggles. In doing so, it forfeited its credibility as a vehicle for the protest vote. On Sunday, it reaped the bitter fruits. Are We Doomed? Taking a different approach from Sakamoto, the philosopher Moysés Pinto Neto and other writers have drawn attention, in their first analyses of October 4, to the fragmentation of the public sphere produced by Big Tech platforms. Through their algorithms, these platforms present each person with a different view of social reality. As a consequence, it becomes much harder to identify common material problems and demands—for example, the fight for labor rights or for a properly funded public health system. Voters no longer embrace such demands, these authors argue, because they no longer see themselves as part of a collective. Instead, they tend to value the identities assigned to them by neoliberal subjectivity—the role of the entrepreneur, for example. On this interpretation, the left’s possible error lies in clinging to outdated illusions. Moysés’s warning is highly relevant and resonates with arguments such as Naomi Klein and Astra Taylor’s “Apocalyptic Fascism and the Billionaires’ Bet.” Unlike a century ago, the far right no longer promises a radiant future. It concentrates instead on resentment—especially that of young men. “They belong to a generation that fears it may never own a home, but compensates with the pleasure it gets from constantly provoking progressives online. Convinced their future has been stolen, they share memes romanticizing historical authoritarian regimes,” the authors write. But Moysés seems to confuse this danger with inevitability. He fails to see that the left’s answer cannot be adaptation. On the contrary, it must strengthen the possibility of politics as collective action. Nor does he recognize that precisely such a reversal is already becoming possible in some of the most promising mobilizations of the twenty-first century: the election, at the end of 2025, of the young Muslim Zohran Mamdani as mayor of New York, on a platform centered on the intensely material fight for an affordable city; the Left Party’s victory in Berlin two weeks ago, built around the demand to expropriate private real-estate corporations; and the very recent wave of demonstrations in Spain—including an occupation of Madrid’s Puerta del Sol—in which tens of thousands of young people mobilized by the Tenants’ Union have demanded limits on rents. By putting itself in the straitjacket of the “fiscal framework” in the first months of 2022, Lula’s third government adopted the second fatal accommodation of its term. Faced with conservative institutions and a country devastated by four years of Bolsonaro, increased public investment was the government’s remaining weapon for offering a more dignified life to the majority and forging an anti-conservative pact with them. The same state that disburses 1 trillion reais a year to enrich a small class of rentiers could instead spend money to extend the Family Health Strategy to every Brazilian, at a cost of 30 billion reais; provide full-day public schooling and childcare to all adolescents and children—and, especially, relief to their mothers; achieve universal sanitation while cleaning up polluted urban rivers; multiply metro systems; begin transforming the urban peripheries; and undertake many other urgently needed projects. In April 2023, an article in Outras Palavras warned that the fiscal framework could “shrink the Lula government and preserve the forces that condemn the country to inequality and regression.” A year later, another article showed that restraints on public spending were strangling policies vital to ordinary people and undermining the president’s popularity. In November 2024 came a reality check, in the form of the government’s humiliating defeat in the municipal elections. Even then, the fiscal lock was neither removed nor loosened. On the contrary: throughout the government’s four years, fiscal restraint remained central to its political narrative. The administration proudly proclaimed that it had “put the state’s accounts in order,” without grasping either how misleading that phrase was—given the payment of 1 trillion reais in interest—or how badly the message was hurting it politically. Lula finally woke up in September 2026. The increase in Bolsa Família benefits, after four years of being frozen; the announcement that anti-obesity drugs would be offered through Brazil’s public health system; and the ban on online betting showed that the state has the power to act decisively on behalf of the majority when those in government are willing to confront obstacles. The huge marches that closed the campaign in Fortaleza, Salvador, Rio de Janeiro, and São Paulo on the eve of October 4 showed how such initiatives can mobilize activists and the broader public. But it was too late—and too little to change the outcome of the first round. History has not ended The possibility of a turnaround in the three weeks leading up to November 25 cannot be ruled out. It will not be simple or easy. Lula must not only make up a deficit of 2.2 million votes; he must also offset the movement of voters who backed other right-wing candidates in the first round, most of whom are likely to move toward Flávio Bolsonaro. Pulling that off will require a broad, grassroots effort to win over voters, potentially reinforced by new initiatives from Lula. The coming hours and days will be decisive. If Bolsonaro’s movement also wins the presidency, the result will create a high-risk situation for Brazilian sovereignty and democracy. The enormous challenges posed by such an outcome would require the left to reexamine, in depth and with a genuine willingness to engage in self-criticism, its political projects—or its lack of them—and its practices. But would that mean we are condemned to the long winter of far-right hegemony that some analyses are beginning to forecast? It is far too early to say, suggests a recent text by Álvaro García Linera, the thinker who served as vice president of Bolivia under Evo Morales. His central hypothesis is that this political current will prove short-lived. At a moment when the entire world is once again talking about sovereignty and protecting national economies, the far right offers a stale, recolonizing neoliberalism. Its submission to the United States is as blatant and pathetic as Flávio and Eduardo Bolsonaro’s overtures to Donald Trump. Its project amounts to something like every man for himself: greater inequality, capitalism without limits, devastation, and supremacism. Will it work? In the United States, just two years into his second term, Trump himself is reaching record levels of unpopularity and may be on the verge of losing Republican control of both the House and Senate in November. Every new beginning is difficult. Whatever the outcome of the second round, the defeats of October 4 show how profoundly the Brazilian left will have to rethink and rebuild. But just as it would be foolish to underestimate the seriousness of its mistakes, it would be equally foolish to conclude that rebuilding a political project is no longer possible. History has not ended. The times are moving faster than ever. Originally published in Portuguese by Outras Palavras. English translation by Eric Blanc; I’ve added the subtitles. More We can’t stop the far right at home or abroad without a revitalized labor movement, which is yet another reason why you should become a sustaining supporter of the Emergency Workplace Organizing Committee (EWOC) — one of US labor’s pivotal bright spots. Relatedly, Jacobin published a short piece of mine reflecting on a decade of Bernie Sanders inspiring a whole new generation of young worker organizers.
4 Bold Predictions for Chicago Bears vs Green Bay Packers
The rivalry between the Chicago Bears and Green Bay Packers is unrivaled around the National Football League. It’s now even […]
8 Players Withdraw from ATP Shanghai
Shanghai, the penultimate Masters 1000 of the year has, in recent years, been one of the most unpredictable. Several withdrawals are already contributing to the narrative of the tournament as it’s set to get underway soon. Which Players Have Withdrawn from Shanghai? Jannik Sinner has once again pushed back his return to the court, withdrawing …
Prediction markets spend millions to influence state, federal governments
Kalshi, Polymarket and the Coalition for Prediction Markets have spent at least $3 million this year on lobbying and campaign contributions across the federal and state levels, according to a
Layla Zaidane: The politicians who can fix America’s polarization problem will win
Political predictions are notoriously unreliable, but here is one I am willing to stand behind: the elected officials who figure out how to govern across difference will dominate the next decade of American politics. With dysfunction and paralysis having become the status quo in Washington, elected officials who work together
Final Prediction for Saints-Falcons Week 4 Matchup
Your Age at Menopause May Predict Your Brain Health Years Later
Brain health experts explain.
Businesses Finding It Harder to Predict AI Spending
Companies are reportedly finding it increasingly difficult to forecast their AI spending. That’s according to a report Monday (Oct. 5) by The Wall Street
ESPN predicts Auburn's remaining schedule after SEC loss to Tennessee
How did Auburn football's 2026 outlook change following its Week 5 loss to Tennessee?
DraftKings Rallies 5% as BoA Upgrades to Buy With $27 Price Target; Flutter Entertainment Ticks Up
A Wall Street firm that spent the past year avoiding DraftKings (NASDAQ:DKNG | DKNG Price Prediction) over prediction-market risk has lifted its view. DraftKings stock is up 5% to $19.46 in morning trading after Bank of America (NYSE:BAC) upgraded the shares to Buy from Neutral. Also, shares of Flutter Entertainment (NYSE:FLUT) are up 1%, a […]
Tennessee-Arkansas football game initial score prediction Week 6
Initial score prediction for the Tennessee-Arkansas football game in Week 6.
Northwestern Projected to Make College Football Playoff in Early Prediction
Northwestern is projected as the No. 10 seed in an early College Football Playoff bracket after the Wildcats’ dominant 34-13 win over Penn State.
Weathering uncertainty: Construction’s mid-year assessment
2026 has been unpredictable for U.S. contractors, but the market continues to strengthen
Where to watch White Sox vs Guardians today, prediction for ALDS Game 2
ESPN FPI predicts Texas A&M vs. Missouri in Week 6
ESPN FPI only gives Missouri a three percent edge of Texas A&M before Saturday's Week 6 matchup.
Predicting Everton's October as Tough Schedule Incoming
Everton have a difficult month approaching, facing Hull, Chelsea, Arsenal, and Newcastle.
Chiefs Face Difficult Prediction on Tyquan Thornton From Sports Doc
A sports doctor provided a grim outlook for Kansas City Chiefs wide receiver Tyquan Thornton after his injury against the Raiders. The post Chiefs Face Difficult Prediction on Tyquan Thornton From Sports Doc appeared first on HEAVY.
Duke Blue Devils Land Prediction for Key Recruit
The Duke Blue Devils landed a crystal ball prediction for a big five-star recruiting target in the 2027 class.
It’s Nearly Impossible to Budget for AI Spending
Artificial-intelligence use is measured in tokens, but the models’ use of tokens at any given task can be unpredictable.
Scientists find a simple size rule that predicts magnetic ground states
Researchers found three distinct magnetic behaviors that appear at specific crystal sizes across several unusual materials.
Women and underrepresented minorities have higher tenure-track placement rates in the political science job market
What actually lands a PhD student a tenure-track professorship? A new study suggests a candidate's publication record, research field, and demographic identity are much stronger predictors of hiring success than the prestige of their university.
Where to watch Padres vs Brewers: Predictions, time and NLDS Game 2 channel
Brewers took Game 1 in Milwaukee. Can Padres bounce back?
NFL Week 4 expert picks, score predictions: Lions at Panthers
Detroit Lions vs. Carolina Panthers NFL Week 4 expert picks from the Pride of Detroit staff.
Three Last-Minute Packers vs. Buccaneers Predictions
Green Bay Packers' Jordan Love seeks rhythm against a winless Tampa Bay Buccaneers squad with undrafted rookie Jalon Daniels leading the charge.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
4 bold predictions for Bears vs. Jets
A rushing touchdown for the QB and a big day for the defensive line highlight our bold predictions for Bears vs. Jets.
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Germany XI vs Greece – Predicted lineup and team news
Germany will meet Greece again in the UEFA Nations League on Sunday, with Jürgen Klopp’s side aiming to make up for their defeat in the opening meeting between the two teams.Klopp’s time in charg...
The Red Sox Wild Card exit was no plot twist
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Where to watch Dodgers vs Braves today: Predictions, NLDS Game 2 time and channel
Dodgers will try to take commanding NLDS lead after winning Game 1 vs Atlanta.
NFL Week 4 expert picks, predictions: Moneyline, against the spread
A full slate of NFL Week 4 expert picks: moneyline and against the spread.
NASA and IBM's open source lunar model turns 17 years of orbiter data into a foundation for lunar science
NASA and IBM have released the Lunar Foundation Model, one of the first open-source AI models for lunar science. Trained on nearly 2 million tile bundles, mostly from 17 years of Lunar Reconnaissance Orbiter data, it cuts the error in predicting polar ice deposits by up to 22 percent compared to the strongest model it was tested against.
Packers vs. Buccaneers: Game Time, TV Channel, Injury Report, Betting Odds, Prediction and Key Matchup
The Green Bay Packers face a high-stakes crossroads against a winless Tampa Bay Buccaneers squad starting a rookie quarterback. Survival hinges on a battle of struggling offensive lines at Raymond James Stadium.
Portugal vs Norway – Predicted lineup and team news
Portugal and Norway are set to meet again on Sunday in their fourth UEFA Nations League group-stage clash, which also marks the final fixture for both sides during this international window.Portugal a...
Wales vs Denmark – Predicted lineup and team news
Wales will take on Denmark in their fourth UEFA Nations League fixture this Sunday at Cardiff City Stadium, with both sides currently level on three points from three games in the group standings.Wale...
Mormon leader decries explosion in sports betting, prediction markets
A leader of The Church of Jesus Christ of Latter-day Saints says an explosion in online prediction markets and sports betting is fostering greed among young people
Mormon leader decries explosion in sports betting, prediction markets
A leader of The Church of Jesus Christ of Latter-day Saints says an explosion in online prediction markets and sports betting is fostering greed among young people
Chargers vs. Seahawks: 5 bold predictions for Week 4 matchup
Here are five bold predictions for the Chargers in their Week 4 matchup against the Seahawks.
NDSU Predicted to Make Major Conference Move
North Dakota State has impressed in the FBS already, and the Bison are predicted to make a conference move. The post NDSU Predicted to Make Major Conference Move appeared first on HEAVY.
Mormon leader decries explosion in sports gambling, prediction markets
A leader of the Church of Jesus Christ of Latter-day Saints says an explosion in online prediction markets and sports betting is fostering greed among young people
Mormon leader decries explosion in sports gambling, prediction markets
A leader of the Church of Jesus Christ of Latter-day Saints says an explosion in online prediction markets and sports betting is fostering greed among young people.
Mormon leader decries explosion in sports gambling, prediction markets
A leader of the Church of Jesus Christ of Latter-day Saints says an explosion in online prediction markets and sports betting is fostering greed among young people.
Mormon Leader Decries Explosion in Sports Gambling, Prediction Markets
SALT LAKE CITY (AP) — A leader of the Church of Jesus Christ of Latter-day Saints warned Saturday that an explosion in gambling driven by online prediction markets and sports betting is fostering greed, particularly among youths, while producing “nothing of value.” D. Todd Christofferson, one of the ...
Predicting Tyrese Haliburton's Statline in Return to Pacers This Season
Taking a look at how Tyrese Haliburton's year will go for the Indiana Pacers this season.
Eagles Star Given Strong Prediction Entering Rams Week 4 Game
One of the stars of the Philadelphia Eagles has been given a strong prediction entering the team's game against the Los Angeles Rams.
Houston Texans vs. Dallas Cowboys: NFL Week 4 predictions from Houston Chronicle sports staff
Can the Texans avoid an 0-4 start as they face the Cowboys at home? The Houston Chronicle staff makes its predictions.
Caitlin Clark makes lofty prediction for her 'College GameDay' picks
Clark is calling her shot
NFL predictions: Broncos vs. 49ers score predictions for Week 4
The Denver Broncos are coming off an historic back-to-back comeback wins where they would overcome two score deficits in both games to climb to 2-1 before heading west to take on the undefeated San Francisco 49ers. They are underdogs and the 49ers look pretty good to start the season. This one will put Denver to […]
2026 MLB Playoffs: ALDS, NLDS predictions and World Series picks
Three Last-Minute North Carolina vs. Notre Dame Predictions
The North Carolina Tar Heels face a juggernaut in Kenan Stadium.
Three Last-Minute Florida vs. Missouri Predictions
Fresh off a dominant upset, the Florida Gators' high-octane offense prepares to dismantle a depleted Missouri defense.
Cubs Handed Strong Seiya Suzuki Free Agency Prediction
The Chicago Cubs crashed out in the Wild Card Series against the San Diego Padres and now face major offseason decisions, including whether to re-sign Seiya Suzuki.Suzuki hit .270 with 147 hits, 26 home runs, 86 RBIs, and 96 runs scored this season for Chicago, per StatMuse. Meanwhile, in the two Wild Card games against […] The post Cubs Handed Strong Seiya Suzuki Free Agency Prediction appeared first on HEAVY.
Texas Tech vs Colorado Prediction: Is This When The Buffaloes Turn This Around?
It's been a rough run for Deion Sanders and Colorado, but nothing would change the momentum faster than a win over Texas Tech. Here's the CFN preview and prediction.
Alabama, Keelon Russell Given Strong Prediction vs Mississippi State
The Alabama Crimson Tide and quarterback Keelon Russell have been given a nice prediction before the game against Mississippi State.
3 Bold Predictions for Vikings vs. Dolphins in Week 4
Small businesses use Kalshi to hedge financial risks
An expert weighs in on how businesses are using prediction-market contracts to hedge against financial risks.
Iowa Football: Betting Prediction For Ohio State Game
HawkeyeRoundtable publisher Brad Schultz shares his betting picks for the Iowa-Ohio State game, including spread and total.
NFL predictions: Chargers vs. Seahawks face intriguing Week 4 matchup
The Los Angeles Chargers are getting ready to face off against the Seattle Seahawks.
Fans predict Michigan Football’s October win total
Here’s how many wins fans project for Michigan Football in October.
Prediction Time: Division Series
In our Wild Card prediction thread, two people got three of the four series correct: Ritzkiss and Rancy. In the ‘how many games will the series go, Rancy was off by just two games, so he’s the winner. I’d like to say there is a prize, but you have my congratulations Rancy. That and $2.95 […]
NFL Analyst Drops Honest Admission on Vikings QB Kyler Murray
Despite a sluggish start for the league's lowest-ranked offense, insiders predict Kyler Murray will finally ignite against Miami to silence critics and secure a dominant 4-0 start.
Eagles Given Intriguing Prediction For Trade Deadline This Season
The Philadelphia Eagles were given an interesting prediction for the upcoming trade deadline.
Glory Days Grill Launches Weekly Football Pick’em Challenge
Glory Days Grill & Sports House has launched GDG Pick’em, a new weekly professional and college football prediction challenge that gives guests a new way to compete with fellow fans, engage with their local Glory Days Grill and earn food and discounts for getting their picks right. The interactive game is part of Glory Days […]
Purdue Football (1-3) vs. Illinois (2-2): Staff Predictions
Will Purdue football get a Big Ten win?
Arizona Cardinals news: Cardinals-Giants final score predictions
What do you predict will be the final score of Cardinals-Giants in Week Four?
UFC 332 preview, predictions: Worst main event in history?
UFC 332 is set for Delta Center in Salt Lake City on Sat. night (Oct. 3, 2026) with the preliminary card streaming on Paramount+, followed by the main card on the CBS network — home to this 2008 record breaker. There exists a subset of combat sports fans who remain puzzled as to why a […]
ESPN predicts outcome of Auburn's Week 5 matchup vs Tennessee
Will the Auburn Tigers pick up a much-needed SEC road win over Tennessee on Saturday? Here's what ESPN is saying.
Notre Dame vs North Carolina Game Predictions
The Fighting Irish risk their winning streak against a stingy Tar Heel defense. Our analysts break down whether Notre Dame’s elite unit can stifle North Carolina at home.
SeatGeek Launches TourIQ, Bringing Predictive Pricing Intelligence to Live Entertainment
NEW YORK, October 02, 2026--SeatGeek, the technology company that has put data at the center of the live event experience from day one, today announced the launch of TourIQ, a predictive intelligence product built for the people who book and price live shows. TourIQ tells a promoter or venue what a concert or third party event is worth at any building, for any artist, on any date, before a single ticket is sold, then generates a price for every seat in the house so the show opens with the right
Iowa Football: Final Prediction For Iowa-Ohio State Showdown
Can the Hawkeyes launch themselves into College Football Playoff contention?
NFL Predictions: Buccaneers vs. Packers Week 4 Picks and Scores
The Tampa Bay Buccaneers are still searching for their first win of the season as they prepare to host the Green Bay Packers Sunday afternoon at Raymond James Stadium. Tampa Bay enters Week 4 at 0-3 following last week’s 23-16 loss to the Minnesota Vikings. The Buccaneers will also be without starting quarterback Baker Mayfield, […]
Jumbo Package: Alabama at Mississippi State previews and predictions
Your latest Crimson Tide news and notes.
New York's gambling tax revenue faces prediction market growth
Online sports betting has generated over a billion in tax revenue for New York, but prediction markets could take a bite out of that.
Capitol News Illinois | Optimistic data-center report met with criticism
A new study predicts data centers expected to be built in Illinois over the next decade would create thousands of jobs and millions of dollars in property-tax revenue.
Editor Score Predictions: Nebraska vs. Maryland
Every week The Daily Nebraskan senior sports staff makes their score predictions for each football game. This week the Huskers will take on the Maryland Terrapins at Memorial Stadium.
MLB playoffs 2026: Division series preview, X-factors, predictions and more for Braves-Dodgers, Padres-Brewers, Yankees-Rays and White Sox-Guardians
TNF expert picks, predictions: Steelers at Browns
Check out our NFL Week 4 expert picks for Browns vs. Steelers on “Thursday Night Football.”
Experts Predict Packers to Get Back on Track Against Buccaneers
Multiple experts believe that the Green Bay Packers will get back on track this weekend against Tampa Bay.
Who does CBS Sports think OU will face this bowl season?
Where does CBS Sports have the Oklahoma Sooners headed in their new bowl predictions?
Online holiday sales expected to top $275 billion in 2026
With the Christmas holidays approaching and the shopping season underway, Adobe Analytics predicts more consumers will shop online, especially during the aggressive promotional period between Thanksgiving and Cyber Monday. Adobe...
Victor Wembanyama says it’s ‘very sad’ to see NBA players ‘promote’ prediction markets
“Honestly, I think it’s very sad to see some players promote it,” Wembanyama said when asked if he'd ever partner with a betting company.